Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 108000
per

Your estimated
City
free-cash

Valencia , Spain
-₽92948
-₽39860
-₽68459
-₽52084
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
108 000
other
-
-
-
109
unemployment
-
-
-
759
income
-
-
-
14 366
pensions
-
-
-
30 561
accident
-
-
-
970
total
-
-
-
46 765
Employee
152 373
-
64 129
-
unemployment
2 362
-
2 135
-
other
149
-
141
-
pensions
7 163
-
6 467
-
income
29 376
-
10 526
-
total
39 050
-
19 269
-
Employer
152 373
-
64 129
-
other
1 220
-
1 103
-
accident
3 019
-
2 721
-
pensions
35 957
-
32 477
-
unemployment
8 383
-
7 570
-
total
48 579
-
43 871
-
Corporate
-
108 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
16 203
-
-
total
-
16 203
-
-
Dividends
-
91 797
-
-
withholding
-
18 338
-
-
total
-
18 338
-
-
Income
108 000
108 000
108 000
108 000
Total tax
87 629
34 541
63 140
46 765
After tax
20 371
73 459
44 860
61 235
Living cost
113 319
113 319
113 319
113 319
Free-cash
-92 948
-39 860
-68 459
-52 084

Estimated living cost  is ₽113319 per month

₽76489
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1986
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23953
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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