Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 104000
per

Your estimated
City
free-cash

Valencia , Spain
-₽49020
-₽80681
-₽60881
-₽108522
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
104 000
accident
-
-
-
935
income
-
-
-
13 828
other
-
-
-
108
unemployment
-
-
-
728
pensions
-
-
-
29 435
total
-
-
-
45 034
Employee
161 150
-
57 602
-
other
157
-
149
-
unemployment
2 498
-
2 258
-
pensions
7 576
-
6 840
-
income
31 068
-
9 189
-
total
41 299
-
18 436
-
Employer
161 150
-
57 602
-
pensions
38 028
-
34 348
-
accident
3 192
-
2 878
-
unemployment
8 866
-
8 006
-
other
1 290
-
1 166
-
total
51 376
-
46 398
-
Corporate
-
104 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
15 598
-
-
total
-
15 598
-
-
Dividends
-
88 402
-
-
withholding
-
17 575
-
-
total
-
17 575
-
-
Income
104 000
104 000
104 000
104 000
Total tax
92 675
33 173
64 834
45 034
After tax
11 325
70 827
39 166
58 966
Living cost
119 847
119 847
119 847
119 847
Free-cash
-108 522
-49 020
-80 681
-60 881

Estimated living cost  is ₽119847 per month

₽80895
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽11521
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽2101
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽25333
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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