Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 113000
per

Your estimated
City
free-cash

Varna , Bulgaria
₽78329
₽84024
₽74502
₽79560
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
113 000
health
-
-
-
3 858
income
-
-
-
16 950
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 965
unemployment
-
-
-
134
total
-
-
-
25 907
Employee
16 673
-
106 419
-
income
1 667
-
10 642
-
accident

We are using the highest rate at 1.1%.

184
-
369
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 464
-
2 945
-
health
767
-
1 543
-
total
4 082
-
15 499
-
Employer
16 673
-
106 419
-
unemployment
100
-
201
-
health
1 151
-
2 315
-
accident

We are using the highest rate at 1.1%.

184
-
369
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 838
-
3 696
-
total
3 273
-
6 581
-
Corporate
93 056
113 000
-
-
income
9 306
11 300
-
-
total
9 306
11 300
-
-
Dividends
83 750
101 700
-
-
withholding
4 188
5 085
-
-
total
4 188
5 085
-
-
Income
113 000
113 000
113 000
113 000
Total tax
20 849
16 385
22 080
25 907
After tax
92 151
96 615
90 920
87 093
Living cost
12 591
12 591
12 591
12 591
Free-cash
79 560
84 024
78 329
74 502

Estimated living cost  is ₽12591 per week

₽7351
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽899
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽334
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4008
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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