Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 115000
per

Your estimated
City
free-cash

Andorra , Andorra
₽59144
₽73425
₽62201
₽76447
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
115 000
social contributions
-
-
-
25 300
income
-
-
-
3 504
total
-
-
-
28 804
Employee
28 933
-
99 566
-
social contributions
1 880
-
6 471
-
income
-
-
3 844
-
total
1 880
-
10 315
-
Employer
28 933
-
99 566
-
social contributions
4 485
-
15 432
-
total
4 485
-
15 432
-
Corporate
81 582
115 000
-
-
income
8 158
11 501
-
-
total
8 158
11 501
-
-
Dividends
73 424
103 499
-
-
total
-
-
-
-
Income
115 000
115 000
115 000
115 000
Total tax
14 523
11 501
25 747
28 804
After tax
100 477
103 499
89 253
86 196
Living cost
27 052
27 052
27 052
27 052
Free-cash
73 425
76 447
62 201
59 144

Estimated living cost  is ₽27052 per week

₽17492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽29140
₽34985
₽2989
₽35431
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
115 000
surtax
-
-
-
-
unemployment
-
-
-
5 520
health
-
-
-
8 042
chamber of commerce
-
-
-
459
pensions
-
-
-
19 451
income
-
-
-
23 676
total
-
-
-
57 148
Employee
39 340
35 865
89 299
-
unemployment
1 180
1 076
2 680
-
other
393
359
893
-
income
3 504
2 645
19 953
-
pensions
4 029
3 672
9 144
-
health
1 522
1 388
3 457
-
total
10 628
9 140
36 127
-
Employer
39 340
35 865
89 299
-
pensions
4 937
4 502
11 207
-
surtax
-
-
-
-
payroll
1 180
1 076
2 680
-
other
1 868
1 703
4 241
-
health
1 488
1 356
3 375
-
accident
511
466
1 161
-
unemployment
1 180
1 076
2 680
-
chamber of commerce
157
143
357
-
total
11 321
10 322
25 701
-
Corporate
64 339
68 813
85 885
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

16 084
17 203
21 471
-
total
16 084
17 203
21 471
-
Dividends
48 254
51 610
-
-
withholding
13 270
14 192
-
-
total
13 270
14 192
-
-
Income
115 000
115 000
115 000
115 000
Total tax
51 303
50 857
83 299
57 148
After tax
63 697
64 143
31 701
57 852
Living cost
28 712
28 712
28 712
28 712
Free-cash
34 985
35 431
2 989
29 140

Estimated living cost  is ₽28712 per week

₽17224
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8044
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽25963
₽30944
-₽38
₽32334
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
115 000
surtax
-
-
-
178
unemployment
-
-
-
5 520
health
-
-
-
8 042
chamber of commerce
-
-
-
459
pensions
-
-
-
19 451
income
-
-
-
23 676
total
-
-
-
57 326
Employee
44 976
35 865
89 162
-
unemployment
1 349
1 076
2 674
-
other
449
359
891
-
income
5 120
2 645
19 907
-
pensions
4 606
3 672
9 130
-
health
1 740
1 388
3 450
-
total
13 264
9 140
36 052
-
Employer
44 976
35 865
89 162
-
pensions
5 644
4 502
11 190
-
surtax
178
178
178
-
payroll
1 349
1 076
2 674
-
other
2 137
1 703
4 235
-
health
1 699
1 356
3 370
-
accident
584
466
1 160
-
unemployment
1 349
1 076
2 674
-
chamber of commerce
179
143
357
-
total
13 119
10 500
25 838
-
Corporate
56 904
68 636
85 746
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

14 226
17 159
21 437
-
total
14 226
17 159
21 437
-
Dividends
42 678
51 477
-
-
withholding
11 736
14 156
-
-
total
11 736
14 156
-
-
Income
115 000
115 000
115 000
115 000
Total tax
52 345
50 955
83 327
57 326
After tax
62 655
64 045
31 673
57 674
Living cost
31 711
31 711
31 711
31 711
Free-cash
30 944
32 334
-38
25 963

Estimated living cost  is ₽31711 per week

₽21150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽18599
₽18094
₽10103
₽31593
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
115 000
national
-
-
-
39 523
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
5 805
social contributions
-
-
-
18 259
total
-
-
-
63 587
Employee

The minimum management director salary is set at €45,000 per year.

64 375
-
89 072
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

560
-
775
-
national
19 791
-
29 867
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 358
-
4 645
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 828
-
6 681
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 025
-
4 186
-
total
31 562
-
46 154
-
Employer

The minimum management director salary is set at €45,000 per year.

64 375
-
89 072
-
surtax
7 299
-
10 100
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 704
-
7 892
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 959
-
5 479
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

837
-
1 158
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

939
-
1 300
-
total
18 738
-
25 929
-
Corporate
31 887
115 000
-
-
income
6 377
23 000
-
-
surtax
128
459
-
-
total
6 505
23 459
-
-
Dividends
25 382
91 541
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

7 287
27 134
-
-
total
7 287
27 134
-
-
Income
115 000
115 000
115 000
115 000
Total tax
64 092
50 593
72 083
63 587
After tax
50 908
64 407
42 917
51 413
Living cost
32 814
32 814
32 814
32 814
Free-cash
18 094
31 593
10 103
18 599

Estimated living cost  is ₽32814 per week

₽21136
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2869
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽73924
₽77401
₽77968
₽82875
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
115 000
unemployment
-
-
-
125
health
-
-
-
3 608
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 643
income
-
-
-
17 250
total
-
-
-
25 626
Employee
20 458
-
108 845
-
accident

We are using the highest rate at 1.1%.

225
-
345
-
income
2 046
-
10 884
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 796
-
2 755
-
health
941
-
1 443
-
total
5 008
-
15 427
-
Employer
20 458
-
108 845
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 254
-
3 457
-
health
1 412
-
2 165
-
accident

We are using the highest rate at 1.1%.

225
-
345
-
unemployment
123
-
188
-
total
4 014
-
6 155
-
Corporate
90 528
115 000
-
-
income
9 053
11 500
-
-
total
9 053
11 500
-
-
Dividends
81 475
103 500
-
-
withholding
4 074
5 175
-
-
total
4 074
5 175
-
-
Income
115 000
115 000
115 000
115 000
Total tax
22 149
16 675
21 582
25 626
After tax
92 851
98 325
93 418
89 374
Living cost
15 450
15 450
15 450
15 450
Free-cash
77 401
82 875
77 968
73 924

Estimated living cost  is ₽15450 per week

₽10219
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽369
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3979
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽77598
₽82378
₽81642
₽86549
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
115 000
unemployment
-
-
-
125
health
-
-
-
3 608
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 643
income
-
-
-
17 250
total
-
-
-
25 626
Employee
15 593
-
108 845
-
accident

We are using the highest rate at 1.1%.

172
-
345
-
income
1 559
-
10 884
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 369
-
2 755
-
health
717
-
1 443
-
total
3 817
-
15 427
-
Employer
15 593
-
108 845
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 718
-
3 457
-
health
1 076
-
2 165
-
accident

We are using the highest rate at 1.1%.

172
-
345
-
unemployment
93
-
188
-
total
3 059
-
6 155
-
Corporate
96 348
115 000
-
-
income
9 635
11 500
-
-
total
9 635
11 500
-
-
Dividends
86 713
103 500
-
-
withholding
4 335
5 175
-
-
total
4 335
5 175
-
-
Income
115 000
115 000
115 000
115 000
Total tax
20 846
16 675
21 582
25 626
After tax
94 154
98 325
93 418
89 374
Living cost
11 776
11 776
11 776
11 776
Free-cash
82 378
86 549
81 642
77 598

Estimated living cost  is ₽11776 per week

₽6875
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽841
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽312
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3748
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽59697
₽58302
₽58478
₽63199
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
115 000
health
-
-
-
2 932
social contributions
-
-
-
14 561
income
-
-
-
16 973
total
-
-
-
34 466
Employee
69 203
69 203
105 305
-
income
7 535
6 406
16 452
-
social contributions
2 616
5 743
7 747
-
health
536
1 177
1 790
-
total
10 687
13 326
25 989
-
Employer
69 203
69 203
105 305
-
social contributions
2 616
5 743
7 747
-
health
582
1 281
1 949
-
total
3 198
7 024
9 696
-
Corporate
80 277
38 773
-
-
income
10 035
4 847
-
-
total
10 035
4 847
-
-
Dividends
70 242
33 926
-
-
withholding
11 941
5 767
-
-
total
11 941
5 767
-
-
Income
115 000
115 000
115 000
115 000
Total tax
35 861
30 964
35 685
34 466
After tax
79 139
84 036
79 315
80 534
Living cost
20 837
20 837
20 837
20 837
Free-cash
58 302
63 199
58 478
59 697

Estimated living cost  is ₽20837 per week

₽12488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2044
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽51344
₽51113
₽50125
₽54846
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
115 000
health
-
-
-
2 932
social contributions
-
-
-
14 561
income
-
-
-
16 973
total
-
-
-
34 466
Employee
69 203
69 203
105 305
-
income
7 267
6 406
16 452
-
social contributions
3 363
5 743
7 747
-
health
688
1 177
1 790
-
total
11 318
13 326
25 989
-
Employer
69 203
69 203
105 305
-
social contributions
3 363
5 743
7 747
-
health
750
1 281
1 949
-
total
4 113
7 024
9 696
-
Corporate
70 379
38 773
-
-
income
8 797
4 847
-
-
total
8 797
4 847
-
-
Dividends
61 582
33 926
-
-
withholding
10 469
5 767
-
-
total
10 469
5 767
-
-
Income
115 000
115 000
115 000
115 000
Total tax
34 697
30 964
35 685
34 466
After tax
80 303
84 036
79 315
80 534
Living cost
29 190
29 190
29 190
29 190
Free-cash
51 113
54 846
50 125
51 344

Estimated living cost  is ₽29190 per week

₽19954
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6466
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽38374
₽50994
₽37587
₽58406
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
115 000
health
-
-
-
15 525
social contributions
-
-
-
29 891
income
-
-
-
10 438
solidarity contribution
-
-
-
-
total
-
-
-
55 854
Employee
30 548
-
85 821
-
income
3 666
-
10 298
-
social contributions
1 986
-
5 578
-
health
4 124
-
11 586
-
solidarity contribution
-
-
-
-
total
9 776
-
27 462
-
Employer
30 548
-
85 821
-
social contributions
7 637
-
21 455
-
health
2 749
-
7 724
-
total
10 386
-
29 179
-
Corporate
74 066
115 000
-
-
income
14 073
21 850
-
-
total
14 073
21 850
-
-
Dividends
59 994
93 150
-
-
withholding
8 999
13 972
-
-
total
8 999
13 972
-
-
Income
115 000
115 000
115 000
115 000
Total tax
43 234
35 822
56 641
55 854
After tax
71 766
79 178
58 359
59 146
Living cost
20 772
20 772
20 772
20 772
Free-cash
50 994
58 406
37 587
38 374

Estimated living cost  is ₽20772 per week

₽14429
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4457
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽33549
₽44448
₽32762
₽53581
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
115 000
health
-
-
-
15 525
social contributions
-
-
-
29 891
income
-
-
-
10 438
solidarity contribution
-
-
-
-
total
-
-
-
55 854
Employee
37 643
-
85 821
-
income
4 517
-
10 298
-
social contributions
2 447
-
5 578
-
health
5 082
-
11 586
-
solidarity contribution
-
-
-
-
total
12 046
-
27 462
-
Employer
37 643
-
85 821
-
social contributions
9 411
-
21 455
-
health
3 388
-
7 724
-
total
12 799
-
29 179
-
Corporate
64 559
115 000
-
-
income
12 266
21 850
-
-
total
12 266
21 850
-
-
Dividends
52 293
93 150
-
-
withholding
7 844
13 972
-
-
total
7 844
13 972
-
-
Income
115 000
115 000
115 000
115 000
Total tax
44 955
35 822
56 641
55 854
After tax
70 045
79 178
58 359
59 146
Living cost
25 597
25 597
25 597
25 597
Free-cash
44 448
53 581
32 762
33 549

Estimated living cost  is ₽25597 per week

₽19036
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4701
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽26385
-₽81684
-₽81684
-₽81684
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
115 000
national
-
-
-
12 573
pensions
-
-
-
782
municipal
-
-
-
22 648
labour market
-
-
-
9 137
total
-
-
-
45 140
Employee
183 500
183 500
183 500
-
municipal
39 075
39 075
39 075
-
national
22 418
22 418
22 418
-
pensions
261
261
261
-
labour market
14 659
14 659
14 659
-
total
76 413
76 413
76 413
-
Employer
183 500
183 500
183 500
-
pensions
522
522
522
-
labour market
14 680
14 680
14 680
-
municipal
39 137
39 137
39 137
-
national
22 457
22 457
22 457
-
total
76 796
76 796
76 796
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
115 000
115 000
115 000
115 000
Total tax
153 209
153 209
153 209
45 140
After tax
-38 209
-38 209
-38 209
69 860
Living cost
43 476
43 476
43 476
43 476
Free-cash
-81 684
-81 684
-81 684
26 385

Estimated living cost  is ₽43476 per week

₽29755
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9206
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽39903
₽64673
₽44547
₽70263
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
115 000
health
-
-
-
14 950
pensions
-
-
-
23 000
income
-
-
-
15 410
total
-
-
-
53 360
Employee
25 530
-
85 950
-
unemployment
408
-
1 375
-
income
2 874
-
16 571
-
pensions
511
-
1 720
-
total
3 793
-
19 666
-
Employer
25 530
-
85 950
-
pensions
5 106
-
17 189
-
health
3 318
-
11 173
-
unemployment
205
-
688
-
total
8 629
-
29 050
-
Corporate
80 840
115 000
-
-
income
16 168
23 000
-
-
total
16 168
23 000
-
-
Dividends
64 672
92 000
-
-
total
-
-
-
-
Income
115 000
115 000
115 000
115 000
Total tax
28 590
23 000
48 716
53 360
After tax
86 410
92 000
66 284
61 640
Living cost
21 737
21 737
21 737
21 737
Free-cash
64 673
70 263
44 547
39 903

Estimated living cost  is ₽21737 per week

₽14909
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽44309
₽40323
₽28541
₽40003
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
115 000
national
-
-
-
14 294
health
-
-
-
1 395
municipal
-
-
-
20 450
total
-
-
-
36 139
Employee
47 349
-
96 745
-
unemployment
710
-
1 452
-
municipal
7 755
-
15 777
-
national
782
-
8 778
-
pensions
3 195
-
6 531
-
health
354
-
1 114
-
total
12 796
-
33 652
-
Employer
47 349
-
96 745
-
pensions
8 215
-
16 785
-
health
364
-
745
-
accident
48
-
97
-
unemployment
307
-
628
-
total
8 934
-
18 255
-
Corporate
58 718
115 000
-
-
income
11 743
23 000
-
-
total
11 743
23 000
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

35 231
69 000
-
-
municipal
6 341
12 419
-
-
national
311
5 026
-
-
total
6 652
17 445
-
-
Income
115 000
115 000
115 000
115 000
Total tax
40 125
40 445
51 907
36 139
After tax
74 875
74 555
63 093
78 861
Living cost
34 552
34 552
34 552
34 552
Free-cash
40 323
40 003
28 541
44 309

Estimated living cost  is ₽34552 per week

₽22569
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽37772
₽35220
₽40324
₽30221
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
115 000
surtax
-
-
-
-
health
-
-
-
3 503
pensions
-
-
-
24 653
social contributions
-
-
-
3 277
income
-
-
-
14 491
other
-
-
-
3 564
total
-
-
-
49 488
Employee
34 382
-
91 514
-
income
1 773
-
15 534
-
surtax
-
-
-
-
social contributions
980
-
2 608
-
pensions
3 889
-
5 308
-
total
6 642
-
23 450
-
Employer
34 382
-
91 514
-
pensions
5 650
-
9 127
-
social contributions
102
-
275
-
other
1 187
-
3 158
-
health
2 406
-
7 220
-
unemployment
1 392
-
3 706
-
total
10 737
-
23 486
-
Corporate
69 881
115 000
-
-
income
19 567
32 200
-
-
surtax
-
-
-
-
total
19 567
32 200
-
-
Dividends
50 314
82 800
-
-
withholding
6 440
10 599
-
-
social contributions
8 654
14 240
-
-
surtax
-
-
-
-
total
15 094
24 839
-
-
Income
115 000
115 000
115 000
115 000
Total tax
52 040
57 039
46 936
49 488
After tax
62 960
57 961
68 064
65 512
Living cost
27 740
27 740
27 740
27 740
Free-cash
35 220
30 221
40 324
37 772

Estimated living cost  is ₽27740 per week

₽16088
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2818
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽34721
₽32485
₽37273
₽27170
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
115 000
surtax
-
-
-
-
health
-
-
-
3 503
pensions
-
-
-
24 653
social contributions
-
-
-
3 277
income
-
-
-
14 491
other
-
-
-
3 564
total
-
-
-
49 488
Employee
38 517
-
91 514
-
income
2 273
-
15 534
-
surtax
-
-
-
-
social contributions
1 098
-
2 608
-
pensions
4 355
-
5 308
-
total
7 726
-
23 450
-
Employer
38 517
-
91 514
-
pensions
6 328
-
9 127
-
social contributions
116
-
275
-
other
1 329
-
3 158
-
health
2 697
-
7 220
-
unemployment
1 559
-
3 706
-
total
12 029
-
23 486
-
Corporate
64 455
115 000
-
-
income
18 047
32 200
-
-
surtax
-
-
-
-
total
18 047
32 200
-
-
Dividends
46 408
82 800
-
-
withholding
5 940
10 599
-
-
social contributions
7 982
14 240
-
-
surtax
-
-
-
-
total
13 922
24 839
-
-
Income
115 000
115 000
115 000
115 000
Total tax
51 724
57 039
46 936
49 488
After tax
63 276
57 961
68 064
65 512
Living cost
30 791
30 791
30 791
30 791
Free-cash
32 485
27 170
37 273
34 721

Estimated living cost  is ₽30791 per week

₽19415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8350
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽22045
₽20682
₽24597
₽14494
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
115 000
surtax
-
-
-
-
health
-
-
-
3 503
pensions
-
-
-
24 653
social contributions
-
-
-
3 277
income
-
-
-
14 491
other
-
-
-
3 564
total
-
-
-
49 488
Employee
56 366
-
91 514
-
income
4 918
-
15 534
-
surtax
-
-
-
-
social contributions
1 605
-
2 608
-
pensions
6 375
-
5 308
-
total
12 898
-
23 450
-
Employer
56 366
-
91 514
-
pensions
9 262
-
9 127
-
social contributions
169
-
275
-
other
1 945
-
3 158
-
health
3 945
-
7 220
-
unemployment
2 283
-
3 706
-
total
17 604
-
23 486
-
Corporate
41 029
115 000
-
-
income
11 489
32 200
-
-
surtax
-
-
-
-
total
11 489
32 200
-
-
Dividends
29 541
82 800
-
-
withholding
3 781
10 599
-
-
social contributions
5 079
14 240
-
-
surtax
-
-
-
-
total
8 860
24 839
-
-
Income
115 000
115 000
115 000
115 000
Total tax
50 851
57 039
46 936
49 488
After tax
64 149
57 961
68 064
65 512
Living cost
43 467
43 467
43 467
43 467
Free-cash
20 682
14 494
24 597
22 045

Estimated living cost  is ₽43467 per week

₽29418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽108027
₽102336
₽86177
₽103427
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
115 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 150
total
-
-
-
1 150
Employee
7 278
-
115 000
-
income
1 455
-
23 000
-
total
1 455
-
23 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

107 722
115 000
-
-
total
-
-
-
-
Dividends
107 722
115 000
-
-
withholding
5 386
5 750
-
-
total
5 386
5 750
-
-
Income
115 000
115 000
115 000
115 000
Total tax
6 841
5 750
23 000
1 150
After tax
108 159
109 250
92 000
113 850
Living cost
5 823
5 823
5 823
5 823
Free-cash
102 336
103 427
86 177
108 027

Estimated living cost  is ₽5823 per week

₽3608
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1570
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽104777
₽98476
₽82927
₽100177
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
115 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 150
total
-
-
-
1 150
Employee
11 342
-
115 000
-
income
2 268
-
23 000
-
total
2 268
-
23 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

103 658
115 000
-
-
total
-
-
-
-
Dividends
103 658
115 000
-
-
withholding
5 183
5 750
-
-
total
5 183
5 750
-
-
Income
115 000
115 000
115 000
115 000
Total tax
7 451
5 750
23 000
1 150
After tax
107 549
109 250
92 000
113 850
Living cost
9 073
9 073
9 073
9 073
Free-cash
98 476
100 177
82 927
104 777

Estimated living cost  is ₽9073 per week

₽6140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽31199
₽36286
₽41697
₽24510
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
115 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 689
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
30 721
trade
-
-
-
10 498
total
-
-
-
49 056
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 779
-
115 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 682
-
30 721
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

203
-
1 689
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 033
-
38 558
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
70 221
115 000
-
-
trade
10 076
16 503
-
-
income
10 534
17 249
-
-
chamber of commerce
239
306
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

579
950
-
-
total
21 428
35 008
-
-
Dividends
48 793
79 993
-
-
withholding
11 856
19 656
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

652
1 081
-
-
total
12 508
20 737
-
-
Income
115 000
115 000
115 000
115 000
Total tax
43 969
55 745
38 558
49 056
After tax
71 031
59 255
76 442
65 944
Living cost
34 745
34 745
34 745
34 745
Free-cash
36 286
24 510
41 697
31 199

Estimated living cost  is ₽34745 per week

₽23968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3738
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6534
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽37660
₽40769
₽49183
₽30815
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
115 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 689
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
30 721
trade
-
-
-
11 523
total
-
-
-
50 081
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 422
-
115 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

962
-
30 721
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
1 689
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
7 163
-
38 558
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
80 578
115 000
-
-
trade
12 691
18 112
-
-
income
12 086
17 249
-
-
chamber of commerce
253
302
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

664
950
-
-
total
25 694
36 613
-
-
Dividends
54 884
78 387
-
-
withholding
13 379
19 254
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

736
1 059
-
-
total
14 115
20 313
-
-
Income
115 000
115 000
115 000
115 000
Total tax
46 972
56 926
38 558
50 081
After tax
68 028
58 074
76 442
64 919
Living cost
27 259
27 259
27 259
27 259
Free-cash
40 769
30 815
49 183
37 660

Estimated living cost  is ₽27259 per week

₽17147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6425
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽29053
₽34774
₽41088
₽22125
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
115 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 689
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
30 721
trade
-
-
-
12 035
total
-
-
-
50 593
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 639
-
115 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 921
-
30 721
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
1 689
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 284
-
38 558
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
69 361
115 000
-
-
trade
11 410
18 918
-
-
income
10 404
17 249
-
-
chamber of commerce
236
301
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

572
950
-
-
total
22 622
37 418
-
-
Dividends
46 739
77 583
-
-
withholding
11 343
19 054
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

623
1 049
-
-
total
11 966
20 103
-
-
Income
115 000
115 000
115 000
115 000
Total tax
44 872
57 521
38 558
50 593
After tax
70 128
57 479
76 442
64 407
Living cost
35 354
35 354
35 354
35 354
Free-cash
34 774
22 125
41 088
29 053

Estimated living cost  is ₽35354 per week

₽23645
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3728
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽22668
₽30256
₽35214
₽15662
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
115 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 689
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
30 721
trade
-
-
-
12 546
total
-
-
-
51 104
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 086
-
115 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 360
-
30 721
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
-
1 689
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
12 858
-
38 558
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
60 914
115 000
-
-
trade
10 447
19 722
-
-
income
9 137
17 249
-
-
chamber of commerce
222
299
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

502
950
-
-
total
20 308
38 220
-
-
Dividends
40 606
76 780
-
-
withholding
9 810
18 853
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

540
1 037
-
-
total
10 350
19 890
-
-
Income
115 000
115 000
115 000
115 000
Total tax
43 516
58 110
38 558
51 104
After tax
71 484
56 890
76 442
63 896
Living cost
41 228
41 228
41 228
41 228
Free-cash
30 256
15 662
35 214
22 668

Estimated living cost  is ₽41228 per week

₽30111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3298
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7284
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽35006
₽49257
₽33107
₽52123
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
115 000
surtax
-
-
-
3 414
unemployment
-
-
-
205
health
-
-
-
8 165
pensions
-
-
-
23 000
income
-
-
-
24 996
other
-
-
-
-
total
-
-
-
59 780
Employee
30 307
-
95 003
-
unemployment
2 109
-
6 613
-
other
-
-
-
-
income
5 081
-
23 196
-
surtax
108
-
3 113
-
pensions
2 022
-
6 336
-
health
774
-
2 423
-
total
10 094
-
41 681
-
Employer
30 307
-
95 003
-
pensions
4 041
-
12 664
-
other
-
-
-
-
health
1 378
-
4 323
-
unemployment
962
-
3 011
-
total
6 381
-
19 998
-
Corporate
78 312
115 000
-
-
income
20 361
29 899
-
-
total
20 361
29 899
-
-
Dividends
57 951
85 101
-
-
withholding
8 693
12 764
-
-
total
8 693
12 764
-
-
Income
115 000
115 000
115 000
115 000
Total tax
45 529
42 663
61 679
59 780
After tax
69 471
72 337
53 321
55 220
Living cost
20 214
20 214
20 214
20 214
Free-cash
49 257
52 123
33 107
35 006

Estimated living cost  is ₽20214 per week

₽12204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽35361
₽49675
₽33462
₽52478
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
115 000
surtax
-
-
-
3 414
unemployment
-
-
-
205
health
-
-
-
8 165
pensions
-
-
-
23 000
income
-
-
-
24 996
other
-
-
-
-
total
-
-
-
59 780
Employee
29 761
-
95 003
-
unemployment
2 072
-
6 613
-
other
-
-
-
-
income
4 989
-
23 196
-
surtax
97
-
3 113
-
pensions
1 985
-
6 336
-
health
760
-
2 423
-
total
9 903
-
41 681
-
Employer
29 761
-
95 003
-
pensions
3 967
-
12 664
-
other
-
-
-
-
health
1 354
-
4 323
-
unemployment
943
-
3 011
-
total
6 264
-
19 998
-
Corporate
78 975
115 000
-
-
income
20 533
29 899
-
-
total
20 533
29 899
-
-
Dividends
58 441
85 101
-
-
withholding
8 766
12 764
-
-
total
8 766
12 764
-
-
Income
115 000
115 000
115 000
115 000
Total tax
45 466
42 663
61 679
59 780
After tax
69 534
72 337
53 321
55 220
Living cost
19 859
19 859
19 859
19 859
Free-cash
49 675
52 478
33 462
35 361

Estimated living cost  is ₽19859 per week

₽12143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5426
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽61800
₽47229
₽48800
₽46858
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
115 000
unemployment
-
-
-
1 725
health
-
-
-
8 050
pensions
-
-
-
11 500
income
-
-
-
14 059
total
-
-
-
35 334
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
96 234
-
unemployment
387
154
1 444
-
income
3 153
1 255
11 765
-
pensions
2 579
1 026
9 623
-
health
1 805
718
6 736
-
total
7 924
3 153
29 568
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
96 234
-
pensions
5 029
2 001
18 766
-
total
5 029
2 001
18 766
-
Corporate
84 182
102 735
-
-
income
7 576
9 246
-
-
total
7 576
9 246
-
-
Dividends
76 605
93 489
-
-
withholding
14 555
17 763
-
-
social contributions
14 821
18 113
-
-
total
29 376
35 876
-
-
Income
115 000
115 000
115 000
115 000
Total tax
49 905
50 276
48 334
35 334
After tax
65 095
64 724
66 666
79 666
Living cost
17 866
17 866
17 866
17 866
Free-cash
47 229
46 858
48 800
61 800

Estimated living cost  is ₽17866 per week

₽12192
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3855
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽24931
₽27464
₽25832
₽28189
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
115 000
national
-
-
-
19 122
pensions
-
-
-
13 800
social contributions
-
-
-
1 236
municipal
-
-
-
12 340
total
-
-
-
46 498
Employee
67 543
-
99 416
-
municipal
8 343
-
12 786
-
national
12 928
-
19 812
-
pensions
2 702
-
3 977
-
total
23 973
-
36 575
-
Employer
67 543
-
99 416
-
pensions
5 403
-
7 953
-
social contributions
726
-
1 069
-
total
6 129
-
9 022
-
Corporate
36 869
115 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

7 374
23 000
-
-
total
7 374
23 000
-
-
Dividends
29 495
92 000
-
-
withholding
6 489
20 240
-
-
total
6 489
20 240
-
-
Income
115 000
115 000
115 000
115 000
Total tax
43 965
43 240
45 597
46 498
After tax
71 035
71 760
69 403
68 502
Living cost
43 571
43 571
43 571
43 571
Free-cash
27 464
28 189
25 832
24 931

Estimated living cost  is ₽43571 per week

₽29615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽21856
₽31221
₽21856
₽29234
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
115 000
social contributions
-
-
-
10 753
income
-
-
-
31 125
total
-
-
-
41 878
Employee
70 397
-
115 000
-
social contributions
5 848
-
10 753
-
income
13 284
-
31 125
-
total
19 132
-
41 878
-
Employer
70 397
-
115 000
-
total
-
-
-
-
Corporate
44 603
115 000
-
-
income
5 576
14 375
-
-
total
5 576
14 375
-
-
Dividends
39 027
100 625
-
-
withholding
7 805
20 125
-
-
total
7 805
20 125
-
-
Income
115 000
115 000
115 000
115 000
Total tax
32 513
34 500
41 878
41 878
After tax
82 487
80 500
73 122
73 122
Living cost
51 266
51 266
51 266
51 266
Free-cash
31 221
29 234
21 856
21 856

Estimated living cost  is ₽51266 per week

₽39002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4177
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽19275
₽18682
₽13803
₽23382
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
115 000
national
-
-
-
26 176
regional
-
-
-
1 313
social contributions
-
-
-
29 578
municipal
-
-
-
683
total
-
-
-
57 750
Employee
79 983
-
115 000
-
municipal
424
-
610
-
national
13 859
-
22 680
-
social contributions
26 970
-
38 778
-
regional
755
-
1 154
-
total
42 008
-
63 222
-
Employer
79 983
-
115 000
-
total
-
-
-
-
Corporate
35 017
115 000
-
-
nationa
8 404
27 600
-
-
municipal
1 366
4 485
-
-
total
9 770
32 085
-
-
Dividends
25 247
82 915
-
-
withholding
6 565
21 558
-
-
total
6 565
21 558
-
-
Income
115 000
115 000
115 000
115 000
Total tax
58 343
53 643
63 222
57 750
After tax
56 657
61 357
51 778
57 250
Living cost
37 975
37 975
37 975
37 975
Free-cash
18 682
23 382
13 803
19 275

Estimated living cost  is ₽37975 per week

₽26472
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2490
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8430
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽32586
₽34206
₽27141
₽36204
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
115 000
national
-
-
-
26 176
regional
-
-
-
1 734
social contributions
-
-
-
29 578
municipal
-
-
-
683
total
-
-
-
58 171
Employee
49 922
-
115 000
-
municipal
265
-
610
-
national
7 909
-
22 680
-
social contributions
16 834
-
38 778
-
regional
672
-
1 548
-
total
25 680
-
63 616
-
Employer
49 922
-
115 000
-
total
-
-
-
-
Corporate
65 078
115 000
-
-
nationa