Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 111500
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽78228
₽72084
₽68398
₽72169
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
111 500
income
-
-
-
16 725
unemployment
-
-
-
139
health
-
-
-
3 994
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 140
total
-
-
-
25 998
Employee
22 649
-
104 686
-
accident

We are using the highest rate at 1.1%.

249
-
382
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 988
-
3 050
-
income
2 265
-
10 469
-
health
1 042
-
1 598
-
total
5 544
-
15 499
-
Employer
22 649
-
104 686
-
health
1 563
-
2 396
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 496
-
3 827
-
accident

We are using the highest rate at 1.1%.

249
-
382
-
unemployment
136
-
208
-
total
4 444
-
6 813
-
Corporate
84 407
111 500
-
-
income
8 441
11 150
-
-
total
8 441
11 150
-
-
Dividends
75 967
100 350
-
-
withholding
3 798
5 018
-
-
total
3 798
5 018
-
-
Income
111 500
111 500
111 500
111 500
Total tax
22 227
16 168
22 312
25 998
After tax
89 273
95 332
89 188
85 502
Living cost
17 104
17 104
17 104
17 104
Free-cash
72 169
78 228
72 084
68 398

Estimated living cost  is ₽17104 per week

₽11313
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽979
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽408
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4405
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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