Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 108000
per

Your estimated
City
free-cash

Valencia , Spain
-₽79608
-₽60184
-₽47900
-₽107324
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
108 000
accident
-
-
-
972
income
-
-
-
14 363
unemployment
-
-
-
754
other
-
-
-
109
pensions
-
-
-
30 560
total
-
-
-
46 758
Employee
163 273
-
60 991
-
income
31 478
-
9 804
-
pensions
7 676
-
6 930
-
unemployment
2 531
-
2 288
-
other
159
-
151
-
total
41 844
-
19 173
-
Employer
163 273
-
60 991
-
other
1 307
-
1 182
-
unemployment
8 983
-
8 111
-
pensions
38 529
-
34 800
-
accident
3 235
-
2 916
-
total
52 054
-
47 009
-
Corporate
-
108 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
16 198
-
-
total
-
16 198
-
-
Dividends
-
91 802
-
-
withholding
-
18 276
-
-
total
-
18 276
-
-
Income
108 000
108 000
108 000
108 000
Total tax
93 898
34 474
66 182
46 758
After tax
14 102
73 526
41 818
61 242
Living cost
121 426
121 426
121 426
121 426
Free-cash
-107 324
-47 900
-79 608
-60 184

Estimated living cost  is ₽121426 per month

₽81961
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽11673
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽2128
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽25667
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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