Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 110500
per

Your estimated
City
free-cash

Zurich , Switzerland
₽16416
₽10935
₽7456
-₽24755
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
110 500
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
2 210
health
-
-
-
249
city
-
-
-
1 164
national
-
-
-
891
regional
-
-
-
4 119
pensions
-
-
-
10 167
total
-
-
-
18 800
Employee
88 102
-
98 904
-
pensions
7 402
-
8 307
-
national
417
-
665
-
unemployment
-
-
-
-
city
946
-
1 063
-
health
199
-
222
-
regional
2 885
-
3 517
-
total
11 849
-
13 774
-
Employer
88 102
-
98 904
-
pensions
7 402
-
8 307
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 761
-
1 978
-
health
199
-
222
-
unemployment
-
-
-
-
total
9 362
-
10 507
-
Corporate
12 067
110 500
-
-
regional
2 552
23 371
-
-
national
1 025
9 393
-
-
total
3 577
32 764
-
-
Dividends
8 490
77 735
-
-
withholding
2 972
27 207
-
-
total
2 972
27 207
-
-
Income
110 500
110 500
110 500
110 500
Total tax
27 760
59 971
24 281
18 800
After tax
82 740
50 529
86 219
91 700
Living cost
75 284
75 284
75 284
75 284
Free-cash
7 456
-24 755
10 935
16 416

Estimated living cost  is ₽75284 per week

₽48956
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6756
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽924
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18647
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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