Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 103000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽67540
₽67656
₽64179
₽72910
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
103 000
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 554
unemployment
-
-
-
123
income
-
-
-
15 450
health
-
-
-
3 539
total
-
-
-
23 666
Employee
20 067
-
96 963
-
health
923
-
1 416
-
accident

We are using the highest rate at 1.1%.

221
-
338
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 762
-
2 702
-
income
2 007
-
9 696
-
total
4 913
-
14 152
-
Employer
20 067
-
96 963
-
health
1 385
-
2 123
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 211
-
3 391
-
accident

We are using the highest rate at 1.1%.

221
-
338
-
unemployment
121
-
185
-
total
3 938
-
6 037
-
Corporate
78 995
103 000
-
-
income
7 899
10 300
-
-
total
7 899
10 300
-
-
Dividends
71 096
92 700
-
-
withholding
3 555
4 635
-
-
total
3 555
4 635
-
-
Income
103 000
103 000
103 000
103 000
Total tax
20 305
14 935
20 189
23 666
After tax
82 695
88 065
82 811
79 334
Living cost
15 155
15 155
15 155
15 155
Free-cash
67 540
72 910
67 656
64 179

Estimated living cost  is ₽15155 per week

₽10023
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽868
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽362
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3903
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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