Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 106000
per

Your estimated
City
free-cash

Madrid , Spain
₽38395
₽22098
₽25020
₽31261
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 000
accident
-
-
-
783
income
-
-
-
21 913
other
-
-
-
87
unemployment
-
-
-
609
pensions
-
-
-
24 612
total
-
-
-
48 004
Employee
45 316
-
80 375
-
other
45
-
80
-
unemployment
702
-
1 246
-
pensions
2 130
-
3 778
-
income
9 465
-
20 197
-
total
12 342
-
25 301
-
Employer
45 316
-
80 375
-
pensions
10 694
-
18 969
-
accident
897
-
1 592
-
unemployment
2 493
-
4 421
-
other
363
-
643
-
total
14 447
-
25 625
-
Corporate
46 236
106 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

6 935
15 901
-
-
total
6 935
15 901
-
-
Dividends
39 301
90 099
-
-
withholding
8 039
18 728
-
-
total
8 039
18 728
-
-
Income
106 000
106 000
106 000
106 000
Total tax
41 763
34 629
50 926
48 004
After tax
64 237
71 371
55 074
57 996
Living cost
32 976
32 976
32 976
32 976
Free-cash
31 261
38 395
22 098
25 020

Estimated living cost  is ₽32976 per week

₽23682
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2564
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽465
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6266
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Madrid model

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Estimated living cost

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