Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 109000
per

Your estimated
City
free-cash

Andorra , Andorra
₽66674
₽69835
₽56858
₽53963
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
109 000
income
-
-
-
2 791
social contributions
-
-
-
23 980
total
-
-
-
26 771
Employee
30 231
-
94 373
-
social contributions
1 965
-
6 135
-
income
-
-
3 114
-
total
1 965
-
9 249
-
Employer
30 231
-
94 373
-
social contributions
4 686
-
14 627
-
total
4 686
-
14 627
-
Corporate
74 083
109 000
-
-
income
7 409
10 899
-
-
total
7 409
10 899
-
-
Dividends
66 674
98 101
-
-
total
-
-
-
-
Income
109 000
109 000
109 000
109 000
Total tax
14 060
10 899
23 876
26 771
After tax
94 940
98 101
85 124
82 229
Living cost
28 266
28 266
28 266
28 266
Free-cash
66 674
69 835
56 858
53 963

Estimated living cost  is ₽28266 per week

₽18276
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2131
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽532
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7327
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

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