Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 113500
per

Your estimated
City
free-cash

Andorra , Andorra
₽77308
₽62868
₽59854
₽74532
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
113 500
social contributions
-
-
-
24 969
income
-
-
-
3 835
total
-
-
-
28 804
Employee
26 569
-
98 268
-
social contributions
1 727
-
6 388
-
income
-
-
4 170
-
total
1 727
-
10 558
-
Employer
26 569
-
98 268
-
social contributions
4 118
-
15 232
-
total
4 118
-
15 232
-
Corporate
82 812
113 500
-
-
income
8 281
11 350
-
-
total
8 281
11 350
-
-
Dividends
74 532
102 150
-
-
total
-
-
-
-
Income
113 500
113 500
113 500
113 500
Total tax
14 126
11 350
25 790
28 804
After tax
99 374
102 150
87 710
84 696
Living cost
24 842
24 842
24 842
24 842
Free-cash
74 532
77 308
62 868
59 854

Estimated living cost  is ₽24842 per week

₽16063
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1873
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽467
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6440
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽36829
₽4127
₽31308
₽36418
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
113 500
chamber of commerce
-
-
-
453
unemployment
-
-
-
5 069
health
-
-
-
7 385
pensions
-
-
-
17 862
income
-
-
-
25 057
surtax
-
-
-
-
total
-
-
-
55 826
Employee
36 126
32 935
88 132
-
health
1 397
1 275
3 411
-
pensions
3 700
3 372
9 024
-
other
361
329
881
-
unemployment
1 084
988
2 644
-
income
3 218
2 429
20 432
-
total
9 760
8 393
36 392
-
Employer
36 126
32 935
88 132
-
pensions
4 534
4 134
11 061
-
accident
469
428
1 146
-
unemployment
1 084
988
2 644
-
surtax
-
-
-
-
payroll
1 084
988
2 644
-
chamber of commerce
144
132
353
-
health
1 366
1 245
3 331
-
other
1 716
1 564
4 187
-
total
10 397
9 479
25 366
-
Corporate
66 978
71 086
84 996
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

16 745
17 772
21 249
-
total
16 745
17 772
21 249
-
Dividends
50 233
53 314
-
-
withholding
13 814
14 661
-
-
total
13 814
14 661
-
-
Income
113 500
113 500
113 500
113 500
Total tax
50 716
50 305
83 007
55 826
After tax
62 784
63 195
30 493
57 674
Living cost
26 366
26 366
26 366
26 366
Free-cash
36 418
36 829
4 127
31 308

Estimated living cost  is ₽26366 per week

₽15817
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2693
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽33986
₽1350
₽28391
₽32710
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
113 500
chamber of commerce
-
-
-
453
unemployment
-
-
-
5 069
health
-
-
-
7 385
pensions
-
-
-
17 862
income
-
-
-
25 057
surtax
-
-
-
163
total
-
-
-
55 989
Employee
41 302
32 935
88 005
-
health
1 598
1 275
3 406
-
pensions
4 230
3 372
9 012
-
other
412
329
880
-
unemployment
1 239
988
2 639
-
income
4 702
2 429
20 388
-
total
12 181
8 393
36 325
-
Employer
41 302
32 935
88 005
-
pensions
5 183
4 134
11 044
-
accident
536
428
1 143
-
unemployment
1 239
988
2 639
-
surtax
163
163
163
-
payroll
1 239
988
2 639
-
chamber of commerce
165
132
351
-
health
1 560
1 245
3 326
-
other
1 962
1 564
4 180
-
total
12 047
9 642
25 485
-
Corporate
60 150
70 923
84 877
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

15 037
17 731
21 219
-
total
15 037
17 731
21 219
-
Dividends
45 113
53 192
-
-
withholding
12 405
14 628
-
-
total
12 405
14 628
-
-
Income
113 500
113 500
113 500
113 500
Total tax
51 670
50 394
83 029
55 989
After tax
61 830
63 106
30 471
57 511
Living cost
29 121
29 121
29 121
29 121
Free-cash
32 710
33 986
1 350
28 391

Estimated living cost  is ₽29121 per week

₽19422
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽478
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6736
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽33411
₽11617
₽20062
₽21016
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
113 500
social contributions
-
-
-
17 886
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
5 737
national
-
-
-
39 682
total
-
-
-
63 305
Employee

The minimum management director salary is set at €45,000 per year.

59 116
-
87 911
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 777
-
4 133
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 434
-
6 593
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 083
-
4 586
-
national
18 175
-
30 085
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

514
-
765
-
total
28 983
-
46 162
-
Employer

The minimum management director salary is set at €45,000 per year.

59 116
-
87 911
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

768
-
1 143
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

863
-
1 283
-
surtax
6 703
-
9 968
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 635
-
5 406
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 238
-
7 788
-
total
17 207
-
25 588
-
Corporate
37 177
113 500
-
-
surtax
149
453
-
-
income
7 435
22 700
-
-
total
7 584
23 153
-
-
Dividends
29 592
90 347
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

8 577
26 803
-
-
total
8 577
26 803
-
-
Income
113 500
113 500
113 500
113 500
Total tax
62 351
49 956
71 750
63 305
After tax
51 149
63 544
41 750
50 195
Living cost
30 133
30 133
30 133
30 133
Free-cash
21 016
33 411
11 617
20 062

Estimated living cost  is ₽30133 per week

₽19410
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2635
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7617
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽82805
₽78623
₽74520
₽77763
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
113 500
unemployment
-
-
-
116
health
-
-
-
3 324
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 278
income
-
-
-
17 025
total
-
-
-
24 743
Employee
18 851
-
107 828
-
accident

We are using the highest rate at 1.1%.

207
-
318
-
health
867
-
1 330
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 655
-
2 538
-
income
1 885
-
10 783
-
total
4 614
-
14 969
-
Employer
18 851
-
107 828
-
accident

We are using the highest rate at 1.1%.

207
-
318
-
unemployment
113
-
173
-
health
1 301
-
1 995
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 077
-
3 185
-
total
3 698
-
5 671
-
Corporate
90 950
113 500
-
-
income
9 095
11 350
-
-
total
9 095
11 350
-
-
Dividends
81 855
102 150
-
-
withholding
4 093
5 108
-
-
total
4 093
5 108
-
-
Income
113 500
113 500
113 500
113 500
Total tax
21 500
16 458
20 640
24 743
After tax
92 000
97 042
92 860
88 757
Living cost
14 237
14 237
14 237
14 237
Free-cash
77 763
82 805
78 623
74 520

Estimated living cost  is ₽14237 per week

₽9416
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽815
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽340
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3666
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽86191
₽82009
₽77906
₽82346
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
113 500
unemployment
-
-
-
116
health
-
-
-
3 324
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 278
income
-
-
-
17 025
total
-
-
-
24 743
Employee
14 368
-
107 828
-
accident

We are using the highest rate at 1.1%.

158
-
318
-
health
661
-
1 330
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 262
-
2 538
-
income
1 437
-
10 783
-
total
3 518
-
14 969
-
Employer
14 368
-
107 828
-
accident

We are using the highest rate at 1.1%.

158
-
318
-
unemployment
86
-
173
-
health
992
-
1 995
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 584
-
3 185
-
total
2 820
-
5 671
-
Corporate
96 313
113 500
-
-
income
9 631
11 350
-
-
total
9 631
11 350
-
-
Dividends
86 682
102 150
-
-
withholding
4 334
5 108
-
-
total
4 334
5 108
-
-
Income
113 500
113 500
113 500
113 500
Total tax
20 303
16 458
20 640
24 743
After tax
93 197
97 042
92 860
88 757
Living cost
10 851
10 851
10 851
10 851
Free-cash
82 346
86 191
82 009
77 906

Estimated living cost  is ₽10851 per week

₽6335
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽775
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽287
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3454
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽63770
₽58965
₽60049
₽59272
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
113 500
social contributions
-
-
-
13 372
health
-
-
-
2 894
income
-
-
-
18 051
total
-
-
-
34 317
Employee
63 549
63 549
104 454
-
health
492
1 081
1 775
-
social contributions
2 403
5 274
7 114
-
income
6 919
5 883
17 466
-
total
9 814
12 238
26 355
-
Employer
63 549
63 549
104 454
-
social contributions
2 403
5 274
7 114
-
health
535
1 176
1 932
-
total
2 938
6 450
9 046
-
Corporate
81 614
43 500
-
-
income
10 202
5 437
-
-
total
10 202
5 437
-
-
Dividends
71 412
38 063
-
-
withholding
12 140
6 471
-
-
total
12 140
6 471
-
-
Income
113 500
113 500
113 500
113 500
Total tax
35 094
30 596
35 401
34 317
After tax
78 406
82 904
78 099
79 183
Living cost
19 134
19 134
19 134
19 134
Free-cash
59 272
63 770
58 965
60 049

Estimated living cost  is ₽19134 per week

₽11468
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1877
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽423
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5367
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽56098
₽51293
₽52377
₽52672
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
113 500
social contributions
-
-
-
13 372
health
-
-
-
2 894
income
-
-
-
18 051
total
-
-
-
34 317
Employee
63 549
63 549
104 454
-
health
632
1 081
1 775
-
social contributions
3 088
5 274
7 114
-
income
6 673
5 883
17 466
-
total
10 393
12 238
26 355
-
Employer
63 549
63 549
104 454
-
social contributions
3 088
5 274
7 114
-
health
688
1 176
1 932
-
total
3 776
6 450
9 046
-
Corporate
72 525
43 500
-
-
income
9 065
5 437
-
-
total
9 065
5 437
-
-
Dividends
63 460
38 063
-
-
withholding
10 788
6 471
-
-
total
10 788
6 471
-
-
Income
113 500
113 500
113 500
113 500
Total tax
34 022
30 596
35 401
34 317
After tax
79 478
82 904
78 099
79 183
Living cost
26 806
26 806
26 806
26 806
Free-cash
52 672
56 098
51 293
52 377

Estimated living cost  is ₽26806 per week

₽18324
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2094
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽450
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5938
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽58721
₽38173
₽40268
₽51791
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
113 500
social contributions
-
-
-
27 951
health
-
-
-
15 323
solidarity contribution
-
-
-
-
income
-
-
-
10 534
total
-
-
-
53 808
Employee
28 565
-
84 702
-
health
3 856
-
11 435
-
social contributions
1 857
-
5 506
-
solidarity contribution
-
-
-
-
income
3 428
-
10 164
-
total
9 141
-
27 105
-
Employer
28 565
-
84 702
-
social contributions
7 141
-
21 175
-
health
2 571
-
7 623
-
total
9 712
-
28 798
-
Corporate
75 222
113 500
-
-
income
14 292
21 565
-
-
total
14 292
21 565
-
-
Dividends
60 930
91 935
-
-
withholding
9 140
13 790
-
-
total
9 140
13 790
-
-
Income
113 500
113 500
113 500
113 500
Total tax
42 285
35 355
55 903
53 808
After tax
71 215
78 145
57 597
59 692
Living cost
19 424
19 424
19 424
19 424
Free-cash
51 791
58 721
38 173
40 268

Estimated living cost  is ₽19424 per week

₽13492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1382
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽382
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4168
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽54209
₽33661
₽35756
₽45670
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
113 500
social contributions
-
-
-
27 951
health
-
-
-
15 323
solidarity contribution
-
-
-
-
income
-
-
-
10 534
total
-
-
-
53 808
Employee
35 200
-
84 702
-
health
4 752
-
11 435
-
social contributions
2 288
-
5 506
-
solidarity contribution
-
-
-
-
income
4 224
-
10 164
-
total
11 264
-
27 105
-
Employer
35 200
-
84 702
-
social contributions
8 800
-
21 175
-
health
3 168
-
7 623
-
total
11 968
-
28 798
-
Corporate
66 332
113 500
-
-
income
12 603
21 565
-
-
total
12 603
21 565
-
-
Dividends
53 729
91 935
-
-
withholding
8 059
13 790
-
-
total
8 059
13 790
-
-
Income
113 500
113 500
113 500
113 500
Total tax
43 894
35 355
55 903
53 808
After tax
69 606
78 145
57 597
59 692
Living cost
23 936
23 936
23 936
23 936
Free-cash
45 670
54 209
33 661
35 756

Estimated living cost  is ₽23936 per week

₽17800
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1326
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽414
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4396
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽67091
-₽67091
₽28899
-₽67091
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
113 500
labour market
-
-
-
9 023
municipal
-
-
-
22 678
pensions
-
-
-
718
national
-
-
-
12 264
total
-
-
-
44 683
Employee
168 486
168 486
168 486
-
municipal
35 878
35 878
35 878
-
pensions
239
239
239
-
national
20 584
20 584
20 584
-
labour market
13 460
13 460
13 460
-
total
70 161
70 161
70 161
-
Employer
168 486
168 486
168 486
-
labour market
13 479
13 479
13 479
-
national
20 619
20 619
20 619
-
municipal
35 935
35 935
35 935
-
pensions
479
479
479
-
total
70 512
70 512
70 512
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
113 500
113 500
113 500
113 500
Total tax
140 673
140 673
140 673
44 683
After tax
-27 173
-27 173
-27 173
68 817
Living cost
39 918
39 918
39 918
39 918
Free-cash
-67 091
-67 091
-67 091
28 899

Estimated living cost  is ₽39918 per week

₽27321
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3531
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽614
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽70838
₽45459
₽40873
₽65704
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
113 500
health
-
-
-
14 755
pensions
-
-
-
22 700
income
-
-
-
15 210
total
-
-
-
52 665
Employee
23 445
-
84 826
-
pensions
469
-
1 697
-
unemployment
375
-
1 357
-
income
2 639
-
16 354
-
total
3 483
-
19 408
-
Employer
23 445
-
84 826
-
pensions
4 689
-
16 965
-
unemployment
188
-
679
-
health
3 047
-
11 027
-
total
7 924
-
28 671
-
Corporate
82 131
113 500
-
-
income
16 427
22 700
-
-
total
16 427
22 700
-
-
Dividends
65 704
90 800
-
-
total
-
-
-
-
Income
113 500
113 500
113 500
113 500
Total tax
27 834
22 700
48 079
52 665
After tax
85 666
90 800
65 421
60 835
Living cost
19 962
19 962
19 962
19 962
Free-cash
65 704
70 838
45 459
40 873

Estimated living cost  is ₽19962 per week

₽13691
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1189
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽401
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4680
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽41380
₽29850
₽45411
₽42208
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
113 500
health
-
-
-
1 404
municipal
-
-
-
20 178
national
-
-
-
14 778
total
-
-
-
36 360
Employee
43 481
-
95 482
-
health
325
-
1 126
-
municipal
7 122
-
15 566
-
pensions
2 934
-
6 444
-
national
718
-
9 334
-
unemployment
652
-
1 432
-
total
11 751
-
33 902
-
Employer
43 481
-
95 482
-
accident
44
-
96
-
unemployment
282
-
621
-
health
334
-
736
-
pensions
7 544
-
16 566
-
total
8 204
-
18 019
-
Corporate
61 815
113 500
-
-
income
12 363
22 700
-
-
total
12 363
22 700
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

37 089
68 100
-
-
municipal
6 676
12 258
-
-
national
569
5 433
-
-
total
7 245
17 691
-
-
Income
113 500
113 500
113 500
113 500
Total tax
39 563
40 391
51 921
36 360
After tax
73 937
73 109
61 579
77 140
Living cost
31 729
31 729
31 729
31 729
Free-cash
42 208
41 380
29 850
45 411

Estimated living cost  is ₽31729 per week

₽20725
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3052
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽505
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7448
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽31728
₽40496
₽39005
₽36323
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
113 500
social contributions
-
-
-
3 234
health
-
-
-
3 798
pensions
-
-
-
23 296
other
-
-
-
3 518
income
-
-
-
15 175
surtax
-
-
-
-
total
-
-
-
49 021
Employee
31 573
-
89 740
-
income
1 628
-
15 761
-
social contributions
900
-
2 556
-
pensions
3 571
-
5 453
-
surtax
-
-
-
-
total
6 099
-
23 770
-
Employer
31 573
-
89 740
-
pensions
5 188
-
9 319
-
social contributions
94
-
270
-
unemployment
1 278
-
3 634
-
health
2 210
-
7 372
-
other
1 090
-
3 165
-
total
9 860
-
23 760
-
Corporate
72 067
113 500
-
-
surtax
-
-
-
-
income
20 178
31 780
-
-
total
20 178
31 780
-
-
Dividends
51 889
81 720
-
-
surtax
-
-
-
-
withholding
6 642
10 461
-
-
social contributions
8 924
14 057
-
-
total
15 566
24 518
-
-
Income
113 500
113 500
113 500
113 500
Total tax
51 703
56 298
47 530
49 021
After tax
61 797
57 202
65 970
64 479
Living cost
25 474
25 474
25 474
25 474
Free-cash
36 323
31 728
40 496
39 005

Estimated living cost  is ₽25474 per week

₽14774
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2588
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7630
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽28927
₽37695
₽36204
₽33812
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
113 500
social contributions
-
-
-
3 234
health
-
-
-
3 798
pensions
-
-
-
23 296
other
-
-
-
3 518
income
-
-
-
15 175
surtax
-
-
-
-
total
-
-
-
49 021
Employee
35 370
-
89 740
-
income
2 087
-
15 761
-
social contributions
1 008
-
2 556
-
pensions
3 999
-
5 453
-
surtax
-
-
-
-
total
7 094
-
23 770
-
Employer
35 370
-
89 740
-
pensions
5 811
-
9 319
-
social contributions
107
-
270
-
unemployment
1 432
-
3 634
-
health
2 476
-
7 372
-
other
1 220
-
3 165
-
total
11 046
-
23 760
-
Corporate
67 084
113 500
-
-
surtax
-
-
-
-
income
18 784
31 780
-
-
total
18 784
31 780
-
-
Dividends
48 300
81 720
-
-
surtax
-
-
-
-
withholding
6 182
10 461
-
-
social contributions
8 307
14 057
-
-
total
14 489
24 518
-
-
Income
113 500
113 500
113 500
113 500
Total tax
51 413
56 298
47 530
49 021
After tax
62 087
57 202
65 970
64 479
Living cost
28 275
28 275
28 275
28 275
Free-cash
33 812
28 927
37 695
36 204

Estimated living cost  is ₽28275 per week

₽17829
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2299
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽481
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7668
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽17286
₽26054
₽24563
₽22969
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
113 500
social contributions
-
-
-
3 234
health
-
-
-
3 798
pensions
-
-
-
23 296
other
-
-
-
3 518
income
-
-
-
15 175
surtax
-
-
-
-
total
-
-
-
49 021
Employee
51 761
-
89 740
-
income
4 516
-
15 761
-
social contributions
1 474
-
2 556
-
pensions
5 855
-
5 453
-
surtax
-
-
-
-
total
11 845
-
23 770
-
Employer
51 761
-
89 740
-
pensions
8 505
-
9 319
-
social contributions
155
-
270
-
unemployment
2 097
-
3 634
-
health
3 623
-
7 372
-
other
1 786
-
3 165
-
total
16 166
-
23 760
-
Corporate
45 572
113 500
-
-
surtax
-
-
-
-
income
12 760
31 780
-
-
total
12 760
31 780
-
-
Dividends
32 812
81 720
-
-
surtax
-
-
-
-
withholding
4 200
10 461
-
-
social contributions
5 644
14 057
-
-
total
9 844
24 518
-
-
Income
113 500
113 500
113 500
113 500
Total tax
50 615
56 298
47 530
49 021
After tax
62 885
57 202
65 970
64 479
Living cost
39 916
39 916
39 916
39 916
Free-cash
22 969
17 286
26 054
24 563

Estimated living cost  is ₽39916 per week

₽27014
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3265
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽547
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9088
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽101981
₽84956
₽106521
₽100885
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
113 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 135
total
-
-
-
1 135
Employee
7 304
-
113 500
-
income
1 461
-
22 700
-
total
1 461
-
22 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

106 196
113 500
-
-
total
-
-
-
-
Dividends
106 196
113 500
-
-
withholding
5 310
5 675
-
-
total
5 310
5 675
-
-
Income
113 500
113 500
113 500
113 500
Total tax
6 771
5 675
22 700
1 135
After tax
106 729
107 825
90 800
112 365
Living cost
5 844
5 844
5 844
5 844
Free-cash
100 885
101 981
84 956
106 521

Estimated living cost  is ₽5844 per week

₽3621
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽486
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1576
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽98719
₽81694
₽103259
₽97011
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
113 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 135
total
-
-
-
1 135
Employee
11 383
-
113 500
-
income
2 277
-
22 700
-
total
2 277
-
22 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

102 117
113 500
-
-
total
-
-
-
-
Dividends
102 117
113 500
-
-
withholding
5 106
5 675
-
-
total
5 106
5 675
-
-
Income
113 500
113 500
113 500
113 500
Total tax
7 383
5 675
22 700
1 135
After tax
106 117
107 825
90 800
112 365
Living cost
9 106
9 106
9 106
9 106
Free-cash
97 011
98 719
81 694
103 259

Estimated living cost  is ₽9106 per week

₽6162
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽382
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽305
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2256
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽26559
₽42684
₽31911
₽37368
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
113 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 646
trade
-
-
-
10 773
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
31 528
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 735
total
-
-
-
49 682
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 120
-
113 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 646
-
5 646
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

187
-
1 735
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 381
-
31 528
-
total
9 214
-
38 909
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
72 380
113 500
-
-
trade
10 387
16 287
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

598
936
-
-
chamber of commerce
232
292
-
-
income
10 857
17 026
-
-
total
22 074
34 541
-
-
Dividends
50 305
78 959
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

674
1 068
-
-
withholding
12 263
19 425
-
-
total
12 937
20 493
-
-
Income
113 500
113 500
113 500
113 500
Total tax
44 225
55 034
38 909
49 682
After tax
69 275
58 466
74 591
63 818
Living cost
31 907
31 907
31 907
31 907
Free-cash
37 368
26 559
42 684
31 911

Estimated living cost  is ₽31907 per week

₽22010
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3433
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6000
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽32265
₽49559
₽37734
₽41407
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
113 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 646
trade
-
-
-
11 825
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
31 528
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 735
total
-
-
-
50 734
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 610
-
113 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 646
-
5 646
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
1 735
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

883
-
31 528
-
total
6 578
-
38 909
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
81 890
113 500
-
-
trade
12 898
17 876
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

676
936
-
-
chamber of commerce
243
289
-
-
income
12 283
17 026
-
-
total
26 100
36 127
-
-
Dividends
55 790
77 374
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

750
1 046
-
-
withholding
13 633
19 030
-
-
total
14 383
20 076
-
-
Income
113 500
113 500
113 500
113 500
Total tax
47 061
56 203
38 909
50 734
After tax
66 439
57 297
74 591
62 766
Living cost
25 032
25 032
25 032
25 032
Free-cash
41 407
32 265
49 559
37 734

Estimated living cost  is ₽25032 per week

₽15746
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2919
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽467
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5900
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽24248
₽42125
₽29774
₽35860
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
113 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 646
trade
-
-
-
12 351
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
31 528
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 735
total
-
-
-
51 260
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 910
-
113 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 646
-
5 646
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

198
-
1 735
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 601
-
31 528
-
total
9 445
-
38 909
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
71 590
113 500
-
-
trade
11 777
18 671
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

591
936
-
-
chamber of commerce
227
287
-
-
income
10 738
17 026
-
-
total
23 333
36 920
-
-
Dividends
48 256
76 580
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

646
1 035
-
-
withholding
11 750
18 831
-
-
total
12 396
19 866
-
-
Income
113 500
113 500
113 500
113 500
Total tax
45 174
56 786
38 909
51 260
After tax
68 326
56 714
74 591
62 240
Living cost
32 466
32 466
32 466
32 466
Free-cash
35 860
24 248
42 125
29 774

Estimated living cost  is ₽32466 per week

₽21713
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3424
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽18270
₽36731
₽23855
₽31671
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
113 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 646
trade
-
-
-
12 876
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
31 528
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 735
total
-
-
-
51 785
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 667
-
113 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 646
-
5 646
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

322
-
1 735
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

5 840
-
31 528
-
total
11 808
-
38 909
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
63 833
113 500
-
-
trade
10 947
19 466
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

527
936
-
-
chamber of commerce
215
285
-
-
income
9 575
17 026
-
-
total
21 264
37 713
-
-
Dividends
42 569
75 787
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

568
1 024
-
-
withholding
10 329
18 633
-
-
total
10 897
19 657
-
-
Income
113 500
113 500
113 500
113 500
Total tax
43 969
57 370
38 909
51 785
After tax
69 531
56 130
74 591
61 715
Living cost
37 860
37 860
37 860
37 860
Free-cash
31 671
18 270
36 731
23 855

Estimated living cost  is ₽37860 per week

₽27651
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3028
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6689
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽52829
₽33001
₽35293
₽50199
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
113 500
unemployment
-
-
-
188
health
-
-
-
7 831
pensions
-
-
-
22 060
other
-
-
-
-
income
-
-
-
25 934
surtax
-
-
-
3 631
total
-
-
-
59 644
Employee
27 832
-
93 763
-
health
710
-
2 390
-
pensions
1 857
-
6 254
-
surtax
99
-
3 268
-
other
-
-
-
-
unemployment
1 937
-
6 526
-
income
4 666
-
23 762
-
total
9 269
-
42 200
-
Employer
27 832
-
93 763
-
pensions
3 711
-
12 498
-
unemployment
883
-
2 972
-
health
1 266
-
4 266
-
other
-
-
-
-
total
5 860
-
19 736
-
Corporate
79 809
113 500
-
-
income
20 750
29 510
-
-
total
20 750
29 510
-
-
Dividends
59 059
83 990
-
-
withholding
8 859
12 598
-
-
total
8 859
12 598
-
-
Income
113 500
113 500
113 500
113 500
Total tax
44 738
42 108
61 936
59 644
After tax
68 762
71 392
51 564
53 856
Living cost
18 563
18 563
18 563
18 563
Free-cash
50 199
52 829
33 001
35 293

Estimated living cost  is ₽18563 per week

₽11207
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1614
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽431
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5312
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽53155
₽33327
₽35619
₽50582
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
113 500
unemployment
-
-
-
188
health
-
-
-
7 831
pensions
-
-
-
22 060
other
-
-
-
-
income
-
-
-
25 934
surtax
-
-
-
3 631
total
-
-
-
59 644
Employee
27 330
-
93 763
-
health
698
-
2 390
-
pensions
1 822
-
6 254
-
surtax
89
-
3 268
-
other
-
-
-
-
unemployment
1 902
-
6 526
-
income
4 581
-
23 762
-
total
9 092
-
42 200
-
Employer
27 330
-
93 763
-
pensions
3 643
-
12 498
-
unemployment
866
-
2 972
-
health
1 244
-
4 266
-
other
-
-
-
-
total
5 753
-
19 736
-
Corporate
80 418
113 500
-
-
income
20 909
29 510
-
-
total
20 909
29 510
-
-
Dividends
59 509
83 990
-
-
withholding
8 927
12 598
-
-
total
8 927
12 598
-
-
Income
113 500
113 500
113 500
113 500
Total tax
44 681
42 108
61 936
59 644
After tax
68 819
71 392
51 564
53 856
Living cost
18 237
18 237
18 237
18 237
Free-cash
50 582
53 155
33 327
35 619

Estimated living cost  is ₽18237 per week

₽11151
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1683
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽420
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4983
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽47594
₽49539
₽62370
₽47931
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
113 500
unemployment
-
-
-
1 703
health
-
-
-
7 945
pensions
-
-
-
11 350
income
-
-
-
13 875
total
-
-
-
34 873
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 467
9 340
94 979
-
health
1 643
654
6 649
-
pensions
2 347
934
9 498
-
unemployment
352
140
1 425
-
income
2 869
1 142
11 611
-
total
7 211
2 870
29 183
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 467
9 340
94 979
-
pensions
4 576
1 821
18 521
-
total
4 576
1 821
18 521
-
Corporate
85 457
102 339
-
-
income
7 691
9 211
-
-
total
7 691
9 211
-
-
Dividends
77 766
93 129
-
-
withholding
14 776
17 694
-
-
social contributions
15 058
18 053
-
-
total
29 834
35 747
-
-
Income
113 500
113 500
113 500
113 500
Total tax
49 312
49 649
47 704
34 873
After tax
64 188
63 851
65 796
78 627
Living cost
16 257
16 257
16 257
16 257
Free-cash
47 931
47 594
49 539
62 370

Estimated living cost  is ₽16257 per week

₽11094
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1330
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽325
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3508
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽29040
₽26637
₽25747
₽28344
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
113 500
social contributions
-
-
-
1 220
municipal
-
-
-
12 209
pensions
-
-
-
13 620
national
-
-
-
18 920
total
-
-
-
45 969
Employee
64 773
-
98 120
-
municipal
8 001
-
12 649
-
pensions
2 591
-
3 925
-
national
12 398
-
19 600
-
total
22 990
-
36 174
-
Employer
64 773
-
98 120
-
social contributions
696
-
1 055
-
pensions
5 182
-
7 850
-
total
5 878
-
8 905
-
Corporate
38 573
113 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

7 715
22 700
-
-
total
7 715
22 700
-
-
Dividends
30 859
90 800
-
-
withholding
6 789
19 976
-
-
total
6 789
19 976
-
-
Income
113 500
113 500
113 500
113 500
Total tax
43 372
42 676
45 079
45 969
After tax
70 128
70 824
68 421
67 531
Living cost
41 784
41 784
41 784
41 784
Free-cash
28 344
29 040
26 637
25 747

Estimated living cost  is ₽41784 per week

₽28400
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3884
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽625
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8874
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽32372
₽16488
₽16488
₽34197
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
113 500
social contributions
-
-
-
18 194
income
-
-
-
31 740
total
-
-
-
49 934
Employee
64 646
-
113 500
-
social contributions
5 371
-
18 194
-
income
12 198
-
31 740
-
total
17 569
-
49 934
-
Employer
64 646
-
113 500
-
total
-
-
-
-
Corporate
48 854
113 500
-
-
income
6 107
14 187
-
-
total
6 107
14 187
-
-
Dividends
42 747
99 313
-
-
withholding
8 549
19 863
-
-
total
8 549
19 863
-
-
Income
113 500
113 500
113 500
113 500
Total tax
32 225
34 050
49 934
49 934
After tax
81 275
79 450
63 566
63 566
Living cost
47 078
47 078
47 078
47 078
Free-cash
34 197
32 372
16 488
16 488

Estimated living cost  is ₽47078 per week

₽35816
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3836
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽450
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6976
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽25684
₽15788
₽21189
₽21369
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
113 500
regional
-
-
-
1 306
social contributions
-
-
-
29 193
municipal
-
-
-
674
national
-
-
-
26 265
total
-
-
-
57 438
Employee
73 449
-
113 500
-
regional
693
-
1 149
-
municipal
389
-
602
-
social contributions
24 767
-
38 272
-
national
12 727
-
22 816
-
total
38 576
-
62 839
-
Employer
73 449
-
113 500
-
total
-
-
-
-
Corporate
40 051
113 500
-
-
nationa
9 612
27 240
-
-
municipal
1 562
4 426
-
-
total
11 174
31 666
-
-
Dividends
28 877
81 834
-
-
withholding
7 508
21 277
-
-
total
7 508
21 277
-
-
Income
113 500
113 500
113 500
113 500
Total tax
57 258
52 943
62 839
57 438
After tax
56 242
60 557
50 661
56 062
Living cost
34 873
34 873
34 873
34 873
Free-cash
21 369
25 684
15 788
21 189

Estimated living cost  is ₽34873 per week

₽24309
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2287
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽535
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7741
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽37396
₽28021
₽33394
₽35562
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
113 500
regional
-
-
-
1 712
social contributions
-
-
-
29 193
municipal
-
-
-
674
national
-
-
-
26 265
total
-
-
-
57 844
Employee
45 844
-
113 500
-
regional
617
-
1 527
-
municipal
243
-
602
-
social contributions
15 459
-
38 272
-
national
7 263
-
22 816
-
total
23 582
-
63 217
-
Employer
45 844
-
113 500
-
total
-
-
-
-
Corporate
67 656
113 500
-
-
nationa
16 237