Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 114500
per

Your estimated
City
free-cash

Zurich , Switzerland
-₽23915
₽8718
₽18643
₽12962
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
114 500
city
-
-
-
1 207
pensions
-
-
-
10 533
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
2 290
regional
-
-
-
4 331
health
-
-
-
259
national
-
-
-
964
total
-
-
-
19 584
Employee
89 259
-
102 486
-
city
958
-
1 101
-
regional
2 923
-
3 708
-
health
202
-
231
-
pensions
7 499
-
8 608
-
unemployment
-
-
-
-
national
422
-
729
-
total
12 004
-
14 377
-
Employer
89 259
-
102 486
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 785
-
2 049
-
unemployment
-
-
-
-
pensions
7 499
-
8 608
-
health
202
-
231
-
total
9 486
-
10 888
-
Corporate
14 775
114 500
-
-
regional
3 125
24 217
-
-
national
1 256
9 732
-
-
total
4 381
33 949
-
-
Dividends
10 394
80 551
-
-
withholding
3 638
28 193
-
-
total
3 638
28 193
-
-
Income
114 500
114 500
114 500
114 500
Total tax
29 509
62 142
25 265
19 584
After tax
84 991
52 358
89 235
94 916
Living cost
76 273
76 273
76 273
76 273
Free-cash
8 718
-23 915
12 962
18 643

Estimated living cost  is ₽76273 per week

₽49599
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6845
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽936
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18892
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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