Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 102000
per

Your estimated
City
free-cash

Madrid , Spain
₽33016
₽25267
₽19042
₽18211
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
102 000
accident
-
-
-
848
income
-
-
-
18 999
pensions
-
-
-
26 650
other
-
-
-
94
unemployment
-
-
-
659
total
-
-
-
47 250
Employee
49 070
-
77 343
-
other
48
-
77
-
income
10 249
-
18 513
-
pensions
2 306
-
3 635
-
unemployment
760
-
1 199
-
total
13 363
-
23 424
-
Employer
49 070
-
77 343
-
accident
972
-
1 531
-
other
393
-
619
-
unemployment
2 699
-
4 253
-
pensions
11 580
-
18 254
-
total
15 644
-
24 657
-
Corporate
37 285
102 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

5 593
15 300
-
-
total
5 593
15 300
-
-
Dividends
31 692
86 700
-
-
withholding
6 425
17 976
-
-
total
6 425
17 976
-
-
Income
102 000
102 000
102 000
102 000
Total tax
41 025
33 276
48 081
47 250
After tax
60 975
68 724
53 919
54 750
Living cost
35 708
35 708
35 708
35 708
Free-cash
25 267
33 016
18 211
19 042

Estimated living cost  is ₽35708 per week

₽25644
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2776
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽503
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6785
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Madrid model

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Estimated living cost

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