Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 108000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽71371
₽76856
₽71611
₽67921
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
108 000
unemployment
-
-
-
126
income
-
-
-
16 200
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 653
health
-
-
-
3 616
total
-
-
-
24 595
Employee
20 504
-
101 831
-
accident

We are using the highest rate at 1.1%.

225
-
346
-
health
943
-
1 446
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 800
-
2 761
-
income
2 051
-
10 183
-
total
5 019
-
14 736
-
Employer
20 504
-
101 831
-
accident

We are using the highest rate at 1.1%.

225
-
346
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 259
-
3 465
-
unemployment
123
-
189
-
health
1 415
-
2 169
-
total
4 022
-
6 169
-
Corporate
83 474
108 000
-
-
income
8 348
10 800
-
-
total
8 348
10 800
-
-
Dividends
75 126
97 200
-
-
withholding
3 756
4 860
-
-
total
3 756
4 860
-
-
Income
108 000
108 000
108 000
108 000
Total tax
21 145
15 660
20 905
24 595
After tax
86 855
92 340
87 095
83 405
Living cost
15 484
15 484
15 484
15 484
Free-cash
71 371
76 856
71 611
67 921

Estimated living cost  is ₽15484 per week

₽10241
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽886
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽369
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3988
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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