Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 106000
per

Your estimated
City
free-cash

Madrid , Spain
₽36976
₽29505
₽23184
₽20987
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 000
unemployment
-
-
-
636
accident
-
-
-
818
income
-
-
-
21 150
pensions
-
-
-
25 694
other
-
-
-
91
total
-
-
-
48 389
Employee
47 309
-
80 378
-
pensions
2 223
-
3 777
-
unemployment
732
-
1 245
-
income
9 881
-
19 862
-
other
46
-
80
-
total
12 882
-
24 964
-
Employer
47 309
-
80 378
-
pensions
11 165
-
18 969
-
accident
937
-
1 591
-
other
379
-
641
-
unemployment
2 603
-
4 421
-
total
15 084
-
25 622
-
Corporate
43 607
106 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

6 542
15 900
-
-
total
6 542
15 900
-
-
Dividends
37 066
90 100
-
-
withholding
7 560
18 697
-
-
total
7 560
18 697
-
-
Income
106 000
106 000
106 000
106 000
Total tax
42 068
34 597
50 586
48 389
After tax
63 932
71 403
55 414
57 611
Living cost
34 427
34 427
34 427
34 427
Free-cash
29 505
36 976
20 987
23 184

Estimated living cost  is ₽34427 per week

₽24724
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2677
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6542
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Madrid model

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