Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 106500
per

Your estimated
City
free-cash

Andorra , Andorra
₽53176
₽65775
₽56006
₽68798
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 500
social contributions
-
-
-
23 430
income
-
-
-
2 842
total
-
-
-
26 272
Employee
28 933
-
92 209
-
social contributions
1 880
-
5 995
-
income
-
-
3 156
-
total
1 880
-
9 151
-
Employer
28 933
-
92 209
-
social contributions
4 485
-
14 291
-
total
4 485
-
14 291
-
Corporate
73 082
106 500
-
-
income
7 308
10 650
-
-
total
7 308
10 650
-
-
Dividends
65 775
95 850
-
-
total
-
-
-
-
Income
106 500
106 500
106 500
106 500
Total tax
13 673
10 650
23 442
26 272
After tax
92 827
95 850
83 058
80 228
Living cost
27 052
27 052
27 052
27 052
Free-cash
65 775
68 798
56 006
53 176

Estimated living cost  is ₽27052 per week

₽17492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽24245
₽30363
₽1510
₽30807
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 500
surtax
-
-
-
-
unemployment
-
-
-
5 520
health
-
-
-
8 042
chamber of commerce
-
-
-
425
pensions
-
-
-
19 451
income
-
-
-
20 105
total
-
-
-
53 543
Employee
39 340
35 865
82 696
-
unemployment
1 180
1 076
2 481
-
other
393
359
827
-
income
3 504
2 645
17 683
-
pensions
4 029
3 672
8 467
-
health
1 522
1 388
3 200
-
total
10 628
9 140
32 658
-
Employer
39 340
35 865
82 696
-
pensions
4 937
4 502
10 379
-
surtax
-
-
-
-
payroll
1 180
1 076
2 481
-
other
1 868
1 703
3 928
-
health
1 488
1 356
3 125
-
accident
511
466
1 074
-
unemployment
1 180
1 076
2 481
-
chamber of commerce
157
143
331
-
total
11 321
10 322
23 799
-
Corporate
55 839
60 313
79 284
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

13 960
15 079
19 821
-
total
13 960
15 079
19 821
-
Dividends
41 879
45 235
-
-
withholding
11 516
12 440
-
-
total
11 516
12 440
-
-
Income
106 500
106 500
106 500
106 500
Total tax
47 425
46 981
76 278
53 543
After tax
59 075
59 519
30 222
52 957
Living cost
28 712
28 712
28 712
28 712
Free-cash
30 363
30 807
1 510
24 245

Estimated living cost  is ₽28712 per week

₽17224
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8044
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽21068
₽26320
-₽1522
₽27713
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 500
surtax
-
-
-
178
unemployment
-
-
-
5 520
health
-
-
-
8 042
chamber of commerce
-
-
-
425
pensions
-
-
-
19 451
income
-
-
-
20 105
total
-
-
-
53 721
Employee
44 976
35 865
82 565
-
unemployment
1 349
1 076
2 476
-
other
449
359
825
-
income
5 120
2 645
17 639
-
pensions
4 606
3 672
8 454
-
health
1 740
1 388
3 195
-
total
13 264
9 140
32 589
-
Employer
44 976
35 865
82 565
-
pensions
5 644
4 502
10 361
-
surtax
178
178
178
-
payroll
1 349
1 076
2 476
-
other
2 137
1 703
3 921
-
health
1 699
1 356
3 120
-
accident
584
466
1 073
-
unemployment
1 349
1 076
2 476
-
chamber of commerce
179
143
330
-
total
13 119
10 500
23 935
-
Corporate
48 404
60 136
79 149
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

12 102
15 034
19 787
-
total
12 102
15 034
19 787
-
Dividends
36 303
45 101
-
-
withholding
9 984
12 402
-
-
total
9 984
12 402
-
-
Income
106 500
106 500
106 500
106 500
Total tax
48 469
47 076
76 311
53 721
After tax
58 031
59 424
30 189
52 779
Living cost
31 711
31 711
31 711
31 711
Free-cash
26 320
27 713
-1 522
21 068

Estimated living cost  is ₽31711 per week

₽21150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽15390
₽13357
₽7585
₽26856
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 500
national
-
-
-
35 873
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
5 366
social contributions
-
-
-
17 057
total
-
-
-
58 296
Employee

The minimum management director salary is set at €45,000 per year.

64 375
-
82 488
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

560
-
717
-
national
19 791
-
27 006
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 358
-
4 302
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 828
-
6 186
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 025
-
3 877
-
total
31 562
-
42 088
-
Employer

The minimum management director salary is set at €45,000 per year.

64 375
-
82 488
-
surtax
7 299
-
9 356
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 704
-
7 308
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 959
-
5 072
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

837
-
1 073
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

939
-
1 204
-
total
18 738
-
24 013
-
Corporate
23 387
106 500
-
-
income
4 678
21 300
-
-
surtax
94
425
-
-
total
4 772
21 725
-
-
Dividends
18 615
84 775
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

5 257
25 105
-
-
total
5 257
25 105
-
-
Income
106 500
106 500
106 500
106 500
Total tax
60 329
46 830
66 101
58 296
After tax
46 171
59 670
40 399
48 204
Living cost
32 814
32 814
32 814
32 814
Free-cash
13 357
26 856
7 585
15 390

Estimated living cost  is ₽32814 per week

₽21136
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2869
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽66699
₽70134
₽70317
₽75608
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 500
unemployment
-
-
-
125
health
-
-
-
3 608
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 643
income
-
-
-
15 975
total
-
-
-
24 351
Employee
20 458
-
100 345
-
accident

We are using the highest rate at 1.1%.

225
-
345
-
income
2 046
-
10 035
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 796
-
2 755
-
health
941
-
1 443
-
total
5 008
-
14 578
-
Employer
20 458
-
100 345
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 254
-
3 457
-
health
1 412
-
2 165
-
accident

We are using the highest rate at 1.1%.

225
-
345
-
unemployment
123
-
188
-
total
4 014
-
6 155
-
Corporate
82 028
106 500
-
-
income
8 203
10 650
-
-
total
8 203
10 650
-
-
Dividends
73 825
95 850
-
-
withholding
3 691
4 792
-
-
total
3 691
4 792
-
-
Income
106 500
106 500
106 500
106 500
Total tax
20 916
15 442
20 733
24 351
After tax
85 584
91 058
85 767
82 149
Living cost
15 450
15 450
15 450
15 450
Free-cash
70 134
75 608
70 317
66 699

Estimated living cost  is ₽15450 per week

₽10219
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽369
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3979
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽70373
₽75110
₽73991
₽79282
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 500
unemployment
-
-
-
125
health
-
-
-
3 608
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 643
income
-
-
-
15 975
total
-
-
-
24 351
Employee
15 593
-
100 345
-
accident

We are using the highest rate at 1.1%.

172
-
345
-
income
1 559
-
10 035
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 369
-
2 755
-
health
717
-
1 443
-
total
3 817
-
14 578
-
Employer
15 593
-
100 345
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 718
-
3 457
-
health
1 076
-
2 165
-
accident

We are using the highest rate at 1.1%.

172
-
345
-
unemployment
93
-
188
-
total
3 059
-
6 155
-
Corporate
87 848
106 500
-
-
income
8 785
10 650
-
-
total
8 785
10 650
-
-
Dividends
79 063
95 850
-
-
withholding
3 953
4 792
-
-
total
3 953
4 792
-
-
Income
106 500
106 500
106 500
106 500
Total tax
19 614
15 442
20 733
24 351
After tax
86 886
91 058
85 767
82 149
Living cost
11 776
11 776
11 776
11 776
Free-cash
75 110
79 282
73 991
70 373

Estimated living cost  is ₽11776 per week

₽6875
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽841
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽312
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3748
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽53899
₽52130
₽52737
₽57024
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 500
health
-
-
-
2 715
social contributions
-
-
-
14 561
income
-
-
-
14 488
total
-
-
-
31 764
Employee
69 203
69 203
96 960
-
income
7 535
6 406
13 991
-
social contributions
2 616
5 743
7 747
-
health
536
1 177
1 648
-
total
10 687
13 326
23 386
-
Employer
69 203
69 203
96 960
-
social contributions
2 616
5 743
7 747
-
health
582
1 281
1 793
-
total
3 198
7 024
9 540
-
Corporate
71 777
30 273
-
-
income
8 971
3 785
-
-
total
8 971
3 785
-
-
Dividends
62 806
26 489
-
-
withholding
10 677
4 504
-
-
total
10 677
4 504
-
-
Income
106 500
106 500
106 500
106 500
Total tax
33 533
28 639
32 926
31 764
After tax
72 967
77 861
73 574
74 736
Living cost
20 837
20 837
20 837
20 837
Free-cash
52 130
57 024
52 737
53 899

Estimated living cost  is ₽20837 per week

₽12488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2044
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽45546
₽44939
₽44384
₽48671
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 500
health
-
-
-
2 715
social contributions
-
-
-
14 561
income
-
-
-
14 488
total
-
-
-
31 764
Employee
69 203
69 203
96 960
-
income
7 267
6 406
13 991
-
social contributions
3 363
5 743
7 747
-
health
688
1 177
1 648
-
total
11 318
13 326
23 386
-
Employer
69 203
69 203
96 960
-
social contributions
3 363
5 743
7 747
-
health
750
1 281
1 793
-
total
4 113
7 024
9 540
-
Corporate
61 879
30 273
-
-
income
7 735
3 785
-
-
total
7 735
3 785
-
-
Dividends
54 145
26 489
-
-
withholding
9 205
4 504
-
-
total
9 205
4 504
-
-
Income
106 500
106 500
106 500
106 500
Total tax
32 371
28 639
32 926
31 764
After tax
74 129
77 861
73 574
74 736
Living cost
29 190
29 190
29 190
29 190
Free-cash
44 939
48 671
44 384
45 546

Estimated living cost  is ₽29190 per week

₽19954
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6466
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽32124
₽45142
₽33274
₽52553
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 500
health
-
-
-
14 378
social contributions
-
-
-
29 891
income
-
-
-
9 335
solidarity contribution
-
-
-
-
total
-
-
-
53 604
Employee
30 548
-
79 478
-
income
3 666
-
9 537
-
social contributions
1 986
-
5 166
-
health
4 124
-
10 729
-
solidarity contribution
-
-
-
-
total
9 776
-
25 432
-
Employer
30 548
-
79 478
-
social contributions
7 637
-
19 869
-
health
2 749
-
7 153
-
total
10 386
-
27 022
-
Corporate
65 566
106 500
-
-
income
12 458
20 235
-
-
total
12 458
20 235
-
-
Dividends
53 109
86 265
-
-
withholding
7 966
12 940
-
-
total
7 966
12 940
-
-
Income
106 500
106 500
106 500
106 500
Total tax
40 586
33 175
52 454
53 604
After tax
65 914
73 325
54 046
52 896
Living cost
20 772
20 772
20 772
20 772
Free-cash
45 142
52 553
33 274
32 124

Estimated living cost  is ₽20772 per week

₽14429
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4457
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽27299
₽38596
₽28449
₽47728
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 500
health
-
-
-
14 378
social contributions
-
-
-
29 891
income
-
-
-
9 335
solidarity contribution
-
-
-
-
total
-
-
-
53 604
Employee
37 643
-
79 478
-
income
4 517
-
9 537
-
social contributions
2 447
-
5 166
-
health
5 082
-
10 729
-
solidarity contribution
-
-
-
-
total
12 046
-
25 432
-
Employer
37 643
-
79 478
-
social contributions
9 411
-
19 869
-
health
3 388
-
7 153
-
total
12 799
-
27 022
-
Corporate
56 059
106 500
-
-
income
10 651
20 235
-
-
total
10 651
20 235
-
-
Dividends
45 408
86 265
-
-
withholding
6 811
12 940
-
-
total
6 811
12 940
-
-
Income
106 500
106 500
106 500
106 500
Total tax
42 307
33 175
52 454
53 604
After tax
64 193
73 325
54 046
52 896
Living cost
25 597
25 597
25 597
25 597
Free-cash
38 596
47 728
28 449
27 299

Estimated living cost  is ₽25597 per week

₽19036
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4701
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽21618
-₽90184
-₽90184
-₽90184
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 500
national
-
-
-
11 542
pensions
-
-
-
782
municipal
-
-
-
20 625
labour market
-
-
-
8 457
total
-
-
-
41 406
Employee
183 500
183 500
183 500
-
municipal
39 075
39 075
39 075
-
national
22 418
22 418
22 418
-
pensions
261
261
261
-
labour market
14 659
14 659
14 659
-
total
76 413
76 413
76 413
-
Employer
183 500
183 500
183 500
-
pensions
522
522
522
-
labour market
14 680
14 680
14 680
-
municipal
39 137
39 137
39 137
-
national
22 457
22 457
22 457
-
total
76 796
76 796
76 796
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
106 500
106 500
106 500
106 500
Total tax
153 209
153 209
153 209
41 406
After tax
-46 709
-46 709
-46 709
65 094
Living cost
43 476
43 476
43 476
43 476
Free-cash
-90 184
-90 184
-90 184
21 618

Estimated living cost  is ₽43476 per week

₽29755
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9206
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽35347
₽57874
₽39646
₽63463
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 500
health
-
-
-
13 845
pensions
-
-
-
21 300
income
-
-
-
14 271
total
-
-
-
49 416
Employee
25 530
-
79 596
-
unemployment
408
-
1 274
-
income
2 874
-
15 347
-
pensions
511
-
1 592
-
total
3 793
-
18 213
-
Employer
25 530
-
79 596
-
pensions
5 106
-
15 919
-
health
3 318
-
10 348
-
unemployment
205
-
637
-
total
8 629
-
26 904
-
Corporate
72 340
106 500
-
-
income
14 467
21 300
-
-
total
14 467
21 300
-
-
Dividends
57 873
85 200
-
-
total
-
-
-
-
Income
106 500
106 500
106 500
106 500
Total tax
26 889
21 300
45 117
49 416
After tax
79 611
85 200
61 383
57 084
Living cost
21 737
21 737
21 737
21 737
Free-cash
57 874
63 463
39 646
35 347

Estimated living cost  is ₽21737 per week

₽14909
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽39227
₽34745
₽24625
₽34999
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
106 500
national
-
-
-
12 515
health
-
-
-
1 264
municipal
-
-
-
18 942
total
-
-
-
32 721
Employee
47 349
-
89 594
-
unemployment
710
-
1 344
-
municipal
7 755
-
14 616
-
national
782
-
7 406
-
pensions
3 195
-
6 047
-
health
354
-
1 004
-
total
12 796
-
30 417
-
Employer
47 349
-
89 594
-
pensions
8 215
-
15 545
-
health
364
-
690
-
accident
48
-
89
-
unemployment
307
-
582
-
total
8 934
-
16 906
-
Corporate
50 218
106 500
-
-
income
10 044
21 300
-
-
total
10 044
21 300
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

30 130
63 900
-
-
municipal
5 424
11 502
-
-
national
5
4 147
-
-
total
5 429
15 649
-
-
Income
106 500
106 500
106 500
106 500
Total tax
37 203
36 949
47 323
32 721
After tax
69 297
69 551
59 177
73 779
Living cost
34 552
34 552
34 552
34 552
Free-cash
34 745
34 999
24 625
39 227

Estimated living cost  is ₽34552 per week

₽22569
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽33121
₽30937
₽36560
₽25936
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 500
surtax
-
-
-
-
health
-
-
-
2 879
pensions
-
-
-
23 949
social contributions
-
-
-
3 033
income
-
-
-
12 477
other
-
-
-
3 301
total
-
-
-
45 639
Employee
34 382
-
85 321
-
income
1 773
-
13 908
-
surtax
-
-
-
-
social contributions
980
-
2 430
-
pensions
3 889
-
4 683
-
total
6 642
-
21 021
-
Employer
34 382
-
85 321
-
pensions
5 650
-
8 108
-
social contributions
102
-
256
-
other
1 187
-
2 944
-
health
2 406
-
6 416
-
unemployment
1 392
-
3 455
-
total
10 737
-
21 179
-
Corporate
61 381
106 500
-
-
income
17 186
29 821
-
-
surtax
-
-
-
-
total
17 186
29 821
-
-
Dividends
44 195
76 679
-
-
withholding
5 656
9 815
-
-
social contributions
7 602
13 188
-
-
surtax
-
-
-
-
total
13 258
23 003
-
-
Income
106 500
106 500
106 500
106 500
Total tax
47 823
52 824
42 200
45 639
After tax
58 677
53 676
64 300
60 861
Living cost
27 740
27 740
27 740
27 740
Free-cash
30 937
25 936
36 560
33 121

Estimated living cost  is ₽27740 per week

₽16088
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2818
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽30070
₽28201
₽33509
₽22885
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 500
surtax
-
-
-
-
health
-
-
-
2 879
pensions
-
-
-
23 949
social contributions
-
-
-
3 033
income
-
-
-
12 477
other
-
-
-
3 301
total
-
-
-
45 639
Employee
38 517
-
85 321
-
income
2 273
-
13 908
-
surtax
-
-
-
-
social contributions
1 098
-
2 430
-
pensions
4 355
-
4 683
-
total
7 726
-
21 021
-
Employer
38 517
-
85 321
-
pensions
6 328
-
8 108
-
social contributions
116
-
256
-
other
1 329
-
2 944
-
health
2 697
-
6 416
-
unemployment
1 559
-
3 455
-
total
12 029
-
21 179
-
Corporate
55 955
106 500
-
-
income
15 668
29 821
-
-
surtax
-
-
-
-
total
15 668
29 821
-
-
Dividends
40 287
76 679
-
-
withholding
5 156
9 815
-
-
social contributions
6 929
13 188
-
-
surtax
-
-
-
-
total
12 085
23 003
-
-
Income
106 500
106 500
106 500
106 500
Total tax
47 508
52 824
42 200
45 639
After tax
58 992
53 676
64 300
60 861
Living cost
30 791
30 791
30 791
30 791
Free-cash
28 201
22 885
33 509
30 070

Estimated living cost  is ₽30791 per week

₽19415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8350
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽17394
₽16395
₽20833
₽10209
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 500
surtax
-
-
-
-
health
-
-
-
2 879
pensions
-
-
-
23 949
social contributions
-
-
-
3 033
income
-
-
-
12 477
other
-
-
-
3 301
total
-
-
-
45 639
Employee
56 366
-
85 321
-
income
4 918
-
13 908
-
surtax
-
-
-
-
social contributions
1 605
-
2 430
-
pensions
6 375
-
4 683
-
total
12 898
-
21 021
-
Employer
56 366
-
85 321
-
pensions
9 262
-
8 108
-
social contributions
169
-
256
-
other
1 945
-
2 944
-
health
3 945
-
6 416
-
unemployment
2 283
-
3 455
-
total
17 604
-
21 179
-
Corporate
32 529
106 500
-
-
income
9 108
29 821
-
-
surtax
-
-
-
-
total
9 108
29 821
-
-
Dividends
23 421
76 679
-
-
withholding
2 997
9 815
-
-
social contributions
4 031
13 188
-
-
surtax
-
-
-
-
total
7 028
23 003
-
-
Income
106 500
106 500
106 500
106 500
Total tax
46 638
52 824
42 200
45 639
After tax
59 862
53 676
64 300
60 861
Living cost
43 467
43 467
43 467
43 467
Free-cash
16 395
10 209
20 833
17 394

Estimated living cost  is ₽43467 per week

₽29418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽99612
₽94261
₽79377
₽95352
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
106 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 065
total
-
-
-
1 065
Employee
7 278
-
106 500
-
income
1 455
-
21 300
-
total
1 455
-
21 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

99 222
106 500
-
-
total
-
-
-
-
Dividends
99 222
106 500
-
-
withholding
4 961
5 325
-
-
total
4 961
5 325
-
-
Income
106 500
106 500
106 500
106 500
Total tax
6 416
5 325
21 300
1 065
After tax
100 084
101 175
85 200
105 435
Living cost
5 823
5 823
5 823
5 823
Free-cash
94 261
95 352
79 377
99 612

Estimated living cost  is ₽5823 per week

₽3608
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1570
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽96362
₽90401
₽76127
₽92102
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
106 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 065
total
-
-
-
1 065
Employee
11 342
-
106 500
-
income
2 268
-
21 300
-
total
2 268
-
21 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

95 158
106 500
-
-
total
-
-
-
-
Dividends
95 158
106 500
-
-
withholding
4 758
5 325
-
-
total
4 758
5 325
-
-
Income
106 500
106 500
106 500
106 500
Total tax
7 026
5 325
21 300
1 065
After tax
99 474
101 175
85 200
105 435
Living cost
9 073
9 073
9 073
9 073
Free-cash
90 401
92 102
76 127
96 362

Estimated living cost  is ₽9073 per week

₽6140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽27684
₽31926
₽36963
₽20151
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
106 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 493
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
27 151
trade
-
-
-
9 279
total
-
-
-
44 071
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 779
-
106 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 682
-
27 151
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

203
-
1 493
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 033
-
34 792
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
61 721
106 500
-
-
trade
8 857
15 283
-
-
income
9 258
15 975
-
-
chamber of commerce
227
292
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

509
878
-
-
total
18 851
32 428
-
-
Dividends
42 870
74 072
-
-
withholding
10 375
18 177
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

570
999
-
-
total
10 945
19 176
-
-
Income
106 500
106 500
106 500
106 500
Total tax
39 829
51 604
34 792
44 071
After tax
66 671
54 896
71 708
62 429
Living cost
34 745
34 745
34 745
34 745
Free-cash
31 926
20 151
36 963
27 684

Estimated living cost  is ₽34745 per week

₽23968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3738
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6534
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽34265
₽36495
₽44449
₽26541
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
106 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 493
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
27 151
trade
-
-
-
10 184
total
-
-
-
44 976
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 422
-
106 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

962
-
27 151
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
1 493
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
7 163
-
34 792
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
72 078
106 500
-
-
trade
11 352
16 774
-
-
income
10 812
15 975
-
-
chamber of commerce
241
290
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

594
878
-
-
total
22 999
33 917
-
-
Dividends
49 079
72 582
-
-
withholding
11 928
17 804
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

656
979
-
-
total
12 584
18 783
-
-
Income
106 500
106 500
106 500
106 500
Total tax
42 746
52 700
34 792
44 976
After tax
63 754
53 800
71 708
61 524
Living cost
27 259
27 259
27 259
27 259
Free-cash
36 495
26 541
44 449
34 265

Estimated living cost  is ₽27259 per week

₽17147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6425
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽25718
₽30545
₽36354
₽17899
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
106 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 493
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
27 151
trade
-
-
-
10 636
total
-
-
-
45 428
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 639
-
106 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 921
-
27 151
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
1 493
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 284
-
34 792
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
60 861
106 500
-
-
trade
10 011
17 519
-
-
income
9 128
15 975
-
-
chamber of commerce
224
289
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

502
878
-
-
total
19 865
34 661
-
-
Dividends
40 996
71 839
-
-
withholding
9 907
17 618
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

545
968
-
-
total
10 452
18 586
-
-
Income
106 500
106 500
106 500
106 500
Total tax
40 601
53 247
34 792
45 428
After tax
65 899
53 253
71 708
61 072
Living cost
35 354
35 354
35 354
35 354
Free-cash
30 545
17 899
36 354
25 718

Estimated living cost  is ₽35354 per week

₽23645
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3728
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽19391
₽26071
₽30480
₽11477
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
106 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 493
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
27 151
trade
-
-
-
11 089
total
-
-
-
45 881
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 086
-
106 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 360
-
27 151
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
-
1 493
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
12 858
-
34 792
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
52 414
106 500
-
-
trade
8 988
18 265
-
-
income
7 863
15 975
-
-
chamber of commerce
210
287
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

432
878
-
-
total
17 493
35 405
-
-
Dividends
34 921
71 095
-
-
withholding
8 389
17 432
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

461
958
-
-
total
8 850
18 390
-
-
Income
106 500
106 500
106 500
106 500
Total tax
39 201
53 795
34 792
45 881
After tax
67 299
52 705
71 708
60 619
Living cost
41 228
41 228
41 228
41 228
Free-cash
26 071
11 477
30 480
19 391

Estimated living cost  is ₽41228 per week

₽30111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3298
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7284
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽32064
₽43912
₽30311
₽46775
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 500
surtax
-
-
-
2 949
unemployment
-
-
-
205
health
-
-
-
7 561
pensions
-
-
-
21 300
income
-
-
-
22 207
other
-
-
-
-
total
-
-
-
54 222
Employee
30 307
-
87 980
-
unemployment
2 109
-
6 123
-
other
-
-
-
-
income
5 081
-
20 547
-
surtax
108
-
2 673
-
pensions
2 022
-
5 868
-
health
774
-
2 244
-
total
10 094
-
37 455
-
Employer
30 307
-
87 980
-
pensions
4 041
-
11 728
-
other
-
-
-
-
health
1 378
-
4 003
-
unemployment
962
-
2 789
-
total
6 381
-
18 520
-
Corporate
69 812
106 500
-
-
income
18 151
27 689
-
-
total
18 151
27 689
-
-
Dividends
51 661
78 811
-
-
withholding
7 748
11 822
-
-
total
7 748
11 822
-
-
Income
106 500
106 500
106 500
106 500
Total tax
42 374
39 511
55 975
54 222
After tax
64 126
66 989
50 525
52 278
Living cost
20 214
20 214
20 214
20 214
Free-cash
43 912
46 775
30 311
32 064

Estimated living cost  is ₽20214 per week

₽12204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽32419
₽44329
₽30666
₽47130
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 500
surtax
-
-
-
2 949
unemployment
-
-
-
205
health
-
-
-
7 561
pensions
-
-
-
21 300
income
-
-
-
22 207
other
-
-
-
-
total
-
-
-
54 222
Employee
29 761
-
87 980
-
unemployment
2 072
-
6 123
-
other
-
-
-
-
income
4 989
-
20 547
-
surtax
97
-
2 673
-
pensions
1 985
-
5 868
-
health
760
-
2 244
-
total
9 903
-
37 455
-
Employer
29 761
-
87 980
-
pensions
3 967
-
11 728
-
other
-
-
-
-
health
1 354
-
4 003
-
unemployment
943
-
2 789
-
total
6 264
-
18 520
-
Corporate
70 475
106 500
-
-
income
18 323
27 689
-
-
total
18 323
27 689
-
-
Dividends
52 151
78 811
-
-
withholding
7 822
11 822
-
-
total
7 822
11 822
-
-
Income
106 500
106 500
106 500
106 500
Total tax
42 312
39 511
55 975
54 222
After tax
64 188
66 989
50 525
52 278
Living cost
19 859
19 859
19 859
19 859
Free-cash
44 329
47 130
30 666
32 419

Estimated living cost  is ₽19859 per week

₽12143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5426
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽55912
₽42473
₽43873
₽42101
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 500
unemployment
-
-
-
1 597
health
-
-
-
7 455
pensions
-
-
-
10 650
income
-
-
-
13 020
total
-
-
-
32 722
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
89 121
-
unemployment
387
154
1 337
-
income
3 153
1 255
10 895
-
pensions
2 579
1 026
8 912
-
health
1 805
718
6 238
-
total
7 924
3 153
27 382
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
89 121
-
pensions
5 029
2 001
17 379
-
total
5 029
2 001
17 379
-
Corporate
75 682
94 235
-
-
income
6 811
8 481
-
-
total
6 811
8 481
-
-
Dividends
68 870
85 754
-
-
withholding
13 085
16 293
-
-
social contributions
13 312
16 605
-
-
total
26 397
32 898
-
-
Income
106 500
106 500
106 500
106 500
Total tax
46 161
46 533
44 761
32 722
After tax
60 339
59 967
61 739
73 778
Living cost
17 866
17 866
17 866
17 866
Free-cash
42 473
42 101
43 873
55 912

Estimated living cost  is ₽17866 per week

₽12192
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3855
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽20069
₽22160
₽20905
₽22885
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 500
national
-
-
-
17 586
pensions
-
-
-
12 780
social contributions
-
-
-
1 145
municipal
-
-
-
11 349
total
-
-
-
42 860
Employee
67 543
-
92 068
-
municipal
8 343
-
11 761
-
national
12 928
-
18 225
-
pensions
2 702
-
3 683
-
total
23 973
-
33 669
-
Employer
67 543
-
92 068
-
pensions
5 403
-
7 365
-
social contributions
726
-
990
-
total
6 129
-
8 355
-
Corporate
28 369
106 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

5 674
21 300
-
-
total
5 674
21 300
-
-
Dividends
22 695
85 200
-
-
withholding
4 993
18 744
-
-
total
4 993
18 744
-
-
Income
106 500
106 500
106 500
106 500
Total tax
40 769
40 044
42 024
42 860
After tax
65 731
66 456
64 476
63 640
Living cost
43 571
43 571
43 571
43 571
Free-cash
22 160
22 885
20 905
20 069

Estimated living cost  is ₽43571 per week

₽29615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽17691
₽25271
₽17691
₽23283
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 500
social contributions
-
-
-
9 818
income
-
-
-
27 725
total
-
-
-
37 543
Employee
70 397
-
106 500
-
social contributions
5 848
-
9 818
-
income
13 284
-
27 725
-
total
19 132
-
37 543
-
Employer
70 397
-
106 500
-
total
-
-
-
-
Corporate
36 103
106 500
-
-
income
4 512
13 313
-
-
total
4 512
13 313
-
-
Dividends
31 591
93 187
-
-
withholding
6 319
18 638
-
-
total
6 319
18 638
-
-
Income
106 500
106 500
106 500
106 500
Total tax
29 963
31 951
37 543
37 543
After tax
76 537
74 549
68 957
68 957
Living cost
51 266
51 266
51 266
51 266
Free-cash
25 271
23 283
17 691
17 691

Estimated living cost  is ₽51266 per week

₽39002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4177
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽15518
₽14147
₽10452
₽18847
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 500
national
-
-
-
23 777
regional
-
-
-
1 204
social contributions
-
-
-
27 392
municipal
-
-
-
634
total
-
-
-
53 007
Employee
79 983
-
106 500
-
municipal
424
-
565
-
national
13 859
-
20 539
-
social contributions
26 970
-
35 912
-
regional
755
-
1 057
-
total
42 008
-
58 073
-
Employer
79 983
-
106 500
-
total
-
-
-
-
Corporate
26 517
106 500
-
-
nationa
6 363
25 560
-
-
municipal
1 035
4 153
-
-
total
7 398
29 713
-
-
Dividends
19 119
76 787
-
-
withholding
4 972
19 965
-
-
total
4 972
19 965
-
-
Income
106 500
106 500
106 500
106 500
Total tax
54 378
49 678
58 073
53 007
After tax
52 122
56 822
48 427
53 493
Living cost
37 975
37 975
37 975
37 975
Free-cash
14 147
18 847
10 452
15 518

Estimated living cost  is ₽37975 per week

₽26472
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2490
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8430
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽28848
₽29738
₽23807
₽31735
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 500
national
-
-
-
23 777
regional
-
-
-
1 606
social contributions
-
-
-
27 392
municipal
-
-
-
634
total
-
-
-
53 409
Employee
49 922
-
106 500
-
municipal
265
-
565
-
national
7 909
-
20 539
-
social contributions
16 834
-
35 912
-
regional
672
-
1 434
-
total
25 680
-
58 450
-
Employer
49 922
-
106 500
-
total
-
-
-
-
Corporate
56 578
106 500
-
-
nationa
13 579