Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 108500
per

Your estimated
City
free-cash

Valencia , Spain
-₽62614
-₽35601
-₽47844
-₽85439
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
108 500
income
-
-
-
14 431
pensions
-
-
-
30 703
unemployment
-
-
-
762
accident
-
-
-
974
other
-
-
-
106
total
-
-
-
46 976
Employee
147 060
-
66 159
-
pensions
6 913
-
6 242
-
other
143
-
136
-
income
28 352
-
10 966
-
unemployment
2 279
-
2 060
-
total
37 687
-
19 404
-
Employer
147 060
-
66 159
-
accident
2 913
-
2 627
-
unemployment
8 091
-
7 306
-
other
1 177
-
1 064
-
pensions
34 703
-
31 345
-
total
46 884
-
42 342
-
Corporate
-
108 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
16 272
-
-
total
-
16 272
-
-
Dividends
-
92 228
-
-
withholding
-
18 461
-
-
total
-
18 461
-
-
Income
108 500
108 500
108 500
108 500
Total tax
84 571
34 733
61 746
46 976
After tax
23 929
73 767
46 754
61 524
Living cost
109 368
109 368
109 368
109 368
Free-cash
-85 439
-35 601
-62 614
-47 844

Estimated living cost  is ₽109368 per month

₽73822
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10514
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1917
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23118
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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