Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 112500
per

Your estimated
City
free-cash

Andorra , Andorra
₽57302
₽71055
₽60293
₽74090
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
112 500
social contributions
-
-
-
24 749
income
-
-
-
3 289
total
-
-
-
28 038
Employee
29 048
-
97 402
-
social contributions
1 888
-
6 331
-
income
-
-
3 620
-
total
1 888
-
9 951
-
Employer
29 048
-
97 402
-
social contributions
4 503
-
15 096
-
total
4 503
-
15 096
-
Corporate
78 949
112 500
-
-
income
7 894
11 250
-
-
total
7 894
11 250
-
-
Dividends
71 055
101 250
-
-
total
-
-
-
-
Income
112 500
112 500
112 500
112 500
Total tax
14 285
11 250
25 047
28 038
After tax
98 215
101 250
87 453
84 462
Living cost
27 160
27 160
27 160
27 160
Free-cash
71 055
74 090
60 293
57 302

Estimated living cost  is ₽27160 per week

₽17562
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2047
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7040
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽27554
₽33515
₽2488
₽33963
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
112 500
surtax
-
-
-
-
unemployment
-
-
-
5 542
health
-
-
-
8 074
chamber of commerce
-
-
-
449
pensions
-
-
-
19 528
income
-
-
-
22 527
total
-
-
-
56 120
Employee
39 497
36 008
87 360
-
unemployment
1 185
1 080
2 620
-
other
394
360
873
-
income
3 518
2 656
19 245
-
pensions
4 045
3 687
8 945
-
health
1 528
1 394
3 381
-
total
10 670
9 177
35 064
-
Employer
39 497
36 008
87 360
-
pensions
4 957
4 520
10 964
-
surtax
-
-
-
-
payroll
1 185
1 080
2 620
-
other
1 876
1 710
4 149
-
health
1 493
1 361
3 302
-
accident
513
468
1 135
-
unemployment
1 185
1 080
2 620
-
chamber of commerce
158
144
350
-
total
11 367
10 363
25 140
-
Corporate
61 637
66 129
83 930
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

15 410
16 533
20 982
-
total
15 410
16 533
20 982
-
Dividends
46 227
49 596
-
-
withholding
12 712
13 638
-
-
total
12 712
13 638
-
-
Income
112 500
112 500
112 500
112 500
Total tax
50 159
49 711
81 186
56 120
After tax
62 341
62 789
31 314
56 380
Living cost
28 826
28 826
28 826
28 826
Free-cash
33 515
33 963
2 488
27 554

Estimated living cost  is ₽28826 per week

₽17292
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2944
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8076
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽24364
₽29457
-₽559
₽30854
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
112 500
surtax
-
-
-
178
unemployment
-
-
-
5 542
health
-
-
-
8 074
chamber of commerce
-
-
-
449
pensions
-
-
-
19 528
income
-
-
-
22 527
total
-
-
-
56 298
Employee
45 155
36 008
87 221
-
unemployment
1 355
1 080
2 617
-
other
451
360
873
-
income
5 141
2 656
19 196
-
pensions
4 624
3 687
8 932
-
health
1 747
1 394
3 376
-
total
13 318
9 177
34 994
-
Employer
45 155
36 008
87 221
-
pensions
5 667
4 520
10 946
-
surtax
178
178
178
-
payroll
1 355
1 080
2 617
-
other
2 145
1 710
4 143
-
health
1 706
1 361
3 297
-
accident
586
468
1 133
-
unemployment
1 355
1 080
2 617
-
chamber of commerce
180
144
348
-
total
13 172
10 541
25 279
-
Corporate
54 173
65 950
83 791
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

13 542
16 488
20 948
-
total
13 542
16 488
20 948
-
Dividends
40 630
49 462
-
-
withholding
11 173
13 602
-
-
total
11 173
13 602
-
-
Income
112 500
112 500
112 500
112 500
Total tax
51 205
49 808
81 221
56 298
After tax
61 295
62 692
31 279
56 202
Living cost
31 838
31 838
31 838
31 838
Free-cash
29 457
30 854
-559
24 364

Estimated living cost  is ₽31838 per week

₽21234
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2716
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽523
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7364
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽17556
₽16519
₽9267
₽30070
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
112 500
national
-
-
-
38 410
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
5 676
social contributions
-
-
-
17 913
total
-
-
-
61 999
Employee

The minimum management director salary is set at €45,000 per year.

64 632
-
87 137
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

562
-
758
-
national
19 870
-
28 991
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 371
-
4 546
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 847
-
6 535
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 037
-
4 095
-
total
31 687
-
44 925
-
Employer

The minimum management director salary is set at €45,000 per year.

64 632
-
87 137
-
surtax
7 328
-
9 880
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 727
-
7 721
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 975
-
5 358
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

840
-
1 132
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

943
-
1 272
-
total
18 813
-
25 363
-
Corporate
29 055
112 500
-
-
income
5 811
22 500
-
-
surtax
117
449
-
-
total
5 928
22 949
-
-
Dividends
23 128
89 551
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

6 608
26 536
-
-
total
6 608
26 536
-
-
Income
112 500
112 500
112 500
112 500
Total tax
63 036
49 485
70 288
61 999
After tax
49 464
63 015
42 212
50 501
Living cost
32 945
32 945
32 945
32 945
Free-cash
16 519
30 070
9 267
17 556

Estimated living cost  is ₽32945 per week

₽21221
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2881
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽516
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8328
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽71601
₽75090
₽75505
₽80609
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
112 500
unemployment
-
-
-
127
health
-
-
-
3 638
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 681
income
-
-
-
16 875
total
-
-
-
25 321
Employee
20 627
-
106 294
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
income
2 063
-
10 630
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 811
-
2 777
-
health
949
-
1 455
-
total
5 050
-
15 210
-
Employer
20 627
-
106 294
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 273
-
3 486
-
health
1 423
-
2 183
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
unemployment
124
-
190
-
total
4 047
-
6 207
-
Corporate
87 826
112 500
-
-
income
8 783
11 250
-
-
total
8 783
11 250
-
-
Dividends
79 043
101 250
-
-
withholding
3 952
5 063
-
-
total
3 952
5 063
-
-
Income
112 500
112 500
112 500
112 500
Total tax
21 832
16 313
21 417
25 321
After tax
90 668
96 187
91 083
87 179
Living cost
15 578
15 578
15 578
15 578
Free-cash
75 090
80 609
75 505
71 601

Estimated living cost  is ₽15578 per week

₽10303
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽892
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽372
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽75306
₽80107
₽79210
₽84314
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
112 500
unemployment
-
-
-
127
health
-
-
-
3 638
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 681
income
-
-
-
16 875
total
-
-
-
25 321
Employee
15 721
-
106 294
-
accident

We are using the highest rate at 1.1%.

173
-
348
-
income
1 572
-
10 630
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 380
-
2 777
-
health
723
-
1 455
-
total
3 848
-
15 210
-
Employer
15 721
-
106 294
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 733
-
3 486
-
health
1 085
-
2 183
-
accident

We are using the highest rate at 1.1%.

173
-
348
-
unemployment
94
-
190
-
total
3 085
-
6 207
-
Corporate
93 694
112 500
-
-
income
9 370
11 250
-
-
total
9 370
11 250
-
-
Dividends
84 324
101 250
-
-
withholding
4 217
5 063
-
-
total
4 217
5 063
-
-
Income
112 500
112 500
112 500
112 500
Total tax
20 520
16 313
21 417
25 321
After tax
91 980
96 187
91 083
87 179
Living cost
11 873
11 873
11 873
11 873
Free-cash
80 107
84 314
79 210
75 306

Estimated living cost  is ₽11873 per week

₽6932
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽848
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽315
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3779
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽57916
₽56385
₽56715
₽61303
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
112 500
health
-
-
-
2 869
social contributions
-
-
-
14 619
income
-
-
-
16 176
total
-
-
-
33 664
Employee
69 479
69 479
102 821
-
income
7 565
6 432
15 660
-
social contributions
2 627
5 766
7 778
-
health
538
1 181
1 747
-
total
10 730
13 379
25 185
-
Employer
69 479
69 479
102 821
-
social contributions
2 627
5 766
7 778
-
health
585
1 286
1 902
-
total
3 212
7 052
9 680
-
Corporate
77 638
35 969
-
-
income
9 705
4 496
-
-
total
9 705
4 496
-
-
Dividends
67 933
31 473
-
-
withholding
11 548
5 350
-
-
total
11 548
5 350
-
-
Income
112 500
112 500
112 500
112 500
Total tax
35 195
30 277
34 865
33 664
After tax
77 305
82 223
77 635
78 836
Living cost
20 920
20 920
20 920
20 920
Free-cash
56 385
61 303
56 715
57 916

Estimated living cost  is ₽20920 per week

₽12538
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2052
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5868
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽49529
₽49169
₽48328
₽52916
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
112 500
health
-
-
-
2 869
social contributions
-
-
-
14 619
income
-
-
-
16 176
total
-
-
-
33 664
Employee
69 479
69 479
102 821
-
income
7 296
6 432
15 660
-
social contributions
3 376
5 766
7 778
-
health
691
1 181
1 747
-
total
11 363
13 379
25 185
-
Employer
69 479
69 479
102 821
-
social contributions
3 376
5 766
7 778
-
health
753
1 286
1 902
-
total
4 129
7 052
9 680
-
Corporate
67 701
35 969
-
-
income
8 462
4 496
-
-
total
8 462
4 496
-
-
Dividends
59 240
31 473
-
-
withholding
10 070
5 350
-
-
total
10 070
5 350
-
-
Income
112 500
112 500
112 500
112 500
Total tax
34 024
30 277
34 865
33 664
After tax
78 476
82 223
77 635
78 836
Living cost
29 307
29 307
29 307
29 307
Free-cash
49 169
52 916
48 328
49 529

Estimated living cost  is ₽29307 per week

₽20034
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2289
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6492
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽36294
₽49126
₽36208
₽56575
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
112 500
health
-
-
-
15 188
social contributions
-
-
-
30 047
income
-
-
-
10 090
solidarity contribution
-
-
-
-
total
-
-
-
55 325
Employee
30 707
-
83 955
-
income
3 685
-
10 075
-
social contributions
1 996
-
5 457
-
health
4 145
-
11 334
-
solidarity contribution
-
-
-
-
total
9 826
-
26 866
-
Employer
30 707
-
83 955
-
social contributions
7 677
-
20 989
-
health
2 764
-
7 556
-
total
10 441
-
28 545
-
Corporate
71 352
112 500
-
-
income
13 557
21 375
-
-
total
13 557
21 375
-
-
Dividends
57 795
91 125
-
-
withholding
8 669
13 669
-
-
total
8 669
13 669
-
-
Income
112 500
112 500
112 500
112 500
Total tax
42 493
35 044
55 411
55 325
After tax
70 007
77 456
57 089
57 175
Living cost
20 881
20 881
20 881
20 881
Free-cash
49 126
56 575
36 208
36 294

Estimated living cost  is ₽20881 per week

₽14504
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1485
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽411
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4481
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽31444
₽42545
₽31358
₽51725
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
112 500
health
-
-
-
15 188
social contributions
-
-
-
30 047
income
-
-
-
10 090
solidarity contribution
-
-
-
-
total
-
-
-
55 325
Employee
37 839
-
83 955
-
income
4 541
-
10 075
-
social contributions
2 460
-
5 457
-
health
5 108
-
11 334
-
solidarity contribution
-
-
-
-
total
12 109
-
26 866
-
Employer
37 839
-
83 955
-
social contributions
9 460
-
20 989
-
health
3 406
-
7 556
-
total
12 866
-
28 545
-
Corporate
61 795
112 500
-
-
income
11 741
21 375
-
-
total
11 741
21 375
-
-
Dividends
50 054
91 125
-
-
withholding
7 508
13 669
-
-
total
7 508
13 669
-
-
Income
112 500
112 500
112 500
112 500
Total tax
44 224
35 044
55 411
55 325
After tax
68 276
77 456
57 089
57 175
Living cost
25 731
25 731
25 731
25 731
Free-cash
42 545
51 725
31 358
31 444

Estimated living cost  is ₽25731 per week

₽19135
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1425
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽445
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4725
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽24828
-₽84975
-₽84975
-₽84975
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
112 500
national
-
-
-
12 265
pensions
-
-
-
786
municipal
-
-
-
22 034
labour market
-
-
-
8 937
total
-
-
-
44 022
Employee
184 237
184 237
184 237
-
municipal
39 232
39 232
39 232
-
national
22 508
22 508
22 508
-
pensions
262
262
262
-
labour market
14 718
14 718
14 718
-
total
76 720
76 720
76 720
-
Employer
184 237
184 237
184 237
-
pensions
524
524
524
-
labour market
14 739
14 739
14 739
-
municipal
39 295
39 295
39 295
-
national
22 547
22 547
22 547
-
total
77 105
77 105
77 105
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
112 500
112 500
112 500
112 500
Total tax
153 825
153 825
153 825
44 022
After tax
-41 325
-41 325
-41 325
68 478
Living cost
43 650
43 650
43 650
43 650
Free-cash
-84 975
-84 975
-84 975
24 828

Estimated living cost  is ₽43650 per week

₽29875
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3861
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽671
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9243
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽38477
₽62561
₽43019
₽68176
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
112 500
health
-
-
-
14 624
pensions
-
-
-
22 500
income
-
-
-
15 075
total
-
-
-
52 199
Employee
25 632
-
84 081
-
unemployment
410
-
1 346
-
income
2 886
-
16 210
-
pensions
513
-
1 682
-
total
3 809
-
19 238
-
Employer
25 632
-
84 081
-
pensions
5 127
-
16 816
-
health
3 332
-
10 931
-
unemployment
206
-
672
-
total
8 665
-
28 419
-
Corporate
78 204
112 500
-
-
income
15 641
22 500
-
-
total
15 641
22 500
-
-
Dividends
62 562
90 000
-
-
total
-
-
-
-
Income
112 500
112 500
112 500
112 500
Total tax
28 115
22 500
47 657
52 199
After tax
84 385
90 000
64 843
60 301
Living cost
21 824
21 824
21 824
21 824
Free-cash
62 561
68 176
43 019
38 477

Estimated living cost  is ₽21824 per week

₽14969
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1300
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽439
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5117
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽42716
₽38542
₽27291
₽38419
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
112 500
national
-
-
-
13 732
health
-
-
-
1 355
municipal
-
-
-
20 007
total
-
-
-
35 094
Employee
47 538
-
94 642
-
unemployment
713
-
1 420
-
municipal
7 786
-
15 435
-
national
785
-
8 336
-
pensions
3 208
-
6 389
-
health
355
-
1 080
-
total
12 847
-
32 660
-
Employer
47 538
-
94 642
-
pensions
8 247
-
16 420
-
health
365
-
729
-
accident
48
-
94
-
unemployment
309
-
616
-
total
8 969
-
17 859
-
Corporate
55 993
112 500
-
-
income
11 198
22 500
-
-
total
11 198
22 500
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

33 596
67 500
-
-
municipal
6 048
12 150
-
-
national
206
4 741
-
-
total
6 254
16 891
-
-
Income
112 500
112 500
112 500
112 500
Total tax
39 268
39 391
50 519
35 094
After tax
73 232
73 109
61 981
77 406
Living cost
34 690
34 690
34 690
34 690
Free-cash
38 542
38 419
27 291
42 716

Estimated living cost  is ₽34690 per week

₽22659
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3337
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽552
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8143
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽36300
₽33870
₽39176
₽28848
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
112 500
surtax
-
-
-
-
health
-
-
-
3 301
pensions
-
-
-
24 508
social contributions
-
-
-
3 205
income
-
-
-
13 847
other
-
-
-
3 488
total
-
-
-
48 349
Employee
34 519
-
89 724
-
income
1 780
-
15 030
-
surtax
-
-
-
-
social contributions
984
-
2 557
-
pensions
3 904
-
5 111
-
total
6 668
-
22 698
-
Employer
34 519
-
89 724
-
pensions
5 672
-
8 809
-
social contributions
103
-
269
-
other
1 192
-
3 095
-
health
2 416
-
6 969
-
unemployment
1 397
-
3 633
-
total
10 780
-
22 775
-
Corporate
67 201
112 500
-
-
income
18 817
31 500
-
-
surtax
-
-
-
-
total
18 817
31 500
-
-
Dividends
48 384
81 000
-
-
withholding
6 193
10 369
-
-
social contributions
8 321
13 932
-
-
surtax
-
-
-
-
total
14 514
24 301
-
-
Income
112 500
112 500
112 500
112 500
Total tax
50 779
55 801
45 473
48 349
After tax
61 721
56 699
67 027
64 151
Living cost
27 851
27 851
27 851
27 851
Free-cash
33 870
28 848
39 176
36 300

Estimated living cost  is ₽27851 per week

₽16152
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2829
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8342
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽33238
₽31123
₽36114
₽25786
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
112 500
surtax
-
-
-
-
health
-
-
-
3 301
pensions
-
-
-
24 508
social contributions
-
-
-
3 205
income
-
-
-
13 847
other
-
-
-
3 488
total
-
-
-
48 349
Employee
38 671
-
89 724
-
income
2 282
-
15 030
-
surtax
-
-
-
-
social contributions
1 103
-
2 557
-
pensions
4 372
-
5 111
-
total
7 757
-
22 698
-
Employer
38 671
-
89 724
-
pensions
6 353
-
8 809
-
social contributions
117
-
269
-
other
1 334
-
3 095
-
health
2 707
-
6 969
-
unemployment
1 565
-
3 633
-
total
12 076
-
22 775
-
Corporate
61 753
112 500
-
-
income
17 291
31 500
-
-
surtax
-
-
-
-
total
17 291
31 500
-
-
Dividends
44 463
81 000
-
-
withholding
5 691
10 369
-
-
social contributions
7 649
13 932
-
-
surtax
-
-
-
-
total
13 340
24 301
-
-
Income
112 500
112 500
112 500
112 500
Total tax
50 464
55 801
45 473
48 349
After tax
62 036
56 699
67 027
64 151
Living cost
30 913
30 913
30 913
30 913
Free-cash
31 123
25 786
36 114
33 238

Estimated living cost  is ₽30913 per week

₽19492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2514
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8383
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽20511
₽19270
₽23387
₽13059
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
112 500
surtax
-
-
-
-
health
-
-
-
3 301
pensions
-
-
-
24 508
social contributions
-
-
-
3 205
income
-
-
-
13 847
other
-
-
-
3 488
total
-
-
-
48 349
Employee
56 591
-
89 724
-
income
4 938
-
15 030
-
surtax
-
-
-
-
social contributions
1 612
-
2 557
-
pensions
6 401
-
5 111
-
total
12 951
-
22 698
-
Employer
56 591
-
89 724
-
pensions
9 299
-
8 809
-
social contributions
170
-
269
-
other
1 953
-
3 095
-
health
3 961
-
6 969
-
unemployment
2 292
-
3 633
-
total
17 675
-
22 775
-
Corporate
38 234
112 500
-
-
income
10 706
31 500
-
-
surtax
-
-
-
-
total
10 706
31 500
-
-
Dividends
27 528
81 000
-
-
withholding
3 524
10 369
-
-
social contributions
4 734
13 932
-
-
surtax
-
-
-
-
total
8 258
24 301
-
-
Income
112 500
112 500
112 500
112 500
Total tax
49 590
55 801
45 473
48 349
After tax
62 910
56 699
67 027
64 151
Living cost
43 640
43 640
43 640
43 640
Free-cash
19 270
13 059
23 387
20 511

Estimated living cost  is ₽43640 per week

₽29535
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3570
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽598
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9936
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽105546
₽99953
₽84171
₽101046
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
112 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 125
total
-
-
-
1 125
Employee
7 285
-
112 500
-
income
1 457
-
22 500
-
total
1 457
-
22 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

105 215
112 500
-
-
total
-
-
-
-
Dividends
105 215
112 500
-
-
withholding
5 261
5 625
-
-
total
5 261
5 625
-
-
Income
112 500
112 500
112 500
112 500
Total tax
6 718
5 625
22 500
1 125
After tax
105 782
106 875
90 000
111 375
Living cost
5 829
5 829
5 829
5 829
Free-cash
99 953
101 046
84 171
105 546

Estimated living cost  is ₽5829 per week

₽3612
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1572
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽102292
₽96089
₽80917
₽97792
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
112 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 125
total
-
-
-
1 125
Employee
11 354
-
112 500
-
income
2 271
-
22 500
-
total
2 271
-
22 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

101 146
112 500
-
-
total
-
-
-
-
Dividends
101 146
112 500
-
-
withholding
5 057
5 625
-
-
total
5 057
5 625
-
-
Income
112 500
112 500
112 500
112 500
Total tax
7 328
5 625
22 500
1 125
After tax
105 172
106 875
90 000
111 375
Living cost
9 083
9 083
9 083
9 083
Free-cash
96 089
97 792
80 917
102 292

Estimated living cost  is ₽9083 per week

₽6146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽305
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2250
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽30097
₽34910
₽40212
₽23091
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
112 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 629
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 173
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
29 602
trade
-
-
-
10 115
total
-
-
-
47 519
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 957
-
112 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 697
-
29 602
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

204
-
1 629
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 173
-
6 173
-
total
10 074
-
37 404
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
67 543
112 500
-
-
trade
9 693
16 143
-
-
income
10 132
16 876
-
-
chamber of commerce
237
302
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

557
928
-
-
total
20 619
34 249
-
-
Dividends
46 924
78 251
-
-
withholding
11 387
19 220
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

626
1 056
-
-
total
12 013
20 276
-
-
Income
112 500
112 500
112 500
112 500
Total tax
42 706
54 525
37 404
47 519
After tax
69 794
57 975
75 096
64 981
Living cost
34 884
34 884
34 884
34 884
Free-cash
34 910
23 091
40 212
30 097

Estimated living cost  is ₽34884 per week

₽24063
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3753
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6560
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽36626
₽39444
₽47728
₽29448
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
112 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 629
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 173
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
29 602
trade
-
-
-
11 102
total
-
-
-
48 506
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 559
-
112 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

965
-
29 602
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
1 629
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 173
-
6 173
-
total
7 191
-
37 404
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
77 941
112 500
-
-
trade
12 275
17 719
-
-
income
11 691
16 876
-
-
chamber of commerce
249
298
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

643
928
-
-
total
24 858
35 821
-
-
Dividends
53 084
76 679
-
-
withholding
12 927
18 827
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

712
1 036
-
-
total
13 639
19 863
-
-
Income
112 500
112 500
112 500
112 500
Total tax
45 688
55 684
37 404
48 506
After tax
66 812
56 816
75 096
63 994
Living cost
27 368
27 368
27 368
27 368
Free-cash
39 444
29 448
47 728
36 626

Estimated living cost  is ₽27368 per week

₽17215
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3191
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6451
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽28005
₽33441
₽39601
₽20743
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
112 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 629
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 173
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
29 602
trade
-
-
-
11 596
total
-
-
-
49 000
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 821
-
112 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 937
-
29 602
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

216
-
1 629
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 173
-
6 173
-
total
10 326
-
37 404
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
66 679
112 500
-
-
trade
10 969
18 506
-
-
income
10 002
16 876
-
-
chamber of commerce
231
297
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

550
928
-
-
total
21 752
36 607
-
-
Dividends
44 927
75 894
-
-
withholding
10 888
18 630
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

598
1 025
-
-
total
11 486
19 655
-
-
Income
112 500
112 500
112 500
112 500
Total tax
43 564
56 262
37 404
49 000
After tax
68 936
56 238
75 096
63 500
Living cost
35 495
35 495
35 495
35 495
Free-cash
33 441
20 743
39 601
28 005

Estimated living cost  is ₽35495 per week

₽23739
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3743
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7483
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽21614
₽28922
₽33704
₽14269
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
112 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 629
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 173
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
29 602
trade
-
-
-
12 090
total
-
-
-
49 494
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 302
-
112 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 385
-
29 602
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

352
-
1 629
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 173
-
6 173
-
total
12 910
-
37 404
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
58 198
112 500
-
-
trade
9 981
19 293
-
-
income
8 729
16 876
-
-
chamber of commerce
219
295
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

480
928
-
-
total
19 409
37 392
-
-
Dividends
38 788
75 108
-
-
withholding
9 353
18 434
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

514
1 013
-
-
total
9 867
19 447
-
-
Income
112 500
112 500
112 500
112 500
Total tax
42 186
56 839
37 404
49 494
After tax
70 314
55 661
75 096
63 006
Living cost
41 392
41 392
41 392
41 392
Free-cash
28 922
14 269
33 704
21 614

Estimated living cost  is ₽41392 per week

₽30231
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3311
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽538
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7313
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽34122
₽47595
₽32267
₽50467
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
112 500
surtax
-
-
-
3 265
unemployment
-
-
-
206
health
-
-
-
7 987
pensions
-
-
-
22 500
income
-
-
-
24 125
other
-
-
-
-
total
-
-
-
58 083
Employee
30 428
-
92 936
-
unemployment
2 118
-
6 468
-
other
-
-
-
-
income
5 101
-
22 366
-
surtax
108
-
2 972
-
pensions
2 030
-
6 198
-
health
777
-
2 370
-
total
10 134
-
40 374
-
Employer
30 428
-
92 936
-
pensions
4 057
-
12 388
-
other
-
-
-
-
health
1 384
-
4 230
-
unemployment
965
-
2 946
-
total
6 406
-
19 564
-
Corporate
75 666
112 500
-
-
income
19 672
29 250
-
-
total
19 672
29 250
-
-
Dividends
55 993
83 250
-
-
withholding
8 398
12 488
-
-
total
8 398
12 488
-
-
Income
112 500
112 500
112 500
112 500
Total tax
44 610
41 738
59 938
58 083
After tax
67 890
70 762
52 562
54 417
Living cost
20 295
20 295
20 295
20 295
Free-cash
47 595
50 467
32 267
34 122

Estimated living cost  is ₽20295 per week

₽12253
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1764
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5808
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽34479
₽48014
₽32624
₽50824
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
112 500
surtax
-
-
-
3 265
unemployment
-
-
-
206
health
-
-
-
7 987
pensions
-
-
-
22 500
income
-
-
-
24 125
other
-
-
-
-
total
-
-
-
58 083
Employee
29 880
-
92 936
-
unemployment
2 080
-
6 468
-
other
-
-
-
-
income
5 009
-
22 366
-
surtax
98
-
2 972
-
pensions
1 992
-
6 198
-
health
763
-
2 370
-
total
9 942
-
40 374
-
Employer
29 880
-
92 936
-
pensions
3 983
-
12 388
-
other
-
-
-
-
health
1 360
-
4 230
-
unemployment
946
-
2 946
-
total
6 289
-
19 564
-
Corporate
76 331
112 500
-
-
income
19 845
29 250
-
-
total
19 845
29 250
-
-
Dividends
56 485
83 250
-
-
withholding
8 472
12 488
-
-
total
8 472
12 488
-
-
Income
112 500
112 500
112 500
112 500
Total tax
44 548
41 738
59 938
58 083
After tax
67 952
70 762
52 562
54 417
Living cost
19 938
19 938
19 938
19 938
Free-cash
48 014
50 824
32 624
34 479

Estimated living cost  is ₽19938 per week

₽12191
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1840
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽460
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5447
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽59850
₽45622
₽47133
₽45244
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
112 500
unemployment
-
-
-
1 688
health
-
-
-
7 875
pensions
-
-
-
11 250
income
-
-
-
13 753
total
-
-
-
34 566
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 104
10 389
94 142
-
unemployment
392
156
1 412
-
income
3 191
1 270
11 509
-
pensions
2 610
1 039
9 414
-
health
1 827
727
6 590
-
total
8 020
3 192
28 925
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 104
10 389
94 142
-
pensions
5 090
2 026
18 358
-
total
5 090
2 026
18 358
-
Corporate
81 305
100 085
-
-
income
7 317
9 008
-
-
total
7 317
9 008
-
-
Dividends
73 988
91 077
-
-
withholding
14 058
17 305
-
-
social contributions
14 309
17 641
-
-
total
28 367
34 946
-
-
Income
112 500
112 500
112 500
112 500
Total tax
48 794
49 172
47 283
34 566
After tax
63 706
63 328
65 217
77 934
Living cost
18 084
18 084
18 084
18 084
Free-cash
45 622
45 244
47 133
59 850

Estimated living cost  is ₽18084 per week

₽12341
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1480
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽361
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3902
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽23483
₽25886
₽24366
₽26610
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
112 500
national
-
-
-
18 670
pensions
-
-
-
13 500
social contributions
-
-
-
1 209
municipal
-
-
-
12 048
total
-
-
-
45 427
Employee
67 573
-
97 255
-
municipal
8 346
-
12 484
-
national
12 933
-
19 345
-
pensions
2 703
-
3 890
-
total
23 982
-
35 719
-
Employer
67 573
-
97 255
-
pensions
5 406
-
7 780
-
social contributions
726
-
1 045
-
total
6 132
-
8 825
-
Corporate
34 336
112 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

6 867
22 500
-
-
total
6 867
22 500
-
-
Dividends
27 468
90 000
-
-
withholding
6 043
19 800
-
-
total
6 043
19 800
-
-
Income
112 500
112 500
112 500
112 500
Total tax
43 024
42 300
44 544
45 427
After tax
69 476
70 200
67 956
67 073
Living cost
43 590
43 590
43 590
43 590
Free-cash
25 886
26 610
24 366
23 483

Estimated living cost  is ₽43590 per week

₽29628
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4052
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9258
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽20495
₽29275
₽20495
₽27280
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
112 500
social contributions
-
-
-
10 470
income
-
-
-
30 065
total
-
-
-
40 535
Employee
70 678
-
112 500
-
social contributions
5 872
-
10 470
-
income
13 337
-
30 065
-
total
19 209
-
40 535
-
Employer
70 678
-
112 500
-
total
-
-
-
-
Corporate
41 822
112 500
-
-
income
5 228
14 062
-
-
total
5 228
14 062
-
-
Dividends
36 594
98 438
-
-
withholding
7 318
19 688
-
-
total
7 318
19 688
-
-
Income
112 500
112 500
112 500
112 500
Total tax
31 755
33 750
40 535
40 535
After tax
80 745
78 750
71 965
71 965
Living cost
51 470
51 470
51 470
51 470
Free-cash
29 275
27 280
20 495
20 495

Estimated living cost  is ₽51470 per week

₽39158
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4194
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7627
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽18042
₽17179
₽12691
₽21895
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
112 500
national
-
-
-
25 446
regional
-
-
-
1 281
social contributions
-
-
-
28 935
municipal
-
-
-
669
total
-
-
-
56 331
Employee
80 302
-
112 500
-
municipal
425
-
597
-
national
13 914
-
22 025
-
social contributions
27 078
-
37 935
-
regional
758
-
1 125
-
total
42 175
-
61 682
-
Employer
80 302
-
112 500
-
total
-
-
-
-
Corporate
32 198
112 500
-
-
nationa
7 728
27 001
-
-
municipal
1 255
4 388
-
-
total
8 983
31 389
-
-
Dividends
23 215
81 111
-
-
withholding
6 036
21 089
-
-
total
6 036
21 089
-
-
Income
112 500
112 500
112 500
112 500
Total tax
57 194
52 478
61 682
56 331
After tax
55 306
60 022
50 818
56 169
Living cost
38 127
38 127
38 127
38 127
Free-cash
17 179
21 895
12 691
18 042

Estimated living cost  is ₽38127 per week

₽26577
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2500
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽585
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8464
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽31414
₽32785
₽26090
₽34792
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
112 500
national
-
-
-
25 446
regional
-
-
-
1 696
social contributions
-
-
-
28 935
municipal
-
-
-
669
total
-
-
-
56 746
Employee
50 121
-
112 500
-
municipal
266
-
597
-
national
7 941
-
22 025
-
social contributions
16 901
-
37 935
-
regional
675
-
1 513
-
total
25 783
-
62 070
-
Employer
50 121
-
112 500
-
total
-
-
-
-
Corporate
62 379
112 500
-
-
nationa
14 971