Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 102000
per

Your estimated
City
free-cash

Madrid , Spain
₽33376
₽18490
₽19498
₽25706
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
102 000
accident
-
-
-
840
income
-
-
-
19 188
other
-
-
-
94
unemployment
-
-
-
653
pensions
-
-
-
26 381
total
-
-
-
47 156
Employee
48 573
-
77 343
-
other
48
-
78
-
unemployment
752
-
1 199
-
pensions
2 283
-
3 636
-
income
10 145
-
18 594
-
total
13 228
-
23 507
-
Employer
48 573
-
77 343
-
pensions
11 463
-
18 254
-
accident
962
-
1 531
-
unemployment
2 672
-
4 254
-
other
389
-
618
-
total
15 486
-
24 657
-
Corporate
37 941
102 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

5 691
15 299
-
-
total
5 691
15 299
-
-
Dividends
32 249
86 701
-
-
withholding
6 543
17 979
-
-
total
6 543
17 979
-
-
Income
102 000
102 000
102 000
102 000
Total tax
40 948
33 278
48 164
47 156
After tax
61 052
68 722
53 836
54 844
Living cost
35 346
35 346
35 346
35 346
Free-cash
25 706
33 376
18 490
19 498

Estimated living cost  is ₽35346 per week

₽25384
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2748
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽498
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6716
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Madrid model

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Estimated living cost

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