Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 111000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽73889
₽79386
₽74253
₽70417
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
111 000
unemployment
-
-
-
126
income
-
-
-
16 650
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 664
health
-
-
-
3 624
total
-
-
-
25 064
Employee
20 549
-
104 818
-
accident

We are using the highest rate at 1.1%.

226
-
347
-
health
945
-
1 450
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 804
-
2 767
-
income
2 055
-
10 482
-
total
5 030
-
15 046
-
Employer
20 549
-
104 818
-
accident

We are using the highest rate at 1.1%.

226
-
347
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 264
-
3 472
-
unemployment
123
-
189
-
health
1 418
-
2 174
-
total
4 031
-
6 182
-
Corporate
86 419
111 000
-
-
income
8 642
11 100
-
-
total
8 642
11 100
-
-
Dividends
77 777
99 900
-
-
withholding
3 889
4 995
-
-
total
3 889
4 995
-
-
Income
111 000
111 000
111 000
111 000
Total tax
21 592
16 095
21 228
25 064
After tax
89 408
94 905
89 772
85 936
Living cost
15 519
15 519
15 519
15 519
Free-cash
73 889
79 386
74 253
70 417

Estimated living cost  is ₽15519 per week

₽10264
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽888
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽370
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3997
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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