Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 110000
per

Your estimated
City
free-cash

Andorra , Andorra
₽55633
₽68925
₽58554
₽71948
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
110 000
social contributions
-
-
-
24 200
income
-
-
-
3 115
total
-
-
-
27 315
Employee
28 933
-
95 237
-
social contributions
1 880
-
6 191
-
income
-
-
3 440
-
total
1 880
-
9 631
-
Employer
28 933
-
95 237
-
social contributions
4 485
-
14 763
-
total
4 485
-
14 763
-
Corporate
76 582
110 000
-
-
income
7 658
11 000
-
-
total
7 658
11 000
-
-
Dividends
68 925
99 000
-
-
total
-
-
-
-
Income
110 000
110 000
110 000
110 000
Total tax
14 023
11 000
24 394
27 315
After tax
95 977
99 000
85 606
82 685
Living cost
27 052
27 052
27 052
27 052
Free-cash
68 925
71 948
58 554
55 633

Estimated living cost  is ₽27052 per week

₽17492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽26259
₽32267
₽2121
₽32711
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
110 000
surtax
-
-
-
-
unemployment
-
-
-
5 520
health
-
-
-
8 042
chamber of commerce
-
-
-
441
pensions
-
-
-
19 451
income
-
-
-
21 575
total
-
-
-
55 029
Employee
39 340
35 865
85 414
-
unemployment
1 180
1 076
2 562
-
other
393
359
854
-
income
3 504
2 645
18 619
-
pensions
4 029
3 672
8 746
-
health
1 522
1 388
3 305
-
total
10 628
9 140
34 086
-
Employer
39 340
35 865
85 414
-
pensions
4 937
4 502
10 720
-
surtax
-
-
-
-
payroll
1 180
1 076
2 562
-
other
1 868
1 703
4 056
-
health
1 488
1 356
3 228
-
accident
511
466
1 110
-
unemployment
1 180
1 076
2 562
-
chamber of commerce
157
143
342
-
total
11 321
10 322
24 580
-
Corporate
59 339
63 813
82 005
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

14 834
15 953
20 501
-
total
14 834
15 953
20 501
-
Dividends
44 505
47 860
-
-
withholding
12 238
13 162
-
-
total
12 238
13 162
-
-
Income
110 000
110 000
110 000
110 000
Total tax
49 021
48 577
79 167
55 029
After tax
60 979
61 423
30 833
54 971
Living cost
28 712
28 712
28 712
28 712
Free-cash
32 267
32 711
2 121
26 259

Estimated living cost  is ₽28712 per week

₽17224
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8044
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽23082
₽28225
-₽912
₽29615
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
110 000
surtax
-
-
-
178
unemployment
-
-
-
5 520
health
-
-
-
8 042
chamber of commerce
-
-
-
441
pensions
-
-
-
19 451
income
-
-
-
21 575
total
-
-
-
55 207
Employee
44 976
35 865
85 279
-
unemployment
1 349
1 076
2 558
-
other
449
359
852
-
income
5 120
2 645
18 573
-
pensions
4 606
3 672
8 732
-
health
1 740
1 388
3 300
-
total
13 264
9 140
34 015
-
Employer
44 976
35 865
85 279
-
pensions
5 644
4 502
10 703
-
surtax
178
178
178
-
payroll
1 349
1 076
2 558
-
other
2 137
1 703
4 049
-
health
1 699
1 356
3 223
-
accident
584
466
1 108
-
unemployment
1 349
1 076
2 558
-
chamber of commerce
179
143
342
-
total
13 119
10 500
24 719
-
Corporate
51 904
63 636
81 865
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

12 976
15 909
20 467
-
total
12 976
15 909
20 467
-
Dividends
38 928
47 727
-
-
withholding
10 705
13 125
-
-
total
10 705
13 125
-
-
Income
110 000
110 000
110 000
110 000
Total tax
50 064
48 674
79 201
55 207
After tax
59 936
61 326
30 799
54 793
Living cost
31 711
31 711
31 711
31 711
Free-cash
28 225
29 615
-912
23 082

Estimated living cost  is ₽31711 per week

₽21150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽16711
₽15308
₽8621
₽28805
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
110 000
national
-
-
-
37 376
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
5 547
social contributions
-
-
-
17 552
total
-
-
-
60 475
Employee

The minimum management director salary is set at €45,000 per year.

64 375
-
85 197
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

560
-
741
-
national
19 791
-
28 183
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 358
-
4 444
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 828
-
6 389
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 025
-
4 005
-
total
31 562
-
43 762
-
Employer

The minimum management director salary is set at €45,000 per year.

64 375
-
85 197
-
surtax
7 299
-
9 663
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 704
-
7 549
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 959
-
5 240
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

837
-
1 108
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

939
-
1 243
-
total
18 738
-
24 803
-
Corporate
26 887
110 000
-
-
income
5 378
22 000
-
-
surtax
108
441
-
-
total
5 486
22 441
-
-
Dividends
21 401
87 559
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

6 092
25 940
-
-
total
6 092
25 940
-
-
Income
110 000
110 000
110 000
110 000
Total tax
61 878
48 381
68 565
60 475
After tax
48 122
61 619
41 435
49 525
Living cost
32 814
32 814
32 814
32 814
Free-cash
15 308
28 805
8 621
16 711

Estimated living cost  is ₽32814 per week

₽21136
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2869
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽69634
₽73093
₽73426
₽78575
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
110 000
unemployment
-
-
-
126
health
-
-
-
3 614
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 651
income
-
-
-
16 500
total
-
-
-
24 891
Employee
20 491
-
103 835
-
accident

We are using the highest rate at 1.1%.

225
-
346
-
income
2 049
-
10 383
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 799
-
2 759
-
health
943
-
1 445
-
total
5 016
-
14 933
-
Employer
20 491
-
103 835
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 258
-
3 463
-
health
1 414
-
2 168
-
accident

We are using the highest rate at 1.1%.

225
-
346
-
unemployment
123
-
189
-
total
4 020
-
6 166
-
Corporate
85 489
110 000
-
-
income
8 549
11 000
-
-
total
8 549
11 000
-
-
Dividends
76 940
99 000
-
-
withholding
3 847
4 950
-
-
total
3 847
4 950
-
-
Income
110 000
110 000
110 000
110 000
Total tax
21 432
15 950
21 099
24 891
After tax
88 568
94 050
88 901
85 109
Living cost
15 475
15 475
15 475
15 475
Free-cash
73 093
78 575
73 426
69 634

Estimated living cost  is ₽15475 per week

₽10235
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽886
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽369
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3985
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽73314
₽78077
₽77106
₽82255
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
110 000
unemployment
-
-
-
126
health
-
-
-
3 614
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 651
income
-
-
-
16 500
total
-
-
-
24 891
Employee
15 618
-
103 835
-
accident

We are using the highest rate at 1.1%.

172
-
346
-
income
1 562
-
10 383
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 371
-
2 759
-
health
718
-
1 445
-
total
3 823
-
14 933
-
Employer
15 618
-
103 835
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 721
-
3 463
-
health
1 078
-
2 168
-
accident

We are using the highest rate at 1.1%.

172
-
346
-
unemployment
93
-
189
-
total
3 064
-
6 166
-
Corporate
91 318
110 000
-
-
income
9 132
11 000
-
-
total
9 132
11 000
-
-
Dividends
82 186
99 000
-
-
withholding
4 109
4 950
-
-
total
4 109
4 950
-
-
Income
110 000
110 000
110 000
110 000
Total tax
20 128
15 950
21 099
24 891
After tax
89 872
94 050
88 901
85 109
Living cost
11 795
11 795
11 795
11 795
Free-cash
78 077
82 255
77 106
73 314

Estimated living cost  is ₽11795 per week

₽6886
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽842
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽312
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3754
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽56287
₽54671
₽55102
₽59567
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
110 000
health
-
-
-
2 804
social contributions
-
-
-
14 561
income
-
-
-
15 511
total
-
-
-
32 876
Employee
69 203
69 203
100 395
-
income
7 535
6 406
15 003
-
social contributions
2 616
5 743
7 747
-
health
536
1 177
1 706
-
total
10 687
13 326
24 456
-
Employer
69 203
69 203
100 395
-
social contributions
2 616
5 743
7 747
-
health
582
1 281
1 858
-
total
3 198
7 024
9 605
-
Corporate
75 277
33 773
-
-
income
9 410
4 222
-
-
total
9 410
4 222
-
-
Dividends
65 867
29 551
-
-
withholding
11 197
5 024
-
-
total
11 197
5 024
-
-
Income
110 000
110 000
110 000
110 000
Total tax
34 492
29 596
34 061
32 876
After tax
75 508
80 404
75 939
77 124
Living cost
20 837
20 837
20 837
20 837
Free-cash
54 671
59 567
55 102
56 287

Estimated living cost  is ₽20837 per week

₽12488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2044
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽47934
₽47483
₽46749
₽51214
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
110 000
health
-
-
-
2 804
social contributions
-
-
-
14 561
income
-
-
-
15 511
total
-
-
-
32 876
Employee
69 203
69 203
100 395
-
income
7 267
6 406
15 003
-
social contributions
3 363
5 743
7 747
-
health
688
1 177
1 706
-
total
11 318
13 326
24 456
-
Employer
69 203
69 203
100 395
-
social contributions
3 363
5 743
7 747
-
health
750
1 281
1 858
-
total
4 113
7 024
9 605
-
Corporate
65 379
33 773
-
-
income
8 172
4 222
-
-
total
8 172
4 222
-
-
Dividends
57 207
29 551
-
-
withholding
9 724
5 024
-
-
total
9 724
5 024
-
-
Income
110 000
110 000
110 000
110 000
Total tax
33 327
29 596
34 061
32 876
After tax
76 673
80 404
75 939
77 124
Living cost
29 190
29 190
29 190
29 190
Free-cash
47 483
51 214
46 749
47 934

Estimated living cost  is ₽29190 per week

₽19954
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6466
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽34698
₽47551
₽35049
₽54963
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
110 000
health
-
-
-
14 850
social contributions
-
-
-
29 891
income
-
-
-
9 789
solidarity contribution
-
-
-
-
total
-
-
-
54 530
Employee
30 548
-
82 090
-
income
3 666
-
9 851
-
social contributions
1 986
-
5 336
-
health
4 124
-
11 082
-
solidarity contribution
-
-
-
-
total
9 776
-
26 269
-
Employer
30 548
-
82 090
-
social contributions
7 637
-
20 522
-
health
2 749
-
7 388
-
total
10 386
-
27 910
-
Corporate
69 066
110 000
-
-
income
13 123
20 900
-
-
total
13 123
20 900
-
-
Dividends
55 944
89 100
-
-
withholding
8 392
13 365
-
-
total
8 392
13 365
-
-
Income
110 000
110 000
110 000
110 000
Total tax
41 677
34 265
54 179
54 530
After tax
68 323
75 735
55 821
55 470
Living cost
20 772
20 772
20 772
20 772
Free-cash
47 551
54 963
35 049
34 698

Estimated living cost  is ₽20772 per week

₽14429
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4457
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽29873
₽41006
₽30224
₽50138
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
110 000
health
-
-
-
14 850
social contributions
-
-
-
29 891
income
-
-
-
9 789
solidarity contribution
-
-
-
-
total
-
-
-
54 530
Employee
37 643
-
82 090
-
income
4 517
-
9 851
-
social contributions
2 447
-
5 336
-
health
5 082
-
11 082
-
solidarity contribution
-
-
-
-
total
12 046
-
26 269
-
Employer
37 643
-
82 090
-
social contributions
9 411
-
20 522
-
health
3 388
-
7 388
-
total
12 799
-
27 910
-
Corporate
59 559
110 000
-
-
income
11 316
20 900
-
-
total
11 316
20 900
-
-
Dividends
48 243
89 100
-
-
withholding
7 236
13 365
-
-
total
7 236
13 365
-
-
Income
110 000
110 000
110 000
110 000
Total tax
43 397
34 265
54 179
54 530
After tax
66 603
75 735
55 821
55 470
Living cost
25 597
25 597
25 597
25 597
Free-cash
41 006
50 138
30 224
29 873

Estimated living cost  is ₽25597 per week

₽19036
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4701
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽23582
-₽86672
-₽86672
-₽86672
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
110 000
national
-
-
-
11 967
pensions
-
-
-
782
municipal
-
-
-
21 459
labour market
-
-
-
8 737
total
-
-
-
42 945
Employee
183 488
183 488
183 488
-
municipal
39 073
39 073
39 073
-
national
22 416
22 416
22 416
-
pensions
261
261
261
-
labour market
14 658
14 658
14 658
-
total
76 408
76 408
76 408
-
Employer
183 488
183 488
183 488
-
pensions
522
522
522
-
labour market
14 679
14 679
14 679
-
municipal
39 135
39 135
39 135
-
national
22 455
22 455
22 455
-
total
76 791
76 791
76 791
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
110 000
110 000
110 000
110 000
Total tax
153 199
153 199
153 199
42 945
After tax
-43 199
-43 199
-43 199
67 055
Living cost
43 473
43 473
43 473
43 473
Free-cash
-86 672
-86 672
-86 672
23 582

Estimated living cost  is ₽43473 per week

₽29753
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9205
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽37224
₽60674
₽41664
₽66263
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
110 000
health
-
-
-
14 300
pensions
-
-
-
21 999
income
-
-
-
14 740
total
-
-
-
51 039
Employee
25 530
-
82 212
-
unemployment
408
-
1 315
-
income
2 874
-
15 850
-
pensions
511
-
1 645
-
total
3 793
-
18 810
-
Employer
25 530
-
82 212
-
pensions
5 106
-
16 443
-
health
3 318
-
10 688
-
unemployment
205
-
658
-
total
8 629
-
27 789
-
Corporate
75 840
110 000
-
-
income
15 167
22 000
-
-
total
15 167
22 000
-
-
Dividends
60 672
88 000
-
-
total
-
-
-
-
Income
110 000
110 000
110 000
110 000
Total tax
27 589
22 000
46 599
51 039
After tax
82 411
88 000
63 401
58 961
Living cost
21 737
21 737
21 737
21 737
Free-cash
60 674
66 263
41 664
37 224

Estimated living cost  is ₽21737 per week

₽14909
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽41320
₽37042
₽26238
₽37059
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
110 000
national
-
-
-
13 247
health
-
-
-
1 318
municipal
-
-
-
19 563
total
-
-
-
34 128
Employee
47 349
-
92 539
-
unemployment
710
-
1 388
-
municipal
7 755
-
15 094
-
national
782
-
7 972
-
pensions
3 195
-
6 246
-
health
354
-
1 050
-
total
12 796
-
31 750
-
Employer
47 349
-
92 539
-
pensions
8 215
-
16 055
-
health
364
-
712
-
accident
48
-
92
-
unemployment
307
-
601
-
total
8 934
-
17 460
-
Corporate
53 718
110 000
-
-
income
10 744
22 000
-
-
total
10 744
22 000
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

32 230
66 000
-
-
municipal
5 802
11 880
-
-
national
130
4 509
-
-
total
5 932
16 389
-
-
Income
110 000
110 000
110 000
110 000
Total tax
38 406
38 389
49 210
34 128
After tax
71 594
71 611
60 790
75 872
Living cost
34 552
34 552
34 552
34 552
Free-cash
37 042
37 059
26 238
41 320

Estimated living cost  is ₽34552 per week

₽22569
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽35034
₽32702
₽38109
₽27701
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
110 000
surtax
-
-
-
-
health
-
-
-
3 136
pensions
-
-
-
24 238
social contributions
-
-
-
3 134
income
-
-
-
13 307
other
-
-
-
3 411
total
-
-
-
47 226
Employee
34 382
-
87 871
-
income
1 773
-
14 578
-
surtax
-
-
-
-
social contributions
980
-
2 504
-
pensions
3 889
-
4 941
-
total
6 642
-
22 023
-
Employer
34 382
-
87 871
-
pensions
5 650
-
8 528
-
social contributions
102
-
263
-
other
1 187
-
3 031
-
health
2 406
-
6 747
-
unemployment
1 392
-
3 559
-
total
10 737
-
22 128
-
Corporate
64 881
110 000
-
-
income
18 166
30 799
-
-
surtax
-
-
-
-
total
18 166
30 799
-
-
Dividends
46 715
79 201
-
-
withholding
5 979
10 138
-
-
social contributions
8 034
13 622
-
-
surtax
-
-
-
-
total
14 013
23 760
-
-
Income
110 000
110 000
110 000
110 000
Total tax
49 558
54 559
44 151
47 226
After tax
60 442
55 441
65 849
62 774
Living cost
27 740
27 740
27 740
27 740
Free-cash
32 702
27 701
38 109
35 034

Estimated living cost  is ₽27740 per week

₽16088
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2818
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽31983
₽29964
₽35058
₽24650
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
110 000
surtax
-
-
-
-
health
-
-
-
3 136
pensions
-
-
-
24 238
social contributions
-
-
-
3 134
income
-
-
-
13 307
other
-
-
-
3 411
total
-
-
-
47 226
Employee
38 517
-
87 871
-
income
2 273
-
14 578
-
surtax
-
-
-
-
social contributions
1 098
-
2 504
-
pensions
4 355
-
4 941
-
total
7 726
-
22 023
-
Employer
38 517
-
87 871
-
pensions
6 328
-
8 528
-
social contributions
116
-
263
-
other
1 329
-
3 031
-
health
2 697
-
6 747
-
unemployment
1 559
-
3 559
-
total
12 029
-
22 128
-
Corporate
59 455
110 000
-
-
income
16 648
30 799
-
-
surtax
-
-
-
-
total
16 648
30 799
-
-
Dividends
42 807
79 201
-
-
withholding
5 479
10 138
-
-
social contributions
7 363
13 622
-
-
surtax
-
-
-
-
total
12 842
23 760
-
-
Income
110 000
110 000
110 000
110 000
Total tax
49 245
54 559
44 151
47 226
After tax
60 755
55 441
65 849
62 774
Living cost
30 791
30 791
30 791
30 791
Free-cash
29 964
24 650
35 058
31 983

Estimated living cost  is ₽30791 per week

₽19415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8350
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽19307
₽18162
₽22382
₽11974
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
110 000
surtax
-
-
-
-
health
-
-
-
3 136
pensions
-
-
-
24 238
social contributions
-
-
-
3 134
income
-
-
-
13 307
other
-
-
-
3 411
total
-
-
-
47 226
Employee
56 366
-
87 871
-
income
4 918
-
14 578
-
surtax
-
-
-
-
social contributions
1 605
-
2 504
-
pensions
6 375
-
4 941
-
total
12 898
-
22 023
-
Employer
56 366
-
87 871
-
pensions
9 262
-
8 528
-
social contributions
169
-
263
-
other
1 945
-
3 031
-
health
3 945
-
6 747
-
unemployment
2 283
-
3 559
-
total
17 604
-
22 128
-
Corporate
36 029
110 000
-
-
income
10 088
30 799
-
-
surtax
-
-
-
-
total
10 088
30 799
-
-
Dividends
25 941
79 201
-
-
withholding
3 320
10 138
-
-
social contributions
4 461
13 622
-
-
surtax
-
-
-
-
total
7 781
23 760
-
-
Income
110 000
110 000
110 000
110 000
Total tax
48 371
54 559
44 151
47 226
After tax
61 629
55 441
65 849
62 774
Living cost
43 467
43 467
43 467
43 467
Free-cash
18 162
11 974
22 382
19 307

Estimated living cost  is ₽43467 per week

₽29418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽103077
₽97586
₽82177
₽98677
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
110 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 100
total
-
-
-
1 100
Employee
7 278
-
110 000
-
income
1 455
-
22 000
-
total
1 455
-
22 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

102 722
110 000
-
-
total
-
-
-
-
Dividends
102 722
110 000
-
-
withholding
5 136
5 500
-
-
total
5 136
5 500
-
-
Income
110 000
110 000
110 000
110 000
Total tax
6 591
5 500
22 000
1 100
After tax
103 409
104 500
88 000
108 900
Living cost
5 823
5 823
5 823
5 823
Free-cash
97 586
98 677
82 177
103 077

Estimated living cost  is ₽5823 per week

₽3608
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1570
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽99827
₽93726
₽78927
₽95427
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
110 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 100
total
-
-
-
1 100
Employee
11 342
-
110 000
-
income
2 268
-
22 000
-
total
2 268
-
22 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

98 658
110 000
-
-
total
-
-
-
-
Dividends
98 658
110 000
-
-
withholding
4 933
5 500
-
-
total
4 933
5 500
-
-
Income
110 000
110 000
110 000
110 000
Total tax
7 201
5 500
22 000
1 100
After tax
102 799
104 500
88 000
108 900
Living cost
9 073
9 073
9 073
9 073
Free-cash
93 726
95 427
78 927
99 827

Estimated living cost  is ₽9073 per week

₽6140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽29129
₽33720
₽38910
₽21947
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
110 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 575
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
28 622
trade
-
-
-
9 781
total
-
-
-
46 126
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 779
-
110 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 682
-
28 622
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

203
-
1 575
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 033
-
36 345
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
65 221
110 000
-
-
trade
9 359
15 786
-
-
income
9 783
16 499
-
-
chamber of commerce
232
297
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

538
907
-
-
total
19 912
33 489
-
-
Dividends
45 310
76 511
-
-
withholding
10 985
18 786
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

605
1 033
-
-
total
11 590
19 819
-
-
Income
110 000
110 000
110 000
110 000
Total tax
41 535
53 308
36 345
46 126
After tax
68 465
56 692
73 655
63 874
Living cost
34 745
34 745
34 745
34 745
Free-cash
33 720
21 947
38 910
29 129

Estimated living cost  is ₽34745 per week

₽23968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3738
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6534
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽35661
₽38255
₽46396
₽28301
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
110 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 575
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
28 622
trade
-
-
-
10 735
total
-
-
-
47 080
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 422
-
110 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

962
-
28 622
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
1 575
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
7 163
-
36 345
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
75 578
110 000
-
-
trade
11 904
17 324
-
-
income
11 337
16 499
-
-
chamber of commerce
246
295
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

623
907
-
-
total
24 110
35 025
-
-
Dividends
51 469
74 974
-
-
withholding
12 525
18 402
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

688
1 013
-
-
total
13 213
19 415
-
-
Income
110 000
110 000
110 000
110 000
Total tax
44 486
54 440
36 345
47 080
After tax
65 514
55 560
73 655
62 920
Living cost
27 259
27 259
27 259
27 259
Free-cash
38 255
28 301
46 396
35 661

Estimated living cost  is ₽27259 per week

₽17147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6425
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽27089
₽32286
₽38301
₽19641
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
110 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 575
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
28 622
trade
-
-
-
11 212
total
-
-
-
47 557
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 639
-
110 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 921
-
28 622
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
1 575
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 284
-
36 345
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
64 361
110 000
-
-
trade
10 587
18 095
-
-
income
9 654
16 499
-
-
chamber of commerce
229
294
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

531
907
-
-
total
21 001
35 795
-
-
Dividends
43 360
74 205
-
-
withholding
10 498
18 209
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

577
1 001
-
-
total
11 075
19 210
-
-
Income
110 000
110 000
110 000
110 000
Total tax
42 360
55 005
36 345
47 557
After tax
67 640
54 995
73 655
62 443
Living cost
35 354
35 354
35 354
35 354
Free-cash
32 286
19 641
38 301
27 089

Estimated living cost  is ₽35354 per week

₽23645
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3728
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽20739
₽27794
₽32427
₽13200
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
110 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 575
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
28 622
trade
-
-
-
11 688
total
-
-
-
48 033
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 086
-
110 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 360
-
28 622
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
-
1 575
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
12 858
-
36 345
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
55 914
110 000
-
-
trade
9 590
18 865
-
-
income
8 387
16 499
-
-
chamber of commerce
215
292
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

461
907
-
-
total
18 653
36 563
-
-
Dividends
37 261
73 437
-
-
withholding
8 973
18 018
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

494
991
-
-
total
9 467
19 009
-
-
Income
110 000
110 000
110 000
110 000
Total tax
40 978
55 572
36 345
48 033
After tax
69 022
54 428
73 655
61 967
Living cost
41 228
41 228
41 228
41 228
Free-cash
27 794
13 200
32 427
20 739

Estimated living cost  is ₽41228 per week

₽30111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3298
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7284
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽33275
₽46112
₽31462
₽48977
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
110 000
surtax
-
-
-
3 141
unemployment
-
-
-
205
health
-
-
-
7 810
pensions
-
-
-
22 000
income
-
-
-
23 355
other
-
-
-
-
total
-
-
-
56 511
Employee
30 307
-
90 870
-
unemployment
2 109
-
6 324
-
other
-
-
-
-
income
5 081
-
21 637
-
surtax
108
-
2 854
-
pensions
2 022
-
6 061
-
health
774
-
2 318
-
total
10 094
-
39 194
-
Employer
30 307
-
90 870
-
pensions
4 041
-
12 114
-
other
-
-
-
-
health
1 378
-
4 135
-
unemployment
962
-
2 881
-
total
6 381
-
19 130
-
Corporate
73 312
110 000
-
-
income
19 061
28 600
-
-
total
19 061
28 600
-
-
Dividends
54 251
81 400
-
-
withholding
8 138
12 209
-
-
total
8 138
12 209
-
-
Income
110 000
110 000
110 000
110 000
Total tax
43 674
40 809
58 324
56 511
After tax
66 326
69 191
51 676
53 489
Living cost
20 214
20 214
20 214
20 214
Free-cash
46 112
48 977
31 462
33 275

Estimated living cost  is ₽20214 per week

₽12204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽33630
₽46529
₽31817
₽49332
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
110 000
surtax
-
-
-
3 141
unemployment
-
-
-
205
health
-
-
-
7 810
pensions
-
-
-
22 000
income
-
-
-
23 355
other
-
-
-
-
total
-
-
-
56 511
Employee
29 761
-
90 870
-
unemployment
2 072
-
6 324
-
other
-
-
-
-
income
4 989
-
21 637
-
surtax
97
-
2 854
-
pensions
1 985
-
6 061
-
health
760
-
2 318
-
total
9 903
-
39 194
-
Employer
29 761
-
90 870
-
pensions
3 967
-
12 114
-
other
-
-
-
-
health
1 354
-
4 135
-
unemployment
943
-
2 881
-
total
6 264
-
19 130
-
Corporate
73 975
110 000
-
-
income
19 234
28 600
-
-
total
19 234
28 600
-
-
Dividends
54 741
81 400
-
-
withholding
8 211
12 209
-
-
total
8 211
12 209
-
-
Income
110 000
110 000
110 000
110 000
Total tax
43 612
40 809
58 324
56 511
After tax
66 388
69 191
51 676
53 489
Living cost
19 859
19 859
19 859
19 859
Free-cash
46 529
49 332
31 817
33 630

Estimated living cost  is ₽19859 per week

₽12143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5426
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽58337
₽44432
₽45901
₽44060
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
110 000
unemployment
-
-
-
1 650
health
-
-
-
7 700
pensions
-
-
-
11 000
income
-
-
-
13 447
total
-
-
-
33 797
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
92 050
-
unemployment
387
154
1 381
-
income
3 153
1 255
11 253
-
pensions
2 579
1 026
9 205
-
health
1 805
718
6 444
-
total
7 924
3 153
28 283
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
92 050
-
pensions
5 029
2 001
17 950
-
total
5 029
2 001
17 950
-
Corporate
79 182
97 735
-
-
income
7 126
8 796
-
-
total
7 126
8 796
-
-
Dividends
72 055
88 939
-
-
withholding
13 690
16 898
-
-
social contributions
13 933
17 226
-
-
total
27 623
34 124
-
-
Income
110 000
110 000
110 000
110 000
Total tax
47 702
48 074
46 233
33 797
After tax
62 298
61 926
63 767
76 203
Living cost
17 866
17 866
17 866
17 866
Free-cash
44 432
44 060
45 901
58 337

Estimated living cost  is ₽17866 per week

₽12192
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3855
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽22070
₽24344
₽22933
₽25069
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
110 000
national
-
-
-
18 219
pensions
-
-
-
13 200
social contributions
-
-
-
1 183
municipal
-
-
-
11 757
total
-
-
-
44 359
Employee
67 543
-
95 094
-
municipal
8 343
-
12 183
-
national
12 928
-
18 879
-
pensions
2 702
-
3 804
-
total
23 973
-
34 866
-
Employer
67 543
-
95 094
-
pensions
5 403
-
7 608
-
social contributions
726
-
1 022
-
total
6 129
-
8 630
-
Corporate
31 869
110 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

6 374
22 000
-
-
total
6 374
22 000
-
-
Dividends
25 495
88 000
-
-
withholding
5 609
19 360
-
-
total
5 609
19 360
-
-
Income
110 000
110 000
110 000
110 000
Total tax
42 085
41 360
43 496
44 359
After tax
67 915
68 640
66 504
65 641
Living cost
43 571
43 571
43 571
43 571
Free-cash
24 344
25 069
22 933
22 070

Estimated living cost  is ₽43571 per week

₽29615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽19405
₽27721
₽19405
₽25733
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
110 000
social contributions
-
-
-
10 203
income
-
-
-
29 126
total
-
-
-
39 329
Employee
70 397
-
110 000
-
social contributions
5 848
-
10 203
-
income
13 284
-
29 126
-
total
19 132
-
39 329
-
Employer
70 397
-
110 000
-
total
-
-
-
-
Corporate
39 603
110 000
-
-
income
4 951
13 750
-
-
total
4 951
13 750
-
-
Dividends
34 652
96 250
-
-
withholding
6 930
19 251
-
-
total
6 930
19 251
-
-
Income
110 000
110 000
110 000
110 000
Total tax
31 013
33 001
39 329
39 329
After tax
78 987
76 999
70 671
70 671
Living cost
51 266
51 266
51 266
51 266
Free-cash
27 721
25 733
19 405
19 405

Estimated living cost  is ₽51266 per week

₽39002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4177
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽17067
₽16016
₽11830
₽20715
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
110 000
national
-
-
-
24 764
regional
-
-
-
1 248
social contributions
-
-
-
28 292
municipal
-
-
-
654
total
-
-
-
54 958
Employee
79 983
-
110 000
-
municipal
424
-
584
-
national
13 859
-
21 420
-
social contributions
26 970
-
37 093
-
regional
755
-
1 098
-
total
42 008
-
60 195
-
Employer
79 983
-
110 000
-
total
-
-
-
-
Corporate
30 017
110 000
-
-
nationa
7 204
26 400
-
-
municipal
1 170
4 290
-
-
total
8 374
30 690
-
-
Dividends
21 644
79 310
-
-
withholding
5 627
20 620
-
-
total
5 627
20 620
-
-
Income
110 000
110 000
110 000
110 000
Total tax
56 009
51 310
60 195
54 958
After tax
53 991
58 690
49 805
55 042
Living cost
37 975
37 975
37 975
37 975
Free-cash
16 016
20 715
11 830
17 067

Estimated living cost  is ₽37975 per week

₽26472
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2490
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8430
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽30388
₽31577
₽25180
₽33575
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
110 000
national
-
-
-
24 764
regional
-
-
-
1 659
social contributions
-
-
-
28 292
municipal
-
-
-
654
total
-
-
-
55 369
Employee
49 922
-
110 000
-
municipal
265
-
584
-
national
7 909
-
21 420
-
social contributions
16 834
-
37 093
-
regional
672
-
1 480
-
total
25 680
-
60 577
-
Employer
49 922
-
110 000
-
total
-
-
-
-
Corporate
60 078
110 000
-
-
nationa
14 419