Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 114500
per

Your estimated
City
free-cash

Andorra , Andorra
₽58794
₽72974
₽61836
₽75999
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
114 500
social contributions
-
-
-
25 189
income
-
-
-
3 465
total
-
-
-
28 654
Employee
28 933
-
99 135
-
social contributions
1 880
-
6 444
-
income
-
-
3 803
-
total
1 880
-
10 247
-
Employer
28 933
-
99 135
-
social contributions
4 485
-
15 365
-
total
4 485
-
15 365
-
Corporate
81 082
114 500
-
-
income
8 109
11 449
-
-
total
8 109
11 449
-
-
Dividends
72 974
103 051
-
-
total
-
-
-
-
Income
114 500
114 500
114 500
114 500
Total tax
14 474
11 449
25 612
28 654
After tax
100 026
103 051
88 888
85 846
Living cost
27 052
27 052
27 052
27 052
Free-cash
72 974
75 999
61 836
58 794

Estimated living cost  is ₽27052 per week

₽17492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽28851
₽34712
₽2902
₽35158
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
114 500
surtax
-
-
-
-
unemployment
-
-
-
5 520
health
-
-
-
8 042
chamber of commerce
-
-
-
458
pensions
-
-
-
19 451
income
-
-
-
23 466
total
-
-
-
56 937
Employee
39 340
35 865
88 910
-
unemployment
1 180
1 076
2 668
-
other
393
359
890
-
income
3 504
2 645
19 820
-
pensions
4 029
3 672
9 105
-
health
1 522
1 388
3 441
-
total
10 628
9 140
35 924
-
Employer
39 340
35 865
88 910
-
pensions
4 937
4 502
11 157
-
surtax
-
-
-
-
payroll
1 180
1 076
2 668
-
other
1 868
1 703
4 223
-
health
1 488
1 356
3 361
-
accident
511
466
1 156
-
unemployment
1 180
1 076
2 668
-
chamber of commerce
157
143
355
-
total
11 321
10 322
25 588
-
Corporate
63 839
68 313
85 496
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

15 960
17 078
21 374
-
total
15 960
17 078
21 374
-
Dividends
47 879
51 235
-
-
withholding
13 167
14 090
-
-
total
13 167
14 090
-
-
Income
114 500
114 500
114 500
114 500
Total tax
51 076
50 630
82 886
56 937
After tax
63 424
63 870
31 614
57 563
Living cost
28 712
28 712
28 712
28 712
Free-cash
34 712
35 158
2 902
28 851

Estimated living cost  is ₽28712 per week

₽17224
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8044
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽25674
₽30670
-₽128
₽32063
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
114 500
surtax
-
-
-
178
unemployment
-
-
-
5 520
health
-
-
-
8 042
chamber of commerce
-
-
-
458
pensions
-
-
-
19 451
income
-
-
-
23 466
total
-
-
-
57 115
Employee
44 976
35 865
88 773
-
unemployment
1 349
1 076
2 663
-
other
449
359
888
-
income
5 120
2 645
19 773
-
pensions
4 606
3 672
9 091
-
health
1 740
1 388
3 436
-
total
13 264
9 140
35 851
-
Employer
44 976
35 865
88 773
-
pensions
5 644
4 502
11 140
-
surtax
178
178
178
-
payroll
1 349
1 076
2 663
-
other
2 137
1 703
4 217
-
health
1 699
1 356
3 356
-
accident
584
466
1 155
-
unemployment
1 349
1 076
2 663
-
chamber of commerce
179
143
355
-
total
13 119
10 500
25 727
-
Corporate
56 404
68 136
85 359
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

14 102
17 034
21 339
-
total
14 102
17 034
21 339
-
Dividends
42 303
51 102
-
-
withholding
11 634
14 052
-
-
total
11 634
14 052
-
-
Income
114 500
114 500
114 500
114 500
Total tax
52 119
50 726
82 917
57 115
After tax
62 381
63 774
31 583
57 385
Living cost
31 711
31 711
31 711
31 711
Free-cash
30 670
32 063
-128
25 674

Estimated living cost  is ₽31711 per week

₽21150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽18410
₽17816
₽9954
₽31313
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
114 500
national
-
-
-
39 308
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
5 779
social contributions
-
-
-
18 189
total
-
-
-
63 276
Employee

The minimum management director salary is set at €45,000 per year.

64 375
-
88 686
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

560
-
772
-
national
19 791
-
29 699
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 358
-
4 627
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 828
-
6 652
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 025
-
4 167
-
total
31 562
-
45 917
-
Employer

The minimum management director salary is set at €45,000 per year.

64 375
-
88 686
-
surtax
7 299
-
10 056
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 704
-
7 858
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 959
-
5 453
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

837
-
1 153
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

939
-
1 295
-
total
18 738
-
25 815
-
Corporate
31 387
114 500
-
-
income
6 278
22 900
-
-
surtax
126
458
-
-
total
6 404
23 358
-
-
Dividends
24 983
91 142
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

7 166
27 015
-
-
total
7 166
27 015
-
-
Income
114 500
114 500
114 500
114 500
Total tax
63 870
50 373
71 732
63 276
After tax
50 630
64 127
42 768
51 224
Living cost
32 814
32 814
32 814
32 814
Free-cash
17 816
31 313
9 954
18 410

Estimated living cost  is ₽32814 per week

₽21136
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2869
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽73462
₽76941
₽77478
₽82424
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
114 500
unemployment
-
-
-
126
health
-
-
-
3 613
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 650
income
-
-
-
17 175
total
-
-
-
25 564
Employee
20 490
-
108 335
-
accident

We are using the highest rate at 1.1%.

225
-
346
-
income
2 049
-
10 833
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 799
-
2 759
-
health
943
-
1 445
-
total
5 016
-
15 383
-
Employer
20 490
-
108 335
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 258
-
3 462
-
health
1 414
-
2 168
-
accident

We are using the highest rate at 1.1%.

225
-
346
-
unemployment
123
-
189
-
total
4 020
-
6 165
-
Corporate
89 989
114 500
-
-
income
8 999
11 450
-
-
total
8 999
11 450
-
-
Dividends
80 991
103 050
-
-
withholding
4 050
5 152
-
-
total
4 050
5 152
-
-
Income
114 500
114 500
114 500
114 500
Total tax
22 085
16 602
21 548
25 564
After tax
92 415
97 898
92 952
88 936
Living cost
15 474
15 474
15 474
15 474
Free-cash
76 941
82 424
77 478
73 462

Estimated living cost  is ₽15474 per week

₽10235
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽886
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽369
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3985
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽77142
₽81926
₽81158
₽86104
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
114 500
unemployment
-
-
-
126
health
-
-
-
3 613
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 650
income
-
-
-
17 175
total
-
-
-
25 564
Employee
15 617
-
108 335
-
accident

We are using the highest rate at 1.1%.

172
-
346
-
income
1 561
-
10 833
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 371
-
2 759
-
health
718
-
1 445
-
total
3 822
-
15 383
-
Employer
15 617
-
108 335
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 721
-
3 462
-
health
1 078
-
2 168
-
accident

We are using the highest rate at 1.1%.

172
-
346
-
unemployment
93
-
189
-
total
3 064
-
6 165
-
Corporate
95 818
114 500
-
-
income
9 582
11 450
-
-
total
9 582
11 450
-
-
Dividends
86 237
103 050
-
-
withholding
4 312
5 152
-
-
total
4 312
5 152
-
-
Income
114 500
114 500
114 500
114 500
Total tax
20 780
16 602
21 548
25 564
After tax
93 720
97 898
92 952
88 936
Living cost
11 794
11 794
11 794
11 794
Free-cash
81 926
86 104
81 158
77 142

Estimated living cost  is ₽11794 per week

₽6886
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽842
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽312
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3754
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽59356
₽57940
₽58144
₽62835
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
114 500
health
-
-
-
2 920
social contributions
-
-
-
14 561
income
-
-
-
16 826
total
-
-
-
34 307
Employee
69 203
69 203
104 815
-
income
7 535
6 406
16 306
-
social contributions
2 616
5 743
7 747
-
health
536
1 177
1 781
-
total
10 687
13 326
25 834
-
Employer
69 203
69 203
104 815
-
social contributions
2 616
5 743
7 747
-
health
582
1 281
1 938
-
total
3 198
7 024
9 685
-
Corporate
79 777
38 273
-
-
income
9 972
4 784
-
-
total
9 972
4 784
-
-
Dividends
69 805
33 489
-
-
withholding
11 866
5 694
-
-
total
11 866
5 694
-
-
Income
114 500
114 500
114 500
114 500
Total tax
35 723
30 828
35 519
34 307
After tax
78 777
83 672
78 981
80 193
Living cost
20 837
20 837
20 837
20 837
Free-cash
57 940
62 835
58 144
59 356

Estimated living cost  is ₽20837 per week

₽12488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2044
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽51003
₽50749
₽49791
₽54482
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
114 500
health
-
-
-
2 920
social contributions
-
-
-
14 561
income
-
-
-
16 826
total
-
-
-
34 307
Employee
69 203
69 203
104 815
-
income
7 267
6 406
16 306
-
social contributions
3 363
5 743
7 747
-
health
688
1 177
1 781
-
total
11 318
13 326
25 834
-
Employer
69 203
69 203
104 815
-
social contributions
3 363
5 743
7 747
-
health
750
1 281
1 938
-
total
4 113
7 024
9 685
-
Corporate
69 879
38 273
-
-
income
8 736
4 784
-
-
total
8 736
4 784
-
-
Dividends
61 144
33 489
-
-
withholding
10 394
5 694
-
-
total
10 394
5 694
-
-
Income
114 500
114 500
114 500
114 500
Total tax
34 561
30 828
35 519
34 307
After tax
79 939
83 672
78 981
80 193
Living cost
29 190
29 190
29 190
29 190
Free-cash
50 749
54 482
49 791
51 003

Estimated living cost  is ₽29190 per week

₽19954
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6466
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽37996
₽50643
₽37328
₽58056
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
114 500
health
-
-
-
15 457
social contributions
-
-
-
29 898
income
-
-
-
10 372
solidarity contribution
-
-
-
-
total
-
-
-
55 727
Employee
30 555
-
85 448
-
income
3 667
-
10 254
-
social contributions
1 986
-
5 554
-
health
4 125
-
11 535
-
solidarity contribution
-
-
-
-
total
9 778
-
27 343
-
Employer
30 555
-
85 448
-
social contributions
7 639
-
21 362
-
health
2 750
-
7 690
-
total
10 389
-
29 052
-
Corporate
73 557
114 500
-
-
income
13 976
21 755
-
-
total
13 976
21 755
-
-
Dividends
59 581
92 745
-
-
withholding
8 937
13 912
-
-
total
8 937
13 912
-
-
Income
114 500
114 500
114 500
114 500
Total tax
43 080
35 667
56 395
55 727
After tax
71 420
78 833
58 105
58 773
Living cost
20 777
20 777
20 777
20 777
Free-cash
50 643
58 056
37 328
37 996

Estimated living cost  is ₽20777 per week

₽14432
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4459
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽33170
₽44096
₽32502
₽53230
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
114 500
health
-
-
-
15 457
social contributions
-
-
-
29 898
income
-
-
-
10 372
solidarity contribution
-
-
-
-
total
-
-
-
55 727
Employee
37 652
-
85 448
-
income
4 518
-
10 254
-
social contributions
2 447
-
5 554
-
health
5 083
-
11 535
-
solidarity contribution
-
-
-
-
total
12 048
-
27 343
-
Employer
37 652
-
85 448
-
social contributions
9 413
-
21 362
-
health
3 389
-
7 690
-
total
12 802
-
29 052
-
Corporate
64 047
114 500
-
-
income
12 169
21 755
-
-
total
12 169
21 755
-
-
Dividends
51 878
92 745
-
-
withholding
7 782
13 912
-
-
total
7 782
13 912
-
-
Income
114 500
114 500
114 500
114 500
Total tax
44 801
35 667
56 395
55 727
After tax
69 699
78 833
58 105
58 773
Living cost
25 603
25 603
25 603
25 603
Free-cash
44 096
53 230
32 502
33 170

Estimated living cost  is ₽25603 per week

₽19040
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4702
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽26106
-₽82172
-₽82172
-₽82172
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
114 500
national
-
-
-
12 513
pensions
-
-
-
782
municipal
-
-
-
22 529
labour market
-
-
-
9 097
total
-
-
-
44 921
Employee
183 488
183 488
183 488
-
municipal
39 073
39 073
39 073
-
national
22 416
22 416
22 416
-
pensions
261
261
261
-
labour market
14 658
14 658
14 658
-
total
76 408
76 408
76 408
-
Employer
183 488
183 488
183 488
-
pensions
522
522
522
-
labour market
14 679
14 679
14 679
-
municipal
39 135
39 135
39 135
-
national
22 455
22 455
22 455
-
total
76 791
76 791
76 791
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
114 500
114 500
114 500
114 500
Total tax
153 199
153 199
153 199
44 921
After tax
-38 699
-38 699
-38 699
69 579
Living cost
43 473
43 473
43 473
43 473
Free-cash
-82 172
-82 172
-82 172
26 106

Estimated living cost  is ₽43473 per week

₽29753
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9205
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽39634
₽64274
₽44259
₽69863
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
114 500
health
-
-
-
14 886
pensions
-
-
-
22 900
income
-
-
-
15 343
total
-
-
-
53 129
Employee
25 530
-
85 576
-
unemployment
408
-
1 370
-
income
2 874
-
16 499
-
pensions
511
-
1 711
-
total
3 793
-
19 580
-
Employer
25 530
-
85 576
-
pensions
5 106
-
17 114
-
health
3 318
-
11 125
-
unemployment
205
-
685
-
total
8 629
-
28 924
-
Corporate
80 340
114 500
-
-
income
16 067
22 900
-
-
total
16 067
22 900
-
-
Dividends
64 272
91 600
-
-
total
-
-
-
-
Income
114 500
114 500
114 500
114 500
Total tax
28 489
22 900
48 504
53 129
After tax
86 011
91 600
65 996
61 371
Living cost
21 737
21 737
21 737
21 737
Free-cash
64 274
69 863
44 259
39 634

Estimated living cost  is ₽21737 per week

₽14909
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽44011
₽39994
₽28309
₽39707
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
114 500
national
-
-
-
14 188
health
-
-
-
1 388
municipal
-
-
-
20 361
total
-
-
-
35 937
Employee
47 349
-
96 323
-
unemployment
710
-
1 445
-
municipal
7 755
-
15 709
-
national
782
-
8 698
-
pensions
3 195
-
6 502
-
health
354
-
1 108
-
total
12 796
-
33 462
-
Employer
47 349
-
96 323
-
pensions
8 215
-
16 713
-
health
364
-
741
-
accident
48
-
96
-
unemployment
307
-
627
-
total
8 934
-
18 177
-
Corporate
58 218
114 500
-
-
income
11 644
22 900
-
-
total
11 644
22 900
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

34 930
68 700
-
-
municipal
6 288
12 366
-
-
national
292
4 975
-
-
total
6 580
17 341
-
-
Income
114 500
114 500
114 500
114 500
Total tax
39 954
40 241
51 639
35 937
After tax
74 546
74 259
62 861
78 563
Living cost
34 552
34 552
34 552
34 552
Free-cash
39 994
39 707
28 309
44 011

Estimated living cost  is ₽34552 per week

₽22569
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽37497
₽34968
₽40103
₽29968
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
114 500
surtax
-
-
-
-
health
-
-
-
3 467
pensions
-
-
-
24 614
social contributions
-
-
-
3 262
income
-
-
-
14 371
other
-
-
-
3 549
total
-
-
-
49 263
Employee
34 382
-
91 150
-
income
1 773
-
15 438
-
surtax
-
-
-
-
social contributions
980
-
2 598
-
pensions
3 889
-
5 272
-
total
6 642
-
23 308
-
Employer
34 382
-
91 150
-
pensions
5 650
-
9 068
-
social contributions
102
-
273
-
other
1 187
-
3 144
-
health
2 406
-
7 172
-
unemployment
1 392
-
3 692
-
total
10 737
-
23 349
-
Corporate
69 381
114 500
-
-
income
19 427
32 060
-
-
surtax
-
-
-
-
total
19 427
32 060
-
-
Dividends
49 954
82 440
-
-
withholding
6 394
10 553
-
-
social contributions
8 592
14 179
-
-
surtax
-
-
-
-
total
14 986
24 732
-
-
Income
114 500
114 500
114 500
114 500
Total tax
51 792
56 792
46 657
49 263
After tax
62 708
57 708
67 843
65 237
Living cost
27 740
27 740
27 740
27 740
Free-cash
34 968
29 968
40 103
37 497

Estimated living cost  is ₽27740 per week

₽16088
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2818
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽34446
₽32232
₽37052
₽26917
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
114 500
surtax
-
-
-
-
health
-
-
-
3 467
pensions
-
-
-
24 614
social contributions
-
-
-
3 262
income
-
-
-
14 371
other
-
-
-
3 549
total
-
-
-
49 263
Employee
38 517
-
91 150
-
income
2 273
-
15 438
-
surtax
-
-
-
-
social contributions
1 098
-
2 598
-
pensions
4 355
-
5 272
-
total
7 726
-
23 308
-
Employer
38 517
-
91 150
-
pensions
6 328
-
9 068
-
social contributions
116
-
273
-
other
1 329
-
3 144
-
health
2 697
-
7 172
-
unemployment
1 559
-
3 692
-
total
12 029
-
23 349
-
Corporate
63 955
114 500
-
-
income
17 907
32 060
-
-
surtax
-
-
-
-
total
17 907
32 060
-
-
Dividends
46 048
82 440
-
-
withholding
5 894
10 553
-
-
social contributions
7 921
14 179
-
-
surtax
-
-
-
-
total
13 815
24 732
-
-
Income
114 500
114 500
114 500
114 500
Total tax
51 477
56 792
46 657
49 263
After tax
63 023
57 708
67 843
65 237
Living cost
30 791
30 791
30 791
30 791
Free-cash
32 232
26 917
37 052
34 446

Estimated living cost  is ₽30791 per week

₽19415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8350
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽21770
₽20429
₽24376
₽14241
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
114 500
surtax
-
-
-
-
health
-
-
-
3 467
pensions
-
-
-
24 614
social contributions
-
-
-
3 262
income
-
-
-
14 371
other
-
-
-
3 549
total
-
-
-
49 263
Employee
56 366
-
91 150
-
income
4 918
-
15 438
-
surtax
-
-
-
-
social contributions
1 605
-
2 598
-
pensions
6 375
-
5 272
-
total
12 898
-
23 308
-
Employer
56 366
-
91 150
-
pensions
9 262
-
9 068
-
social contributions
169
-
273
-
other
1 945
-
3 144
-
health
3 945
-
7 172
-
unemployment
2 283
-
3 692
-
total
17 604
-
23 349
-
Corporate
40 529
114 500
-
-
income
11 349
32 060
-
-
surtax
-
-
-
-
total
11 349
32 060
-
-
Dividends
29 181
82 440
-
-
withholding
3 735
10 553
-
-
social contributions
5 018
14 179
-
-
surtax
-
-
-
-
total
8 753
24 732
-
-
Income
114 500
114 500
114 500
114 500
Total tax
50 604
56 792
46 657
49 263
After tax
63 896
57 708
67 843
65 237
Living cost
43 467
43 467
43 467
43 467
Free-cash
20 429
14 241
24 376
21 770

Estimated living cost  is ₽43467 per week

₽29418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽107532
₽101861
₽85777
₽102952
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
114 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 145
total
-
-
-
1 145
Employee
7 278
-
114 500
-
income
1 455
-
22 900
-
total
1 455
-
22 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

107 222
114 500
-
-
total
-
-
-
-
Dividends
107 222
114 500
-
-
withholding
5 361
5 725
-
-
total
5 361
5 725
-
-
Income
114 500
114 500
114 500
114 500
Total tax
6 816
5 725
22 900
1 145
After tax
107 684
108 775
91 600
113 355
Living cost
5 823
5 823
5 823
5 823
Free-cash
101 861
102 952
85 777
107 532

Estimated living cost  is ₽5823 per week

₽3608
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1570
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽104282
₽98001
₽82527
₽99702
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
114 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 145
total
-
-
-
1 145
Employee
11 342
-
114 500
-
income
2 268
-
22 900
-
total
2 268
-
22 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

103 158
114 500
-
-
total
-
-
-
-
Dividends
103 158
114 500
-
-
withholding
5 158
5 725
-
-
total
5 158
5 725
-
-
Income
114 500
114 500
114 500
114 500
Total tax
7 426
5 725
22 900
1 145
After tax
107 074
108 775
91 600
113 355
Living cost
9 073
9 073
9 073
9 073
Free-cash
98 001
99 702
82 527
104 282

Estimated living cost  is ₽9073 per week

₽6140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽30991
₽36027
₽41417
₽24256
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
114 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 679
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
30 511
trade
-
-
-
10 426
total
-
-
-
48 764
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 779
-
114 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 682
-
30 511
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

203
-
1 679
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 033
-
38 338
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
69 721
114 500
-
-
trade
10 005
16 431
-
-
income
10 459
17 176
-
-
chamber of commerce
239
304
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

576
944
-
-
total
21 279
34 855
-
-
Dividends
48 443
79 645
-
-
withholding
11 769
19 568
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

647
1 076
-
-
total
12 416
20 644
-
-
Income
114 500
114 500
114 500
114 500
Total tax
43 728
55 499
38 338
48 764
After tax
70 772
59 001
76 162
65 736
Living cost
34 745
34 745
34 745
34 745
Free-cash
36 027
24 256
41 417
30 991

Estimated living cost  is ₽34745 per week

₽23968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3738
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6534
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽37459
₽40518
₽48903
₽30564
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
114 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 679
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
30 511
trade
-
-
-
11 444
total
-
-
-
49 782
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 422
-
114 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

962
-
30 511
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
1 679
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
7 163
-
38 338
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
80 078
114 500
-
-
trade
12 612
18 033
-
-
income
12 011
17 176
-
-
chamber of commerce
251
301
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

661
944
-
-
total
25 535
36 454
-
-
Dividends
54 543
78 046
-
-
withholding
13 294
19 169
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

731
1 054
-
-
total
14 025
20 223
-
-
Income
114 500
114 500
114 500
114 500
Total tax
46 723
56 677
38 338
49 782
After tax
67 777
57 823
76 162
64 718
Living cost
27 259
27 259
27 259
27 259
Free-cash
40 518
30 564
48 903
37 459

Estimated living cost  is ₽27259 per week

₽17147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6425
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽28857
₽34524
₽40808
₽21879
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
114 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 679
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
30 511
trade
-
-
-
11 951
total
-
-
-
50 289
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 639
-
114 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 921
-
30 511
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
1 679
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 284
-
38 338
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
68 861
114 500
-
-
trade
11 328
18 836
-
-
income
10 329
17 176
-
-
chamber of commerce
234
299
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

569
944
-
-
total
22 460
37 255
-
-
Dividends
46 401
77 245
-
-
withholding
11 258
18 969
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

620
1 043
-
-
total
11 878
20 012
-
-
Income
114 500
114 500
114 500
114 500
Total tax
44 622
57 267
38 338
50 289
After tax
69 878
57 233
76 162
64 211
Living cost
35 354
35 354
35 354
35 354
Free-cash
34 524
21 879
40 808
28 857

Estimated living cost  is ₽35354 per week

₽23645
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3728
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽22474
₽30009
₽34934
₽15417
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
114 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 679
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
30 511
trade
-
-
-
12 460
total
-
-
-
50 798
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 086
-
114 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 360
-
30 511
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
-
1 679
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
12 858
-
38 338
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
60 414
114 500
-
-
trade
10 361
19 637
-
-
income
9 062
17 176
-
-
chamber of commerce
222
297
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

499
944
-
-
total
20 144
38 054
-
-
Dividends
40 270
76 446
-
-
withholding
9 726
18 769
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

535
1 032
-
-
total
10 261
19 801
-
-
Income
114 500
114 500
114 500
114 500
Total tax
43 263
57 855
38 338
50 798
After tax
71 237
56 645
76 162
63 702
Living cost
41 228
41 228
41 228
41 228
Free-cash
30 009
15 417
34 934
22 474

Estimated living cost  is ₽41228 per week

₽30111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3298
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7284
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽34833
₽48943
₽32941
₽51807
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
114 500
surtax
-
-
-
3 387
unemployment
-
-
-
205
health
-
-
-
8 129
pensions
-
-
-
22 900
income
-
-
-
24 832
other
-
-
-
-
total
-
-
-
59 453
Employee
30 307
-
94 588
-
unemployment
2 109
-
6 584
-
other
-
-
-
-
income
5 081
-
23 039
-
surtax
108
-
3 088
-
pensions
2 022
-
6 309
-
health
774
-
2 413
-
total
10 094
-
41 433
-
Employer
30 307
-
94 588
-
pensions
4 041
-
12 609
-
other
-
-
-
-
health
1 378
-
4 304
-
unemployment
962
-
2 999
-
total
6 381
-
19 912
-
Corporate
77 812
114 500
-
-
income
20 231
29 769
-
-
total
20 231
29 769
-
-
Dividends
57 581
84 731
-
-
withholding
8 637
12 710
-
-
total
8 637
12 710
-
-
Income
114 500
114 500
114 500
114 500
Total tax
45 343
42 479
61 345
59 453
After tax
69 157
72 021
53 155
55 047
Living cost
20 214
20 214
20 214
20 214
Free-cash
48 943
51 807
32 941
34 833

Estimated living cost  is ₽20214 per week

₽12204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽35188
₽49360
₽33296
₽52162
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
114 500
surtax
-
-
-
3 387
unemployment
-
-
-
205
health
-
-
-
8 129
pensions
-
-
-
22 900
income
-
-
-
24 832
other
-
-
-
-
total
-
-
-
59 453
Employee
29 761
-
94 588
-
unemployment
2 072
-
6 584
-
other
-
-
-
-
income
4 989
-
23 039
-
surtax
97
-
3 088
-
pensions
1 985
-
6 309
-
health
760
-
2 413
-
total
9 903
-
41 433
-
Employer
29 761
-
94 588
-
pensions
3 967
-
12 609
-
other
-
-
-
-
health
1 354
-
4 304
-
unemployment
943
-
2 999
-
total
6 264
-
19 912
-
Corporate
78 475
114 500
-
-
income
20 404
29 769
-
-
total
20 404
29 769
-
-
Dividends
58 071
84 731
-
-
withholding
8 710
12 710
-
-
total
8 710
12 710
-
-
Income
114 500
114 500
114 500
114 500
Total tax
45 281
42 479
61 345
59 453
After tax
69 219
72 021
53 155
55 047
Living cost
19 859
19 859
19 859
19 859
Free-cash
49 360
52 162
33 296
35 188

Estimated living cost  is ₽19859 per week

₽12143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5426
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽61450
₽46947
₽48508
₽46573
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
114 500
unemployment
-
-
-
1 718
health
-
-
-
8 015
pensions
-
-
-
11 450
income
-
-
-
13 998
total
-
-
-
35 181
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 795
10 266
95 816
-
unemployment
387
154
1 437
-
income
3 153
1 255
11 713
-
pensions
2 579
1 027
9 582
-
health
1 806
719
6 707
-
total
7 925
3 155
29 439
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 795
10 266
95 816
-
pensions
5 030
2 002
18 684
-
total
5 030
2 002
18 684
-
Corporate
83 675
102 232
-
-
income
7 531
9 201
-
-
total
7 531
9 201
-
-
Dividends
76 145
93 031
-
-
withholding
14 467
17 676
-
-
social contributions
14 731
18 024
-
-
total
29 198
35 700
-
-
Income
114 500
114 500
114 500
114 500
Total tax
49 684
50 058
48 123
35 181
After tax
64 816
64 442
66 377
79 319
Living cost
17 869
17 869
17 869
17 869
Free-cash
46 947
46 573
48 508
61 450

Estimated living cost  is ₽17869 per week

₽12194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3856
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽24644
₽27152
₽25543
₽27877
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
114 500
national
-
-
-
19 032
pensions
-
-
-
13 740
social contributions
-
-
-
1 231
municipal
-
-
-
12 282
total
-
-
-
46 285
Employee
67 543
-
98 984
-
municipal
8 343
-
12 725
-
national
12 928
-
19 719
-
pensions
2 702
-
3 959
-
total
23 973
-
36 403
-
Employer
67 543
-
98 984
-
pensions
5 403
-
7 919
-
social contributions
726
-
1 064
-
total
6 129
-
8 983
-
Corporate
36 369
114 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

7 274
22 900
-
-
total
7 274
22 900
-
-
Dividends
29 095
91 600
-
-
withholding
6 401
20 152
-
-
total
6 401
20 152
-
-
Income
114 500
114 500
114 500
114 500
Total tax
43 777
43 052
45 386
46 285
After tax
70 723
71 448
69 114
68 215
Living cost
43 571
43 571
43 571
43 571
Free-cash
27 152
27 877
25 543
24 644

Estimated living cost  is ₽43571 per week

₽29615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽21610
₽30871
₽21610
₽28884
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
114 500
social contributions
-
-
-
10 700
income
-
-
-
30 924
total
-
-
-
41 624
Employee
70 397
-
114 500
-
social contributions
5 848
-
10 700
-
income
13 284
-
30 924
-
total
19 132
-
41 624
-
Employer
70 397
-
114 500
-
total
-
-
-
-
Corporate
44 103
114 500
-
-
income
5 513
14 312
-
-
total
5 513
14 312
-
-
Dividends
38 590
100 188
-
-
withholding
7 718
20 038
-
-
total
7 718
20 038
-
-
Income
114 500
114 500
114 500
114 500
Total tax
32 363
34 350
41 624
41 624
After tax
82 137
80 150
72 876
72 876
Living cost
51 266
51 266
51 266
51 266
Free-cash
30 871
28 884
21 610
21 610

Estimated living cost  is ₽51266 per week

₽39002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4177
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽19055
₽18415
₽13607
₽23116
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
114 500
national
-
-
-
26 034
regional
-
-
-
1 306
social contributions
-
-
-
29 450
municipal
-
-
-
680
total
-
-
-
57 470
Employee
79 983
-
114 500
-
municipal
424
-
606
-
national
13 859
-
22 554
-
social contributions
26 970
-
38 609
-
regional
755
-
1 149
-
total
42 008
-
62 918
-
Employer
79 983
-
114 500
-
total
-
-
-
-
Corporate
34 517
114 500
-
-
nationa
8 285
27 479
-
-
municipal
1 346
4 466
-
-
total
9 631
31 945
-
-
Dividends
24 887
82 555
-
-
withholding
6 471
21 464
-
-
total
6 471
21 464
-
-
Income
114 500
114 500
114 500
114 500
Total tax
58 110
53 409
62 918
57 470
After tax
56 390
61 091
51 582
57 030
Living cost
37 975
37 975
37 975
37 975
Free-cash
18 415
23 116
13 607
19 055

Estimated living cost  is ₽37975 per week

₽26472
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2490
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8430
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽32366
₽33943
₽26947
₽35941
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
114 500
national
-
-
-
26 034
regional
-
-
-
1 727
social contributions
-
-
-
29 450
municipal
-
-
-
680
total
-
-
-
57 891
Employee
49 922
-
114 500
-
municipal
265
-
606
-
national
7 909
-
22 554
-
social contributions
16 834
-
38 609
-
regional
672
-
1 541
-
total
25 680
-
63 310
-
Employer
49 922
-
114 500
-
total
-
-
-
-
Corporate
64 578
114 500
-
-
nationa
15&