Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 108000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽66815
₽76139
₽70398
₽70427
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
108 000
health
-
-
-
3 783
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 869
unemployment
-
-
-
132
income
-
-
-
16 200
total
-
-
-
24 984
Employee
21 453
-
101 546
-
health
987
-
1 513
-
accident

We are using the highest rate at 1.1%.

236
-
362
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 883
-
2 889
-
income
2 146
-
10 154
-
total
5 252
-
14 918
-
Employer
21 453
-
101 546
-
health
1 480
-
2 270
-
accident

We are using the highest rate at 1.1%.

236
-
362
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 364
-
3 625
-
unemployment
129
-
197
-
total
4 209
-
6 454
-
Corporate
82 338
108 000
-
-
income
8 234
10 800
-
-
total
8 234
10 800
-
-
Dividends
74 104
97 200
-
-
withholding
3 706
4 860
-
-
total
3 706
4 860
-
-
Income
108 000
108 000
108 000
108 000
Total tax
21 401
15 660
21 372
24 984
After tax
86 599
92 340
86 628
83 016
Living cost
16 201
16 201
16 201
16 201
Free-cash
70 398
76 139
70 427
66 815

Estimated living cost  is ₽16201 per week

₽10716
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽928
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽387
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4173
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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