Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 116500
per

Your estimated
City
free-cash

Andorra , Andorra
₽60123
₽74674
₽63222
₽77708
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 500
social contributions
-
-
-
25 631
income
-
-
-
3 604
total
-
-
-
29 235
Employee
29 029
-
100 864
-
social contributions
1 887
-
6 556
-
income
-
-
3 948
-
total
1 887
-
10 504
-
Employer
29 029
-
100 864
-
social contributions
4 500
-
15 632
-
total
4 500
-
15 632
-
Corporate
82 972
116 500
-
-
income
8 297
11 650
-
-
total
8 297
11 650
-
-
Dividends
74 675
104 850
-
-
total
-
-
-
-
Income
116 500
116 500
116 500
116 500
Total tax
14 684
11 650
26 136
29 235
After tax
101 816
104 850
90 364
87 265
Living cost
27 142
27 142
27 142
27 142
Free-cash
74 674
77 708
63 222
60 123

Estimated living cost  is ₽27142 per week

₽17550
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2046
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7036
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽29881
₽35709
₽3195
₽36154
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 500
surtax
-
-
-
-
unemployment
-
-
-
5 538
health
-
-
-
8 069
chamber of commerce
-
-
-
466
pensions
-
-
-
19 515
income
-
-
-
24 224
total
-
-
-
57 812
Employee
39 470
35 984
90 463
-
unemployment
1 184
1 080
2 714
-
other
394
360
905
-
income
3 516
2 654
20 319
-
pensions
4 042
3 684
9 263
-
health
1 527
1 393
3 501
-
total
10 663
9 171
36 702
-
Employer
39 470
35 984
90 463
-
pensions
4 954
4 517
11 354
-
surtax
-
-
-
-
payroll
1 184
1 080
2 714
-
other
1 875
1 708
4 297
-
health
1 492
1 361
3 420
-
accident
512
468
1 175
-
unemployment
1 184
1 080
2 714
-
chamber of commerce
158
144
362
-
total
11 359
10 358
26 036
-
Corporate
65 671
70 160
87 036
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

16 417
17 539
21 760
-
total
16 417
17 539
21 760
-
Dividends
49 254
52 620
-
-
withholding
13 545
14 471
-
-
total
13 545
14 471
-
-
Income
116 500
116 500
116 500
116 500
Total tax
51 984
51 539
84 498
57 812
After tax
64 516
64 961
32 002
58 688
Living cost
28 807
28 807
28 807
28 807
Free-cash
35 709
36 154
3 195
29 881

Estimated living cost  is ₽28807 per week

₽17281
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2942
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8071
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽26694
₽31651
₽153
₽33047
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 500
surtax
-
-
-
178
unemployment
-
-
-
5 538
health
-
-
-
8 069
chamber of commerce
-
-
-
466
pensions
-
-
-
19 515
income
-
-
-
24 224
total
-
-
-
57 990
Employee
45 125
35 984
90 326
-
unemployment
1 354
1 080
2 709
-
other
451
360
903
-
income
5 137
2 654
20 272
-
pensions
4 621
3 684
9 250
-
health
1 746
1 393
3 496
-
total
13 309
9 171
36 630
-
Employer
45 125
35 984
90 326
-
pensions
5 663
4 517
11 337
-
surtax
178
178
178
-
payroll
1 354
1 080
2 709
-
other
2 144
1 708
4 291
-
health
1 705
1 361
3 415
-
accident
586
468
1 174
-
unemployment
1 354
1 080
2 709
-
chamber of commerce
180
144
362
-
total
13 164
10 536
26 175
-
Corporate
58 212
69 982
86 899
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

14 553
17 495
21 726
-
total
14 553
17 495
21 726
-
Dividends
43 659
52 487
-
-
withholding
12 007
14 435
-
-
total
12 007
14 435
-
-
Income
116 500
116 500
116 500
116 500
Total tax
53 033
51 637
84 531
57 990
After tax
63 467
64 863
31 969
58 510
Living cost
31 816
31 816
31 816
31 816
Free-cash
31 651
33 047
153
26 694

Estimated living cost  is ₽31816 per week

₽21220
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2714
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽523
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7360
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽19083
₽18775
₽10466
₽32320
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 500
national
-
-
-
40 134
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
5 881
social contributions
-
-
-
18 479
total
-
-
-
64 494
Employee

The minimum management director salary is set at €45,000 per year.

64 588
-
90 232
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

562
-
785
-
national
19 857
-
30 343
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 369
-
4 707
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 844
-
6 767
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 035
-
4 241
-
total
31 667
-
46 843
-
Employer

The minimum management director salary is set at €45,000 per year.

64 588
-
90 232
-
surtax
7 324
-
10 233
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 723
-
7 995
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 972
-
5 548
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

840
-
1 174
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

942
-
1 318
-
total
18 801
-
26 268
-
Corporate
33 111
116 500
-
-
income
6 623
23 300
-
-
surtax
132
466
-
-
total
6 755
23 766
-
-
Dividends
26 357
92 734
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

7 579
27 491
-
-
total
7 579
27 491
-
-
Income
116 500
116 500
116 500
116 500
Total tax
64 802
51 257
73 111
64 494
After tax
51 698
65 243
43 389
52 006
Living cost
32 923
32 923
32 923
32 923
Free-cash
18 775
32 320
10 466
19 083

Estimated living cost  is ₽32923 per week

₽21206
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2879
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽516
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8322
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽75067
₽78569
₽79177
₽84072
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 500
unemployment
-
-
-
126
health
-
-
-
3 628
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 669
income
-
-
-
17 475
total
-
-
-
25 898
Employee
20 571
-
110 311
-
accident

We are using the highest rate at 1.1%.

226
-
347
-
income
2 057
-
11 031
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 806
-
2 770
-
health
946
-
1 451
-
total
5 035
-
15 599
-
Employer
20 571
-
110 311
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 267
-
3 476
-
health
1 420
-
2 177
-
accident

We are using the highest rate at 1.1%.

226
-
347
-
unemployment
124
-
189
-
total
4 037
-
6 189
-
Corporate
91 893
116 500
-
-
income
9 189
11 650
-
-
total
9 189
11 650
-
-
Dividends
82 704
104 850
-
-
withholding
4 135
5 243
-
-
total
4 135
5 243
-
-
Income
116 500
116 500
116 500
116 500
Total tax
22 396
16 893
21 788
25 898
After tax
94 104
99 607
94 712
90 602
Living cost
15 535
15 535
15 535
15 535
Free-cash
78 569
84 072
79 177
75 067

Estimated living cost  is ₽15535 per week

₽10275
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽889
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽371
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4001
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽78761
₽83569
₽82871
₽87766
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 500
unemployment
-
-
-
126
health
-
-
-
3 628
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 669
income
-
-
-
17 475
total
-
-
-
25 898
Employee
15 678
-
110 311
-
accident

We are using the highest rate at 1.1%.

173
-
347
-
income
1 568
-
11 031
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 377
-
2 770
-
health
721
-
1 451
-
total
3 839
-
15 599
-
Employer
15 678
-
110 311
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 728
-
3 476
-
health
1 082
-
2 177
-
accident

We are using the highest rate at 1.1%.

173
-
347
-
unemployment
94
-
189
-
total
3 077
-
6 189
-
Corporate
97 745
116 500
-
-
income
9 775
11 650
-
-
total
9 775
11 650
-
-
Dividends
87 970
104 850
-
-
withholding
4 399
5 243
-
-
total
4 399
5 243
-
-
Income
116 500
116 500
116 500
116 500
Total tax
21 090
16 893
21 788
25 898
After tax
95 410
99 607
94 712
90 602
Living cost
11 841
11 841
11 841
11 841
Free-cash
83 569
87 766
82 871
78 761

Estimated living cost  is ₽11841 per week

₽6913
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽314
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3769
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽60658
₽59308
₽59429
₽64220
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 500
health
-
-
-
2 971
social contributions
-
-
-
14 609
income
-
-
-
17 356
total
-
-
-
34 936
Employee
69 432
69 432
106 752
-
income
7 560
6 427
16 830
-
social contributions
2 625
5 763
7 772
-
health
538
1 181
1 815
-
total
10 723
13 371
26 417
-
Employer
69 432
69 432
106 752
-
social contributions
2 625
5 763
7 772
-
health
584
1 285
1 976
-
total
3 209
7 048
9 748
-
Corporate
81 662
40 020
-
-
income
10 207
5 002
-
-
total
10 207
5 002
-
-
Dividends
71 454
35 019
-
-
withholding
12 147
5 953
-
-
total
12 147
5 953
-
-
Income
116 500
116 500
116 500
116 500
Total tax
36 286
31 374
36 165
34 936
After tax
80 214
85 126
80 335
81 564
Living cost
20 906
20 906
20 906
20 906
Free-cash
59 308
64 220
59 429
60 658

Estimated living cost  is ₽20906 per week

₽12529
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2051
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5864
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽52277
₽52094
₽51048
₽55839
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 500
health
-
-
-
2 971
social contributions
-
-
-
14 609
income
-
-
-
17 356
total
-
-
-
34 936
Employee
69 432
69 432
106 752
-
income
7 291
6 427
16 830
-
social contributions
3 374
5 763
7 772
-
health
691
1 181
1 815
-
total
11 356
13 371
26 417
-
Employer
69 432
69 432
106 752
-
social contributions
3 374
5 763
7 772
-
health
752
1 285
1 976
-
total
4 126
7 048
9 748
-
Corporate
71 732
40 020
-
-
income
8 967
5 002
-
-
total
8 967
5 002
-
-
Dividends
62 765
35 019
-
-
withholding
10 670
5 953
-
-
total
10 670
5 953
-
-
Income
116 500
116 500
116 500
116 500
Total tax
35 119
31 374
36 165
34 936
After tax
81 381
85 126
80 335
81 564
Living cost
29 287
29 287
29 287
29 287
Free-cash
52 094
55 839
51 048
52 277

Estimated living cost  is ₽29287 per week

₽20021
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2288
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6487
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽39264
₽51897
₽38251
₽59342
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 500
health
-
-
-
15 727
social contributions
-
-
-
30 029
income
-
-
-
10 612
solidarity contribution
-
-
-
-
total
-
-
-
56 368
Employee
30 689
-
86 940
-
income
3 683
-
10 433
-
social contributions
1 995
-
5 651
-
health
4 143
-
11 737
-
solidarity contribution
-
-
-
-
total
9 821
-
27 821
-
Employer
30 689
-
86 940
-
social contributions
7 672
-
21 735
-
health
2 762
-
7 825
-
total
10 434
-
29 560
-
Corporate
75 377
116 500
-
-
income
14 322
22 135
-
-
total
14 322
22 135
-
-
Dividends
61 055
94 365
-
-
withholding
9 158
14 155
-
-
total
9 158
14 155
-
-
Income
116 500
116 500
116 500
116 500
Total tax
43 735
36 290
57 381
56 368
After tax
72 765
80 210
59 119
60 132
Living cost
20 868
20 868
20 868
20 868
Free-cash
51 897
59 342
38 251
39 264

Estimated living cost  is ₽20868 per week

₽14495
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1485
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽410
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4478
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽34417
₽45322
₽33404
₽54495
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 500
health
-
-
-
15 727
social contributions
-
-
-
30 029
income
-
-
-
10 612
solidarity contribution
-
-
-
-
total
-
-
-
56 368
Employee
37 817
-
86 940
-
income
4 538
-
10 433
-
social contributions
2 458
-
5 651
-
health
5 105
-
11 737
-
solidarity contribution
-
-
-
-
total
12 101
-
27 821
-
Employer
37 817
-
86 940
-
social contributions
9 454
-
21 735
-
health
3 403
-
7 825
-
total
12 857
-
29 560
-
Corporate
65 826
116 500
-
-
income
12 507
22 135
-
-
total
12 507
22 135
-
-
Dividends
53 319
94 365
-
-
withholding
7 998
14 155
-
-
total
7 998
14 155
-
-
Income
116 500
116 500
116 500
116 500
Total tax
45 463
36 290
57 381
56 368
After tax
71 037
80 210
59 119
60 132
Living cost
25 715
25 715
25 715
25 715
Free-cash
45 322
54 495
33 404
34 417

Estimated living cost  is ₽25715 per week

₽19124
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1425
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽445
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4722
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽27198
-₽80818
-₽80818
-₽80818
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 500
national
-
-
-
12 654
pensions
-
-
-
785
municipal
-
-
-
22 990
labour market
-
-
-
9 257
total
-
-
-
45 686
Employee
184 092
184 092
184 092
-
municipal
39 201
39 201
39 201
-
national
22 490
22 490
22 490
-
pensions
262
262
262
-
labour market
14 706
14 706
14 706
-
total
76 659
76 659
76 659
-
Employer
184 092
184 092
184 092
-
pensions
523
523
523
-
labour market
14 727
14 727
14 727
-
municipal
39 264
39 264
39 264
-
national
22 529
22 529
22 529
-
total
77 043
77 043
77 043
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
116 500
116 500
116 500
116 500
Total tax
153 702
153 702
153 702
45 686
After tax
-37 202
-37 202
-37 202
70 814
Living cost
43 616
43 616
43 616
43 616
Free-cash
-80 818
-80 818
-80 818
27 198

Estimated living cost  is ₽43616 per week

₽29851
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3858
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽671
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9235
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽40635
₽65782
₽45340
₽71391
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 500
health
-
-
-
15 146
pensions
-
-
-
23 300
income
-
-
-
15 610
total
-
-
-
54 056
Employee
25 615
-
87 069
-
unemployment
410
-
1 393
-
income
2 884
-
16 787
-
pensions
512
-
1 741
-
total
3 806
-
19 921
-
Employer
25 615
-
87 069
-
pensions
5 123
-
17 414
-
health
3 329
-
11 319
-
unemployment
206
-
697
-
total
8 658
-
29 430
-
Corporate
82 227
116 500
-
-
income
16 445
23 300
-
-
total
16 445
23 300
-
-
Dividends
65 782
93 200
-
-
total
-
-
-
-
Income
116 500
116 500
116 500
116 500
Total tax
28 909
23 300
49 351
54 056
After tax
87 591
93 200
67 149
62 444
Living cost
21 809
21 809
21 809
21 809
Free-cash
65 782
71 391
45 340
40 635

Estimated living cost  is ₽21809 per week

₽14959
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1299
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽439
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5113
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽45127
₽41189
₽29152
₽40793
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
116 500
national
-
-
-
14 575
health
-
-
-
1 417
municipal
-
-
-
20 715
total
-
-
-
36 707
Employee
47 506
-
98 006
-
unemployment
713
-
1 470
-
municipal
7 781
-
15 982
-
national
785
-
8 987
-
pensions
3 206
-
6 616
-
health
355
-
1 133
-
total
12 840
-
34 188
-
Employer
47 506
-
98 006
-
pensions
8 242
-
17 005
-
health
365
-
754
-
accident
48
-
98
-
unemployment
308
-
637
-
total
8 963
-
18 494
-
Corporate
60 031
116 500
-
-
income
12 007
23 300
-
-
total
12 007
23 300
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

36 018
69 900
-
-
municipal
6 484
12 582
-
-
national
351
5 159
-
-
total
6 835
17 741
-
-
Income
116 500
116 500
116 500
116 500
Total tax
40 645
41 041
52 682
36 707
After tax
75 855
75 459
63 818
79 793
Living cost
34 666
34 666
34 666
34 666
Free-cash
41 189
40 793
29 152
45 127

Estimated living cost  is ₽34666 per week

₽22644
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3334
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽552
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8137
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽38508
₽35898
₽40951
₽30883
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 500
surtax
-
-
-
-
health
-
-
-
3 598
pensions
-
-
-
24 829
social contributions
-
-
-
3 319
income
-
-
-
14 802
other
-
-
-
3 612
total
-
-
-
50 160
Employee
34 496
-
92 634
-
income
1 779
-
15 800
-
surtax
-
-
-
-
social contributions
984
-
2 641
-
pensions
3 902
-
5 410
-
total
6 665
-
23 851
-
Employer
34 496
-
92 634
-
pensions
5 668
-
9 291
-
social contributions
103
-
278
-
other
1 191
-
3 196
-
health
2 414
-
7 350
-
unemployment
1 397
-
3 751
-
total
10 773
-
23 866
-
Corporate
71 231
116 500
-
-
income
19 945
32 620
-
-
surtax
-
-
-
-
total
19 945
32 620
-
-
Dividends
51 286
83 880
-
-
withholding
6 564
10 737
-
-
social contributions
8 823
14 428
-
-
surtax
-
-
-
-
total
15 387
25 165
-
-
Income
116 500
116 500
116 500
116 500
Total tax
52 770
57 785
47 717
50 160
After tax
63 730
58 715
68 783
66 340
Living cost
27 832
27 832
27 832
27 832
Free-cash
35 898
30 883
40 951
38 508

Estimated living cost  is ₽27832 per week

₽16141
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2827
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8336
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽35447
₽33158
₽37890
₽27822
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 500
surtax
-
-
-
-
health
-
-
-
3 598
pensions
-
-
-
24 829
social contributions
-
-
-
3 319
income
-
-
-
14 802
other
-
-
-
3 612
total
-
-
-
50 160
Employee
38 645
-
92 634
-
income
2 281
-
15 800
-
surtax
-
-
-
-
social contributions
1 102
-
2 641
-
pensions
4 369
-
5 410
-
total
7 752
-
23 851
-
Employer
38 645
-
92 634
-
pensions
6 349
-
9 291
-
social contributions
117
-
278
-
other
1 333
-
3 196
-
health
2 706
-
7 350
-
unemployment
1 564
-
3 751
-
total
12 069
-
23 866
-
Corporate
65 787
116 500
-
-
income
18 420
32 620
-
-
surtax
-
-
-
-
total
18 420
32 620
-
-
Dividends
47 367
83 880
-
-
withholding
6 062
10 737
-
-
social contributions
8 146
14 428
-
-
surtax
-
-
-
-
total
14 208
25 165
-
-
Income
116 500
116 500
116 500
116 500
Total tax
52 449
57 785
47 717
50 160
After tax
64 051
58 715
68 783
66 340
Living cost
30 893
30 893
30 893
30 893
Free-cash
33 158
27 822
37 890
35 447

Estimated living cost  is ₽30893 per week

₽19479
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2512
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8377
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽22729
₽21309
₽25172
₽15104
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 500
surtax
-
-
-
-
health
-
-
-
3 598
pensions
-
-
-
24 829
social contributions
-
-
-
3 319
income
-
-
-
14 802
other
-
-
-
3 612
total
-
-
-
50 160
Employee
56 553
-
92 634
-
income
4 934
-
15 800
-
surtax
-
-
-
-
social contributions
1 611
-
2 641
-
pensions
6 397
-
5 410
-
total
12 942
-
23 851
-
Employer
56 553
-
92 634
-
pensions
9 292
-
9 291
-
social contributions
170
-
278
-
other
1 952
-
3 196
-
health
3 958
-
7 350
-
unemployment
2 291
-
3 751
-
total
17 663
-
23 866
-
Corporate
42 284
116 500
-
-
income
11 840
32 620
-
-
surtax
-
-
-
-
total
11 840
32 620
-
-
Dividends
30 444
83 880
-
-
withholding
3 897
10 737
-
-
social contributions
5 238
14 428
-
-
surtax
-
-
-
-
total
9 135
25 165
-
-
Income
116 500
116 500
116 500
116 500
Total tax
51 580
57 785
47 717
50 160
After tax
64 920
58 715
68 783
66 340
Living cost
43 611
43 611
43 611
43 611
Free-cash
21 309
15 104
25 172
22 729

Estimated living cost  is ₽43611 per week

₽29515
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3568
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽598
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9930
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽109505
₽103752
₽87370
₽104845
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
116 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 165
total
-
-
-
1 165
Employee
7 287
-
116 500
-
income
1 457
-
23 300
-
total
1 457
-
23 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

109 213
116 500
-
-
total
-
-
-
-
Dividends
109 213
116 500
-
-
withholding
5 461
5 825
-
-
total
5 461
5 825
-
-
Income
116 500
116 500
116 500
116 500
Total tax
6 918
5 825
23 300
1 165
After tax
109 582
110 675
93 200
115 335
Living cost
5 830
5 830
5 830
5 830
Free-cash
103 752
104 845
87 370
109 505

Estimated living cost  is ₽5830 per week

₽3613
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽485
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1572
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽106250
₽99887
₽84115
₽101590
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
116 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 165
total
-
-
-
1 165
Employee
11 357
-
116 500
-
income
2 271
-
23 300
-
total
2 271
-
23 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

105 143
116 500
-
-
total
-
-
-
-
Dividends
105 143
116 500
-
-
withholding
5 257
5 825
-
-
total
5 257
5 825
-
-
Income
116 500
116 500
116 500
116 500
Total tax
7 528
5 825
23 300
1 165
After tax
108 972
110 675
93 200
115 335
Living cost
9 085
9 085
9 085
9 085
Free-cash
99 887
101 590
84 115
106 250

Estimated living cost  is ₽9085 per week

₽6148
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽305
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2251
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽31763
₽36979
₽42457
₽25169
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
116 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 720
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 169
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
31 294
trade
-
-
-
10 694
total
-
-
-
49 877
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 927
-
116 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 694
-
31 294
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

204
-
1 720
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 169
-
6 169
-
total
10 067
-
39 183
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
71 573
116 500
-
-
trade
10 271
16 717
-
-
income
10 735
17 474
-
-
chamber of commerce
242
308
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

591
961
-
-
total
21 839
35 460
-
-
Dividends
49 734
81 039
-
-
withholding
12 090
19 916
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

665
1 095
-
-
total
12 755
21 011
-
-
Income
116 500
116 500
116 500
116 500
Total tax
44 661
56 471
39 183
49 877
After tax
71 839
60 029
77 317
66 623
Living cost
34 860
34 860
34 860
34 860
Free-cash
36 979
25 169
42 457
31 763

Estimated living cost  is ₽34860 per week

₽24047
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3751
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽505
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6556
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽38230
₽41465
₽49968
₽31480
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
116 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 720
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 169
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
31 294
trade
-
-
-
11 738
total
-
-
-
50 921
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 536
-
116 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

965
-
31 294
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
1 720
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 169
-
6 169
-
total
7 187
-
39 183
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
81 964
116 500
-
-
trade
12 910
18 348
-
-
income
12 294
17 474
-
-
chamber of commerce
255
305
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

677
961
-
-
total
26 136
37 088
-
-
Dividends
55 828
79 411
-
-
withholding
13 614
19 510
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

749
1 073
-
-
total
14 363
20 583
-
-
Income
116 500
116 500
116 500
116 500
Total tax
47 686
57 671
39 183
50 921
After tax
68 814
58 829
77 317
65 579
Living cost
27 349
27 349
27 349
27 349
Free-cash
41 465
31 480
49 968
38 230

Estimated living cost  is ₽27349 per week

₽17204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3189
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6446
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽29588
₽35445
₽41846
₽22759
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
116 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 720
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 169
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
31 294
trade
-
-
-
12 258
total
-
-
-
51 441
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 790
-
116 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 934
-
31 294
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

216
-
1 720
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 169
-
6 169
-
total
10 319
-
39 183
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
70 710
116 500
-
-
trade
11 631
19 164
-
-
income
10 607
17 474
-
-
chamber of commerce
238
303
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

583
961
-
-
total
23 059
37 902
-
-
Dividends
47 651
78 597
-
-
withholding
11 570
19 306
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

636
1 062
-
-
total
12 206
20 368
-
-
Income
116 500
116 500
116 500
116 500
Total tax
45 584
58 270
39 183
51 441
After tax
70 916
58 230
77 317
65 059
Living cost
35 471
35 471
35 471
35 471
Free-cash
35 445
22 759
41 846
29 588

Estimated living cost  is ₽35471 per week

₽23723
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3741
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7478
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽23174
₽30908
₽35953
₽16268
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
116 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 720
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 169
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
31 294
trade
-
-
-
12 779
total
-
-
-
51 962
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 265
-
116 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 381
-
31 294
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

351
-
1 720
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 169
-
6 169
-
total
12 901
-
39 183
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
62 235
116 500
-
-
trade
10 673
19 979
-
-
income
9 335
17 474
-
-
chamber of commerce
224
302
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

514
961
-
-
total
20 746
38 716
-
-
Dividends
41 488
77 783
-
-
withholding
10 029
19 102
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

552
1 050
-
-
total
10 581
20 152
-
-
Income
116 500
116 500
116 500
116 500
Total tax
44 228
58 868
39 183
51 962
After tax
72 272
57 632
77 317
64 538
Living cost
41 364
41 364
41 364
41 364
Free-cash
30 908
16 268
35 953
23 174

Estimated living cost  is ₽41364 per week

₽30211
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3309
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽538
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7308
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽35511
₽50125
₽33587
₽52997
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 500
surtax
-
-
-
3 485
unemployment
-
-
-
206
health
-
-
-
8 271
pensions
-
-
-
23 300
income
-
-
-
25 446
other
-
-
-
-
total
-
-
-
60 708
Employee
30 408
-
96 241
-
unemployment
2 116
-
6 698
-
other
-
-
-
-
income
5 098
-
23 621
-
surtax
108
-
3 182
-
pensions
2 029
-
6 419
-
health
776
-
2 455
-
total
10 127
-
42 375
-
Employer
30 408
-
96 241
-
pensions
4 054
-
12 829
-
other
-
-
-
-
health
1 383
-
4 378
-
unemployment
965
-
3 050
-
total
6 402
-
20 257
-
Corporate
79 690
116 500
-
-
income
20 720
30 290
-
-
total
20 720
30 290
-
-
Dividends
58 971
86 210
-
-
withholding
8 845
12 932
-
-
total
8 845
12 932
-
-
Income
116 500
116 500
116 500
116 500
Total tax
46 094
43 222
62 632
60 708
After tax
70 406
73 278
53 868
55 792
Living cost
20 281
20 281
20 281
20 281
Free-cash
50 125
52 997
33 587
35 511

Estimated living cost  is ₽20281 per week

₽12245
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1763
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽471
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5804
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽35867
₽50543
₽33943
₽53353
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 500
surtax
-
-
-
3 485
unemployment
-
-
-
206
health
-
-
-
8 271
pensions
-
-
-
23 300
income
-
-
-
25 446
other
-
-
-
-
total
-
-
-
60 708
Employee
29 860
-
96 241
-
unemployment
2 078
-
6 698
-
other
-
-
-
-
income
5 005
-
23 621
-
surtax
98
-
3 182
-
pensions
1 991
-
6 419
-
health
763
-
2 455
-
total
9 935
-
42 375
-
Employer
29 860
-
96 241
-
pensions
3 980
-
12 829
-
other
-
-
-
-
health
1 359
-
4 378
-
unemployment
946
-
3 050
-
total
6 285
-
20 257
-
Corporate
80 355
116 500
-
-
income
20 893
30 290
-
-
total
20 893
30 290
-
-
Dividends
59 462
86 210
-
-
withholding
8 919
12 932
-
-
total
8 919
12 932
-
-
Income
116 500
116 500
116 500
116 500
Total tax
46 032
43 222
62 632
60 708
After tax
70 468
73 278
53 868
55 792
Living cost
19 925
19 925
19 925
19 925
Free-cash
50 543
53 353
33 943
35 867

Estimated living cost  is ₽19925 per week

₽12183
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1839
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽459
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5444
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽62728
₽47960
₽49559
₽47586
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 500
unemployment
-
-
-
1 747
health
-
-
-
8 155
pensions
-
-
-
11 650
income
-
-
-
14 242
total
-
-
-
35 794
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 952
10 328
97 490
-
unemployment
389
155
1 462
-
income
3 173
1 263
11 918
-
pensions
2 595
1 033
9 749
-
health
1 817
723
6 824
-
total
7 974
3 174
29 953
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 952
10 328
97 490
-
pensions
5 061
2 014
19 010
-
total
5 061
2 014
19 010
-
Corporate
85 488
104 158
-
-
income
7 694
9 374
-
-
total
7 694
9 374
-
-
Dividends
77 794
94 783
-
-
withholding
14 781
18 009
-
-
social contributions
15 052
18 365
-
-
total
29 833
36 374
-
-
Income
116 500
116 500
116 500
116 500
Total tax
50 562
50 936
48 963
35 794
After tax
65 938
65 564
67 537
80 706
Living cost
17 978
17 978
17 978
17 978
Free-cash
47 960
47 586
49 559
62 728

Estimated living cost  is ₽17978 per week

₽12269
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1471
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽359
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3879
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽25641
₽28240
₽26555
₽28968
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 500
national
-
-
-
19 388
pensions
-
-
-
13 980
social contributions
-
-
-
1 252
municipal
-
-
-
12 511
total
-
-
-
47 131
Employee
67 786
-
100 713
-
municipal
8 373
-
12 962
-
national
12 974
-
20 086
-
pensions
2 711
-
4 029
-
total
24 058
-
37 077
-
Employer
67 786
-
100 713
-
pensions
5 423
-
8 057
-
social contributions
729
-
1 083
-
total
6 152
-
9 140
-
Corporate
38 089
116 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

7 618
23 300
-
-
total
7 618
23 300
-
-
Dividends
30 471
93 200
-
-
withholding
6 704
20 504
-
-
total
6 704
20 504
-
-
Income
116 500
116 500
116 500
116 500
Total tax
44 532
43 804
46 217
47 131
After tax
71 968
72 696
70 283
69 369
Living cost
43 728
43 728
43 728
43 728
Free-cash
28 240
28 968
26 555
25 641

Estimated living cost  is ₽43728 per week

₽29721
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4065
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽654
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9287
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽22473
₽32107
₽22473
₽30114
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 500
social contributions
-
-
-
10 915
income
-
-
-
31 676
total
-
-
-
42 591
Employee
70 630
-
116 500
-
social contributions
5 868
-
10 915
-
income
13 328
-
31 676
-
total
19 196
-
42 591
-
Employer
70 630
-
116 500
-
total
-
-
-
-
Corporate
45 870
116 500
-
-
income
5 733
14 563
-
-
total
5 733
14 563
-
-
Dividends
40 136
101 937
-
-
withholding
8 028
20 387
-
-
total
8 028
20 387
-
-
Income
116 500
116 500
116 500
116 500
Total tax
32 957
34 950
42 591
42 591
After tax
83 543
81 550
73 909
73 909
Living cost
51 436
51 436
51 436
51 436
Free-cash
32 107
30 114
22 473
22 473

Estimated living cost  is ₽51436 per week

₽39131
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4191
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7622
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽19834
₽19341
₽14290
₽24057
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 500
national
-
-
-
26 578
regional
-
-
-
1 331
social contributions
-
-
-
29 964
municipal
-
-
-
692
total
-
-
-
58 565
Employee
80 248
-
116 500
-
municipal
425
-
619
-
national
13 905
-
23 036
-
social contributions
27 060
-
39 284
-
regional
757
-
1 170
-
total
42 147
-
64 109
-
Employer
80 248
-
116 500
-
total
-
-
-
-
Corporate
36 252
116 500
-
-
nationa
8 701
27 959
-
-
municipal
1 414
4 544
-
-
total
10 115
32 503
-
-
Dividends
26 137
83 997
-
-
withholding
6 796
21 839
-
-
total
6 796
21 839
-
-
Income
116 500
116 500
116 500
116 500
Total tax
59 058
54 342
64 109
58 565
After tax
57 442
62 158
52 391
57 935
Living cost
38 101
38 101
38 101
38 101
Free-cash
19 341
24 057
14 290
19 834

Estimated living cost  is ₽38101 per week

₽26559
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2498
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽584
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8458
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽33186
₽34908
₽27671
₽36913
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 500
national
-
-
-
26 578
regional
-
-
-
1 757
social contributions
-
-
-
29 964
municipal
-
-
-
692
total
-
-
-
58 991
Employee
50 088
-
116 500
-
municipal
266
-
619
-
national
7 935
-
23 036
-
social contributions
16 890
-
39 284
-
regional
674
-
1 567
-
total
25 765
-
64 506
-
Employer
50 088
-
116 500
-
total
-
-
-
-
Corporate
66 412
116 500
-
-
nationa