Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 108000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽70762
₽67231
₽76408
₽70871
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
108 000
health
-
-
-
3 720
unemployment
-
-
-
129
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 788
income
-
-
-
16 200
total
-
-
-
24 837
Employee
21 096
-
101 653
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 852
-
2 841
-
accident

We are using the highest rate at 1.1%.

232
-
356
-
income
2 110
-
10 165
-
health
971
-
1 488
-
total
5 165
-
14 850
-
Employer
21 096
-
101 653
-
health
1 456
-
2 232
-
accident

We are using the highest rate at 1.1%.

232
-
356
-
unemployment
127
-
194
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 325
-
3 565
-
total
4 140
-
6 347
-
Corporate
82 765
108 000
-
-
income
8 276
10 800
-
-
total
8 276
10 800
-
-
Dividends
74 489
97 200
-
-
withholding
3 725
4 860
-
-
total
3 725
4 860
-
-
Income
108 000
108 000
108 000
108 000
Total tax
21 306
15 660
21 197
24 837
After tax
86 694
92 340
86 803
83 163
Living cost
15 932
15 932
15 932
15 932
Free-cash
70 762
76 408
70 871
67 231

Estimated living cost  is ₽15932 per week

₽10537
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽912
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽380
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4103
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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