Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 104000
per

Your estimated
City
free-cash

Andorra , Andorra
₽51421
₽63524
₽54184
₽66547
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
104 000
social contributions
-
-
-
22 880
income
-
-
-
2 647
total
-
-
-
25 527
Employee
28 933
-
90 042
-
social contributions
1 880
-
5 853
-
income
-
-
2 955
-
total
1 880
-
8 808
-
Employer
28 933
-
90 042
-
social contributions
4 485
-
13 956
-
total
4 485
-
13 956
-
Corporate
70 582
104 000
-
-
income
7 059
10 401
-
-
total
7 059
10 401
-
-
Dividends
63 524
93 599
-
-
total
-
-
-
-
Income
104 000
104 000
104 000
104 000
Total tax
13 424
10 401
22 764
25 527
After tax
90 576
93 599
81 236
78 473
Living cost
27 052
27 052
27 052
27 052
Free-cash
63 524
66 547
54 184
51 421

Estimated living cost  is ₽27052 per week

₽17492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽22974
₽29002
₽1071
₽29449
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
104 000
surtax
-
-
-
-
unemployment
-
-
-
5 520
health
-
-
-
7 957
chamber of commerce
-
-
-
417
pensions
-
-
-
19 241
income
-
-
-
19 179
total
-
-
-
52 314
Employee
39 340
35 865
80 758
-
unemployment
1 180
1 076
2 423
-
other
393
359
808
-
income
3 504
2 645
17 015
-
pensions
4 029
3 672
8 269
-
health
1 522
1 388
3 125
-
total
10 628
9 140
31 640
-
Employer
39 340
35 865
80 758
-
pensions
4 937
4 502
10 134
-
surtax
-
-
-
-
payroll
1 180
1 076
2 423
-
other
1 868
1 703
3 836
-
health
1 488
1 356
3 052
-
accident
511
466
1 050
-
unemployment
1 180
1 076
2 423
-
chamber of commerce
157
143
323
-
total
11 321
10 322
23 241
-
Corporate
53 339
57 813
77 342
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

13 335
14 453
19 336
-
total
13 335
14 453
19 336
-
Dividends
40 004
43 360
-
-
withholding
11 002
11 924
-
-
total
11 002
11 924
-
-
Income
104 000
104 000
104 000
104 000
Total tax
46 286
45 839
74 217
52 314
After tax
57 714
58 161
29 783
51 686
Living cost
28 712
28 712
28 712
28 712
Free-cash
29 002
29 449
1 071
22 974

Estimated living cost  is ₽28712 per week

₽17224
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8044
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽19797
₽24961
-₽1961
₽26353
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
104 000
surtax
-
-
-
178
unemployment
-
-
-
5 520
health
-
-
-
7 957
chamber of commerce
-
-
-
417
pensions
-
-
-
19 241
income
-
-
-
19 179
total
-
-
-
52 492
Employee
44 976
35 865
80 621
-
unemployment
1 349
1 076
2 418
-
other
449
359
806
-
income
5 120
2 645
16 969
-
pensions
4 606
3 672
8 256
-
health
1 740
1 388
3 120
-
total
13 264
9 140
31 569
-
Employer
44 976
35 865
80 621
-
pensions
5 644
4 502
10 117
-
surtax
178
178
178
-
payroll
1 349
1 076
2 418
-
other
2 137
1 703
3 829
-
health
1 699
1 356
3 047
-
accident
584
466
1 049
-
unemployment
1 349
1 076
2 418
-
chamber of commerce
179
143
323
-
total
13 119
10 500
23 379
-
Corporate
45 904
57 636
77 206
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

11 477
14 409
19 302
-
total
11 477
14 409
19 302
-
Dividends
34 428
43 226
-
-
withholding
9 468
11 887
-
-
total
9 468
11 887
-
-
Income
104 000
104 000
104 000
104 000
Total tax
47 328
45 936
74 250
52 492
After tax
56 672
58 064
29 750
51 508
Living cost
31 711
31 711
31 711
31 711
Free-cash
24 961
26 353
-1 961
19 797

Estimated living cost  is ₽31711 per week

₽21150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽14446
₽11964
₽6845
₽25461
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
104 000
national
-
-
-
34 801
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
5 238
social contributions
-
-
-
16 701
total
-
-
-
56 740
Employee

The minimum management director salary is set at €45,000 per year.

64 375
-
80 553
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

560
-
700
-
national
19 791
-
26 166
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 358
-
4 201
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 828
-
6 041
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 025
-
3 785
-
total
31 562
-
40 893
-
Employer

The minimum management director salary is set at €45,000 per year.

64 375
-
80 553
-
surtax
7 299
-
9 134
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 704
-
7 137
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 959
-
4 953
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

837
-
1 047
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

939
-
1 177
-
total
18 738
-
23 448
-
Corporate
20 887
104 000
-
-
income
4 177
20 800
-
-
surtax
84
417
-
-
total
4 261
21 217
-
-
Dividends
16 626
82 783
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

4 661
24 508
-
-
total
4 661
24 508
-
-
Income
104 000
104 000
104 000
104 000
Total tax
59 222
45 725
64 341
56 740
After tax
44 778
58 275
39 659
47 260
Living cost
32 814
32 814
32 814
32 814
Free-cash
11 964
25 461
6 845
14 446

Estimated living cost  is ₽32814 per week

₽21136
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2869
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽64498
₽67928
₽67986
₽73421
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
104 000
unemployment
-
-
-
126
health
-
-
-
3 619
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 658
income
-
-
-
15 600
total
-
-
-
24 003
Employee
20 524
-
97 825
-
accident

We are using the highest rate at 1.1%.

226
-
346
-
income
2 053
-
9 783
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 802
-
2 763
-
health
944
-
1 448
-
total
5 025
-
14 340
-
Employer
20 524
-
97 825
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 262
-
3 468
-
health
1 416
-
2 172
-
accident

We are using the highest rate at 1.1%.

226
-
346
-
unemployment
123
-
189
-
total
4 027
-
6 175
-
Corporate
79 450
104 000
-
-
income
7 945
10 400
-
-
total
7 945
10 400
-
-
Dividends
71 505
93 600
-
-
withholding
3 576
4 680
-
-
total
3 576
4 680
-
-
Income
104 000
104 000
104 000
104 000
Total tax
20 573
15 080
20 515
24 003
After tax
83 427
88 920
83 485
79 997
Living cost
15 499
15 499
15 499
15 499
Free-cash
67 928
73 421
67 986
64 498

Estimated living cost  is ₽15499 per week

₽10251
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽887
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽370
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3992
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽68184
₽72922
₽71672
₽77107
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
104 000
unemployment
-
-
-
126
health
-
-
-
3 619
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 658
income
-
-
-
15 600
total
-
-
-
24 003
Employee
15 642
-
97 825
-
accident

We are using the highest rate at 1.1%.

172
-
346
-
income
1 564
-
9 783
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 373
-
2 763
-
health
719
-
1 448
-
total
3 828
-
14 340
-
Employer
15 642
-
97 825
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 724
-
3 468
-
health
1 080
-
2 172
-
accident

We are using the highest rate at 1.1%.

172
-
346
-
unemployment
94
-
189
-
total
3 070
-
6 175
-
Corporate
85 288
104 000
-
-
income
8 529
10 400
-
-
total
8 529
10 400
-
-
Dividends
76 759
93 600
-
-
withholding
3 838
4 680
-
-
total
3 838
4 680
-
-
Income
104 000
104 000
104 000
104 000
Total tax
19 265
15 080
20 515
24 003
After tax
84 735
88 920
83 485
79 997
Living cost
11 813
11 813
11 813
11 813
Free-cash
72 922
77 107
71 672
68 184

Estimated living cost  is ₽11813 per week

₽6897
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽844
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽313
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3760
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽52193
₽50313
₽51046
₽55210
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
104 000
health
-
-
-
2 652
social contributions
-
-
-
14 561
income
-
-
-
13 757
total
-
-
-
30 970
Employee
69 203
69 203
94 504
-
income
7 535
6 406
13 267
-
social contributions
2 616
5 743
7 747
-
health
536
1 177
1 607
-
total
10 687
13 326
22 621
-
Employer
69 203
69 203
94 504
-
social contributions
2 616
5 743
7 747
-
health
582
1 281
1 749
-
total
3 198
7 024
9 496
-
Corporate
69 277
27 773
-
-
income
8 660
3 472
-
-
total
8 660
3 472
-
-
Dividends
60 617
24 301
-
-
withholding
10 305
4 131
-
-
total
10 305
4 131
-
-
Income
104 000
104 000
104 000
104 000
Total tax
32 850
27 953
32 117
30 970
After tax
71 150
76 047
71 883
73 030
Living cost
20 837
20 837
20 837
20 837
Free-cash
50 313
55 210
51 046
52 193

Estimated living cost  is ₽20837 per week

₽12488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2044
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽43840
₽43124
₽42693
₽46857
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
104 000
health
-
-
-
2 652
social contributions
-
-
-
14 561
income
-
-
-
13 757
total
-
-
-
30 970
Employee
69 203
69 203
94 504
-
income
7 267
6 406
13 267
-
social contributions
3 363
5 743
7 747
-
health
688
1 177
1 607
-
total
11 318
13 326
22 621
-
Employer
69 203
69 203
94 504
-
social contributions
3 363
5 743
7 747
-
health
750
1 281
1 749
-
total
4 113
7 024
9 496
-
Corporate
59 379
27 773
-
-
income
7 422
3 472
-
-
total
7 422
3 472
-
-
Dividends
51 957
24 301
-
-
withholding
8 833
4 131
-
-
total
8 833
4 131
-
-
Income
104 000
104 000
104 000
104 000
Total tax
31 686
27 953
32 117
30 970
After tax
72 314
76 047
71 883
73 030
Living cost
29 190
29 190
29 190
29 190
Free-cash
43 124
46 857
42 693
43 840

Estimated living cost  is ₽29190 per week

₽19954
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6466
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽30270
₽43411
₽31996
₽50824
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
104 000
health
-
-
-
14 040
social contributions
-
-
-
29 901
income
-
-
-
9 009
solidarity contribution
-
-
-
-
total
-
-
-
52 950
Employee
30 558
-
77 612
-
income
3 667
-
9 313
-
social contributions
1 986
-
5 045
-
health
4 125
-
10 478
-
solidarity contribution
-
-
-
-
total
9 778
-
24 836
-
Employer
30 558
-
77 612
-
social contributions
7 640
-
19 403
-
health
2 750
-
6 985
-
total
10 390
-
26 388
-
Corporate
63 052
104 000
-
-
income
11 980
19 760
-
-
total
11 980
19 760
-
-
Dividends
51 072
84 240
-
-
withholding
7 661
12 636
-
-
total
7 661
12 636
-
-
Income
104 000
104 000
104 000
104 000
Total tax
39 809
32 396
51 224
52 950
After tax
64 191
71 604
52 776
51 050
Living cost
20 780
20 780
20 780
20 780
Free-cash
43 411
50 824
31 996
30 270

Estimated living cost  is ₽20780 per week

₽14434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4459
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽25444
₽36862
₽27170
₽45998
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
104 000
health
-
-
-
14 040
social contributions
-
-
-
29 901
income
-
-
-
9 009
solidarity contribution
-
-
-
-
total
-
-
-
52 950
Employee
37 656
-
77 612
-
income
4 519
-
9 313
-
social contributions
2 448
-
5 045
-
health
5 084
-
10 478
-
solidarity contribution
-
-
-
-
total
12 051
-
24 836
-
Employer
37 656
-
77 612
-
social contributions
9 414
-
19 403
-
health
3 389
-
6 985
-
total
12 803
-
26 388
-
Corporate
53 541
104 000
-
-
income
10 173
19 760
-
-
total
10 173
19 760
-
-
Dividends
43 368
84 240
-
-
withholding
6 505
12 636
-
-
total
6 505
12 636
-
-
Income
104 000
104 000
104 000
104 000
Total tax
41 532
32 396
51 224
52 950
After tax
62 468
71 604
52 776
51 050
Living cost
25 606
25 606
25 606
25 606
Free-cash
36 862
45 998
27 170
25 444

Estimated living cost  is ₽25606 per week

₽19042
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4702
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽20234
-₽92591
-₽92591
-₽92591
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
104 000
national
-
-
-
11 240
pensions
-
-
-
782
municipal
-
-
-
20 032
labour market
-
-
-
8 257
total
-
-
-
40 311
Employee
183 415
183 415
183 415
-
municipal
39 057
39 057
39 057
-
national
22 407
22 407
22 407
-
pensions
261
261
261
-
labour market
14 652
14 652
14 652
-
total
76 377
76 377
76 377
-
Employer
183 415
183 415
183 415
-
pensions
521
521
521
-
labour market
14 673
14 673
14 673
-
municipal
39 119
39 119
39 119
-
national
22 446
22 446
22 446
-
total
76 759
76 759
76 759
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
104 000
104 000
104 000
104 000
Total tax
153 136
153 136
153 136
40 311
After tax
-49 136
-49 136
-49 136
63 689
Living cost
43 455
43 455
43 455
43 455
Free-cash
-92 591
-92 591
-92 591
20 234

Estimated living cost  is ₽43455 per week

₽29741
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3844
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽668
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9201
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽34008
₽55873
₽38208
₽61463
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
104 000
health
-
-
-
13 519
pensions
-
-
-
20 800
income
-
-
-
13 936
total
-
-
-
48 255
Employee
25 530
-
77 727
-
unemployment
408
-
1 243
-
income
2 874
-
14 986
-
pensions
511
-
1 554
-
total
3 793
-
17 783
-
Employer
25 530
-
77 727
-
pensions
5 106
-
15 545
-
health
3 318
-
10 105
-
unemployment
205
-
622
-
total
8 629
-
26 272
-
Corporate
69 840
104 000
-
-
income
13 968
20 800
-
-
total
13 968
20 800
-
-
Dividends
55 871
83 200
-
-
total
-
-
-
-
Income
104 000
104 000
104 000
104 000
Total tax
26 390
20 800
44 055
48 255
After tax
77 610
83 200
59 945
55 745
Living cost
21 737
21 737
21 737
21 737
Free-cash
55 873
61 463
38 208
34 008

Estimated living cost  is ₽21737 per week

₽14909
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽37731
₽33021
₽23471
₽33527
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
104 000
national
-
-
-
11 992
health
-
-
-
1 226
municipal
-
-
-
18 499
total
-
-
-
31 717
Employee
47 349
-
87 492
-
unemployment
710
-
1 312
-
municipal
7 755
-
14 274
-
national
782
-
7 005
-
pensions
3 195
-
5 906
-
health
354
-
972
-
total
12 796
-
29 469
-
Employer
47 349
-
87 492
-
pensions
8 215
-
15 179
-
health
364
-
673
-
accident
48
-
87
-
unemployment
307
-
569
-
total
8 934
-
16 508
-
Corporate
47 718
104 000
-
-
income
9 543
20 800
-
-
total
9 543
20 800
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

28 631
62 400
-
-
municipal
5 154
11 232
-
-
national
-
3 889
-
-
total
5 154
15 121
-
-
Income
104 000
104 000
104 000
104 000
Total tax
36 427
35 921
45 977
31 717
After tax
67 573
68 079
58 023
72 283
Living cost
34 552
34 552
34 552
34 552
Free-cash
33 021
33 527
23 471
37 731

Estimated living cost  is ₽34552 per week

₽22569
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽31749
₽29675
₽35452
₽24677
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
104 000
surtax
-
-
-
-
health
-
-
-
2 697
pensions
-
-
-
23 741
social contributions
-
-
-
2 963
income
-
-
-
11 886
other
-
-
-
3 224
total
-
-
-
44 511
Employee
34 382
-
83 499
-
income
1 773
-
13 430
-
surtax
-
-
-
-
social contributions
980
-
2 379
-
pensions
3 889
-
4 498
-
total
6 642
-
20 307
-
Employer
34 382
-
83 499
-
pensions
5 650
-
7 809
-
social contributions
102
-
251
-
other
1 187
-
2 881
-
health
2 406
-
6 178
-
unemployment
1 392
-
3 382
-
total
10 737
-
20 501
-
Corporate
58 881
104 000
-
-
income
16 488
29 120
-
-
surtax
-
-
-
-
total
16 488
29 120
-
-
Dividends
42 394
74 880
-
-
withholding
5 426
9 584
-
-
social contributions
7 292
12 879
-
-
surtax
-
-
-
-
total
12 718
22 463
-
-
Income
104 000
104 000
104 000
104 000
Total tax
46 585
51 583
40 808
44 511
After tax
57 415
52 417
63 192
59 489
Living cost
27 740
27 740
27 740
27 740
Free-cash
29 675
24 677
35 452
31 749

Estimated living cost  is ₽27740 per week

₽16088
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2818
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽28698
₽26939
₽32401
₽21626
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
104 000
surtax
-
-
-
-
health
-
-
-
2 697
pensions
-
-
-
23 741
social contributions
-
-
-
2 963
income
-
-
-
11 886
other
-
-
-
3 224
total
-
-
-
44 511
Employee
38 517
-
83 499
-
income
2 273
-
13 430
-
surtax
-
-
-
-
social contributions
1 098
-
2 379
-
pensions
4 355
-
4 498
-
total
7 726
-
20 307
-
Employer
38 517
-
83 499
-
pensions
6 328
-
7 809
-
social contributions
116
-
251
-
other
1 329
-
2 881
-
health
2 697
-
6 178
-
unemployment
1 559
-
3 382
-
total
12 029
-
20 501
-
Corporate
53 455
104 000
-
-
income
14 968
29 120
-
-
surtax
-
-
-
-
total
14 968
29 120
-
-
Dividends
38 487
74 880
-
-
withholding
4 927
9 584
-
-
social contributions
6 620
12 879
-
-
surtax
-
-
-
-
total
11 547
22 463
-
-
Income
104 000
104 000
104 000
104 000
Total tax
46 270
51 583
40 808
44 511
After tax
57 730
52 417
63 192
59 489
Living cost
30 791
30 791
30 791
30 791
Free-cash
26 939
21 626
32 401
28 698

Estimated living cost  is ₽30791 per week

₽19415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8350
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽16022
₽15135
₽19725
₽8950
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
104 000
surtax
-
-
-
-
health
-
-
-
2 697
pensions
-
-
-
23 741
social contributions
-
-
-
2 963
income
-
-
-
11 886
other
-
-
-
3 224
total
-
-
-
44 511
Employee
56 366
-
83 499
-
income
4 918
-
13 430
-
surtax
-
-
-
-
social contributions
1 605
-
2 379
-
pensions
6 375
-
4 498
-
total
12 898
-
20 307
-
Employer
56 366
-
83 499
-
pensions
9 262
-
7 809
-
social contributions
169
-
251
-
other
1 945
-
2 881
-
health
3 945
-
6 178
-
unemployment
2 283
-
3 382
-
total
17 604
-
20 501
-
Corporate
30 029
104 000
-
-
income
8 408
29 120
-
-
surtax
-
-
-
-
total
8 408
29 120
-
-
Dividends
21 622
74 880
-
-
withholding
2 768
9 584
-
-
social contributions
3 720
12 879
-
-
surtax
-
-
-
-
total
6 488
22 463
-
-
Income
104 000
104 000
104 000
104 000
Total tax
45 398
51 583
40 808
44 511
After tax
58 602
52 417
63 192
59 489
Living cost
43 467
43 467
43 467
43 467
Free-cash
15 135
8 950
19 725
16 022

Estimated living cost  is ₽43467 per week

₽29418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽97137
₽91886
₽77377
₽92977
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
104 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 040
total
-
-
-
1 040
Employee
7 278
-
104 000
-
income
1 455
-
20 800
-
total
1 455
-
20 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

96 722
104 000
-
-
total
-
-
-
-
Dividends
96 722
104 000
-
-
withholding
4 836
5 200
-
-
total
4 836
5 200
-
-
Income
104 000
104 000
104 000
104 000
Total tax
6 291
5 200
20 800
1 040
After tax
97 709
98 800
83 200
102 960
Living cost
5 823
5 823
5 823
5 823
Free-cash
91 886
92 977
77 377
97 137

Estimated living cost  is ₽5823 per week

₽3608
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1570
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽93887
₽88026
₽74127
₽89727
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
104 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 040
total
-
-
-
1 040
Employee
11 342
-
104 000
-
income
2 268
-
20 800
-
total
2 268
-
20 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

92 658
104 000
-
-
total
-
-
-
-
Dividends
92 658
104 000
-
-
withholding
4 633
5 200
-
-
total
4 633
5 200
-
-
Income
104 000
104 000
104 000
104 000
Total tax
6 901
5 200
20 800
1 040
After tax
97 099
98 800
83 200
102 960
Living cost
9 073
9 073
9 073
9 073
Free-cash
88 026
89 727
74 127
93 887

Estimated living cost  is ₽9073 per week

₽6140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽26650
₽30643
₽35570
₽18869
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
104 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 436
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
26 101
trade
-
-
-
8 920
total
-
-
-
42 605
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 779
-
104 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 682
-
26 101
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

203
-
1 436
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 033
-
33 685
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
59 221
104 000
-
-
trade
8 498
14 925
-
-
income
8 882
15 599
-
-
chamber of commerce
224
289
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

488
857
-
-
total
18 092
31 670
-
-
Dividends
41 129
72 330
-
-
withholding
9 940
17 741
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

547
975
-
-
total
10 487
18 716
-
-
Income
104 000
104 000
104 000
104 000
Total tax
38 612
50 386
33 685
42 605
After tax
65 388
53 614
70 315
61 395
Living cost
34 745
34 745
34 745
34 745
Free-cash
30 643
18 869
35 570
26 650

Estimated living cost  is ₽34745 per week

₽23968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3738
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6534
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽33267
₽35238
₽43056
₽25285
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
104 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 436
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
26 101
trade
-
-
-
9 789
total
-
-
-
43 474
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 422
-
104 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

962
-
26 101
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
1 436
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
7 163
-
33 685
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
69 578
104 000
-
-
trade
10 959
16 380
-
-
income
10 437
15 599
-
-
chamber of commerce
237
287
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

574
857
-
-
total
22 207
33 123
-
-
Dividends
47 371
70 876
-
-
withholding
11 501
17 377
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

632
956
-
-
total
12 133
18 333
-
-
Income
104 000
104 000
104 000
104 000
Total tax
41 503
51 456
33 685
43 474
After tax
62 497
52 544
70 315
60 526
Living cost
27 259
27 259
27 259
27 259
Free-cash
35 238
25 285
43 056
33 267

Estimated living cost  is ₽27259 per week

₽17147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6425
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽24736
₽29301
₽34961
₽16656
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
104 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 436
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
26 101
trade
-
-
-
10 225
total
-
-
-
43 910
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 639
-
104 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 921
-
26 101
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
1 436
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 284
-
33 685
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
58 361
104 000
-
-
trade
9 600
17 107
-
-
income
8 754
15 599
-
-
chamber of commerce
220
285
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

482
857
-
-
total
19 056
33 848
-
-
Dividends
39 305
70 151
-
-
withholding
9 484
17 196
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

521
946
-
-
total
10 005
18 142
-
-
Income
104 000
104 000
104 000
104 000
Total tax
39 345
51 990
33 685
43 910
After tax
64 655
52 010
70 315
60 090
Living cost
35 354
35 354
35 354
35 354
Free-cash
29 301
16 656
34 961
24 736

Estimated living cost  is ₽35354 per week

₽23645
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3728
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽18427
₽24839
₽29087
₽10245
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
104 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 436
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
26 101
trade
-
-
-
10 660
total
-
-
-
44 345
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 086
-
104 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 360
-
26 101
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
-
1 436
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
12 858
-
33 685
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
49 914
104 000
-
-
trade
8 560
17 837
-
-
income
7 487
15 599
-
-
chamber of commerce
207
284
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

412
857
-
-
total
16 666
34 577
-
-
Dividends
33 249
69 423
-
-
withholding
7 970
17 014
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

439
936
-
-
total
8 409
17 950
-
-
Income
104 000
104 000
104 000
104 000
Total tax
37 933
52 527
33 685
44 345
After tax
66 067
51 473
70 315
59 655
Living cost
41 228
41 228
41 228
41 228
Free-cash
24 839
10 245
29 087
18 427

Estimated living cost  is ₽41228 per week

₽30111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3298
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7284
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽31198
₽42337
₽29491
₽45203
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
104 000
surtax
-
-
-
2 811
unemployment
-
-
-
205
health
-
-
-
7 385
pensions
-
-
-
20 800
income
-
-
-
21 387
other
-
-
-
-
total
-
-
-
52 588
Employee
30 307
-
85 914
-
unemployment
2 109
-
5 979
-
other
-
-
-
-
income
5 081
-
19 768
-
surtax
108
-
2 541
-
pensions
2 022
-
5 730
-
health
774
-
2 191
-
total
10 094
-
36 209
-
Employer
30 307
-
85 914
-
pensions
4 041
-
11 453
-
other
-
-
-
-
health
1 378
-
3 909
-
unemployment
962
-
2 724
-
total
6 381
-
18 086
-
Corporate
67 312
104 000
-
-
income
17 502
27 040
-
-
total
17 502
27 040
-
-
Dividends
49 810
76 960
-
-
withholding
7 472
11 543
-
-
total
7 472
11 543
-
-
Income
104 000
104 000
104 000
104 000
Total tax
41 449
38 583
54 295
52 588
After tax
62 551
65 417
49 705
51 412
Living cost
20 214
20 214
20 214
20 214
Free-cash
42 337
45 203
29 491
31 198

Estimated living cost  is ₽20214 per week

₽12204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽31553
₽42756
₽29846
₽45558
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
104 000
surtax
-
-
-
2 811
unemployment
-
-
-
205
health
-
-
-
7 385
pensions
-
-
-
20 800
income
-
-
-
21 387
other
-
-
-
-
total
-
-
-
52 588
Employee
29 761
-
85 914
-
unemployment
2 072
-
5 979
-
other
-
-
-
-
income
4 989
-
19 768
-
surtax
97
-
2 541
-
pensions
1 985
-
5 730
-
health
760
-
2 191
-
total
9 903
-
36 209
-
Employer
29 761
-
85 914
-
pensions
3 967
-
11 453
-
other
-
-
-
-
health
1 354
-
3 909
-
unemployment
943
-
2 724
-
total
6 264
-
18 086
-
Corporate
67 975
104 000
-
-
income
17 673
27 040
-
-
total
17 673
27 040
-
-
Dividends
50 302
76 960
-
-
withholding
7 545
11 543
-
-
total
7 545
11 543
-
-
Income
104 000
104 000
104 000
104 000
Total tax
41 385
38 583
54 295
52 588
After tax
62 615
65 417
49 705
51 412
Living cost
19 859
19 859
19 859
19 859
Free-cash
42 756
45 558
29 846
31 553

Estimated living cost  is ₽19859 per week

₽12143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5426
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽54177
₽41070
₽42421
₽40696
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
104 000
unemployment
-
-
-
1 560
health
-
-
-
7 280
pensions
-
-
-
10 400
income
-
-
-
12 714
total
-
-
-
31 954
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 794
10 266
87 029
-
unemployment
387
154
1 305
-
income
3 153
1 255
10 639
-
pensions
2 579
1 027
8 703
-
health
1 806
719
6 092
-
total
7 925
3 155
26 739
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 794
10 266
87 029
-
pensions
5 030
2 002
16 971
-
total
5 030
2 002
16 971
-
Corporate
73 176
91 733
-
-
income
6 586
8 256
-
-
total
6 586
8 256
-
-
Dividends
66 591
83 477
-
-
withholding
12 652
15 861
-
-
social contributions
12 868
16 161
-
-
total
25 520
32 022
-
-
Income
104 000
104 000
104 000
104 000
Total tax
45 061
45 435
43 710
31 954
After tax
58 939
58 565
60 290
72 046
Living cost
17 869
17 869
17 869
17 869
Free-cash
41 070
40 696
42 421
54 177

Estimated living cost  is ₽17869 per week

₽12194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3856
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽18640
₽20600
₽19455
₽21325
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
104 000
national
-
-
-
17 134
pensions
-
-
-
12 480
social contributions
-
-
-
1 118
municipal
-
-
-
11 057
total
-
-
-
41 789
Employee
67 543
-
89 907
-
municipal
8 343
-
11 460
-
national
12 928
-
17 758
-
pensions
2 702
-
3 596
-
total
23 973
-
32 814
-
Employer
67 543
-
89 907
-
pensions
5 403
-
7 193
-
social contributions
726
-
967
-
total
6 129
-
8 160
-
Corporate
25 869
104 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

5 174
20 800
-
-
total
5 174
20 800
-
-
Dividends
20 695
83 200
-
-
withholding
4 553
18 304
-
-
total
4 553
18 304
-
-
Income
104 000
104 000
104 000
104 000
Total tax
39 829
39 104
40 974
41 789
After tax
64 171
64 896
63 026
62 211
Living cost
43 571
43 571
43 571
43 571
Free-cash
20 600
21 325
19 455
18 640

Estimated living cost  is ₽43571 per week

₽29615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽16466
₽23522
₽16466
₽21534
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
104 000
social contributions
-
-
-
9 544
income
-
-
-
26 724
total
-
-
-
36 268
Employee
70 397
-
104 000
-
social contributions
5 848
-
9 544
-
income
13 284
-
26 724
-
total
19 132
-
36 268
-
Employer
70 397
-
104 000
-
total
-
-
-
-
Corporate
33 603
104 000
-
-
income
4 200
13 000
-
-
total
4 200
13 000
-
-
Dividends
29 404
91 000
-
-
withholding
5 880
18 200
-
-
total
5 880
18 200
-
-
Income
104 000
104 000
104 000
104 000
Total tax
29 212
31 200
36 268
36 268
After tax
74 788
72 800
67 732
67 732
Living cost
51 266
51 266
51 266
51 266
Free-cash
23 522
21 534
16 466
16 466

Estimated living cost  is ₽51266 per week

₽39002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4177
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽14417
₽12815
₽9466
₽17514
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
104 000
national
-
-
-
23 071
regional
-
-
-
1 171
social contributions
-
-
-
26 748
municipal
-
-
-
618
total
-
-
-
51 608
Employee
79 983
-
104 000
-
municipal
424
-
552
-
national
13 859
-
19 908
-
social contributions
26 970
-
35 069
-
regional
755
-
1 030
-
total
42 008
-
56 559
-
Employer
79 983
-
104 000
-
total
-
-
-
-
Corporate
24 017
104 000
-
-
nationa
5 764
24 960
-
-
municipal
936
4 056
-
-
total
6 700
29 016
-
-
Dividends
17 317
74 984
-
-
withholding
4 502
19 495
-
-
total
4 502
19 495
-
-
Income
104 000
104 000
104 000
104 000
Total tax
53 210
48 511
56 559
51 608
After tax
50 790
55 489
47 441
52 392
Living cost
37 975
37 975
37 975
37 975
Free-cash
12 815
17 514
9 466
14 417

Estimated living cost  is ₽37975 per week

₽26472
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2490
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8430
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽27752
₽28424
₽22829
₽30421
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
104 000
national
-
-
-
23 071
regional
-
-
-
1 568
social contributions
-
-
-
26 748
municipal
-
-
-
618
total
-
-
-
52 005
Employee
49 922
-
104 000
-
municipal
265
-
552
-
national
7 909
-
19 908
-
social contributions
16 834
-
35 069
-
regional
672
-
1 399
-
total
25 680
-
56 928
-
Employer
49 922
-
104 000
-
total
-
-
-
-
Corporate
54 078
104 000
-
-
nationa
12 978