Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 109000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽72843
₽73267
₽69476
₽78168
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
109 000
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 516
unemployment
-
-
-
122
income
-
-
-
16 350
health
-
-
-
3 509
total
-
-
-
24 497
Employee
19 898
-
103 014
-
health
915
-
1 404
-
accident

We are using the highest rate at 1.1%.

219
-
336
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 747
-
2 679
-
income
1 990
-
10 301
-
total
4 871
-
14 720
-
Employer
19 898
-
103 014
-
health
1 373
-
2 105
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 193
-
3 362
-
accident

We are using the highest rate at 1.1%.

219
-
336
-
unemployment
120
-
183
-
total
3 905
-
5 986
-
Corporate
85 199
109 000
-
-
income
8 520
10 900
-
-
total
8 520
10 900
-
-
Dividends
76 679
98 100
-
-
withholding
3 834
4 905
-
-
total
3 834
4 905
-
-
Income
109 000
109 000
109 000
109 000
Total tax
21 130
15 805
20 706
24 497
After tax
87 870
93 195
88 294
84 503
Living cost
15 027
15 027
15 027
15 027
Free-cash
72 843
78 168
73 267
69 476

Estimated living cost  is ₽15027 per week

₽9939
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽860
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽359
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3870
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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