Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 106000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽67457
₽64026
₽73722
₽67732
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
106 000
income
-
-
-
15 900
health
-
-
-
3 948
unemployment
-
-
-
137
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 081
total
-
-
-
25 066
Employee
22 389
-
99 264
-
income
2 239
-
9 927
-
accident

We are using the highest rate at 1.1%.

246
-
378
-
health
1 030
-
1 579
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 966
-
3 015
-
total
5 481
-
14 899
-
Employer
22 389
-
99 264
-
unemployment
134
-
206
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 467
-
3 783
-
health
1 545
-
2 369
-
accident

We are using the highest rate at 1.1%.

246
-
378
-
total
4 392
-
6 736
-
Corporate
79 219
106 000
-
-
income
7 922
10 600
-
-
total
7 922
10 600
-
-
Dividends
71 296
95 400
-
-
withholding
3 565
4 770
-
-
total
3 565
4 770
-
-
Income
106 000
106 000
106 000
106 000
Total tax
21 360
15 370
21 635
25 066
After tax
84 640
90 630
84 365
80 934
Living cost
16 908
16 908
16 908
16 908
Free-cash
67 732
73 722
67 457
64 026

Estimated living cost  is ₽16908 per week

₽11183
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽968
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4354
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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