Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 106000
per

Your estimated
City
free-cash

Rotterdam , Netherlands
₽9136
₽2952
₽17861
₽10517
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 000
income
-
-
-
21 658
pensions
-
-
-
11 824
health
-
-
-
12 381
total
-
-
-
45 863
Employee
86 180
86 180
90 204
-
health
13 228
11 251
11 481
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 106
14 106
14 106
-
pensions
15 512
11 824
11 824
-
total
42 846
37 181
37 411
-
Employer
86 180
86 180
90 204
-
unemployment
3 102
3 102
3 248
-
pensions
5 998
5 998
6 278
-
health
5 990
5 990
6 270
-
total
15 090
15 090
15 796
-
Corporate
5 786
4 729
-
-
income
1 157
946
-
-
total
1 157
946
-
-
Dividends
4 629
3 783
-
-
income
984
804
-
-
withholding
695
567
-
-
total
1 679
1 371
-
-
Income
106 000
106 000
106 000
106 000
Total tax
60 772
54 588
53 207
45 863
After tax
45 228
51 412
52 793
60 137
Living cost
42 276
42 276
42 276
42 276
Free-cash
2 952
9 136
10 517
17 861

Estimated living cost  is ₽42276 per week

₽29960
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3811
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽672
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7833
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Rotterdam model

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Estimated living cost

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