Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 116500
per

Your estimated
City
free-cash

Zurich , Switzerland
-₽22389
₽9985
₽20802
₽15017
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 500
city
-
-
-
1 228
pensions
-
-
-
10 717
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
2 330
regional
-
-
-
4 477
health
-
-
-
262
national
-
-
-
1 024
total
-
-
-
20 038
Employee
88 541
-
104 273
-
city
950
-
1 119
-
regional
2 899
-
3 844
-
health
200
-
235
-
pensions
7 439
-
8 760
-
unemployment
-
-
-
-
national
419
-
785
-
total
11 907
-
14 743
-
Employer
88 541
-
104 273
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 770
-
2 085
-
unemployment
-
-
-
-
pensions
7 439
-
8 760
-
health
200
-
235
-
total
9 409
-
11 080
-
Corporate
17 576
116 500
-
-
regional
3 717
24 640
-
-
national
1 494
9 903
-
-
total
5 211
34 543
-
-
Dividends
12 364
81 957
-
-
withholding
4 328
28 686
-
-
total
4 328
28 686
-
-
Income
116 500
116 500
116 500
116 500
Total tax
30 855
63 229
25 823
20 038
After tax
85 645
53 271
90 677
96 462
Living cost
75 660
75 660
75 660
75 660
Free-cash
9 985
-22 389
15 017
20 802

Estimated living cost  is ₽75660 per week

₽49201
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6790
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽929
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18740
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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