Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 108000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽71793
₽76965
₽68090
₽71518
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
108 000
income
-
-
-
16 200
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 620
unemployment
-
-
-
125
health
-
-
-
3 590
total
-
-
-
24 535
Employee
20 359
-
101 875
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 787
-
2 741
-
health
937
-
1 436
-
accident

We are using the highest rate at 1.1%.

224
-
343
-
income
2 036
-
10 188
-
total
4 984
-
14 708
-
Employer
20 359
-
101 875
-
accident

We are using the highest rate at 1.1%.

224
-
343
-
health
1 405
-
2 154
-
unemployment
122
-
187
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 243
-
3 440
-
total
3 994
-
6 124
-
Corporate
83 647
108 000
-
-
income
8 365
10 800
-
-
total
8 365
10 800
-
-
Dividends
75 282
97 200
-
-
withholding
3 764
4 860
-
-
total
3 764
4 860
-
-
Income
108 000
108 000
108 000
108 000
Total tax
21 107
15 660
20 832
24 535
After tax
86 893
92 340
87 168
83 465
Living cost
15 375
15 375
15 375
15 375
Free-cash
71 518
76 965
71 793
68 090

Estimated living cost  is ₽15375 per week

₽10169
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽880
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽367
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3960
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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