Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 110500
per

Your estimated
City
free-cash

Andorra , Andorra
₽74510
₽60607
₽57670
₽71722
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
110 500
social contributions
-
-
-
24 310
income
-
-
-
3 580
total
-
-
-
27 890
Employee
26 673
-
95 670
-
social contributions
1 733
-
6 219
-
income
-
-
3 906
-
total
1 733
-
10 125
-
Employer
26 673
-
95 670
-
social contributions
4 135
-
14 828
-
total
4 135
-
14 828
-
Corporate
79 692
110 500
-
-
income
7 970
11 050
-
-
total
7 970
11 050
-
-
Dividends
71 723
99 450
-
-
total
-
-
-
-
Income
110 500
110 500
110 500
110 500
Total tax
13 838
11 050
24 953
27 890
After tax
96 662
99 450
85 547
82 610
Living cost
24 940
24 940
24 940
24 940
Free-cash
71 722
74 510
60 607
57 670

Estimated living cost  is ₽24940 per week

₽16126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1880
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6465
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽35099
₽3540
₽29447
₽34689
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
110 500
chamber of commerce
-
-
-
442
unemployment
-
-
-
5 089
health
-
-
-
7 414
pensions
-
-
-
17 931
income
-
-
-
23 708
surtax
-
-
-
-
total
-
-
-
54 584
Employee
36 267
33 064
85 806
-
health
1 403
1 280
3 321
-
pensions
3 714
3 385
8 787
-
other
362
331
858
-
unemployment
1 088
992
2 574
-
income
3 231
2 439
19 593
-
total
9 798
8 427
35 133
-
Employer
36 267
33 064
85 806
-
pensions
4 552
4 150
10 769
-
accident
471
430
1 115
-
unemployment
1 088
992
2 574
-
surtax
-
-
-
-
payroll
1 088
992
2 574
-
chamber of commerce
145
132
343
-
health
1 371
1 250
3 243
-
other
1 722
1 570
4 075
-
total
10 437
9 516
24 693
-
Corporate
63 796
67 920
82 657
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

15 949
16 981
20 665
-
total
15 949
16 981
20 665
-
Dividends
47 846
50 940
-
-
withholding
13 158
14 008
-
-
total
13 158
14 008
-
-
Income
110 500
110 500
110 500
110 500
Total tax
49 342
48 932
80 491
54 584
After tax
61 158
61 568
30 009
55 916
Living cost
26 469
26 469
26 469
26 469
Free-cash
34 689
35 099
3 540
29 447

Estimated living cost  is ₽26469 per week

₽15878
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2703
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7416
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽32244
₽748
₽26518
₽30962
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
110 500
chamber of commerce
-
-
-
442
unemployment
-
-
-
5 089
health
-
-
-
7 414
pensions
-
-
-
17 931
income
-
-
-
23 708
surtax
-
-
-
164
total
-
-
-
54 748
Employee
41 463
33 064
85 676
-
health
1 604
1 280
3 316
-
pensions
4 246
3 385
8 773
-
other
414
331
857
-
unemployment
1 244
992
2 570
-
income
4 720
2 439
19 548
-
total
12 228
8 427
35 064
-
Employer
41 463
33 064
85 676
-
pensions
5 204
4 150
10 752
-
accident
538
430
1 113
-
unemployment
1 244
992
2 570
-
surtax
164
164
164
-
payroll
1 244
992
2 570
-
chamber of commerce
165
132
343
-
health
1 567
1 250
3 239
-
other
1 970
1 570
4 070
-
total
12 096
9 680
24 821
-
Corporate
56 942
67 757
82 531
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

14 236
16 940
20 633
-
total
14 236
16 940
20 633
-
Dividends
42 706
50 817
-
-
withholding
11 744
13 975
-
-
total
11 744
13 975
-
-
Income
110 500
110 500
110 500
110 500
Total tax
50 304
49 022
80 518
54 748
After tax
60 196
61 478
29 982
55 752
Living cost
29 234
29 234
29 234
29 234
Free-cash
30 962
32 244
748
26 518

Estimated living cost  is ₽29234 per week

₽19498
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6762
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽31622
₽10642
₽18843
₽19179
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
110 500
social contributions
-
-
-
17 467
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
5 581
national
-
-
-
38 358
total
-
-
-
61 406
Employee

The minimum management director salary is set at €45,000 per year.

59 347
-
85 586
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 788
-
4 023
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 451
-
6 419
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 095
-
4 464
-
national
18 246
-
29 042
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

516
-
745
-
total
29 096
-
44 693
-
Employer

The minimum management director salary is set at €45,000 per year.

59 347
-
85 586
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

771
-
1 113
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

866
-
1 250
-
surtax
6 729
-
9 705
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 650
-
5 263
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 259
-
7 583
-
total
17 275
-
24 914
-
Corporate
33 878
110 500
-
-
surtax
135
442
-
-
income
6 775
22 101
-
-
total
6 910
22 543
-
-
Dividends
26 968
87 957
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

7 789
26 084
-
-
total
7 789
26 084
-
-
Income
110 500
110 500
110 500
110 500
Total tax
61 070
48 627
69 607
61 406
After tax
49 430
61 873
40 893
49 094
Living cost
30 251
30 251
30 251
30 251
Free-cash
19 179
31 622
10 642
18 843

Estimated living cost  is ₽30251 per week

₽19485
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2645
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7647
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽80214
₽75878
₽71929
₽75161
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
110 500
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
16 575
total
-
-
-
24 308
Employee
18 887
-
104 818
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
health
869
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 658
-
2 543
-
income
1 889
-
10 482
-
total
4 624
-
14 676
-
Employer
18 887
-
104 818
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
unemployment
113
-
174
-
health
1 303
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 081
-
3 192
-
total
3 705
-
5 683
-
Corporate
87 907
110 500
-
-
income
8 791
11 050
-
-
total
8 791
11 050
-
-
Dividends
79 116
99 450
-
-
withholding
3 956
4 973
-
-
total
3 956
4 973
-
-
Income
110 500
110 500
110 500
110 500
Total tax
21 076
16 023
20 359
24 308
After tax
89 424
94 477
90 141
86 192
Living cost
14 263
14 263
14 263
14 263
Free-cash
75 161
80 214
75 878
71 929

Estimated living cost  is ₽14263 per week

₽9434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽817
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽340
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3673
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽83606
₽79270
₽75321
₽79755
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
110 500
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
16 575
total
-
-
-
24 308
Employee
14 395
-
104 818
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
health
662
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 264
-
2 543
-
income
1 439
-
10 482
-
total
3 523
-
14 676
-
Employer
14 395
-
104 818
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
unemployment
86
-
174
-
health
994
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 587
-
3 192
-
total
2 825
-
5 683
-
Corporate
93 280
110 500
-
-
income
9 328
11 050
-
-
total
9 328
11 050
-
-
Dividends
83 952
99 450
-
-
withholding
4 198
4 973
-
-
total
4 198
4 973
-
-
Income
110 500
110 500
110 500
110 500
Total tax
19 874
16 023
20 359
24 308
After tax
90 626
94 477
90 141
86 192
Living cost
10 871
10 871
10 871
10 871
Free-cash
79 755
83 606
79 270
75 321

Estimated living cost  is ₽10871 per week

₽6347
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽776
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽288
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3460
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽61517
₽56940
₽58092
₽57004
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
110 500
social contributions
-
-
-
13 424
health
-
-
-
2 818
income
-
-
-
16 957
total
-
-
-
33 199
Employee
63 798
63 798
101 482
-
health
494
1 085
1 726
-
social contributions
2 412
5 295
7 142
-
income
6 947
5 906
16 464
-
total
9 853
12 286
25 332
-
Employer
63 798
63 798
101 482
-
social contributions
2 412
5 295
7 142
-
health
537
1 181
1 877
-
total
2 949
6 476
9 019
-
Corporate
78 489
40 227
-
-
income
9 810
5 029
-
-
total
9 810
5 029
-
-
Dividends
68 678
35 198
-
-
withholding
11 675
5 983
-
-
total
11 675
5 983
-
-
Income
110 500
110 500
110 500
110 500
Total tax
34 287
29 774
34 351
33 199
After tax
76 213
80 726
76 149
77 301
Living cost
19 209
19 209
19 209
19 209
Free-cash
57 004
61 517
56 940
58 092

Estimated living cost  is ₽19209 per week

₽11512
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽53816
₽49239
₽50391
₽50377
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
110 500
social contributions
-
-
-
13 424
health
-
-
-
2 818
income
-
-
-
16 957
total
-
-
-
33 199
Employee
63 798
63 798
101 482
-
health
635
1 085
1 726
-
social contributions
3 100
5 295
7 142
-
income
6 699
5 906
16 464
-
total
10 434
12 286
25 332
-
Employer
63 798
63 798
101 482
-
social contributions
3 100
5 295
7 142
-
health
691
1 181
1 877
-
total
3 791
6 476
9 019
-
Corporate
69 364
40 227
-
-
income
8 671
5 029
-
-
total
8 671
5 029
-
-
Dividends
60 694
35 198
-
-
withholding
10 317
5 983
-
-
total
10 317
5 983
-
-
Income
110 500
110 500
110 500
110 500
Total tax
33 213
29 774
34 351
33 199
After tax
77 287
80 726
76 149
77 301
Living cost
26 910
26 910
26 910
26 910
Free-cash
50 377
53 816
49 239
50 391

Estimated living cost  is ₽26910 per week

₽18396
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2102
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5961
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽56556
₽36551
₽37844
₽49592
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
110 500
social contributions
-
-
-
28 093
health
-
-
-
14 917
solidarity contribution
-
-
-
-
income
-
-
-
10 123
total
-
-
-
53 133
Employee
28 710
-
82 463
-
health
3 876
-
11 132
-
social contributions
1 866
-
5 360
-
solidarity contribution
-
-
-
-
income
3 445
-
9 896
-
total
9 187
-
26 388
-
Employer
28 710
-
82 463
-
social contributions
7 178
-
20 616
-
health
2 584
-
7 422
-
total
9 762
-
28 038
-
Corporate
72 028
110 500
-
-
income
13 685
20 995
-
-
total
13 685
20 995
-
-
Dividends
58 343
89 505
-
-
withholding
8 751
13 426
-
-
total
8 751
13 426
-
-
Income
110 500
110 500
110 500
110 500
Total tax
41 385
34 421
54 426
53 133
After tax
69 115
76 079
56 074
57 367
Living cost
19 523
19 523
19 523
19 523
Free-cash
49 592
56 556
36 551
37 844

Estimated living cost  is ₽19523 per week

₽13561
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽384
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4189
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽52022
₽32017
₽33310
₽43439
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
110 500
social contributions
-
-
-
28 093
health
-
-
-
14 917
solidarity contribution
-
-
-
-
income
-
-
-
10 123
total
-
-
-
53 133
Employee
35 378
-
82 463
-
health
4 776
-
11 132
-
social contributions
2 300
-
5 360
-
solidarity contribution
-
-
-
-
income
4 245
-
9 896
-
total
11 321
-
26 388
-
Employer
35 378
-
82 463
-
social contributions
8 845
-
20 616
-
health
3 184
-
7 422
-
total
12 029
-
28 038
-
Corporate
63 093
110 500
-
-
income
11 988
20 995
-
-
total
11 988
20 995
-
-
Dividends
51 105
89 505
-
-
withholding
7 666
13 426
-
-
total
7 666
13 426
-
-
Income
110 500
110 500
110 500
110 500
Total tax
43 004
34 421
54 426
53 133
After tax
67 496
76 079
56 074
57 367
Living cost
24 057
24 057
24 057
24 057
Free-cash
43 439
52 022
32 017
33 310

Estimated living cost  is ₽24057 per week

₽17891
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1333
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽416
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4418
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽70754
-₽70754
₽27188
-₽70754
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
110 500
labour market
-
-
-
8 782
municipal
-
-
-
21 948
pensions
-
-
-
721
national
-
-
-
11 796
total
-
-
-
43 247
Employee
169 104
169 104
169 104
-
municipal
36 010
36 010
36 010
-
pensions
240
240
240
-
national
20 659
20 659
20 659
-
labour market
13 509
13 509
13 509
-
total
70 418
70 418
70 418
-
Employer
169 104
169 104
169 104
-
labour market
13 528
13 528
13 528
-
national
20 695
20 695
20 695
-
municipal
36 067
36 067
36 067
-
pensions
481
481
481
-
total
70 771
70 771
70 771
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
110 500
110 500
110 500
110 500
Total tax
141 189
141 189
141 189
43 247
After tax
-30 689
-30 689
-30 689
67 253
Living cost
40 065
40 065
40 065
40 065
Free-cash
-70 754
-70 754
-70 754
27 188

Estimated living cost  is ₽40065 per week

₽27421
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3544
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽616
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8484
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽68359
₽43652
₽39188
₽63206
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
110 500
health
-
-
-
14 365
pensions
-
-
-
22 099
income
-
-
-
14 808
total
-
-
-
51 272
Employee
23 536
-
82 585
-
pensions
471
-
1 652
-
unemployment
376
-
1 321
-
income
2 650
-
15 922
-
total
3 497
-
18 895
-
Employer
23 536
-
82 585
-
pensions
4 708
-
16 516
-
unemployment
189
-
661
-
health
3 059
-
10 736
-
total
7 956
-
27 913
-
Corporate
79 008
110 500
-
-
income
15 801
22 101
-
-
total
15 801
22 101
-
-
Dividends
63 207
88 399
-
-
total
-
-
-
-
Income
110 500
110 500
110 500
110 500
Total tax
27 254
22 101
46 808
51 272
After tax
83 246
88 399
63 692
59 228
Living cost
20 040
20 040
20 040
20 040
Free-cash
63 206
68 359
43 652
39 188

Estimated living cost  is ₽20040 per week

₽13745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1193
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽39514
₽28378
₽43530
₽40113
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
110 500
health
-
-
-
1 356
municipal
-
-
-
19 646
national
-
-
-
14 115
total
-
-
-
35 117
Employee
43 651
-
92 957
-
health
326
-
1 085
-
municipal
7 150
-
15 157
-
pensions
2 946
-
6 274
-
national
721
-
8 815
-
unemployment
655
-
1 395
-
total
11 798
-
32 726
-
Employer
43 651
-
92 957
-
accident
44
-
93
-
unemployment
283
-
605
-
health
335
-
716
-
pensions
7 573
-
16 129
-
total
8 235
-
17 543
-
Corporate
58 613
110 500
-
-
income
11 723
22 101
-
-
total
11 723
22 101
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

35 167
66 300
-
-
municipal
6 331
11 934
-
-
national
447
5 098
-
-
total
6 778
17 032
-
-
Income
110 500
110 500
110 500
110 500
Total tax
38 534
39 133
50 269
35 117
After tax
71 966
71 367
60 231
75 383
Living cost
31 853
31 853
31 853
31 853
Free-cash
40 113
39 514
28 378
43 530

Estimated living cost  is ₽31853 per week

₽20806
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3064
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽30118
₽39149
₽37273
₽34730
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
110 500
social contributions
-
-
-
3 149
health
-
-
-
3 560
pensions
-
-
-
23 101
other
-
-
-
3 426
income
-
-
-
14 418
surtax
-
-
-
-
total
-
-
-
47 654
Employee
31 696
-
87 614
-
income
1 634
-
15 173
-
social contributions
904
-
2 496
-
pensions
3 585
-
5 224
-
surtax
-
-
-
-
total
6 123
-
22 893
-
Employer
31 696
-
87 614
-
pensions
5 208
-
8 948
-
social contributions
94
-
263
-
unemployment
1 283
-
3 549
-
health
2 218
-
7 078
-
other
1 094
-
3 047
-
total
9 897
-
22 885
-
Corporate
68 905
110 500
-
-
surtax
-
-
-
-
income
19 293
30 940
-
-
total
19 293
30 940
-
-
Dividends
49 612
79 560
-
-
surtax
-
-
-
-
withholding
6 350
10 184
-
-
social contributions
8 534
13 685
-
-
total
14 884
23 869
-
-
Income
110 500
110 500
110 500
110 500
Total tax
50 197
54 809
45 778
47 654
After tax
60 303
55 691
64 722
62 846
Living cost
25 573
25 573
25 573
25 573
Free-cash
34 730
30 118
39 149
37 273

Estimated living cost  is ₽25573 per week

₽14831
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2598
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7660
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽27305
₽36336
₽34460
₽32206
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
110 500
social contributions
-
-
-
3 149
health
-
-
-
3 560
pensions
-
-
-
23 101
other
-
-
-
3 426
income
-
-
-
14 418
surtax
-
-
-
-
total
-
-
-
47 654
Employee
35 509
-
87 614
-
income
2 096
-
15 173
-
social contributions
1 012
-
2 496
-
pensions
4 015
-
5 224
-
surtax
-
-
-
-
total
7 123
-
22 893
-
Employer
35 509
-
87 614
-
pensions
5 833
-
8 948
-
social contributions
107
-
263
-
unemployment
1 437
-
3 549
-
health
2 486
-
7 078
-
other
1 225
-
3 047
-
total
11 088
-
22 885
-
Corporate
63 902
110 500
-
-
surtax
-
-
-
-
income
17 892
30 940
-
-
total
17 892
30 940
-
-
Dividends
46 010
79 560
-
-
surtax
-
-
-
-
withholding
5 890
10 184
-
-
social contributions
7 915
13 685
-
-
total
13 805
23 869
-
-
Income
110 500
110 500
110 500
110 500
Total tax
49 908
54 809
45 778
47 654
After tax
60 592
55 691
64 722
62 846
Living cost
28 386
28 386
28 386
28 386
Free-cash
32 206
27 305
36 336
34 460

Estimated living cost  is ₽28386 per week

₽17898
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2308
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽15619
₽24650
₽22774
₽21324
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
110 500
social contributions
-
-
-
3 149
health
-
-
-
3 560
pensions
-
-
-
23 101
other
-
-
-
3 426
income
-
-
-
14 418
surtax
-
-
-
-
total
-
-
-
47 654
Employee
51 964
-
87 614
-
income
4 534
-
15 173
-
social contributions
1 480
-
2 496
-
pensions
5 877
-
5 224
-
surtax
-
-
-
-
total
11 891
-
22 893
-
Employer
51 964
-
87 614
-
pensions
8 538
-
8 948
-
social contributions
156
-
263
-
unemployment
2 105
-
3 549
-
health
3 637
-
7 078
-
other
1 793
-
3 047
-
total
16 229
-
22 885
-
Corporate
42 307
110 500
-
-
surtax
-
-
-
-
income
11 846
30 940
-
-
total
11 846
30 940
-
-
Dividends
30 460
79 560
-
-
surtax
-
-
-
-
withholding
3 898
10 184
-
-
social contributions
5 240
13 685
-
-
total
9 138
23 869
-
-
Income
110 500
110 500
110 500
110 500
Total tax
49 104
54 809
45 778
47 654
After tax
61 396
55 691
64 722
62 846
Living cost
40 072
40 072
40 072
40 072
Free-cash
21 324
15 619
24 650
22 774

Estimated living cost  is ₽40072 per week

₽27120
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3278
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽549
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9124
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽99118
₽82543
₽103538
₽98020
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
110 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 105
total
-
-
-
1 105
Employee
7 321
-
110 500
-
income
1 464
-
22 100
-
total
1 464
-
22 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

103 179
110 500
-
-
total
-
-
-
-
Dividends
103 179
110 500
-
-
withholding
5 159
5 525
-
-
total
5 159
5 525
-
-
Income
110 500
110 500
110 500
110 500
Total tax
6 623
5 525
22 100
1 105
After tax
103 877
104 975
88 400
109 395
Living cost
5 857
5 857
5 857
5 857
Free-cash
98 020
99 118
82 543
103 538

Estimated living cost  is ₽5857 per week

₽3630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽487
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1579
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽95848
₽79273
₽100268
₽94136
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
110 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 105
total
-
-
-
1 105
Employee
11 409
-
110 500
-
income
2 282
-
22 100
-
total
2 282
-
22 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

99 091
110 500
-
-
total
-
-
-
-
Dividends
99 091
110 500
-
-
withholding
4 955
5 525
-
-
total
4 955
5 525
-
-
Income
110 500
110 500
110 500
110 500
Total tax
7 237
5 525
22 100
1 105
After tax
103 263
104 975
88 400
109 395
Living cost
9 127
9 127
9 127
9 127
Free-cash
94 136
95 848
79 273
100 268

Estimated living cost  is ₽9127 per week

₽6176
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2261
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽24899
₽40936
₽30614
₽35748
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
110 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
10 322
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
30 204
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 661
total
-
-
-
47 855
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 281
-
110 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

187
-
1 661
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 395
-
30 204
-
total
9 250
-
37 533
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
69 219
110 500
-
-
trade
9 933
15 856
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

572
912
-
-
chamber of commerce
227
288
-
-
income
10 384
16 574
-
-
total
21 116
33 630
-
-
Dividends
48 104
76 870
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

644
1 039
-
-
withholding
11 711
18 901
-
-
total
12 355
19 940
-
-
Income
110 500
110 500
110 500
110 500
Total tax
42 721
53 570
37 533
47 855
After tax
67 779
56 930
72 967
62 645
Living cost
32 031
32 031
32 031
32 031
Free-cash
35 748
24 899
40 936
30 614

Estimated living cost  is ₽32031 per week

₽22096
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3446
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6024
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽30660
₽47837
₽36509
₽39838
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
110 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
11 328
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
30 204
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 661
total
-
-
-
48 861
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 733
-
110 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
1 661
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

886
-
30 204
-
total
6 603
-
37 533
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
78 767
110 500
-
-
trade
12 405
17 404
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

650
912
-
-
chamber of commerce
239
285
-
-
income
11 815
16 574
-
-
total
25 109
35 175
-
-
Dividends
53 657
75 325
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

721
1 019
-
-
withholding
13 099
18 516
-
-
total
13 820
19 535
-
-
Income
110 500
110 500
110 500
110 500
Total tax
45 532
54 710
37 533
48 861
After tax
64 968
55 790
72 967
61 639
Living cost
25 130
25 130
25 130
25 130
Free-cash
39 838
30 660
47 837
36 509

Estimated living cost  is ₽25130 per week

₽15808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2930
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5923
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽22629
₽40374
₽28542
₽34287
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
110 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
11 832
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
30 204
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 661
total
-
-
-
49 365
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

42 074
-
110 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

198
-
1 661
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 615
-
30 204
-
total
9 481
-
37 533
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
68 426
110 500
-
-
trade
11 256
18 177
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

565
912
-
-
chamber of commerce
224
283
-
-
income
10 264
16 574
-
-
total
22 309
35 946
-
-
Dividends
46 117
74 554
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

617
1 008
-
-
withholding
11 213
18 324
-
-
total
11 830
19 332
-
-
Income
110 500
110 500
110 500
110 500
Total tax
43 620
55 278
37 533
49 365
After tax
66 880
55 222
72 967
61 135
Living cost
32 593
32 593
32 593
32 593
Free-cash
34 287
22 629
40 374
28 542

Estimated living cost  is ₽32593 per week

₽21798
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6871
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽16647
₽34959
₽22623
₽30100
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
110 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
12 336
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
30 204
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 661
total
-
-
-
49 869
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 862
-
110 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

323
-
1 661
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

5 863
-
30 204
-
total
11 854
-
37 533
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
60 638
110 500
-
-
trade
10 399
18 950
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

501
912
-
-
chamber of commerce
211
282
-
-
income
9 096
16 574
-
-
total
20 207
36 718
-
-
Dividends
40 432
73 782
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

538
997
-
-
withholding
9 793
18 130
-
-
total
10 331
19 127
-
-
Income
110 500
110 500
110 500
110 500
Total tax
42 392
55 845
37 533
49 869
After tax
68 108
54 655
72 967
60 631
Living cost
38 008
38 008
38 008
38 008
Free-cash
30 100
16 647
34 959
22 623

Estimated living cost  is ₽38008 per week

₽27759
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3040
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6715
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽50869
₽31997
₽33825
₽48231
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
110 500
unemployment
-
-
-
189
health
-
-
-
7 846
pensions
-
-
-
22 101
other
-
-
-
-
income
-
-
-
24 513
surtax
-
-
-
3 391
total
-
-
-
58 040
Employee
27 940
-
91 284
-
health
713
-
2 329
-
pensions
1 864
-
6 088
-
surtax
99
-
3 103
-
other
-
-
-
-
unemployment
1 944
-
6 353
-
income
4 684
-
22 781
-
total
9 304
-
40 654
-
Employer
27 940
-
91 284
-
pensions
3 725
-
12 167
-
unemployment
886
-
2 894
-
health
1 271
-
4 153
-
other
-
-
-
-
total
5 882
-
19 214
-
Corporate
76 677
110 500
-
-
income
19 936
28 731
-
-
total
19 936
28 731
-
-
Dividends
56 742
81 769
-
-
withholding
8 512
12 265
-
-
total
8 512
12 265
-
-
Income
110 500
110 500
110 500
110 500
Total tax
43 634
40 996
59 868
58 040
After tax
66 866
69 504
50 632
52 460
Living cost
18 635
18 635
18 635
18 635
Free-cash
48 231
50 869
31 997
33 825

Estimated living cost  is ₽18635 per week

₽11251
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1620
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5333
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽51196
₽32324
₽34152
₽48613
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
110 500
unemployment
-
-
-
189
health
-
-
-
7 846
pensions
-
-
-
22 101
other
-
-
-
-
income
-
-
-
24 513
surtax
-
-
-
3 391
total
-
-
-
58 040
Employee
27 437
-
91 284
-
health
701
-
2 329
-
pensions
1 830
-
6 088
-
surtax
90
-
3 103
-
other
-
-
-
-
unemployment
1 910
-
6 353
-
income
4 599
-
22 781
-
total
9 130
-
40 654
-
Employer
27 437
-
91 284
-
pensions
3 657
-
12 167
-
unemployment
869
-
2 894
-
health
1 249
-
4 153
-
other
-
-
-
-
total
5 775
-
19 214
-
Corporate
77 288
110 500
-
-
income
20 095
28 731
-
-
total
20 095
28 731
-
-
Dividends
57 193
81 769
-
-
withholding
8 579
12 265
-
-
total
8 579
12 265
-
-
Income
110 500
110 500
110 500
110 500
Total tax
43 579
40 996
59 868
58 040
After tax
66 921
69 504
50 632
52 460
Living cost
18 308
18 308
18 308
18 308
Free-cash
48 613
51 196
32 324
34 152

Estimated living cost  is ₽18308 per week

₽11194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1689
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5002
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽45899
₽47785
₽60276
₽46238
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
110 500
unemployment
-
-
-
1 657
health
-
-
-
7 735
pensions
-
-
-
11 050
income
-
-
-
13 509
total
-
-
-
33 951
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
92 469
-
health
1 644
654
6 473
-
pensions
2 349
935
9 247
-
unemployment
352
140
1 387
-
income
2 872
1 143
11 304
-
total
7 217
2 872
28 411
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
92 469
-
pensions
4 581
1 823
18 031
-
total
4 581
1 823
18 031
-
Corporate
82 429
99 328
-
-
income
7 419
8 940
-
-
total
7 419
8 940
-
-
Dividends
75 010
90 388
-
-
withholding
14 252
17 174
-
-
social contributions
14 520
17 519
-
-
total
28 772
34 693
-
-
Income
110 500
110 500
110 500
110 500
Total tax
47 989
48 328
46 442
33 951
After tax
62 511
62 172
64 058
76 549
Living cost
16 273
16 273
16 273
16 273
Free-cash
46 238
45 899
47 785
60 276

Estimated living cost  is ₽16273 per week

₽11105
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1331
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽325
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3512
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽27069
₽24806
₽23938
₽26372
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
110 500
social contributions
-
-
-
1 188
municipal
-
-
-
11 857
pensions
-
-
-
13 260
national
-
-
-
18 374
total
-
-
-
44 679
Employee
64 927
-
95 526
-
municipal
8 020
-
12 285
-
pensions
2 597
-
3 821
-
national
12 427
-
19 036
-
total
23 044
-
35 142
-
Employer
64 927
-
95 526
-
social contributions
698
-
1 027
-
pensions
5 194
-
7 642
-
total
5 892
-
8 669
-
Corporate
35 396
110 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

7 079
22 100
-
-
total
7 079
22 100
-
-
Dividends
28 317
88 400
-
-
withholding
6 230
19 448
-
-
total
6 230
19 448
-
-
Income
110 500
110 500
110 500
110 500
Total tax
42 245
41 548
43 811
44 679
After tax
68 255
68 952
66 689
65 821
Living cost
41 883
41 883
41 883
41 883
Free-cash
26 372
27 069
24 806
23 938

Estimated living cost  is ₽41883 per week

₽28468
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽627
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8895
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽30088
₽15142
₽15142
₽31919
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
110 500
social contributions
-
-
-
17 610
income
-
-
-
30 486
total
-
-
-
48 096
Employee
64 899
-
110 500
-
social contributions
5 392
-
17 610
-
income
12 246
-
30 486
-
total
17 638
-
48 096
-
Employer
64 899
-
110 500
-
total
-
-
-
-
Corporate
45 601
110 500
-
-
income
5 700
13 813
-
-
total
5 700
13 813
-
-
Dividends
39 902
96 687
-
-
withholding
7 981
19 337
-
-
total
7 981
19 337
-
-
Income
110 500
110 500
110 500
110 500
Total tax
31 319
33 150
48 096
48 096
After tax
79 181
77 350
62 404
62 404
Living cost
47 262
47 262
47 262
47 262
Free-cash
31 919
30 088
15 142
15 142

Estimated living cost  is ₽47262 per week

₽35956
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3851
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7003
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽23947
₽14493
₽19750
₽19616
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
110 500
regional
-
-
-
1 267
social contributions
-
-
-
28 421
municipal
-
-
-
657
national
-
-
-
25 396
total
-
-
-
55 741
Employee
73 736
-
110 500
-
regional
696
-
1 115
-
municipal
390
-
586
-
social contributions
24 864
-
37 261
-
national
12 777
-
22 036
-
total
38 727
-
60 998
-
Employer
73 736
-
110 500
-
total
-
-
-
-
Corporate
36 764
110 500
-
-
nationa
8 823
26 520
-
-
municipal
1 434
4 309
-
-
total
10 257
30 829
-
-
Dividends
26 506
79 671
-
-
withholding
6 891
20 715
-
-
total
6 891
20 715
-
-
Income
110 500
110 500
110 500
110 500
Total tax
55 875
51 544
60 998
55 741
After tax
54 625
58 956
49 502
54 759
Living cost
35 009
35 009
35 009
35 009
Free-cash
19 616
23 947
14 493
19 750

Estimated living cost  is ₽35009 per week

₽24404
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2296
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7772
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽35731
₽26780
₽32010
₽33890
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
110 500
regional
-
-
-
1 666
social contributions
-
-
-
28 421
municipal
-
-
-
657
national
-
-
-
25 396
total
-
-
-
56 140
Employee
46 023
-
110 500
-
regional
620
-
1 487
-
municipal
244
-
586
-
social contributions
15 519
-
37 261
-
national
7 291
-
22 036
-
total
23 674
-
61 370
-
Employer
46 023
-
110 500
-
total
-
-
-
-
Corporate
64 477
110 500
-
-
nationa
15 474