Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 108500
per

Your estimated
City
free-cash

Valencia , Spain
-₽70840
-₽41533
-₽53830
-₽96039
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
108 500
pensions
-
-
-
30 709
accident
-
-
-
979
unemployment
-
-
-
756
other
-
-
-
111
income
-
-
-
14 431
total
-
-
-
46 986
Employee
155 096
-
63 845
-
unemployment
2 404
-
2 173
-
pensions
7 291
-
6 583
-
other
151
-
143
-
income
29 901
-
10 443
-
total
39 747
-
19 342
-
Employer
155 096
-
63 845
-
pensions
36 600
-
33 057
-
other
1 242
-
1 122
-
unemployment
8 533
-
7 705
-
accident
3 073
-
2 770
-
total
49 448
-
44 654
-
Corporate
-
108 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
16 278
-
-
total
-
16 278
-
-
Dividends
-
92 222
-
-
withholding
-
18 411
-
-
total
-
18 411
-
-
Income
108 500
108 500
108 500
108 500
Total tax
89 195
34 689
63 996
46 986
After tax
19 305
73 811
44 504
61 514
Living cost
115 344
115 344
115 344
115 344
Free-cash
-96 039
-41 533
-70 840
-53 830

Estimated living cost  is ₽115344 per month

₽77856
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽11088
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽2022
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽24381
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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