Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 112000
per

Your estimated
City
free-cash

Andorra , Andorra
₽56350
₽69769
₽59329
₽72888
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
112 000
social contributions
-
-
-
24 640
income
-
-
-
3 098
total
-
-
-
27 738
Employee
29 853
-
96 969
-
social contributions
1 940
-
6 303
-
income
-
-
3 427
-
total
1 940
-
9 730
-
Employer
29 853
-
96 969
-
social contributions
4 627
-
15 029
-
total
4 627
-
15 029
-
Corporate
77 520
112 000
-
-
income
7 752
11 200
-
-
total
7 752
11 200
-
-
Dividends
69 768
100 800
-
-
total
-
-
-
-
Income
112 000
112 000
112 000
112 000
Total tax
14 319
11 200
24 759
27 738
After tax
97 681
100 800
87 241
84 262
Living cost
27 912
27 912
27 912
27 912
Free-cash
69 769
72 888
59 329
56 350

Estimated living cost  is ₽27912 per week

₽18048
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2104
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7235
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽26233
₽32476
₽1921
₽32935
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
112 000
surtax
-
-
-
-
unemployment
-
-
-
5 695
health
-
-
-
8 298
chamber of commerce
-
-
-
448
pensions
-
-
-
20 069
income
-
-
-
21 632
total
-
-
-
56 142
Employee
40 590
37 005
86 967
-
unemployment
1 218
1 110
2 610
-
other
405
370
870
-
income
3 616
2 730
18 809
-
pensions
4 157
3 789
8 906
-
health
1 570
1 433
3 366
-
total
10 966
9 432
34 561
-
Employer
40 590
37 005
86 967
-
pensions
5 094
4 645
10 915
-
surtax
-
-
-
-
payroll
1 218
1 110
2 610
-
other
1 928
1 757
4 132
-
health
1 535
1 399
3 288
-
accident
527
481
1 131
-
unemployment
1 218
1 110
2 610
-
chamber of commerce
162
148
347
-
total
11 682
10 650
25 033
-
Corporate
59 728
64 345
83 443
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

14 932
16 087
20 860
-
total
14 932
16 087
20 860
-
Dividends
44 796
48 258
-
-
withholding
12 319
13 271
-
-
total
12 319
13 271
-
-
Income
112 000
112 000
112 000
112 000
Total tax
49 899
49 440
80 454
56 142
After tax
62 101
62 560
31 546
55 858
Living cost
29 625
29 625
29 625
29 625
Free-cash
32 476
32 935
1 921
26 233

Estimated living cost  is ₽29625 per week

₽17771
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3026
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8300
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽22956
₽28307
-₽1203
₽29741
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
112 000
surtax
-
-
-
183
unemployment
-
-
-
5 695
health
-
-
-
8 298
chamber of commerce
-
-
-
448
pensions
-
-
-
20 069
income
-
-
-
21 632
total
-
-
-
56 325
Employee
46 406
37 005
86 826
-
unemployment
1 392
1 110
2 604
-
other
463
370
869
-
income
5 283
2 730
18 761
-
pensions
4 752
3 789
8 892
-
health
1 796
1 433
3 360
-
total
13 686
9 432
34 486
-
Employer
46 406
37 005
86 826
-
pensions
5 824
4 645
10 897
-
surtax
183
183
183
-
payroll
1 392
1 110
2 604
-
other
2 204
1 757
4 125
-
health
1 753
1 399
3 283
-
accident
603
481
1 130
-
unemployment
1 392
1 110
2 604
-
chamber of commerce
185
148
347
-
total
13 536
10 833
25 173
-
Corporate
52 058
64 162
83 302
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

13 015
16 041
20 825
-
total
13 015
16 041
20 825
-
Dividends
39 042
48 121
-
-
withholding
10 737
13 234
-
-
total
10 737
13 234
-
-
Income
112 000
112 000
112 000
112 000
Total tax
50 974
49 540
80 484
56 325
After tax
61 026
62 460
31 516
55 675
Living cost
32 719
32 719
32 719
32 719
Free-cash
28 307
29 741
-1 203
22 956

Estimated living cost  is ₽32719 per week

₽21822
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2791
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7568
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽16677
₽14961
₽8452
₽28888
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
112 000
national
-
-
-
37 923
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
5 646
social contributions
-
-
-
17 897
total
-
-
-
61 466
Employee

The minimum management director salary is set at €45,000 per year.

66 421
-
86 747
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

578
-
754
-
national
20 420
-
28 575
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 464
-
4 525
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 982
-
6 506
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 121
-
4 078
-
total
32 565
-
44 438
-
Employer

The minimum management director salary is set at €45,000 per year.

66 421
-
86 747
-
surtax
7 531
-
9 836
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 886
-
7 686
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 085
-
5 336
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

863
-
1 128
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

969
-
1 267
-
total
19 334
-
25 253
-
Corporate
26 245
112 000
-
-
income
5 249
22 400
-
-
surtax
106
448
-
-
total
5 355
22 848
-
-
Dividends
20 890
89 152
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

5 928
26 407
-
-
total
5 928
26 407
-
-
Income
112 000
112 000
112 000
112 000
Total tax
63 182
49 255
69 691
61 466
After tax
48 818
62 745
42 309
50 534
Living cost
33 857
33 857
33 857
33 857
Free-cash
14 961
28 888
8 452
16 677

Estimated living cost  is ₽33857 per week

₽21808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8559
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽70562
₽74125
₽74398
₽79784
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
112 000
unemployment
-
-
-
130
health
-
-
-
3 731
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 801
income
-
-
-
16 800
total
-
-
-
25 462
Employee
21 155
-
105 635
-
accident

We are using the highest rate at 1.1%.

232
-
357
-
income
2 116
-
10 564
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 857
-
2 848
-
health
973
-
1 492
-
total
5 178
-
15 261
-
Employer
21 155
-
105 635
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 331
-
3 575
-
health
1 460
-
2 238
-
accident

We are using the highest rate at 1.1%.

232
-
357
-
unemployment
127
-
195
-
total
4 150
-
6 365
-
Corporate
86 695
112 000
-
-
income
8 670
11 200
-
-
total
8 670
11 200
-
-
Dividends
78 025
100 800
-
-
withholding
3 901
5 040
-
-
total
3 901
5 040
-
-
Income
112 000
112 000
112 000
112 000
Total tax
21 899
16 240
21 626
25 462
After tax
90 101
95 760
90 374
86 538
Living cost
15 976
15 976
15 976
15 976
Free-cash
74 125
79 784
74 398
70 562

Estimated living cost  is ₽15976 per week

₽10566
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽915
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽381
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4114
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽74361
₽79268
₽78197
₽83583
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
112 000
unemployment
-
-
-
130
health
-
-
-
3 731
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 801
income
-
-
-
16 800
total
-
-
-
25 462
Employee
16 123
-
105 635
-
accident

We are using the highest rate at 1.1%.

178
-
357
-
income
1 612
-
10 564
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 416
-
2 848
-
health
742
-
1 492
-
total
3 948
-
15 261
-
Employer
16 123
-
105 635
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 777
-
3 575
-
health
1 113
-
2 238
-
accident

We are using the highest rate at 1.1%.

178
-
357
-
unemployment
96
-
195
-
total
3 164
-
6 365
-
Corporate
92 713
112 000
-
-
income
9 272
11 200
-
-
total
9 272
11 200
-
-
Dividends
83 441
100 800
-
-
withholding
4 172
5 040
-
-
total
4 172
5 040
-
-
Income
112 000
112 000
112 000
112 000
Total tax
20 556
16 240
21 626
25 462
After tax
91 444
95 760
90 374
86 538
Living cost
12 176
12 176
12 176
12 176
Free-cash
79 268
83 583
78 197
74 361

Estimated living cost  is ₽12176 per week

₽7109
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽870
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽323
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3876
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽57054
₽55320
₽55843
₽60374
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
112 000
health
-
-
-
2 856
social contributions
-
-
-
15 024
income
-
-
-
15 567
total
-
-
-
33 447
Employee
71 403
71 403
102 118
-
income
7 775
6 610
15 047
-
social contributions
2 700
5 926
7 993
-
health
553
1 214
1 736
-
total
11 028
13 750
24 776
-
Employer
71 403
71 403
102 118
-
social contributions
2 700
5 926
7 993
-
health
601
1 322
1 889
-
total
3 301
7 248
9 882
-
Corporate
76 173
33 350
-
-
income
9 521
4 169
-
-
total
9 521
4 169
-
-
Dividends
66 652
29 181
-
-
withholding
11 331
4 960
-
-
total
11 331
4 960
-
-
Income
112 000
112 000
112 000
112 000
Total tax
35 181
30 127
34 658
33 447
After tax
76 819
81 873
77 342
78 553
Living cost
21 499
21 499
21 499
21 499
Free-cash
55 320
60 374
55 843
57 054

Estimated living cost  is ₽21499 per week

₽12885
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2109
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6030
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽48435
₽47903
₽47224
₽51755
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
112 000
health
-
-
-
2 856
social contributions
-
-
-
15 024
income
-
-
-
15 567
total
-
-
-
33 447
Employee
71 403
71 403
102 118
-
income
7 498
6 610
15 047
-
social contributions
3 470
5 926
7 993
-
health
710
1 214
1 736
-
total
11 678
13 750
24 776
-
Employer
71 403
71 403
102 118
-
social contributions
3 470
5 926
7 993
-
health
774
1 322
1 889
-
total
4 244
7 248
9 882
-
Corporate
65 961
33 350
-
-
income
8 245
4 169
-
-
total
8 245
4 169
-
-
Dividends
57 716
29 181
-
-
withholding
9 812
4 960
-
-
total
9 812
4 960
-
-
Income
112 000
112 000
112 000
112 000
Total tax
33 979
30 127
34 658
33 447
After tax
78 021
81 873
77 342
78 553
Living cost
30 118
30 118
30 118
30 118
Free-cash
47 903
51 755
47 224
48 435

Estimated living cost  is ₽30118 per week

₽20589
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2352
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6671
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽34603
₽47973
₽35359
₽55635
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
112 000
health
-
-
-
15 120
social contributions
-
-
-
30 904
income
-
-
-
9 896
solidarity contribution
-
-
-
-
total
-
-
-
55 920
Employee
31 583
-
83 582
-
income
3 790
-
10 030
-
social contributions
2 053
-
5 433
-
health
4 264
-
11 284
-
solidarity contribution
-
-
-
-
total
10 107
-
26 747
-
Employer
31 583
-
83 582
-
social contributions
7 896
-
20 895
-
health
2 842
-
7 522
-
total
10 738
-
28 417
-
Corporate
69 679
112 000
-
-
income
13 239
21 280
-
-
total
13 239
21 280
-
-
Dividends
56 440
90 720
-
-
withholding
8 466
13 608
-
-
total
8 466
13 608
-
-
Income
112 000
112 000
112 000
112 000
Total tax
42 550
34 888
55 164
55 920
After tax
69 450
77 112
56 836
56 080
Living cost
21 477
21 477
21 477
21 477
Free-cash
47 973
55 635
35 359
34 603

Estimated living cost  is ₽21477 per week

₽14918
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1528
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4609
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽29615
₽41205
₽30371
₽50647
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
112 000
health
-
-
-
15 120
social contributions
-
-
-
30 904
income
-
-
-
9 896
solidarity contribution
-
-
-
-
total
-
-
-
55 920
Employee
38 919
-
83 582
-
income
4 670
-
10 030
-
social contributions
2 530
-
5 433
-
health
5 254
-
11 284
-
solidarity contribution
-
-
-
-
total
12 454
-
26 747
-
Employer
38 919
-
83 582
-
social contributions
9 730
-
20 895
-
health
3 503
-
7 522
-
total
13 233
-
28 417
-
Corporate
59 849
112 000
-
-
income
11 371
21 280
-
-
total
11 371
21 280
-
-
Dividends
48 478
90 720
-
-
withholding
7 272
13 608
-
-
total
7 272
13 608
-
-
Income
112 000
112 000
112 000
112 000
Total tax
44 330
34 888
55 164
55 920
After tax
67 670
77 112
56 836
56 080
Living cost
26 465
26 465
26 465
26 465
Free-cash
41 205
50 647
30 371
29 615

Estimated living cost  is ₽26465 per week

₽19681
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1466
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4860
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽23504
-₽90866
-₽90866
-₽90866
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
112 000
national
-
-
-
12 166
pensions
-
-
-
807
municipal
-
-
-
21 786
labour market
-
-
-
8 895
total
-
-
-
43 654
Employee
189 268
189 268
189 268
-
municipal
40 303
40 303
40 303
-
national
23 122
23 122
23 122
-
pensions
269
269
269
-
labour market
15 120
15 120
15 120
-
total
78 814
78 814
78 814
-
Employer
189 268
189 268
189 268
-
pensions
538
538
538
-
labour market
15 141
15 141
15 141
-
municipal
40 368
40 368
40 368
-
national
23 163
23 163
23 163
-
total
79 210
79 210
79 210
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
112 000
112 000
112 000
112 000
Total tax
158 024
158 024
158 024
43 654
After tax
-46 024
-46 024
-46 024
68 346
Living cost
44 842
44 842
44 842
44 842
Free-cash
-90 866
-90 866
-90 866
23 504

Estimated living cost  is ₽44842 per week

₽30690
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3967
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽690
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9495
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽37605
₽61404
₽42130
₽67172
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
112 000
health
-
-
-
14 561
pensions
-
-
-
22 398
income
-
-
-
15 008
total
-
-
-
51 967
Employee
26 342
-
83 705
-
unemployment
421
-
1 339
-
income
2 966
-
16 138
-
pensions
527
-
1 674
-
total
3 914
-
19 151
-
Employer
26 342
-
83 705
-
pensions
5 269
-
16 740
-
health
3 424
-
10 881
-
unemployment
211
-
670
-
total
8 904
-
28 291
-
Corporate
76 754
112 000
-
-
income
15 350
22 400
-
-
total
15 350
22 400
-
-
Dividends
61 404
89 600
-
-
total
-
-
-
-
Income
112 000
112 000
112 000
112 000
Total tax
28 168
22 400
47 442
51 967
After tax
83 832
89 600
64 558
60 033
Living cost
22 428
22 428
22 428
22 428
Free-cash
61 404
67 172
42 130
37 605

Estimated living cost  is ₽22428 per week

₽15383
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1336
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5258
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽41739
₽37238
₽26382
₽37358
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
112 000
national
-
-
-
13 355
health
-
-
-
1 337
municipal
-
-
-
19 919
total
-
-
-
34 611
Employee
48 854
-
94 220
-
unemployment
733
-
1 413
-
municipal
8 002
-
15 369
-
national
807
-
7 984
-
pensions
3 297
-
6 360
-
health
365
-
1 063
-
total
13 204
-
32 189
-
Employer
48 854
-
94 220
-
pensions
8 476
-
16 347
-
health
375
-
726
-
accident
49
-
93
-
unemployment
317
-
613
-
total
9 217
-
17 779
-
Corporate
53 928
112 000
-
-
income
10 786
22 400
-
-
total
10 786
22 400
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

32 357
67 200
-
-
municipal
5 824
12 095
-
-
national
81
4 497
-
-
total
5 905
16 592
-
-
Income
112 000
112 000
112 000
112 000
Total tax
39 112
38 992
49 968
34 611
After tax
72 888
73 008
62 032
77 389
Living cost
35 650
35 650
35 650
35 650
Free-cash
37 238
37 358
26 382
41 739

Estimated living cost  is ₽35650 per week

₽23287
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3429
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽567
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8368
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽35331
₽32985
₽38659
₽27824
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
112 000
surtax
-
-
-
-
health
-
-
-
3 126
pensions
-
-
-
24 885
social contributions
-
-
-
3 191
income
-
-
-
13 374
other
-
-
-
3 471
total
-
-
-
48 047
Employee
35 475
-
89 575
-
income
1 829
-
14 754
-
surtax
-
-
-
-
social contributions
1 011
-
2 553
-
pensions
4 012
-
4 987
-
total
6 852
-
22 294
-
Employer
35 475
-
89 575
-
pensions
5 829
-
8 619
-
social contributions
106
-
268
-
other
1 225
-
3 091
-
health
2 483
-
6 819
-
unemployment
1 436
-
3 628
-
total
11 079
-
22 425
-
Corporate
65 447
112 000
-
-
income
18 324
31 361
-
-
surtax
-
-
-
-
total
18 324
31 361
-
-
Dividends
47 122
80 639
-
-
withholding
6 032
10 323
-
-
social contributions
8 106
13 870
-
-
surtax
-
-
-
-
total
14 138
24 193
-
-
Income
112 000
112 000
112 000
112 000
Total tax
50 393
55 554
44 719
48 047
After tax
61 607
56 446
67 281
63 953
Living cost
28 622
28 622
28 622
28 622
Free-cash
32 985
27 824
38 659
35 331

Estimated living cost  is ₽28622 per week

₽16599
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2908
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽543
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8573
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽32184
₽30164
₽35512
₽24677
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
112 000
surtax
-
-
-
-
health
-
-
-
3 126
pensions
-
-
-
24 885
social contributions
-
-
-
3 191
income
-
-
-
13 374
other
-
-
-
3 471
total
-
-
-
48 047
Employee
39 741
-
89 575
-
income
2 345
-
14 754
-
surtax
-
-
-
-
social contributions
1 133
-
2 553
-
pensions
4 493
-
4 987
-
total
7 971
-
22 294
-
Employer
39 741
-
89 575
-
pensions
6 529
-
8 619
-
social contributions
120
-
268
-
other
1 371
-
3 091
-
health
2 782
-
6 819
-
unemployment
1 609
-
3 628
-
total
12 411
-
22 425
-
Corporate
59 848
112 000
-
-
income
16 758
31 361
-
-
surtax
-
-
-
-
total
16 758
31 361
-
-
Dividends
43 090
80 639
-
-
withholding
5 515
10 323
-
-
social contributions
7 412
13 870
-
-
surtax
-
-
-
-
total
12 927
24 193
-
-
Income
112 000
112 000
112 000
112 000
Total tax
50 067
55 554
44 719
48 047
After tax
61 933
56 446
67 281
63 953
Living cost
31 769
31 769
31 769
31 769
Free-cash
30 164
24 677
35 512
32 184

Estimated living cost  is ₽31769 per week

₽20032
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2583
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8615
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽19104
₽17983
₽22432
₽11597
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
112 000
surtax
-
-
-
-
health
-
-
-
3 126
pensions
-
-
-
24 885
social contributions
-
-
-
3 191
income
-
-
-
13 374
other
-
-
-
3 471
total
-
-
-
48 047
Employee
58 158
-
89 575
-
income
5 074
-
14 754
-
surtax
-
-
-
-
social contributions
1 656
-
2 553
-
pensions
6 578
-
4 987
-
total
13 308
-
22 294
-
Employer
58 158
-
89 575
-
pensions
9 556
-
8 619
-
social contributions
174
-
268
-
other
2 007
-
3 091
-
health
4 071
-
6 819
-
unemployment
2 356
-
3 628
-
total
18 164
-
22 425
-
Corporate
35 678
112 000
-
-
income
9 990
31 361
-
-
surtax
-
-
-
-
total
9 990
31 361
-
-
Dividends
25 688
80 639
-
-
withholding
3 288
10 323
-
-
social contributions
4 418
13 870
-
-
surtax
-
-
-
-
total
7 706
24 193
-
-
Income
112 000
112 000
112 000
112 000
Total tax
49 168
55 554
44 719
48 047
After tax
62 832
56 446
67 281
63 953
Living cost
44 849
44 849
44 849
44 849
Free-cash
17 983
11 597
22 432
19 104

Estimated living cost  is ₽44849 per week

₽30353
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3669
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽615
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10212
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽104931
₽99336
₽83651
₽100451
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
112 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 120
total
-
-
-
1 120
Employee
7 436
-
112 000
-
income
1 487
-
22 400
-
total
1 487
-
22 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

104 564
112 000
-
-
total
-
-
-
-
Dividends
104 564
112 000
-
-
withholding
5 228
5 600
-
-
total
5 228
5 600
-
-
Income
112 000
112 000
112 000
112 000
Total tax
6 715
5 600
22 400
1 120
After tax
105 285
106 400
89 600
110 880
Living cost
5 949
5 949
5 949
5 949
Free-cash
99 336
100 451
83 651
104 931

Estimated living cost  is ₽5949 per week

₽3687
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽495
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽164
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1604
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽101610
₽95391
₽80330
₽97130
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
112 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 120
total
-
-
-
1 120
Employee
11 588
-
112 000
-
income
2 318
-
22 400
-
total
2 318
-
22 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

100 412
112 000
-
-
total
-
-
-
-
Dividends
100 412
112 000
-
-
withholding
5 021
5 600
-
-
total
5 021
5 600
-
-
Income
112 000
112 000
112 000
112 000
Total tax
7 339
5 600
22 400
1 120
After tax
104 661
106 400
89 600
110 880
Living cost
9 270
9 270
9 270
9 270
Free-cash
95 391
97 130
80 330
101 610

Estimated living cost  is ₽9270 per week

₽6273
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽311
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2297
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽29437
₽34021
₽39314
₽21875
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
112 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 589
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
28 903
trade
-
-
-
9 877
total
-
-
-
46 713
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 202
-
112 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 799
-
28 903
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

210
-
1 589
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
10 353
-
36 836
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
65 798
112 000
-
-
trade
9 442
16 072
-
-
income
9 870
16 800
-
-
chamber of commerce
238
305
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

543
923
-
-
total
20 093
34 100
-
-
Dividends
45 706
77 899
-
-
withholding
11 073
19 123
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

610
1 052
-
-
total
11 683
20 175
-
-
Income
112 000
112 000
112 000
112 000
Total tax
42 129
54 275
36 836
46 713
After tax
69 871
57 725
75 164
65 287
Living cost
35 850
35 850
35 850
35 850
Free-cash
34 021
21 875
39 314
29 437

Estimated living cost  is ₽35850 per week

₽24730
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3857
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽520
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6742
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽36197
₽38719
₽47038
₽28447
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
112 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 589
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
28 903
trade
-
-
-
10 841
total
-
-
-
47 677
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

35 516
-
112 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

992
-
28 903
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

55
-
1 589
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
7 391
-
36 836
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
76 484
112 000
-
-
trade
12 046
17 641
-
-
income
11 473
16 800
-
-
chamber of commerce
250
301
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

631
923
-
-
total
24 400
35 665
-
-
Dividends
52 084
76 334
-
-
withholding
12 668
18 731
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

696
1 031
-
-
total
13 364
19 762
-
-
Income
112 000
112 000
112 000
112 000
Total tax
45 155
55 427
36 836
47 677
After tax
66 845
56 573
75 164
64 323
Living cost
28 126
28 126
28 126
28 126
Free-cash
38 719
28 447
47 038
36 197

Estimated living cost  is ₽28126 per week

₽17692
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3279
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6629
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽27364
₽32564
₽38686
₽19520
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
112 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 589
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
28 903
trade
-
-
-
11 322
total
-
-
-
48 158
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

47 090
-
112 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 046
-
28 903
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

222
-
1 589
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
10 612
-
36 836
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
64 910
112 000
-
-
trade
10 679
18 423
-
-
income
9 736
16 800
-
-
chamber of commerce
233
300
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

536
923
-
-
total
21 184
36 446
-
-
Dividends
43 728
75 554
-
-
withholding
10 580
18 536
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

582
1 020
-
-
total
11 162
19 556
-
-
Income
112 000
112 000
112 000
112 000
Total tax
42 958
56 002
36 836
48 158
After tax
69 042
55 998
75 164
63 842
Living cost
36 478
36 478
36 478
36 478
Free-cash
32 564
19 520
38 686
27 364

Estimated living cost  is ₽36478 per week

₽24397
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3847
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽544
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7690
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽20821
₽27942
₽32626
₽12886
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
112 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 589
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
28 903
trade
-
-
-
11 805
total
-
-
-
48 641
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

55 805
-
112 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 562
-
28 903
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

361
-
1 589
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
13 267
-
36 836
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
56 195
112 000
-
-
trade
9 637
19 207
-
-
income
8 430
16 800
-
-
chamber of commerce
220
298
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

463
923
-
-
total
18 750
37 228
-
-
Dividends
37 444
74 771
-
-
withholding
9 008
18 340
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

495
1 008
-
-
total
9 503
19 348
-
-
Income
112 000
112 000
112 000
112 000
Total tax
41 520
56 576
36 836
48 641
After tax
70 480
55 424
75 164
63 359
Living cost
42 538
42 538
42 538
42 538
Free-cash
27 942
12 886
32 626
20 821

Estimated living cost  is ₽42538 per week

₽31068
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3403
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽553
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7516
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽33815
₽46638
₽31971
₽49592
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
112 000
surtax
-
-
-
3 158
unemployment
-
-
-
211
health
-
-
-
7 953
pensions
-
-
-
22 400
income
-
-
-
23 606
other
-
-
-
-
total
-
-
-
57 328
Employee
31 271
-
92 525
-
unemployment
2 176
-
6 441
-
other
-
-
-
-
income
5 242
-
21 859
-
surtax
111
-
2 867
-
pensions
2 086
-
6 171
-
health
798
-
2 359
-
total
10 413
-
39 697
-
Employer
31 271
-
92 525
-
pensions
4 169
-
12 333
-
other
-
-
-
-
health
1 422
-
4 210
-
unemployment
992
-
2 932
-
total
6 583
-
19 475
-
Corporate
74 146
112 000
-
-
income
19 278
29 119
-
-
total
19 278
29 119
-
-
Dividends
54 868
82 881
-
-
withholding
8 231
12 432
-
-
total
8 231
12 432
-
-
Income
112 000
112 000
112 000
112 000
Total tax
44 505
41 551
59 172
57 328
After tax
67 495
70 449
52 828
54 672
Living cost
20 857
20 857
20 857
20 857
Free-cash
46 638
49 592
31 971
33 815

Estimated living cost  is ₽20857 per week

₽12592
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1813
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5968
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽34182
₽47068
₽32338
₽49959
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
112 000
surtax
-
-
-
3 158
unemployment
-
-
-
211
health
-
-
-
7 953
pensions
-
-
-
22 400
income
-
-
-
23 606
other
-
-
-
-
total
-
-
-
57 328
Employee
30 707
-
92 525
-
unemployment
2 137
-
6 441
-
other
-
-
-
-
income
5 147
-
21 859
-
surtax
100
-
2 867
-
pensions
2 048
-
6 171
-
health
784
-
2 359
-
total
10 216
-
39 697
-
Employer
30 707
-
92 525
-
pensions
4 093
-
12 333
-
other
-
-
-
-
health
1 397
-
4 210
-
unemployment
973
-
2 932
-
total
6 463
-
19 475
-
Corporate
74 829
112 000
-
-
income
19 456
29 119
-
-
total
19 456
29 119
-
-
Dividends
55 374
82 881
-
-
withholding
8 307
12 432
-
-
total
8 307
12 432
-
-
Income
112 000
112 000
112 000
112 000
Total tax
44 442
41 551
59 172
57 328
After tax
67 558
70 449
52 828
54 672
Living cost
20 490
20 490
20 490
20 490
Free-cash
47 068
49 959
32 338
34 182

Estimated living cost  is ₽20490 per week

₽12529
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1891
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5598
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽59018
₽44876
₽46358
₽44488
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
112 000
unemployment
-
-
-
1 680
health
-
-
-
7 840
pensions
-
-
-
11 200
income
-
-
-
13 692
total
-
-
-
34 412
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 805
10 668
93 724
-
unemployment
402
160
1 406
-
income
3 277
1 304
11 458
-
pensions
2 681
1 067
9 372
-
health
1 876
747
6 561
-
total
8 236
3 278
28 797
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 805
10 668
93 724
-
pensions
5 227
2 080
18 276
-
total
5 227
2 080
18 276
-
Corporate
79 967
99 252
-
-
income
7 197
8 933
-
-
total
7 197
8 933
-
-
Dividends
72 770
90 319
-
-
withholding
13 826
17 161
-
-
social contributions
14 068
17 490
-
-
total
27 894
34 651
-
-
Income
112 000
112 000
112 000
112 000
Total tax
48 554
48 942
47 073
34 412
After tax
63 446
63 058
64 927
77 588
Living cost
18 570
18 570
18 570
18 570
Free-cash
44 876
44 488
46 358
59 018

Estimated living cost  is ₽18570 per week

₽12672
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1519
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽371
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4007
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽22024
₽24302
₽22902
₽25047
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
112 000
national
-
-
-
18 532
pensions
-
-
-
13 440
social contributions
-
-
-
1 204
municipal
-
-
-
11 959
total
-
-
-
45 135
Employee
69 511
-
96 823
-
municipal
8 586
-
12 393
-
national
13 304
-
19 204
-
pensions
2 780
-
3 873
-
total
24 670
-
35 470
-
Employer
69 511
-
96 823
-
pensions
5 561
-
7 746
-
social contributions
747
-
1 041
-
total
6 308
-
8 787
-
Corporate
31 593
112 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

6 319
22 400
-
-
total
6 319
22 400
-
-
Dividends
25 274
89 600
-
-
withholding
5 560
19 712
-
-
total
5 560
19 712
-
-
Income
112 000
112 000
112 000
112 000
Total tax
42 857
42 112
44 257
45 135
After tax
69 143
69 888
67 743
66 865
Living cost
44 841
44 841
44 841
44 841
Free-cash
24 302
25 047
22 902
22 024

Estimated living cost  is ₽44841 per week

₽30478
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4168
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽671
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9524
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽19290
₽27557
₽19290
₽25505
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
112 000
social contributions
-
-
-
10 363
income
-
-
-
29 452
total
-
-
-
39 815
Employee
72 635
-
112 000
-
social contributions
6 034
-
10 363
-
income
13 706
-
29 452
-
total
19 740
-
39 815
-
Employer
72 635
-
112 000
-
total
-
-
-
-
Corporate
39 365
112 000
-
-
income
4 920
14 000
-
-
total
4 920
14 000
-
-
Dividends
34 445
98 000
-
-
withholding
6 888
19 600
-
-
total
6 888
19 600
-
-
Income
112 000
112 000
112 000
112 000
Total tax
31 548
33 600
39 815
39 815
After tax
80 452
78 400
72 185
72 185
Living cost
52 895
52 895
52 895
52 895
Free-cash
27 557
25 505
19 290
19 290

Estimated living cost  is ₽52895 per week

₽40242
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4310
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7838
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽16947
₽15726
₽11619
₽20574
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
112 000
national
-
-
-
25 130
regional
-
-
-
1 269
social contributions
-
-
-
28 806
municipal
-
-
-
666
total
-
-
-
55 871
Employee
82 526
-
112 000
-
municipal
437
-
594
-
national
14 300
-
21 724
-
social contributions
27 828
-
37 766
-
regional
779
-
1 115
-
total
43 344
-
61 199
-
Employer
82 526
-
112 000
-
total
-
-
-
-
Corporate
29 474
112 000
-
-
nationa
7 073
26 880
-
-
municipal
1 149
4 368
-
-
total
8 222
31 248
-
-
Dividends
21 252
80 752
-
-
withholding
5 526
20 996
-
-
total
5 526
20 996
-
-
Income
112 000
112 000
112 000
112 000
Total tax
57 092
52 244
61 199
55 871
After tax
54 908
59 756
50 801
56 129
Living cost
39 182
39 182
39 182
39 182
Free-cash
15 726
20 574
11 619
16 947

Estimated living cost  is ₽39182 per week

₽27313
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2569
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽601
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽30695
₽31795
₽25395
₽33855
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
112 000
national
-
-
-
25 130
regional
-
-
-
1 689
social contributions
-
-
-
28 806
municipal
-
-
-
666
total
-
-
-
56 291
Employee
51 509
-
112 000
-
municipal
273
-
594
-
national
8 160
-
21 724
-
social contributions
17 369
-
37 766
-
regional
693
-
1 507
-
total
26 495
-
61 591
-
Employer
51 509
-
112 000
-
total
-
-
-
-
Corporate
60 491
112 000
-
-
nationa
14