Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 108500
per

Your estimated
City
free-cash

Valencia , Spain
-₽42702
-₽98137
-₽54999
-₽72462
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
108 500
unemployment
-
-
-
756
accident
-
-
-
973
income
-
-
-
14 435
pensions
-
-
-
30 703
other
-
-
-
105
total
-
-
-
46 972
Employee
156 687
-
63 387
-
pensions
7 366
-
6 650
-
unemployment
2 429
-
2 195
-
income
30 208
-
10 333
-
other
153
-
145
-
total
40 156
-
19 323
-
Employer
156 687
-
63 387
-
pensions
36 975
-
33 396
-
accident
3 104
-
2 798
-
other
1 254
-
1 134
-
unemployment
8 621
-
7 784
-
total
49 954
-
45 112
-
Corporate
-
108 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
16 276
-
-
total
-
16 276
-
-
Dividends
-
92 224
-
-
withholding
-
18 399
-
-
total
-
18 399
-
-
Income
108 500
108 500
108 500
108 500
Total tax
90 110
34 675
64 435
46 972
After tax
18 390
73 825
44 065
61 528
Living cost
116 527
116 527
116 527
116 527
Free-cash
-98 137
-42 702
-72 462
-54 999

Estimated living cost  is ₽116527 per month

₽78654
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽11202
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽2043
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽24631
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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