Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 108000
per

Your estimated
City
free-cash

Andorra , Andorra
₽54229
₽67125
₽57099
₽70148
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
108 000
social contributions
-
-
-
23 761
income
-
-
-
2 958
total
-
-
-
26 719
Employee
28 933
-
93 506
-
social contributions
1 880
-
6 078
-
income
-
-
3 277
-
total
1 880
-
9 355
-
Employer
28 933
-
93 506
-
social contributions
4 485
-
14 494
-
total
4 485
-
14 494
-
Corporate
74 582
108 000
-
-
income
7 458
10 800
-
-
total
7 458
10 800
-
-
Dividends
67 124
97 200
-
-
total
-
-
-
-
Income
108 000
108 000
108 000
108 000
Total tax
13 823
10 800
23 849
26 719
After tax
94 177
97 200
84 151
81 281
Living cost
27 052
27 052
27 052
27 052
Free-cash
67 125
70 148
57 099
54 229

Estimated living cost  is ₽27052 per week

₽17492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽25108
₽31178
₽1765
₽31624
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
108 000
surtax
-
-
-
-
unemployment
-
-
-
5 520
health
-
-
-
8 042
chamber of commerce
-
-
-
432
pensions
-
-
-
19 451
income
-
-
-
20 735
total
-
-
-
54 180
Employee
39 340
35 865
83 866
-
unemployment
1 180
1 076
2 516
-
other
393
359
839
-
income
3 504
2 645
18 086
-
pensions
4 029
3 672
8 589
-
health
1 522
1 388
3 245
-
total
10 628
9 140
33 275
-
Employer
39 340
35 865
83 866
-
pensions
4 937
4 502
10 525
-
surtax
-
-
-
-
payroll
1 180
1 076
2 516
-
other
1 868
1 703
3 983
-
health
1 488
1 356
3 170
-
accident
511
466
1 090
-
unemployment
1 180
1 076
2 516
-
chamber of commerce
157
143
335
-
total
11 321
10 322
24 135
-
Corporate
57 339
61 813
80 451
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

14 334
15 453
20 113
-
total
14 334
15 453
20 113
-
Dividends
43 005
46 361
-
-
withholding
11 827
12 749
-
-
total
11 827
12 749
-
-
Income
108 000
108 000
108 000
108 000
Total tax
48 110
47 664
77 523
54 180
After tax
59 890
60 336
30 477
53 820
Living cost
28 712
28 712
28 712
28 712
Free-cash
31 178
31 624
1 765
25 108

Estimated living cost  is ₽28712 per week

₽17224
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8044
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽21931
₽27137
-₽1262
₽28528
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
108 000
surtax
-
-
-
178
unemployment
-
-
-
5 520
health
-
-
-
8 042
chamber of commerce
-
-
-
432
pensions
-
-
-
19 451
income
-
-
-
20 735
total
-
-
-
54 358
Employee
44 976
35 865
83 725
-
unemployment
1 349
1 076
2 512
-
other
449
359
837
-
income
5 120
2 645
18 037
-
pensions
4 606
3 672
8 573
-
health
1 740
1 388
3 240
-
total
13 264
9 140
33 199
-
Employer
44 976
35 865
83 725
-
pensions
5 644
4 502
10 507
-
surtax
178
178
178
-
payroll
1 349
1 076
2 512
-
other
2 137
1 703
3 978
-
health
1 699
1 356
3 165
-
accident
584
466
1 088
-
unemployment
1 349
1 076
2 512
-
chamber of commerce
179
143
335
-
total
13 119
10 500
24 275
-
Corporate
49 904
61 636
80 311
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

12 476
15 408
20 077
-
total
12 476
15 408
20 077
-
Dividends
37 429
46 227
-
-
withholding
10 293
12 713
-
-
total
10 293
12 713
-
-
Income
108 000
108 000
108 000
108 000
Total tax
49 152
47 761
77 551
54 358
After tax
58 848
60 239
30 449
53 642
Living cost
31 711
31 711
31 711
31 711
Free-cash
27 137
28 528
-1 262
21 931

Estimated living cost  is ₽31711 per week

₽21150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽15956
₽14195
₽8030
₽27691
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
108 000
national
-
-
-
36 517
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
5 445
social contributions
-
-
-
17 268
total
-
-
-
59 230
Employee

The minimum management director salary is set at €45,000 per year.

64 375
-
83 650
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

560
-
728
-
national
19 791
-
27 510
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 358
-
4 364
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 828
-
6 273
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 025
-
3 931
-
total
31 562
-
42 806
-
Employer

The minimum management director salary is set at €45,000 per year.

64 375
-
83 650
-
surtax
7 299
-
9 485
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 704
-
7 412
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 959
-
5 144
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

837
-
1 088
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

939
-
1 221
-
total
18 738
-
24 350
-
Corporate
24 887
108 000
-
-
income
4 977
21 601
-
-
surtax
99
432
-
-
total
5 076
22 033
-
-
Dividends
19 811
85 967
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

5 615
25 462
-
-
total
5 615
25 462
-
-
Income
108 000
108 000
108 000
108 000
Total tax
60 991
47 495
67 156
59 230
After tax
47 009
60 505
40 844
48 770
Living cost
32 814
32 814
32 814
32 814
Free-cash
14 195
27 691
8 030
15 956

Estimated living cost  is ₽32814 per week

₽21136
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2869
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽67937
₽71385
₽71628
₽76866
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
108 000
unemployment
-
-
-
126
health
-
-
-
3 613
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 650
income
-
-
-
16 200
total
-
-
-
24 589
Employee
20 490
-
101 835
-
accident

We are using the highest rate at 1.1%.

225
-
346
-
income
2 049
-
10 183
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 799
-
2 759
-
health
943
-
1 445
-
total
5 016
-
14 733
-
Employer
20 490
-
101 835
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 258
-
3 462
-
health
1 414
-
2 168
-
accident

We are using the highest rate at 1.1%.

225
-
346
-
unemployment
123
-
189
-
total
4 020
-
6 165
-
Corporate
83 489
108 000
-
-
income
8 348
10 800
-
-
total
8 348
10 800
-
-
Dividends
75 141
97 200
-
-
withholding
3 757
4 860
-
-
total
3 757
4 860
-
-
Income
108 000
108 000
108 000
108 000
Total tax
21 141
15 660
20 898
24 589
After tax
86 859
92 340
87 102
83 411
Living cost
15 474
15 474
15 474
15 474
Free-cash
71 385
76 866
71 628
67 937

Estimated living cost  is ₽15474 per week

₽10235
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽886
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽369
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3985
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽71617
₽76369
₽75308
₽80546
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
108 000
unemployment
-
-
-
126
health
-
-
-
3 613
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 650
income
-
-
-
16 200
total
-
-
-
24 589
Employee
15 617
-
101 835
-
accident

We are using the highest rate at 1.1%.

172
-
346
-
income
1 561
-
10 183
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 371
-
2 759
-
health
718
-
1 445
-
total
3 822
-
14 733
-
Employer
15 617
-
101 835
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 721
-
3 462
-
health
1 078
-
2 168
-
accident

We are using the highest rate at 1.1%.

172
-
346
-
unemployment
93
-
189
-
total
3 064
-
6 165
-
Corporate
89 318
108 000
-
-
income
8 932
10 800
-
-
total
8 932
10 800
-
-
Dividends
80 387
97 200
-
-
withholding
4 019
4 860
-
-
total
4 019
4 860
-
-
Income
108 000
108 000
108 000
108 000
Total tax
19 837
15 660
20 898
24 589
After tax
88 163
92 340
87 102
83 411
Living cost
11 794
11 794
11 794
11 794
Free-cash
76 369
80 546
75 308
71 617

Estimated living cost  is ₽11794 per week

₽6886
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽842
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽312
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3754
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽54920
₽53220
₽53750
₽58115
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
108 000
health
-
-
-
2 755
social contributions
-
-
-
14 561
income
-
-
-
14 927
total
-
-
-
32 243
Employee
69 203
69 203
98 433
-
income
7 535
6 406
14 424
-
social contributions
2 616
5 743
7 747
-
health
536
1 177
1 674
-
total
10 687
13 326
23 845
-
Employer
69 203
69 203
98 433
-
social contributions
2 616
5 743
7 747
-
health
582
1 281
1 821
-
total
3 198
7 024
9 568
-
Corporate
73 277
31 773
-
-
income
9 159
3 972
-
-
total
9 159
3 972
-
-
Dividends
64 118
27 801
-
-
withholding
10 899
4 726
-
-
total
10 899
4 726
-
-
Income
108 000
108 000
108 000
108 000
Total tax
33 943
29 048
33 413
32 243
After tax
74 057
78 952
74 587
75 757
Living cost
20 837
20 837
20 837
20 837
Free-cash
53 220
58 115
53 750
54 920

Estimated living cost  is ₽20837 per week

₽12488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2044
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽46567
₽46029
₽45397
₽49762
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
108 000
health
-
-
-
2 755
social contributions
-
-
-
14 561
income
-
-
-
14 927
total
-
-
-
32 243
Employee
69 203
69 203
98 433
-
income
7 267
6 406
14 424
-
social contributions
3 363
5 743
7 747
-
health
688
1 177
1 674
-
total
11 318
13 326
23 845
-
Employer
69 203
69 203
98 433
-
social contributions
3 363
5 743
7 747
-
health
750
1 281
1 821
-
total
4 113
7 024
9 568
-
Corporate
63 379
31 773
-
-
income
7 923
3 972
-
-
total
7 923
3 972
-
-
Dividends
55 457
27 801
-
-
withholding
9 427
4 726
-
-
total
9 427
4 726
-
-
Income
108 000
108 000
108 000
108 000
Total tax
32 781
29 048
33 413
32 243
After tax
75 219
78 952
74 587
75 757
Living cost
29 190
29 190
29 190
29 190
Free-cash
46 029
49 762
45 397
46 567

Estimated living cost  is ₽29190 per week

₽19954
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6466
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽33217
₽46168
₽34028
₽53581
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
108 000
health
-
-
-
14 580
social contributions
-
-
-
29 898
income
-
-
-
9 528
solidarity contribution
-
-
-
-
total
-
-
-
54 006
Employee
30 555
-
80 597
-
income
3 667
-
9 672
-
social contributions
1 986
-
5 239
-
health
4 125
-
10 881
-
solidarity contribution
-
-
-
-
total
9 778
-
25 792
-
Employer
30 555
-
80 597
-
social contributions
7 639
-
20 149
-
health
2 750
-
7 254
-
total
10 389
-
27 403
-
Corporate
67 057
108 000
-
-
income
12 741
20 520
-
-
total
12 741
20 520
-
-
Dividends
54 316
87 480
-
-
withholding
8 147
13 122
-
-
total
8 147
13 122
-
-
Income
108 000
108 000
108 000
108 000
Total tax
41 055
33 642
53 195
54 006
After tax
66 945
74 358
54 805
53 994
Living cost
20 777
20 777
20 777
20 777
Free-cash
46 168
53 581
34 028
33 217

Estimated living cost  is ₽20777 per week

₽14432
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4459
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽28391
₽39621
₽29202
₽48755
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
108 000
health
-
-
-
14 580
social contributions
-
-
-
29 898
income
-
-
-
9 528
solidarity contribution
-
-
-
-
total
-
-
-
54 006
Employee
37 652
-
80 597
-
income
4 518
-
9 672
-
social contributions
2 447
-
5 239
-
health
5 083
-
10 881
-
solidarity contribution
-
-
-
-
total
12 048
-
25 792
-
Employer
37 652
-
80 597
-
social contributions
9 413
-
20 149
-
health
3 389
-
7 254
-
total
12 802
-
27 403
-
Corporate
57 547
108 000
-
-
income
10 934
20 520
-
-
total
10 934
20 520
-
-
Dividends
46 613
87 480
-
-
withholding
6 992
13 122
-
-
total
6 992
13 122
-
-
Income
108 000
108 000
108 000
108 000
Total tax
42 776
33 642
53 195
54 006
After tax
65 224
74 358
54 805
53 994
Living cost
25 603
25 603
25 603
25 603
Free-cash
39 621
48 755
29 202
28 391

Estimated living cost  is ₽25603 per week

₽19040
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4702
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽22462
-₽88672
-₽88672
-₽88672
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
108 000
national
-
-
-
11 724
pensions
-
-
-
782
municipal
-
-
-
20 982
labour market
-
-
-
8 577
total
-
-
-
42 065
Employee
183 488
183 488
183 488
-
municipal
39 073
39 073
39 073
-
national
22 416
22 416
22 416
-
pensions
261
261
261
-
labour market
14 658
14 658
14 658
-
total
76 408
76 408
76 408
-
Employer
183 488
183 488
183 488
-
pensions
522
522
522
-
labour market
14 679
14 679
14 679
-
municipal
39 135
39 135
39 135
-
national
22 455
22 455
22 455
-
total
76 791
76 791
76 791
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
108 000
108 000
108 000
108 000
Total tax
153 199
153 199
153 199
42 065
After tax
-45 199
-45 199
-45 199
65 935
Living cost
43 473
43 473
43 473
43 473
Free-cash
-88 672
-88 672
-88 672
22 462

Estimated living cost  is ₽43473 per week

₽29753
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9205
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽36150
₽59073
₽40513
₽64662
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
108 000
health
-
-
-
14 040
pensions
-
-
-
21 601
income
-
-
-
14 472
total
-
-
-
50 113
Employee
25 530
-
80 717
-
unemployment
408
-
1 291
-
income
2 874
-
15 562
-
pensions
511
-
1 614
-
total
3 793
-
18 467
-
Employer
25 530
-
80 717
-
pensions
5 106
-
16 144
-
health
3 318
-
10 493
-
unemployment
205
-
646
-
total
8 629
-
27 283
-
Corporate
73 840
108 000
-
-
income
14 768
21 601
-
-
total
14 768
21 601
-
-
Dividends
59 072
86 399
-
-
total
-
-
-
-
Income
108 000
108 000
108 000
108 000
Total tax
27 190
21 601
45 750
50 113
After tax
80 810
86 399
62 250
57 887
Living cost
21 737
21 737
21 737
21 737
Free-cash
59 073
64 662
40 513
36 150

Estimated living cost  is ₽21737 per week

₽14909
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽40123
₽35731
₽25314
₽35880
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
108 000
national
-
-
-
12 829
health
-
-
-
1 288
municipal
-
-
-
19 208
total
-
-
-
33 325
Employee
47 349
-
90 855
-
unemployment
710
-
1 363
-
municipal
7 755
-
14 821
-
national
782
-
7 649
-
pensions
3 195
-
6 133
-
health
354
-
1 023
-
total
12 796
-
30 989
-
Employer
47 349
-
90 855
-
pensions
8 215
-
15 763
-
health
364
-
700
-
accident
48
-
91
-
unemployment
307
-
591
-
total
8 934
-
17 145
-
Corporate
51 718
108 000
-
-
income
10 343
21 601
-
-
total
10 343
21 601
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

31 031
64 799
-
-
municipal
5 586
11 665
-
-
national
58
4 302
-
-
total
5 644
15 967
-
-
Income
108 000
108 000
108 000
108 000
Total tax
37 717
37 568
48 134
33 325
After tax
70 283
70 432
59 866
74 675
Living cost
34 552
34 552
34 552
34 552
Free-cash
35 731
35 880
25 314
40 123

Estimated living cost  is ₽34552 per week

₽22569
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽33941
₽31692
₽37225
₽26690
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
108 000
surtax
-
-
-
-
health
-
-
-
2 990
pensions
-
-
-
24 072
social contributions
-
-
-
3 078
income
-
-
-
12 832
other
-
-
-
3 347
total
-
-
-
46 319
Employee
34 382
-
86 415
-
income
1 773
-
14 195
-
surtax
-
-
-
-
social contributions
980
-
2 463
-
pensions
3 889
-
4 792
-
total
6 642
-
21 450
-
Employer
34 382
-
86 415
-
pensions
5 650
-
8 287
-
social contributions
102
-
260
-
other
1 187
-
2 982
-
health
2 406
-
6 557
-
unemployment
1 392
-
3 499
-
total
10 737
-
21 585
-
Corporate
62 881
108 000
-
-
income
17 606
30 241
-
-
surtax
-
-
-
-
total
17 606
30 241
-
-
Dividends
45 275
77 759
-
-
withholding
5 795
9 953
-
-
social contributions
7 788
13 376
-
-
surtax
-
-
-
-
total
13 583
23 329
-
-
Income
108 000
108 000
108 000
108 000
Total tax
48 568
53 570
43 035
46 319
After tax
59 432
54 430
64 965
61 681
Living cost
27 740
27 740
27 740
27 740
Free-cash
31 692
26 690
37 225
33 941

Estimated living cost  is ₽27740 per week

₽16088
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2818
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽30890
₽28957
₽34174
₽23639
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
108 000
surtax
-
-
-
-
health
-
-
-
2 990
pensions
-
-
-
24 072
social contributions
-
-
-
3 078
income
-
-
-
12 832
other
-
-
-
3 347
total
-
-
-
46 319
Employee
38 517
-
86 415
-
income
2 273
-
14 195
-
surtax
-
-
-
-
social contributions
1 098
-
2 463
-
pensions
4 355
-
4 792
-
total
7 726
-
21 450
-
Employer
38 517
-
86 415
-
pensions
6 328
-
8 287
-
social contributions
116
-
260
-
other
1 329
-
2 982
-
health
2 697
-
6 557
-
unemployment
1 559
-
3 499
-
total
12 029
-
21 585
-
Corporate
57 455
108 000
-
-
income
16 088
30 241
-
-
surtax
-
-
-
-
total
16 088
30 241
-
-
Dividends
41 367
77 759
-
-
withholding
5 294
9 953
-
-
social contributions
7 115
13 376
-
-
surtax
-
-
-
-
total
12 409
23 329
-
-
Income
108 000
108 000
108 000
108 000
Total tax
48 252
53 570
43 035
46 319
After tax
59 748
54 430
64 965
61 681
Living cost
30 791
30 791
30 791
30 791
Free-cash
28 957
23 639
34 174
30 890

Estimated living cost  is ₽30791 per week

₽19415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8350
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽18214
₽17152
₽21498
₽10963
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
108 000
surtax
-
-
-
-
health
-
-
-
2 990
pensions
-
-
-
24 072
social contributions
-
-
-
3 078
income
-
-
-
12 832
other
-
-
-
3 347
total
-
-
-
46 319
Employee
56 366
-
86 415
-
income
4 918
-
14 195
-
surtax
-
-
-
-
social contributions
1 605
-
2 463
-
pensions
6 375
-
4 792
-
total
12 898
-
21 450
-
Employer
56 366
-
86 415
-
pensions
9 262
-
8 287
-
social contributions
169
-
260
-
other
1 945
-
2 982
-
health
3 945
-
6 557
-
unemployment
2 283
-
3 499
-
total
17 604
-
21 585
-
Corporate
34 029
108 000
-
-
income
9 528
30 241
-
-
surtax
-
-
-
-
total
9 528
30 241
-
-
Dividends
24 501
77 759
-
-
withholding
3 136
9 953
-
-
social contributions
4 215
13 376
-
-
surtax
-
-
-
-
total
7 351
23 329
-
-
Income
108 000
108 000
108 000
108 000
Total tax
47 381
53 570
43 035
46 319
After tax
60 619
54 430
64 965
61 681
Living cost
43 467
43 467
43 467
43 467
Free-cash
17 152
10 963
21 498
18 214

Estimated living cost  is ₽43467 per week

₽29418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽101097
₽95686
₽80577
₽96777
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
108 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 080
total
-
-
-
1 080
Employee
7 278
-
108 000
-
income
1 455
-
21 600
-
total
1 455
-
21 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

100 722
108 000
-
-
total
-
-
-
-
Dividends
100 722
108 000
-
-
withholding
5 036
5 400
-
-
total
5 036
5 400
-
-
Income
108 000
108 000
108 000
108 000
Total tax
6 491
5 400
21 600
1 080
After tax
101 509
102 600
86 400
106 920
Living cost
5 823
5 823
5 823
5 823
Free-cash
95 686
96 777
80 577
101 097

Estimated living cost  is ₽5823 per week

₽3608
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1570
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽97847
₽91826
₽77327
₽93527
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
108 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 080
total
-
-
-
1 080
Employee
11 342
-
108 000
-
income
2 268
-
21 600
-
total
2 268
-
21 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

96 658
108 000
-
-
total
-
-
-
-
Dividends
96 658
108 000
-
-
withholding
4 833
5 400
-
-
total
4 833
5 400
-
-
Income
108 000
108 000
108 000
108 000
Total tax
7 101
5 400
21 600
1 080
After tax
100 899
102 600
86 400
106 920
Living cost
9 073
9 073
9 073
9 073
Free-cash
91 826
93 527
77 327
97 847

Estimated living cost  is ₽9073 per week

₽6140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽28303
₽32694
₽37797
₽20919
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
108 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 529
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
27 781
trade
-
-
-
9 494
total
-
-
-
44 952
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 779
-
108 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 682
-
27 781
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

203
-
1 529
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 033
-
35 458
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
63 221
108 000
-
-
trade
9 072
15 499
-
-
income
9 484
16 201
-
-
chamber of commerce
229
295
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

521
891
-
-
total
19 306
32 886
-
-
Dividends
43 916
75 114
-
-
withholding
10 636
18 436
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

586
1 014
-
-
total
11 222
19 450
-
-
Income
108 000
108 000
108 000
108 000
Total tax
40 561
52 336
35 458
44 952
After tax
67 439
55 664
72 542
63 048
Living cost
34 745
34 745
34 745
34 745
Free-cash
32 694
20 919
37 797
28 303

Estimated living cost  is ₽34745 per week

₽23968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3738
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6534
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽34863
₽37251
₽45283
₽27294
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
108 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 529
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
27 781
trade
-
-
-
10 420
total
-
-
-
45 878
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 422
-
108 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

962
-
27 781
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
1 529
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
7 163
-
35 458
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
73 578
108 000
-
-
trade
11 589
17 010
-
-
income
11 036
16 201
-
-
chamber of commerce
243
292
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

606
891
-
-
total
23 474
34 394
-
-
Dividends
50 104
73 606
-
-
withholding
12 184
18 059
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

669
994
-
-
total
12 853
19 053
-
-
Income
108 000
108 000
108 000
108 000
Total tax
43 490
53 447
35 458
45 878
After tax
64 510
54 553
72 542
62 122
Living cost
27 259
27 259
27 259
27 259
Free-cash
37 251
27 294
45 283
34 863

Estimated living cost  is ₽27259 per week

₽17147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6425
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽26306
₽31292
₽37188
₽18642
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
108 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 529
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
27 781
trade
-
-
-
10 882
total
-
-
-
46 340
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 639
-
108 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 921
-
27 781
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
1 529
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 284
-
35 458
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
62 361
108 000
-
-
trade
10 259
17 767
-
-
income
9 354
16 201
-
-
chamber of commerce
225
290
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

514
891
-
-
total
20 352
35 149
-
-
Dividends
42 009
72 851
-
-
withholding
10 160
17 871
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

558
984
-
-
total
10 718
18 855
-
-
Income
108 000
108 000
108 000
108 000
Total tax
41 354
54 004
35 458
46 340
After tax
66 646
53 996
72 542
61 660
Living cost
35 354
35 354
35 354
35 354
Free-cash
31 292
18 642
37 188
26 306

Estimated living cost  is ₽35354 per week

₽23645
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3728
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽19967
₽26810
₽31314
₽12214
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
108 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 529
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
27 781
trade
-
-
-
11 347
total
-
-
-
46 805
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 086
-
108 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 360
-
27 781
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
-
1 529
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
12 858
-
35 458
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
53 914
108 000
-
-
trade
9 246
18 522
-
-
income
8 087
16 201
-
-
chamber of commerce
212
289
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

444
891
-
-
total
17 989
35 903
-
-
Dividends
35 925
72 098
-
-
withholding
8 640
17 683
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

475
972
-
-
total
9 115
18 655
-
-
Income
108 000
108 000
108 000
108 000
Total tax
39 962
54 558
35 458
46 805
After tax
68 038
53 442
72 542
61 195
Living cost
41 228
41 228
41 228
41 228
Free-cash
26 810
12 214
31 314
19 967

Estimated living cost  is ₽41228 per week

₽30111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3298
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7284
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽32583
₽44855
₽30805
₽47719
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
108 000
surtax
-
-
-
3 030
unemployment
-
-
-
205
health
-
-
-
7 668
pensions
-
-
-
21 601
income
-
-
-
22 699
other
-
-
-
-
total
-
-
-
55 203
Employee
30 307
-
89 219
-
unemployment
2 109
-
6 210
-
other
-
-
-
-
income
5 081
-
21 015
-
surtax
108
-
2 750
-
pensions
2 022
-
5 950
-
health
774
-
2 275
-
total
10 094
-
38 200
-
Employer
30 307
-
89 219
-
pensions
4 041
-
11 893
-
other
-
-
-
-
health
1 378
-
4 060
-
unemployment
962
-
2 828
-
total
6 381
-
18 781
-
Corporate
71 312
108 000
-
-
income
18 540
28 080
-
-
total
18 540
28 080
-
-
Dividends
52 772
79 920
-
-
withholding
7 916
11 987
-
-
total
7 916
11 987
-
-
Income
108 000
108 000
108 000
108 000
Total tax
42 931
40 067
56 981
55 203
After tax
65 069
67 933
51 019
52 797
Living cost
20 214
20 214
20 214
20 214
Free-cash
44 855
47 719
30 805
32 583

Estimated living cost  is ₽20214 per week

₽12204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽32938
₽45272
₽31160
₽48074
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
108 000
surtax
-
-
-
3 030
unemployment
-
-
-
205
health
-
-
-
7 668
pensions
-
-
-
21 601
income
-
-
-
22 699
other
-
-
-
-
total
-
-
-
55 203
Employee
29 761
-
89 219
-
unemployment
2 072
-
6 210
-
other
-
-
-
-
income
4 989
-
21 015
-
surtax
97
-
2 750
-
pensions
1 985
-
5 950
-
health
760
-
2 275
-
total
9 903
-
38 200
-
Employer
29 761
-
89 219
-
pensions
3 967
-
11 893
-
other
-
-
-
-
health
1 354
-
4 060
-
unemployment
943
-
2 828
-
total
6 264
-
18 781
-
Corporate
71 975
108 000
-
-
income
18 713
28 080
-
-
total
18 713
28 080
-
-
Dividends
53 262
79 920
-
-
withholding
7 989
11 987
-
-
total
7 989
11 987
-
-
Income
108 000
108 000
108 000
108 000
Total tax
42 869
40 067
56 981
55 203
After tax
65 131
67 933
51 019
52 797
Living cost
19 859
19 859
19 859
19 859
Free-cash
45 272
48 074
31 160
32 938

Estimated living cost  is ₽19859 per week

₽12143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5426
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽56948
₽43309
₽44739
₽42936
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
108 000
unemployment
-
-
-
1 620
health
-
-
-
7 560
pensions
-
-
-
10 800
income
-
-
-
13 203
total
-
-
-
33 183
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 795
10 266
90 377
-
unemployment
387
154
1 356
-
income
3 153
1 255
11 049
-
pensions
2 579
1 027
9 038
-
health
1 806
719
6 326
-
total
7 925
3 155
27 769
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 795
10 266
90 377
-
pensions
5 030
2 002
17 623
-
total
5 030
2 002
17 623
-
Corporate
77 175
95 732
-
-
income
6 946
8 616
-
-
total
6 946
8 616
-
-
Dividends
70 230
87 116
-
-
withholding
13 344
16 552
-
-
social contributions
13 577
16 870
-
-
total
26 921
33 422
-
-
Income
108 000
108 000
108 000
108 000
Total tax
46 822
47 195
45 392
33 183
After tax
61 178
60 805
62 608
74 817
Living cost
17 869
17 869
17 869
17 869
Free-cash
43 309
42 936
44 739
56 948

Estimated living cost  is ₽17869 per week

₽12194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3856
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽20927
₽23096
₽21774
₽23821
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
108 000
national
-
-
-
17 857
pensions
-
-
-
12 960
social contributions
-
-
-
1 161
municipal
-
-
-
11 524
total
-
-
-
43 502
Employee
67 543
-
93 365
-
municipal
8 343
-
11 942
-
national
12 928
-
18 505
-
pensions
2 702
-
3 735
-
total
23 973
-
34 182
-
Employer
67 543
-
93 365
-
pensions
5 403
-
7 469
-
social contributions
726
-
1 004
-
total
6 129
-
8 473
-
Corporate
29 869
108 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

5 974
21 600
-
-
total
5 974
21 600
-
-
Dividends
23 895
86 400
-
-
withholding
5 257
19 008
-
-
total
5 257
19 008
-
-
Income
108 000
108 000
108 000
108 000
Total tax
41 333
40 608
42 655
43 502
After tax
66 667
67 392
65 345
64 498
Living cost
43 571
43 571
43 571
43 571
Free-cash
23 096
23 821
21 774
20 927

Estimated living cost  is ₽43571 per week

₽29615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽18423
₽26322
₽18423
₽24333
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
108 000
social contributions
-
-
-
9 986
income
-
-
-
28 325
total
-
-
-
38 311
Employee
70 397
-
108 000
-
social contributions
5 848
-
9 986
-
income
13 284
-
28 325
-
total
19 132
-
38 311
-
Employer
70 397
-
108 000
-
total
-
-
-
-
Corporate
37 603
108 000
-
-
income
4 700
13 500
-
-
total
4 700
13 500
-
-
Dividends
32 903
94 500
-
-
withholding
6 580
18 901
-
-
total
6 580
18 901
-
-
Income
108 000
108 000
108 000
108 000
Total tax
30 412
32 401
38 311
38 311
After tax
77 588
75 599
69 689
69 689
Living cost
51 266
51 266
51 266
51 266
Free-cash
26 322
24 333
18 423
18 423

Estimated living cost  is ₽51266 per week

₽39002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4177
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽16182
₽14948
₽11045
₽19647
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
108 000
national
-
-
-
24 200
regional
-
-
-
1 223
social contributions
-
-
-
27 778
municipal
-
-
-
642
total
-
-
-
53 843
Employee
79 983
-
108 000
-
municipal
424
-
572
-
national
13 859
-
20 916
-
social contributions
26 970
-
36 418
-
regional
755
-
1 074
-
total
42 008
-
58 980
-
Employer
79 983
-
108 000
-
total
-
-
-
-
Corporate
28 017
108 000
-
-
nationa
6 724
25 920
-
-
municipal
1 093
4 212
-
-
total
7 817
30 132
-
-
Dividends
20 200
77 869
-
-
withholding
5 252
20 246
-
-
total
5 252
20 246
-
-
Income
108 000
108 000
108 000
108 000
Total tax
55 077
50 378
58 980
53 843
After tax
52 923
57 622
49 020
54 157
Living cost
37 975
37 975
37 975
37 975
Free-cash
14 948
19 647
11 045
16 182

Estimated living cost  is ₽37975 per week

₽26472
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2490
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8430
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽29509
₽30527
₽24399
₽32523
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
108 000
national
-
-
-
24 200
regional
-
-
-
1 628
social contributions
-
-
-
27 778
municipal
-
-
-
642
total
-
-
-
54 248
Employee
49 922
-
108 000
-
municipal
265
-
572
-
national
7 909
-
20 916
-
social contributions
16 834
-
36 418
-
regional
672
-
1 452
-
total
25 680
-
59 358
-
Employer
49 922
-
108 000
-
total
-
-
-
-
Corporate
58 078
108 000
-
-
nationa
13 939