Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 106500
per

Your estimated
City
free-cash

Andorra , Andorra
₽70892
₽57677
₽54847
₽68103
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 500
social contributions
-
-
-
23 430
income
-
-
-
3 265
total
-
-
-
26 695
Employee
26 693
-
92 209
-
social contributions
1 735
-
5 994
-
income
-
-
3 580
-
total
1 735
-
9 574
-
Employer
26 693
-
92 209
-
social contributions
4 138
-
14 291
-
total
4 138
-
14 291
-
Corporate
75 669
106 500
-
-
income
7 566
10 650
-
-
total
7 566
10 650
-
-
Dividends
68 103
95 850
-
-
total
-
-
-
-
Income
106 500
106 500
106 500
106 500
Total tax
13 439
10 650
23 865
26 695
After tax
93 061
95 850
82 635
79 805
Living cost
24 958
24 958
24 958
24 958
Free-cash
68 103
70 892
57 677
54 847

Estimated living cost  is ₽24958 per week

₽16138
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1881
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6470
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽32905
₽2829
₽27117
₽32495
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 500
chamber of commerce
-
-
-
425
unemployment
-
-
-
5 092
health
-
-
-
7 420
pensions
-
-
-
17 945
income
-
-
-
22 012
surtax
-
-
-
-
total
-
-
-
52 894
Employee
36 295
33 089
82 698
-
health
1 404
1 281
3 200
-
pensions
3 717
3 388
8 469
-
other
362
331
827
-
unemployment
1 089
993
2 482
-
income
3 233
2 441
18 515
-
total
9 805
8 434
33 493
-
Employer
36 295
33 089
82 698
-
pensions
4 555
4 153
10 379
-
accident
471
430
1 075
-
unemployment
1 089
993
2 482
-
surtax
-
-
-
-
payroll
1 089
993
2 482
-
chamber of commerce
145
132
331
-
health
1 372
1 251
3 126
-
other
1 724
1 571
3 928
-
total
10 445
9 523
23 803
-
Corporate
59 760
63 888
79 547
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

14 940
15 972
19 886
-
total
14 940
15 972
19 886
-
Dividends
44 820
47 916
-
-
withholding
12 326
13 177
-
-
total
12 326
13 177
-
-
Income
106 500
106 500
106 500
106 500
Total tax
47 516
47 106
77 182
52 894
After tax
58 984
59 394
29 318
53 606
Living cost
26 489
26 489
26 489
26 489
Free-cash
32 495
32 905
2 829
27 117

Estimated living cost  is ₽26489 per week

₽15890
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽473
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7421
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽30050
₽35
₽24186
₽28763
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 500
chamber of commerce
-
-
-
425
unemployment
-
-
-
5 092
health
-
-
-
7 420
pensions
-
-
-
17 945
income
-
-
-
22 012
surtax
-
-
-
164
total
-
-
-
53 058
Employee
41 494
33 089
82 572
-
health
1 606
1 281
3 195
-
pensions
4 250
3 388
8 455
-
other
414
331
826
-
unemployment
1 245
993
2 477
-
income
4 724
2 441
18 473
-
total
12 239
8 434
33 426
-
Employer
41 494
33 089
82 572
-
pensions
5 208
4 153
10 363
-
accident
539
430
1 073
-
unemployment
1 245
993
2 477
-
surtax
164
164
164
-
payroll
1 245
993
2 477
-
chamber of commerce
165
132
331
-
health
1 568
1 251
3 121
-
other
1 971
1 571
3 922
-
total
12 105
9 687
23 928
-
Corporate
52 901
63 724
79 421
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

13 226
15 931
19 855
-
total
13 226
15 931
19 855
-
Dividends
39 675
47 793
-
-
withholding
10 911
13 142
-
-
total
10 911
13 142
-
-
Income
106 500
106 500
106 500
106 500
Total tax
48 481
47 194
77 209
53 058
After tax
58 019
59 306
29 291
53 442
Living cost
29 256
29 256
29 256
29 256
Free-cash
28 763
30 050
35
24 186

Estimated living cost  is ₽29256 per week

₽19513
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2496
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽481
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6767
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽29371
₽9442
₽17313
₽16918
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 500
social contributions
-
-
-
16 902
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
5 376
national
-
-
-
36 635
total
-
-
-
58 913
Employee

The minimum management director salary is set at €45,000 per year.

59 392
-
82 489
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 790
-
3 878
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 454
-
6 186
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 098
-
4 303
-
national
18 259
-
27 690
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

517
-
717
-
total
29 118
-
42 774
-
Employer

The minimum management director salary is set at €45,000 per year.

59 392
-
82 489
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

772
-
1 073
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

867
-
1 204
-
surtax
6 734
-
9 353
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 652
-
5 072
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 263
-
7 308
-
total
17 288
-
24 010
-
Corporate
29 820
106 500
-
-
surtax
120
425
-
-
income
5 964
21 300
-
-
total
6 084
21 725
-
-
Dividends
23 737
84 775
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

6 818
25 130
-
-
total
6 818
25 130
-
-
Income
106 500
106 500
106 500
106 500
Total tax
59 308
46 855
66 784
58 913
After tax
47 192
59 645
39 716
47 587
Living cost
30 274
30 274
30 274
30 274
Free-cash
16 918
29 371
9 442
17 313

Estimated living cost  is ₽30274 per week

₽19500
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2647
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7653
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽76779
₽72253
₽68506
₽71719
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 500
unemployment
-
-
-
116
health
-
-
-
3 334
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 291
income
-
-
-
15 975
total
-
-
-
23 716
Employee
18 907
-
100 812
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
health
870
-
1 334
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 660
-
2 546
-
income
1 891
-
10 081
-
total
4 629
-
14 280
-
Employer
18 907
-
100 812
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
unemployment
114
-
174
-
health
1 305
-
2 001
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 083
-
3 195
-
total
3 710
-
5 689
-
Corporate
83 884
106 500
-
-
income
8 389
10 650
-
-
total
8 389
10 650
-
-
Dividends
75 495
95 850
-
-
withholding
3 775
4 793
-
-
total
3 775
4 793
-
-
Income
106 500
106 500
106 500
106 500
Total tax
20 503
15 443
19 969
23 716
After tax
85 997
91 057
86 531
82 784
Living cost
14 278
14 278
14 278
14 278
Free-cash
71 719
76 779
72 253
68 506

Estimated living cost  is ₽14278 per week

₽9444
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽817
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽341
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3677
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽80174
₽75648
₽71901
₽76317
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 500
unemployment
-
-
-
116
health
-
-
-
3 334
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 291
income
-
-
-
15 975
total
-
-
-
23 716
Employee
14 410
-
100 812
-
accident

We are using the highest rate at 1.1%.

159
-
319
-
health
663
-
1 334
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 265
-
2 546
-
income
1 441
-
10 081
-
total
3 528
-
14 280
-
Employer
14 410
-
100 812
-
accident

We are using the highest rate at 1.1%.

159
-
319
-
unemployment
86
-
174
-
health
995
-
2 001
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 588
-
3 195
-
total
2 828
-
5 689
-
Corporate
89 262
106 500
-
-
income
8 927
10 650
-
-
total
8 927
10 650
-
-
Dividends
80 336
95 850
-
-
withholding
4 017
4 793
-
-
total
4 017
4 793
-
-
Income
106 500
106 500
106 500
106 500
Total tax
19 300
15 443
19 969
23 716
After tax
87 200
91 057
86 531
82 784
Living cost
10 883
10 883
10 883
10 883
Free-cash
76 317
80 174
75 648
71 901

Estimated living cost  is ₽10883 per week

₽6353
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽777
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽288
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3464
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽58597
₽54225
₽55351
₽54080
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 500
social contributions
-
-
-
13 434
health
-
-
-
2 716
income
-
-
-
15 775
total
-
-
-
31 925
Employee
63 846
63 846
97 549
-
health
495
1 086
1 658
-
social contributions
2 414
5 299
7 147
-
income
6 952
5 910
15 295
-
total
9 861
12 295
24 100
-
Employer
63 846
63 846
97 549
-
social contributions
2 414
5 299
7 147
-
health
537
1 182
1 804
-
total
2 951
6 481
8 951
-
Corporate
74 465
36 174
-
-
income
9 307
4 522
-
-
total
9 307
4 522
-
-
Dividends
65 157
31 651
-
-
withholding
11 077
5 381
-
-
total
11 077
5 381
-
-
Income
106 500
106 500
106 500
106 500
Total tax
33 196
28 679
33 051
31 925
After tax
73 304
77 821
73 449
74 575
Living cost
19 224
19 224
19 224
19 224
Free-cash
54 080
58 597
54 225
55 351

Estimated living cost  is ₽19224 per week

₽11521
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1886
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5392
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽50890
₽46518
₽47644
₽47448
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 500
social contributions
-
-
-
13 434
health
-
-
-
2 716
income
-
-
-
15 775
total
-
-
-
31 925
Employee
63 846
63 846
97 549
-
health
635
1 086
1 658
-
social contributions
3 102
5 299
7 147
-
income
6 704
5 910
15 295
-
total
10 441
12 295
24 100
-
Employer
63 846
63 846
97 549
-
social contributions
3 102
5 299
7 147
-
health
692
1 182
1 804
-
total
3 794
6 481
8 951
-
Corporate
65 333
36 174
-
-
income
8 167
4 522
-
-
total
8 167
4 522
-
-
Dividends
57 167
31 651
-
-
withholding
9 719
5 381
-
-
total
9 719
5 381
-
-
Income
106 500
106 500
106 500
106 500
Total tax
32 121
28 679
33 051
31 925
After tax
74 379
77 821
73 449
74 575
Living cost
26 931
26 931
26 931
26 931
Free-cash
47 448
50 890
46 518
47 644

Estimated living cost  is ₽26931 per week

₽18410
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2103
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5965
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽53813
₽34534
₽34926
₽46853
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 500
social contributions
-
-
-
28 078
health
-
-
-
14 377
solidarity contribution
-
-
-
-
income
-
-
-
9 607
total
-
-
-
52 062
Employee
28 695
-
79 478
-
health
3 874
-
10 729
-
social contributions
1 865
-
5 166
-
solidarity contribution
-
-
-
-
income
3 443
-
9 537
-
total
9 182
-
25 432
-
Employer
28 695
-
79 478
-
social contributions
7 174
-
19 869
-
health
2 582
-
7 153
-
total
9 756
-
27 022
-
Corporate
68 049
106 500
-
-
income
12 929
20 235
-
-
total
12 929
20 235
-
-
Dividends
55 120
86 265
-
-
withholding
8 268
12 940
-
-
total
8 268
12 940
-
-
Income
106 500
106 500
106 500
106 500
Total tax
40 135
33 175
52 454
52 062
After tax
66 365
73 325
54 046
54 438
Living cost
19 512
19 512
19 512
19 512
Free-cash
46 853
53 813
34 534
34 926

Estimated living cost  is ₽19512 per week

₽13554
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1388
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽384
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4187
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽49281
₽30002
₽30394
₽40703
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 500
social contributions
-
-
-
28 078
health
-
-
-
14 377
solidarity contribution
-
-
-
-
income
-
-
-
9 607
total
-
-
-
52 062
Employee
35 359
-
79 478
-
health
4 774
-
10 729
-
social contributions
2 298
-
5 166
-
solidarity contribution
-
-
-
-
income
4 243
-
9 537
-
total
11 315
-
25 432
-
Employer
35 359
-
79 478
-
social contributions
8 840
-
19 869
-
health
3 182
-
7 153
-
total
12 022
-
27 022
-
Corporate
59 118
106 500
-
-
income
11 233
20 235
-
-
total
11 233
20 235
-
-
Dividends
47 886
86 265
-
-
withholding
7 183
12 940
-
-
total
7 183
12 940
-
-
Income
106 500
106 500
106 500
106 500
Total tax
41 753
33 175
52 454
52 062
After tax
64 747
73 325
54 046
54 438
Living cost
24 044
24 044
24 044
24 044
Free-cash
40 703
49 281
30 002
30 394

Estimated living cost  is ₽24044 per week

₽17881
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1332
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽416
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4415
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽74930
-₽74930
₽24586
-₽74930
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 500
labour market
-
-
-
8 462
municipal
-
-
-
20 991
pensions
-
-
-
722
national
-
-
-
11 635
total
-
-
-
41 810
Employee
169 268
169 268
169 268
-
municipal
36 045
36 045
36 045
-
pensions
241
241
241
-
national
20 679
20 679
20 679
-
labour market
13 522
13 522
13 522
-
total
70 487
70 487
70 487
-
Employer
169 268
169 268
169 268
-
labour market
13 541
13 541
13 541
-
national
20 715
20 715
20 715
-
municipal
36 102
36 102
36 102
-
pensions
481
481
481
-
total
70 839
70 839
70 839
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
106 500
106 500
106 500
106 500
Total tax
141 326
141 326
141 326
41 810
After tax
-34 826
-34 826
-34 826
64 690
Living cost
40 104
40 104
40 104
40 104
Free-cash
-74 930
-74 930
-74 930
24 586

Estimated living cost  is ₽40104 per week

₽27447
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3548
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽617
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8492
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽65145
₽41330
₽37028
₽59987
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 500
health
-
-
-
13 845
pensions
-
-
-
21 301
income
-
-
-
14 271
total
-
-
-
49 417
Employee
23 554
-
79 596
-
pensions
471
-
1 591
-
unemployment
377
-
1 273
-
income
2 652
-
15 347
-
total
3 500
-
18 211
-
Employer
23 554
-
79 596
-
pensions
4 711
-
15 920
-
unemployment
189
-
637
-
health
3 061
-
10 347
-
total
7 961
-
26 904
-
Corporate
74 984
106 500
-
-
income
14 997
21 300
-
-
total
14 997
21 300
-
-
Dividends
59 987
85 200
-
-
total
-
-
-
-
Income
106 500
106 500
106 500
106 500
Total tax
26 458
21 300
45 115
49 417
After tax
80 042
85 200
61 385
57 083
Living cost
20 055
20 055
20 055
20 055
Free-cash
59 987
65 145
41 330
37 028

Estimated living cost  is ₽20055 per week

₽13755
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1194
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4702
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽37141
₽26517
₽41120
₽37465
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
106 500
health
-
-
-
1 294
municipal
-
-
-
18 938
national
-
-
-
13 271
total
-
-
-
33 503
Employee
43 684
-
89 593
-
health
326
-
1 034
-
municipal
7 155
-
14 611
-
pensions
2 948
-
6 047
-
national
722
-
8 163
-
unemployment
655
-
1 344
-
total
11 806
-
31 199
-
Employer
43 684
-
89 593
-
accident
44
-
90
-
unemployment
284
-
583
-
health
336
-
690
-
pensions
7 579
-
15 544
-
total
8 243
-
16 907
-
Corporate
54 574
106 500
-
-
income
10 914
21 300
-
-
total
10 914
21 300
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

32 745
63 900
-
-
municipal
5 894
11 502
-
-
national
301
4 680
-
-
total
6 195
16 182
-
-
Income
106 500
106 500
106 500
106 500
Total tax
37 158
37 482
48 106
33 503
After tax
69 342
69 018
58 394
72 997
Living cost
31 877
31 877
31 877
31 877
Free-cash
37 465
37 141
26 517
41 120

Estimated living cost  is ₽31877 per week

₽20822
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3066
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7483
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽28083
₽37379
₽35067
₽32696
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 500
social contributions
-
-
-
3 035
health
-
-
-
3 263
pensions
-
-
-
22 779
other
-
-
-
3 301
income
-
-
-
13 462
surtax
-
-
-
-
total
-
-
-
45 840
Employee
31 720
-
84 723
-
income
1 636
-
14 409
-
social contributions
904
-
2 414
-
pensions
3 588
-
4 927
-
surtax
-
-
-
-
total
6 128
-
21 750
-
Employer
31 720
-
84 723
-
pensions
5 212
-
8 470
-
social contributions
95
-
254
-
unemployment
1 284
-
3 432
-
health
2 220
-
6 699
-
other
1 095
-
2 923
-
total
9 906
-
21 778
-
Corporate
64 874
106 500
-
-
surtax
-
-
-
-
income
18 164
29 821
-
-
total
18 164
29 821
-
-
Dividends
46 710
76 679
-
-
surtax
-
-
-
-
withholding
5 980
9 815
-
-
social contributions
8 033
13 188
-
-
total
14 013
23 003
-
-
Income
106 500
106 500
106 500
106 500
Total tax
48 211
52 824
43 528
45 840
After tax
58 289
53 676
62 972
60 660
Living cost
25 593
25 593
25 593
25 593
Free-cash
32 696
28 083
37 379
35 067

Estimated living cost  is ₽25593 per week

₽14843
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2600
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7666
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽25269
₽34565
₽32253
₽30171
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 500
social contributions
-
-
-
3 035
health
-
-
-
3 263
pensions
-
-
-
22 779
other
-
-
-
3 301
income
-
-
-
13 462
surtax
-
-
-
-
total
-
-
-
45 840
Employee
35 535
-
84 723
-
income
2 097
-
14 409
-
social contributions
1 013
-
2 414
-
pensions
4 018
-
4 927
-
surtax
-
-
-
-
total
7 128
-
21 750
-
Employer
35 535
-
84 723
-
pensions
5 838
-
8 470
-
social contributions
107
-
254
-
unemployment
1 439
-
3 432
-
health
2 488
-
6 699
-
other
1 226
-
2 923
-
total
11 098
-
21 778
-
Corporate
59 867
106 500
-
-
surtax
-
-
-
-
income
16 763
29 821
-
-
total
16 763
29 821
-
-
Dividends
43 104
76 679
-
-
surtax
-
-
-
-
withholding
5 518
9 815
-
-
social contributions
7 415
13 188
-
-
total
12 933
23 003
-
-
Income
106 500
106 500
106 500
106 500
Total tax
47 922
52 824
43 528
45 840
After tax
58 578
53 676
62 972
60 660
Living cost
28 407
28 407
28 407
28 407
Free-cash
30 171
25 269
34 565
32 253

Estimated living cost  is ₽28407 per week

₽17912
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2310
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽484
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7703
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽13574
₽22870
₽20558
₽19282
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 500
social contributions
-
-
-
3 035
health
-
-
-
3 263
pensions
-
-
-
22 779
other
-
-
-
3 301
income
-
-
-
13 462
surtax
-
-
-
-
total
-
-
-
45 840
Employee
52 003
-
84 723
-
income
4 537
-
14 409
-
social contributions
1 481
-
2 414
-
pensions
5 882
-
4 927
-
surtax
-
-
-
-
total
11 900
-
21 750
-
Employer
52 003
-
84 723
-
pensions
8 545
-
8 470
-
social contributions
156
-
254
-
unemployment
2 107
-
3 432
-
health
3 640
-
6 699
-
other
1 795
-
2 923
-
total
16 243
-
21 778
-
Corporate
38 255
106 500
-
-
surtax
-
-
-
-
income
10 711
29 821
-
-
total
10 711
29 821
-
-
Dividends
27 544
76 679
-
-
surtax
-
-
-
-
withholding
3 526
9 815
-
-
social contributions
4 736
13 188
-
-
total
8 262
23 003
-
-
Income
106 500
106 500
106 500
106 500
Total tax
47 116
52 824
43 528
45 840
After tax
59 384
53 676
62 972
60 660
Living cost
40 102
40 102
40 102
40 102
Free-cash
19 282
13 574
22 870
20 558

Estimated living cost  is ₽40102 per week

₽27140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9131
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽95310
₽79335
₽99570
₽94211
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
106 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 065
total
-
-
-
1 065
Employee
7 330
-
106 500
-
income
1 466
-
21 300
-
total
1 466
-
21 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

99 170
106 500
-
-
total
-
-
-
-
Dividends
99 170
106 500
-
-
withholding
4 958
5 325
-
-
total
4 958
5 325
-
-
Income
106 500
106 500
106 500
106 500
Total tax
6 424
5 325
21 300
1 065
After tax
100 076
101 175
85 200
105 435
Living cost
5 865
5 865
5 865
5 865
Free-cash
94 211
95 310
79 335
99 570

Estimated living cost  is ₽5865 per week

₽3634
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽487
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1581
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽92036
₽76061
₽96296
₽90322
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
106 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 065
total
-
-
-
1 065
Employee
11 424
-
106 500
-
income
2 285
-
21 300
-
total
2 285
-
21 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

95 076
106 500
-
-
total
-
-
-
-
Dividends
95 076
106 500
-
-
withholding
4 754
5 325
-
-
total
4 754
5 325
-
-
Income
106 500
106 500
106 500
106 500
Total tax
7 039
5 325
21 300
1 065
After tax
99 461
101 175
85 200
105 435
Living cost
9 139
9 139
9 139
9 139
Free-cash
90 322
92 036
76 061
96 296

Estimated living cost  is ₽9139 per week

₽6184
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽384
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2264
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽22820
₽38693
₽28949
₽33681
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
106 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 672
trade
-
-
-
9 744
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
28 511
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 568
total
-
-
-
45 495
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 312
-
106 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 672
-
5 672
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

188
-
1 568
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 397
-
28 511
-
total
9 257
-
35 751
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
65 188
106 500
-
-
trade
9 355
15 282
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

537
879
-
-
chamber of commerce
222
282
-
-
income
9 778
15 975
-
-
total
19 892
32 418
-
-
Dividends
45 295
74 081
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

605
1 001
-
-
withholding
11 009
18 205
-
-
total
11 614
19 206
-
-
Income
106 500
106 500
106 500
106 500
Total tax
40 763
51 624
35 751
45 495
After tax
65 737
54 876
70 749
61 005
Living cost
32 056
32 056
32 056
32 056
Free-cash
33 681
22 820
38 693
28 949

Estimated living cost  is ₽32056 per week

₽22113
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3449
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽465
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6028
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽28631
₽45600
₽34906
₽37816
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
106 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 672
trade
-
-
-
10 694
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
28 511
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 568
total
-
-
-
46 445
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 757
-
106 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 672
-
5 672
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
1 568
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

887
-
28 511
-
total
6 608
-
35 751
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
74 743
106 500
-
-
trade
11 772
16 774
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

616
879
-
-
chamber of commerce
233
279
-
-
income
11 211
15 975
-
-
total
23 832
33 907
-
-
Dividends
50 911
72 592
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

682
980
-
-
withholding
12 413
17 833
-
-
total
13 095
18 813
-
-
Income
106 500
106 500
106 500
106 500
Total tax
43 535
52 720
35 751
46 445
After tax
62 965
53 780
70 749
60 055
Living cost
25 149
25 149
25 149
25 149
Free-cash
37 816
28 631
45 600
34 906

Estimated living cost  is ₽25149 per week

₽15819
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5928
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽20613
₽38131
₽26961
₽32280
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
106 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 672
trade
-
-
-
11 170
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
28 511
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 568
total
-
-
-
46 921
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

42 106
-
106 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 672
-
5 672
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

199
-
1 568
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 618
-
28 511
-
total
9 489
-
35 751
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
64 394
106 500
-
-
trade
10 593
17 520
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

531
879
-
-
chamber of commerce
217
277
-
-
income
9 659
15 975
-
-
total
21 000
34 651
-
-
Dividends
43 394
71 848
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

580
971
-
-
withholding
10 533
17 647
-
-
total
11 113
18 618
-
-
Income
106 500
106 500
106 500
106 500
Total tax
41 602
53 269
35 751
46 921
After tax
64 898
53 231
70 749
59 579
Living cost
32 618
32 618
32 618
32 618
Free-cash
32 280
20 613
38 131
26 961

Estimated living cost  is ₽32618 per week

₽21815
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3440
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6876
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽14647
₽32713
₽21069
₽28113
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
106 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 672
trade
-
-
-
11 644
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
28 511
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 568
total
-
-
-
47 395
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 899
-
106 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 672
-
5 672
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

323
-
1 568
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

5 868
-
28 511
-
total
11 863
-
35 751
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
56 601
106 500
-
-
trade
9 708
18 265
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

466
879
-
-
chamber of commerce
206
276
-
-
income
8 490
15 975
-
-
total
18 870
35 395
-
-
Dividends
37 731
71 105
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

501
961
-
-
withholding
9 117
17 461
-
-
total
9 618
18 422
-
-
Income
106 500
106 500
106 500
106 500
Total tax
40 351
53 817
35 751
47 395
After tax
66 149
52 683
70 749
59 105
Living cost
38 036
38 036
38 036
38 036
Free-cash
28 113
14 647
32 713
21 069

Estimated living cost  is ₽38036 per week

₽27780
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3043
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6720
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽48339
₽30676
₽32436
₽45698
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 500
unemployment
-
-
-
189
health
-
-
-
7 562
pensions
-
-
-
21 300
other
-
-
-
-
income
-
-
-
23 192
surtax
-
-
-
3 172
total
-
-
-
55 415
Employee
27 961
-
87 980
-
health
714
-
2 244
-
pensions
1 866
-
5 868
-
surtax
99
-
2 893
-
other
-
-
-
-
unemployment
1 946
-
6 123
-
income
4 688
-
21 526
-
total
9 313
-
38 654
-
Employer
27 961
-
87 980
-
pensions
3 728
-
11 728
-
unemployment
887
-
2 789
-
health
1 272
-
4 004
-
other
-
-
-
-
total
5 887
-
18 521
-
Corporate
72 652
106 500
-
-
income
18 889
27 690
-
-
total
18 889
27 690
-
-
Dividends
53 763
78 810
-
-
withholding
8 064
11 822
-
-
total
8 064
11 822
-
-
Income
106 500
106 500
106 500
106 500
Total tax
42 153
39 512
57 175
55 415
After tax
64 347
66 988
49 325
51 085
Living cost
18 649
18 649
18 649
18 649
Free-cash
45 698
48 339
30 676
32 436

Estimated living cost  is ₽18649 per week

₽11260
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1621
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5337
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽48666
₽31003
₽32763
₽46084
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 500
unemployment
-
-
-
189
health
-
-
-
7 562
pensions
-
-
-
21 300
other
-
-
-
-
income
-
-
-
23 192
surtax
-
-
-
3 172
total
-
-
-
55 415
Employee
27 457
-
87 980
-
health
701
-
2 244
-
pensions
1 831
-
5 868
-
surtax
90
-
2 893
-
other
-
-
-
-
unemployment
1 911
-
6 123
-
income
4 602
-
21 526
-
total
9 135
-
38 654
-
Employer
27 457
-
87 980
-
pensions
3 660
-
11 728
-
unemployment
870
-
2 789
-
health
1 249
-
4 004
-
other
-
-
-
-
total
5 779
-
18 521
-
Corporate
73 263
106 500
-
-
income
19 048
27 690
-
-
total
19 048
27 690
-
-
Dividends
54 215
78 810
-
-
withholding
8 132
11 822
-
-
total
8 132
11 822
-
-
Income
106 500
106 500
106 500
106 500
Total tax
42 094
39 512
57 175
55 415
After tax
64 406
66 988
49 325
51 085
Living cost
18 322
18 322
18 322
18 322
Free-cash
46 084
48 666
31 003
32 763

Estimated living cost  is ₽18322 per week

₽11203
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1691
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5006
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽43583
₽45387
₽57426
₽43924
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 500
unemployment
-
-
-
1 597
health
-
-
-
7 455
pensions
-
-
-
10 650
income
-
-
-
13 020
total
-
-
-
32 722
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 604
9 394
89 121
-
health
1 652
658
6 238
-
pensions
2 360
939
8 912
-
unemployment
354
141
1 337
-
income
2 886
1 148
10 895
-
total
7 252
2 886
27 382
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 604
9 394
89 121
-
pensions
4 603
1 832
17 379
-
total
4 603
1 832
17 379
-
Corporate
78 293
95 274
-
-
income
7 046
8 575
-
-
total
7 046
8 575
-
-
Dividends
71 246
86 699
-
-
withholding
13 537
16 473
-
-
social contributions
13 786
16 799
-
-
total
27 323
33 272
-
-
Income
106 500
106 500
106 500
106 500
Total tax
46 224
46 565
44 761
32 722
After tax
60 276
59 935
61 739
73 778
Living cost
16 352
16 352
16 352
16 352
Free-cash
43 924
43 583
45 387
57 426

Estimated living cost  is ₽16352 per week

₽11159
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1338
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽327
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3529
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽24477
₽22397
₽21561
₽23778
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 500
social contributions
-
-
-
1 145
municipal
-
-
-
11 388
pensions
-
-
-
12 780
national
-
-
-
17 647
total
-
-
-
42 960
Employee
65 075
-
92 068
-
municipal
8 038
-
11 800
-
pensions
2 603
-
3 683
-
national
12 455
-
18 286
-
total
23 096
-
33 769
-
Employer
65 075
-
92 068
-
social contributions
700
-
990
-
pensions
5 206
-
7 365
-
total
5 906
-
8 355
-
Corporate
31 225
106 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

6 245
21 300
-
-
total
6 245
21 300
-
-
Dividends
24 980
85 200
-
-
withholding
5 496
18 744
-
-
total
5 496
18 744
-
-
Income
106 500
106 500
106 500
106 500
Total tax
40 743
40 044
42 124
42 960
After tax
65 757
66 456
64 376
63 540
Living cost
41 979
41 979
41 979
41 979
Free-cash
23 778
24 477
22 397
21 561

Estimated living cost  is ₽41979 per week

₽28532
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3902
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽628
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8916
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽27253
₽20359
₽20359
₽29087
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 500
social contributions
-
-
-
9 967
income
-
-
-
28 877
total
-
-
-
38 844
Employee
64 948
-
106 500
-
social contributions
5 396
-
9 967
-
income
12 255
-
28 877
-
total
17 651
-
38 844
-
Employer
64 948
-
106 500
-
total
-
-
-
-
Corporate
41 552
106 500
-
-
income
5 193
13 313
-
-
total
5 193
13 313
-
-
Dividends
36 359
93 187
-
-
withholding
7 272
18 637
-
-
total
7 272
18 637
-
-
Income
106 500
106 500
106 500
106 500
Total tax
30 116
31 950
38 844
38 844
After tax
76 384
74 550
67 656
67 656
Living cost
47 297
47 297
47 297
47 297
Free-cash
29 087
27 253
20 359
20 359

Estimated living cost  is ₽47297 per week

₽35983
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3854
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7008
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽21786
₽12893
₽17960
₽17451
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 500
regional
-
-
-
1 216
social contributions
-
-
-
27 393
municipal
-
-
-
633
national
-
-
-
24 262
total
-
-
-
53 504
Employee
73 792
-
106 500
-
regional
696
-
1 070
-
municipal
391
-
564
-
social contributions
24 883
-
35 912
-
national
12 786
-
21 025
-
total
38 756
-
58 571
-
Employer
73 792
-
106 500
-
total
-
-
-
-
Corporate
32 708
106 500
-
-
nationa
7 850
25 560
-
-
municipal
1 276
4 153
-
-
total
9 126
29 713
-
-
Dividends
23 582
76 787
-
-
withholding
6 131
19 965
-
-
total
6 131
19 965
-
-
Income
106 500
106 500
106 500
106 500
Total tax
54 013
49 678
58 571
53 504
After tax
52 487
56 822
47 929
52 996
Living cost
35 036
35 036
35 036
35 036
Free-cash
17 451
21 786
12 893
17 960

Estimated living cost  is ₽35036 per week

₽24422
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2297
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7777
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽33612
₽25200
₽30240
₽31770
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 500
regional
-
-
-
1 606
social contributions
-
-
-
27 393
municipal
-
-
-
633
national
-
-
-
24 262
total
-
-
-
53 894
Employee
46 058
-
106 500
-
regional
620
-
1 433
-
municipal
244
-
564
-
social contributions
15 531
-
35 912
-
national
7 297
-
21 025
-
total
23 692
-
58 934
-
Employer
46 058
-
106 500
-
total
-
-
-
-
Corporate
60 442
106 500
-
-
nationa
14 505
25 560