Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 108000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽71113
₽71297
₽76665
₽67627
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
108 000
health
-
-
-
3 660
income
-
-
-
16 200
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 711
unemployment
-
-
-
127
total
-
-
-
24 698
Employee
20 756
-
101 756
-
accident

We are using the highest rate at 1.1%.

228
-
350
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 822
-
2 795
-
health
955
-
1 464
-
income
2 076
-
10 175
-
total
5 081
-
14 784
-
Employer
20 756
-
101 756
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 287
-
3 507
-
health
1 432
-
2 196
-
unemployment
125
-
191
-
accident

We are using the highest rate at 1.1%.

228
-
350
-
total
4 072
-
6 244
-
Corporate
83 172
108 000
-
-
income
8 317
10 800
-
-
total
8 317
10 800
-
-
Dividends
74 855
97 200
-
-
withholding
3 742
4 860
-
-
total
3 742
4 860
-
-
Income
108 000
108 000
108 000
108 000
Total tax
21 212
15 660
21 028
24 698
After tax
86 788
92 340
86 972
83 302
Living cost
15 675
15 675
15 675
15 675
Free-cash
71 113
76 665
71 297
67 627

Estimated living cost  is ₽15675 per week

₽10367
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽897
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽374
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4037
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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