Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 113000
per

Your estimated
City
free-cash

Varna , Bulgaria
₽84068
₽78408
₽74578
₽79623
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
113 000
income
-
-
-
16 950
unemployment
-
-
-
134
health
-
-
-
3 844
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 947
total
-
-
-
25 875
Employee
16 614
-
106 442
-
accident

We are using the highest rate at 1.1%.

183
-
368
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 459
-
2 935
-
income
1 661
-
10 644
-
health
764
-
1 538
-
total
4 067
-
15 485
-
Employer
16 614
-
106 442
-
health
1 147
-
2 307
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 831
-
3 684
-
accident

We are using the highest rate at 1.1%.

183
-
368
-
unemployment
99
-
201
-
total
3 260
-
6 560
-
Corporate
93 126
113 000
-
-
income
9 312
11 300
-
-
total
9 312
11 300
-
-
Dividends
83 813
101 700
-
-
withholding
4 191
5 085
-
-
total
4 191
5 085
-
-
Income
113 000
113 000
113 000
113 000
Total tax
20 830
16 385
22 045
25 875
After tax
92 170
96 615
90 955
87 125
Living cost
12 547
12 547
12 547
12 547
Free-cash
79 623
84 068
78 408
74 578

Estimated living cost  is ₽12547 per week

₽7325
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽896
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽332
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3994
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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