Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 108000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽71744
₽77131
₽72065
₽68345
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
108 000
unemployment
-
-
-
124
income
-
-
-
16 200
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 571
health
-
-
-
3 551
total
-
-
-
24 446
Employee
20 139
-
101 941
-
accident

We are using the highest rate at 1.1%.

221
-
340
-
health
926
-
1 421
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 768
-
2 712
-
income
2 014
-
10 194
-
total
4 929
-
14 667
-
Employer
20 139
-
101 941
-
accident

We are using the highest rate at 1.1%.

221
-
340
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 219
-
3 403
-
unemployment
121
-
185
-
health
1 390
-
2 131
-
total
3 951
-
6 059
-
Corporate
83 910
108 000
-
-
income
8 391
10 800
-
-
total
8 391
10 800
-
-
Dividends
75 519
97 200
-
-
withholding
3 776
4 860
-
-
total
3 776
4 860
-
-
Income
108 000
108 000
108 000
108 000
Total tax
21 047
15 660
20 726
24 446
After tax
86 953
92 340
87 274
83 554
Living cost
15 209
15 209
15 209
15 209
Free-cash
71 744
77 131
72 065
68 345

Estimated living cost  is ₽15209 per week

₽10059
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽871
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽363
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3917
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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