Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 111500
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽73512
₽79219
₽73722
₽69926
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
111 500
unemployment
-
-
-
131
income
-
-
-
16 725
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 842
health
-
-
-
3 763
total
-
-
-
25 461
Employee
21 336
-
105 081
-
accident

We are using the highest rate at 1.1%.

234
-
360
-
health
982
-
1 505
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 873
-
2 873
-
income
2 134
-
10 508
-
total
5 223
-
15 246
-
Employer
21 336
-
105 081
-
accident

We are using the highest rate at 1.1%.

234
-
360
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 351
-
3 605
-
unemployment
128
-
196
-
health
1 472
-
2 258
-
total
4 185
-
6 419
-
Corporate
85 978
111 500
-
-
income
8 598
11 150
-
-
total
8 598
11 150
-
-
Dividends
77 380
100 350
-
-
withholding
3 869
5 018
-
-
total
3 869
5 018
-
-
Income
111 500
111 500
111 500
111 500
Total tax
21 875
16 168
21 665
25 461
After tax
89 625
95 332
89 835
86 039
Living cost
16 113
16 113
16 113
16 113
Free-cash
73 512
79 219
73 722
69 926

Estimated living cost  is ₽16113 per week

₽10657
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽922
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽384
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4150
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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