Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 116000
per

Your estimated
City
free-cash

Valencia , Spain
₽35969
₽40251
₽53322
₽48934
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 000
income
-
-
-
26 491
accident
-
-
-
744
unemployment
-
-
-
578
pensions
-
-
-
23 361
other
-
-
-
83
total
-
-
-
51 257
Employee
32 932
-
89 682
-
other
32
-
83
-
income
6 349
-
23 978
-
unemployment
510
-
1 279
-
pensions
1 548
-
3 881
-
total
8 439
-
29 221
-
Employer
32 932
-
89 682
-
unemployment
1 812
-
4 540
-
pensions
7 771
-
19 483
-
other
264
-
661
-
accident
652
-
1 634
-
total
10 499
-
26 318
-
Corporate
72 568
116 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

10 885
17 400
-
-
total
10 885
17 400
-
-
Dividends
61 684
98 600
-
-
withholding
12 751
20 786
-
-
total
12 751
20 786
-
-
Income
116 000
116 000
116 000
116 000
Total tax
42 574
38 186
55 539
51 257
After tax
73 426
77 814
60 461
64 743
Living cost
24 492
24 492
24 492
24 492
Free-cash
48 934
53 322
35 969
40 251

Estimated living cost  is ₽24492 per week

₽16532
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2354
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽429
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5177
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₽42995
₽38197
₽61494
₽55479
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 000
income
-
-
-
15 617
health
-
-
-
5 104
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
27 840
other
-
-
-
5 510
total
-
-
-
54 071
Employee
32 338
-
92 650
-
income
5 567
-
17 216
-
health
453
-
1 296
-
unemployment
323
-
926
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 263
-
6 487
-
total
8 606
-
25 925
-
Employer
32 338
-
92 650
-
unemployment
323
-
926
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 498
-
15 751
-
other
1 617
-
4 633
-
accident
259
-
742
-
health
453
-
1 296
-
total
8 150
-
23 348
-
Corporate
75 512
116 000
-
-
income
15 857
24 360
-
-
total
15 857
24 360
-
-
Dividends
59 654
91 640
-
-
withholding
4 176
6 414
-
-
total
4 176
6 414
-
-
Income
116 000
116 000
116 000
116 000
Total tax
36 789
30 774
49 273
54 071
After tax
79 211
85 226
66 727
61 929
Living cost
23 732
23 732
23 732
23 732
Free-cash
55 479
61 494
42 995
38 197

Estimated living cost  is ₽23732 per week

₽16768
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1602
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽382
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4979
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽82755
₽78644
₽87519
₽83387
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 000
income
-
-
-
17 400
health
-
-
-
3 573
unemployment
-
-
-
124
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 598
total
-
-
-
25 695
Employee
15 441
-
109 905
-
income
1 544
-
10 990
-
health
710
-
1 429
-
accident

We are using the highest rate at 1.1%.

170
-
342
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 356
-
2 728
-
total
3 780
-
15 489
-
Employer
15 441
-
109 905
-
unemployment
92
-
186
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 702
-
3 423
-
accident

We are using the highest rate at 1.1%.

170
-
342
-
health
1 066
-
2 144
-
total
3 030
-
6 095
-
Corporate
97 530
116 000
-
-
income
9 753
11 600
-
-
total
9 753
11 600
-
-
Dividends
87 777
104 400
-
-
withholding
4 389
5 220
-
-
total
4 389
5 220
-
-
Income
116 000
116 000
116 000
116 000
Total tax
20 952
16 820
21 584
25 695
After tax
95 048
99 180
94 416
90 305
Living cost
11 661
11 661
11 661
11 661
Free-cash
83 387
87 519
82 755
78 644

Estimated living cost  is ₽11661 per week

₽6808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽309
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3712
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽37857
₽35560
₽27993
₽33250
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 000
income
-
-
-
14 858
social contributions
-
-
-
3 304
health
-
-
-
3 629
surtax
-
-
-
-
pensions
-
-
-
24 580
other
-
-
-
3 597
total
-
-
-
49 968
Employee
38 118
-
92 162
-
income
2 250
-
15 792
-
social contributions
1 087
-
2 627
-
surtax
-
-
-
-
pensions
4 310
-
5 415
-
total
7 647
-
23 834
-
Employer
38 118
-
92 162
-
unemployment
1 543
-
3 732
-
social contributions
115
-
277
-
pensions
6 262
-
9 296
-
other
1 315
-
3 179
-
health
2 669
-
7 353
-
total
11 904
-
23 837
-
Corporate
65 978
116 000
-
-
income
18 474
32 480
-
-
surtax
-
-
-
-
total
18 474
32 480
-
-
Dividends
47 504
83 520
-
-
withholding
6 081
10 690
-
-
surtax
-
-
-
-
social contributions
8 172
14 365
-
-
total
14 253
25 055
-
-
Income
116 000
116 000
116 000
116 000
Total tax
52 278
57 535
47 671
49 968
After tax
63 722
58 465
68 329
66 032
Living cost
30 472
30 472
30 472
30 472
Free-cash
33 250
27 993
37 857
35 560

Estimated living cost  is ₽30472 per week

₽19214
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8263
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
₽28271
₽29576
₽19513
₽14055
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 000
income
-
-
-
27 696
health
-
-
-
10 983
pensions
-
-
-
10 435
total
-
-
-
49 114
Employee
76 057
76 057
99 448
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

12 449
12 449
12 449
-
health
11 674
9 930
10 983
-
pensions
13 690
10 435
10 435
-
total
37 813
32 814
33 867
-
Employer
76 057
76 057
99 448
-
unemployment
2 738
2 738
3 402
-
pensions
5 294
5 294
6 580
-
health
5 287
5 287
6 570
-
total
13 319
13 319
16 552
-
Corporate
27 557
26 624
-
-
income
5 512
5 324
-
-
total
5 512
5 324
-
-
Dividends
22 045
21 300
-
-
withholding
3 306
3 194
-
-
income
4 685
4 526
-
-
total
7 991
7 720
-
-
Income
116 000
116 000
116 000
116 000
Total tax
64 635
59 177
50 419
49 114
After tax
51 365
56 823
65 581
66 886
Living cost
37 310
37 310
37 310
37 310
Free-cash
14 055
19 513
28 271
29 576

Estimated living cost  is ₽37310 per week

₽26441
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3363
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽593
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6913
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₽49892
₽38144
₽31596
₽41446
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
116 000
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
31 324
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 085
trade
-
-
-
11 748
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 722
total
-
-
-
50 879
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 065
-
116 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

952
-
31 324
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 085
-
6 085
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

52
-
1 722
-
total
7 089
-
39 131
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
81 935
116 000
-
-
chamber of commerce
254
303
-
-
income
12 291
17 400
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

676
957
-
-
trade
12 904
18 271
-
-
total
26 125
36 931
-
-
Dividends
55 810
79 070
-
-
withholding
13 614
19 428
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

749
1 068
-
-
total
14 363
20 496
-
-
Income
116 000
116 000
116 000
116 000
Total tax
47 577
57 427
39 131
50 879
After tax
68 423
58 573
76 869
65 121
Living cost
26 977
26 977
26 977
26 977
Free-cash
41 446
31 596
49 892
38 144

Estimated living cost  is ₽26977 per week

₽16969
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3145
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6358
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₽59355
₽60574
₽64134
₽59288
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 000
income
-
-
-
17 437
social contributions
-
-
-
14 410
health
-
-
-
2 958
total
-
-
-
34 805
Employee
68 486
68 486
106 366
-
income
7 457
6 340
16 915
-
social contributions
2 589
5 684
7 667
-
health
531
1 165
1 808
-
total
10 577
13 189
26 390
-
Employer
68 486
68 486
106 366
-
social contributions
2 589
5 684
7 667
-
health
576
1 268
1 967
-
total
3 165
6 952
9 634
-
Corporate
81 636
40 562
-
-
income
10 205
5 070
-
-
total
10 205
5 070
-
-
Dividends
71 431
35 492
-
-
withholding
12 144
6 034
-
-
total
12 144
6 034
-
-
Income
116 000
116 000
116 000
116 000
Total tax
36 091
31 245
36 024
34 805
After tax
79 909
84 755
79 976
81 195
Living cost
20 621
20 621
20 621
20 621
Free-cash
59 288
64 134
59 355
60 574

Estimated living cost  is ₽20621 per week

₽12358
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2023
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽456
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₽28015
₽35562
₽38045
₽37148
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
116 000
income
-
-
-
12 191
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
40 310
surtax
-
-
-
-
total
-
-
-
52 501
Employee
40 963
-
93 737
-
income
8 520
-
27 473
-
social contributions
4 506
-
10 312
-
surtax
-
-
-
-
total
13 026
-
37 785
-
Employer
40 963
-
93 737
-
social contributions
9 729
-
22 263
-
total
9 729
-
22 263
-
Corporate
65 309
116 000
-
-
income
13 714
24 360
-
-
surtax
-
-
-
-
total
13 714
24 360
-
-
Dividends
51 595
91 640
-
-
withholding
14 446
25 658
-
-
total
14 446
25 658
-
-
Income
116 000
116 000
116 000
116 000
Total tax
50 915
50 018
60 048
52 501
After tax
65 085
65 982
55 952
63 499
Living cost
27 937
27 937
27 937
27 937
Free-cash
37 148
38 045
28 015
35 562

Estimated living cost  is ₽27937 per week

₽20902
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1648
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽466
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4920
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽86459
₽108499
₽103859
₽102670
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
116 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 160
total
-
-
-
1 160
Employee
7 926
-
116 000
-
income
1 585
-
23 200
-
total
1 585
-
23 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

108 074
116 000
-
-
total
-
-
-
-
Dividends
108 074
116 000
-
-
withholding
5 404
5 800
-
-
total
5 404
5 800
-
-
Income
116 000
116 000
116 000
116 000
Total tax
6 989
5 800
23 200
1 160
After tax
109 011
110 200
92 800
114 840
Living cost
6 341
6 341
6 341
6 341
Free-cash
102 670
103 859
86 459
108 499

Estimated living cost  is ₽6341 per week

₽3930
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽527
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽174
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1710
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₽31620
₽34840
₽55977
₽48527
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
116 000
income
-
-
-
24 498
health
-
-
-
11 414
unemployment
-
-
-
174
pensions
-
-
-
21 185
total
-
-
-
57 271
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

39 385
-
100 371
-
income
6 792
-
22 680
-
health
2 544
-
6 483
-
unemployment
56
-
140
-
pensions
6 105
-
15 558
-
total
15 497
-
44 861
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

39 385
-
100 371
-
unemployment
24
-
61
-
pensions
3 485
-
8 884
-
health
2 623
-
6 685
-
total
6 132
-
15 630
-
Corporate
70 484
116 000
-
-
income
13 391
22 040
-
-
total
13 391
22 040
-
-
Dividends
57 092
93 960
-
-
withholding
8 564
14 094
-
-
total
8 564
14 094
-
-
Income
116 000
116 000
116 000
116 000
Total tax
43 584
36 134
60 491
57 271
After tax
72 416
79 866
55 509
58 729
Living cost
23 889
23 889
23 889
23 889
Free-cash
48 527
55 977
31 620
34 840

Estimated living cost  is ₽23889 per week

₽16395
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1531
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5501
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₽52641
₽52548
₽38365
₽41476
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
116 000
income
-
-
-
25 352
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 769
total
-
-
-
31 121
Employee
40 858
-
111 903
-
social contributions
4 094
-
4 097
-
income
4 433
-
22 834
-
total
8 527
-
26 931
-
Employer
40 858
-
111 903
-
social contributions
4 094
-
4 097
-
total
4 094
-
4 097
-
Corporate
71 049
116 000
-
-
income
24 867
40 599
-
-
total
24 867
40 599
-
-
Dividends
46 181
75 401
-
-
social contributions
4 705
4 705
-
-
total
4 705
4 705
-
-
Income
116 000
116 000
116 000
116 000
Total tax
42 193
45 304
31 028
31 121
After tax
73 807
70 696
84 972
84 879
Living cost
32 331
32 331
32 331
32 331
Free-cash
41 476
38 365
52 641
52 548

Estimated living cost  is ₽32331 per week

₽21296
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2549
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7989
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽54416
₽55608
₽51883
₽52347
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 000
income
-
-
-
17 400
social contributions
-
-
-
16 008
health
-
-
-
8 098
total
-
-
-
41 506
Employee
30 198
-
116 000
-
income
5 037
-
18 592
-
social contributions
4 168
-
16 008
-
health
2 108
-
8 098
-
total
11 313
-
42 698
-
Employer
30 198
-
116 000
-
total
-
-
-
-
Corporate
85 802
116 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

4 290
5 801
-
-
total
4 290
5 801
-
-
Dividends
81 512
110 199
-
-
withholding
12 227
16 530
-
-
health
5 689
7 692
-
-
social contributions
11 248
15 208
-
-
total
29 164
39 430
-
-
Income
116 000
116 000
116 000
116 000
Total tax
44 767
45 231
42 698
41 506
After tax
71 233
70 769
73 302
74 494
Living cost
18 886
18 886
18 886
18 886
Free-cash
52 347
51 883
54 416
55 608

Estimated living cost  is ₽18886 per week

₽12639
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1165
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽434
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4646
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽34640
₽37018
₽55641
₽46999
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 000
income
-
-
-
10 808
social contributions
-
-
-
28 289
solidarity contribution
-
-
-
-
health
-
-
-
15 660
total
-
-
-
54 757
Employee
35 625
-
86 567
-
solidarity contribution
-
-
-
-
income
4 275
-
10 388
-
social contributions
2 316
-
5 627
-
health
4 809
-
11 687
-
total
11 400
-
27 702
-
Employer
35 625
-
86 567
-
social contributions
8 906
-
21 642
-
health
3 206
-
7 791
-
total
12 112
-
29 433
-
Corporate
68 262
116 000
-
-
income
12 970
22 040
-
-
total
12 970
22 040
-
-
Dividends
55 292
93 960
-
-
withholding
8 294
14 094
-
-
total
8 294
14 094
-
-
Income
116 000
116 000
116 000
116 000
Total tax
44 776
36 134
57 135
54 757
After tax
71 224
79 866
58 865
61 243
Living cost
24 225
24 225
24 225
24 225
Free-cash
46 999
55 641
34 640
37 018

Estimated living cost  is ₽24225 per week

₽18015
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1342
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽419
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4449
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽82918
₽104958
₽100318
₽98465
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
116 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 160
total
-
-
-
1 160
Employee
12 352
-
116 000
-
income
2 471
-
23 200
-
total
2 471
-
23 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

103 648
116 000
-
-
total
-
-
-
-
Dividends
103 648
116 000
-
-
withholding
5 182
5 800
-
-
total
5 182
5 800
-
-
Income
116 000
116 000
116 000
116 000
Total tax
7 653
5 800
23 200
1 160
After tax
108 347
110 200
92 800
114 840
Living cost
9 882
9 882
9 882
9 882
Free-cash
98 465
100 318
82 918
104 958

Estimated living cost  is ₽9882 per week

₽6687
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽415
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽331
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2448
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
₽25312
₽23015
₽15448
₽21571
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 000
income
-
-
-
14 858
social contributions
-
-
-
3 304
health
-
-
-
3 629
surtax
-
-
-
-
pensions
-
-
-
24 580
other
-
-
-
3 597
total
-
-
-
49 968
Employee
55 783
-
92 162
-
income
4 867
-
15 792
-
social contributions
1 589
-
2 627
-
surtax
-
-
-
-
pensions
6 309
-
5 415
-
total
12 765
-
23 834
-
Employer
55 783
-
92 162
-
unemployment
2 260
-
3 732
-
social contributions
167
-
277
-
pensions
9 166
-
9 296
-
other
1 925
-
3 179
-
health
3 904
-
7 353
-
total
17 422
-
23 837
-
Corporate
42 795
116 000
-
-
income
11 983
32 480
-
-
surtax
-
-
-
-
total
11 983
32 480
-
-
Dividends
30 812
83 520
-
-
withholding
3 943
10 690
-
-
surtax
-
-
-
-
social contributions
5 299
14 365
-
-
total
9 242
25 055
-
-
Income
116 000
116 000
116 000
116 000
Total tax
51 412
57 535
47 671
49 968
After tax
64 588
58 465
68 329
66 032
Living cost
43 017
43 017
43 017
43 017
Free-cash
21 571
15 448
25 312
23 015

Estimated living cost  is ₽43017 per week

₽29113
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3519
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽590
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9795
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽50529
₽50526
₽68445
₽64073
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
116 000
income
-
-
-
25 289
health
-
-
-
6 763
unemployment
-
-
-
985
pensions
-
-
-
17 072
total
-
-
-
50 109
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

23 169
-
104 247
-
income
3 194
-
25 289
-
health
1 193
-
3 381
-
unemployment
174
-
492
-
pensions
3 244
-
9 192
-
total
7 805
-
38 354
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

23 169
-
104 247
-
unemployment
174
-
492
-
pensions
2 780
-
7 879
-
health
1 193
-
3 381
-
total
4 147
-
11 752
-
Corporate
88 684
116 000
-
-
income
13 303
17 400
-
-
total
13 303
17 400
-
-
Dividends
75 381
98 600
-
-
withholding
11 307
14 790
-
-
total
11 307
14 790
-
-
Income
116 000
116 000
116 000
116 000
Total tax
36 562
32 190
50 106
50 109
After tax
79 438
83 810
65 894
65 891
Living cost
15 365
15 365
15 365
15 365
Free-cash
64 073
68 445
50 529
50 526

Estimated living cost  is ₽15365 per week

₽10345
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1188
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽445
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
₽27258
₽32896
-₽9157
₽17457
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 000
regional
-
-
-
5 066
national
-
-
-
1 363
health
-
-
-
260
city
-
-
-
1 222
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
2 320
pensions
-
-
-
10 673
total
-
-
-
20 904
Employee
72 790
-
103 825
-
regional
2 384
-
4 345
-
city
781
-
1 115
-
health
165
-
233
-
unemployment
-
-
-
-
national
345
-
1 095
-
pensions
6 115
-
8 722
-
total
9 790
-
15 510
-
Employer
72 790
-
103 825
-
unemployment
-
-
-
-
pensions
6 115
-
8 722
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 455
-
2 077
-
health
165
-
233
-
total
7 735
-
11 032
-
Corporate
34 675
116 000
-
-
regional
7 334
24 535
-
-
national
2 947
9 860
-
-
total
10 281
34 395
-
-
Dividends
24 393
81 605
-
-
withholding
8 537
28 562
-
-
total
8 537
28 562
-
-
Income
116 000
116 000
116 000
116 000
Total tax
36 343
62 957
26 542
20 904
After tax
79 657
53 043
89 458
95 096
Living cost
62 200
62 200
62 200
62 200
Free-cash
17 457
-9 157
27 258
32 896

Estimated living cost  is ₽62200 per week

₽40448
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽5582
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽764
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽15407
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₽29257
₽45162
₽40877
₽41345
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
116 000
municipal
-
-
-
20 625
national
-
-
-
14 604
health
-
-
-
1 415
total
-
-
-
36 644
Employee
46 859
-
97 586
-
health
350
-
1 131
-
unemployment
703
-
1 464
-
national
774
-
9 040
-
municipal
7 675
-
15 913
-
pensions
3 162
-
6 587
-
total
12 664
-
34 135
-
Employer
46 859
-
97 586
-
unemployment
304
-
634
-
pensions
8 130
-
16 930
-
accident
47
-
98
-
health
360
-
752
-
total
8 841
-
18 414
-
Corporate
60 300
116 000
-
-
income
12 059
23 199
-
-
total
12 059
23 199
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

36 181
69 601
-
-
national
385
5 202
-
-
municipal
6 512
12 528
-
-
total
6 897
17 730
-
-
Income
116 000
116 000
116 000
116 000
Total tax
40 461
40 929
52 549
36 644
After tax
75 539
75 071
63 451
79 356
Living cost
34 194
34 194
34 194
34 194
Free-cash
41 345
40 877
29 257
45 162

Estimated living cost  is ₽34194 per week

₽22336
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3289
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽544
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8027
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
₽10647
₽19235
₽32486
₽19129
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 000
national
-
-
-
40 054
social contributions
-
-
-
18 381
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
5 856
total
-
-
-
64 291
Employee

The minimum management director salary is set at €45,000 per year.

63 708
-
89 846
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 993
-
4 222
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 323
-
4 687
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

554
-
781
-
national
19 586
-
30 296
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 778
-
6 739
-
total
31 234
-
46 725
-
Employer

The minimum management director salary is set at €45,000 per year.

63 708
-
89 846
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

930
-
1 312
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 645
-
7 961
-
surtax
7 224
-
10 188
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

828
-
1 168
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 918
-
5 525
-
total
18 545
-
26 154
-
Corporate
33 747
116 000
-
-
income
6 749
23 199
-
-
surtax
135
465
-
-
total
6 884
23 664
-
-
Dividends
26 863
92 336
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

7 734
27 376
-
-
total
7 734
27 376
-
-
Income
116 000
116 000
116 000
116 000
Total tax
64 397
51 040
72 879
64 291
After tax
51 603
64 960
43 121
51 709
Living cost
32 474
32 474
32 474
32 474
Free-cash
19 129
32 486
10 647
19 235

Estimated living cost  is ₽32474 per week

₽20917
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2839
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8209
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
₽24493
₽25469
₽27149
₽26337
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 000
municipal
-
-
-
27 740
national
-
-
-
3 628
health
-
-
-
4 949
accident
-
-
-
159
unemployment
-
-
-
79
pensions
-
-
-
8 573
other
-
-
-
9 216
total
-
-
-
54 344
Employee
51 564
-
91 081
-
national
-
-
3 240
-
municipal
15 376
-
27 160
-
total
15 376
-
30 400
-
Employer
51 564
-
91 081
-
unemployment
1 361
-
2 094
-
pensions
5 574
-
8 573
-
other
5 992
-
9 216
-
accident
103
-
159
-
health
3 171
-
4 878
-
total
16 201
-
24 920
-
Corporate
48 235
116 000
-
-
income
10 612
25 520
-
-
total
10 612
25 520
-
-
Dividends
37 623
90 480
-
-
withholding
11 287
27 144
-
-
total
11 287
27 144
-
-
Income
116 000
116 000
116 000
116 000
Total tax
53 476
52 664
55 320
54 344
After tax
62 524
63 336
60 680
61 656
Living cost
36 187
36 187
36 187
36 187
Free-cash
26 337
27 149
24 493
25 469

Estimated living cost  is ₽36187 per week

₽23984
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3551
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8103
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
₽65460
₽41434
₽31843
-₽17839
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 000
income
-
-
-
22 611
social contributions
-
-
-
13 224
total
-
-
-
35 835
Employee
55 535
-
-
-
income
12 250
-
-
-
social contributions
4 554
-
649
-
total
16 804
-
649
-
Employer
55 535
-
-
-
social contributions
78 304
-
11 160
-
total
78 304
-
11 160
-
Corporate
-
116 000
-
-
income
-
25 520
-
-
total
-
25 520
-
-
Dividends
-
90 480
-
-
income
-
19 906
-
-
total
-
19 906
-
-
Income
116 000
116 000
116 000
116 000
Total tax
95 108
45 426
11 809
35 835
After tax
20 892
70 574
104 191
80 165
Living cost
38 731
38 731
38 731
38 731
Free-cash
-17 839
31 843
65 460
41 434

Estimated living cost  is ₽38731 per week

₽25130
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3643
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9464
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽51088
₽52307
₽55867
₽52174
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 000
income
-
-
-
17 437
social contributions
-
-
-
14 410
health
-
-
-
2 958
total
-
-
-
34 805
Employee
68 486
68 486
106 366
-
income
7 192
6 340
16 915
-
social contributions
3 328
5 684
7 667
-
health
681
1 165
1 808
-
total
11 201
13 189
26 390
-
Employer
68 486
68 486
106 366
-
social contributions
3 328
5 684
7 667
-
health
742
1 268
1 967
-
total
4 070
6 952
9 634
-
Corporate
71 841
40 562
-
-
income
8 980
5 070
-
-
total
8 980
5 070
-
-
Dividends
62 861
35 492
-
-
withholding
10 687
6 034
-
-
total
10 687
6 034
-
-
Income
116 000
116 000
116 000
116 000
Total tax
34 938
31 245
36 024
34 805
After tax
81 062
84 755
79 976
81 195
Living cost
28 888
28 888
28 888
28 888
Free-cash
52 174
55 867
51 088
52 307

Estimated living cost  is ₽28888 per week

₽19748
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2256
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6399
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₽36891
₽47589
₽47773
₽50019
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 000
income
-
-
-
29 342
pensions
-
-
-
7 040
total
-
-
-
36 382
Employee
43 964
-
101 664
-
income
8 006
-
22 209
-
health
573
-
1 614
-
pensions
3 356
-
8 922
-
total
11 935
-
32 745
-
Employer
43 964
-
101 664
-
pensions
4 442
-
12 404
-
health
836
-
1 931
-
total
5 278
-
14 335
-
Corporate
66 759
116 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

12 683
22 040
-
-
total
12 683
22 040
-
-
Dividends
54 075
93 960
-
-
withholding
4 056
14 158
-
-
total
4 056
14 158
-
-
Income
116 000
116 000
116 000
116 000
Total tax
33 952
36 198
47 080
36 382
After tax
82 048
79 802
68 920
79 618
Living cost
32 029
32 029
32 029
32 029
Free-cash
50 019
47 773
36 891
47 589

Estimated living cost  is ₽32029 per week

₽21971
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2945
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽401
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6709
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
₽15516
₽20819
₽25620
₽21567
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 000
municipal
-
-
-
776
regional
-
-
-
2 565
national
-
-
-
26 524
social contributions
-
-
-
29 835
total
-
-
-
59 700
Employee
75 051
-
116 000
-
regional
1 133
-
2 200
-
social contributions
25 307
-
39 116
-
national
12 683
-
22 996
-
municipal
448
-
691
-
total
39 571
-
65 003
-
Employer
75 051
-
116 000
-
total
-
-
-
-
Corporate
40 949
116 000
-
-
nationa
9 828
27 840
-
-
municipal
1 974
5 591
-
-
total
11 802
33 431
-
-
Dividends
29 146
82 569
-
-
withholding
7 579
21 468
-
-
total
7 579
21 468
-
-
Income
116 000
116 000
116 000
116 000
Total tax
58 952
54 899
65 003
59 700
After tax
57 048
61 101
50 997
56 300
Living cost
35 481
35 481
35 481
35 481
Free-cash
21 567
25 620
15 516
20 819

Estimated living cost  is ₽35481 per week

₽24923
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2441
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7580
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₽43293
₽60848
-₽9171
₽6547
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 000
income
-
-
-
30 706
health
-
-
-
1 841
accident
-
-
-
213
pensions
-
-
-
3 512
other
-
-
-
313
total
-
-
-
36 585
Employee
29 207
-
102 480
-
income
4 007
-
22 446
-
health
3 344
-
11 734
-
pensions
3 289
-
6 439
-
total
10 640
-
40 619
-
Employer
29 207
-
102 480
-
unemployment
716
-
2 511
-
pensions
4 749
-
9 298
-
accident
488
-
1 712
-
total
5 953
-
13 521
-
Corporate
80 841
116 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

72 757
104 400
-
-
total
72 757
104 400
-
-
Dividends
8 084
11 600
-
-
withholding
1 536
2 204
-
-
total
1 536
2 204
-
-
Income
116 000
116 000
116 000
116 000
Total tax
90 886
106 604
54 140
36 585
After tax
25 114
9 396
61 860
79 415
Living cost
18 567
18 567
18 567
18 567
Free-cash
6 547
-9 171
43 293
60 848

Estimated living cost  is ₽18567 per week

₽13608
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1029
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽388
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3543
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₽42484
₽31780
₽25382
₽37033
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
116 000
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
31 324
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 085
trade
-
-
-
10 704
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 722
total
-
-
-
49 835
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 315
-
116 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 644
-
31 324
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 085
-
6 085
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

201
-
1 722
-
total
9 930
-
39 131
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
71 685
116 000
-
-
chamber of commerce
240
306
-
-
income
10 753
17 400
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

592
957
-
-
trade
10 286
16 646
-
-
total
21 871
35 309
-
-
Dividends
49 814
80 691
-
-
withholding
12 115
19 834
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

666
1 090
-
-
total
12 781
20 924
-
-
Income
116 000
116 000
116 000
116 000
Total tax
44 582
56 233
39 131
49 835
After tax
71 418
59 767
76 869
66 165
Living cost
34 385
34 385
34 385
34 385
Free-cash
37 033
25 382
42 484
31 780

Estimated living cost  is ₽34385 per week

₽23720
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3700
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽499
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6467
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽46546
₽15950
₽74272
₽66965
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
116 000
microenterprise
-
-
-
-
income
-
-
-
17 817
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
34 124
surtax
-
-
-
29 580
total
-
-
-
81 521
Employee
26 025
-
93 480
-
income
4 633
-
18 122
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 863
-
10 283
-
surtax
-
-
-
-
total
7 496
-
28 405
-
Employer
26 025
-
93 480
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

6 269
-
22 520
-
surtax
-
-
-
-
total
6 269
-
22 520
-
Corporate
83 706
116 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

16 741
23 199
-
-
total
16 741
23 199
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

66 965
92 801
-
-
total
-
-
-
-
Income
116 000
116 000
116 000
116 000
Total tax
30 506
23 199
50 925
81 521
After tax
85 494
92 801
65 075
34 479
Living cost
18 529
18 529
18 529
18 529
Free-cash
66 965
74 272
46 546
15 950

Estimated living cost  is ₽18529 per week

₽11821
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1765
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽421
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4523
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽56040
₽56871
₽60710
₽58792
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 000
income
-
-
-
32 767
health
-
-
-
6 173
pensions
-
-
-
8 515
total
-
-
-
47 455
Employee
17 780
-
106 421
-
income
3 440
-
32 320
-
health
889
-
2 129
-
unemployment
178
-
426
-
pensions
1 600
-
3 832
-
total
6 107
-
38 707
-
Employer
17 780
-
106 421
-
unemployment
356
-
851
-
pensions
1 956
-
4 683
-
health
1 689
-
4 045
-
total
4 001
-
9 579
-
Corporate
94 219
116 000
-
-
income
20 728
25 520
-
-
total
20 728
25 520
-
-
Dividends
73 491
90 480
-
-
withholding
14 698
18 096
-
-
total
14 698
18 096
-
-
Income
116 000
116 000
116 000
116 000
Total tax
45 534
43 616
48 286
47 455
After tax
70 466
72 384
67 714
68 545
Living cost
11 674
11 674
11 674
11 674
Free-cash
58 792
60 710
56 040
56 871

Estimated living cost  is ₽11674 per week

₽6937
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽946
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽267
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3523
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽33487
₽35404
₽52960
₽50126
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 000
income
-
-
-
25 456
health
-
-
-
8 236
unemployment
-
-
-
203
surtax
-
-
-
3 497
pensions
-
-
-
23 199
other
-
-
-
-
total
-
-
-
60 591
Employee
29 994
-
95 828
-
other
-
-
-
-
income
5 028
-
23 637
-
health
766
-
2 444
-
unemployment
2 087
-
6 669
-
surtax
106
-
3 194
-
pensions
2 001
-
6 392
-
total
9 988
-
42 336
-
Employer
29 994
-
95 828
-
unemployment
952
-
3 037
-
pensions
3 999
-
12 774
-
other
-
-
-
-
health
1 364
-
4 361
-
total
6 315
-
20 172
-
Corporate
79 692
116 000
-
-
income
20 720
30 159
-
-
total
20 720
30 159
-
-
Dividends
58 972
85 841
-
-
withholding
8 846
12 876
-
-
total
8 846
12 876
-
-
Income
116 000
116 000
116 000
116 000
Total tax
45 869
43 035
62 508
60 591
After tax
70 131
72 965
53 492
55 409
Living cost
20 005
20 005
20 005
20 005
Free-cash
50 126
52 960
33 487
35 404

Estimated living cost  is ₽20005 per week

₽12078
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1739
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽465
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5725
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
₽3344
₽30099
₽36253
₽35814
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 000
income
-
-
-
24 350
chamber of commerce
-
-
-