Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 113000
per

Your estimated
City
free-cash

Varna , Bulgaria
₽75839
₽80620
₽79778
₽84805
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
113 000
unemployment
-
-
-
126
health
-
-
-
3 618
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 657
income
-
-
-
16 950
total
-
-
-
25 351
Employee
15 638
-
106 827
-
accident

We are using the highest rate at 1.1%.

172
-
346
-
income
1 564
-
10 683
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 373
-
2 763
-
health
719
-
1 447
-
total
3 828
-
15 239
-
Employer
15 638
-
106 827
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 724
-
3 467
-
health
1 079
-
2 171
-
accident

We are using the highest rate at 1.1%.

172
-
346
-
unemployment
94
-
189
-
total
3 069
-
6 173
-
Corporate
94 293
113 000
-
-
income
9 430
11 300
-
-
total
9 430
11 300
-
-
Dividends
84 863
101 700
-
-
withholding
4 243
5 085
-
-
total
4 243
5 085
-
-
Income
113 000
113 000
113 000
113 000
Total tax
20 570
16 385
21 412
25 351
After tax
92 430
96 615
91 588
87 649
Living cost
11 810
11 810
11 810
11 810
Free-cash
80 620
84 805
79 778
75 839

Estimated living cost  is ₽11810 per week

₽6895
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽843
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽313
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3759
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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