Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 106500
per

Your estimated
City
free-cash

Andorra , Andorra
₽69363
₽56457
₽53627
₽66403
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 500
social contributions
-
-
-
23 430
income
-
-
-
2 956
total
-
-
-
26 386
Employee
28 328
-
92 208
-
social contributions
1 841
-
5 993
-
income
-
-
3 271
-
total
1 841
-
9 264
-
Employer
28 328
-
92 208
-
social contributions
4 391
-
14 292
-
total
4 391
-
14 292
-
Corporate
73 781
106 500
-
-
income
7 378
10 650
-
-
total
7 378
10 650
-
-
Dividends
66 403
95 850
-
-
total
-
-
-
-
Income
106 500
106 500
106 500
106 500
Total tax
13 610
10 650
23 556
26 386
After tax
92 890
95 850
82 944
80 114
Living cost
26 487
26 487
26 487
26 487
Free-cash
66 403
69 363
56 457
53 627

Estimated living cost  is ₽26487 per week

₽17126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1997
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽498
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6866
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽31377
₽1862
₽25021
₽30939
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 500
chamber of commerce
-
-
-
426
unemployment
-
-
-
5 404
health
-
-
-
7 874
pensions
-
-
-
19 044
income
-
-
-
20 619
surtax
-
-
-
-
total
-
-
-
53 367
Employee
38 518
35 115
82 698
-
health
1 490
1 359
3 201
-
pensions
3 945
3 595
8 468
-
other
385
351
828
-
unemployment
1 155
1 053
2 481
-
income
3 431
2 590
17 909
-
total
10 406
8 948
32 887
-
Employer
38 518
35 115
82 698
-
pensions
4 834
4 408
10 379
-
accident
500
457
1 075
-
unemployment
1 155
1 053
2 481
-
surtax
-
-
-
-
payroll
1 155
1 053
2 481
-
chamber of commerce
154
140
331
-
health
1 456
1 328
3 125
-
other
1 829
1 667
3 928
-
total
11 083
10 106
23 800
-
Corporate
56 897
61 278
79 354
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

14 225
15 319
19 839
-
total
14 225
15 319
19 839
-
Dividends
42 672
45 959
-
-
withholding
11 735
12 638
-
-
total
11 735
12 638
-
-
Income
106 500
106 500
106 500
106 500
Total tax
47 449
47 011
76 526
53 367
After tax
59 051
59 489
29 974
53 133
Living cost
28 112
28 112
28 112
28 112
Free-cash
30 939
31 377
1 862
25 021

Estimated living cost  is ₽28112 per week

₽16864
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2871
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽502
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7876
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽28345
-₽1102
₽21910
₽26979
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 500
chamber of commerce
-
-
-
426
unemployment
-
-
-
5 404
health
-
-
-
7 874
pensions
-
-
-
19 044
income
-
-
-
20 619
surtax
-
-
-
174
total
-
-
-
53 541
Employee
44 036
35 115
82 563
-
health
1 704
1 359
3 196
-
pensions
4 510
3 595
8 454
-
other
440
351
826
-
unemployment
1 321
1 053
2 476
-
income
5 013
2 590
17 862
-
total
12 988
8 948
32 814
-
Employer
44 036
35 115
82 563
-
pensions
5 526
4 408
10 362
-
accident
572
457
1 074
-
unemployment
1 321
1 053
2 476
-
surtax
174
174
174
-
payroll
1 321
1 053
2 476
-
chamber of commerce
176
140
329
-
health
1 664
1 328
3 120
-
other
2 092
1 667
3 923
-
total
12 846
10 280
23 934
-
Corporate
49 618
61 104
79 220
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

12 404
15 275
19 805
-
total
12 404
15 275
19 805
-
Dividends
37 214
45 829
-
-
withholding
10 234
12 603
-
-
total
10 234
12 603
-
-
Income
106 500
106 500
106 500
106 500
Total tax
48 472
47 106
76 553
53 541
After tax
58 028
59 394
29 947
52 959
Living cost
31 049
31 049
31 049
31 049
Free-cash
26 979
28 345
-1 102
21 910

Estimated living cost  is ₽31049 per week

₽20708
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2649
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽510
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7182
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽27535
₽8089
₽15909
₽14320
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 500
social contributions
-
-
-
17 015
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
5 369
national
-
-
-
36 079
total
-
-
-
58 463
Employee

The minimum management director salary is set at €45,000 per year.

63 030
-
82 488
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 961
-
3 876
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 727
-
6 187
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 287
-
4 302
-
national
19 378
-
27 189
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

548
-
717
-
total
30 901
-
42 271
-
Employer

The minimum management director salary is set at €45,000 per year.

63 030
-
82 488
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

819
-
1 072
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

920
-
1 204
-
surtax
7 147
-
9 354
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 876
-
5 073
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 585
-
7 309
-
total
18 347
-
24 012
-
Corporate
25 123
106 500
-
-
surtax
100
426
-
-
income
5 025
21 300
-
-
total
5 125
21 726
-
-
Dividends
19 998
84 774
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

5 679
25 111
-
-
total
5 679
25 111
-
-
Income
106 500
106 500
106 500
106 500
Total tax
60 052
46 837
66 283
58 463
After tax
46 448
59 663
40 217
48 037
Living cost
32 128
32 128
32 128
32 128
Free-cash
14 320
27 535
8 089
15 909

Estimated living cost  is ₽32128 per week

₽20695
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2809
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽503
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8122
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽75900
₽70798
₽67149
₽70529
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 500
unemployment
-
-
-
123
health
-
-
-
3 540
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 555
income
-
-
-
15 975
total
-
-
-
24 193
Employee
20 072
-
100 461
-
accident

We are using the highest rate at 1.1%.

221
-
339
-
health
923
-
1 416
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 762
-
2 703
-
income
2 007
-
10 046
-
total
4 913
-
14 504
-
Employer
20 072
-
100 461
-
accident

We are using the highest rate at 1.1%.

221
-
339
-
unemployment
121
-
185
-
health
1 385
-
2 124
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 212
-
3 392
-
total
3 939
-
6 040
-
Corporate
82 490
106 500
-
-
income
8 249
10 650
-
-
total
8 249
10 650
-
-
Dividends
74 242
95 850
-
-
withholding
3 712
4 792
-
-
total
3 712
4 792
-
-
Income
106 500
106 500
106 500
106 500
Total tax
20 813
15 442
20 544
24 193
After tax
85 687
91 058
85 956
82 307
Living cost
15 158
15 158
15 158
15 158
Free-cash
70 529
75 900
70 798
67 149

Estimated living cost  is ₽15158 per week

₽10025
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽868
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽362
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3904
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽79505
₽74403
₽70754
₽75412
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 500
unemployment
-
-
-
123
health
-
-
-
3 540
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 555
income
-
-
-
15 975
total
-
-
-
24 193
Employee
15 298
-
100 461
-
accident

We are using the highest rate at 1.1%.

168
-
339
-
health
704
-
1 416
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 343
-
2 703
-
income
1 530
-
10 046
-
total
3 745
-
14 504
-
Employer
15 298
-
100 461
-
accident

We are using the highest rate at 1.1%.

168
-
339
-
unemployment
91
-
185
-
health
1 056
-
2 124
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 686
-
3 392
-
total
3 001
-
6 040
-
Corporate
88 200
106 500
-
-
income
8 820
10 650
-
-
total
8 820
10 650
-
-
Dividends
79 380
95 850
-
-
withholding
3 969
4 792
-
-
total
3 969
4 792
-
-
Income
106 500
106 500
106 500
106 500
Total tax
19 535
15 442
20 544
24 193
After tax
86 965
91 058
85 956
82 307
Living cost
11 553
11 553
11 553
11 553
Free-cash
75 412
79 505
74 403
70 754

Estimated living cost  is ₽11553 per week

₽6745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽825
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3677
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽57451
₽53141
₽54291
₽52654
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 500
social contributions
-
-
-
14 257
health
-
-
-
2 716
income
-
-
-
14 835
total
-
-
-
31 808
Employee
67 757
67 757
97 119
-
health
525
1 152
1 650
-
social contributions
2 562
5 623
7 585
-
income
7 378
6 272
14 342
-
total
10 465
13 047
23 577
-
Employer
67 757
67 757
97 119
-
social contributions
2 562
5 623
7 585
-
health
570
1 254
1 796
-
total
3 132
6 877
9 381
-
Corporate
72 502
31 866
-
-
income
9 063
3 983
-
-
total
9 063
3 983
-
-
Dividends
63 439
27 882
-
-
withholding
10 785
4 741
-
-
total
10 785
4 741
-
-
Income
106 500
106 500
106 500
106 500
Total tax
33 445
28 648
32 958
31 808
After tax
73 055
77 852
73 542
74 692
Living cost
20 401
20 401
20 401
20 401
Free-cash
52 654
57 451
53 141
54 291

Estimated living cost  is ₽20401 per week

₽12227
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2002
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5722
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽49272
₽44962
₽46112
₽45618
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 500
social contributions
-
-
-
14 257
health
-
-
-
2 716
income
-
-
-
14 835
total
-
-
-
31 808
Employee
67 757
67 757
97 119
-
health
674
1 152
1 650
-
social contributions
3 292
5 623
7 585
-
income
7 115
6 272
14 342
-
total
11 081
13 047
23 577
-
Employer
67 757
67 757
97 119
-
social contributions
3 292
5 623
7 585
-
health
734
1 254
1 796
-
total
4 026
6 877
9 381
-
Corporate
62 812
31 866
-
-
income
7 851
3 983
-
-
total
7 851
3 983
-
-
Dividends
54 961
27 882
-
-
withholding
9 344
4 741
-
-
total
9 344
4 741
-
-
Income
106 500
106 500
106 500
106 500
Total tax
32 302
28 648
32 958
31 808
After tax
74 198
77 852
73 542
74 692
Living cost
28 580
28 580
28 580
28 580
Free-cash
45 618
49 272
44 962
46 112

Estimated living cost  is ₽28580 per week

₽19538
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2232
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6331
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽52562
₽33283
₽32145
₽45155
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 500
social contributions
-
-
-
29 878
health
-
-
-
14 377
solidarity contribution
-
-
-
-
income
-
-
-
9 337
total
-
-
-
53 592
Employee
30 534
-
79 478
-
health
4 122
-
10 729
-
social contributions
1 985
-
5 166
-
solidarity contribution
-
-
-
-
income
3 664
-
9 537
-
total
9 771
-
25 432
-
Employer
30 534
-
79 478
-
social contributions
7 634
-
19 869
-
health
2 748
-
7 153
-
total
10 382
-
27 022
-
Corporate
65 584
106 500
-
-
income
12 461
20 235
-
-
total
12 461
20 235
-
-
Dividends
53 123
86 265
-
-
withholding
7 968
12 940
-
-
total
7 968
12 940
-
-
Income
106 500
106 500
106 500
106 500
Total tax
40 582
33 175
52 454
53 592
After tax
65 918
73 325
54 046
52 908
Living cost
20 763
20 763
20 763
20 763
Free-cash
45 155
52 562
33 283
32 145

Estimated living cost  is ₽20763 per week

₽14423
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1477
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽408
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4456
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽47739
₽28460
₽27322
₽38611
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 500
social contributions
-
-
-
29 878
health
-
-
-
14 377
solidarity contribution
-
-
-
-
income
-
-
-
9 337
total
-
-
-
53 592
Employee
37 626
-
79 478
-
health
5 080
-
10 729
-
social contributions
2 446
-
5 166
-
solidarity contribution
-
-
-
-
income
4 515
-
9 537
-
total
12 041
-
25 432
-
Employer
37 626
-
79 478
-
social contributions
9 407
-
19 869
-
health
3 386
-
7 153
-
total
12 793
-
27 022
-
Corporate
56 081
106 500
-
-
income
10 655
20 235
-
-
total
10 655
20 235
-
-
Dividends
45 425
86 265
-
-
withholding
6 814
12 940
-
-
total
6 814
12 940
-
-
Income
106 500
106 500
106 500
106 500
Total tax
42 303
33 175
52 454
53 592
After tax
64 197
73 325
54 046
52 908
Living cost
25 586
25 586
25 586
25 586
Free-cash
38 611
47 739
28 460
27 322

Estimated living cost  is ₽25586 per week

₽19027
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1417
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4699
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽86132
-₽86132
₽22402
-₽86132
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 500
labour market
-
-
-
8 459
municipal
-
-
-
20 722
pensions
-
-
-
766
national
-
-
-
11 571
total
-
-
-
41 518
Employee
179 720
179 720
179 720
-
municipal
38 270
38 270
38 270
-
pensions
255
255
255
-
national
21 956
21 956
21 956
-
labour market
14 357
14 357
14 357
-
total
74 838
74 838
74 838
-
Employer
179 720
179 720
179 720
-
labour market
14 378
14 378
14 378
-
national
21 994
21 994
21 994
-
municipal
38 331
38 331
38 331
-
pensions
511
511
511
-
total
75 214
75 214
75 214
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
106 500
106 500
106 500
106 500
Total tax
150 052
150 052
150 052
41 518
After tax
-43 552
-43 552
-43 552
64 982
Living cost
42 580
42 580
42 580
42 580
Free-cash
-86 132
-86 132
-86 132
22 402

Estimated living cost  is ₽42580 per week

₽29142
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3767
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽655
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9016
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽63917
₽40103
₽35801
₽58442
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 500
health
-
-
-
13 846
pensions
-
-
-
21 300
income
-
-
-
14 270
total
-
-
-
49 416
Employee
24 997
-
79 597
-
pensions
500
-
1 592
-
unemployment
400
-
1 274
-
income
2 814
-
15 345
-
total
3 714
-
18 211
-
Employer
24 997
-
79 597
-
pensions
5 000
-
15 919
-
unemployment
201
-
637
-
health
3 249
-
10 347
-
total
8 450
-
26 903
-
Corporate
73 053
106 500
-
-
income
14 611
21 300
-
-
total
14 611
21 300
-
-
Dividends
58 442
85 200
-
-
total
-
-
-
-
Income
106 500
106 500
106 500
106 500
Total tax
26 775
21 300
45 114
49 416
After tax
79 725
85 200
61 386
57 084
Living cost
21 283
21 283
21 283
21 283
Free-cash
58 442
63 917
40 103
35 801

Estimated living cost  is ₽21283 per week

₽14598
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1267
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽428
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4990
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽35576
₽25133
₽39736
₽35480
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
106 500
health
-
-
-
1 273
municipal
-
-
-
18 941
national
-
-
-
12 720
total
-
-
-
32 934
Employee
46 360
-
89 593
-
health
346
-
1 012
-
municipal
7 593
-
14 615
-
pensions
3 129
-
6 048
-
national
766
-
7 611
-
unemployment
696
-
1 344
-
total
12 530
-
30 630
-
Employer
46 360
-
89 593
-
accident
47
-
90
-
unemployment
301
-
582
-
health
356
-
691
-
pensions
8 043
-
15 544
-
total
8 747
-
16 907
-
Corporate
51 393
106 500
-
-
income
10 279
21 300
-
-
total
10 279
21 300
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

30 836
63 900
-
-
municipal
5 550
11 503
-
-
national
84
4 291
-
-
total
5 634
15 794
-
-
Income
106 500
106 500
106 500
106 500
Total tax
37 190
37 094
47 537
32 934
After tax
69 310
69 406
58 963
73 566
Living cost
33 830
33 830
33 830
33 830
Free-cash
35 480
35 576
25 133
39 736

Estimated living cost  is ₽33830 per week

₽22098
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3254
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽538
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7941
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽26516
₽36781
₽33645
₽31409
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 500
social contributions
-
-
-
3 035
health
-
-
-
2 981
pensions
-
-
-
23 633
other
-
-
-
3 301
income
-
-
-
12 745
surtax
-
-
-
-
total
-
-
-
45 695
Employee
33 663
-
85 158
-
income
1 736
-
14 042
-
social contributions
960
-
2 426
-
pensions
3 808
-
4 749
-
surtax
-
-
-
-
total
6 504
-
21 217
-
Employer
33 663
-
85 158
-
pensions
5 532
-
8 206
-
social contributions
100
-
256
-
unemployment
1 363
-
3 450
-
health
2 356
-
6 492
-
other
1 162
-
2 938
-
total
10 513
-
21 342
-
Corporate
62 324
106 500
-
-
surtax
-
-
-
-
income
17 451
29 820
-
-
total
17 451
29 820
-
-
Dividends
44 873
76 680
-
-
surtax
-
-
-
-
withholding
5 744
9 816
-
-
social contributions
7 719
13 188
-
-
total
13 463
23 004
-
-
Income
106 500
106 500
106 500
106 500
Total tax
47 931
52 824
42 559
45 695
After tax
58 569
53 676
63 941
60 805
Living cost
27 160
27 160
27 160
27 160
Free-cash
31 409
26 516
36 781
33 645

Estimated living cost  is ₽27160 per week

₽15752
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2759
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽515
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8135
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽23529
₽33794
₽30658
₽28735
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 500
social contributions
-
-
-
3 035
health
-
-
-
2 981
pensions
-
-
-
23 633
other
-
-
-
3 301
income
-
-
-
12 745
surtax
-
-
-
-
total
-
-
-
45 695
Employee
37 712
-
85 158
-
income
2 226
-
14 042
-
social contributions
1 075
-
2 426
-
pensions
4 264
-
4 749
-
surtax
-
-
-
-
total
7 565
-
21 217
-
Employer
37 712
-
85 158
-
pensions
6 195
-
8 206
-
social contributions
114
-
256
-
unemployment
1 527
-
3 450
-
health
2 640
-
6 492
-
other
1 301
-
2 938
-
total
11 777
-
21 342
-
Corporate
57 011
106 500
-
-
surtax
-
-
-
-
income
15 962
29 820
-
-
total
15 962
29 820
-
-
Dividends
41 048
76 680
-
-
surtax
-
-
-
-
withholding
5 254
9 816
-
-
social contributions
7 060
13 188
-
-
total
12 314
23 004
-
-
Income
106 500
106 500
106 500
106 500
Total tax
47 618
52 824
42 559
45 695
After tax
58 882
53 676
63 941
60 805
Living cost
30 147
30 147
30 147
30 147
Free-cash
28 735
23 529
33 794
30 658

Estimated living cost  is ₽30147 per week

₽19009
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2451
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽513
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8175
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽11117
₽21382
₽18246
₽17174
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 500
social contributions
-
-
-
3 035
health
-
-
-
2 981
pensions
-
-
-
23 633
other
-
-
-
3 301
income
-
-
-
12 745
surtax
-
-
-
-
total
-
-
-
45 695
Employee
55 189
-
85 158
-
income
4 815
-
14 042
-
social contributions
1 572
-
2 426
-
pensions
6 242
-
4 749
-
surtax
-
-
-
-
total
12 629
-
21 217
-
Employer
55 189
-
85 158
-
pensions
9 068
-
8 206
-
social contributions
166
-
256
-
unemployment
2 236
-
3 450
-
health
3 863
-
6 492
-
other
1 905
-
2 938
-
total
17 238
-
21 342
-
Corporate
34 075
106 500
-
-
surtax
-
-
-
-
income
9 541
29 820
-
-
total
9 541
29 820
-
-
Dividends
24 533
76 680
-
-
surtax
-
-
-
-
withholding
3 140
9 816
-
-
social contributions
4 219
13 188
-
-
total
7 359
23 004
-
-
Income
106 500
106 500
106 500
106 500
Total tax
46 767
52 824
42 559
45 695
After tax
59 733
53 676
63 941
60 805
Living cost
42 559
42 559
42 559
42 559
Free-cash
17 174
11 117
21 382
18 246

Estimated living cost  is ₽42559 per week

₽28803
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3481
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽584
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9690
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽94910
₽78935
₽99170
₽93736
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
106 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 065
total
-
-
-
1 065
Employee
7 831
-
106 500
-
income
1 566
-
21 300
-
total
1 566
-
21 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

98 669
106 500
-
-
total
-
-
-
-
Dividends
98 669
106 500
-
-
withholding
4 933
5 325
-
-
total
4 933
5 325
-
-
Income
106 500
106 500
106 500
106 500
Total tax
6 499
5 325
21 300
1 065
After tax
100 001
101 175
85 200
105 435
Living cost
6 265
6 265
6 265
6 265
Free-cash
93 736
94 910
78 935
99 170

Estimated living cost  is ₽6265 per week

₽3883
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽521
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽172
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1689
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽91412
₽75437
₽95672
₽89581
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
106 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 065
total
-
-
-
1 065
Employee
12 204
-
106 500
-
income
2 441
-
21 300
-
total
2 441
-
21 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

94 296
106 500
-
-
total
-
-
-
-
Dividends
94 296
106 500
-
-
withholding
4 715
5 325
-
-
total
4 715
5 325
-
-
Income
106 500
106 500
106 500
106 500
Total tax
7 156
5 325
21 300
1 065
After tax
99 344
101 175
85 200
105 435
Living cost
9 763
9 763
9 763
9 763
Free-cash
89 581
91 412
75 437
95 672

Estimated living cost  is ₽9763 per week

₽6607
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽410
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽327
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2419
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽20873
₽37429
₽28025
₽32398
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
106 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 020
trade
-
-
-
9 404
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
27 519
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 513
total
-
-
-
44 456
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

43 843
-
106 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 020
-
6 020
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

199
-
1 513
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 605
-
27 519
-
total
9 824
-
35 052
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
62 657
106 500
-
-
trade
8 991
15 284
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

517
878
-
-
chamber of commerce
226
289
-
-
income
9 399
15 974
-
-
total
19 133
32 425
-
-
Dividends
43 524
74 075
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

580
1 000
-
-
withholding
10 546
18 183
-
-
total
11 126
19 183
-
-
Income
106 500
106 500
106 500
106 500
Total tax
40 083
51 608
35 052
44 456
After tax
66 417
54 892
71 448
62 044
Living cost
34 019
34 019
34 019
34 019
Free-cash
32 398
20 873
37 429
28 025

Estimated living cost  is ₽34019 per week

₽23467
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3660
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽493
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6398
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽27105
₽44758
₽34437
₽36851
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
106 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 020
trade
-
-
-
10 321
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
27 519
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 513
total
-
-
-
45 373
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

33 703
-
106 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 020
-
6 020
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

52
-
1 513
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

941
-
27 519
-
total
7 013
-
35 052
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
72 797
106 500
-
-
trade
11 466
16 773
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

600
878
-
-
chamber of commerce
239
288
-
-
income
10 919
15 974
-
-
total
23 224
33 913
-
-
Dividends
49 573
72 587
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

664
980
-
-
withholding
12 058
17 812
-
-
total
12 722
18 792
-
-
Income
106 500
106 500
106 500
106 500
Total tax
42 959
52 705
35 052
45 373
After tax
63 541
53 795
71 448
61 127
Living cost
26 690
26 690
26 690
26 690
Free-cash
36 851
27 105
44 758
34 437

Estimated living cost  is ₽26690 per week

₽16789
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3112
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽498
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6291
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽18631
₽36832
₽26052
₽31014
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
106 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 020
trade
-
-
-
10 780
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
27 519
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 513
total
-
-
-
45 832
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 685
-
106 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 020
-
6 020
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

211
-
1 513
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 839
-
27 519
-
total
10 070
-
35 052
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
61 815
106 500
-
-
trade
10 168
17 519
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

510
878
-
-
chamber of commerce
222
286
-
-
income
9 272
15 974
-
-
total
20 172
34 657
-
-
Dividends
41 642
71 843
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

553
970
-
-
withholding
10 075
17 626
-
-
total
10 628
18 596
-
-
Income
106 500
106 500
106 500
106 500
Total tax
40 870
53 253
35 052
45 832
After tax
65 630
53 247
71 448
60 668
Living cost
34 616
34 616
34 616
34 616
Free-cash
31 014
18 631
36 832
26 052

Estimated living cost  is ₽34616 per week

₽23151
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3650
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7297
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽12334
₽31082
₽19843
₽26622
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
106 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 020
trade
-
-
-
11 239
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
27 519
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 513
total
-
-
-
46 291
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

52 956
-
106 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 020
-
6 020
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

343
-
1 513
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 227
-
27 519
-
total
12 590
-
35 052
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
53 544
106 500
-
-
trade
9 184
18 265
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

441
878
-
-
chamber of commerce
209
284
-
-
income
8 031
15 974
-
-
total
17 865
35 401
-
-
Dividends
35 679
71 099
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

472
960
-
-
withholding
8 585
17 439
-
-
total
9 057
18 399
-
-
Income
106 500
106 500
106 500
106 500
Total tax
39 512
53 800
35 052
46 291
After tax
66 988
52 700
71 448
60 209
Living cost
40 366
40 366
40 366
40 366
Free-cash
26 622
12 334
31 082
19 843

Estimated living cost  is ₽40366 per week

₽29482
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3229
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7132
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽47197
₽30412
₽32165
₽44396
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 500
unemployment
-
-
-
201
health
-
-
-
7 562
pensions
-
-
-
21 300
other
-
-
-
-
income
-
-
-
22 472
surtax
-
-
-
3 008
total
-
-
-
54 543
Employee
29 674
-
87 979
-
health
757
-
2 242
-
pensions
1 980
-
5 868
-
surtax
105
-
2 732
-
other
-
-
-
-
unemployment
2 065
-
6 123
-
income
4 975
-
20 812
-
total
9 882
-
37 777
-
Employer
29 674
-
87 979
-
pensions
3 956
-
11 727
-
unemployment
941
-
2 789
-
health
1 349
-
4 003
-
other
-
-
-
-
total
6 246
-
18 519
-
Corporate
70 579
106 500
-
-
income
18 350
27 689
-
-
total
18 350
27 689
-
-
Dividends
52 228
78 811
-
-
withholding
7 834
11 822
-
-
total
7 834
11 822
-
-
Income
106 500
106 500
106 500
106 500
Total tax
42 312
39 511
56 296
54 543
After tax
64 188
66 989
50 204
51 957
Living cost
19 792
19 792
19 792
19 792
Free-cash
44 396
47 197
30 412
32 165

Estimated living cost  is ₽19792 per week

₽11949
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1721
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽460
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5664
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽47545
₽30760
₽32513
₽44804
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 500
unemployment
-
-
-
201
health
-
-
-
7 562
pensions
-
-
-
21 300
other
-
-
-
-
income
-
-
-
22 472
surtax
-
-
-
3 008
total
-
-
-
54 543
Employee
29 139
-
87 979
-
health
744
-
2 242
-
pensions
1 943
-
5 868
-
surtax
95
-
2 732
-
other
-
-
-
-
unemployment
2 028
-
6 123
-
income
4 884
-
20 812
-
total
9 694
-
37 777
-
Employer
29 139
-
87 979
-
pensions
3 884
-
11 727
-
unemployment
923
-
2 789
-
health
1 326
-
4 003
-
other
-
-
-
-
total
6 133
-
18 519
-
Corporate
71 227
106 500
-
-
income
18 519
27 689
-
-
total
18 519
27 689
-
-
Dividends
52 708
78 811
-
-
withholding
7 906
11 822
-
-
total
7 906
11 822
-
-
Income
106 500
106 500
106 500
106 500
Total tax
42 252
39 511
56 296
54 543
After tax
64 248
66 989
50 204
51 957
Living cost
19 444
19 444
19 444
19 444
Free-cash
44 804
47 545
30 760
32 513

Estimated living cost  is ₽19444 per week

₽11889
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1794
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽448
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5312
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽42455
₽44236
₽56274
₽42818
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 500
unemployment
-
-
-
1 598
health
-
-
-
7 455
pensions
-
-
-
10 650
income
-
-
-
13 020
total
-
-
-
32 723
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 265
10 055
89 121
-
health
1 769
704
6 238
-
pensions
2 527
1 006
8 912
-
unemployment
379
151
1 337
-
income
3 089
1 229
10 895
-
total
7 764
3 090
27 382
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 265
10 055
89 121
-
pensions
4 927
1 961
17 379
-
total
4 927
1 961
17 379
-
Corporate
76 308
94 484
-
-
income
6 868
8 504
-
-
total
6 868
8 504
-
-
Dividends
69 440
85 980
-
-
withholding
13 194
16 336
-
-
social contributions
13 426
16 651
-
-
total
26 620
32 987
-
-
Income
106 500
106 500
106 500
106 500
Total tax
46 179
46 542
44 761
32 723
After tax
60 321
59 958
61 739
73 777
Living cost
17 503
17 503
17 503
17 503
Free-cash
42 818
42 455
44 236
56 274

Estimated living cost  is ₽17503 per week

₽11944
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1432
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽350
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3777
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽21482
₽19589
₽18754
₽20735
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 500
social contributions
-
-
-
1 145
municipal
-
-
-
11 314
pensions
-
-
-
12 780
national
-
-
-
17 533
total
-
-
-
42 772
Employee
69 719
-
92 068
-
municipal
8 611
-
11 727
-
pensions
2 789
-
3 683
-
national
13 344
-
18 172
-
total
24 744
-
33 582
-
Employer
69 719
-
92 068
-
social contributions
749
-
990
-
pensions
5 577
-
7 365
-
total
6 326
-
8 355
-
Corporate
25 853
106 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

5 171
21 300
-
-
total
5 171
21 300
-
-
Dividends
20 682
85 200
-
-
withholding
4 550
18 744
-
-
total
4 550
18 744
-
-
Income
106 500
106 500
106 500
106 500
Total tax
40 791
40 044
41 937
42 772
After tax
65 709
66 456
64 563
63 728
Living cost
44 974
44 974
44 974
44 974
Free-cash
20 735
21 482
19 589
18 754

Estimated living cost  is ₽44974 per week

₽30569
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4181
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽673
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9552
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽24355
₽18411
₽18411
₽26301
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 500
social contributions
-
-
-
9 859
income
-
-
-
28 035
total
-
-
-
37 894
Employee
68 926
-
106 500
-
social contributions
5 726
-
9 859
-
income
13 006
-
28 035
-
total
18 732
-
37 894
-
Employer
68 926
-
106 500
-
total
-
-
-
-
Corporate
37 574
106 500
-
-
income
4 697
13 312
-
-
total
4 697
13 312
-
-
Dividends
32 877
93 188
-
-
withholding
6 575
18 638
-
-
total
6 575
18 638
-
-
Income
106 500
106 500
106 500
106 500
Total tax
30 004
31 950
37 894
37 894
After tax
76 496
74 550
68 606
68 606
Living cost
50 195
50 195
50 195
50 195
Free-cash
26 301
24 355
18 411
18 411

Estimated living cost  is ₽50195 per week

₽38187
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4090
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7438
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽19639
₽11112
₽16180
₽15038
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 500
regional
-
-
-
1 207
social contributions
-
-
-
27 392
municipal
-
-
-
632
national
-
-
-
23 907
total
-
-
-
53 138
Employee
78 312
-
106 500
-
regional
739
-
1 060
-
municipal
415
-
565
-
social contributions
26 407
-
35 911
-
national
13 570
-
20 670
-
total
41 131
-
58 206
-
Employer
78 312
-
106 500
-
total
-
-
-
-
Corporate
28 188
106 500
-
-
nationa
6 766
25 561
-
-
municipal
1 099
4 154
-
-
total
7 865
29 715
-
-
Dividends
20 324
76 786
-
-
withholding
5 284
19 964
-
-
total
5 284
19 964
-
-
Income
106 500
106 500
106 500
106 500
Total tax
54 280
49 679
58 206
53 138
After tax
52 220
56 821
48 294
53 362
Living cost
37 182
37 182
37 182
37 182
Free-cash
15 038
19 639
11 112
16 180

Estimated living cost  is ₽37182 per week

₽25919
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2438
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽570
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽32243
₽24184
₽29227
₽30285
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 500
regional
-
-
-
1 606
social contributions
-
-
-
27 392
municipal
-
-
-
632
national
-
-
-
23 907
total
-
-
-
53 537
Employee
48 879
-
106 500
-
regional
658
-
1 434
-
municipal
259
-
565
-
social contributions
16 483
-
35 911
-
national
7 744
-
20 670
-
total
25 144
-
58 580
-
Employer
48 879
-
106 500
-
total
-
-
-
-
Corporate
57 621
106 500
-
-
nationa
13 829