Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 103500
per

Your estimated
City
free-cash

Valencia , Spain
₽45455
₽29315
₽40940
₽32830
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
103 500
accident
-
-
-
733
unemployment
-
-
-
570
pensions
-
-
-
23 038
other
-
-
-
82
income
-
-
-
22 094
total
-
-
-
46 517
Employee
32 477
-
78 480
-
pensions
1 527
-
3 689
-
income
6 261
-
20 029
-
unemployment
503
-
1 217
-
other
32
-
78
-
total
8 323
-
25 013
-
Employer
32 477
-
78 480
-
other
260
-
628
-
unemployment
1 787
-
4 317
-
accident
643
-
1 553
-
pensions
7 664
-
18 521
-
total
10 354
-
25 019
-
Corporate
60 669
103 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

9 101
15 524
-
-
total
9 101
15 524
-
-
Dividends
51 569
87 976
-
-
withholding
10 629
18 368
-
-
total
10 629
18 368
-
-
Income
103 500
103 500
103 500
103 500
Total tax
38 407
33 892
50 032
46 517
After tax
65 093
69 608
53 468
56 983
Living cost
24 153
24 153
24 153
24 153
Free-cash
40 940
45 455
29 315
32 830

Estimated living cost  is ₽24153 per week

₽16303
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2322
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽423
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5105
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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