Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 104000
per

Your estimated
City
free-cash

Valencia , Spain
-₽71741
-₽42573
-₽54384
-₽97004
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
104 000
other
-
-
-
102
accident
-
-
-
939
income
-
-
-
13 830
pensions
-
-
-
29 435
unemployment
-
-
-
727
total
-
-
-
45 033
Employee
152 416
-
60 117
-
income
29 385
-
9 762
-
other
149
-
141
-
pensions
7 165
-
6 469
-
unemployment
2 362
-
2 135
-
total
39 061
-
18 507
-
Employer
152 416
-
60 117
-
other
1 220
-
1 103
-
unemployment
8 386
-
7 572
-
accident
3 019
-
2 722
-
pensions
35 967
-
32 486
-
total
48 592
-
43 883
-
Corporate
-
104 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
15 598
-
-
total
-
15 598
-
-
Dividends
-
88 402
-
-
withholding
-
17 624
-
-
total
-
17 624
-
-
Income
104 000
104 000
104 000
104 000
Total tax
87 653
33 222
62 390
45 033
After tax
16 347
70 778
41 610
58 967
Living cost
113 351
113 351
113 351
113 351
Free-cash
-97 004
-42 573
-71 741
-54 384

Estimated living cost  is ₽113351 per month

₽76510
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10896
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1987
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23960
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close