Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 108500
per

Your estimated
City
free-cash

Valencia , Spain
-₽88988
-₽49849
-₽37591
-₽65367
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
108 500
accident
-
-
-
976
unemployment
-
-
-
761
pensions
-
-
-
30 703
other
-
-
-
108
income
-
-
-
14 433
total
-
-
-
46 981
Employee
149 749
-
65 385
-
pensions
7 040
-
6 356
-
other
146
-
138
-
income
28 870
-
10 790
-
unemployment
2 321
-
2 098
-
total
38 377
-
19 382
-
Employer
149 749
-
65 385
-
accident
2 967
-
2 675
-
other
1 199
-
1 084
-
unemployment
8 239
-
7 440
-
pensions
35 338
-
31 918
-
total
47 743
-
43 117
-
Corporate
-
108 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
16 278
-
-
total
-
16 278
-
-
Dividends
-
92 222
-
-
withholding
-
18 445
-
-
total
-
18 445
-
-
Income
108 500
108 500
108 500
108 500
Total tax
86 120
34 723
62 499
46 981
After tax
22 380
73 777
46 001
61 519
Living cost
111 368
111 368
111 368
111 368
Free-cash
-88 988
-37 591
-65 367
-49 849

Estimated living cost  is ₽111368 per month

₽75172
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10706
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1952
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23541
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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