Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 116000
per

Your estimated
City
free-cash

Andorra , Andorra
₽59745
₽74187
₽62827
₽77223
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 000
social contributions
-
-
-
25 520
income
-
-
-
3 558
total
-
-
-
29 078
Employee
29 066
-
100 432
-
social contributions
1 889
-
6 528
-
income
-
-
3 900
-
total
1 889
-
10 428
-
Employer
29 066
-
100 432
-
social contributions
4 505
-
15 568
-
total
4 505
-
15 568
-
Corporate
82 428
116 000
-
-
income
8 242
11 600
-
-
total
8 242
11 600
-
-
Dividends
74 186
104 400
-
-
total
-
-
-
-
Income
116 000
116 000
116 000
116 000
Total tax
14 636
11 600
25 996
29 078
After tax
101 364
104 400
90 004
86 922
Living cost
27 177
27 177
27 177
27 177
Free-cash
74 187
77 223
62 827
59 745

Estimated living cost  is ₽27177 per week

₽17572
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2049
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7045
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽29547
₽35400
₽3090
₽35847
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 000
surtax
-
-
-
-
unemployment
-
-
-
5 545
health
-
-
-
8 079
chamber of commerce
-
-
-
463
pensions
-
-
-
19 540
income
-
-
-
23 982
total
-
-
-
57 609
Employee
39 521
36 030
90 074
-
unemployment
1 186
1 081
2 702
-
other
395
360
901
-
income
3 521
2 658
20 170
-
pensions
4 047
3 689
9 224
-
health
1 529
1 395
3 486
-
total
10 678
9 183
36 483
-
Employer
39 521
36 030
90 074
-
pensions
4 960
4 523
11 305
-
surtax
-
-
-
-
payroll
1 186
1 081
2 702
-
other
1 877
1 711
4 277
-
health
1 494
1 362
3 404
-
accident
513
468
1 170
-
unemployment
1 186
1 081
2 702
-
chamber of commerce
158
144
360
-
total
11 374
10 370
25 920
-
Corporate
65 105
69 600
86 648
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

16 277
17 401
21 663
-
total
16 277
17 401
21 663
-
Dividends
48 828
52 200
-
-
withholding
13 427
14 355
-
-
total
13 427
14 355
-
-
Income
116 000
116 000
116 000
116 000
Total tax
51 756
51 309
84 066
57 609
After tax
64 244
64 691
31 934
58 391
Living cost
28 844
28 844
28 844
28 844
Free-cash
35 400
35 847
3 090
29 547

Estimated living cost  is ₽28844 per week

₽17303
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2946
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽515
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8081
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽26356
₽31343
₽40
₽32738
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 000
surtax
-
-
-
178
unemployment
-
-
-
5 545
health
-
-
-
8 079
chamber of commerce
-
-
-
463
pensions
-
-
-
19 540
income
-
-
-
23 982
total
-
-
-
57 787
Employee
45 183
36 030
89 937
-
unemployment
1 355
1 081
2 699
-
other
451
360
899
-
income
5 144
2 658
20 124
-
pensions
4 627
3 689
9 210
-
health
1 748
1 395
3 481
-
total
13 325
9 183
36 413
-
Employer
45 183
36 030
89 937
-
pensions
5 670
4 523
11 288
-
surtax
178
178
178
-
payroll
1 355
1 081
2 699
-
other
2 146
1 711
4 272
-
health
1 707
1 362
3 399
-
accident
587
468
1 168
-
unemployment
1 355
1 081
2 699
-
chamber of commerce
180
144
360
-
total
13 178
10 548
26 063
-
Corporate
57 637
69 422
86 505
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

14 409
17 356
21 627
-
total
14 409
17 356
21 627
-
Dividends
43 228
52 066
-
-
withholding
11 888
14 318
-
-
total
11 888
14 318
-
-
Income
116 000
116 000
116 000
116 000
Total tax
52 800
51 405
84 103
57 787
After tax
63 200
64 595
31 897
58 213
Living cost
31 857
31 857
31 857
31 857
Free-cash
31 343
32 738
40
26 356

Estimated living cost  is ₽31857 per week

₽21247
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2718
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽523
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7369
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽18863
₽18439
₽10289
₽32000
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 000
national
-
-
-
39 906
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
5 856
social contributions
-
-
-
18 410
total
-
-
-
64 172
Employee

The minimum management director salary is set at €45,000 per year.

64 671
-
89 844
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

563
-
782
-
national
19 883
-
30 162
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 373
-
4 686
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 850
-
6 738
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 039
-
4 222
-
total
31 708
-
46 590
-
Employer

The minimum management director salary is set at €45,000 per year.

64 671
-
89 844
-
surtax
7 333
-
10 188
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 730
-
7 961
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 977
-
5 526
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

841
-
1 168
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

944
-
1 313
-
total
18 825
-
26 156
-
Corporate
32 504
116 000
-
-
income
6 501
23 200
-
-
surtax
130
463
-
-
total
6 631
23 663
-
-
Dividends
25 873
92 337
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

7 432
27 372
-
-
total
7 432
27 372
-
-
Income
116 000
116 000
116 000
116 000
Total tax
64 596
51 035
72 746
64 172
After tax
51 404
64 965
43 254
51 828
Living cost
32 965
32 965
32 965
32 965
Free-cash
18 439
32 000
10 289
18 863

Estimated living cost  is ₽32965 per week

₽21234
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2882
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽516
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8333
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽74552
₽78061
₽78630
₽83586
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 000
unemployment
-
-
-
127
health
-
-
-
3 641
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 686
income
-
-
-
17 400
total
-
-
-
25 854
Employee
20 649
-
109 788
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
income
2 065
-
10 979
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 813
-
2 780
-
health
950
-
1 457
-
total
5 055
-
15 564
-
Employer
20 649
-
109 788
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 275
-
3 489
-
health
1 425
-
2 185
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
unemployment
124
-
190
-
total
4 051
-
6 212
-
Corporate
91 299
116 000
-
-
income
9 130
11 600
-
-
total
9 130
11 600
-
-
Dividends
82 169
104 400
-
-
withholding
4 109
5 220
-
-
total
4 109
5 220
-
-
Income
116 000
116 000
116 000
116 000
Total tax
22 345
16 820
21 776
25 854
After tax
93 655
99 180
94 224
90 146
Living cost
15 594
15 594
15 594
15 594
Free-cash
78 061
83 586
78 630
74 552

Estimated living cost  is ₽15594 per week

₽10314
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽372
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4016
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽78260
₽83083
₽82338
₽87294
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 000
unemployment
-
-
-
127
health
-
-
-
3 641
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 686
income
-
-
-
17 400
total
-
-
-
25 854
Employee
15 738
-
109 788
-
accident

We are using the highest rate at 1.1%.

173
-
348
-
income
1 574
-
10 979
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 382
-
2 780
-
health
724
-
1 457
-
total
3 853
-
15 564
-
Employer
15 738
-
109 788
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 735
-
3 489
-
health
1 086
-
2 185
-
accident

We are using the highest rate at 1.1%.

173
-
348
-
unemployment
94
-
190
-
total
3 088
-
6 212
-
Corporate
97 174
116 000
-
-
income
9 718
11 600
-
-
total
9 718
11 600
-
-
Dividends
87 456
104 400
-
-
withholding
4 372
5 220
-
-
total
4 372
5 220
-
-
Income
116 000
116 000
116 000
116 000
Total tax
21 031
16 820
21 776
25 854
After tax
94 969
99 180
94 224
90 146
Living cost
11 886
11 886
11 886
11 886
Free-cash
83 083
87 294
82 338
78 260

Estimated living cost  is ₽11886 per week

₽6939
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽849
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽315
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3783
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽60293
₽58910
₽59067
₽63830
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 000
health
-
-
-
2 958
social contributions
-
-
-
14 628
income
-
-
-
17 188
total
-
-
-
34 774
Employee
69 521
69 521
106 251
-
income
7 570
6 436
16 663
-
social contributions
2 628
5 770
7 782
-
health
539
1 182
1 807
-
total
10 737
13 388
26 252
-
Employer
69 521
69 521
106 251
-
social contributions
2 628
5 770
7 782
-
health
585
1 287
1 966
-
total
3 213
7 057
9 748
-
Corporate
81 117
39 422
-
-
income
10 140
4 928
-
-
total
10 140
4 928
-
-
Dividends
70 977
34 494
-
-
withholding
12 067
5 864
-
-
total
12 067
5 864
-
-
Income
116 000
116 000
116 000
116 000
Total tax
36 157
31 237
36 000
34 774
After tax
79 843
84 763
80 000
81 226
Living cost
20 933
20 933
20 933
20 933
Free-cash
58 910
63 830
59 067
60 293

Estimated living cost  is ₽20933 per week

₽12545
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2054
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5871
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽51901
₽51691
₽50675
₽55438
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 000
health
-
-
-
2 958
social contributions
-
-
-
14 628
income
-
-
-
17 188
total
-
-
-
34 774
Employee
69 521
69 521
106 251
-
income
7 300
6 436
16 663
-
social contributions
3 378
5 770
7 782
-
health
691
1 182
1 807
-
total
11 369
13 388
26 252
-
Employer
69 521
69 521
106 251
-
social contributions
3 378
5 770
7 782
-
health
753
1 287
1 966
-
total
4 131
7 057
9 748
-
Corporate
71 174
39 422
-
-
income
8 896
4 928
-
-
total
8 896
4 928
-
-
Dividends
62 278
34 494
-
-
withholding
10 588
5 864
-
-
total
10 588
5 864
-
-
Income
116 000
116 000
116 000
116 000
Total tax
34 984
31 237
36 000
34 774
After tax
81 016
84 763
80 000
81 226
Living cost
29 325
29 325
29 325
29 325
Free-cash
51 691
55 438
50 675
51 901

Estimated living cost  is ₽29325 per week

₽20046
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2290
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6496
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽38911
₽51562
₽38003
₽59004
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 000
health
-
-
-
15 660
social contributions
-
-
-
30 019
income
-
-
-
10 548
solidarity contribution
-
-
-
-
total
-
-
-
56 227
Employee
30 679
-
86 567
-
income
3 681
-
10 388
-
social contributions
1 994
-
5 627
-
health
4 142
-
11 687
-
solidarity contribution
-
-
-
-
total
9 817
-
27 702
-
Employer
30 679
-
86 567
-
social contributions
7 670
-
21 642
-
health
2 761
-
7 791
-
total
10 431
-
29 433
-
Corporate
74 890
116 000
-
-
income
14 229
22 040
-
-
total
14 229
22 040
-
-
Dividends
60 661
93 960
-
-
withholding
9 099
14 094
-
-
total
9 099
14 094
-
-
Income
116 000
116 000
116 000
116 000
Total tax
43 576
36 134
57 135
56 227
After tax
72 424
79 866
58 865
59 773
Living cost
20 862
20 862
20 862
20 862
Free-cash
51 562
59 004
38 003
38 911

Estimated living cost  is ₽20862 per week

₽14491
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽410
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽34066
₽44988
₽33158
₽54159
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 000
health
-
-
-
15 660
social contributions
-
-
-
30 019
income
-
-
-
10 548
solidarity contribution
-
-
-
-
total
-
-
-
56 227
Employee
37 805
-
86 567
-
income
4 537
-
10 388
-
social contributions
2 457
-
5 627
-
health
5 104
-
11 687
-
solidarity contribution
-
-
-
-
total
12 098
-
27 702
-
Employer
37 805
-
86 567
-
social contributions
9 451
-
21 642
-
health
3 402
-
7 791
-
total
12 853
-
29 433
-
Corporate
65 342
116 000
-
-
income
12 415
22 040
-
-
total
12 415
22 040
-
-
Dividends
52 927
93 960
-
-
withholding
7 939
14 094
-
-
total
7 939
14 094
-
-
Income
116 000
116 000
116 000
116 000
Total tax
45 305
36 134
57 135
56 227
After tax
70 695
79 866
58 865
59 773
Living cost
25 707
25 707
25 707
25 707
Free-cash
44 988
54 159
33 158
34 066

Estimated living cost  is ₽25707 per week

₽19117
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1424
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽445
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4721
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽26794
-₽81556
-₽81556
-₽81556
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 000
national
-
-
-
12 670
pensions
-
-
-
786
municipal
-
-
-
22 865
labour market
-
-
-
9 217
total
-
-
-
45 538
Employee
184 314
184 314
184 314
-
municipal
39 249
39 249
39 249
-
national
22 517
22 517
22 517
-
pensions
262
262
262
-
labour market
14 724
14 724
14 724
-
total
76 752
76 752
76 752
-
Employer
184 314
184 314
184 314
-
pensions
524
524
524
-
labour market
14 745
14 745
14 745
-
municipal
39 311
39 311
39 311
-
national
22 556
22 556
22 556
-
total
77 136
77 136
77 136
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
116 000
116 000
116 000
116 000
Total tax
153 888
153 888
153 888
45 538
After tax
-37 888
-37 888
-37 888
70 462
Living cost
43 668
43 668
43 668
43 668
Free-cash
-81 556
-81 556
-81 556
26 794

Estimated living cost  is ₽43668 per week

₽29887
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3863
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽672
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9247
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽40339
₽65344
₽45022
₽70962
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 000
health
-
-
-
15 079
pensions
-
-
-
23 200
income
-
-
-
15 544
total
-
-
-
53 823
Employee
25 648
-
86 697
-
unemployment
410
-
1 388
-
income
2 888
-
16 714
-
pensions
513
-
1 735
-
total
3 811
-
19 837
-
Employer
25 648
-
86 697
-
pensions
5 130
-
17 339
-
health
3 334
-
11 271
-
unemployment
206
-
693
-
total
8 670
-
29 303
-
Corporate
81 682
116 000
-
-
income
16 337
23 200
-
-
total
16 337
23 200
-
-
Dividends
65 345
92 800
-
-
total
-
-
-
-
Income
116 000
116 000
116 000
116 000
Total tax
28 818
23 200
49 140
53 823
After tax
87 182
92 800
66 860
62 177
Living cost
21 838
21 838
21 838
21 838
Free-cash
65 344
70 962
45 022
40 339

Estimated living cost  is ₽21838 per week

₽14978
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1301
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽439
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5120
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽44796
₽40815
₽28890
₽40462
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
116 000
national
-
-
-
14 458
health
-
-
-
1 409
municipal
-
-
-
20 626
total
-
-
-
36 493
Employee
47 567
-
97 585
-
unemployment
714
-
1 464
-
municipal
7 791
-
15 913
-
national
786
-
8 894
-
pensions
3 210
-
6 587
-
health
355
-
1 126
-
total
12 856
-
33 984
-
Employer
47 567
-
97 585
-
pensions
8 253
-
16 931
-
health
365
-
751
-
accident
48
-
98
-
unemployment
309
-
635
-
total
8 975
-
18 415
-
Corporate
59 458
116 000
-
-
income
11 892
23 200
-
-
total
11 892
23 200
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

35 675
69 600
-
-
municipal
6 422
12 528
-
-
national
329
5 099
-
-
total
6 751
17 627
-
-
Income
116 000
116 000
116 000
116 000
Total tax
40 474
40 827
52 399
36 493
After tax
75 526
75 173
63 601
79 507
Living cost
34 711
34 711
34 711
34 711
Free-cash
40 815
40 462
28 890
44 796

Estimated living cost  is ₽34711 per week

₽22673
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3339
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽552
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8148
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽38202
₽35619
₽40720
₽30595
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 000
surtax
-
-
-
-
health
-
-
-
3 555
pensions
-
-
-
24 808
social contributions
-
-
-
3 304
income
-
-
-
14 667
other
-
-
-
3 596
total
-
-
-
49 930
Employee
34 540
-
92 279
-
income
1 781
-
15 695
-
surtax
-
-
-
-
social contributions
985
-
2 628
-
pensions
3 907
-
5 368
-
total
6 673
-
23 691
-
Employer
34 540
-
92 279
-
pensions
5 676
-
9 226
-
social contributions
103
-
276
-
other
1 192
-
3 184
-
health
2 417
-
7 298
-
unemployment
1 398
-
3 737
-
total
10 786
-
23 721
-
Corporate
70 673
116 000
-
-
income
19 789
32 480
-
-
surtax
-
-
-
-
total
19 789
32 480
-
-
Dividends
50 884
83 520
-
-
withholding
6 513
10 691
-
-
social contributions
8 752
14 366
-
-
surtax
-
-
-
-
total
15 265
25 057
-
-
Income
116 000
116 000
116 000
116 000
Total tax
52 513
57 537
47 412
49 930
After tax
63 487
58 463
68 588
66 070
Living cost
27 868
27 868
27 868
27 868
Free-cash
35 619
30 595
40 720
38 202

Estimated living cost  is ₽27868 per week

₽16162
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2831
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8347
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽35138
₽32872
₽37656
₽27531
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 000
surtax
-
-
-
-
health
-
-
-
3 555
pensions
-
-
-
24 808
social contributions
-
-
-
3 304
income
-
-
-
14 667
other
-
-
-
3 596
total
-
-
-
49 930
Employee
38 694
-
92 279
-
income
2 284
-
15 695
-
surtax
-
-
-
-
social contributions
1 103
-
2 628
-
pensions
4 375
-
5 368
-
total
7 762
-
23 691
-
Employer
38 694
-
92 279
-
pensions
6 357
-
9 226
-
social contributions
117
-
276
-
other
1 335
-
3 184
-
health
2 709
-
7 298
-
unemployment
1 566
-
3 737
-
total
12 084
-
23 721
-
Corporate
65 222
116 000
-
-
income
18 262
32 480
-
-
surtax
-
-
-
-
total
18 262
32 480
-
-
Dividends
46 960
83 520
-
-
withholding
6 010
10 691
-
-
social contributions
8 078
14 366
-
-
surtax
-
-
-
-
total
14 088
25 057
-
-
Income
116 000
116 000
116 000
116 000
Total tax
52 196
57 537
47 412
49 930
After tax
63 804
58 463
68 588
66 070
Living cost
30 932
30 932
30 932
30 932
Free-cash
32 872
27 531
37 656
35 138

Estimated living cost  is ₽30932 per week

₽19504
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2515
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽527
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽22403
₽21013
₽24921
₽14796
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 000
surtax
-
-
-
-
health
-
-
-
3 555
pensions
-
-
-
24 808
social contributions
-
-
-
3 304
income
-
-
-
14 667
other
-
-
-
3 596
total
-
-
-
49 930
Employee
56 626
-
92 279
-
income
4 941
-
15 695
-
surtax
-
-
-
-
social contributions
1 613
-
2 628
-
pensions
6 405
-
5 368
-
total
12 959
-
23 691
-
Employer
56 626
-
92 279
-
pensions
9 304
-
9 226
-
social contributions
170
-
276
-
other
1 954
-
3 184
-
health
3 963
-
7 298
-
unemployment
2 294
-
3 737
-
total
17 685
-
23 721
-
Corporate
41 689
116 000
-
-
income
11 672
32 480
-
-
surtax
-
-
-
-
total
11 672
32 480
-
-
Dividends
30 017
83 520
-
-
withholding
3 841
10 691
-
-
social contributions
5 163
14 366
-
-
surtax
-
-
-
-
total
9 004
25 057
-
-
Income
116 000
116 000
116 000
116 000
Total tax
51 320
57 537
47 412
49 930
After tax
64 680
58 463
68 588
66 070
Living cost
43 667
43 667
43 667
43 667
Free-cash
21 013
14 796
24 921
22 403

Estimated living cost  is ₽43667 per week

₽29553
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3572
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽599
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9943
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽109000
₽103265
₽86960
₽104360
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
116 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 160
total
-
-
-
1 160
Employee
7 300
-
116 000
-
income
1 460
-
23 200
-
total
1 460
-
23 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

108 700
116 000
-
-
total
-
-
-
-
Dividends
108 700
116 000
-
-
withholding
5 435
5 800
-
-
total
5 435
5 800
-
-
Income
116 000
116 000
116 000
116 000
Total tax
6 895
5 800
23 200
1 160
After tax
109 105
110 200
92 800
114 840
Living cost
5 840
5 840
5 840
5 840
Free-cash
103 265
104 360
86 960
109 000

Estimated living cost  is ₽5840 per week

₽3619
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽485
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1575
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽105740
₽99394
₽83700
₽101100
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
116 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 160
total
-
-
-
1 160
Employee
11 376
-
116 000
-
income
2 275
-
23 200
-
total
2 275
-
23 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

104 624
116 000
-
-
total
-
-
-
-
Dividends
104 624
116 000
-
-
withholding
5 231
5 800
-
-
total
5 231
5 800
-
-
Income
116 000
116 000
116 000
116 000
Total tax
7 506
5 800
23 200
1 160
After tax
108 494
110 200
92 800
114 840
Living cost
9 100
9 100
9 100
9 100
Free-cash
99 394
101 100
83 700
105 740

Estimated living cost  is ₽9100 per week

₽6158
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽382
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽305
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2255
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽31536
₽36692
₽42149
₽24865
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
116 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 709
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 177
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
31 060
trade
-
-
-
10 613
total
-
-
-
49 559
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 985
-
116 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 699
-
31 060
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

204
-
1 709
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 177
-
6 177
-
total
10 080
-
38 946
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
71 015
116 000
-
-
trade
10 191
16 646
-
-
income
10 653
17 401
-
-
chamber of commerce
242
307
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

585
957
-
-
total
21 671
35 311
-
-
Dividends
49 344
80 689
-
-
withholding
11 993
19 828
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

659
1 091
-
-
total
12 652
20 919
-
-
Income
116 000
116 000
116 000
116 000
Total tax
44 403
56 230
38 946
49 559
After tax
71 597
59 770
77 054
66 441
Living cost
34 905
34 905
34 905
34 905
Free-cash
36 692
24 865
42 149
31 536

Estimated living cost  is ₽34905 per week

₽24078
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3756
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6564
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽38019
₽41194
₽49669
₽31189
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
116 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 709
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 177
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
31 060
trade
-
-
-
11 650
total
-
-
-
50 596
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 580
-
116 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

966
-
31 060
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
1 709
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 177
-
6 177
-
total
7 196
-
38 946
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
81 420
116 000
-
-
trade
12 823
18 271
-
-
income
12 212
17 401
-
-
chamber of commerce
254
304
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

671
957
-
-
total
25 960
36 933
-
-
Dividends
55 459
79 068
-
-
withholding
13 522
19 424
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

743
1 069
-
-
total
14 265
20 493
-
-
Income
116 000
116 000
116 000
116 000
Total tax
47 421
57 426
38 946
50 596
After tax
68 579
58 574
77 054
65 404
Living cost
27 385
27 385
27 385
27 385
Free-cash
41 194
31 189
49 669
38 019

Estimated living cost  is ₽27385 per week

₽17226
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3193
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6455
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽29369
₽35168
₽41537
₽22463
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
116 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 709
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 177
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
31 060
trade
-
-
-
12 168
total
-
-
-
51 114
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 849
-
116 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 939
-
31 060
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

216
-
1 709
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 177
-
6 177
-
total
10 332
-
38 946
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
70 151
116 000
-
-
trade
11 540
19 082
-
-
income
10 522
17 401
-
-
chamber of commerce
237
302
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

578
957
-
-
total
22 877
37 742
-
-
Dividends
47 274
78 258
-
-
withholding
11 475
19 221
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

631
1 057
-
-
total
12 106
20 278
-
-
Income
116 000
116 000
116 000
116 000
Total tax
45 315
58 020
38 946
51 114
After tax
70 685
57 980
77 054
64 886
Living cost
35 517
35 517
35 517
35 517
Free-cash
35 168
22 463
41 537
29 369

Estimated living cost  is ₽35517 per week

₽23754
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3745
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7487
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽22952
₽30626
₽35636
₽15964
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
116 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 709
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 177
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
31 060
trade
-
-
-
12 684
total
-
-
-
51 630
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 335
-
116 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 389
-
31 060
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

352
-
1 709
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 177
-
6 177
-
total
12 918
-
38 946
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
61 665
116 000
-
-
trade
10 576
19 894
-
-
income
9 249
17 401
-
-
chamber of commerce
225
300
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

510
957
-
-
total
20 560
38 552
-
-
Dividends
41 105
77 448
-
-
withholding
9 932
19 019
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

546
1 047
-
-
total
10 478
20 066
-
-
Income
116 000
116 000
116 000
116 000
Total tax
43 956
58 618
38 946
51 630
After tax
72 044
57 382
77 054
64 370
Living cost
41 418
41 418
41 418
41 418
Free-cash
30 626
15 964
35 636
22 952

Estimated living cost  is ₽41418 per week

₽30250
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3313
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽539
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7318
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽35331
₽49783
₽33416
₽52656
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 000
surtax
-
-
-
3 455
unemployment
-
-
-
206
health
-
-
-
8 235
pensions
-
-
-
23 200
income
-
-
-
25 266
other
-
-
-
-
total
-
-
-
60 362
Employee
30 447
-
95 827
-
unemployment
2 119
-
6 669
-
other
-
-
-
-
income
5 104
-
23 449
-
surtax
108
-
3 152
-
pensions
2 031
-
6 391
-
health
777
-
2 443
-
total
10 139
-
42 104
-
Employer
30 447
-
95 827
-
pensions
4 059
-
12 773
-
other
-
-
-
-
health
1 385
-
4 361
-
unemployment
966
-
3 039
-
total
6 410
-
20 173
-
Corporate
79 143
116 000
-
-
income
20 577
30 161
-
-
total
20 577
30 161
-
-
Dividends
58 566
85 839
-
-
withholding
8 784
12 876
-
-
total
8 784
12 876
-
-
Income
116 000
116 000
116 000
116 000
Total tax
45 910
43 037
62 277
60 362
After tax
70 090
72 963
53 723
55 638
Living cost
20 307
20 307
20 307
20 307
Free-cash
49 783
52 656
33 416
35 331

Estimated living cost  is ₽20307 per week

₽12260
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1765
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5811
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽35687
₽50199
₽33772
₽53012
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 000
surtax
-
-
-
3 455
unemployment
-
-
-
206
health
-
-
-
8 235
pensions
-
-
-
23 200
income
-
-
-
25 266
other
-
-
-
-
total
-
-
-
60 362
Employee
29 898
-
95 827
-
unemployment
2 081
-
6 669
-
other
-
-
-
-
income
5 012
-
23 449
-
surtax
98
-
3 152
-
pensions
1 994
-
6 391
-
health
763
-
2 443
-
total
9 948
-
42 104
-
Employer
29 898
-
95 827
-
pensions
3 986
-
12 773
-
other
-
-
-
-
health
1 361
-
4 361
-
unemployment
947
-
3 039
-
total
6 294
-
20 173
-
Corporate
79 808
116 000
-
-
income
20 750
30 161
-
-
total
20 750
30 161
-
-
Dividends
59 059
85 839
-
-
withholding
8 858
12 876
-
-
total
8 858
12 876
-
-
Income
116 000
116 000
116 000
116 000
Total tax
45 850
43 037
62 277
60 362
After tax
70 150
72 963
53 723
55 638
Living cost
19 951
19 951
19 951
19 951
Free-cash
50 199
53 012
33 772
35 687

Estimated living cost  is ₽19951 per week

₽12199
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1841
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽460
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5451
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽62427
₽47726
₽49314
₽47352
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 000
unemployment
-
-
-
1 740
health
-
-
-
8 120
pensions
-
-
-
11 600
income
-
-
-
14 181
total
-
-
-
35 641
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 885
10 302
97 071
-
unemployment
388
155
1 456
-
income
3 164
1 259
11 867
-
pensions
2 588
1 030
9 707
-
health
1 812
721
6 795
-
total
7 952
3 165
29 825
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 885
10 302
97 071
-
pensions
5 048
2 009
18 929
-
total
5 048
2 009
18 929
-
Corporate
85 068
103 689
-
-
income
7 656
9 332
-
-
total
7 656
9 332
-
-
Dividends
77 412
94 357
-
-
withholding
14 708
17 928
-
-
social contributions
14 978
18 282
-
-
total
29 686
36 210
-
-
Income
116 000
116 000
116 000
116 000
Total tax
50 342
50 716
48 754
35 641
After tax
65 658
65 284
67 246
80 359
Living cost
17 932
17 932
17 932
17 932
Free-cash
47 726
47 352
49 314
62 427

Estimated living cost  is ₽17932 per week

₽12237
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1467
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽358
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3869
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽25222
₽27786
₽26133
₽28515
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 000
national
-
-
-
19 292
pensions
-
-
-
13 920
social contributions
-
-
-
1 247
municipal
-
-
-
12 450
total
-
-
-
46 909
Employee
68 005
-
100 281
-
municipal
8 400
-
12 899
-
national
13 016
-
19 988
-
pensions
2 720
-
4 011
-
total
24 136
-
36 898
-
Employer
68 005
-
100 281
-
pensions
5 440
-
8 022
-
social contributions
731
-
1 078
-
total
6 171
-
9 100
-
Corporate
37 335
116 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

7 467
23 200
-
-
total
7 467
23 200
-
-
Dividends
29 868
92 800
-
-
withholding
6 571
20 416
-
-
total
6 571
20 416
-
-
Income
116 000
116 000
116 000
116 000
Total tax
44 345
43 616
45 998
46 909
After tax
71 655
72 384
70 002
69 091
Living cost
43 869
43 869
43 869
43 869
Free-cash
27 786
28 515
26 133
25 222

Estimated living cost  is ₽43869 per week

₽29817
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4078
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽657
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9317
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽22188
₽31695
₽22188
₽29699
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 000
social contributions
-
-
-
10 854
income
-
-
-
31 456
total
-
-
-
42 310
Employee
70 721
-
116 000
-
social contributions
5 875
-
10 854
-
income
13 345
-
31 456
-
total
19 220
-
42 310
-
Employer
70 721
-
116 000
-
total
-
-
-
-
Corporate
45 279
116 000
-
-
income
5 660
14 499
-
-
total
5 660
14 499
-
-
Dividends
39 619
101 501
-
-
withholding
7 923
20 300
-
-
total
7 923
20 300
-
-
Income
116 000
116 000
116 000
116 000
Total tax
32 803
34 799
42 310
42 310
After tax
83 197
81 201
73 690
73 690
Living cost
51 502
51 502
51 502
51 502
Free-cash
31 695
29 699
22 188
22 188

Estimated living cost  is ₽51502 per week

₽39182
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4197
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7631
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽19572
₽19020
₽14053
₽23742
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 000
national
-
-
-
26 429
regional
-
-
-
1 324
social contributions
-
-
-
29 835
municipal
-
-
-
690
total
-
-
-
58 278
Employee
80 351
-
116 000
-
municipal
425
-
614
-
national
13 923
-
22 903
-
social contributions
27 095
-
39 115
-
regional
758
-
1 165
-
total
42 201
-
63 797
-
Employer
80 351
-
116 000
-
total
-
-
-
-
Corporate
35 649
116 000
-
-
nationa
8 556
27 839
-
-
municipal
1 390
4 524
-
-
total
9 946
32 363
-
-
Dividends
25 703
83 637
-
-
withholding
6 683
21 745
-
-
total
6 683
21 745
-
-
Income
116 000
116 000
116 000
116 000
Total tax
58 830
54 108
63 797
58 278
After tax
57 170
61 892
52 203
57 722
Living cost
38 150
38 150
38 150
38 150
Free-cash
19 020
23 742
14 053
19 572

Estimated living cost  is ₽38150 per week

₽26594
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2502
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽585
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8469
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽32942
₽34611
₽27453
₽36619
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
116 000
national
-
-
-
26 429
regional
-
-
-
1 749
social contributions
-
-
-
29 835
municipal
-
-
-
690
total
-
-
-
58 703
Employee
50 152
-
116 000
-
municipal
266
-
614
-
national
7 945
-
22 903
-
social contributions
16 912
-
39 115
-
regional
675
-
1 560
-
total
25 798
-
64 192
-
Employer
50 152
-
116 000
-
total
-
-
-
-
Corporate
65 848
116 000
-
-
nationa