Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 108000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽77296
₽72339
₽71966
₽68600
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
108 000
health
-
-
-
3 513
unemployment
-
-
-
122
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 521
income
-
-
-
16 200
total
-
-
-
24 356
Employee
19 920
-
102 007
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 749
-
2 682
-
income
1 992
-
10 201
-
accident

We are using the highest rate at 1.1%.

219
-
336
-
health
916
-
1 405
-
total
4 876
-
14 624
-
Employer
19 920
-
102 007
-
unemployment
120
-
183
-
health
1 375
-
2 108
-
accident

We are using the highest rate at 1.1%.

219
-
336
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 195
-
3 366
-
total
3 909
-
5 993
-
Corporate
84 172
108 000
-
-
income
8 417
10 800
-
-
total
8 417
10 800
-
-
Dividends
75 754
97 200
-
-
withholding
3 788
4 860
-
-
total
3 788
4 860
-
-
Income
108 000
108 000
108 000
108 000
Total tax
20 990
15 660
20 617
24 356
After tax
87 010
92 340
87 383
83 644
Living cost
15 044
15 044
15 044
15 044
Free-cash
71 966
77 296
72 339
68 600

Estimated living cost  is ₽15044 per week

₽9950
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽861
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽359
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3874
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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