Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 105500
per

Your estimated
City
free-cash

Andorra , Andorra
₽52388
₽64754
₽55192
₽67790
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
105 500
social contributions
-
-
-
23 210
income
-
-
-
2 742
total
-
-
-
25 952
Employee
29 048
-
91 342
-
social contributions
1 888
-
5 936
-
income
-
-
3 054
-
total
1 888
-
8 990
-
Employer
29 048
-
91 342
-
social contributions
4 503
-
14 158
-
total
4 503
-
14 158
-
Corporate
71 949
105 500
-
-
income
7 195
10 550
-
-
total
7 195
10 550
-
-
Dividends
64 754
94 950
-
-
total
-
-
-
-
Income
105 500
105 500
105 500
105 500
Total tax
13 586
10 550
23 148
25 952
After tax
91 914
94 950
82 352
79 548
Living cost
27 160
27 160
27 160
27 160
Free-cash
64 754
67 790
55 192
52 388

Estimated living cost  is ₽27160 per week

₽17562
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2047
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7040
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽23528
₽29709
₽1263
₽30157
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
105 500
surtax
-
-
-
-
unemployment
-
-
-
5 542
health
-
-
-
8 071
chamber of commerce
-
-
-
422
pensions
-
-
-
19 518
income
-
-
-
19 593
total
-
-
-
53 146
Employee
39 497
36 008
81 925
-
unemployment
1 185
1 080
2 457
-
other
394
360
820
-
income
3 518
2 656
17 375
-
pensions
4 045
3 687
8 390
-
health
1 528
1 394
3 170
-
total
10 670
9 177
32 212
-
Employer
39 497
36 008
81 925
-
pensions
4 957
4 520
10 281
-
surtax
-
-
-
-
payroll
1 185
1 080
2 457
-
other
1 876
1 710
3 891
-
health
1 493
1 361
3 097
-
accident
513
468
1 065
-
unemployment
1 185
1 080
2 457
-
chamber of commerce
158
144
327
-
total
11 367
10 363
23 575
-
Corporate
54 637
59 129
78 496
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

13 659
14 782
19 624
-
total
13 659
14 782
19 624
-
Dividends
40 978
44 347
-
-
withholding
11 269
12 195
-
-
total
11 269
12 195
-
-
Income
105 500
105 500
105 500
105 500
Total tax
46 965
46 517
75 411
53 146
After tax
58 535
58 983
30 089
52 354
Living cost
28 826
28 826
28 826
28 826
Free-cash
29 709
30 157
1 263
23 528

Estimated living cost  is ₽28826 per week

₽17292
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2944
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8076
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽20338
₽25650
-₽1780
₽27048
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
105 500
surtax
-
-
-
178
unemployment
-
-
-
5 542
health
-
-
-
8 071
chamber of commerce
-
-
-
422
pensions
-
-
-
19 518
income
-
-
-
19 593
total
-
-
-
53 324
Employee
45 155
36 008
81 785
-
unemployment
1 355
1 080
2 454
-
other
451
360
818
-
income
5 141
2 656
17 327
-
pensions
4 624
3 687
8 374
-
health
1 747
1 394
3 165
-
total
13 318
9 177
32 138
-
Employer
45 155
36 008
81 785
-
pensions
5 667
4 520
10 264
-
surtax
178
178
178
-
payroll
1 355
1 080
2 454
-
other
2 145
1 710
3 884
-
health
1 706
1 361
3 092
-
accident
586
468
1 063
-
unemployment
1 355
1 080
2 454
-
chamber of commerce
180
144
327
-
total
13 172
10 541
23 716
-
Corporate
47 173
58 950
78 355
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

11 793
14 737
19 588
-
total
11 793
14 737
19 588
-
Dividends
35 379
44 213
-
-
withholding
9 729
12 159
-
-
total
9 729
12 159
-
-
Income
105 500
105 500
105 500
105 500
Total tax
48 012
46 614
75 442
53 324
After tax
57 488
58 886
30 058
52 176
Living cost
31 838
31 838
31 838
31 838
Free-cash
25 650
27 048
-1 780
20 338

Estimated living cost  is ₽31838 per week

₽21234
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2716
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽523
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7364
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽14912
₽12618
₽7192
₽26168
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
105 500
national
-
-
-
35 406
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
5 315
social contributions
-
-
-
16 922
total
-
-
-
57 643
Employee

The minimum management director salary is set at €45,000 per year.

64 632
-
81 713
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

562
-
712
-
national
19 870
-
26 632
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 371
-
4 263
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 847
-
6 128
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 037
-
3 841
-
total
31 687
-
41 576
-
Employer

The minimum management director salary is set at €45,000 per year.

64 632
-
81 713
-
surtax
7 328
-
9 266
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 727
-
7 239
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 975
-
5 026
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

840
-
1 063
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

943
-
1 193
-
total
18 813
-
23 787
-
Corporate
22 055
105 500
-
-
income
4 412
21 101
-
-
surtax
87
422
-
-
total
4 499
21 523
-
-
Dividends
17 556
83 978
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

4 938
24 864
-
-
total
4 938
24 864
-
-
Income
105 500
105 500
105 500
105 500
Total tax
59 937
46 387
65 363
57 643
After tax
45 563
59 113
40 137
47 857
Living cost
32 945
32 945
32 945
32 945
Free-cash
12 618
26 168
7 192
14 912

Estimated living cost  is ₽32945 per week

₽21221
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2881
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽516
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8328
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽65651
₽69104
₽69205
₽74625
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
105 500
unemployment
-
-
-
127
health
-
-
-
3 638
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 681
income
-
-
-
15 825
total
-
-
-
24 271
Employee
20 627
-
99 294
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
income
2 063
-
9 930
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 811
-
2 777
-
health
949
-
1 455
-
total
5 050
-
14 510
-
Employer
20 627
-
99 294
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 273
-
3 486
-
health
1 423
-
2 183
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
unemployment
124
-
190
-
total
4 047
-
6 207
-
Corporate
80 826
105 500
-
-
income
8 083
10 550
-
-
total
8 083
10 550
-
-
Dividends
72 743
94 950
-
-
withholding
3 638
4 747
-
-
total
3 638
4 747
-
-
Income
105 500
105 500
105 500
105 500
Total tax
20 818
15 297
20 717
24 271
After tax
84 682
90 203
84 783
81 229
Living cost
15 578
15 578
15 578
15 578
Free-cash
69 104
74 625
69 205
65 651

Estimated living cost  is ₽15578 per week

₽10303
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽892
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽372
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽69356
₽74123
₽72910
₽78330
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
105 500
unemployment
-
-
-
127
health
-
-
-
3 638
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 681
income
-
-
-
15 825
total
-
-
-
24 271
Employee
15 721
-
99 294
-
accident

We are using the highest rate at 1.1%.

173
-
348
-
income
1 572
-
9 930
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 380
-
2 777
-
health
723
-
1 455
-
total
3 848
-
14 510
-
Employer
15 721
-
99 294
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 733
-
3 486
-
health
1 085
-
2 183
-
accident

We are using the highest rate at 1.1%.

173
-
348
-
unemployment
94
-
190
-
total
3 085
-
6 207
-
Corporate
86 694
105 500
-
-
income
8 670
10 550
-
-
total
8 670
10 550
-
-
Dividends
78 024
94 950
-
-
withholding
3 901
4 747
-
-
total
3 901
4 747
-
-
Income
105 500
105 500
105 500
105 500
Total tax
19 504
15 297
20 717
24 271
After tax
85 996
90 203
84 783
81 229
Living cost
11 873
11 873
11 873
11 873
Free-cash
74 123
78 330
72 910
69 356

Estimated living cost  is ₽11873 per week

₽6932
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽848
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽315
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3779
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽53142
₽51301
₽51985
₽56219
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
105 500
health
-
-
-
2 690
social contributions
-
-
-
14 619
income
-
-
-
14 129
total
-
-
-
31 438
Employee
69 479
69 479
95 948
-
income
7 565
6 432
13 633
-
social contributions
2 627
5 766
7 778
-
health
538
1 181
1 631
-
total
10 730
13 379
23 042
-
Employer
69 479
69 479
95 948
-
social contributions
2 627
5 766
7 778
-
health
585
1 286
1 775
-
total
3 212
7 052
9 553
-
Corporate
70 638
28 969
-
-
income
8 830
3 621
-
-
total
8 830
3 621
-
-
Dividends
61 808
25 348
-
-
withholding
10 507
4 309
-
-
total
10 507
4 309
-
-
Income
105 500
105 500
105 500
105 500
Total tax
33 279
28 361
32 595
31 438
After tax
72 221
77 139
72 905
74 062
Living cost
20 920
20 920
20 920
20 920
Free-cash
51 301
56 219
51 985
53 142

Estimated living cost  is ₽20920 per week

₽12538
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2052
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5868
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽44755
₽44085
₽43598
₽47832
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
105 500
health
-
-
-
2 690
social contributions
-
-
-
14 619
income
-
-
-
14 129
total
-
-
-
31 438
Employee
69 479
69 479
95 948
-
income
7 296
6 432
13 633
-
social contributions
3 376
5 766
7 778
-
health
691
1 181
1 631
-
total
11 363
13 379
23 042
-
Employer
69 479
69 479
95 948
-
social contributions
3 376
5 766
7 778
-
health
753
1 286
1 775
-
total
4 129
7 052
9 553
-
Corporate
60 701
28 969
-
-
income
7 587
3 621
-
-
total
7 587
3 621
-
-
Dividends
53 114
25 348
-
-
withholding
9 029
4 309
-
-
total
9 029
4 309
-
-
Income
105 500
105 500
105 500
105 500
Total tax
32 108
28 361
32 595
31 438
After tax
73 392
77 139
72 905
74 062
Living cost
29 307
29 307
29 307
29 307
Free-cash
44 085
47 832
43 598
44 755

Estimated living cost  is ₽29307 per week

₽20034
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2289
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6492
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽31148
₽44306
₽32655
₽51756
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
105 500
health
-
-
-
14 242
social contributions
-
-
-
30 047
income
-
-
-
9 182
solidarity contribution
-
-
-
-
total
-
-
-
53 471
Employee
30 707
-
78 731
-
income
3 685
-
9 448
-
social contributions
1 996
-
5 118
-
health
4 145
-
10 629
-
solidarity contribution
-
-
-
-
total
9 826
-
25 195
-
Employer
30 707
-
78 731
-
social contributions
7 677
-
19 683
-
health
2 764
-
7 086
-
total
10 441
-
26 769
-
Corporate
64 352
105 500
-
-
income
12 227
20 045
-
-
total
12 227
20 045
-
-
Dividends
52 125
85 455
-
-
withholding
7 819
12 818
-
-
total
7 819
12 818
-
-
Income
105 500
105 500
105 500
105 500
Total tax
40 313
32 863
51 964
53 471
After tax
65 187
72 637
53 536
52 029
Living cost
20 881
20 881
20 881
20 881
Free-cash
44 306
51 756
32 655
31 148

Estimated living cost  is ₽20881 per week

₽14504
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1485
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽411
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4481
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽26298
₽37725
₽27805
₽46906
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
105 500
health
-
-
-
14 242
social contributions
-
-
-
30 047
income
-
-
-
9 182
solidarity contribution
-
-
-
-
total
-
-
-
53 471
Employee
37 839
-
78 731
-
income
4 541
-
9 448
-
social contributions
2 460
-
5 118
-
health
5 108
-
10 629
-
solidarity contribution
-
-
-
-
total
12 109
-
25 195
-
Employer
37 839
-
78 731
-
social contributions
9 460
-
19 683
-
health
3 406
-
7 086
-
total
12 866
-
26 769
-
Corporate
54 795
105 500
-
-
income
10 411
20 045
-
-
total
10 411
20 045
-
-
Dividends
44 384
85 455
-
-
withholding
6 658
12 818
-
-
total
6 658
12 818
-
-
Income
105 500
105 500
105 500
105 500
Total tax
42 044
32 863
51 964
53 471
After tax
63 456
72 637
53 536
52 029
Living cost
25 731
25 731
25 731
25 731
Free-cash
37 725
46 906
27 805
26 298

Estimated living cost  is ₽25731 per week

₽19135
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1425
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽445
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4725
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽20904
-₽91975
-₽91975
-₽91975
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
105 500
national
-
-
-
11 415
pensions
-
-
-
786
municipal
-
-
-
20 368
labour market
-
-
-
8 377
total
-
-
-
40 946
Employee
184 237
184 237
184 237
-
municipal
39 232
39 232
39 232
-
national
22 508
22 508
22 508
-
pensions
262
262
262
-
labour market
14 718
14 718
14 718
-
total
76 720
76 720
76 720
-
Employer
184 237
184 237
184 237
-
pensions
524
524
524
-
labour market
14 739
14 739
14 739
-
municipal
39 295
39 295
39 295
-
national
22 547
22 547
22 547
-
total
77 105
77 105
77 105
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
105 500
105 500
105 500
105 500
Total tax
153 825
153 825
153 825
40 946
After tax
-48 325
-48 325
-48 325
64 554
Living cost
43 650
43 650
43 650
43 650
Free-cash
-91 975
-91 975
-91 975
20 904

Estimated living cost  is ₽43650 per week

₽29875
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3861
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽671
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9243
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽34722
₽56962
₽38984
₽62575
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
105 500
health
-
-
-
13 716
pensions
-
-
-
21 101
income
-
-
-
14 137
total
-
-
-
48 954
Employee
25 632
-
78 849
-
unemployment
410
-
1 262
-
income
2 886
-
15 202
-
pensions
513
-
1 577
-
total
3 809
-
18 041
-
Employer
25 632
-
78 849
-
pensions
5 127
-
15 770
-
health
3 332
-
10 250
-
unemployment
206
-
631
-
total
8 665
-
26 651
-
Corporate
71 204
105 500
-
-
income
14 240
21 101
-
-
total
14 240
21 101
-
-
Dividends
56 963
84 399
-
-
total
-
-
-
-
Income
105 500
105 500
105 500
105 500
Total tax
26 714
21 101
44 692
48 954
After tax
78 786
84 399
60 808
56 546
Living cost
21 824
21 824
21 824
21 824
Free-cash
56 962
62 575
38 984
34 722

Estimated living cost  is ₽21824 per week

₽14969
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1300
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽439
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5117
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽38531
₽33904
₽24067
₽34299
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
105 500
national
-
-
-
12 266
health
-
-
-
1 248
municipal
-
-
-
18 765
total
-
-
-
32 279
Employee
47 538
-
88 751
-
unemployment
713
-
1 331
-
municipal
7 786
-
14 479
-
national
785
-
7 206
-
pensions
3 208
-
5 991
-
health
355
-
989
-
total
12 847
-
29 996
-
Employer
47 538
-
88 751
-
pensions
8 247
-
15 398
-
health
365
-
684
-
accident
48
-
89
-
unemployment
309
-
576
-
total
8 969
-
16 747
-
Corporate
48 993
105 500
-
-
income
9 799
21 101
-
-
total
9 799
21 101
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

29 395
63 300
-
-
municipal
5 291
11 394
-
-
national
-
4 016
-
-
total
5 291
15 410
-
-
Income
105 500
105 500
105 500
105 500
Total tax
36 906
36 511
46 743
32 279
After tax
68 594
68 989
58 757
73 221
Living cost
34 690
34 690
34 690
34 690
Free-cash
33 904
34 299
24 067
38 531

Estimated living cost  is ₽34690 per week

₽22659
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3337
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽552
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8143
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽32469
₽30340
₽36075
₽25320
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
105 500
surtax
-
-
-
-
health
-
-
-
2 786
pensions
-
-
-
23 927
social contributions
-
-
-
3 006
income
-
-
-
12 191
other
-
-
-
3 270
total
-
-
-
45 180
Employee
34 519
-
84 624
-
income
1 780
-
13 691
-
surtax
-
-
-
-
social contributions
984
-
2 411
-
pensions
3 904
-
4 595
-
total
6 668
-
20 697
-
Employer
34 519
-
84 624
-
pensions
5 672
-
7 969
-
social contributions
103
-
254
-
other
1 192
-
2 920
-
health
2 416
-
6 306
-
unemployment
1 397
-
3 428
-
total
10 780
-
20 877
-
Corporate
60 201
105 500
-
-
income
16 857
29 540
-
-
surtax
-
-
-
-
total
16 857
29 540
-
-
Dividends
43 344
75 960
-
-
withholding
5 549
9 722
-
-
social contributions
7 455
13 067
-
-
surtax
-
-
-
-
total
13 004
22 789
-
-
Income
105 500
105 500
105 500
105 500
Total tax
47 309
52 329
41 574
45 180
After tax
58 191
53 171
63 926
60 320
Living cost
27 851
27 851
27 851
27 851
Free-cash
30 340
25 320
36 075
32 469

Estimated living cost  is ₽27851 per week

₽16152
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2829
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8342
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽29407
₽27597
₽33013
₽22258
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
105 500
surtax
-
-
-
-
health
-
-
-
2 786
pensions
-
-
-
23 927
social contributions
-
-
-
3 006
income
-
-
-
12 191
other
-
-
-
3 270
total
-
-
-
45 180
Employee
38 671
-
84 624
-
income
2 282
-
13 691
-
surtax
-
-
-
-
social contributions
1 103
-
2 411
-
pensions
4 372
-
4 595
-
total
7 757
-
20 697
-
Employer
38 671
-
84 624
-
pensions
6 353
-
7 969
-
social contributions
117
-
254
-
other
1 334
-
2 920
-
health
2 707
-
6 306
-
unemployment
1 565
-
3 428
-
total
12 076
-
20 877
-
Corporate
54 753
105 500
-
-
income
15 331
29 540
-
-
surtax
-
-
-
-
total
15 331
29 540
-
-
Dividends
39 422
75 960
-
-
withholding
5 046
9 722
-
-
social contributions
6 780
13 067
-
-
surtax
-
-
-
-
total
11 826
22 789
-
-
Income
105 500
105 500
105 500
105 500
Total tax
46 990
52 329
41 574
45 180
After tax
58 510
53 171
63 926
60 320
Living cost
30 913
30 913
30 913
30 913
Free-cash
27 597
22 258
33 013
29 407

Estimated living cost  is ₽30913 per week

₽19492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2514
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8383
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽16680
₽15740
₽20286
₽9531
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
105 500
surtax
-
-
-
-
health
-
-
-
2 786
pensions
-
-
-
23 927
social contributions
-
-
-
3 006
income
-
-
-
12 191
other
-
-
-
3 270
total
-
-
-
45 180
Employee
56 591
-
84 624
-
income
4 938
-
13 691
-
surtax
-
-
-
-
social contributions
1 612
-
2 411
-
pensions
6 401
-
4 595
-
total
12 951
-
20 697
-
Employer
56 591
-
84 624
-
pensions
9 299
-
7 969
-
social contributions
170
-
254
-
other
1 953
-
2 920
-
health
3 961
-
6 306
-
unemployment
2 292
-
3 428
-
total
17 675
-
20 877
-
Corporate
31 234
105 500
-
-
income
8 745
29 540
-
-
surtax
-
-
-
-
total
8 745
29 540
-
-
Dividends
22 489
75 960
-
-
withholding
2 879
9 722
-
-
social contributions
3 870
13 067
-
-
surtax
-
-
-
-
total
6 749
22 789
-
-
Income
105 500
105 500
105 500
105 500
Total tax
46 120
52 329
41 574
45 180
After tax
59 380
53 171
63 926
60 320
Living cost
43 640
43 640
43 640
43 640
Free-cash
15 740
9 531
20 286
16 680

Estimated living cost  is ₽43640 per week

₽29535
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3570
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽598
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9936
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽98616
₽93303
₽78571
₽94396
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
105 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 055
total
-
-
-
1 055
Employee
7 285
-
105 500
-
income
1 457
-
21 100
-
total
1 457
-
21 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

98 215
105 500
-
-
total
-
-
-
-
Dividends
98 215
105 500
-
-
withholding
4 911
5 275
-
-
total
4 911
5 275
-
-
Income
105 500
105 500
105 500
105 500
Total tax
6 368
5 275
21 100
1 055
After tax
99 132
100 225
84 400
104 445
Living cost
5 829
5 829
5 829
5 829
Free-cash
93 303
94 396
78 571
98 616

Estimated living cost  is ₽5829 per week

₽3612
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1572
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽95362
₽89439
₽75317
₽91142
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
105 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 055
total
-
-
-
1 055
Employee
11 354
-
105 500
-
income
2 271
-
21 100
-
total
2 271
-
21 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

94 146
105 500
-
-
total
-
-
-
-
Dividends
94 146
105 500
-
-
withholding
4 707
5 275
-
-
total
4 707
5 275
-
-
Income
105 500
105 500
105 500
105 500
Total tax
6 978
5 275
21 100
1 055
After tax
98 522
100 225
84 400
104 445
Living cost
9 083
9 083
9 083
9 083
Free-cash
89 439
91 142
75 317
95 362

Estimated living cost  is ₽9083 per week

₽6146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽305
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2250
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽27204
₽31321
₽36316
₽19501
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
105 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 466
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 173
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
26 661
trade
-
-
-
9 112
total
-
-
-
43 412
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 957
-
105 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 697
-
26 661
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

204
-
1 466
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 173
-
6 173
-
total
10 074
-
34 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
60 543
105 500
-
-
trade
8 688
15 139
-
-
income
9 081
15 825
-
-
chamber of commerce
226
291
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

499
871
-
-
total
18 494
32 126
-
-
Dividends
42 048
73 374
-
-
withholding
10 168
18 000
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

559
989
-
-
total
10 727
18 989
-
-
Income
105 500
105 500
105 500
105 500
Total tax
39 295
51 115
34 300
43 412
After tax
66 205
54 385
71 200
62 088
Living cost
34 884
34 884
34 884
34 884
Free-cash
31 321
19 501
36 316
27 204

Estimated living cost  is ₽34884 per week

₽24063
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3753
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6560
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽33832
₽35926
₽43832
₽25929
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
105 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 466
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 173
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
26 661
trade
-
-
-
10 000
total
-
-
-
44 300
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 559
-
105 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

965
-
26 661
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
1 466
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 173
-
6 173
-
total
7 191
-
34 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
70 941
105 500
-
-
trade
11 173
16 617
-
-
income
10 641
15 825
-
-
chamber of commerce
238
288
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

585
871
-
-
total
22 637
33 601
-
-
Dividends
48 304
71 900
-
-
withholding
11 733
17 632
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

645
970
-
-
total
12 378
18 602
-
-
Income
105 500
105 500
105 500
105 500
Total tax
42 206
52 203
34 300
44 300
After tax
63 294
53 297
71 200
61 200
Living cost
27 368
27 368
27 368
27 368
Free-cash
35 926
25 929
43 832
33 832

Estimated living cost  is ₽27368 per week

₽17215
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3191
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6451
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽25261
₽29958
₽35705
₽17260
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
105 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 466
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 173
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
26 661
trade
-
-
-
10 444
total
-
-
-
44 744
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 821
-
105 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 937
-
26 661
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

216
-
1 466
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 173
-
6 173
-
total
10 326
-
34 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
59 679
105 500
-
-
trade
9 816
17 354
-
-
income
8 952
15 825
-
-
chamber of commerce
223
288
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

492
871
-
-
total
19 483
34 338
-
-
Dividends
40 195
71 162
-
-
withholding
9 705
17 447
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

533
960
-
-
total
10 238
18 407
-
-
Income
105 500
105 500
105 500
105 500
Total tax
40 047
52 745
34 300
44 744
After tax
65 453
52 755
71 200
60 756
Living cost
35 495
35 495
35 495
35 495
Free-cash
29 958
17 260
35 705
25 261

Estimated living cost  is ₽35495 per week

₽23739
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3743
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7483
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽18920
₽25471
₽29808
₽10820
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
105 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 466
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 173
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
26 661
trade
-
-
-
10 888
total
-
-
-
45 188
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 302
-
105 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 385
-
26 661
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

352
-
1 466
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 173
-
6 173
-
total
12 910
-
34 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
51 198
105 500
-
-
trade
8 781
18 093
-
-
income
7 680
15 825
-
-
chamber of commerce
209
286
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

422
871
-
-
total
17 092
35 075
-
-
Dividends
34 107
70 425
-
-
withholding
8 184
17 263
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

451
950
-
-
total
8 635
18 213
-
-
Income
105 500
105 500
105 500
105 500
Total tax
38 637
53 288
34 300
45 188
After tax
66 863
52 212
71 200
60 312
Living cost
41 392
41 392
41 392
41 392
Free-cash
25 471
10 820
29 808
18 920

Estimated living cost  is ₽41392 per week

₽30231
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3311
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽538
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7313
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽31697
₽43190
₽29966
₽46065
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
105 500
surtax
-
-
-
2 882
unemployment
-
-
-
206
health
-
-
-
7 491
pensions
-
-
-
21 101
income
-
-
-
21 828
other
-
-
-
-
total
-
-
-
53 508
Employee
30 428
-
87 153
-
unemployment
2 118
-
6 066
-
other
-
-
-
-
income
5 101
-
20 185
-
surtax
108
-
2 608
-
pensions
2 030
-
5 813
-
health
777
-
2 222
-
total
10 134
-
36 894
-
Employer
30 428
-
87 153
-
pensions
4 057
-
11 617
-
other
-
-
-
-
health
1 384
-
3 966
-
unemployment
965
-
2 762
-
total
6 406
-
18 345
-
Corporate
68 666
105 500
-
-
income
17 853
27 429
-
-
total
17 853
27 429
-
-
Dividends
50 813
78 071
-
-
withholding
7 622
11 711
-
-
total
7 622
11 711
-
-
Income
105 500
105 500
105 500
105 500
Total tax
42 015
39 140
55 239
53 508
After tax
63 485
66 360
50 261
51 992
Living cost
20 295
20 295
20 295
20 295
Free-cash
43 190
46 065
29 966
31 697

Estimated living cost  is ₽20295 per week

₽12253
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1764
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5808
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽32054
₽43610
₽30323
₽46422
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
105 500
surtax
-
-
-
2 882
unemployment
-
-
-
206
health
-
-
-
7 491
pensions
-
-
-
21 101
income
-
-
-
21 828
other
-
-
-
-
total
-
-
-
53 508
Employee
29 880
-
87 153
-
unemployment
2 080
-
6 066
-
other
-
-
-
-
income
5 009
-
20 185
-
surtax
98
-
2 608
-
pensions
1 992
-
5 813
-
health
763
-
2 222
-
total
9 942
-
36 894
-
Employer
29 880
-
87 153
-
pensions
3 983
-
11 617
-
other
-
-
-
-
health
1 360
-
3 966
-
unemployment
946
-
2 762
-
total
6 289
-
18 345
-
Corporate
69 331
105 500
-
-
income
18 026
27 429
-
-
total
18 026
27 429
-
-
Dividends
51 305
78 071
-
-
withholding
7 695
11 711
-
-
total
7 695
11 711
-
-
Income
105 500
105 500
105 500
105 500
Total tax
41 952
39 140
55 239
53 508
After tax
63 548
66 360
50 261
51 992
Living cost
19 938
19 938
19 938
19 938
Free-cash
43 610
46 422
30 323
32 054

Estimated living cost  is ₽19938 per week

₽12191
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1840
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽460
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5447
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽55001
₽41705
₽43076
₽41327
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
105 500
unemployment
-
-
-
1 583
health
-
-
-
7 385
pensions
-
-
-
10 550
income
-
-
-
12 897
total
-
-
-
32 415
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 104
10 389
88 285
-
unemployment
392
156
1 324
-
income
3 191
1 270
10 793
-
pensions
2 610
1 039
8 828
-
health
1 827
727
6 180
-
total
8 020
3 192
27 125
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 104
10 389
88 285
-
pensions
5 090
2 026
17 215
-
total
5 090
2 026
17 215
-
Corporate
74 305
93 085
-
-
income
6 687
8 378
-
-
total
6 687
8 378
-
-
Dividends
67 618
84 707
-
-
withholding
12 847
16 094
-
-
social contributions
13 067
16 399
-
-
total
25 914
32 493
-
-
Income
105 500
105 500
105 500
105 500
Total tax
45 711
46 089
44 340
32 415
After tax
59 789
59 411
61 160
73 085
Living cost
18 084
18 084
18 084
18 084
Free-cash
41 705
41 327
43 076
55 001

Estimated living cost  is ₽18084 per week

₽12341
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1480
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽361
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3902
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽19479
₽21518
₽20308
₽22242
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
105 500
national
-
-
-
17 405
pensions
-
-
-
12 660
social contributions
-
-
-
1 134
municipal
-
-
-
11 232
total
-
-
-
42 431
Employee
67 573
-
91 204
-
municipal
8 346
-
11 640
-
national
12 933
-
18 038
-
pensions
2 703
-
3 648
-
total
23 982
-
33 326
-
Employer
67 573
-
91 204
-
pensions
5 406
-
7 296
-
social contributions
726
-
980
-
total
6 132
-
8 276
-
Corporate
27 336
105 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

5 467
21 100
-
-
total
5 467
21 100
-
-
Dividends
21 868
84 400
-
-
withholding
4 811
18 568
-
-
total
4 811
18 568
-
-
Income
105 500
105 500
105 500
105 500
Total tax
40 392
39 668
41 602
42 431
After tax
65 108
65 832
63 898
63 069
Living cost
43 590
43 590
43 590
43 590
Free-cash
21 518
22 242
20 308
19 479

Estimated living cost  is ₽43590 per week

₽29628
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4052
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9258
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽17063
₽24373
₽17063
₽22381
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
105 500
social contributions
-
-
-
9 702
income
-
-
-
27 265
total
-
-
-
36 967
Employee
70 678
-
105 500
-
social contributions
5 872
-
9 702
-
income
13 337
-
27 265
-
total
19 209
-
36 967
-
Employer
70 678
-
105 500
-
total
-
-
-
-
Corporate
34 822
105 500
-
-
income
4 354
13 187
-
-
total
4 354
13 187
-
-
Dividends
30 469
92 313
-
-
withholding
6 094
18 462
-
-
total
6 094
18 462
-
-
Income
105 500
105 500
105 500
105 500
Total tax
29 657
31 649
36 967
36 967
After tax
75 843
73 851
68 533
68 533
Living cost
51 470
51 470
51 470
51 470
Free-cash
24 373
22 381
17 063
17 063

Estimated living cost  is ₽51470 per week

₽39158
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4194
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7627
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽14952
₽13444
₽9932
₽18161
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
105 500
national
-
-
-
23 469
regional
-
-
-
1 190
social contributions
-
-
-
27 134
municipal
-
-
-
628
total
-
-
-
52 421
Employee
80 302
-
105 500
-
municipal
425
-
559
-
national
13 914
-
20 262
-
social contributions
27 078
-
35 574
-
regional
758
-
1 046
-
total
42 175
-
57 441
-
Employer
80 302
-
105 500
-
total
-
-
-
-
Corporate
25 198
105 500
-
-
nationa
6 048
25 320
-
-
municipal
982
4 115
-
-
total
7 030
29 435
-
-
Dividends
18 168
76 064
-
-
withholding
4 724
19 777
-
-
total
4 724
19 777
-
-
Income
105 500
105 500
105 500
105 500
Total tax
53 929
49 212
57 441
52 421
After tax
51 571
56 288
48 059
53 079
Living cost
38 127
38 127
38 127
38 127
Free-cash
13 444
18 161
9 932
14 952

Estimated living cost  is ₽38127 per week

₽26577
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2500
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽585
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8464
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽28339
₽29107
₽23346
₽31113
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
105 500
national
-
-
-
23 469
regional
-
-
-
1 590
social contributions
-
-
-
27 134
municipal
-
-
-
628
total
-
-
-
52 821
Employee
50 121
-
105 500
-
municipal
266
-
559
-
national
7 941
-
20 262
-
social contributions
16 901
-
35 574
-
regional
675
-
1 419
-
total
25 783
-
57 814
-
Employer
50 121
-
105 500
-
total
-
-
-
-
Corporate
55 379
105 500
-
-
nationa
13 290