Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 104000
per

Your estimated
City
free-cash

Valencia , Spain
₽42317
₽37023
₽28322
₽27009
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
104 000
accident
-
-
-
843
income
-
-
-
19 867
pensions
-
-
-
26 469
other
-
-
-
94
unemployment
-
-
-
655
total
-
-
-
47 928
Employee
37 313
-
78 860
-
other
36
-
79
-
income
7 194
-
19 095
-
pensions
1 754
-
3 705
-
unemployment
578
-
1 222
-
total
9 562
-
24 101
-
Employer
37 313
-
78 860
-
accident
739
-
1 561
-
other
299
-
630
-
unemployment
2 053
-
4 337
-
pensions
8 805
-
18 612
-
total
11 896
-
25 140
-
Corporate
54 791
104 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

8 219
15 599
-
-
total
8 219
15 599
-
-
Dividends
46 572
88 401
-
-
withholding
9 550
18 334
-
-
total
9 550
18 334
-
-
Income
104 000
104 000
104 000
104 000
Total tax
39 227
33 933
49 241
47 928
After tax
64 773
70 067
54 759
56 072
Living cost
27 750
27 750
27 750
27 750
Free-cash
37 023
42 317
27 009
28 322

Estimated living cost  is ₽27750 per week

₽18730
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2668
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽486
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5866
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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