Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 116000
per

Your estimated
City
free-cash

Andorra , Andorra
₽79459
₽64612
₽61530
₽76673
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 000
social contributions
-
-
-
25 520
income
-
-
-
4 010
total
-
-
-
29 530
Employee
26 673
-
100 433
-
social contributions
1 733
-
6 529
-
income
-
-
4 352
-
total
1 733
-
10 881
-
Employer
26 673
-
100 433
-
social contributions
4 135
-
15 567
-
total
4 135
-
15 567
-
Corporate
85 192
116 000
-
-
income
8 519
11 601
-
-
total
8 519
11 601
-
-
Dividends
76 673
104 399
-
-
total
-
-
-
-
Income
116 000
116 000
116 000
116 000
Total tax
14 387
11 601
26 448
29 530
After tax
101 613
104 399
89 552
86 470
Living cost
24 940
24 940
24 940
24 940
Free-cash
76 673
79 459
64 612
61 530

Estimated living cost  is ₽24940 per week

₽16126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1880
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6465
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽38090
₽4499
₽32615
₽37679
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 000
chamber of commerce
-
-
-
464
unemployment
-
-
-
5 089
health
-
-
-
7 414
pensions
-
-
-
17 931
income
-
-
-
26 018
surtax
-
-
-
-
total
-
-
-
56 916
Employee
36 267
33 064
90 077
-
health
1 403
1 280
3 486
-
pensions
3 714
3 385
9 223
-
other
362
331
901
-
unemployment
1 088
992
2 702
-
income
3 231
2 439
21 063
-
total
9 798
8 427
37 375
-
Employer
36 267
33 064
90 077
-
pensions
4 552
4 150
11 305
-
accident
471
430
1 171
-
unemployment
1 088
992
2 702
-
surtax
-
-
-
-
payroll
1 088
992
2 702
-
chamber of commerce
145
132
361
-
health
1 371
1 250
3 406
-
other
1 722
1 570
4 278
-
total
10 437
9 516
25 925
-
Corporate
69 296
73 420
86 928
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

17 324
18 355
21 732
-
total
17 324
18 355
21 732
-
Dividends
51 972
55 065
-
-
withholding
14 293
15 143
-
-
total
14 293
15 143
-
-
Income
116 000
116 000
116 000
116 000
Total tax
51 852
51 441
85 032
56 916
After tax
64 148
64 559
30 968
59 084
Living cost
26 469
26 469
26 469
26 469
Free-cash
37 679
38 090
4 499
32 615

Estimated living cost  is ₽26469 per week

₽15878
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2703
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7416
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽35237
₽1706
₽29686
₽33952
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 000
chamber of commerce
-
-
-
464
unemployment
-
-
-
5 089
health
-
-
-
7 414
pensions
-
-
-
17 931
income
-
-
-
26 018
surtax
-
-
-
164
total
-
-
-
57 080
Employee
41 463
33 064
89 947
-
health
1 604
1 280
3 481
-
pensions
4 246
3 385
9 211
-
other
414
331
899
-
unemployment
1 244
992
2 699
-
income
4 720
2 439
21 017
-
total
12 228
8 427
37 307
-
Employer
41 463
33 064
89 947
-
pensions
5 204
4 150
11 289
-
accident
538
430
1 170
-
unemployment
1 244
992
2 699
-
surtax
164
164
164
-
payroll
1 244
992
2 699
-
chamber of commerce
165
132
361
-
health
1 567
1 250
3 399
-
other
1 970
1 570
4 273
-
total
12 096
9 680
26 054
-
Corporate
62 442
73 257
86 799
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

15 611
18 314
21 699
-
total
15 611
18 314
21 699
-
Dividends
46 831
54 943
-
-
withholding
12 879
15 108
-
-
total
12 879
15 108
-
-
Income
116 000
116 000
116 000
116 000
Total tax
52 814
51 529
85 060
57 080
After tax
63 186
64 471
30 940
58 920
Living cost
29 234
29 234
29 234
29 234
Free-cash
33 952
35 237
1 706
29 686

Estimated living cost  is ₽29234 per week

₽19498
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6762
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽34686
₽12274
₽20918
₽22244
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 000
social contributions
-
-
-
18 247
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
5 865
national
-
-
-
40 719
total
-
-
-
64 831
Employee

The minimum management director salary is set at €45,000 per year.

59 347
-
89 844
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 788
-
4 223
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 451
-
6 739
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 095
-
4 686
-
national
18 246
-
30 894
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

516
-
781
-
total
29 096
-
47 323
-
Employer

The minimum management director salary is set at €45,000 per year.

59 347
-
89 844
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

771
-
1 168
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

866
-
1 312
-
surtax
6 729
-
10 187
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 650
-
5 525
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 259
-
7 960
-
total
17 275
-
26 152
-
Corporate
39 378
116 000
-
-
surtax
157
464
-
-
income
7 875
23 200
-
-
total
8 032
23 664
-
-
Dividends
31 345
92 336
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

9 102
27 399
-
-
total
9 102
27 399
-
-
Income
116 000
116 000
116 000
116 000
Total tax
63 505
51 063
73 475
64 831
After tax
52 495
64 937
42 525
51 169
Living cost
30 251
30 251
30 251
30 251
Free-cash
22 244
34 686
12 274
20 918

Estimated living cost  is ₽30251 per week

₽19485
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2645
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7647
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽84917
₽80828
₽76604
₽79864
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 000
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
17 400
total
-
-
-
25 133
Employee
18 887
-
110 318
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
health
869
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 658
-
2 543
-
income
1 889
-
11 032
-
total
4 624
-
15 226
-
Employer
18 887
-
110 318
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
unemployment
113
-
174
-
health
1 303
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 081
-
3 192
-
total
3 705
-
5 683
-
Corporate
93 407
116 000
-
-
income
9 340
11 600
-
-
total
9 340
11 600
-
-
Dividends
84 067
104 400
-
-
withholding
4 204
5 220
-
-
total
4 204
5 220
-
-
Income
116 000
116 000
116 000
116 000
Total tax
21 873
16 820
20 909
25 133
After tax
94 127
99 180
95 091
90 867
Living cost
14 263
14 263
14 263
14 263
Free-cash
79 864
84 917
80 828
76 604

Estimated living cost  is ₽14263 per week

₽9434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽817
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽340
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3673
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽88309
₽84220
₽79996
₽84458
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 000
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
17 400
total
-
-
-
25 133
Employee
14 395
-
110 318
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
health
662
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 264
-
2 543
-
income
1 439
-
11 032
-
total
3 523
-
15 226
-
Employer
14 395
-
110 318
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
unemployment
86
-
174
-
health
994
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 587
-
3 192
-
total
2 825
-
5 683
-
Corporate
98 780
116 000
-
-
income
9 878
11 600
-
-
total
9 878
11 600
-
-
Dividends
88 902
104 400
-
-
withholding
4 445
5 220
-
-
total
4 445
5 220
-
-
Income
116 000
116 000
116 000
116 000
Total tax
20 671
16 820
20 909
25 133
After tax
95 329
99 180
95 091
90 867
Living cost
10 871
10 871
10 871
10 871
Free-cash
84 458
88 309
84 220
79 996

Estimated living cost  is ₽10871 per week

₽6347
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽776
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽288
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3460
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽65512
₽60483
₽61586
₽60998
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 000
social contributions
-
-
-
13 424
health
-
-
-
2 958
income
-
-
-
18 823
total
-
-
-
35 205
Employee
63 798
63 798
106 881
-
health
494
1 085
1 817
-
social contributions
2 412
5 295
7 142
-
income
6 947
5 906
18 229
-
total
9 853
12 286
27 188
-
Employer
63 798
63 798
106 881
-
social contributions
2 412
5 295
7 142
-
health
537
1 181
1 978
-
total
2 949
6 476
9 120
-
Corporate
83 989
45 727
-
-
income
10 498
5 715
-
-
total
10 498
5 715
-
-
Dividends
73 490
40 011
-
-
withholding
12 493
6 802
-
-
total
12 493
6 802
-
-
Income
116 000
116 000
116 000
116 000
Total tax
35 793
31 279
36 308
35 205
After tax
80 207
84 721
79 692
80 795
Living cost
19 209
19 209
19 209
19 209
Free-cash
60 998
65 512
60 483
61 586

Estimated living cost  is ₽19209 per week

₽11512
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽57811
₽52782
₽53885
₽54370
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 000
social contributions
-
-
-
13 424
health
-
-
-
2 958
income
-
-
-
18 823
total
-
-
-
35 205
Employee
63 798
63 798
106 881
-
health
635
1 085
1 817
-
social contributions
3 100
5 295
7 142
-
income
6 699
5 906
18 229
-
total
10 434
12 286
27 188
-
Employer
63 798
63 798
106 881
-
social contributions
3 100
5 295
7 142
-
health
691
1 181
1 978
-
total
3 791
6 476
9 120
-
Corporate
74 864
45 727
-
-
income
9 359
5 715
-
-
total
9 359
5 715
-
-
Dividends
65 506
40 011
-
-
withholding
11 136
6 802
-
-
total
11 136
6 802
-
-
Income
116 000
116 000
116 000
116 000
Total tax
34 720
31 279
36 308
35 205
After tax
81 280
84 721
79 692
80 795
Living cost
26 910
26 910
26 910
26 910
Free-cash
54 370
57 811
52 782
53 885

Estimated living cost  is ₽26910 per week

₽18396
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2102
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5961
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽60343
₽39342
₽41887
₽53378
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 000
social contributions
-
-
-
28 093
health
-
-
-
15 660
solidarity contribution
-
-
-
-
income
-
-
-
10 837
total
-
-
-
54 590
Employee
28 710
-
86 567
-
health
3 876
-
11 687
-
social contributions
1 866
-
5 627
-
solidarity contribution
-
-
-
-
income
3 445
-
10 388
-
total
9 187
-
27 702
-
Employer
28 710
-
86 567
-
social contributions
7 178
-
21 642
-
health
2 584
-
7 791
-
total
9 762
-
29 433
-
Corporate
77 528
116 000
-
-
income
14 730
22 040
-
-
total
14 730
22 040
-
-
Dividends
62 798
93 960
-
-
withholding
9 420
14 094
-
-
total
9 420
14 094
-
-
Income
116 000
116 000
116 000
116 000
Total tax
43 099
36 134
57 135
54 590
After tax
72 901
79 866
58 865
61 410
Living cost
19 523
19 523
19 523
19 523
Free-cash
53 378
60 343
39 342
41 887

Estimated living cost  is ₽19523 per week

₽13561
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽384
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4189
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽55809
₽34808
₽37353
₽47226
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 000
social contributions
-
-
-
28 093
health
-
-
-
15 660
solidarity contribution
-
-
-
-
income
-
-
-
10 837
total
-
-
-
54 590
Employee
35 378
-
86 567
-
health
4 776
-
11 687
-
social contributions
2 300
-
5 627
-
solidarity contribution
-
-
-
-
income
4 245
-
10 388
-
total
11 321
-
27 702
-
Employer
35 378
-
86 567
-
social contributions
8 845
-
21 642
-
health
3 184
-
7 791
-
total
12 029
-
29 433
-
Corporate
68 593
116 000
-
-
income
13 033
22 040
-
-
total
13 033
22 040
-
-
Dividends
55 560
93 960
-
-
withholding
8 334
14 094
-
-
total
8 334
14 094
-
-
Income
116 000
116 000
116 000
116 000
Total tax
44 717
36 134
57 135
54 590
After tax
71 283
79 866
58 865
61 410
Living cost
24 057
24 057
24 057
24 057
Free-cash
47 226
55 809
34 808
37 353

Estimated living cost  is ₽24057 per week

₽17891
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1333
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽416
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4418
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽65254
-₽65254
₽30114
-₽65254
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 000
labour market
-
-
-
9 222
municipal
-
-
-
23 257
pensions
-
-
-
721
national
-
-
-
12 621
total
-
-
-
45 821
Employee
169 104
169 104
169 104
-
municipal
36 010
36 010
36 010
-
pensions
240
240
240
-
national
20 659
20 659
20 659
-
labour market
13 509
13 509
13 509
-
total
70 418
70 418
70 418
-
Employer
169 104
169 104
169 104
-
labour market
13 528
13 528
13 528
-
national
20 695
20 695
20 695
-
municipal
36 067
36 067
36 067
-
pensions
481
481
481
-
total
70 771
70 771
70 771
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
116 000
116 000
116 000
116 000
Total tax
141 189
141 189
141 189
45 821
After tax
-25 189
-25 189
-25 189
70 179
Living cost
40 065
40 065
40 065
40 065
Free-cash
-65 254
-65 254
-65 254
30 114

Estimated living cost  is ₽40065 per week

₽27421
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3544
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽616
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8484
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽72760
₽46825
₽42135
₽67605
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 000
health
-
-
-
15 080
pensions
-
-
-
23 200
income
-
-
-
15 545
total
-
-
-
53 825
Employee
23 536
-
86 693
-
pensions
471
-
1 733
-
unemployment
376
-
1 387
-
income
2 650
-
16 714
-
total
3 497
-
19 834
-
Employer
23 536
-
86 693
-
pensions
4 708
-
17 338
-
unemployment
189
-
693
-
health
3 059
-
11 270
-
total
7 956
-
29 301
-
Corporate
84 508
116 000
-
-
income
16 902
23 200
-
-
total
16 902
23 200
-
-
Dividends
67 606
92 800
-
-
total
-
-
-
-
Income
116 000
116 000
116 000
116 000
Total tax
28 355
23 200
49 135
53 825
After tax
87 645
92 800
66 865
62 175
Living cost
20 040
20 040
20 040
20 040
Free-cash
67 605
72 760
46 825
42 135

Estimated living cost  is ₽20040 per week

₽13745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1193
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽42707
₽30913
₽46819
₽43722
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
116 000
health
-
-
-
1 441
municipal
-
-
-
20 621
national
-
-
-
15 266
total
-
-
-
37 328
Employee
43 651
-
97 585
-
health
326
-
1 157
-
municipal
7 150
-
15 908
-
pensions
2 946
-
6 588
-
national
721
-
9 701
-
unemployment
655
-
1 464
-
total
11 798
-
34 818
-
Employer
43 651
-
97 585
-
accident
44
-
98
-
unemployment
283
-
635
-
health
335
-
751
-
pensions
7 573
-
16 932
-
total
8 235
-
18 416
-
Corporate
64 113
116 000
-
-
income
12 822
23 200
-
-
total
12 822
23 200
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

38 468
69 600
-
-
municipal
6 924
12 528
-
-
national
646
5 712
-
-
total
7 570
18 240
-
-
Income
116 000
116 000
116 000
116 000
Total tax
40 425
41 440
53 234
37 328
After tax
75 575
74 560
62 766
78 672
Living cost
31 853
31 853
31 853
31 853
Free-cash
43 722
42 707
30 913
46 819

Estimated living cost  is ₽31853 per week

₽20806
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3064
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽32892
₽41550
₽40286
₽37503
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 000
social contributions
-
-
-
3 305
health
-
-
-
3 963
pensions
-
-
-
23 557
other
-
-
-
3 596
income
-
-
-
15 720
surtax
-
-
-
-
total
-
-
-
50 141
Employee
31 696
-
91 569
-
income
1 634
-
16 212
-
social contributions
904
-
2 609
-
pensions
3 585
-
5 624
-
surtax
-
-
-
-
total
6 123
-
24 445
-
Employer
31 696
-
91 569
-
pensions
5 208
-
9 602
-
social contributions
94
-
274
-
unemployment
1 283
-
3 708
-
health
2 218
-
7 593
-
other
1 094
-
3 255
-
total
9 897
-
24 432
-
Corporate
74 405
116 000
-
-
surtax
-
-
-
-
income
20 833
32 479
-
-
total
20 833
32 479
-
-
Dividends
53 572
83 521
-
-
surtax
-
-
-
-
withholding
6 857
10 691
-
-
social contributions
9 214
14 365
-
-
total
16 071
25 056
-
-
Income
116 000
116 000
116 000
116 000
Total tax
52 924
57 535
48 877
50 141
After tax
63 076
58 465
67 123
65 859
Living cost
25 573
25 573
25 573
25 573
Free-cash
37 503
32 892
41 550
40 286

Estimated living cost  is ₽25573 per week

₽14831
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2598
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7660
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽30079
₽38737
₽37473
₽34981
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 000
social contributions
-
-
-
3 305
health
-
-
-
3 963
pensions
-
-
-
23 557
other
-
-
-
3 596
income
-
-
-
15 720
surtax
-
-
-
-
total
-
-
-
50 141
Employee
35 509
-
91 569
-
income
2 096
-
16 212
-
social contributions
1 012
-
2 609
-
pensions
4 015
-
5 624
-
surtax
-
-
-
-
total
7 123
-
24 445
-
Employer
35 509
-
91 569
-
pensions
5 833
-
9 602
-
social contributions
107
-
274
-
unemployment
1 437
-
3 708
-
health
2 486
-
7 593
-
other
1 225
-
3 255
-
total
11 088
-
24 432
-
Corporate
69 402
116 000
-
-
surtax
-
-
-
-
income
19 432
32 479
-
-
total
19 432
32 479
-
-
Dividends
49 971
83 521
-
-
surtax
-
-
-
-
withholding
6 395
10 691
-
-
social contributions
8 595
14 365
-
-
total
14 990
25 056
-
-
Income
116 000
116 000
116 000
116 000
Total tax
52 633
57 535
48 877
50 141
After tax
63 367
58 465
67 123
65 859
Living cost
28 386
28 386
28 386
28 386
Free-cash
34 981
30 079
38 737
37 473

Estimated living cost  is ₽28386 per week

₽17898
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2308
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽18393
₽27051
₽25787
₽24097
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 000
social contributions
-
-
-
3 305
health
-
-
-
3 963
pensions
-
-
-
23 557
other
-
-
-
3 596
income
-
-
-
15 720
surtax
-
-
-
-
total
-
-
-
50 141
Employee
51 964
-
91 569
-
income
4 534
-
16 212
-
social contributions
1 480
-
2 609
-
pensions
5 877
-
5 624
-
surtax
-
-
-
-
total
11 891
-
24 445
-
Employer
51 964
-
91 569
-
pensions
8 538
-
9 602
-
social contributions
156
-
274
-
unemployment
2 105
-
3 708
-
health
3 637
-
7 593
-
other
1 793
-
3 255
-
total
16 229
-
24 432
-
Corporate
47 807
116 000
-
-
surtax
-
-
-
-
income
13 386
32 479
-
-
total
13 386
32 479
-
-
Dividends
34 421
83 521
-
-
surtax
-
-
-
-
withholding
4 405
10 691
-
-
social contributions
5 920
14 365
-
-
total
10 325
25 056
-
-
Income
116 000
116 000
116 000
116 000
Total tax
51 831
57 535
48 877
50 141
After tax
64 169
58 465
67 123
65 859
Living cost
40 072
40 072
40 072
40 072
Free-cash
24 097
18 393
27 051
25 787

Estimated living cost  is ₽40072 per week

₽27120
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3278
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽549
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9124
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽104343
₽86943
₽108983
₽103245
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
116 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 160
total
-
-
-
1 160
Employee
7 321
-
116 000
-
income
1 464
-
23 200
-
total
1 464
-
23 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

108 679
116 000
-
-
total
-
-
-
-
Dividends
108 679
116 000
-
-
withholding
5 434
5 800
-
-
total
5 434
5 800
-
-
Income
116 000
116 000
116 000
116 000
Total tax
6 898
5 800
23 200
1 160
After tax
109 102
110 200
92 800
114 840
Living cost
5 857
5 857
5 857
5 857
Free-cash
103 245
104 343
86 943
108 983

Estimated living cost  is ₽5857 per week

₽3630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽487
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1579
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽101073
₽83673
₽105713
₽99361
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
116 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 160
total
-
-
-
1 160
Employee
11 409
-
116 000
-
income
2 282
-
23 200
-
total
2 282
-
23 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

104 591
116 000
-
-
total
-
-
-
-
Dividends
104 591
116 000
-
-
withholding
5 230
5 800
-
-
total
5 230
5 800
-
-
Income
116 000
116 000
116 000
116 000
Total tax
7 512
5 800
23 200
1 160
After tax
108 488
110 200
92 800
114 840
Living cost
9 127
9 127
9 127
9 127
Free-cash
99 361
101 073
83 673
105 713

Estimated living cost  is ₽9127 per week

₽6176
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2261
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽27717
₽43998
₽32887
₽38570
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
116 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
11 111
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
32 514
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 789
total
-
-
-
51 082
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 281
-
116 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

187
-
1 789
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 395
-
32 514
-
total
9 250
-
39 971
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
74 719
116 000
-
-
trade
10 722
16 647
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

617
957
-
-
chamber of commerce
236
296
-
-
income
11 209
17 399
-
-
total
22 784
35 299
-
-
Dividends
51 935
80 701
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

697
1 093
-
-
withholding
12 668
19 860
-
-
total
13 365
20 953
-
-
Income
116 000
116 000
116 000
116 000
Total tax
45 399
56 252
39 971
51 082
After tax
70 601
59 748
76 029
64 918
Living cost
32 031
32 031
32 031
32 031
Free-cash
38 570
27 717
43 998
32 887

Estimated living cost  is ₽32031 per week

₽22096
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3446
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6024
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽33424
₽50899
₽38705
₽42602
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
116 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
12 194
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
32 514
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 789
total
-
-
-
52 165
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 733
-
116 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
1 789
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

886
-
32 514
-
total
6 603
-
39 971
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
84 267
116 000
-
-
trade
13 273
18 270
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

696
957
-
-
chamber of commerce
247
293
-
-
income
12 640
17 399
-
-
total
26 856
36 919
-
-
Dividends
57 411
79 081
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

771
1 071
-
-
withholding
14 038
19 456
-
-
total
14 809
20 527
-
-
Income
116 000
116 000
116 000
116 000
Total tax
48 268
57 446
39 971
52 165
After tax
67 732
58 554
76 029
63 835
Living cost
25 130
25 130
25 130
25 130
Free-cash
42 602
33 424
50 899
38 705

Estimated living cost  is ₽25130 per week

₽15808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2930
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5923
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽25366
₽43436
₽30700
₽37024
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
116 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
12 736
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
32 514
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 789
total
-
-
-
52 707
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

42 074
-
116 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

198
-
1 789
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 615
-
32 514
-
total
9 481
-
39 971
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
73 926
116 000
-
-
trade
12 161
19 082
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

609
957
-
-
chamber of commerce
231
291
-
-
income
11 089
17 399
-
-
total
24 090
37 729
-
-
Dividends
49 835
78 270
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

668
1 060
-
-
withholding
12 144
19 252
-
-
total
12 812
20 312
-
-
Income
116 000
116 000
116 000
116 000
Total tax
46 383
58 041
39 971
52 707
After tax
69 617
57 959
76 029
63 293
Living cost
32 593
32 593
32 593
32 593
Free-cash
37 024
25 366
43 436
30 700

Estimated living cost  is ₽32593 per week

₽21798
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6871
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽19357
₽38021
₽24742
₽32808
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
116 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
13 279
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
32 514
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 789
total
-
-
-
53 250
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 862
-
116 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

323
-
1 789
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

5 863
-
32 514
-
total
11 854
-
39 971
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
66 138
116 000
-
-
trade
11 342
19 893
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

546
957
-
-
chamber of commerce
219
290
-
-
income
9 921
17 399
-
-
total
22 028
38 539
-
-
Dividends
44 110
77 460
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

589
1 047
-
-
withholding
10 713
19 049
-
-
total
11 302
20 096
-
-
Income
116 000
116 000
116 000
116 000
Total tax
45 184
58 635
39 971
53 250
After tax
70 816
57 365
76 029
62 750
Living cost
38 008
38 008
38 008
38 008
Free-cash
32 808
19 357
38 021
24 742

Estimated living cost  is ₽38008 per week

₽27759
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3040
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6715
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽54329
₽33806
₽36409
₽51692
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 000
unemployment
-
-
-
189
health
-
-
-
7 861
pensions
-
-
-
22 146
other
-
-
-
-
income
-
-
-
26 961
surtax
-
-
-
3 799
total
-
-
-
60 956
Employee
27 940
-
95 830
-
health
713
-
2 444
-
pensions
1 864
-
6 392
-
surtax
99
-
3 388
-
other
-
-
-
-
unemployment
1 944
-
6 669
-
income
4 684
-
24 495
-
total
9 304
-
43 388
-
Employer
27 940
-
95 830
-
pensions
3 725
-
12 774
-
unemployment
886
-
3 037
-
health
1 271
-
4 360
-
other
-
-
-
-
total
5 882
-
20 171
-
Corporate
82 177
116 000
-
-
income
21 365
30 160
-
-
total
21 365
30 160
-
-
Dividends
60 812
85 840
-
-
withholding
9 122
12 876
-
-
total
9 122
12 876
-
-
Income
116 000
116 000
116 000
116 000
Total tax
45 673
43 036
63 559
60 956
After tax
70 327
72 964
52 441
55 044
Living cost
18 635
18 635
18 635
18 635
Free-cash
51 692
54 329
33 806
36 409

Estimated living cost  is ₽18635 per week

₽11251
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1620
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5333
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽54656
₽34133
₽36736
₽52073
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 000
unemployment
-
-
-
189
health
-
-
-
7 861
pensions
-
-
-
22 146
other
-
-
-
-
income
-
-
-
26 961
surtax
-
-
-
3 799
total
-
-
-
60 956
Employee
27 437
-
95 830
-
health
701
-
2 444
-
pensions
1 830
-
6 392
-
surtax
90
-
3 388
-
other
-
-
-
-
unemployment
1 910
-
6 669
-
income
4 599
-
24 495
-
total
9 130
-
43 388
-
Employer
27 437
-
95 830
-
pensions
3 657
-
12 774
-
unemployment
869
-
3 037
-
health
1 249
-
4 360
-
other
-
-
-
-
total
5 775
-
20 171
-
Corporate
82 788
116 000
-
-
income
21 524
30 160
-
-
total
21 524
30 160
-
-
Dividends
61 264
85 840
-
-
withholding
9 190
12 876
-
-
total
9 190
12 876
-
-
Income
116 000
116 000
116 000
116 000
Total tax
45 619
43 036
63 559
60 956
After tax
70 381
72 964
52 441
55 044
Living cost
18 308
18 308
18 308
18 308
Free-cash
52 073
54 656
34 133
36 736

Estimated living cost  is ₽18308 per week

₽11194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1689
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5002
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽48977
₽50973
₽64086
₽49316
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 000
unemployment
-
-
-
1 740
health
-
-
-
8 120
pensions
-
-
-
11 600
income
-
-
-
14 181
total
-
-
-
35 641
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
97 071
-
health
1 644
654
6 795
-
pensions
2 349
935
9 707
-
unemployment
352
140
1 456
-
income
2 872
1 143
11 867
-
total
7 217
2 872
29 825
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
97 071
-
pensions
4 581
1 823
18 929
-
total
4 581
1 823
18 929
-
Corporate
87 929
104 828
-
-
income
7 914
9 435
-
-
total
7 914
9 435
-
-
Dividends
80 015
95 393
-
-
withholding
15 203
18 125
-
-
social contributions
15 496
18 495
-
-
total
30 699
36 620
-
-
Income
116 000
116 000
116 000
116 000
Total tax
50 411
50 750
48 754
35 641
After tax
65 589
65 250
67 246
80 359
Living cost
16 273
16 273
16 273
16 273
Free-cash
49 316
48 977
50 973
64 086

Estimated living cost  is ₽16273 per week

₽11105
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1331
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽325
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3512
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽30501
₽27995
₽27083
₽29804
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 000
social contributions
-
-
-
1 247
municipal
-
-
-
12 499
pensions
-
-
-
13 920
national
-
-
-
19 368
total
-
-
-
47 034
Employee
64 927
-
100 281
-
municipal
8 020
-
12 948
-
pensions
2 597
-
4 011
-
national
12 427
-
20 063
-
total
23 044
-
37 022
-
Employer
64 927
-
100 281
-
social contributions
698
-
1 078
-
pensions
5 194
-
8 022
-
total
5 892
-
9 100
-
Corporate
40 896
116 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

8 179
23 200
-
-
total
8 179
23 200
-
-
Dividends
32 717
92 800
-
-
withholding
7 198
20 416
-
-
total
7 198
20 416
-
-
Income
116 000
116 000
116 000
116 000
Total tax
44 313
43 616
46 122
47 034
After tax
71 687
72 384
69 878
68 966
Living cost
41 883
41 883
41 883
41 883
Free-cash
29 804
30 501
27 995
27 083

Estimated living cost  is ₽41883 per week

₽28468
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽627
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8895
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽33938
₽17397
₽17397
₽35769
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 000
social contributions
-
-
-
18 655
income
-
-
-
32 686
total
-
-
-
51 341
Employee
64 899
-
116 000
-
social contributions
5 392
-
18 655
-
income
12 246
-
32 686
-
total
17 638
-
51 341
-
Employer
64 899
-
116 000
-
total
-
-
-
-
Corporate
51 101
116 000
-
-
income
6 388
14 501
-
-
total
6 388
14 501
-
-
Dividends
44 714
101 499
-
-
withholding
8 943
20 299
-
-
total
8 943
20 299
-
-
Income
116 000
116 000
116 000
116 000
Total tax
32 969
34 800
51 341
51 341
After tax
83 031
81 200
64 659
64 659
Living cost
47 262
47 262
47 262
47 262
Free-cash
35 769
33 938
17 397
17 397

Estimated living cost  is ₽47262 per week

₽35956
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3851
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7003
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽26882
₽16659
₽22179
₽22550
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 000
regional
-
-
-
1 338
social contributions
-
-
-
29 836
municipal
-
-
-
690
national
-
-
-
26 948
total
-
-
-
58 812
Employee
73 736
-
116 000
-
regional
696
-
1 178
-
municipal
390
-
616
-
social contributions
24 864
-
39 116
-
national
12 777
-
23 422
-
total
38 727
-
64 332
-
Employer
73 736
-
116 000
-
total
-
-
-
-
Corporate
42 264
116 000
-
-
nationa
10 143
27 840
-
-
municipal
1 648
4 523
-
-
total
11 791
32 363
-
-
Dividends
30 473
83 637
-
-
withholding
7 923
21 746
-
-
total
7 923
21 746
-
-
Income
116 000
116 000
116 000
116 000
Total tax
58 441
54 109
64 332
58 812
After tax
57 559
61 891
51 668
57 188
Living cost
35 009
35 009
35 009
35 009
Free-cash
22 550
26 882
16 659
22 179

Estimated living cost  is ₽35009 per week

₽24404
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2296
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7772
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽38622
₽28935
₽34426
₽36780
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 000
regional
-
-
-
1 750
social contributions
-
-
-
29 836
municipal
-
-
-
690
national
-
-
-
26 948
total
-
-
-
59 224
Employee
46 023
-
116 000
-
regional
620
-
1 561
-
municipal
244
-
616
-
social contributions
15 519
-
39 116
-
national
7 291
-
23 422
-
total
23 674
-
64 715
-
Employer
46 023
-
116 000
-
total
-
-
-
-
Corporate
69 977
116 000
-
-
nationa
16 795