Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 112500
per

Your estimated
City
free-cash

Andorra , Andorra
₽76311
₽62065
₽59075
₽73522
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
112 500
social contributions
-
-
-
24 749
income
-
-
-
3 736
total
-
-
-
28 485
Employee
26 673
-
97 401
-
social contributions
1 733
-
6 331
-
income
-
-
4 068
-
total
1 733
-
10 399
-
Employer
26 673
-
97 401
-
social contributions
4 135
-
15 096
-
total
4 135
-
15 096
-
Corporate
81 692
112 500
-
-
income
8 170
11 249
-
-
total
8 170
11 249
-
-
Dividends
73 523
101 251
-
-
total
-
-
-
-
Income
112 500
112 500
112 500
112 500
Total tax
14 038
11 249
25 495
28 485
After tax
98 462
101 251
87 005
84 015
Living cost
24 940
24 940
24 940
24 940
Free-cash
73 522
76 311
62 065
59 075

Estimated living cost  is ₽24940 per week

₽16126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1880
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6465
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽36188
₽3893
₽30598
₽35778
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
112 500
chamber of commerce
-
-
-
450
unemployment
-
-
-
5 089
health
-
-
-
7 414
pensions
-
-
-
17 931
income
-
-
-
24 549
surtax
-
-
-
-
total
-
-
-
55 433
Employee
36 267
33 064
87 356
-
health
1 403
1 280
3 380
-
pensions
3 714
3 385
8 944
-
other
362
331
874
-
unemployment
1 088
992
2 620
-
income
3 231
2 439
20 126
-
total
9 798
8 427
35 944
-
Employer
36 267
33 064
87 356
-
pensions
4 552
4 150
10 963
-
accident
471
430
1 135
-
unemployment
1 088
992
2 620
-
surtax
-
-
-
-
payroll
1 088
992
2 620
-
chamber of commerce
145
132
350
-
health
1 371
1 250
3 302
-
other
1 722
1 570
4 150
-
total
10 437
9 516
25 140
-
Corporate
65 796
69 920
84 212
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

16 448
17 480
21 054
-
total
16 448
17 480
21 054
-
Dividends
49 347
52 441
-
-
withholding
13 570
14 420
-
-
total
13 570
14 420
-
-
Income
112 500
112 500
112 500
112 500
Total tax
50 253
49 843
82 138
55 433
After tax
62 247
62 657
30 362
57 067
Living cost
26 469
26 469
26 469
26 469
Free-cash
35 778
36 188
3 893
30 598

Estimated living cost  is ₽26469 per week

₽15878
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2703
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7416
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽33333
₽1094
₽27669
₽32051
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
112 500
chamber of commerce
-
-
-
450
unemployment
-
-
-
5 089
health
-
-
-
7 414
pensions
-
-
-
17 931
income
-
-
-
24 549
surtax
-
-
-
164
total
-
-
-
55 597
Employee
41 463
33 064
87 232
-
health
1 604
1 280
3 376
-
pensions
4 246
3 385
8 932
-
other
414
331
872
-
unemployment
1 244
992
2 617
-
income
4 720
2 439
20 084
-
total
12 228
8 427
35 881
-
Employer
41 463
33 064
87 232
-
pensions
5 204
4 150
10 947
-
accident
538
430
1 134
-
unemployment
1 244
992
2 617
-
surtax
164
164
164
-
payroll
1 244
992
2 617
-
chamber of commerce
165
132
350
-
health
1 567
1 250
3 297
-
other
1 970
1 570
4 144
-
total
12 096
9 680
25 270
-
Corporate
58 942
69 757
84 083
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

14 735
17 439
21 021
-
total
14 735
17 439
21 021
-
Dividends
44 206
52 318
-
-
withholding
12 156
14 387
-
-
total
12 156
14 387
-
-
Income
112 500
112 500
112 500
112 500
Total tax
51 215
49 933
82 172
55 597
After tax
61 285
62 567
30 328
56 903
Living cost
29 234
29 234
29 234
29 234
Free-cash
32 051
33 333
1 094
27 669

Estimated living cost  is ₽29234 per week

₽19498
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6762
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽32735
₽11236
₽19596
₽20293
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
112 500
social contributions
-
-
-
17 751
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
5 685
national
-
-
-
39 217
total
-
-
-
62 653
Employee

The minimum management director salary is set at €45,000 per year.

59 347
-
87 136
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 788
-
4 095
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 451
-
6 536
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 095
-
4 545
-
national
18 246
-
29 716
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

516
-
757
-
total
29 096
-
45 649
-
Employer

The minimum management director salary is set at €45,000 per year.

59 347
-
87 136
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

771
-
1 132
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

866
-
1 272
-
surtax
6 729
-
9 881
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 650
-
5 359
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 259
-
7 720
-
total
17 275
-
25 364
-
Corporate
35 878
112 500
-
-
surtax
143
450
-
-
income
7 176
22 501
-
-
total
7 319
22 951
-
-
Dividends
28 559
89 549
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

8 266
26 563
-
-
total
8 266
26 563
-
-
Income
112 500
112 500
112 500
112 500
Total tax
61 956
49 514
71 013
62 653
After tax
50 544
62 986
41 487
49 847
Living cost
30 251
30 251
30 251
30 251
Free-cash
20 293
32 735
11 236
19 596

Estimated living cost  is ₽30251 per week

₽19485
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2645
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7647
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽81924
₽77678
₽73629
₽76872
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
112 500
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
16 875
total
-
-
-
24 608
Employee
18 887
-
106 818
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
health
869
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 658
-
2 543
-
income
1 889
-
10 682
-
total
4 624
-
14 876
-
Employer
18 887
-
106 818
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
unemployment
113
-
174
-
health
1 303
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 081
-
3 192
-
total
3 705
-
5 683
-
Corporate
89 907
112 500
-
-
income
8 990
11 250
-
-
total
8 990
11 250
-
-
Dividends
80 917
101 250
-
-
withholding
4 046
5 063
-
-
total
4 046
5 063
-
-
Income
112 500
112 500
112 500
112 500
Total tax
21 365
16 313
20 559
24 608
After tax
91 135
96 187
91 941
87 892
Living cost
14 263
14 263
14 263
14 263
Free-cash
76 872
81 924
77 678
73 629

Estimated living cost  is ₽14263 per week

₽9434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽817
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽340
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3673
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽85316
₽81070
₽77021
₽81466
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
112 500
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
16 875
total
-
-
-
24 608
Employee
14 395
-
106 818
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
health
662
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 264
-
2 543
-
income
1 439
-
10 682
-
total
3 523
-
14 876
-
Employer
14 395
-
106 818
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
unemployment
86
-
174
-
health
994
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 587
-
3 192
-
total
2 825
-
5 683
-
Corporate
95 280
112 500
-
-
income
9 528
11 250
-
-
total
9 528
11 250
-
-
Dividends
85 752
101 250
-
-
withholding
4 287
5 063
-
-
total
4 287
5 063
-
-
Income
112 500
112 500
112 500
112 500
Total tax
20 163
16 313
20 559
24 608
After tax
92 337
96 187
91 941
87 892
Living cost
10 871
10 871
10 871
10 871
Free-cash
81 466
85 316
81 070
77 021

Estimated living cost  is ₽10871 per week

₽6347
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽776
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽288
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3460
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽62969
₽58288
₽59369
₽58456
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
112 500
social contributions
-
-
-
13 424
health
-
-
-
2 869
income
-
-
-
17 629
total
-
-
-
33 922
Employee
63 798
63 798
103 445
-
health
494
1 085
1 759
-
social contributions
2 412
5 295
7 142
-
income
6 947
5 906
17 047
-
total
9 853
12 286
25 948
-
Employer
63 798
63 798
103 445
-
social contributions
2 412
5 295
7 142
-
health
537
1 181
1 913
-
total
2 949
6 476
9 055
-
Corporate
80 489
42 227
-
-
income
10 061
5 278
-
-
total
10 061
5 278
-
-
Dividends
70 428
36 949
-
-
withholding
11 972
6 282
-
-
total
11 972
6 282
-
-
Income
112 500
112 500
112 500
112 500
Total tax
34 835
30 322
35 003
33 922
After tax
77 665
82 178
77 497
78 578
Living cost
19 209
19 209
19 209
19 209
Free-cash
58 456
62 969
58 288
59 369

Estimated living cost  is ₽19209 per week

₽11512
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽55268
₽50587
₽51668
₽51829
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
112 500
social contributions
-
-
-
13 424
health
-
-
-
2 869
income
-
-
-
17 629
total
-
-
-
33 922
Employee
63 798
63 798
103 445
-
health
635
1 085
1 759
-
social contributions
3 100
5 295
7 142
-
income
6 699
5 906
17 047
-
total
10 434
12 286
25 948
-
Employer
63 798
63 798
103 445
-
social contributions
3 100
5 295
7 142
-
health
691
1 181
1 913
-
total
3 791
6 476
9 055
-
Corporate
71 364
42 227
-
-
income
8 921
5 278
-
-
total
8 921
5 278
-
-
Dividends
62 444
36 949
-
-
withholding
10 615
6 282
-
-
total
10 615
6 282
-
-
Income
112 500
112 500
112 500
112 500
Total tax
33 761
30 322
35 003
33 922
After tax
78 739
82 178
77 497
78 578
Living cost
26 910
26 910
26 910
26 910
Free-cash
51 829
55 268
50 587
51 668

Estimated living cost  is ₽26910 per week

₽18396
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2102
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5961
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽57933
₽37566
₽39313
₽50969
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
112 500
social contributions
-
-
-
28 093
health
-
-
-
15 188
solidarity contribution
-
-
-
-
income
-
-
-
10 383
total
-
-
-
53 664
Employee
28 710
-
83 955
-
health
3 876
-
11 334
-
social contributions
1 866
-
5 457
-
solidarity contribution
-
-
-
-
income
3 445
-
10 075
-
total
9 187
-
26 866
-
Employer
28 710
-
83 955
-
social contributions
7 178
-
20 989
-
health
2 584
-
7 556
-
total
9 762
-
28 545
-
Corporate
74 028
112 500
-
-
income
14 065
21 375
-
-
total
14 065
21 375
-
-
Dividends
59 963
91 125
-
-
withholding
8 994
13 669
-
-
total
8 994
13 669
-
-
Income
112 500
112 500
112 500
112 500
Total tax
42 008
35 044
55 411
53 664
After tax
70 492
77 456
57 089
58 836
Living cost
19 523
19 523
19 523
19 523
Free-cash
50 969
57 933
37 566
39 313

Estimated living cost  is ₽19523 per week

₽13561
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽384
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4189
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽53399
₽33032
₽34779
₽44816
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
112 500
social contributions
-
-
-
28 093
health
-
-
-
15 188
solidarity contribution
-
-
-
-
income
-
-
-
10 383
total
-
-
-
53 664
Employee
35 378
-
83 955
-
health
4 776
-
11 334
-
social contributions
2 300
-
5 457
-
solidarity contribution
-
-
-
-
income
4 245
-
10 075
-
total
11 321
-
26 866
-
Employer
35 378
-
83 955
-
social contributions
8 845
-
20 989
-
health
3 184
-
7 556
-
total
12 029
-
28 545
-
Corporate
65 093
112 500
-
-
income
12 368
21 375
-
-
total
12 368
21 375
-
-
Dividends
52 725
91 125
-
-
withholding
7 909
13 669
-
-
total
7 909
13 669
-
-
Income
112 500
112 500
112 500
112 500
Total tax
43 627
35 044
55 411
53 664
After tax
68 873
77 456
57 089
58 836
Living cost
24 057
24 057
24 057
24 057
Free-cash
44 816
53 399
33 032
34 779

Estimated living cost  is ₽24057 per week

₽17891
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1333
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽416
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4418
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽68754
-₽68754
₽28252
-₽68754
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
112 500
labour market
-
-
-
8 942
municipal
-
-
-
22 424
pensions
-
-
-
721
national
-
-
-
12 096
total
-
-
-
44 183
Employee
169 104
169 104
169 104
-
municipal
36 010
36 010
36 010
-
pensions
240
240
240
-
national
20 659
20 659
20 659
-
labour market
13 509
13 509
13 509
-
total
70 418
70 418
70 418
-
Employer
169 104
169 104
169 104
-
labour market
13 528
13 528
13 528
-
national
20 695
20 695
20 695
-
municipal
36 067
36 067
36 067
-
pensions
481
481
481
-
total
70 771
70 771
70 771
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
112 500
112 500
112 500
112 500
Total tax
141 189
141 189
141 189
44 183
After tax
-28 689
-28 689
-28 689
68 317
Living cost
40 065
40 065
40 065
40 065
Free-cash
-68 754
-68 754
-68 754
28 252

Estimated living cost  is ₽40065 per week

₽27421
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3544
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽616
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8484
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽69959
₽44805
₽40259
₽64806
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
112 500
health
-
-
-
14 625
pensions
-
-
-
22 501
income
-
-
-
15 075
total
-
-
-
52 201
Employee
23 536
-
84 079
-
pensions
471
-
1 682
-
unemployment
376
-
1 345
-
income
2 650
-
16 211
-
total
3 497
-
19 238
-
Employer
23 536
-
84 079
-
pensions
4 708
-
16 815
-
unemployment
189
-
672
-
health
3 059
-
10 930
-
total
7 956
-
28 417
-
Corporate
81 008
112 500
-
-
income
16 201
22 501
-
-
total
16 201
22 501
-
-
Dividends
64 807
89 999
-
-
total
-
-
-
-
Income
112 500
112 500
112 500
112 500
Total tax
27 654
22 501
47 655
52 201
After tax
84 846
89 999
64 845
60 299
Living cost
20 040
20 040
20 040
20 040
Free-cash
64 806
69 959
44 805
40 259

Estimated living cost  is ₽20040 per week

₽13745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1193
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽40692
₽29300
₽44728
₽41424
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
112 500
health
-
-
-
1 386
municipal
-
-
-
20 000
national
-
-
-
14 533
total
-
-
-
35 919
Employee
43 651
-
94 641
-
health
326
-
1 112
-
municipal
7 150
-
15 430
-
pensions
2 946
-
6 388
-
national
721
-
9 138
-
unemployment
655
-
1 420
-
total
11 798
-
33 488
-
Employer
43 651
-
94 641
-
accident
44
-
94
-
unemployment
283
-
616
-
health
335
-
729
-
pensions
7 573
-
16 420
-
total
8 235
-
17 859
-
Corporate
60 613
112 500
-
-
income
12 123
22 501
-
-
total
12 123
22 501
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

36 367
67 500
-
-
municipal
6 547
12 150
-
-
national
520
5 304
-
-
total
7 067
17 454
-
-
Income
112 500
112 500
112 500
112 500
Total tax
39 223
39 955
51 347
35 919
After tax
73 277
72 545
61 153
76 581
Living cost
31 853
31 853
31 853
31 853
Free-cash
41 424
40 692
29 300
44 728

Estimated living cost  is ₽31853 per week

₽20806
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3064
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽31128
₽40021
₽38368
₽35738
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
112 500
social contributions
-
-
-
3 206
health
-
-
-
3 706
pensions
-
-
-
23 268
other
-
-
-
3 487
income
-
-
-
14 892
surtax
-
-
-
-
total
-
-
-
48 559
Employee
31 696
-
89 050
-
income
1 634
-
15 550
-
social contributions
904
-
2 538
-
pensions
3 585
-
5 367
-
surtax
-
-
-
-
total
6 123
-
23 455
-
Employer
31 696
-
89 050
-
pensions
5 208
-
9 187
-
social contributions
94
-
268
-
unemployment
1 283
-
3 607
-
health
2 218
-
7 266
-
other
1 094
-
3 123
-
total
9 897
-
23 451
-
Corporate
70 905
112 500
-
-
surtax
-
-
-
-
income
19 854
31 500
-
-
total
19 854
31 500
-
-
Dividends
51 051
81 000
-
-
surtax
-
-
-
-
withholding
6 534
10 368
-
-
social contributions
8 781
13 931
-
-
total
15 315
24 299
-
-
Income
112 500
112 500
112 500
112 500
Total tax
51 189
55 799
46 906
48 559
After tax
61 311
56 701
65 594
63 941
Living cost
25 573
25 573
25 573
25 573
Free-cash
35 738
31 128
40 021
38 368

Estimated living cost  is ₽25573 per week

₽14831
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2598
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7660
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽28315
₽37208
₽35555
₽33214
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
112 500
social contributions
-
-
-
3 206
health
-
-
-
3 706
pensions
-
-
-
23 268
other
-
-
-
3 487
income
-
-
-
14 892
surtax
-
-
-
-
total
-
-
-
48 559
Employee
35 509
-
89 050
-
income
2 096
-
15 550
-
social contributions
1 012
-
2 538
-
pensions
4 015
-
5 367
-
surtax
-
-
-
-
total
7 123
-
23 455
-
Employer
35 509
-
89 050
-
pensions
5 833
-
9 187
-
social contributions
107
-
268
-
unemployment
1 437
-
3 607
-
health
2 486
-
7 266
-
other
1 225
-
3 123
-
total
11 088
-
23 451
-
Corporate
65 902
112 500
-
-
surtax
-
-
-
-
income
18 453
31 500
-
-
total
18 453
31 500
-
-
Dividends
47 450
81 000
-
-
surtax
-
-
-
-
withholding
6 074
10 368
-
-
social contributions
8 162
13 931
-
-
total
14 236
24 299
-
-
Income
112 500
112 500
112 500
112 500
Total tax
50 900
55 799
46 906
48 559
After tax
61 600
56 701
65 594
63 941
Living cost
28 386
28 386
28 386
28 386
Free-cash
33 214
28 315
37 208
35 555

Estimated living cost  is ₽28386 per week

₽17898
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2308
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽16629
₽25522
₽23869
₽22332
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
112 500
social contributions
-
-
-
3 206
health
-
-
-
3 706
pensions
-
-
-
23 268
other
-
-
-
3 487
income
-
-
-
14 892
surtax
-
-
-
-
total
-
-
-
48 559
Employee
51 964
-
89 050
-
income
4 534
-
15 550
-
social contributions
1 480
-
2 538
-
pensions
5 877
-
5 367
-
surtax
-
-
-
-
total
11 891
-
23 455
-
Employer
51 964
-
89 050
-
pensions
8 538
-
9 187
-
social contributions
156
-
268
-
unemployment
2 105
-
3 607
-
health
3 637
-
7 266
-
other
1 793
-
3 123
-
total
16 229
-
23 451
-
Corporate
44 307
112 500
-
-
surtax
-
-
-
-
income
12 405
31 500
-
-
total
12 405
31 500
-
-
Dividends
31 901
81 000
-
-
surtax
-
-
-
-
withholding
4 084
10 368
-
-
social contributions
5 487
13 931
-
-
total
9 571
24 299
-
-
Income
112 500
112 500
112 500
112 500
Total tax
50 096
55 799
46 906
48 559
After tax
62 404
56 701
65 594
63 941
Living cost
40 072
40 072
40 072
40 072
Free-cash
22 332
16 629
25 522
23 869

Estimated living cost  is ₽40072 per week

₽27120
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3278
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽549
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9124
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽101018
₽84143
₽105518
₽99920
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
112 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 125
total
-
-
-
1 125
Employee
7 321
-
112 500
-
income
1 464
-
22 500
-
total
1 464
-
22 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

105 179
112 500
-
-
total
-
-
-
-
Dividends
105 179
112 500
-
-
withholding
5 259
5 625
-
-
total
5 259
5 625
-
-
Income
112 500
112 500
112 500
112 500
Total tax
6 723
5 625
22 500
1 125
After tax
105 777
106 875
90 000
111 375
Living cost
5 857
5 857
5 857
5 857
Free-cash
99 920
101 018
84 143
105 518

Estimated living cost  is ₽5857 per week

₽3630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽487
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1579
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽97748
₽80873
₽102248
₽96036
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
112 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 125
total
-
-
-
1 125
Employee
11 409
-
112 500
-
income
2 282
-
22 500
-
total
2 282
-
22 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

101 091
112 500
-
-
total
-
-
-
-
Dividends
101 091
112 500
-
-
withholding
5 055
5 625
-
-
total
5 055
5 625
-
-
Income
112 500
112 500
112 500
112 500
Total tax
7 337
5 625
22 500
1 125
After tax
105 163
106 875
90 000
111 375
Living cost
9 127
9 127
9 127
9 127
Free-cash
96 036
97 748
80 873
102 248

Estimated living cost  is ₽9127 per week

₽6176
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2261
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽25923
₽42050
₽31441
₽36777
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
112 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
10 609
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
31 044
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 707
total
-
-
-
49 028
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 281
-
112 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

187
-
1 707
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 395
-
31 044
-
total
9 250
-
38 419
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
71 219
112 500
-
-
trade
10 220
16 144
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

587
927
-
-
chamber of commerce
230
291
-
-
income
10 683
16 875
-
-
total
21 720
34 237
-
-
Dividends
49 499
78 262
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

663
1 058
-
-
withholding
12 059
19 251
-
-
total
12 722
20 309
-
-
Income
112 500
112 500
112 500
112 500
Total tax
43 692
54 546
38 419
49 028
After tax
68 808
57 954
74 081
63 472
Living cost
32 031
32 031
32 031
32 031
Free-cash
36 777
25 923
42 050
31 441

Estimated living cost  is ₽32031 per week

₽22096
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3446
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6024
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽31666
₽48951
₽37308
₽40843
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
112 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
11 643
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
31 044
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 707
total
-
-
-
50 062
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 733
-
112 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
1 707
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

886
-
31 044
-
total
6 603
-
38 419
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
80 767
112 500
-
-
trade
12 720
17 719
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

666
927
-
-
chamber of commerce
242
288
-
-
income
12 115
16 875
-
-
total
25 743
35 809
-
-
Dividends
55 023
76 691
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

740
1 038
-
-
withholding
13 441
18 857
-
-
total
14 181
19 895
-
-
Income
112 500
112 500
112 500
112 500
Total tax
46 527
55 704
38 419
50 062
After tax
65 973
56 796
74 081
62 438
Living cost
25 130
25 130
25 130
25 130
Free-cash
40 843
31 666
48 951
37 308

Estimated living cost  is ₽25130 per week

₽15808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2930
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5923
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽23625
₽41488
₽29327
₽35280
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
112 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
12 161
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
31 044
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 707
total
-
-
-
50 580
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

42 074
-
112 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

198
-
1 707
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 615
-
31 044
-
total
9 481
-
38 419
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
70 426
112 500
-
-
trade
11 585
18 506
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

581
927
-
-
chamber of commerce
227
287
-
-
income
10 565
16 875
-
-
total
22 958
36 595
-
-
Dividends
47 469
75 905
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

636
1 027
-
-
withholding
11 552
18 660
-
-
total
12 188
19 687
-
-
Income
112 500
112 500
112 500
112 500
Total tax
44 627
56 282
38 419
50 580
After tax
67 873
56 218
74 081
61 920
Living cost
32 593
32 593
32 593
32 593
Free-cash
35 280
23 625
41 488
29 327

Estimated living cost  is ₽32593 per week

₽21798
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6871
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽17631
₽36073
₽23395
₽31085
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
112 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
12 678
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
31 044
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 707
total
-
-
-
51 097
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 862
-
112 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

323
-
1 707
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

5 863
-
31 044
-
total
11 854
-
38 419
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
62 638
112 500
-
-
trade
10 743
19 293
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

516
927
-
-
chamber of commerce
214
285
-
-
income
9 396
16 875
-
-
total
20 869
37 380
-
-
Dividends
41 769
75 119
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

557
1 016
-
-
withholding
10 127
18 465
-
-
total
10 684
19 481
-
-
Income
112 500
112 500
112 500
112 500
Total tax
43 407
56 861
38 419
51 097
After tax
69 093
55 639
74 081
61 403
Living cost
38 008
38 008
38 008
38 008
Free-cash
31 085
17 631
36 073
23 395

Estimated living cost  is ₽38008 per week

₽27759
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3040
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6715
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽52128
₽32654
₽34746
₽49488
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
112 500
unemployment
-
-
-
189
health
-
-
-
7 861
pensions
-
-
-
22 146
other
-
-
-
-
income
-
-
-
25 385
surtax
-
-
-
3 538
total
-
-
-
59 119
Employee
27 940
-
92 937
-
health
713
-
2 370
-
pensions
1 864
-
6 199
-
surtax
99
-
3 207
-
other
-
-
-
-
unemployment
1 944
-
6 468
-
income
4 684
-
23 404
-
total
9 304
-
41 648
-
Employer
27 940
-
92 937
-
pensions
3 725
-
12 388
-
unemployment
886
-
2 946
-
health
1 271
-
4 229
-
other
-
-
-
-
total
5 882
-
19 563
-
Corporate
78 677
112 500
-
-
income
20 457
29 250
-
-
total
20 457
29 250
-
-
Dividends
58 221
83 250
-
-
withholding
8 734
12 487
-
-
total
8 734
12 487
-
-
Income
112 500
112 500
112 500
112 500
Total tax
44 377
41 737
61 211
59 119
After tax
68 123
70 763
51 289
53 381
Living cost
18 635
18 635
18 635
18 635
Free-cash
49 488
52 128
32 654
34 746

Estimated living cost  is ₽18635 per week

₽11251
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1620
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5333
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽52455
₽32981
₽35073
₽49872
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
112 500
unemployment
-
-
-
189
health
-
-
-
7 861
pensions
-
-
-
22 146
other
-
-
-
-
income
-
-
-
25 385
surtax
-
-
-
3 538
total
-
-
-
59 119
Employee
27 437
-
92 937
-
health
701
-
2 370
-
pensions
1 830
-
6 199
-
surtax
90
-
3 207
-
other
-
-
-
-
unemployment
1 910
-
6 468
-
income
4 599
-
23 404
-
total
9 130
-
41 648
-
Employer
27 437
-
92 937
-
pensions
3 657
-
12 388
-
unemployment
869
-
2 946
-
health
1 249
-
4 229
-
other
-
-
-
-
total
5 775
-
19 563
-
Corporate
79 288
112 500
-
-
income
20 614
29 250
-
-
total
20 614
29 250
-
-
Dividends
58 674
83 250
-
-
withholding
8 801
12 487
-
-
total
8 801
12 487
-
-
Income
112 500
112 500
112 500
112 500
Total tax
44 320
41 737
61 211
59 119
After tax
68 180
70 763
51 289
53 381
Living cost
18 308
18 308
18 308
18 308
Free-cash
49 872
52 455
32 981
35 073

Estimated living cost  is ₽18308 per week

₽11194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1689
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5002
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽47018
₽48944
₽61661
₽47357
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
112 500
unemployment
-
-
-
1 688
health
-
-
-
7 875
pensions
-
-
-
11 250
income
-
-
-
13 753
total
-
-
-
34 566
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
94 142
-
health
1 644
654
6 590
-
pensions
2 349
935
9 414
-
unemployment
352
140
1 412
-
income
2 872
1 143
11 509
-
total
7 217
2 872
28 925
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
94 142
-
pensions
4 581
1 823
18 358
-
total
4 581
1 823
18 358
-
Corporate
84 429
101 328
-
-
income
7 599
9 120
-
-
total
7 599
9 120
-
-
Dividends
76 830
92 208
-
-
withholding
14 598
17 520
-
-
social contributions
14 875
17 874
-
-
total
29 473
35 394
-
-
Income
112 500
112 500
112 500
112 500
Total tax
48 870
49 209
47 283
34 566
After tax
63 630
63 291
65 217
77 934
Living cost
16 273
16 273
16 273
16 273
Free-cash
47 357
47 018
48 944
61 661

Estimated living cost  is ₽16273 per week

₽11105
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1331
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽325
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3512
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽28317
₽25966
₽25083
₽27620
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
112 500
social contributions
-
-
-
1 209
municipal
-
-
-
12 090
pensions
-
-
-
13 500
national
-
-
-
18 735
total
-
-
-
45 534
Employee
64 927
-
97 255
-
municipal
8 020
-
12 526
-
pensions
2 597
-
3 890
-
national
12 427
-
19 410
-
total
23 044
-
35 826
-
Employer
64 927
-
97 255
-
social contributions
698
-
1 045
-
pensions
5 194
-
7 780
-
total
5 892
-
8 825
-
Corporate
37 396
112 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

7 479
22 500
-
-
total
7 479
22 500
-
-
Dividends
29 917
90 000
-
-
withholding
6 582
19 800
-
-
total
6 582
19 800
-
-
Income
112 500
112 500
112 500
112 500
Total tax
42 997
42 300
44 651
45 534
After tax
69 503
70 200
67 849
66 966
Living cost
41 883
41 883
41 883
41 883
Free-cash
27 620
28 317
25 966
25 083

Estimated living cost  is ₽41883 per week

₽28468
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽627
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8895
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽31488
₽15963
₽15963
₽33320
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
112 500
social contributions
-
-
-
17 989
income
-
-
-
31 286
total
-
-
-
49 275
Employee
64 899
-
112 500
-
social contributions
5 392
-
17 989
-
income
12 246
-
31 286
-
total
17 638
-
49 275
-
Employer
64 899
-
112 500
-
total
-
-
-
-
Corporate
47 601
112 500
-
-
income
5 950
14 063
-
-
total
5 950
14 063
-
-
Dividends
41 651
98 437
-
-
withholding
8 330
19 687
-
-
total
8 330
19 687
-
-
Income
112 500
112 500
112 500
112 500
Total tax
31 918
33 750
49 275
49 275
After tax
80 582
78 750
63 225
63 225
Living cost
47 262
47 262
47 262
47 262
Free-cash
33 320
31 488
15 963
15 963

Estimated living cost  is ₽47262 per week

₽35956
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3851
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7003
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽25015
₽15280
₽20634
₽20684
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
112 500
regional
-
-
-
1 292
social contributions
-
-
-
28 935
municipal
-
-
-
669
national
-
-
-
25 961
total
-
-
-
56 857
Employee
73 736
-
112 500
-
regional
696
-
1 138
-
municipal
390
-
597
-
social contributions
24 864
-
37 935
-
national
12 777
-
22 541
-
total
38 727
-
62 211
-
Employer
73 736
-
112 500
-
total
-
-
-
-
Corporate
38 764
112 500
-
-
nationa
9 303
27 000
-
-
municipal
1 511
4 388
-
-
total
10 814
31 388
-
-
Dividends
27 949
81 112
-
-
withholding
7 266
21 088
-
-
total
7 266
21 088
-
-
Income
112 500
112 500
112 500
112 500
Total tax
56 807
52 476
62 211
56 857
After tax
55 693
60 024
50 289
55 643
Living cost
35 009
35 009
35 009
35 009
Free-cash
20 684
25 015
15 280
20 634

Estimated living cost  is ₽35009 per week

₽24404
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2296
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7772
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽36782
₽27563
₽32889
₽34941
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
112 500
regional
-
-
-
1 696
social contributions
-
-
-
28 935
municipal
-
-
-
669
national
-
-
-
25 961
total
-
-
-
57 261
Employee
46 023
-
112 500
-
regional
620
-
1 514
-
municipal
244
-
597
-
social contributions
15 519
-
37 935
-
national
7 291
-
22 541
-
total
23 674
-
62 587
-
Employer
46 023
-
112 500
-
total
-
-
-
-
Corporate
66 477
112 500
-
-
nationa
15 954
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