Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 106000
per

Your estimated
City
free-cash

Madrid , Spain
₽32100
₽39049
₽22634
₽25900
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 000
other
-
-
-
85
unemployment
-
-
-
596
income
-
-
-
22 276
pensions
-
-
-
24 094
accident
-
-
-
767
total
-
-
-
47 818
Employee
44 362
-
80 376
-
unemployment
687
-
1 246
-
other
44
-
80
-
pensions
2 085
-
3 777
-
income
9 266
-
20 357
-
total
12 082
-
25 460
-
Employer
44 362
-
80 376
-
other
356
-
643
-
accident
879
-
1 591
-
pensions
10 469
-
18 969
-
unemployment
2 440
-
4 421
-
total
14 144
-
25 624
-
Corporate
47 494
106 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

7 124
15 899
-
-
total
7 124
15 899
-
-
Dividends
40 370
90 101
-
-
withholding
8 268
18 770
-
-
total
8 268
18 770
-
-
Income
106 000
106 000
106 000
106 000
Total tax
41 618
34 669
51 084
47 818
After tax
64 382
71 331
54 916
58 182
Living cost
32 282
32 282
32 282
32 282
Free-cash
32 100
39 049
22 634
25 900

Estimated living cost  is ₽32282 per week

₽23184
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2510
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽455
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6134
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Madrid model

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Estimated living cost

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