Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 114000
per

Your estimated
City
free-cash

Andorra , Andorra
₽58440
₽72525
₽61469
₽75548
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
114 000
social contributions
-
-
-
25 080
income
-
-
-
3 428
total
-
-
-
28 508
Employee
28 933
-
98 701
-
social contributions
1 880
-
6 416
-
income
-
-
3 764
-
total
1 880
-
10 180
-
Employer
28 933
-
98 701
-
social contributions
4 485
-
15 299
-
total
4 485
-
15 299
-
Corporate
80 582
114 000
-
-
income
8 058
11 400
-
-
total
8 058
11 400
-
-
Dividends
72 525
102 600
-
-
total
-
-
-
-
Income
114 000
114 000
114 000
114 000
Total tax
14 423
11 400
25 479
28 508
After tax
99 577
102 600
88 521
85 492
Living cost
27 052
27 052
27 052
27 052
Free-cash
72 525
75 548
61 469
58 440

Estimated living cost  is ₽27052 per week

₽17492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽28563
₽34441
₽2816
₽34886
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
114 000
surtax
-
-
-
-
unemployment
-
-
-
5 520
health
-
-
-
8 042
chamber of commerce
-
-
-
456
pensions
-
-
-
19 451
income
-
-
-
23 256
total
-
-
-
56 725
Employee
39 340
35 865
88 522
-
unemployment
1 180
1 076
2 656
-
other
393
359
885
-
income
3 504
2 645
19 686
-
pensions
4 029
3 672
9 065
-
health
1 522
1 388
3 426
-
total
10 628
9 140
35 718
-
Employer
39 340
35 865
88 522
-
pensions
4 937
4 502
11 110
-
surtax
-
-
-
-
payroll
1 180
1 076
2 656
-
other
1 868
1 703
4 205
-
health
1 488
1 356
3 346
-
accident
511
466
1 151
-
unemployment
1 180
1 076
2 656
-
chamber of commerce
157
143
354
-
total
11 321
10 322
25 478
-
Corporate
63 339
67 813
85 108
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

15 835
16 954
21 276
-
total
15 835
16 954
21 276
-
Dividends
47 504
50 859
-
-
withholding
13 063
13 986
-
-
total
13 063
13 986
-
-
Income
114 000
114 000
114 000
114 000
Total tax
50 847
50 402
82 472
56 725
After tax
63 153
63 598
31 528
57 275
Living cost
28 712
28 712
28 712
28 712
Free-cash
34 441
34 886
2 816
28 563

Estimated living cost  is ₽28712 per week

₽17224
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8044
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽25386
₽30400
-₽215
₽31790
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
114 000
surtax
-
-
-
178
unemployment
-
-
-
5 520
health
-
-
-
8 042
chamber of commerce
-
-
-
456
pensions
-
-
-
19 451
income
-
-
-
23 256
total
-
-
-
56 903
Employee
44 976
35 865
88 384
-
unemployment
1 349
1 076
2 652
-
other
449
359
885
-
income
5 120
2 645
19 638
-
pensions
4 606
3 672
9 050
-
health
1 740
1 388
3 421
-
total
13 264
9 140
35 646
-
Employer
44 976
35 865
88 384
-
pensions
5 644
4 502
11 092
-
surtax
178
178
178
-
payroll
1 349
1 076
2 652
-
other
2 137
1 703
4 198
-
health
1 699
1 356
3 341
-
accident
584
466
1 149
-
unemployment
1 349
1 076
2 652
-
chamber of commerce
179
143
354
-
total
13 119
10 500
25 616
-
Corporate
55 904
67 636
84 968
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

13 975
16 909
21 242
-
total
13 975
16 909
21 242
-
Dividends
41 929
50 726
-
-
withholding
11 531
13 950
-
-
total
11 531
13 950
-
-
Income
114 000
114 000
114 000
114 000
Total tax
51 889
50 499
82 504
56 903
After tax
62 111
63 501
31 496
57 097
Living cost
31 711
31 711
31 711
31 711
Free-cash
30 400
31 790
-215
25 386

Estimated living cost  is ₽31711 per week

₽21150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽18223
₽17538
₽9806
₽31035
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
114 000
national
-
-
-
39 092
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
5 754
social contributions
-
-
-
18 117
total
-
-
-
62 963
Employee

The minimum management director salary is set at €45,000 per year.

64 375
-
88 297
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

560
-
769
-
national
19 791
-
29 529
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 358
-
4 606
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 828
-
6 623
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 025
-
4 150
-
total
31 562
-
45 677
-
Employer

The minimum management director salary is set at €45,000 per year.

64 375
-
88 297
-
surtax
7 299
-
10 011
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 704
-
7 824
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 959
-
5 431
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

837
-
1 148
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

939
-
1 289
-
total
18 738
-
25 703
-
Corporate
30 887
114 000
-
-
income
6 177
22 800
-
-
surtax
123
456
-
-
total
6 300
23 256
-
-
Dividends
24 587
90 744
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

7 048
26 895
-
-
total
7 048
26 895
-
-
Income
114 000
114 000
114 000
114 000
Total tax
63 648
50 151
71 380
62 963
After tax
50 352
63 849
42 620
51 037
Living cost
32 814
32 814
32 814
32 814
Free-cash
17 538
31 035
9 806
18 223

Estimated living cost  is ₽32814 per week

₽21136
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2869
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽72998
₽76479
₽76986
₽81971
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
114 000
unemployment
-
-
-
126
health
-
-
-
3 619
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 658
income
-
-
-
17 100
total
-
-
-
25 503
Employee
20 524
-
107 825
-
accident

We are using the highest rate at 1.1%.

226
-
346
-
income
2 053
-
10 783
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 802
-
2 763
-
health
944
-
1 448
-
total
5 025
-
15 340
-
Employer
20 524
-
107 825
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 262
-
3 468
-
health
1 416
-
2 172
-
accident

We are using the highest rate at 1.1%.

226
-
346
-
unemployment
123
-
189
-
total
4 027
-
6 175
-
Corporate
89 450
114 000
-
-
income
8 945
11 400
-
-
total
8 945
11 400
-
-
Dividends
80 505
102 600
-
-
withholding
4 025
5 130
-
-
total
4 025
5 130
-
-
Income
114 000
114 000
114 000
114 000
Total tax
22 022
16 530
21 515
25 503
After tax
91 978
97 470
92 485
88 497
Living cost
15 499
15 499
15 499
15 499
Free-cash
76 479
81 971
76 986
72 998

Estimated living cost  is ₽15499 per week

₽10251
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽887
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽370
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3992
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽76684
₽81472
₽80672
₽85657
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
114 000
unemployment
-
-
-
126
health
-
-
-
3 619
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 658
income
-
-
-
17 100
total
-
-
-
25 503
Employee
15 642
-
107 825
-
accident

We are using the highest rate at 1.1%.

172
-
346
-
income
1 564
-
10 783
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 373
-
2 763
-
health
719
-
1 448
-
total
3 828
-
15 340
-
Employer
15 642
-
107 825
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 724
-
3 468
-
health
1 080
-
2 172
-
accident

We are using the highest rate at 1.1%.

172
-
346
-
unemployment
94
-
189
-
total
3 070
-
6 175
-
Corporate
95 288
114 000
-
-
income
9 529
11 400
-
-
total
9 529
11 400
-
-
Dividends
85 759
102 600
-
-
withholding
4 288
5 130
-
-
total
4 288
5 130
-
-
Income
114 000
114 000
114 000
114 000
Total tax
20 715
16 530
21 515
25 503
After tax
93 285
97 470
92 485
88 497
Living cost
11 813
11 813
11 813
11 813
Free-cash
81 472
85 657
80 672
76 684

Estimated living cost  is ₽11813 per week

₽6897
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽844
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽313
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3760
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽59015
₽57576
₽57805
₽62472
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
114 000
health
-
-
-
2 907
social contributions
-
-
-
14 561
income
-
-
-
16 680
total
-
-
-
34 148
Employee
69 203
69 203
104 323
-
income
7 535
6 406
16 161
-
social contributions
2 616
5 743
7 747
-
health
536
1 177
1 773
-
total
10 687
13 326
25 681
-
Employer
69 203
69 203
104 323
-
social contributions
2 616
5 743
7 747
-
health
582
1 281
1 930
-
total
3 198
7 024
9 677
-
Corporate
79 277
37 773
-
-
income
9 909
4 722
-
-
total
9 909
4 722
-
-
Dividends
69 368
33 051
-
-
withholding
11 793
5 619
-
-
total
11 793
5 619
-
-
Income
114 000
114 000
114 000
114 000
Total tax
35 587
30 691
35 358
34 148
After tax
78 413
83 309
78 642
79 852
Living cost
20 837
20 837
20 837
20 837
Free-cash
57 576
62 472
57 805
59 015

Estimated living cost  is ₽20837 per week

₽12488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2044
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽50662
₽50387
₽49452
₽54119
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
114 000
health
-
-
-
2 907
social contributions
-
-
-
14 561
income
-
-
-
16 680
total
-
-
-
34 148
Employee
69 203
69 203
104 323
-
income
7 267
6 406
16 161
-
social contributions
3 363
5 743
7 747
-
health
688
1 177
1 773
-
total
11 318
13 326
25 681
-
Employer
69 203
69 203
104 323
-
social contributions
3 363
5 743
7 747
-
health
750
1 281
1 930
-
total
4 113
7 024
9 677
-
Corporate
69 379
37 773
-
-
income
8 672
4 722
-
-
total
8 672
4 722
-
-
Dividends
60 707
33 051
-
-
withholding
10 320
5 619
-
-
total
10 320
5 619
-
-
Income
114 000
114 000
114 000
114 000
Total tax
34 423
30 691
35 358
34 148
After tax
79 577
83 309
78 642
79 852
Living cost
29 190
29 190
29 190
29 190
Free-cash
50 387
54 119
49 452
50 662

Estimated living cost  is ₽29190 per week

₽19954
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6466
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽37623
₽50296
₽37070
₽57709
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
114 000
health
-
-
-
15 390
social contributions
-
-
-
29 901
income
-
-
-
10 306
solidarity contribution
-
-
-
-
total
-
-
-
55 597
Employee
30 558
-
85 075
-
income
3 667
-
10 209
-
social contributions
1 986
-
5 530
-
health
4 125
-
11 485
-
solidarity contribution
-
-
-
-
total
9 778
-
27 224
-
Employer
30 558
-
85 075
-
social contributions
7 640
-
21 269
-
health
2 750
-
7 657
-
total
10 390
-
28 926
-
Corporate
73 052
114 000
-
-
income
13 880
21 660
-
-
total
13 880
21 660
-
-
Dividends
59 172
92 340
-
-
withholding
8 876
13 851
-
-
total
8 876
13 851
-
-
Income
114 000
114 000
114 000
114 000
Total tax
42 924
35 511
56 150
55 597
After tax
71 076
78 489
57 850
58 403
Living cost
20 780
20 780
20 780
20 780
Free-cash
50 296
57 709
37 070
37 623

Estimated living cost  is ₽20780 per week

₽14434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4459
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽32797
₽43747
₽32244
₽52883
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
114 000
health
-
-
-
15 390
social contributions
-
-
-
29 901
income
-
-
-
10 306
solidarity contribution
-
-
-
-
total
-
-
-
55 597
Employee
37 656
-
85 075
-
income
4 519
-
10 209
-
social contributions
2 448
-
5 530
-
health
5 084
-
11 485
-
solidarity contribution
-
-
-
-
total
12 051
-
27 224
-
Employer
37 656
-
85 075
-
social contributions
9 414
-
21 269
-
health
3 389
-
7 657
-
total
12 803
-
28 926
-
Corporate
63 541
114 000
-
-
income
12 073
21 660
-
-
total
12 073
21 660
-
-
Dividends
51 468
92 340
-
-
withholding
7 720
13 851
-
-
total
7 720
13 851
-
-
Income
114 000
114 000
114 000
114 000
Total tax
44 647
35 511
56 150
55 597
After tax
69 353
78 489
57 850
58 403
Living cost
25 606
25 606
25 606
25 606
Free-cash
43 747
52 883
32 244
32 797

Estimated living cost  is ₽25606 per week

₽19042
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4702
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽25841
-₽82591
-₽82591
-₽82591
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
114 000
national
-
-
-
12 453
pensions
-
-
-
782
municipal
-
-
-
22 412
labour market
-
-
-
9 057
total
-
-
-
44 704
Employee
183 415
183 415
183 415
-
municipal
39 057
39 057
39 057
-
national
22 407
22 407
22 407
-
pensions
261
261
261
-
labour market
14 652
14 652
14 652
-
total
76 377
76 377
76 377
-
Employer
183 415
183 415
183 415
-
pensions
521
521
521
-
labour market
14 673
14 673
14 673
-
municipal
39 119
39 119
39 119
-
national
22 446
22 446
22 446
-
total
76 759
76 759
76 759
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
114 000
114 000
114 000
114 000
Total tax
153 136
153 136
153 136
44 704
After tax
-39 136
-39 136
-39 136
69 296
Living cost
43 455
43 455
43 455
43 455
Free-cash
-82 591
-82 591
-82 591
25 841

Estimated living cost  is ₽43455 per week

₽29741
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3844
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽668
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9201
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽39365
₽63873
₽43973
₽69463
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
114 000
health
-
-
-
14 821
pensions
-
-
-
22 800
income
-
-
-
15 277
total
-
-
-
52 898
Employee
25 530
-
85 201
-
unemployment
408
-
1 363
-
income
2 874
-
16 426
-
pensions
511
-
1 704
-
total
3 793
-
19 493
-
Employer
25 530
-
85 201
-
pensions
5 106
-
17 041
-
health
3 318
-
11 075
-
unemployment
205
-
681
-
total
8 629
-
28 797
-
Corporate
79 840
114 000
-
-
income
15 968
22 800
-
-
total
15 968
22 800
-
-
Dividends
63 872
91 200
-
-
total
-
-
-
-
Income
114 000
114 000
114 000
114 000
Total tax
28 390
22 800
48 290
52 898
After tax
85 610
91 200
65 710
61 102
Living cost
21 737
21 737
21 737
21 737
Free-cash
63 873
69 463
43 973
39 365

Estimated living cost  is ₽21737 per week

₽14909
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽43712
₽39666
₽28081
₽39412
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
114 000
national
-
-
-
14 084
health
-
-
-
1 380
municipal
-
-
-
20 272
total
-
-
-
35 736
Employee
47 349
-
95 904
-
unemployment
710
-
1 438
-
municipal
7 755
-
15 640
-
national
782
-
8 617
-
pensions
3 195
-
6 473
-
health
354
-
1 102
-
total
12 796
-
33 270
-
Employer
47 349
-
95 904
-
pensions
8 215
-
16 640
-
health
364
-
738
-
accident
48
-
96
-
unemployment
307
-
623
-
total
8 934
-
18 097
-
Corporate
57 718
114 000
-
-
income
11 543
22 800
-
-
total
11 543
22 800
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

34 631
68 400
-
-
municipal
6 234
12 312
-
-
national
275
4 924
-
-
total
6 509
17 236
-
-
Income
114 000
114 000
114 000
114 000
Total tax
39 782
40 036
51 367
35 736
After tax
74 218
73 964
62 633
78 264
Living cost
34 552
34 552
34 552
34 552
Free-cash
39 666
39 412
28 081
43 712

Estimated living cost  is ₽34552 per week

₽22569
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽37225
₽34715
₽39880
₽29714
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
114 000
surtax
-
-
-
-
health
-
-
-
3 429
pensions
-
-
-
24 571
social contributions
-
-
-
3 248
income
-
-
-
14 253
other
-
-
-
3 534
total
-
-
-
49 035
Employee
34 382
-
90 785
-
income
1 773
-
15 343
-
surtax
-
-
-
-
social contributions
980
-
2 586
-
pensions
3 889
-
5 236
-
total
6 642
-
23 165
-
Employer
34 382
-
90 785
-
pensions
5 650
-
9 008
-
social contributions
102
-
272
-
other
1 187
-
3 132
-
health
2 406
-
7 126
-
unemployment
1 392
-
3 677
-
total
10 737
-
23 215
-
Corporate
68 881
114 000
-
-
income
19 287
31 920
-
-
surtax
-
-
-
-
total
19 287
31 920
-
-
Dividends
49 594
82 080
-
-
withholding
6 348
10 507
-
-
social contributions
8 531
14 119
-
-
surtax
-
-
-
-
total
14 879
24 626
-
-
Income
114 000
114 000
114 000
114 000
Total tax
51 545
56 546
46 380
49 035
After tax
62 455
57 454
67 620
64 965
Living cost
27 740
27 740
27 740
27 740
Free-cash
34 715
29 714
39 880
37 225

Estimated living cost  is ₽27740 per week

₽16088
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2818
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽34174
₽31981
₽36829
₽26663
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
114 000
surtax
-
-
-
-
health
-
-
-
3 429
pensions
-
-
-
24 571
social contributions
-
-
-
3 248
income
-
-
-
14 253
other
-
-
-
3 534
total
-
-
-
49 035
Employee
38 517
-
90 785
-
income
2 273
-
15 343
-
surtax
-
-
-
-
social contributions
1 098
-
2 586
-
pensions
4 355
-
5 236
-
total
7 726
-
23 165
-
Employer
38 517
-
90 785
-
pensions
6 328
-
9 008
-
social contributions
116
-
272
-
other
1 329
-
3 132
-
health
2 697
-
7 126
-
unemployment
1 559
-
3 677
-
total
12 029
-
23 215
-
Corporate
63 455
114 000
-
-
income
17 767
31 920
-
-
surtax
-
-
-
-
total
17 767
31 920
-
-
Dividends
45 688
82 080
-
-
withholding
5 848
10 507
-
-
social contributions
7 858
14 119
-
-
surtax
-
-
-
-
total
13 706
24 626
-
-
Income
114 000
114 000
114 000
114 000
Total tax
51 228
56 546
46 380
49 035
After tax
62 772
57 454
67 620
64 965
Living cost
30 791
30 791
30 791
30 791
Free-cash
31 981
26 663
36 829
34 174

Estimated living cost  is ₽30791 per week

₽19415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8350
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽21498
₽20175
₽24153
₽13987
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
114 000
surtax
-
-
-
-
health
-
-
-
3 429
pensions
-
-
-
24 571
social contributions
-
-
-
3 248
income
-
-
-
14 253
other
-
-
-
3 534
total
-
-
-
49 035
Employee
56 366
-
90 785
-
income
4 918
-
15 343
-
surtax
-
-
-
-
social contributions
1 605
-
2 586
-
pensions
6 375
-
5 236
-
total
12 898
-
23 165
-
Employer
56 366
-
90 785
-
pensions
9 262
-
9 008
-
social contributions
169
-
272
-
other
1 945
-
3 132
-
health
3 945
-
7 126
-
unemployment
2 283
-
3 677
-
total
17 604
-
23 215
-
Corporate
40 029
114 000
-
-
income
11 209
31 920
-
-
surtax
-
-
-
-
total
11 209
31 920
-
-
Dividends
28 821
82 080
-
-
withholding
3 689
10 507
-
-
social contributions
4 958
14 119
-
-
surtax
-
-
-
-
total
8 647
24 626
-
-
Income
114 000
114 000
114 000
114 000
Total tax
50 358
56 546
46 380
49 035
After tax
63 642
57 454
67 620
64 965
Living cost
43 467
43 467
43 467
43 467
Free-cash
20 175
13 987
24 153
21 498

Estimated living cost  is ₽43467 per week

₽29418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽107037
₽101386
₽85377
₽102477
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
114 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 140
total
-
-
-
1 140
Employee
7 278
-
114 000
-
income
1 455
-
22 800
-
total
1 455
-
22 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

106 722
114 000
-
-
total
-
-
-
-
Dividends
106 722
114 000
-
-
withholding
5 336
5 700
-
-
total
5 336
5 700
-
-
Income
114 000
114 000
114 000
114 000
Total tax
6 791
5 700
22 800
1 140
After tax
107 209
108 300
91 200
112 860
Living cost
5 823
5 823
5 823
5 823
Free-cash
101 386
102 477
85 377
107 037

Estimated living cost  is ₽5823 per week

₽3608
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1570
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽103787
₽97526
₽82127
₽99227
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
114 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 140
total
-
-
-
1 140
Employee
11 342
-
114 000
-
income
2 268
-
22 800
-
total
2 268
-
22 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

102 658
114 000
-
-
total
-
-
-
-
Dividends
102 658
114 000
-
-
withholding
5 133
5 700
-
-
total
5 133
5 700
-
-
Income
114 000
114 000
114 000
114 000
Total tax
7 401
5 700
22 800
1 140
After tax
106 599
108 300
91 200
112 860
Living cost
9 073
9 073
9 073
9 073
Free-cash
97 526
99 227
82 127
103 787

Estimated living cost  is ₽9073 per week

₽6140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽30784
₽35774
₽41139
₽23998
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
114 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 667
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
30 301
trade
-
-
-
10 355
total
-
-
-
48 471
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 779
-
114 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 682
-
30 301
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

203
-
1 667
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 033
-
38 116
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
69 221
114 000
-
-
trade
9 933
16 359
-
-
income
10 384
17 101
-
-
chamber of commerce
237
304
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

570
941
-
-
total
21 124
34 705
-
-
Dividends
48 097
79 295
-
-
withholding
11 682
19 481
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

642
1 071
-
-
total
12 324
20 552
-
-
Income
114 000
114 000
114 000
114 000
Total tax
43 481
55 257
38 116
48 471
After tax
70 519
58 743
75 884
65 529
Living cost
34 745
34 745
34 745
34 745
Free-cash
35 774
23 998
41 139
30 784

Estimated living cost  is ₽34745 per week

₽23968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3738
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6534
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽37259
₽40267
₽48625
₽30310
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
114 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 667
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
30 301
trade
-
-
-
11 366
total
-
-
-
49 482
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 422
-
114 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

962
-
30 301
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
1 667
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
7 163
-
38 116
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
79 578
114 000
-
-
trade
12 534
17 955
-
-
income
11 936
17 101
-
-
chamber of commerce
251
301
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

656
941
-
-
total
25 377
36 298
-
-
Dividends
54 201
77 703
-
-
withholding
13 208
19 083
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

726
1 050
-
-
total
13 934
20 133
-
-
Income
114 000
114 000
114 000
114 000
Total tax
46 474
56 431
38 116
49 482
After tax
67 526
57 569
75 884
64 518
Living cost
27 259
27 259
27 259
27 259
Free-cash
40 267
30 310
48 625
37 259

Estimated living cost  is ₽27259 per week

₽17147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6425
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽28661
₽34275
₽40530
₽21629
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
114 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 667
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
30 301
trade
-
-
-
11 869
total
-
-
-
49 985
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 639
-
114 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 921
-
30 301
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
1 667
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 284
-
38 116
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
68 361
114 000
-
-
trade
11 246
18 754
-
-
income
10 254
17 101
-
-
chamber of commerce
234
299
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

564
941
-
-
total
22 298
37 095
-
-
Dividends
46 064
76 906
-
-
withholding
11 174
18 884
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

615
1 038
-
-
total
11 789
19 922
-
-
Income
114 000
114 000
114 000
114 000
Total tax
44 371
57 017
38 116
49 985
After tax
69 629
56 983
75 884
64 015
Living cost
35 354
35 354
35 354
35 354
Free-cash
34 275
21 629
40 530
28 661

Estimated living cost  is ₽35354 per week

₽23645
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3728
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽22281
₽29764
₽34656
₽15169
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
114 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 667
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
30 301
trade
-
-
-
12 375
total
-
-
-
50 491
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 086
-
114 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 360
-
30 301
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
-
1 667
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
12 858
-
38 116
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
59 914
114 000
-
-
trade
10 276
19 551
-
-
income
8 987
17 101
-
-
chamber of commerce
220
297
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

494
941
-
-
total
19 977
37 890
-
-
Dividends
39 937
76 110
-
-
withholding
9 642
18 685
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

531
1 028
-
-
total
10 173
19 713
-
-
Income
114 000
114 000
114 000
114 000
Total tax
43 008
57 603
38 116
50 491
After tax
70 992
56 397
75 884
63 509
Living cost
41 228
41 228
41 228
41 228
Free-cash
29 764
15 169
34 656
22 281

Estimated living cost  is ₽41228 per week

₽30111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3298
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7284
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽34661
₽48628
₽32780
₽51493
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
114 000
surtax
-
-
-
3 359
unemployment
-
-
-
205
health
-
-
-
8 093
pensions
-
-
-
22 800
income
-
-
-
24 668
other
-
-
-
-
total
-
-
-
59 125
Employee
30 307
-
94 175
-
unemployment
2 109
-
6 555
-
other
-
-
-
-
income
5 081
-
22 883
-
surtax
108
-
3 060
-
pensions
2 022
-
6 281
-
health
774
-
2 403
-
total
10 094
-
41 182
-
Employer
30 307
-
94 175
-
pensions
4 041
-
12 554
-
other
-
-
-
-
health
1 378
-
4 285
-
unemployment
962
-
2 985
-
total
6 381
-
19 824
-
Corporate
77 312
114 000
-
-
income
20 101
29 640
-
-
total
20 101
29 640
-
-
Dividends
57 211
84 360
-
-
withholding
8 582
12 653
-
-
total
8 582
12 653
-
-
Income
114 000
114 000
114 000
114 000
Total tax
45 158
42 293
61 006
59 125
After tax
68 842
71 707
52 994
54 875
Living cost
20 214
20 214
20 214
20 214
Free-cash
48 628
51 493
32 780
34 661

Estimated living cost  is ₽20214 per week

₽12204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽35016
₽49045
₽33135
₽51848
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
114 000
surtax
-
-
-
3 359
unemployment
-
-
-
205
health
-
-
-
8 093
pensions
-
-
-
22 800
income
-
-
-
24 668
other
-
-
-
-
total
-
-
-
59 125
Employee
29 761
-
94 175
-
unemployment
2 072
-
6 555
-
other
-
-
-
-
income
4 989
-
22 883
-
surtax
97
-
3 060
-
pensions
1 985
-
6 281
-
health
760
-
2 403
-
total
9 903
-
41 182
-
Employer
29 761
-
94 175
-
pensions
3 967
-
12 554
-
other
-
-
-
-
health
1 354
-
4 285
-
unemployment
943
-
2 985
-
total
6 264
-
19 824
-
Corporate
77 975
114 000
-
-
income
20 274
29 640
-
-
total
20 274
29 640
-
-
Dividends
57 701
84 360
-
-
withholding
8 655
12 653
-
-
total
8 655
12 653
-
-
Income
114 000
114 000
114 000
114 000
Total tax
45 096
42 293
61 006
59 125
After tax
68 904
71 707
52 994
54 875
Living cost
19 859
19 859
19 859
19 859
Free-cash
49 045
51 848
33 135
35 016

Estimated living cost  is ₽19859 per week

₽12143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5426
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽61105
₽46667
₽48217
₽46293
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
114 000
unemployment
-
-
-
1 710
health
-
-
-
7 980
pensions
-
-
-
11 400
income
-
-
-
13 936
total
-
-
-
35 026
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 794
10 266
95 397
-
unemployment
387
154
1 431
-
income
3 153
1 255
11 662
-
pensions
2 579
1 027
9 540
-
health
1 806
719
6 678
-
total
7 925
3 155
29 311
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 794
10 266
95 397
-
pensions
5 030
2 002
18 603
-
total
5 030
2 002
18 603
-
Corporate
83 176
101 733
-
-
income
7 486
9 156
-
-
total
7 486
9 156
-
-
Dividends
75 691
92 577
-
-
withholding
14 381
17 590
-
-
social contributions
14 642
17 935
-
-
total
29 023
35 525
-
-
Income
114 000
114 000
114 000
114 000
Total tax
49 464
49 838
47 914
35 026
After tax
64 536
64 162
66 086
78 974
Living cost
17 869
17 869
17 869
17 869
Free-cash
46 667
46 293
48 217
61 105

Estimated living cost  is ₽17869 per week

₽12194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3856
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽24357
₽26840
₽25253
₽27565
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
114 000
national
-
-
-
18 942
pensions
-
-
-
13 680
social contributions
-
-
-
1 226
municipal
-
-
-
12 224
total
-
-
-
46 072
Employee
67 543
-
98 552
-
municipal
8 343
-
12 665
-
national
12 928
-
19 626
-
pensions
2 702
-
3 942
-
total
23 973
-
36 233
-
Employer
67 543
-
98 552
-
pensions
5 403
-
7 884
-
social contributions
726
-
1 059
-
total
6 129
-
8 943
-
Corporate
35 869
114 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

7 174
22 800
-
-
total
7 174
22 800
-
-
Dividends
28 695
91 200
-
-
withholding
6 313
20 064
-
-
total
6 313
20 064
-
-
Income
114 000
114 000
114 000
114 000
Total tax
43 589
42 864
45 176
46 072
After tax
70 411
71 136
68 824
67 928
Living cost
43 571
43 571
43 571
43 571
Free-cash
26 840
27 565
25 253
24 357

Estimated living cost  is ₽43571 per week

₽29615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽21365
₽30521
₽21365
₽28535
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
114 000
social contributions
-
-
-
10 645
income
-
-
-
30 724
total
-
-
-
41 369
Employee
70 397
-
114 000
-
social contributions
5 848
-
10 645
-
income
13 284
-
30 724
-
total
19 132
-
41 369
-
Employer
70 397
-
114 000
-
total
-
-
-
-
Corporate
43 603
114 000
-
-
income
5 450
14 250
-
-
total
5 450
14 250
-
-
Dividends
38 153
99 750
-
-
withholding
7 631
19 949
-
-
total
7 631
19 949
-
-
Income
114 000
114 000
114 000
114 000
Total tax
32 213
34 199
41 369
41 369
After tax
81 787
79 801
72 631
72 631
Living cost
51 266
51 266
51 266
51 266
Free-cash
30 521
28 535
21 365
21 365

Estimated living cost  is ₽51266 per week

₽39002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4177
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽18834
₽18150
₽13411
₽22849
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
114 000
national
-
-
-
25 894
regional
-
-
-
1 299
social contributions
-
-
-
29 320
municipal
-
-
-
678
total
-
-
-
57 191
Employee
79 983
-
114 000
-
municipal
424
-
605
-
national
13 859
-
22 427
-
social contributions
26 970
-
38 440
-
regional
755
-
1 142
-
total
42 008
-
62 614
-
Employer
79 983
-
114 000
-
total
-
-
-
-
Corporate
34 017
114 000
-
-
nationa
8 163
27 360
-
-
municipal
1 327
4 446
-
-
total
9 490
31 806
-
-
Dividends
24 527
82 195
-
-
withholding
6 377
21 370
-
-
total
6 377
21 370
-
-
Income
114 000
114 000
114 000
114 000
Total tax
57 875
53 176
62 614
57 191
After tax
56 125
60 824
51 386
56 809
Living cost
37 975
37 975
37 975
37 975
Free-cash
18 150
22 849
13 411
18 834

Estimated living cost  is ₽37975 per week

₽26472
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2490
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8430
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽32146
₽33679
₽26751
₽35677
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
114 000
national
-
-
-
25 894
regional
-
-
-
1 719
social contributions
-
-
-
29 320
municipal
-
-
-
678
total
-
-
-
57 611
Employee
49 922
-
114 000
-
municipal
265
-
605
-
national
7 909
-
22 427
-
social contributions
16 834
-
38 440
-
regional
672
-
1 534
-
total
25 680
-
63 006
-
Employer
49 922
-
114 000
-
total
-
-
-
-
Corporate
64 078
114 000
-
-
nationa
15Q