Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 108500
per

Your estimated
City
free-cash

Valencia , Spain
-₽56507
-₽31208
-₽43410
-₽77571
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
108 500
income
-
-
-
14 432
pensions
-
-
-
30 702
other
-
-
-
109
unemployment
-
-
-
760
accident
-
-
-
978
total
-
-
-
46 981
Employee
141 092
-
67 877
-
unemployment
2 187
-
1 977
-
pensions
6 633
-
5 988
-
other
138
-
130
-
income
27 201
-
11 361
-
total
36 159
-
19 456
-
Employer
141 092
-
67 877
-
accident
2 795
-
2 520
-
other
1 130
-
1 021
-
unemployment
7 763
-
7 009
-
pensions
33 295
-
30 072
-
total
44 983
-
40 622
-
Corporate
-
108 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
16 278
-
-
total
-
16 278
-
-
Dividends
-
92 222
-
-
withholding
-
18 501
-
-
total
-
18 501
-
-
Income
108 500
108 500
108 500
108 500
Total tax
81 142
34 779
60 078
46 981
After tax
27 358
73 721
48 422
61 519
Living cost
104 929
104 929
104 929
104 929
Free-cash
-77 571
-31 208
-56 507
-43 410

Estimated living cost  is ₽104929 per month

₽70826
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10087
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1839
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽22180
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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