Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 113500
per

Your estimated
City
free-cash

Andorra , Andorra
₽57405
₽71120
₽60419
₽74238
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
113 500
social contributions
-
-
-
24 969
income
-
-
-
3 214
total
-
-
-
28 183
Employee
29 853
-
98 268
-
social contributions
1 940
-
6 388
-
income
-
-
3 549
-
total
1 940
-
9 937
-
Employer
29 853
-
98 268
-
social contributions
4 627
-
15 232
-
total
4 627
-
15 232
-
Corporate
79 020
113 500
-
-
income
7 901
11 350
-
-
total
7 901
11 350
-
-
Dividends
71 119
102 150
-
-
total
-
-
-
-
Income
113 500
113 500
113 500
113 500
Total tax
14 468
11 350
25 169
28 183
After tax
99 032
102 150
88 331
85 317
Living cost
27 912
27 912
27 912
27 912
Free-cash
71 120
74 238
60 419
57 405

Estimated living cost  is ₽27912 per week

₽18048
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2104
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7235
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽27095
₽33292
₽2185
₽33750
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
113 500
surtax
-
-
-
-
unemployment
-
-
-
5 695
health
-
-
-
8 298
chamber of commerce
-
-
-
455
pensions
-
-
-
20 069
income
-
-
-
22 263
total
-
-
-
56 780
Employee
40 590
37 005
88 136
-
unemployment
1 218
1 110
2 643
-
other
405
370
881
-
income
3 616
2 730
19 213
-
pensions
4 157
3 789
9 026
-
health
1 570
1 433
3 411
-
total
10 966
9 432
35 174
-
Employer
40 590
37 005
88 136
-
pensions
5 094
4 645
11 061
-
surtax
-
-
-
-
payroll
1 218
1 110
2 643
-
other
1 928
1 757
4 187
-
health
1 535
1 399
3 332
-
accident
527
481
1 145
-
unemployment
1 218
1 110
2 643
-
chamber of commerce
162
148
352
-
total
11 682
10 650
25 363
-
Corporate
61 228
65 845
84 612
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

15 308
16 462
21 153
-
total
15 308
16 462
21 153
-
Dividends
45 921
49 383
-
-
withholding
12 627
13 581
-
-
total
12 627
13 581
-
-
Income
113 500
113 500
113 500
113 500
Total tax
50 583
50 125
81 690
56 780
After tax
62 917
63 375
31 810
56 720
Living cost
29 625
29 625
29 625
29 625
Free-cash
33 292
33 750
2 185
27 095

Estimated living cost  is ₽29625 per week

₽17771
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3026
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8300
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽23818
₽29123
-₽941
₽30558
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
113 500
surtax
-
-
-
183
unemployment
-
-
-
5 695
health
-
-
-
8 298
chamber of commerce
-
-
-
455
pensions
-
-
-
20 069
income
-
-
-
22 263
total
-
-
-
56 963
Employee
46 406
37 005
87 993
-
unemployment
1 392
1 110
2 640
-
other
463
370
879
-
income
5 283
2 730
19 163
-
pensions
4 752
3 789
9 010
-
health
1 796
1 433
3 406
-
total
13 686
9 432
35 098
-
Employer
46 406
37 005
87 993
-
pensions
5 824
4 645
11 043
-
surtax
183
183
183
-
payroll
1 392
1 110
2 640
-
other
2 204
1 757
4 178
-
health
1 753
1 399
3 327
-
accident
603
481
1 144
-
unemployment
1 392
1 110
2 640
-
chamber of commerce
185
148
352
-
total
13 536
10 833
25 507
-
Corporate
53 558
65 662
84 469
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

13 389
16 416
21 117
-
total
13 389
16 416
21 117
-
Dividends
40 169
49 246
-
-
withholding
11 047
13 542
-
-
total
11 047
13 542
-
-
Income
113 500
113 500
113 500
113 500
Total tax
51 658
50 223
81 722
56 963
After tax
61 842
63 277
31 778
56 537
Living cost
32 719
32 719
32 719
32 719
Free-cash
29 123
30 558
-941
23 818

Estimated living cost  is ₽32719 per week

₽21822
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2791
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7568
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽17244
₽15797
₽8896
₽29723
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
113 500
national
-
-
-
38 566
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
5 723
social contributions
-
-
-
18 110
total
-
-
-
62 399
Employee

The minimum management director salary is set at €45,000 per year.

66 421
-
87 909
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

578
-
765
-
national
20 420
-
29 079
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 464
-
4 585
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 982
-
6 594
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 121
-
4 132
-
total
32 565
-
45 155
-
Employer

The minimum management director salary is set at €45,000 per year.

66 421
-
87 909
-
surtax
7 531
-
9 970
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 886
-
7 789
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 085
-
5 406
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

863
-
1 144
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

969
-
1 283
-
total
19 334
-
25 592
-
Corporate
27 745
113 500
-
-
income
5 549
22 700
-
-
surtax
111
455
-
-
total
5 660
23 155
-
-
Dividends
22 085
90 346
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

6 287
26 765
-
-
total
6 287
26 765
-
-
Income
113 500
113 500
113 500
113 500
Total tax
63 846
49 920
70 747
62 399
After tax
49 654
63 580
42 753
51 101
Living cost
33 857
33 857
33 857
33 857
Free-cash
15 797
29 723
8 896
17 244

Estimated living cost  is ₽33857 per week

₽21808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8559
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽71837
₽75409
₽75749
₽81067
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
113 500
unemployment
-
-
-
130
health
-
-
-
3 731
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 801
income
-
-
-
17 025
total
-
-
-
25 687
Employee
21 155
-
107 135
-
accident

We are using the highest rate at 1.1%.

232
-
357
-
income
2 116
-
10 713
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 857
-
2 848
-
health
973
-
1 492
-
total
5 178
-
15 410
-
Employer
21 155
-
107 135
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 331
-
3 575
-
health
1 460
-
2 238
-
accident

We are using the highest rate at 1.1%.

232
-
357
-
unemployment
127
-
195
-
total
4 150
-
6 365
-
Corporate
88 195
113 500
-
-
income
8 819
11 350
-
-
total
8 819
11 350
-
-
Dividends
79 376
102 150
-
-
withholding
3 968
5 107
-
-
total
3 968
5 107
-
-
Income
113 500
113 500
113 500
113 500
Total tax
22 115
16 457
21 775
25 687
After tax
91 385
97 043
91 725
87 813
Living cost
15 976
15 976
15 976
15 976
Free-cash
75 409
81 067
75 749
71 837

Estimated living cost  is ₽15976 per week

₽10566
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽915
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽381
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4114
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽75636
₽80550
₽79548
₽84866
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
113 500
unemployment
-
-
-
130
health
-
-
-
3 731
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 801
income
-
-
-
17 025
total
-
-
-
25 687
Employee
16 123
-
107 135
-
accident

We are using the highest rate at 1.1%.

178
-
357
-
income
1 612
-
10 713
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 416
-
2 848
-
health
742
-
1 492
-
total
3 948
-
15 410
-
Employer
16 123
-
107 135
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 777
-
3 575
-
health
1 113
-
2 238
-
accident

We are using the highest rate at 1.1%.

178
-
357
-
unemployment
96
-
195
-
total
3 164
-
6 365
-
Corporate
94 213
113 500
-
-
income
9 421
11 350
-
-
total
9 421
11 350
-
-
Dividends
84 792
102 150
-
-
withholding
4 240
5 107
-
-
total
4 240
5 107
-
-
Income
113 500
113 500
113 500
113 500
Total tax
20 773
16 457
21 775
25 687
After tax
92 727
97 043
91 725
87 813
Living cost
12 176
12 176
12 176
12 176
Free-cash
80 550
84 866
79 548
75 636

Estimated living cost  is ₽12176 per week

₽7109
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽870
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽323
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3876
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽58079
₽56409
₽56858
₽61463
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
113 500
health
-
-
-
2 893
social contributions
-
-
-
15 024
income
-
-
-
16 005
total
-
-
-
33 922
Employee
71 403
71 403
103 590
-
income
7 775
6 610
15 480
-
social contributions
2 700
5 926
7 993
-
health
553
1 214
1 760
-
total
11 028
13 750
25 233
-
Employer
71 403
71 403
103 590
-
social contributions
2 700
5 926
7 993
-
health
601
1 322
1 917
-
total
3 301
7 248
9 910
-
Corporate
77 673
34 850
-
-
income
9 709
4 356
-
-
total
9 709
4 356
-
-
Dividends
67 964
30 494
-
-
withholding
11 554
5 184
-
-
total
11 554
5 184
-
-
Income
113 500
113 500
113 500
113 500
Total tax
35 592
30 538
35 143
33 922
After tax
77 908
82 962
78 357
79 578
Living cost
21 499
21 499
21 499
21 499
Free-cash
56 409
61 463
56 858
58 079

Estimated living cost  is ₽21499 per week

₽12885
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2109
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6030
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽49460
₽48993
₽48239
₽52844
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
113 500
health
-
-
-
2 893
social contributions
-
-
-
15 024
income
-
-
-
16 005
total
-
-
-
33 922
Employee
71 403
71 403
103 590
-
income
7 498
6 610
15 480
-
social contributions
3 470
5 926
7 993
-
health
710
1 214
1 760
-
total
11 678
13 750
25 233
-
Employer
71 403
71 403
103 590
-
social contributions
3 470
5 926
7 993
-
health
774
1 322
1 917
-
total
4 244
7 248
9 910
-
Corporate
67 461
34 850
-
-
income
8 432
4 356
-
-
total
8 432
4 356
-
-
Dividends
59 029
30 494
-
-
withholding
10 035
5 184
-
-
total
10 035
5 184
-
-
Income
113 500
113 500
113 500
113 500
Total tax
34 389
30 538
35 143
33 922
After tax
79 111
82 962
78 357
79 578
Living cost
30 118
30 118
30 118
30 118
Free-cash
48 993
52 844
48 239
49 460

Estimated living cost  is ₽30118 per week

₽20589
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2352
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6671
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽35706
₽49006
₽36120
₽56668
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
113 500
health
-
-
-
15 322
social contributions
-
-
-
30 904
income
-
-
-
10 091
solidarity contribution
-
-
-
-
total
-
-
-
56 317
Employee
31 583
-
84 701
-
income
3 790
-
10 164
-
social contributions
2 053
-
5 506
-
health
4 264
-
11 435
-
solidarity contribution
-
-
-
-
total
10 107
-
27 105
-
Employer
31 583
-
84 701
-
social contributions
7 896
-
21 175
-
health
2 842
-
7 623
-
total
10 738
-
28 798
-
Corporate
71 179
113 500
-
-
income
13 524
21 565
-
-
total
13 524
21 565
-
-
Dividends
57 655
91 935
-
-
withholding
8 648
13 790
-
-
total
8 648
13 790
-
-
Income
113 500
113 500
113 500
113 500
Total tax
43 017
35 355
55 903
56 317
After tax
70 483
78 145
57 597
57 183
Living cost
21 477
21 477
21 477
21 477
Free-cash
49 006
56 668
36 120
35 706

Estimated living cost  is ₽21477 per week

₽14918
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1528
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4609
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽30718
₽42238
₽31132
₽51680
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
113 500
health
-
-
-
15 322
social contributions
-
-
-
30 904
income
-
-
-
10 091
solidarity contribution
-
-
-
-
total
-
-
-
56 317
Employee
38 919
-
84 701
-
income
4 670
-
10 164
-
social contributions
2 530
-
5 506
-
health
5 254
-
11 435
-
solidarity contribution
-
-
-
-
total
12 454
-
27 105
-
Employer
38 919
-
84 701
-
social contributions
9 730
-
21 175
-
health
3 503
-
7 623
-
total
13 233
-
28 798
-
Corporate
61 349
113 500
-
-
income
11 656
21 565
-
-
total
11 656
21 565
-
-
Dividends
49 693
91 935
-
-
withholding
7 454
13 790
-
-
total
7 454
13 790
-
-
Income
113 500
113 500
113 500
113 500
Total tax
44 797
35 355
55 903
56 317
After tax
68 703
78 145
57 597
57 183
Living cost
26 465
26 465
26 465
26 465
Free-cash
42 238
51 680
31 132
30 718

Estimated living cost  is ₽26465 per week

₽19681
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1466
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4860
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽24344
-₽89366
-₽89366
-₽89366
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
113 500
national
-
-
-
12 348
pensions
-
-
-
807
municipal
-
-
-
22 143
labour market
-
-
-
9 016
total
-
-
-
44 314
Employee
189 268
189 268
189 268
-
municipal
40 303
40 303
40 303
-
national
23 122
23 122
23 122
-
pensions
269
269
269
-
labour market
15 120
15 120
15 120
-
total
78 814
78 814
78 814
-
Employer
189 268
189 268
189 268
-
pensions
538
538
538
-
labour market
15 141
15 141
15 141
-
municipal
40 368
40 368
40 368
-
national
23 163
23 163
23 163
-
total
79 210
79 210
79 210
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
113 500
113 500
113 500
113 500
Total tax
158 024
158 024
158 024
44 314
After tax
-44 524
-44 524
-44 524
69 186
Living cost
44 842
44 842
44 842
44 842
Free-cash
-89 366
-89 366
-89 366
24 344

Estimated living cost  is ₽44842 per week

₽30690
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3967
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽690
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9495
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽38409
₽62603
₽42993
₽68372
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
113 500
health
-
-
-
14 754
pensions
-
-
-
22 700
income
-
-
-
15 209
total
-
-
-
52 663
Employee
26 342
-
84 828
-
unemployment
421
-
1 357
-
income
2 966
-
16 354
-
pensions
527
-
1 697
-
total
3 914
-
19 408
-
Employer
26 342
-
84 828
-
pensions
5 269
-
16 966
-
health
3 424
-
11 027
-
unemployment
211
-
678
-
total
8 904
-
28 671
-
Corporate
78 254
113 500
-
-
income
15 651
22 700
-
-
total
15 651
22 700
-
-
Dividends
62 603
90 800
-
-
total
-
-
-
-
Income
113 500
113 500
113 500
113 500
Total tax
28 469
22 700
48 079
52 663
After tax
85 031
90 800
65 421
60 837
Living cost
22 428
22 428
22 428
22 428
Free-cash
62 603
68 372
42 993
38 409

Estimated living cost  is ₽22428 per week

₽15383
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1336
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5258
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽42637
₽38223
₽27072
₽38239
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
113 500
national
-
-
-
13 668
health
-
-
-
1 360
municipal
-
-
-
20 185
total
-
-
-
35 213
Employee
48 854
-
95 484
-
unemployment
733
-
1 433
-
municipal
8 002
-
15 574
-
national
807
-
8 225
-
pensions
3 297
-
6 446
-
health
365
-
1 084
-
total
13 204
-
32 762
-
Employer
48 854
-
95 484
-
pensions
8 476
-
16 566
-
health
375
-
735
-
accident
49
-
95
-
unemployment
317
-
620
-
total
9 217
-
18 016
-
Corporate
55 428
113 500
-
-
income
11 086
22 700
-
-
total
11 086
22 700
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

33 257
68 100
-
-
municipal
5 986
12 257
-
-
national
134
4 654
-
-
total
6 120
16 911
-
-
Income
113 500
113 500
113 500
113 500
Total tax
39 627
39 611
50 778
35 213
After tax
73 873
73 889
62 722
78 287
Living cost
35 650
35 650
35 650
35 650
Free-cash
38 223
38 239
27 072
42 637

Estimated living cost  is ₽35650 per week

₽23287
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3429
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽567
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8368
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽36150
₽33739
₽39324
₽28581
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
113 500
surtax
-
-
-
-
health
-
-
-
3 235
pensions
-
-
-
25 010
social contributions
-
-
-
3 234
income
-
-
-
13 730
other
-
-
-
3 519
total
-
-
-
48 728
Employee
35 475
-
90 668
-
income
1 829
-
15 041
-
surtax
-
-
-
-
social contributions
1 011
-
2 583
-
pensions
4 012
-
5 098
-
total
6 852
-
22 722
-
Employer
35 475
-
90 668
-
pensions
5 829
-
8 799
-
social contributions
106
-
271
-
other
1 225
-
3 128
-
health
2 483
-
6 962
-
unemployment
1 436
-
3 672
-
total
11 079
-
22 832
-
Corporate
66 947
113 500
-
-
income
18 746
31 780
-
-
surtax
-
-
-
-
total
18 746
31 780
-
-
Dividends
48 201
81 720
-
-
withholding
6 169
10 460
-
-
social contributions
8 293
14 057
-
-
surtax
-
-
-
-
total
14 462
24 517
-
-
Income
113 500
113 500
113 500
113 500
Total tax
51 139
56 297
45 554
48 728
After tax
62 361
57 203
67 946
64 772
Living cost
28 622
28 622
28 622
28 622
Free-cash
33 739
28 581
39 324
36 150

Estimated living cost  is ₽28622 per week

₽16599
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2908
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽543
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8573
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽33003
₽30920
₽36177
₽25434
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
113 500
surtax
-
-
-
-
health
-
-
-
3 235
pensions
-
-
-
25 010
social contributions
-
-
-
3 234
income
-
-
-
13 730
other
-
-
-
3 519
total
-
-
-
48 728
Employee
39 741
-
90 668
-
income
2 345
-
15 041
-
surtax
-
-
-
-
social contributions
1 133
-
2 583
-
pensions
4 493
-
5 098
-
total
7 971
-
22 722
-
Employer
39 741
-
90 668
-
pensions
6 529
-
8 799
-
social contributions
120
-
271
-
other
1 371
-
3 128
-
health
2 782
-
6 962
-
unemployment
1 609
-
3 672
-
total
12 411
-
22 832
-
Corporate
61 348
113 500
-
-
income
17 177
31 780
-
-
surtax
-
-
-
-
total
17 177
31 780
-
-
Dividends
44 171
81 720
-
-
withholding
5 655
10 460
-
-
social contributions
7 597
14 057
-
-
surtax
-
-
-
-
total
13 252
24 517
-
-
Income
113 500
113 500
113 500
113 500
Total tax
50 811
56 297
45 554
48 728
After tax
62 689
57 203
67 946
64 772
Living cost
31 769
31 769
31 769
31 769
Free-cash
30 920
25 434
36 177
33 003

Estimated living cost  is ₽31769 per week

₽20032
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2583
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8615
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽19923
₽18740
₽23097
₽12354
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
113 500
surtax
-
-
-
-
health
-
-
-
3 235
pensions
-
-
-
25 010
social contributions
-
-
-
3 234
income
-
-
-
13 730
other
-
-
-
3 519
total
-
-
-
48 728
Employee
58 158
-
90 668
-
income
5 074
-
15 041
-
surtax
-
-
-
-
social contributions
1 656
-
2 583
-
pensions
6 578
-
5 098
-
total
13 308
-
22 722
-
Employer
58 158
-
90 668
-
pensions
9 556
-
8 799
-
social contributions
174
-
271
-
other
2 007
-
3 128
-
health
4 071
-
6 962
-
unemployment
2 356
-
3 672
-
total
18 164
-
22 832
-
Corporate
37 178
113 500
-
-
income
10 409
31 780
-
-
surtax
-
-
-
-
total
10 409
31 780
-
-
Dividends
26 769
81 720
-
-
withholding
3 426
10 460
-
-
social contributions
4 604
14 057
-
-
surtax
-
-
-
-
total
8 030
24 517
-
-
Income
113 500
113 500
113 500
113 500
Total tax
49 911
56 297
45 554
48 728
After tax
63 589
57 203
67 946
64 772
Living cost
44 849
44 849
44 849
44 849
Free-cash
18 740
12 354
23 097
19 923

Estimated living cost  is ₽44849 per week

₽30353
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3669
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽615
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10212
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽106416
₽100761
₽84851
₽101876
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
113 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 135
total
-
-
-
1 135
Employee
7 436
-
113 500
-
income
1 487
-
22 700
-
total
1 487
-
22 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

106 064
113 500
-
-
total
-
-
-
-
Dividends
106 064
113 500
-
-
withholding
5 303
5 675
-
-
total
5 303
5 675
-
-
Income
113 500
113 500
113 500
113 500
Total tax
6 790
5 675
22 700
1 135
After tax
106 710
107 825
90 800
112 365
Living cost
5 949
5 949
5 949
5 949
Free-cash
100 761
101 876
84 851
106 416

Estimated living cost  is ₽5949 per week

₽3687
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽495
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽164
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1604
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽103095
₽96817
₽81530
₽98555
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
113 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 135
total
-
-
-
1 135
Employee
11 588
-
113 500
-
income
2 318
-
22 700
-
total
2 318
-
22 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

101 912
113 500
-
-
total
-
-
-
-
Dividends
101 912
113 500
-
-
withholding
5 095
5 675
-
-
total
5 095
5 675
-
-
Income
113 500
113 500
113 500
113 500
Total tax
7 413
5 675
22 700
1 135
After tax
106 087
107 825
90 800
112 365
Living cost
9 270
9 270
9 270
9 270
Free-cash
96 817
98 555
81 530
103 095

Estimated living cost  is ₽9270 per week

₽6273
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽311
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2297
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽30056
₽34791
₽40148
₽22645
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
113 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 625
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
29 533
trade
-
-
-
10 092
total
-
-
-
47 594
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 202
-
113 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 799
-
29 533
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

210
-
1 625
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
10 353
-
37 502
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
67 298
113 500
-
-
trade
9 656
16 287
-
-
income
10 095
17 026
-
-
chamber of commerce
240
307
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

555
936
-
-
total
20 546
34 556
-
-
Dividends
46 751
78 945
-
-
withholding
11 336
19 383
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

624
1 066
-
-
total
11 960
20 449
-
-
Income
113 500
113 500
113 500
113 500
Total tax
42 859
55 005
37 502
47 594
After tax
70 641
58 495
75 998
65 906
Living cost
35 850
35 850
35 850
35 850
Free-cash
34 791
22 645
40 148
30 056

Estimated living cost  is ₽35850 per week

₽24730
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3857
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽520
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6742
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽36795
₽39474
₽47872
₽29198
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
113 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 625
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
29 533
trade
-
-
-
11 077
total
-
-
-
48 579
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

35 516
-
113 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

992
-
29 533
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

55
-
1 625
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
7 391
-
37 502
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
77 984
113 500
-
-
trade
12 282
17 877
-
-
income
11 697
17 026
-
-
chamber of commerce
254
305
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

643
936
-
-
total
24 876
36 144
-
-
Dividends
53 108
77 357
-
-
withholding
12 923
18 987
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

710
1 045
-
-
total
13 633
20 032
-
-
Income
113 500
113 500
113 500
113 500
Total tax
45 900
56 176
37 502
48 579
After tax
67 600
57 324
75 998
64 921
Living cost
28 126
28 126
28 126
28 126
Free-cash
39 474
29 198
47 872
36 795

Estimated living cost  is ₽28126 per week

₽17692
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3279
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6629
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽27952
₽33312
₽39520
₽20264
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
113 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 625
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
29 533
trade
-
-
-
11 568
total
-
-
-
49 070
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

47 090
-
113 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 046
-
29 533
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

222
-
1 625
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
10 612
-
37 502
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
66 410
113 500
-
-
trade
10 925
18 672
-
-
income
9 961
17 026
-
-
chamber of commerce
236
303
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

548
936
-
-
total
21 670
36 937
-
-
Dividends
44 740
76 564
-
-
withholding
10 832
18 788
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

596
1 033
-
-
total
11 428
19 821
-
-
Income
113 500
113 500
113 500
113 500
Total tax
43 710
56 758
37 502
49 070
After tax
69 790
56 742
75 998
64 430
Living cost
36 478
36 478
36 478
36 478
Free-cash
33 312
20 264
39 520
27 952

Estimated living cost  is ₽36478 per week

₽24397
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3847
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽544
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7690
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽21398
₽28680
₽33460
₽13621
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
113 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 625
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
29 533
trade
-
-
-
12 062
total
-
-
-
49 564
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

55 805
-
113 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 562
-
29 533
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

361
-
1 625
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
13 267
-
37 502
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
57 695
113 500
-
-
trade
9 894
19 465
-
-
income
8 654
17 026
-
-
chamber of commerce
222
301
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

476
936
-
-
total
19 246
37 728
-
-
Dividends
38 449
75 773
-
-
withholding
9 260
18 591
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

509
1 022
-
-
total
9 769
19 613
-
-
Income
113 500
113 500
113 500
113 500
Total tax
42 282
57 341
37 502
49 564
After tax
71 218
56 159
75 998
63 936
Living cost
42 538
42 538
42 538
42 538
Free-cash
28 680
13 621
33 460
21 398

Estimated living cost  is ₽42538 per week

₽31068
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3403
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽553
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7516
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽34334
₽47583
₽32464
₽50534
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
113 500
surtax
-
-
-
3 241
unemployment
-
-
-
211
health
-
-
-
8 058
pensions
-
-
-
22 700
income
-
-
-
24 099
other
-
-
-
-
total
-
-
-
58 309
Employee
31 271
-
93 762
-
unemployment
2 176
-
6 525
-
other
-
-
-
-
income
5 242
-
22 326
-
surtax
111
-
2 945
-
pensions
2 086
-
6 254
-
health
798
-
2 391
-
total
10 413
-
40 441
-
Employer
31 271
-
93 762
-
pensions
4 169
-
12 499
-
other
-
-
-
-
health
1 422
-
4 266
-
unemployment
992
-
2 973
-
total
6 583
-
19 738
-
Corporate
75 646
113 500
-
-
income
19 667
29 510
-
-
total
19 667
29 510
-
-
Dividends
55 979
83 990
-
-
withholding
8 397
12 599
-
-
total
8 397
12 599
-
-
Income
113 500
113 500
113 500
113 500
Total tax
45 060
42 109
60 179
58 309
After tax
68 440
71 391
53 321
55 191
Living cost
20 857
20 857
20 857
20 857
Free-cash
47 583
50 534
32 464
34 334

Estimated living cost  is ₽20857 per week

₽12592
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1813
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5968
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽34701
₽48014
₽32831
₽50901
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
113 500
surtax
-
-
-
3 241
unemployment
-
-
-
211
health
-
-
-
8 058
pensions
-
-
-
22 700
income
-
-
-
24 099
other
-
-
-
-
total
-
-
-
58 309
Employee
30 707
-
93 762
-
unemployment
2 137
-
6 525
-
other
-
-
-
-
income
5 147
-
22 326
-
surtax
100
-
2 945
-
pensions
2 048
-
6 254
-
health
784
-
2 391
-
total
10 216
-
40 441
-
Employer
30 707
-
93 762
-
pensions
4 093
-
12 499
-
other
-
-
-
-
health
1 397
-
4 266
-
unemployment
973
-
2 973
-
total
6 463
-
19 738
-
Corporate
76 329
113 500
-
-
income
19 845
29 510
-
-
total
19 845
29 510
-
-
Dividends
56 484
83 990
-
-
withholding
8 472
12 599
-
-
total
8 472
12 599
-
-
Income
113 500
113 500
113 500
113 500
Total tax
44 996
42 109
60 179
58 309
After tax
68 504
71 391
53 321
55 191
Living cost
20 490
20 490
20 490
20 490
Free-cash
48 014
50 901
32 831
34 701

Estimated living cost  is ₽20490 per week

₽12529
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1891
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5598
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽60058
₽45716
₽47226
₽45328
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
113 500
unemployment
-
-
-
1 703
health
-
-
-
7 945
pensions
-
-
-
11 350
income
-
-
-
13 875
total
-
-
-
34 873
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 805
10 668
94 979
-
unemployment
402
160
1 425
-
income
3 277
1 304
11 611
-
pensions
2 681
1 067
9 498
-
health
1 876
747
6 649
-
total
8 236
3 278
29 183
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 805
10 668
94 979
-
pensions
5 227
2 080
18 521
-
total
5 227
2 080
18 521
-
Corporate
81 467
100 752
-
-
income
7 332
9 068
-
-
total
7 332
9 068
-
-
Dividends
74 135
91 684
-
-
withholding
14 086
17 420
-
-
social contributions
14 334
17 756
-
-
total
28 420
35 176
-
-
Income
113 500
113 500
113 500
113 500
Total tax
49 215
49 602
47 704
34 873
After tax
64 285
63 898
65 796
78 627
Living cost
18 570
18 570
18 570
18 570
Free-cash
45 716
45 328
47 226
60 058

Estimated living cost  is ₽18570 per week

₽12672
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1519
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽371
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4007
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽22882
₽25238
₽23771
₽25983
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
113 500
national
-
-
-
18 803
pensions
-
-
-
13 620
social contributions
-
-
-
1 220
municipal
-
-
-
12 134
total
-
-
-
45 777
Employee
69 511
-
98 120
-
municipal
8 586
-
12 574
-
national
13 304
-
19 484
-
pensions
2 780
-
3 925
-
total
24 670
-
35 983
-
Employer
69 511
-
98 120
-
pensions
5 561
-
7 850
-
social contributions
747
-
1 055
-
total
6 308
-
8 905
-
Corporate
33 093
113 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

6 619
22 700
-
-
total
6 619
22 700
-
-
Dividends
26 474
90 800
-
-
withholding
5 824
19 976
-
-
total
5 824
19 976
-
-
Income
113 500
113 500
113 500
113 500
Total tax
43 421
42 676
44 888
45 777
After tax
70 079
70 824
68 612
67 723
Living cost
44 841
44 841
44 841
44 841
Free-cash
25 238
25 983
23 771
22 882

Estimated living cost  is ₽44841 per week

₽30478
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4168
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽671
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9524
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽20027
₽28606
₽20027
₽26555
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
113 500
social contributions
-
-
-
10 527
income
-
-
-
30 051
total
-
-
-
40 578
Employee
72 635
-
113 500
-
social contributions
6 034
-
10 527
-
income
13 706
-
30 051
-
total
19 740
-
40 578
-
Employer
72 635
-
113 500
-
total
-
-
-
-
Corporate
40 865
113 500
-
-
income
5 108
14 187
-
-
total
5 108
14 187
-
-
Dividends
35 757
99 313
-
-
withholding
7 151
19 863
-
-
total
7 151
19 863
-
-
Income
113 500
113 500
113 500
113 500
Total tax
31 999
34 050
40 578
40 578
After tax
81 501
79 450
72 922
72 922
Living cost
52 895
52 895
52 895
52 895
Free-cash
28 606
26 555
20 027
20 027

Estimated living cost  is ₽52895 per week

₽40242
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4310
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7838
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽17610
₽16525
₽12208
₽21375
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
113 500
national
-
-
-
25 553
regional
-
-
-
1 288
social contributions
-
-
-
29 192
municipal
-
-
-
675
total
-
-
-
56 708
Employee
82 526
-
113 500
-
municipal
437
-
603
-
national
14 300
-
22 102
-
social contributions
27 828
-
38 272
-
regional
779
-
1 133
-
total
43 344
-
62 110
-
Employer
82 526
-
113 500
-
total
-
-
-
-
Corporate
30 974
113 500
-
-
nationa
7 434
27 241
-
-
municipal
1 209
4 426
-
-
total
8 643
31 667
-
-
Dividends
22 331
81 833
-
-
withholding
5 806
21 276
-
-
total
5 806
21 276
-
-
Income
113 500
113 500
113 500
113 500
Total tax
57 793
52 943
62 110
56 708
After tax
55 707
60 557
51 390
56 792
Living cost
39 182
39 182
39 182
39 182
Free-cash
16 525
21 375
12 208
17 610

Estimated living cost  is ₽39182 per week

₽27313
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2569
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽601
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽31354
₽32584
₽25982
₽34643
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
113 500
national
-
-
-
25 553
regional
-
-
-
1 712
social contributions
-
-
-
29 192
municipal
-
-
-
675
total
-
-
-
57 132
Employee
51 509
-
113 500
-
municipal
273
-
603
-
national
8 160
-
22 102
-
social contributions
17 369
-
38 272
-
regional
693
-
1 527
-
total
26 495
-
62 504
-
Employer
51 509
-
113 500
-
total
-
-
-
-
Corporate
61 991
113 500
-
-
nationa