Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 110500
per

Your estimated
City
free-cash

Andorra , Andorra
₽55985
₽69376
₽58918
₽72398
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
110 500
social contributions
-
-
-
24 309
income
-
-
-
3 154
total
-
-
-
27 463
Employee
28 933
-
95 671
-
social contributions
1 880
-
6 220
-
income
-
-
3 481
-
total
1 880
-
9 701
-
Employer
28 933
-
95 671
-
social contributions
4 485
-
14 829
-
total
4 485
-
14 829
-
Corporate
77 082
110 500
-
-
income
7 707
11 050
-
-
total
7 707
11 050
-
-
Dividends
69 375
99 450
-
-
total
-
-
-
-
Income
110 500
110 500
110 500
110 500
Total tax
14 072
11 050
24 530
27 463
After tax
96 428
99 450
85 970
83 037
Living cost
27 052
27 052
27 052
27 052
Free-cash
69 376
72 398
58 918
55 985

Estimated living cost  is ₽27052 per week

₽17492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽26548
₽32537
₽2206
₽32983
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
110 500
surtax
-
-
-
-
unemployment
-
-
-
5 520
health
-
-
-
8 042
chamber of commerce
-
-
-
442
pensions
-
-
-
19 451
income
-
-
-
21 785
total
-
-
-
55 240
Employee
39 340
35 865
85 806
-
unemployment
1 180
1 076
2 574
-
other
393
359
857
-
income
3 504
2 645
18 754
-
pensions
4 029
3 672
8 787
-
health
1 522
1 388
3 320
-
total
10 628
9 140
34 292
-
Employer
39 340
35 865
85 806
-
pensions
4 937
4 502
10 768
-
surtax
-
-
-
-
payroll
1 180
1 076
2 574
-
other
1 868
1 703
4 075
-
health
1 488
1 356
3 243
-
accident
511
466
1 115
-
unemployment
1 180
1 076
2 574
-
chamber of commerce
157
143
343
-
total
11 321
10 322
24 692
-
Corporate
59 839
64 313
82 392
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

14 959
16 078
20 598
-
total
14 959
16 078
20 598
-
Dividends
44 880
48 236
-
-
withholding
12 343
13 265
-
-
total
12 343
13 265
-
-
Income
110 500
110 500
110 500
110 500
Total tax
49 251
48 805
79 582
55 240
After tax
61 249
61 695
30 918
55 260
Living cost
28 712
28 712
28 712
28 712
Free-cash
32 537
32 983
2 206
26 548

Estimated living cost  is ₽28712 per week

₽17224
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8044
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽23371
₽28496
-₽824
₽29887
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
110 500
surtax
-
-
-
178
unemployment
-
-
-
5 520
health
-
-
-
8 042
chamber of commerce
-
-
-
442
pensions
-
-
-
19 451
income
-
-
-
21 785
total
-
-
-
55 418
Employee
44 976
35 865
85 668
-
unemployment
1 349
1 076
2 570
-
other
449
359
857
-
income
5 120
2 645
18 704
-
pensions
4 606
3 672
8 773
-
health
1 740
1 388
3 315
-
total
13 264
9 140
34 219
-
Employer
44 976
35 865
85 668
-
pensions
5 644
4 502
10 751
-
surtax
178
178
178
-
payroll
1 349
1 076
2 570
-
other
2 137
1 703
4 068
-
health
1 699
1 356
3 238
-
accident
584
466
1 114
-
unemployment
1 349
1 076
2 570
-
chamber of commerce
179
143
343
-
total
13 119
10 500
24 832
-
Corporate
52 404
64 136
82 252
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

13 101
16 033
20 562
-
total
13 101
16 033
20 562
-
Dividends
39 304
48 102
-
-
withholding
10 809
13 229
-
-
total
10 809
13 229
-
-
Income
110 500
110 500
110 500
110 500
Total tax
50 293
48 902
79 613
55 418
After tax
60 207
61 598
30 887
55 082
Living cost
31 711
31 711
31 711
31 711
Free-cash
28 496
29 887
-824
23 371

Estimated living cost  is ₽31711 per week

₽21150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽16900
₽15587
₽8770
₽29085
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
110 500
national
-
-
-
37 591
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
5 573
social contributions
-
-
-
17 622
total
-
-
-
60 786
Employee

The minimum management director salary is set at €45,000 per year.

64 375
-
85 588
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

560
-
745
-
national
19 791
-
28 352
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 358
-
4 464
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 828
-
6 420
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 025
-
4 022
-
total
31 562
-
44 003
-
Employer

The minimum management director salary is set at €45,000 per year.

64 375
-
85 588
-
surtax
7 299
-
9 704
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 704
-
7 583
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 959
-
5 264
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

837
-
1 112
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

939
-
1 250
-
total
18 738
-
24 913
-
Corporate
27 387
110 500
-
-
income
5 477
22 099
-
-
surtax
109
442
-
-
total
5 586
22 541
-
-
Dividends
21 801
87 958
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

6 213
26 060
-
-
total
6 213
26 060
-
-
Income
110 500
110 500
110 500
110 500
Total tax
62 099
48 601
68 916
60 786
After tax
48 401
61 899
41 584
49 714
Living cost
32 814
32 814
32 814
32 814
Free-cash
15 587
29 085
8 770
16 900

Estimated living cost  is ₽32814 per week

₽21136
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2869
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽70099
₽73554
₽73917
₽79028
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
110 500
unemployment
-
-
-
125
health
-
-
-
3 608
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 643
income
-
-
-
16 575
total
-
-
-
24 951
Employee
20 458
-
104 345
-
accident

We are using the highest rate at 1.1%.

225
-
345
-
income
2 046
-
10 435
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 796
-
2 755
-
health
941
-
1 443
-
total
5 008
-
14 978
-
Employer
20 458
-
104 345
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 254
-
3 457
-
health
1 412
-
2 165
-
accident

We are using the highest rate at 1.1%.

225
-
345
-
unemployment
123
-
188
-
total
4 014
-
6 155
-
Corporate
86 028
110 500
-
-
income
8 603
11 050
-
-
total
8 603
11 050
-
-
Dividends
77 425
99 450
-
-
withholding
3 871
4 972
-
-
total
3 871
4 972
-
-
Income
110 500
110 500
110 500
110 500
Total tax
21 496
16 022
21 133
24 951
After tax
89 004
94 478
89 367
85 549
Living cost
15 450
15 450
15 450
15 450
Free-cash
73 554
79 028
73 917
70 099

Estimated living cost  is ₽15450 per week

₽10219
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽369
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3979
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽73773
₽78530
₽77591
₽82702
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
110 500
unemployment
-
-
-
125
health
-
-
-
3 608
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 643
income
-
-
-
16 575
total
-
-
-
24 951
Employee
15 593
-
104 345
-
accident

We are using the highest rate at 1.1%.

172
-
345
-
income
1 559
-
10 435
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 369
-
2 755
-
health
717
-
1 443
-
total
3 817
-
14 978
-
Employer
15 593
-
104 345
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 718
-
3 457
-
health
1 076
-
2 165
-
accident

We are using the highest rate at 1.1%.

172
-
345
-
unemployment
93
-
188
-
total
3 059
-
6 155
-
Corporate
91 848
110 500
-
-
income
9 185
11 050
-
-
total
9 185
11 050
-
-
Dividends
82 663
99 450
-
-
withholding
4 133
4 972
-
-
total
4 133
4 972
-
-
Income
110 500
110 500
110 500
110 500
Total tax
20 194
16 022
21 133
24 951
After tax
90 306
94 478
89 367
85 549
Living cost
11 776
11 776
11 776
11 776
Free-cash
78 530
82 702
77 591
73 773

Estimated living cost  is ₽11776 per week

₽6875
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽841
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽312
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3748
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽56627
₽55034
₽55438
₽59930
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
110 500
health
-
-
-
2 818
social contributions
-
-
-
14 561
income
-
-
-
15 657
total
-
-
-
33 036
Employee
69 203
69 203
100 887
-
income
7 535
6 406
15 149
-
social contributions
2 616
5 743
7 747
-
health
536
1 177
1 715
-
total
10 687
13 326
24 611
-
Employer
69 203
69 203
100 887
-
social contributions
2 616
5 743
7 747
-
health
582
1 281
1 867
-
total
3 198
7 024
9 614
-
Corporate
75 777
34 273
-
-
income
9 472
4 285
-
-
total
9 472
4 285
-
-
Dividends
66 305
29 988
-
-
withholding
11 272
5 098
-
-
total
11 272
5 098
-
-
Income
110 500
110 500
110 500
110 500
Total tax
34 629
29 733
34 225
33 036
After tax
75 871
80 767
76 275
77 464
Living cost
20 837
20 837
20 837
20 837
Free-cash
55 034
59 930
55 438
56 627

Estimated living cost  is ₽20837 per week

₽12488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2044
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽48274
₽47844
₽47085
₽51577
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
110 500
health
-
-
-
2 818
social contributions
-
-
-
14 561
income
-
-
-
15 657
total
-
-
-
33 036
Employee
69 203
69 203
100 887
-
income
7 267
6 406
15 149
-
social contributions
3 363
5 743
7 747
-
health
688
1 177
1 715
-
total
11 318
13 326
24 611
-
Employer
69 203
69 203
100 887
-
social contributions
3 363
5 743
7 747
-
health
750
1 281
1 867
-
total
4 113
7 024
9 614
-
Corporate
65 879
34 273
-
-
income
8 235
4 285
-
-
total
8 235
4 285
-
-
Dividends
57 644
29 988
-
-
withholding
9 800
5 098
-
-
total
9 800
5 098
-
-
Income
110 500
110 500
110 500
110 500
Total tax
33 466
29 733
34 225
33 036
After tax
77 034
80 767
76 275
77 464
Living cost
29 190
29 190
29 190
29 190
Free-cash
47 844
51 577
47 085
48 274

Estimated living cost  is ₽29190 per week

₽19954
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6466
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽35065
₽47896
₽35302
₽55307
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
110 500
health
-
-
-
14 918
social contributions
-
-
-
29 891
income
-
-
-
9 854
solidarity contribution
-
-
-
-
total
-
-
-
54 663
Employee
30 548
-
82 463
-
income
3 666
-
9 896
-
social contributions
1 986
-
5 360
-
health
4 124
-
11 132
-
solidarity contribution
-
-
-
-
total
9 776
-
26 388
-
Employer
30 548
-
82 463
-
social contributions
7 637
-
20 616
-
health
2 749
-
7 422
-
total
10 386
-
28 038
-
Corporate
69 566
110 500
-
-
income
13 218
20 995
-
-
total
13 218
20 995
-
-
Dividends
56 349
89 505
-
-
withholding
8 452
13 426
-
-
total
8 452
13 426
-
-
Income
110 500
110 500
110 500
110 500
Total tax
41 832
34 421
54 426
54 663
After tax
68 668
76 079
56 074
55 837
Living cost
20 772
20 772
20 772
20 772
Free-cash
47 896
55 307
35 302
35 065

Estimated living cost  is ₽20772 per week

₽14429
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4457
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽30240
₽41350
₽30477
₽50482
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
110 500
health
-
-
-
14 918
social contributions
-
-
-
29 891
income
-
-
-
9 854
solidarity contribution
-
-
-
-
total
-
-
-
54 663
Employee
37 643
-
82 463
-
income
4 517
-
9 896
-
social contributions
2 447
-
5 360
-
health
5 082
-
11 132
-
solidarity contribution
-
-
-
-
total
12 046
-
26 388
-
Employer
37 643
-
82 463
-
social contributions
9 411
-
20 616
-
health
3 388
-
7 422
-
total
12 799
-
28 038
-
Corporate
60 059
110 500
-
-
income
11 411
20 995
-
-
total
11 411
20 995
-
-
Dividends
48 648
89 505
-
-
withholding
7 297
13 426
-
-
total
7 297
13 426
-
-
Income
110 500
110 500
110 500
110 500
Total tax
43 553
34 421
54 426
54 663
After tax
66 947
76 079
56 074
55 837
Living cost
25 597
25 597
25 597
25 597
Free-cash
41 350
50 482
30 477
30 240

Estimated living cost  is ₽25597 per week

₽19036
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4701
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽23860
-₽86184
-₽86184
-₽86184
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
110 500
national
-
-
-
12 028
pensions
-
-
-
782
municipal
-
-
-
21 577
labour market
-
-
-
8 777
total
-
-
-
43 164
Employee
183 500
183 500
183 500
-
municipal
39 075
39 075
39 075
-
national
22 418
22 418
22 418
-
pensions
261
261
261
-
labour market
14 659
14 659
14 659
-
total
76 413
76 413
76 413
-
Employer
183 500
183 500
183 500
-
pensions
522
522
522
-
labour market
14 680
14 680
14 680
-
municipal
39 137
39 137
39 137
-
national
22 457
22 457
22 457
-
total
76 796
76 796
76 796
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
110 500
110 500
110 500
110 500
Total tax
153 209
153 209
153 209
43 164
After tax
-42 709
-42 709
-42 709
67 336
Living cost
43 476
43 476
43 476
43 476
Free-cash
-86 184
-86 184
-86 184
23 860

Estimated living cost  is ₽43476 per week

₽29755
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9206
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽37492
₽61073
₽41955
₽66664
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
110 500
health
-
-
-
14 365
pensions
-
-
-
22 099
income
-
-
-
14 807
total
-
-
-
51 271
Employee
25 530
-
82 587
-
unemployment
408
-
1 322
-
income
2 874
-
15 922
-
pensions
511
-
1 651
-
total
3 793
-
18 895
-
Employer
25 530
-
82 587
-
pensions
5 106
-
16 517
-
health
3 318
-
10 735
-
unemployment
205
-
661
-
total
8 629
-
27 913
-
Corporate
76 340
110 500
-
-
income
15 268
22 099
-
-
total
15 268
22 099
-
-
Dividends
61 072
88 401
-
-
total
-
-
-
-
Income
110 500
110 500
110 500
110 500
Total tax
27 690
22 099
46 808
51 271
After tax
82 810
88 401
63 692
59 229
Living cost
21 737
21 737
21 737
21 737
Free-cash
61 073
66 664
41 955
37 492

Estimated living cost  is ₽21737 per week

₽14909
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽41620
₽37370
₽26468
₽37353
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
110 500
national
-
-
-
13 351
health
-
-
-
1 325
municipal
-
-
-
19 652
total
-
-
-
34 328
Employee
47 349
-
92 959
-
unemployment
710
-
1 394
-
municipal
7 755
-
15 162
-
national
782
-
8 052
-
pensions
3 195
-
6 275
-
health
354
-
1 055
-
total
12 796
-
31 938
-
Employer
47 349
-
92 959
-
pensions
8 215
-
16 129
-
health
364
-
716
-
accident
48
-
92
-
unemployment
307
-
605
-
total
8 934
-
17 542
-
Corporate
54 218
110 500
-
-
income
10 843
22 099
-
-
total
10 843
22 099
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

32 531
66 300
-
-
municipal
5 856
11 934
-
-
national
149
4 562
-
-
total
6 005
16 496
-
-
Income
110 500
110 500
110 500
110 500
Total tax
38 578
38 595
49 480
34 328
After tax
71 922
71 905
61 020
76 172
Living cost
34 552
34 552
34 552
34 552
Free-cash
37 370
37 353
26 468
41 620

Estimated living cost  is ₽34552 per week

₽22569
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽35306
₽32953
₽38337
₽27952
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
110 500
surtax
-
-
-
-
health
-
-
-
3 173
pensions
-
-
-
24 281
social contributions
-
-
-
3 149
income
-
-
-
13 425
other
-
-
-
3 426
total
-
-
-
47 454
Employee
34 382
-
88 231
-
income
1 773
-
14 672
-
surtax
-
-
-
-
social contributions
980
-
2 514
-
pensions
3 889
-
4 977
-
total
6 642
-
22 163
-
Employer
34 382
-
88 231
-
pensions
5 650
-
8 586
-
social contributions
102
-
265
-
other
1 187
-
3 043
-
health
2 406
-
6 793
-
unemployment
1 392
-
3 573
-
total
10 737
-
22 260
-
Corporate
65 381
110 500
-
-
income
18 306
30 939
-
-
surtax
-
-
-
-
total
18 306
30 939
-
-
Dividends
47 075
79 561
-
-
withholding
6 025
10 184
-
-
social contributions
8 097
13 685
-
-
surtax
-
-
-
-
total
14 122
23 869
-
-
Income
110 500
110 500
110 500
110 500
Total tax
49 807
54 808
44 423
47 454
After tax
60 693
55 692
66 077
63 046
Living cost
27 740
27 740
27 740
27 740
Free-cash
32 953
27 952
38 337
35 306

Estimated living cost  is ₽27740 per week

₽16088
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2818
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽32255
₽30217
₽35286
₽24901
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
110 500
surtax
-
-
-
-
health
-
-
-
3 173
pensions
-
-
-
24 281
social contributions
-
-
-
3 149
income
-
-
-
13 425
other
-
-
-
3 426
total
-
-
-
47 454
Employee
38 517
-
88 231
-
income
2 273
-
14 672
-
surtax
-
-
-
-
social contributions
1 098
-
2 514
-
pensions
4 355
-
4 977
-
total
7 726
-
22 163
-
Employer
38 517
-
88 231
-
pensions
6 328
-
8 586
-
social contributions
116
-
265
-
other
1 329
-
3 043
-
health
2 697
-
6 793
-
unemployment
1 559
-
3 573
-
total
12 029
-
22 260
-
Corporate
59 955
110 500
-
-
income
16 788
30 939
-
-
surtax
-
-
-
-
total
16 788
30 939
-
-
Dividends
43 167
79 561
-
-
withholding
5 525
10 184
-
-
social contributions
7 424
13 685
-
-
surtax
-
-
-
-
total
12 949
23 869
-
-
Income
110 500
110 500
110 500
110 500
Total tax
49 492
54 808
44 423
47 454
After tax
61 008
55 692
66 077
63 046
Living cost
30 791
30 791
30 791
30 791
Free-cash
30 217
24 901
35 286
32 255

Estimated living cost  is ₽30791 per week

₽19415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8350
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽19579
₽18413
₽22610
₽12225
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
110 500
surtax
-
-
-
-
health
-
-
-
3 173
pensions
-
-
-
24 281
social contributions
-
-
-
3 149
income
-
-
-
13 425
other
-
-
-
3 426
total
-
-
-
47 454
Employee
56 366
-
88 231
-
income
4 918
-
14 672
-
surtax
-
-
-
-
social contributions
1 605
-
2 514
-
pensions
6 375
-
4 977
-
total
12 898
-
22 163
-
Employer
56 366
-
88 231
-
pensions
9 262
-
8 586
-
social contributions
169
-
265
-
other
1 945
-
3 043
-
health
3 945
-
6 793
-
unemployment
2 283
-
3 573
-
total
17 604
-
22 260
-
Corporate
36 529
110 500
-
-
income
10 228
30 939
-
-
surtax
-
-
-
-
total
10 228
30 939
-
-
Dividends
26 301
79 561
-
-
withholding
3 366
10 184
-
-
social contributions
4 524
13 685
-
-
surtax
-
-
-
-
total
7 890
23 869
-
-
Income
110 500
110 500
110 500
110 500
Total tax
48 620
54 808
44 423
47 454
After tax
61 880
55 692
66 077
63 046
Living cost
43 467
43 467
43 467
43 467
Free-cash
18 413
12 225
22 610
19 579

Estimated living cost  is ₽43467 per week

₽29418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽103572
₽98061
₽82577
₽99152
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
110 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 105
total
-
-
-
1 105
Employee
7 278
-
110 500
-
income
1 455
-
22 100
-
total
1 455
-
22 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

103 222
110 500
-
-
total
-
-
-
-
Dividends
103 222
110 500
-
-
withholding
5 161
5 525
-
-
total
5 161
5 525
-
-
Income
110 500
110 500
110 500
110 500
Total tax
6 616
5 525
22 100
1 105
After tax
103 884
104 975
88 400
109 395
Living cost
5 823
5 823
5 823
5 823
Free-cash
98 061
99 152
82 577
103 572

Estimated living cost  is ₽5823 per week

₽3608
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1570
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽100322
₽94201
₽79327
₽95902
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
110 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 105
total
-
-
-
1 105
Employee
11 342
-
110 500
-
income
2 268
-
22 100
-
total
2 268
-
22 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

99 158
110 500
-
-
total
-
-
-
-
Dividends
99 158
110 500
-
-
withholding
4 958
5 525
-
-
total
4 958
5 525
-
-
Income
110 500
110 500
110 500
110 500
Total tax
7 226
5 525
22 100
1 105
After tax
103 274
104 975
88 400
109 395
Living cost
9 073
9 073
9 073
9 073
Free-cash
94 201
95 902
79 327
100 322

Estimated living cost  is ₽9073 per week

₽6140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽29335
₽33976
₽39188
₽22202
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
110 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 587
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
28 832
trade
-
-
-
9 853
total
-
-
-
46 420
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 779
-
110 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 682
-
28 832
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

203
-
1 587
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 033
-
36 567
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
65 721
110 500
-
-
trade
9 431
15 857
-
-
income
9 858
16 575
-
-
chamber of commerce
232
299
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

541
912
-
-
total
20 062
33 643
-
-
Dividends
45 659
76 857
-
-
withholding
11 074
18 872
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

610
1 038
-
-
total
11 684
19 910
-
-
Income
110 500
110 500
110 500
110 500
Total tax
41 779
53 553
36 567
46 420
After tax
68 721
56 947
73 933
64 080
Living cost
34 745
34 745
34 745
34 745
Free-cash
33 976
22 202
39 188
29 335

Estimated living cost  is ₽34745 per week

₽23968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3738
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6534
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽35860
₽38506
₽46674
₽28553
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
110 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 587
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
28 832
trade
-
-
-
10 814
total
-
-
-
47 381
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 422
-
110 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

962
-
28 832
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
1 587
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
7 163
-
36 567
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
76 078
110 500
-
-
trade
11 982
17 403
-
-
income
11 412
16 575
-
-
chamber of commerce
246
295
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

628
912
-
-
total
24 268
35 185
-
-
Dividends
51 810
75 315
-
-
withholding
12 611
18 487
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

693
1 016
-
-
total
13 304
19 503
-
-
Income
110 500
110 500
110 500
110 500
Total tax
44 735
54 688
36 567
47 381
After tax
65 765
55 812
73 933
63 119
Living cost
27 259
27 259
27 259
27 259
Free-cash
38 506
28 553
46 674
35 860

Estimated living cost  is ₽27259 per week

₽17147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6425
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽27285
₽32534
₽38579
₽19888
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
110 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 587
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
28 832
trade
-
-
-
11 294
total
-
-
-
47 861
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 639
-
110 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 921
-
28 832
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
1 587
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 284
-
36 567
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
64 861
110 500
-
-
trade
10 669
18 177
-
-
income
9 730
16 575
-
-
chamber of commerce
229
294
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

535
912
-
-
total
21 163
35 958
-
-
Dividends
43 699
74 543
-
-
withholding
10 583
18 294
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

582
1 006
-
-
total
11 165
19 300
-
-
Income
110 500
110 500
110 500
110 500
Total tax
42 612
55 258
36 567
47 861
After tax
67 888
55 242
73 933
62 639
Living cost
35 354
35 354
35 354
35 354
Free-cash
32 534
19 888
38 579
27 285

Estimated living cost  is ₽35354 per week

₽23645
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3728
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽20929
₽28040
₽32705
₽13446
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
110 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 587
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
28 832
trade
-
-
-
11 776
total
-
-
-
48 343
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 086
-
110 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 360
-
28 832
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
-
1 587
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
12 858
-
36 567
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
56 414
110 500
-
-
trade
9 675
18 950
-
-
income
8 462
16 575
-
-
chamber of commerce
215
292
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

466
912
-
-
total
18 818
36 729
-
-
Dividends
37 595
73 771
-
-
withholding
9 057
18 101
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

499
996
-
-
total
9 556
19 097
-
-
Income
110 500
110 500
110 500
110 500
Total tax
41 232
55 826
36 567
48 343
After tax
69 268
54 674
73 933
62 157
Living cost
41 228
41 228
41 228
41 228
Free-cash
28 040
13 446
32 705
20 929

Estimated living cost  is ₽41228 per week

₽30111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3298
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7284
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽33449
₽46427
₽31630
₽49291
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
110 500
surtax
-
-
-
3 168
unemployment
-
-
-
205
health
-
-
-
7 846
pensions
-
-
-
22 099
income
-
-
-
23 519
other
-
-
-
-
total
-
-
-
56 837
Employee
30 307
-
91 285
-
unemployment
2 109
-
6 353
-
other
-
-
-
-
income
5 081
-
21 794
-
surtax
108
-
2 879
-
pensions
2 022
-
6 088
-
health
774
-
2 328
-
total
10 094
-
39 442
-
Employer
30 307
-
91 285
-
pensions
4 041
-
12 168
-
other
-
-
-
-
health
1 378
-
4 153
-
unemployment
962
-
2 893
-
total
6 381
-
19 214
-
Corporate
73 812
110 500
-
-
income
19 191
28 729
-
-
total
19 191
28 729
-
-
Dividends
54 621
81 771
-
-
withholding
8 193
12 266
-
-
total
8 193
12 266
-
-
Income
110 500
110 500
110 500
110 500
Total tax
43 859
40 995
58 656
56 837
After tax
66 641
69 505
51 844
53 663
Living cost
20 214
20 214
20 214
20 214
Free-cash
46 427
49 291
31 630
33 449

Estimated living cost  is ₽20214 per week

₽12204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽33804
₽46844
₽31985
₽49646
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
110 500
surtax
-
-
-
3 168
unemployment
-
-
-
205
health
-
-
-
7 846
pensions
-
-
-
22 099
income
-
-
-
23 519
other
-
-
-
-
total
-
-
-
56 837
Employee
29 761
-
91 285
-
unemployment
2 072
-
6 353
-
other
-
-
-
-
income
4 989
-
21 794
-
surtax
97
-
2 879
-
pensions
1 985
-
6 088
-
health
760
-
2 328
-
total
9 903
-
39 442
-
Employer
29 761
-
91 285
-
pensions
3 967
-
12 168
-
other
-
-
-
-
health
1 354
-
4 153
-
unemployment
943
-
2 893
-
total
6 264
-
19 214
-
Corporate
74 475
110 500
-
-
income
19 364
28 729
-
-
total
19 364
28 729
-
-
Dividends
55 111
81 771
-
-
withholding
8 266
12 266
-
-
total
8 266
12 266
-
-
Income
110 500
110 500
110 500
110 500
Total tax
43 797
40 995
58 656
56 837
After tax
66 703
69 505
51 844
53 663
Living cost
19 859
19 859
19 859
19 859
Free-cash
46 844
49 646
31 985
33 804

Estimated living cost  is ₽19859 per week

₽12143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5426
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽58683
₽44711
₽46192
₽44340
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
110 500
unemployment
-
-
-
1 657
health
-
-
-
7 735
pensions
-
-
-
11 050
income
-
-
-
13 509
total
-
-
-
33 951
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
92 469
-
unemployment
387
154
1 387
-
income
3 153
1 255
11 304
-
pensions
2 579
1 026
9 247
-
health
1 805
718
6 473
-
total
7 924
3 153
28 411
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
92 469
-
pensions
5 029
2 001
18 031
-
total
5 029
2 001
18 031
-
Corporate
79 682
98 235
-
-
income
7 171
8 841
-
-
total
7 171
8 841
-
-
Dividends
72 510
89 394
-
-
withholding
13 777
16 985
-
-
social contributions
14 022
17 314
-
-
total
27 799
34 299
-
-
Income
110 500
110 500
110 500
110 500
Total tax
47 923
48 294
46 442
33 951
After tax
62 577
62 206
64 058
76 549
Living cost
17 866
17 866
17 866
17 866
Free-cash
44 711
44 340
46 192
58 683

Estimated living cost  is ₽17866 per week

₽12192
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3855
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽22356
₽24656
₽23224
₽25381
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
110 500
national
-
-
-
18 309
pensions
-
-
-
13 260
social contributions
-
-
-
1 188
municipal
-
-
-
11 816
total
-
-
-
44 573
Employee
67 543
-
95 526
-
municipal
8 343
-
12 243
-
national
12 928
-
18 972
-
pensions
2 702
-
3 821
-
total
23 973
-
35 036
-
Employer
67 543
-
95 526
-
pensions
5 403
-
7 642
-
social contributions
726
-
1 027
-
total
6 129
-
8 669
-
Corporate
32 369
110 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

6 474
22 100
-
-
total
6 474
22 100
-
-
Dividends
25 895
88 400
-
-
withholding
5 697
19 448
-
-
total
5 697
19 448
-
-
Income
110 500
110 500
110 500
110 500
Total tax
42 273
41 548
43 705
44 573
After tax
68 227
68 952
66 795
65 927
Living cost
43 571
43 571
43 571
43 571
Free-cash
24 656
25 381
23 224
22 356

Estimated living cost  is ₽43571 per week

₽29615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽19649
₽28071
₽19649
₽26083
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
110 500
social contributions
-
-
-
10 260
income
-
-
-
29 325
total
-
-
-
39 585
Employee
70 397
-
110 500
-
social contributions
5 848
-
10 260
-
income
13 284
-
29 325
-
total
19 132
-
39 585
-
Employer
70 397
-
110 500
-
total
-
-
-
-
Corporate
40 103
110 500
-
-
income
5 013
13 813
-
-
total
5 013
13 813
-
-
Dividends
35 091
96 687
-
-
withholding
7 018
19 338
-
-
total
7 018
19 338
-
-
Income
110 500
110 500
110 500
110 500
Total tax
31 163
33 151
39 585
39 585
After tax
79 337
77 349
70 915
70 915
Living cost
51 266
51 266
51 266
51 266
Free-cash
28 071
26 083
19 649
19 649

Estimated living cost  is ₽51266 per week

₽39002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4177
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽17289
₽16281
₽12030
₽20983
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
110 500
national
-
-
-
24 905
regional
-
-
-
1 255
social contributions
-
-
-
28 420
municipal
-
-
-
656
total
-
-
-
55 236
Employee
79 983
-
110 500
-
municipal
424
-
586
-
national
13 859
-
21 546
-
social contributions
26 970
-
37 260
-
regional
755
-
1 103
-
total
42 008
-
60 495
-
Employer
79 983
-
110 500
-
total
-
-
-
-
Corporate
30 517
110 500
-
-
nationa
7 325
26 519
-
-
municipal
1 190
4 309
-
-
total
8 515
30 828
-
-
Dividends
22 002
79 672
-
-
withholding
5 721
20 714
-
-
total
5 721
20 714
-
-
Income
110 500
110 500
110 500
110 500
Total tax
56 244
51 542
60 495
55 236
After tax
54 256
58 958
50 005
55 264
Living cost
37 975
37 975
37 975
37 975
Free-cash
16 281
20 983
12 030
17 289

Estimated living cost  is ₽37975 per week

₽26472
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2490
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8430
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽30610
₽31839
₽25378
₽33839
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
110 500
national
-
-
-
24 905
regional
-
-
-
1 666
social contributions
-
-
-
28 420
municipal
-
-
-
656
total
-
-
-
55 647
Employee
49 922
-
110 500
-
municipal
265
-
586
-
national
7 909
-
21 546
-
social contributions
16 834
-
37 260
-
regional
672
-
1 487
-
total
25 680
-
60 879
-
Employer
49 922
-
110 500
-
total
-
-
-
-
Corporate
60 578
110 500
-
-
nationa
14 539