Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 106500
per

Your estimated
City
free-cash

Rotterdam , Netherlands
₽9729
₽3592
₽18468
₽11481
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 500
income
-
-
-
21 989
pensions
-
-
-
11 735
health
-
-
-
12 351
total
-
-
-
46 075
Employee
85 530
85 530
90 629
-
health
13 128
11 166
11 457
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 000
14 000
14 000
-
pensions
15 395
11 735
11 735
-
total
42 523
36 901
37 192
-
Employer
85 530
85 530
90 629
-
unemployment
3 079
3 079
3 263
-
pensions
5 953
5 953
6 308
-
health
5 945
5 945
6 299
-
total
14 977
14 977
15 870
-
Corporate
7 041
5 992
-
-
income
1 408
1 199
-
-
total
1 408
1 199
-
-
Dividends
5 633
4 793
-
-
income
1 197
1 019
-
-
withholding
846
718
-
-
total
2 043
1 737
-
-
Income
106 500
106 500
106 500
106 500
Total tax
60 951
54 814
53 062
46 075
After tax
45 549
51 686
53 438
60 425
Living cost
41 957
41 957
41 957
41 957
Free-cash
3 592
9 729
11 481
18 468

Estimated living cost  is ₽41957 per week

₽29734
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3782
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽667
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7774
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Rotterdam model

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Estimated living cost

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