Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 110000
per

Your estimated
City
free-cash

Valencia , Spain
₽49516
₽32388
₽45058
₽36646
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
110 000
accident
-
-
-
740
unemployment
-
-
-
575
pensions
-
-
-
23 237
other
-
-
-
82
income
-
-
-
24 359
total
-
-
-
48 993
Employee
32 757
-
83 823
-
pensions
1 540
-
3 860
-
income
6 315
-
21 858
-
unemployment
508
-
1 273
-
other
32
-
82
-
total
8 395
-
27 073
-
Employer
32 757
-
83 823
-
other
262
-
657
-
unemployment
1 802
-
4 516
-
accident
649
-
1 626
-
pensions
7 730
-
19 379
-
total
10 443
-
26 178
-
Corporate
66 800
110 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

10 020
16 501
-
-
total
10 020
16 501
-
-
Dividends
56 780
93 499
-
-
withholding
11 723
19 622
-
-
total
11 723
19 622
-
-
Income
110 000
110 000
110 000
110 000
Total tax
40 581
36 123
53 251
48 993
After tax
69 419
73 877
56 749
61 007
Living cost
24 361
24 361
24 361
24 361
Free-cash
45 058
49 516
32 388
36 646

Estimated living cost  is ₽24361 per week

₽16443
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2342
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽427
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5149
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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