Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 114000
per

Your estimated
City
free-cash

Andorra , Andorra
₽77659
₽63155
₽60125
₽74873
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
114 000
social contributions
-
-
-
25 081
income
-
-
-
3 854
total
-
-
-
28 935
Employee
26 673
-
98 701
-
social contributions
1 733
-
6 416
-
income
-
-
4 190
-
total
1 733
-
10 606
-
Employer
26 673
-
98 701
-
social contributions
4 135
-
15 299
-
total
4 135
-
15 299
-
Corporate
83 192
114 000
-
-
income
8 319
11 401
-
-
total
8 319
11 401
-
-
Dividends
74 873
102 599
-
-
total
-
-
-
-
Income
114 000
114 000
114 000
114 000
Total tax
14 187
11 401
25 905
28 935
After tax
99 813
102 599
88 095
85 065
Living cost
24 940
24 940
24 940
24 940
Free-cash
74 873
77 659
63 155
60 125

Estimated living cost  is ₽24940 per week

₽16126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1880
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6465
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽37003
₽4152
₽31461
₽36592
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
114 000
chamber of commerce
-
-
-
457
unemployment
-
-
-
5 089
health
-
-
-
7 414
pensions
-
-
-
17 931
income
-
-
-
25 179
surtax
-
-
-
-
total
-
-
-
56 070
Employee
36 267
33 064
88 522
-
health
1 403
1 280
3 426
-
pensions
3 714
3 385
9 064
-
other
362
331
885
-
unemployment
1 088
992
2 656
-
income
3 231
2 439
20 528
-
total
9 798
8 427
36 559
-
Employer
36 267
33 064
88 522
-
pensions
4 552
4 150
11 109
-
accident
471
430
1 151
-
unemployment
1 088
992
2 656
-
surtax
-
-
-
-
payroll
1 088
992
2 656
-
chamber of commerce
145
132
354
-
health
1 371
1 250
3 346
-
other
1 722
1 570
4 205
-
total
10 437
9 516
25 477
-
Corporate
67 296
71 420
85 373
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

16 825
17 854
21 343
-
total
16 825
17 854
21 343
-
Dividends
50 471
53 566
-
-
withholding
13 879
14 731
-
-
total
13 879
14 731
-
-
Income
114 000
114 000
114 000
114 000
Total tax
50 939
50 528
83 379
56 070
After tax
63 061
63 472
30 621
57 930
Living cost
26 469
26 469
26 469
26 469
Free-cash
36 592
37 003
4 152
31 461

Estimated living cost  is ₽26469 per week

₽15878
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2703
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7416
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽34148
₽1360
₽28532
₽32865
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
114 000
chamber of commerce
-
-
-
457
unemployment
-
-
-
5 089
health
-
-
-
7 414
pensions
-
-
-
17 931
income
-
-
-
25 179
surtax
-
-
-
164
total
-
-
-
56 234
Employee
41 463
33 064
88 396
-
health
1 604
1 280
3 421
-
pensions
4 246
3 385
9 052
-
other
414
331
883
-
unemployment
1 244
992
2 651
-
income
4 720
2 439
20 484
-
total
12 228
8 427
36 491
-
Employer
41 463
33 064
88 396
-
pensions
5 204
4 150
11 094
-
accident
538
430
1 149
-
unemployment
1 244
992
2 651
-
surtax
164
164
164
-
payroll
1 244
992
2 651
-
chamber of commerce
165
132
354
-
health
1 567
1 250
3 341
-
other
1 970
1 570
4 199
-
total
12 096
9 680
25 603
-
Corporate
60 442
71 257
85 247
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

15 110
17 813
21 312
-
total
15 110
17 813
21 312
-
Dividends
45 332
53 443
-
-
withholding
12 467
14 698
-
-
total
12 467
14 698
-
-
Income
114 000
114 000
114 000
114 000
Total tax
51 901
50 618
83 406
56 234
After tax
62 099
63 382
30 594
57 766
Living cost
29 234
29 234
29 234
29 234
Free-cash
32 865
34 148
1 360
28 532

Estimated living cost  is ₽29234 per week

₽19498
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6762
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽33572
₽11680
₽20162
₽21129
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
114 000
social contributions
-
-
-
17 963
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
5 763
national
-
-
-
39 861
total
-
-
-
63 587
Employee

The minimum management director salary is set at €45,000 per year.

59 347
-
88 295
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 788
-
4 150
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 451
-
6 622
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 095
-
4 605
-
national
18 246
-
30 220
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

516
-
768
-
total
29 096
-
46 365
-
Employer

The minimum management director salary is set at €45,000 per year.

59 347
-
88 295
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

771
-
1 148
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

866
-
1 289
-
surtax
6 729
-
10 014
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 650
-
5 430
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 259
-
7 823
-
total
17 275
-
25 704
-
Corporate
37 378
114 000
-
-
surtax
150
457
-
-
income
7 476
22 800
-
-
total
7 626
23 257
-
-
Dividends
29 753
90 744
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

8 623
26 920
-
-
total
8 623
26 920
-
-
Income
114 000
114 000
114 000
114 000
Total tax
62 620
50 177
72 069
63 587
After tax
51 380
63 823
41 931
50 413
Living cost
30 251
30 251
30 251
30 251
Free-cash
21 129
33 572
11 680
20 162

Estimated living cost  is ₽30251 per week

₽19485
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2645
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7647
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽83207
₽79028
₽74904
₽78154
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
114 000
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
17 100
total
-
-
-
24 833
Employee
18 887
-
108 318
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
health
869
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 658
-
2 543
-
income
1 889
-
10 832
-
total
4 624
-
15 026
-
Employer
18 887
-
108 318
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
unemployment
113
-
174
-
health
1 303
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 081
-
3 192
-
total
3 705
-
5 683
-
Corporate
91 407
114 000
-
-
income
9 141
11 400
-
-
total
9 141
11 400
-
-
Dividends
82 267
102 600
-
-
withholding
4 113
5 130
-
-
total
4 113
5 130
-
-
Income
114 000
114 000
114 000
114 000
Total tax
21 583
16 530
20 709
24 833
After tax
92 417
97 470
93 291
89 167
Living cost
14 263
14 263
14 263
14 263
Free-cash
78 154
83 207
79 028
74 904

Estimated living cost  is ₽14263 per week

₽9434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽817
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽340
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3673
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽86599
₽82420
₽78296
₽82748
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
114 000
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
17 100
total
-
-
-
24 833
Employee
14 395
-
108 318
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
health
662
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 264
-
2 543
-
income
1 439
-
10 832
-
total
3 523
-
15 026
-
Employer
14 395
-
108 318
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
unemployment
86
-
174
-
health
994
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 587
-
3 192
-
total
2 825
-
5 683
-
Corporate
96 780
114 000
-
-
income
9 678
11 400
-
-
total
9 678
11 400
-
-
Dividends
87 102
102 600
-
-
withholding
4 355
5 130
-
-
total
4 355
5 130
-
-
Income
114 000
114 000
114 000
114 000
Total tax
20 381
16 530
20 709
24 833
After tax
93 619
97 470
93 291
89 167
Living cost
10 871
10 871
10 871
10 871
Free-cash
82 748
86 599
82 420
78 296

Estimated living cost  is ₽10871 per week

₽6347
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽776
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽288
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3460
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽64058
₽59228
₽60320
₽59545
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
114 000
social contributions
-
-
-
13 424
health
-
-
-
2 906
income
-
-
-
18 141
total
-
-
-
34 471
Employee
63 798
63 798
104 917
-
health
494
1 085
1 784
-
social contributions
2 412
5 295
7 142
-
income
6 947
5 906
17 554
-
total
9 853
12 286
26 480
-
Employer
63 798
63 798
104 917
-
social contributions
2 412
5 295
7 142
-
health
537
1 181
1 941
-
total
2 949
6 476
9 083
-
Corporate
81 989
43 727
-
-
income
10 248
5 467
-
-
total
10 248
5 467
-
-
Dividends
71 741
38 260
-
-
withholding
12 196
6 504
-
-
total
12 196
6 504
-
-
Income
114 000
114 000
114 000
114 000
Total tax
35 246
30 733
35 563
34 471
After tax
78 754
83 267
78 437
79 529
Living cost
19 209
19 209
19 209
19 209
Free-cash
59 545
64 058
59 228
60 320

Estimated living cost  is ₽19209 per week

₽11512
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽56357
₽51527
₽52619
₽52918
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
114 000
social contributions
-
-
-
13 424
health
-
-
-
2 906
income
-
-
-
18 141
total
-
-
-
34 471
Employee
63 798
63 798
104 917
-
health
635
1 085
1 784
-
social contributions
3 100
5 295
7 142
-
income
6 699
5 906
17 554
-
total
10 434
12 286
26 480
-
Employer
63 798
63 798
104 917
-
social contributions
3 100
5 295
7 142
-
health
691
1 181
1 941
-
total
3 791
6 476
9 083
-
Corporate
72 864
43 727
-
-
income
9 108
5 467
-
-
total
9 108
5 467
-
-
Dividends
63 756
38 260
-
-
withholding
10 839
6 504
-
-
total
10 839
6 504
-
-
Income
114 000
114 000
114 000
114 000
Total tax
34 172
30 733
35 563
34 471
After tax
79 828
83 267
78 437
79 529
Living cost
26 910
26 910
26 910
26 910
Free-cash
52 918
56 357
51 527
52 619

Estimated living cost  is ₽26910 per week

₽18396
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2102
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5961
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽58966
₽38327
₽40416
₽52001
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
114 000
social contributions
-
-
-
28 093
health
-
-
-
15 390
solidarity contribution
-
-
-
-
income
-
-
-
10 578
total
-
-
-
54 061
Employee
28 710
-
85 075
-
health
3 876
-
11 485
-
social contributions
1 866
-
5 530
-
solidarity contribution
-
-
-
-
income
3 445
-
10 209
-
total
9 187
-
27 224
-
Employer
28 710
-
85 075
-
social contributions
7 178
-
21 269
-
health
2 584
-
7 657
-
total
9 762
-
28 926
-
Corporate
75 528
114 000
-
-
income
14 350
21 660
-
-
total
14 350
21 660
-
-
Dividends
61 178
92 340
-
-
withholding
9 177
13 851
-
-
total
9 177
13 851
-
-
Income
114 000
114 000
114 000
114 000
Total tax
42 476
35 511
56 150
54 061
After tax
71 524
78 489
57 850
59 939
Living cost
19 523
19 523
19 523
19 523
Free-cash
52 001
58 966
38 327
40 416

Estimated living cost  is ₽19523 per week

₽13561
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽384
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4189
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽54432
₽33793
₽35882
₽45849
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
114 000
social contributions
-
-
-
28 093
health
-
-
-
15 390
solidarity contribution
-
-
-
-
income
-
-
-
10 578
total
-
-
-
54 061
Employee
35 378
-
85 075
-
health
4 776
-
11 485
-
social contributions
2 300
-
5 530
-
solidarity contribution
-
-
-
-
income
4 245
-
10 209
-
total
11 321
-
27 224
-
Employer
35 378
-
85 075
-
social contributions
8 845
-
21 269
-
health
3 184
-
7 657
-
total
12 029
-
28 926
-
Corporate
66 593
114 000
-
-
income
12 653
21 660
-
-
total
12 653
21 660
-
-
Dividends
53 940
92 340
-
-
withholding
8 091
13 851
-
-
total
8 091
13 851
-
-
Income
114 000
114 000
114 000
114 000
Total tax
44 094
35 511
56 150
54 061
After tax
69 906
78 489
57 850
59 939
Living cost
24 057
24 057
24 057
24 057
Free-cash
45 849
54 432
33 793
35 882

Estimated living cost  is ₽24057 per week

₽17891
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1333
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽416
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4418
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽67254
-₽67254
₽29050
-₽67254
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
114 000
labour market
-
-
-
9 062
municipal
-
-
-
22 781
pensions
-
-
-
721
national
-
-
-
12 321
total
-
-
-
44 885
Employee
169 104
169 104
169 104
-
municipal
36 010
36 010
36 010
-
pensions
240
240
240
-
national
20 659
20 659
20 659
-
labour market
13 509
13 509
13 509
-
total
70 418
70 418
70 418
-
Employer
169 104
169 104
169 104
-
labour market
13 528
13 528
13 528
-
national
20 695
20 695
20 695
-
municipal
36 067
36 067
36 067
-
pensions
481
481
481
-
total
70 771
70 771
70 771
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
114 000
114 000
114 000
114 000
Total tax
141 189
141 189
141 189
44 885
After tax
-27 189
-27 189
-27 189
69 115
Living cost
40 065
40 065
40 065
40 065
Free-cash
-67 254
-67 254
-67 254
29 050

Estimated living cost  is ₽40065 per week

₽27421
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3544
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽616
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8484
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽71160
₽45669
₽41065
₽66005
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
114 000
health
-
-
-
14 820
pensions
-
-
-
22 800
income
-
-
-
15 275
total
-
-
-
52 895
Employee
23 536
-
85 202
-
pensions
471
-
1 704
-
unemployment
376
-
1 363
-
income
2 650
-
16 426
-
total
3 497
-
19 493
-
Employer
23 536
-
85 202
-
pensions
4 708
-
17 040
-
unemployment
189
-
682
-
health
3 059
-
11 076
-
total
7 956
-
28 798
-
Corporate
82 508
114 000
-
-
income
16 502
22 800
-
-
total
16 502
22 800
-
-
Dividends
66 006
91 200
-
-
total
-
-
-
-
Income
114 000
114 000
114 000
114 000
Total tax
27 955
22 800
48 291
52 895
After tax
86 045
91 200
65 709
61 105
Living cost
20 040
20 040
20 040
20 040
Free-cash
66 005
71 160
45 669
41 065

Estimated living cost  is ₽20040 per week

₽13745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1193
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽41575
₽29995
₽45625
₽42410
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
114 000
health
-
-
-
1 409
municipal
-
-
-
20 266
national
-
-
-
14 847
total
-
-
-
36 522
Employee
43 651
-
95 903
-
health
326
-
1 130
-
municipal
7 150
-
15 634
-
pensions
2 946
-
6 474
-
national
721
-
9 379
-
unemployment
655
-
1 439
-
total
11 798
-
34 056
-
Employer
43 651
-
95 903
-
accident
44
-
96
-
unemployment
283
-
623
-
health
335
-
738
-
pensions
7 573
-
16 639
-
total
8 235
-
18 096
-
Corporate
62 113
114 000
-
-
income
12 422
22 800
-
-
total
12 422
22 800
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

37 268
68 400
-
-
municipal
6 709
12 312
-
-
national
573
5 460
-
-
total
7 282
17 772
-
-
Income
114 000
114 000
114 000
114 000
Total tax
39 737
40 572
52 152
36 522
After tax
74 263
73 428
61 848
77 478
Living cost
31 853
31 853
31 853
31 853
Free-cash
42 410
41 575
29 995
45 625

Estimated living cost  is ₽31853 per week

₽20806
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3064
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽31882
₽40676
₽39191
₽36494
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
114 000
social contributions
-
-
-
3 248
health
-
-
-
3 816
pensions
-
-
-
23 390
other
-
-
-
3 535
income
-
-
-
15 247
surtax
-
-
-
-
total
-
-
-
49 236
Employee
31 696
-
90 131
-
income
1 634
-
15 834
-
social contributions
904
-
2 568
-
pensions
3 585
-
5 479
-
surtax
-
-
-
-
total
6 123
-
23 881
-
Employer
31 696
-
90 131
-
pensions
5 208
-
9 364
-
social contributions
94
-
271
-
unemployment
1 283
-
3 650
-
health
2 218
-
7 406
-
other
1 094
-
3 179
-
total
9 897
-
23 870
-
Corporate
72 405
114 000
-
-
surtax
-
-
-
-
income
20 273
31 921
-
-
total
20 273
31 921
-
-
Dividends
52 132
82 079
-
-
surtax
-
-
-
-
withholding
6 673
10 506
-
-
social contributions
8 967
14 118
-
-
total
15 640
24 624
-
-
Income
114 000
114 000
114 000
114 000
Total tax
51 933
56 545
47 751
49 236
After tax
62 067
57 455
66 249
64 764
Living cost
25 573
25 573
25 573
25 573
Free-cash
36 494
31 882
40 676
39 191

Estimated living cost  is ₽25573 per week

₽14831
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2598
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7660
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽29069
₽37863
₽36378
₽33971
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
114 000
social contributions
-
-
-
3 248
health
-
-
-
3 816
pensions
-
-
-
23 390
other
-
-
-
3 535
income
-
-
-
15 247
surtax
-
-
-
-
total
-
-
-
49 236
Employee
35 509
-
90 131
-
income
2 096
-
15 834
-
social contributions
1 012
-
2 568
-
pensions
4 015
-
5 479
-
surtax
-
-
-
-
total
7 123
-
23 881
-
Employer
35 509
-
90 131
-
pensions
5 833
-
9 364
-
social contributions
107
-
271
-
unemployment
1 437
-
3 650
-
health
2 486
-
7 406
-
other
1 225
-
3 179
-
total
11 088
-
23 870
-
Corporate
67 402
114 000
-
-
surtax
-
-
-
-
income
18 873
31 921
-
-
total
18 873
31 921
-
-
Dividends
48 529
82 079
-
-
surtax
-
-
-
-
withholding
6 211
10 506
-
-
social contributions
8 348
14 118
-
-
total
14 559
24 624
-
-
Income
114 000
114 000
114 000
114 000
Total tax
51 643
56 545
47 751
49 236
After tax
62 357
57 455
66 249
64 764
Living cost
28 386
28 386
28 386
28 386
Free-cash
33 971
29 069
37 863
36 378

Estimated living cost  is ₽28386 per week

₽17898
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2308
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽17383
₽26177
₽24692
₽23088
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
114 000
social contributions
-
-
-
3 248
health
-
-
-
3 816
pensions
-
-
-
23 390
other
-
-
-
3 535
income
-
-
-
15 247
surtax
-
-
-
-
total
-
-
-
49 236
Employee
51 964
-
90 131
-
income
4 534
-
15 834
-
social contributions
1 480
-
2 568
-
pensions
5 877
-
5 479
-
surtax
-
-
-
-
total
11 891
-
23 881
-
Employer
51 964
-
90 131
-
pensions
8 538
-
9 364
-
social contributions
156
-
271
-
unemployment
2 105
-
3 650
-
health
3 637
-
7 406
-
other
1 793
-
3 179
-
total
16 229
-
23 870
-
Corporate
45 807
114 000
-
-
surtax
-
-
-
-
income
12 826
31 921
-
-
total
12 826
31 921
-
-
Dividends
32 981
82 079
-
-
surtax
-
-
-
-
withholding
4 221
10 506
-
-
social contributions
5 673
14 118
-
-
total
9 894
24 624
-
-
Income
114 000
114 000
114 000
114 000
Total tax
50 840
56 545
47 751
49 236
After tax
63 160
57 455
66 249
64 764
Living cost
40 072
40 072
40 072
40 072
Free-cash
23 088
17 383
26 177
24 692

Estimated living cost  is ₽40072 per week

₽27120
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3278
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽549
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9124
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽102443
₽85343
₽107003
₽101345
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
114 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 140
total
-
-
-
1 140
Employee
7 321
-
114 000
-
income
1 464
-
22 800
-
total
1 464
-
22 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

106 679
114 000
-
-
total
-
-
-
-
Dividends
106 679
114 000
-
-
withholding
5 334
5 700
-
-
total
5 334
5 700
-
-
Income
114 000
114 000
114 000
114 000
Total tax
6 798
5 700
22 800
1 140
After tax
107 202
108 300
91 200
112 860
Living cost
5 857
5 857
5 857
5 857
Free-cash
101 345
102 443
85 343
107 003

Estimated living cost  is ₽5857 per week

₽3630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽487
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1579
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽99173
₽82073
₽103733
₽97462
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
114 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 140
total
-
-
-
1 140
Employee
11 409
-
114 000
-
income
2 282
-
22 800
-
total
2 282
-
22 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

102 591
114 000
-
-
total
-
-
-
-
Dividends
102 591
114 000
-
-
withholding
5 129
5 700
-
-
total
5 129
5 700
-
-
Income
114 000
114 000
114 000
114 000
Total tax
7 411
5 700
22 800
1 140
After tax
106 589
108 300
91 200
112 860
Living cost
9 127
9 127
9 127
9 127
Free-cash
97 462
99 173
82 073
103 733

Estimated living cost  is ₽9127 per week

₽6176
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2261
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽26691
₽42885
₽32061
₽37546
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
114 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
10 824
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
31 675
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 741
total
-
-
-
49 908
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 281
-
114 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

187
-
1 741
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 395
-
31 675
-
total
9 250
-
39 084
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
72 719
114 000
-
-
trade
10 435
16 359
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

600
940
-
-
chamber of commerce
233
293
-
-
income
10 908
17 100
-
-
total
22 176
34 692
-
-
Dividends
50 543
79 308
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

677
1 074
-
-
withholding
12 320
19 512
-
-
total
12 997
20 586
-
-
Income
114 000
114 000
114 000
114 000
Total tax
44 423
55 278
39 084
49 908
After tax
69 577
58 722
74 916
64 092
Living cost
32 031
32 031
32 031
32 031
Free-cash
37 546
26 691
42 885
32 061

Estimated living cost  is ₽32031 per week

₽22096
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3446
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6024
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽32419
₽49786
₽37907
₽41596
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
114 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
11 879
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
31 675
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 741
total
-
-
-
50 963
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 733
-
114 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
1 741
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

886
-
31 675
-
total
6 603
-
39 084
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
82 267
114 000
-
-
trade
12 958
17 955
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

679
940
-
-
chamber of commerce
244
290
-
-
income
12 341
17 100
-
-
total
26 222
36 285
-
-
Dividends
56 046
77 715
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

753
1 052
-
-
withholding
13 696
19 114
-
-
total
14 449
20 166
-
-
Income
114 000
114 000
114 000
114 000
Total tax
47 274
56 451
39 084
50 963
After tax
66 726
57 549
74 916
63 037
Living cost
25 130
25 130
25 130
25 130
Free-cash
41 596
32 419
49 786
37 907

Estimated living cost  is ₽25130 per week

₽15808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2930
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5923
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽24371
₽42323
₽29915
₽36030
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
114 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
12 408
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
31 675
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 741
total
-
-
-
51 492
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

42 074
-
114 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

198
-
1 741
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 615
-
31 675
-
total
9 481
-
39 084
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
71 926
114 000
-
-
trade
11 832
18 753
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

594
940
-
-
chamber of commerce
228
288
-
-
income
10 788
17 100
-
-
total
23 442
37 081
-
-
Dividends
48 484
76 918
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

649
1 041
-
-
withholding
11 805
18 914
-
-
total
12 454
19 955
-
-
Income
114 000
114 000
114 000
114 000
Total tax
45 377
57 036
39 084
51 492
After tax
68 623
56 964
74 916
62 508
Living cost
32 593
32 593
32 593
32 593
Free-cash
36 030
24 371
42 323
29 915

Estimated living cost  is ₽32593 per week

₽21798
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6871
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽18367
₽36908
₽23972
₽31823
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
114 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
12 936
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
31 675
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 741
total
-
-
-
52 020
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 862
-
114 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

323
-
1 741
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

5 863
-
31 675
-
total
11 854
-
39 084
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
64 138
114 000
-
-
trade
10 999
19 552
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

529
940
-
-
chamber of commerce
216
287
-
-
income
9 622
17 100
-
-
total
21 366
37 879
-
-
Dividends
42 773
76 122
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

572
1 030
-
-
withholding
10 377
18 716
-
-
total
10 949
19 746
-
-
Income
114 000
114 000
114 000
114 000
Total tax
44 169
57 625
39 084
52 020
After tax
69 831
56 375
74 916
61 980
Living cost
38 008
38 008
38 008
38 008
Free-cash
31 823
18 367
36 908
23 972

Estimated living cost  is ₽38008 per week

₽27759
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3040
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6715
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽53070
₽33148
₽35459
₽50433
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
114 000
unemployment
-
-
-
189
health
-
-
-
7 861
pensions
-
-
-
22 146
other
-
-
-
-
income
-
-
-
26 060
surtax
-
-
-
3 650
total
-
-
-
59 906
Employee
27 940
-
94 176
-
health
713
-
2 401
-
pensions
1 864
-
6 282
-
surtax
99
-
3 284
-
other
-
-
-
-
unemployment
1 944
-
6 554
-
income
4 684
-
23 872
-
total
9 304
-
42 393
-
Employer
27 940
-
94 176
-
pensions
3 725
-
12 553
-
unemployment
886
-
2 985
-
health
1 271
-
4 286
-
other
-
-
-
-
total
5 882
-
19 824
-
Corporate
80 177
114 000
-
-
income
20 846
29 641
-
-
total
20 846
29 641
-
-
Dividends
59 332
84 359
-
-
withholding
8 900
12 654
-
-
total
8 900
12 654
-
-
Income
114 000
114 000
114 000
114 000
Total tax
44 932
42 295
62 217
59 906
After tax
69 068
71 705
51 783
54 094
Living cost
18 635
18 635
18 635
18 635
Free-cash
50 433
53 070
33 148
35 459

Estimated living cost  is ₽18635 per week

₽11251
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1620
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5333
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽53397
₽33475
₽35786
₽50814
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
114 000
unemployment
-
-
-
189
health
-
-
-
7 861
pensions
-
-
-
22 146
other
-
-
-
-
income
-
-
-
26 060
surtax
-
-
-
3 650
total
-
-
-
59 906
Employee
27 437
-
94 176
-
health
701
-
2 401
-
pensions
1 830
-
6 282
-
surtax
90
-
3 284
-
other
-
-
-
-
unemployment
1 910
-
6 554
-
income
4 599
-
23 872
-
total
9 130
-
42 393
-
Employer
27 437
-
94 176
-
pensions
3 657
-
12 553
-
unemployment
869
-
2 985
-
health
1 249
-
4 286
-
other
-
-
-
-
total
5 775
-
19 824
-
Corporate
80 788
114 000
-
-
income
21 005
29 641
-
-
total
21 005
29 641
-
-
Dividends
59 783
84 359
-
-
withholding
8 968
12 654
-
-
total
8 968
12 654
-
-
Income
114 000
114 000
114 000
114 000
Total tax
44 878
42 295
62 217
59 906
After tax
69 122
71 705
51 783
54 094
Living cost
18 308
18 308
18 308
18 308
Free-cash
50 814
53 397
33 475
35 786

Estimated living cost  is ₽18308 per week

₽11194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1689
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5002
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽47858
₽49813
₽62701
₽48197
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
114 000
unemployment
-
-
-
1 710
health
-
-
-
7 980
pensions
-
-
-
11 400
income
-
-
-
13 936
total
-
-
-
35 026
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
95 397
-
health
1 644
654
6 678
-
pensions
2 349
935
9 540
-
unemployment
352
140
1 431
-
income
2 872
1 143
11 662
-
total
7 217
2 872
29 311
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
95 397
-
pensions
4 581
1 823
18 603
-
total
4 581
1 823
18 603
-
Corporate
85 929
102 828
-
-
income
7 734
9 255
-
-
total
7 734
9 255
-
-
Dividends
78 195
93 573
-
-
withholding
14 857
17 779
-
-
social contributions
15 141
18 140
-
-
total
29 998
35 919
-
-
Income
114 000
114 000
114 000
114 000
Total tax
49 530
49 869
47 914
35 026
After tax
64 470
64 131
66 086
78 974
Living cost
16 273
16 273
16 273
16 273
Free-cash
48 197
47 858
49 813
62 701

Estimated living cost  is ₽16273 per week

₽11105
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1331
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽325
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3512
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽29253
₽26835
₽25941
₽28556
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
114 000
social contributions
-
-
-
1 225
municipal
-
-
-
12 265
pensions
-
-
-
13 680
national
-
-
-
19 006
total
-
-
-
46 176
Employee
64 927
-
98 552
-
municipal
8 020
-
12 707
-
pensions
2 597
-
3 942
-
national
12 427
-
19 690
-
total
23 044
-
36 339
-
Employer
64 927
-
98 552
-
social contributions
698
-
1 059
-
pensions
5 194
-
7 884
-
total
5 892
-
8 943
-
Corporate
38 896
114 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

7 779
22 800
-
-
total
7 779
22 800
-
-
Dividends
31 117
91 200
-
-
withholding
6 846
20 064
-
-
total
6 846
20 064
-
-
Income
114 000
114 000
114 000
114 000
Total tax
43 561
42 864
45 282
46 176
After tax
70 439
71 136
68 718
67 824
Living cost
41 883
41 883
41 883
41 883
Free-cash
28 556
29 253
26 835
25 941

Estimated living cost  is ₽41883 per week

₽28468
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽627
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8895
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽32538
₽16578
₽16578
₽34370
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
114 000
social contributions
-
-
-
18 274
income
-
-
-
31 886
total
-
-
-
50 160
Employee
64 899
-
114 000
-
social contributions
5 392
-
18 274
-
income
12 246
-
31 886
-
total
17 638
-
50 160
-
Employer
64 899
-
114 000
-
total
-
-
-
-
Corporate
49 101
114 000
-
-
income
6 137
14 250
-
-
total
6 137
14 250
-
-
Dividends
42 964
99 750
-
-
withholding
8 593
19 950
-
-
total
8 593
19 950
-
-
Income
114 000
114 000
114 000
114 000
Total tax
32 368
34 200
50 160
50 160
After tax
81 632
79 800
63 840
63 840
Living cost
47 262
47 262
47 262
47 262
Free-cash
34 370
32 538
16 578
16 578

Estimated living cost  is ₽47262 per week

₽35956
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3851
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7003
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽25816
₽15872
₽21297
₽21482
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
114 000
regional
-
-
-
1 311
social contributions
-
-
-
29 321
municipal
-
-
-
677
national
-
-
-
26 385
total
-
-
-
57 694
Employee
73 736
-
114 000
-
regional
696
-
1 155
-
municipal
390
-
605
-
social contributions
24 864
-
38 440
-
national
12 777
-
22 919
-
total
38 727
-
63 119
-
Employer
73 736
-
114 000
-
total
-
-
-
-
Corporate
40 264
114 000
-
-
nationa
9 664
27 359
-
-
municipal
1 570
4 446
-
-
total
11 234
31 805
-
-
Dividends
29 030
82 194
-
-
withholding
7 548
21 370
-
-
total
7 548
21 370
-
-
Income
114 000
114 000
114 000
114 000
Total tax
57 509
53 175
63 119
57 694
After tax
56 491
60 825
50 881
56 306
Living cost
35 009
35 009
35 009
35 009
Free-cash
21 482
25 816
15 872
21 297

Estimated living cost  is ₽35009 per week

₽24404
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2296
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7772
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽37571
₽28152
₽33549
₽35729
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
114 000
regional
-
-
-
1 718
social contributions
-
-
-
29 321
municipal
-
-
-
677
national
-
-
-
26 385
total
-
-
-
58 101
Employee
46 023
-
114 000
-
regional
620
-
1 534
-
municipal
244
-
605
-
social contributions
15 519
-
38 440
-
national
7 291
-
22 919
-
total
23 674
-
63 498
-
Employer
46 023
-
114 000
-
total
-
-
-
-
Corporate
67 977
114 000
-
-
nationa
16 315