Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 102000
per

Your estimated
City
free-cash

Andorra , Andorra
₽49332
₽60768
₽52042
₽63889
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
102 000
social contributions
-
-
-
22 439
income
-
-
-
2 317
total
-
-
-
24 756
Employee
29 853
-
88 312
-
social contributions
1 940
-
5 739
-
income
-
-
2 619
-
total
1 940
-
8 358
-
Employer
29 853
-
88 312
-
social contributions
4 627
-
13 688
-
total
4 627
-
13 688
-
Corporate
67 520
102 000
-
-
income
6 753
10 199
-
-
total
6 753
10 199
-
-
Dividends
60 768
91 801
-
-
total
-
-
-
-
Income
102 000
102 000
102 000
102 000
Total tax
13 320
10 199
22 046
24 756
After tax
88 680
91 801
79 954
77 244
Living cost
27 912
27 912
27 912
27 912
Free-cash
60 768
63 889
52 042
49 332

Estimated living cost  is ₽27912 per week

₽18048
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2104
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7235
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽21454
₽27038
₽179
₽27498
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
102 000
surtax
-
-
-
-
unemployment
-
-
-
5 695
health
-
-
-
7 803
chamber of commerce
-
-
-
409
pensions
-
-
-
18 871
income
-
-
-
18 143
total
-
-
-
50 921
Employee
40 590
37 005
79 207
-
unemployment
1 218
1 110
2 375
-
other
405
370
791
-
income
3 616
2 730
16 141
-
pensions
4 157
3 789
8 111
-
health
1 570
1 433
3 066
-
total
10 966
9 432
30 484
-
Employer
40 590
37 005
79 207
-
pensions
5 094
4 645
9 940
-
surtax
-
-
-
-
payroll
1 218
1 110
2 375
-
other
1 928
1 757
3 762
-
health
1 535
1 399
2 994
-
accident
527
481
1 029
-
unemployment
1 218
1 110
2 375
-
chamber of commerce
162
148
317
-
total
11 682
10 650
22 792
-
Corporate
49 728
54 345
75 683
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

12 432
13 586
18 920
-
total
12 432
13 586
18 920
-
Dividends
37 297
40 759
-
-
withholding
10 257
11 209
-
-
total
10 257
11 209
-
-
Income
102 000
102 000
102 000
102 000
Total tax
45 337
44 877
72 196
50 921
After tax
56 663
57 123
29 804
51 079
Living cost
29 625
29 625
29 625
29 625
Free-cash
27 038
27 498
179
21 454

Estimated living cost  is ₽29625 per week

₽17771
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3026
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8300
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽18177
₽22869
-₽2951
₽24306
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
102 000
surtax
-
-
-
183
unemployment
-
-
-
5 695
health
-
-
-
7 803
chamber of commerce
-
-
-
409
pensions
-
-
-
18 871
income
-
-
-
18 143
total
-
-
-
51 104
Employee
46 406
37 005
79 064
-
unemployment
1 392
1 110
2 372
-
other
463
370
791
-
income
5 283
2 730
16 092
-
pensions
4 752
3 789
8 097
-
health
1 796
1 433
3 059
-
total
13 686
9 432
30 411
-
Employer
46 406
37 005
79 064
-
pensions
5 824
4 645
9 923
-
surtax
183
183
183
-
payroll
1 392
1 110
2 372
-
other
2 204
1 757
3 755
-
health
1 753
1 399
2 989
-
accident
603
481
1 027
-
unemployment
1 392
1 110
2 372
-
chamber of commerce
185
148
315
-
total
13 536
10 833
22 936
-
Corporate
42 058
54 162
75 540
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

10 515
13 540
18 885
-
total
10 515
13 540
18 885
-
Dividends
31 543
40 621
-
-
withholding
8 675
11 170
-
-
total
8 675
11 170
-
-
Income
102 000
102 000
102 000
102 000
Total tax
46 412
44 975
72 232
51 104
After tax
55 588
57 025
29 768
50 896
Living cost
32 719
32 719
32 719
32 719
Free-cash
22 869
24 306
-2 951
18 177

Estimated living cost  is ₽32719 per week

₽21822
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2791
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7568
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽12936
₽9390
₽5359
₽23314
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
102 000
national
-
-
-
33 667
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
5 135
social contributions
-
-
-
16 405
total
-
-
-
55 207
Employee

The minimum management director salary is set at €45,000 per year.

66 421
-
79 002
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

578
-
687
-
national
20 420
-
25 340
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 464
-
4 120
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 982
-
5 924
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 121
-
3 715
-
total
32 565
-
39 786
-
Employer

The minimum management director salary is set at €45,000 per year.

66 421
-
79 002
-
surtax
7 531
-
8 959
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 886
-
6 999
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 085
-
4 860
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

863
-
1 026
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

969
-
1 154
-
total
19 334
-
22 998
-
Corporate
16 245
102 000
-
-
income
3 249
20 400
-
-
surtax
65
409
-
-
total
3 314
20 809
-
-
Dividends
12 930
81 191
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

3 540
24 020
-
-
total
3 540
24 020
-
-
Income
102 000
102 000
102 000
102 000
Total tax
58 753
44 829
62 784
55 207
After tax
43 247
57 171
39 216
46 793
Living cost
33 857
33 857
33 857
33 857
Free-cash
9 390
23 314
5 359
12 936

Estimated living cost  is ₽33857 per week

₽21808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8559
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽62062
₽65576
₽65399
₽71234
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
102 000
unemployment
-
-
-
130
health
-
-
-
3 731
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 801
income
-
-
-
15 300
total
-
-
-
23 962
Employee
21 155
-
95 635
-
accident

We are using the highest rate at 1.1%.

232
-
357
-
income
2 116
-
9 563
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 857
-
2 848
-
health
973
-
1 492
-
total
5 178
-
14 260
-
Employer
21 155
-
95 635
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 331
-
3 575
-
health
1 460
-
2 238
-
accident

We are using the highest rate at 1.1%.

232
-
357
-
unemployment
127
-
195
-
total
4 150
-
6 365
-
Corporate
76 695
102 000
-
-
income
7 669
10 200
-
-
total
7 669
10 200
-
-
Dividends
69 026
91 800
-
-
withholding
3 451
4 590
-
-
total
3 451
4 590
-
-
Income
102 000
102 000
102 000
102 000
Total tax
20 448
14 790
20 625
23 962
After tax
81 552
87 210
81 375
78 038
Living cost
15 976
15 976
15 976
15 976
Free-cash
65 576
71 234
65 399
62 062

Estimated living cost  is ₽15976 per week

₽10566
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽915
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽381
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4114
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽65862
₽70718
₽69198
₽75033
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
102 000
unemployment
-
-
-
130
health
-
-
-
3 731
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 801
income
-
-
-
15 300
total
-
-
-
23 962
Employee
16 123
-
95 635
-
accident

We are using the highest rate at 1.1%.

178
-
357
-
income
1 612
-
9 563
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 416
-
2 848
-
health
742
-
1 492
-
total
3 948
-
14 260
-
Employer
16 123
-
95 635
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 777
-
3 575
-
health
1 113
-
2 238
-
accident

We are using the highest rate at 1.1%.

178
-
357
-
unemployment
96
-
195
-
total
3 164
-
6 365
-
Corporate
82 713
102 000
-
-
income
8 271
10 200
-
-
total
8 271
10 200
-
-
Dividends
74 442
91 800
-
-
withholding
3 722
4 590
-
-
total
3 722
4 590
-
-
Income
102 000
102 000
102 000
102 000
Total tax
19 105
14 790
20 625
23 962
After tax
82 895
87 210
81 375
78 038
Living cost
12 176
12 176
12 176
12 176
Free-cash
70 718
75 033
69 198
65 862

Estimated living cost  is ₽12176 per week

₽7109
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽870
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽323
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3876
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽50233
₽48058
₽49509
₽53112
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
102 000
health
-
-
-
2 601
social contributions
-
-
-
15 024
income
-
-
-
12 643
total
-
-
-
30 268
Employee
71 403
71 403
92 601
-
income
7 775
6 610
12 333
-
social contributions
2 700
5 926
7 686
-
health
553
1 214
1 574
-
total
11 028
13 750
21 593
-
Employer
71 403
71 403
92 601
-
social contributions
2 700
5 926
7 686
-
health
601
1 322
1 713
-
total
3 301
7 248
9 399
-
Corporate
66 173
23 350
-
-
income
8 271
2 918
-
-
total
8 271
2 918
-
-
Dividends
57 902
20 432
-
-
withholding
9 843
3 473
-
-
total
9 843
3 473
-
-
Income
102 000
102 000
102 000
102 000
Total tax
32 443
27 389
30 992
30 268
After tax
69 557
74 611
71 008
71 732
Living cost
21 499
21 499
21 499
21 499
Free-cash
48 058
53 112
49 509
50 233

Estimated living cost  is ₽21499 per week

₽12885
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2109
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6030
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽41614
₽40640
₽40890
₽44493
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
102 000
health
-
-
-
2 601
social contributions
-
-
-
15 024
income
-
-
-
12 643
total
-
-
-
30 268
Employee
71 403
71 403
92 601
-
income
7 498
6 610
12 333
-
social contributions
3 470
5 926
7 686
-
health
710
1 214
1 574
-
total
11 678
13 750
21 593
-
Employer
71 403
71 403
92 601
-
social contributions
3 470
5 926
7 686
-
health
774
1 322
1 713
-
total
4 244
7 248
9 399
-
Corporate
55 961
23 350
-
-
income
6 996
2 918
-
-
total
6 996
2 918
-
-
Dividends
48 965
20 432
-
-
withholding
8 324
3 473
-
-
total
8 324
3 473
-
-
Income
102 000
102 000
102 000
102 000
Total tax
31 242
27 389
30 992
30 268
After tax
70 758
74 611
71 008
71 732
Living cost
30 118
30 118
30 118
30 118
Free-cash
40 640
44 493
40 890
41 614

Estimated living cost  is ₽30118 per week

₽20589
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2352
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6671
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽28202
₽41088
₽30284
₽48750
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
102 000
health
-
-
-
13 770
social contributions
-
-
-
29 784
income
-
-
-
8 767
solidarity contribution
-
-
-
-
total
-
-
-
52 321
Employee
31 583
-
76 119
-
income
3 790
-
9 134
-
social contributions
2 053
-
4 948
-
health
4 264
-
10 276
-
solidarity contribution
-
-
-
-
total
10 107
-
24 358
-
Employer
31 583
-
76 119
-
social contributions
7 896
-
19 030
-
health
2 842
-
6 851
-
total
10 738
-
25 881
-
Corporate
59 679
102 000
-
-
income
11 339
19 380
-
-
total
11 339
19 380
-
-
Dividends
48 340
82 620
-
-
withholding
7 251
12 393
-
-
total
7 251
12 393
-
-
Income
102 000
102 000
102 000
102 000
Total tax
39 435
31 773
50 239
52 321
After tax
62 565
70 227
51 761
49 679
Living cost
21 477
21 477
21 477
21 477
Free-cash
41 088
48 750
30 284
28 202

Estimated living cost  is ₽21477 per week

₽14918
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1528
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4609
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽23214
₽34320
₽25296
₽43762
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
102 000
health
-
-
-
13 770
social contributions
-
-
-
29 784
income
-
-
-
8 767
solidarity contribution
-
-
-
-
total
-
-
-
52 321
Employee
38 919
-
76 119
-
income
4 670
-
9 134
-
social contributions
2 530
-
4 948
-
health
5 254
-
10 276
-
solidarity contribution
-
-
-
-
total
12 454
-
24 358
-
Employer
38 919
-
76 119
-
social contributions
9 730
-
19 030
-
health
3 503
-
6 851
-
total
13 233
-
25 881
-
Corporate
49 849
102 000
-
-
income
9 471
19 380
-
-
total
9 471
19 380
-
-
Dividends
40 378
82 620
-
-
withholding
6 057
12 393
-
-
total
6 057
12 393
-
-
Income
102 000
102 000
102 000
102 000
Total tax
41 215
31 773
50 239
52 321
After tax
60 785
70 227
51 761
49 679
Living cost
26 465
26 465
26 465
26 465
Free-cash
34 320
43 762
25 296
23 214

Estimated living cost  is ₽26465 per week

₽19681
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1466
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4860
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽17897
-₽100866
-₽100866
-₽100866
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
102 000
national
-
-
-
10 953
pensions
-
-
-
807
municipal
-
-
-
19 406
labour market
-
-
-
8 095
total
-
-
-
39 261
Employee
189 268
189 268
189 268
-
municipal
40 303
40 303
40 303
-
national
23 122
23 122
23 122
-
pensions
269
269
269
-
labour market
15 120
15 120
15 120
-
total
78 814
78 814
78 814
-
Employer
189 268
189 268
189 268
-
pensions
538
538
538
-
labour market
15 141
15 141
15 141
-
municipal
40 368
40 368
40 368
-
national
23 163
23 163
23 163
-
total
79 210
79 210
79 210
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
102 000
102 000
102 000
102 000
Total tax
158 024
158 024
158 024
39 261
After tax
-56 024
-56 024
-56 024
62 739
Living cost
44 842
44 842
44 842
44 842
Free-cash
-100 866
-100 866
-100 866
17 897

Estimated living cost  is ₽44842 per week

₽30690
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3967
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽690
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9495
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽32245
₽53404
₽36365
₽59172
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
102 000
health
-
-
-
13 260
pensions
-
-
-
20 398
income
-
-
-
13 669
total
-
-
-
47 327
Employee
26 342
-
76 234
-
unemployment
421
-
1 219
-
income
2 966
-
14 698
-
pensions
527
-
1 524
-
total
3 914
-
17 441
-
Employer
26 342
-
76 234
-
pensions
5 269
-
15 246
-
health
3 424
-
9 910
-
unemployment
211
-
610
-
total
8 904
-
25 766
-
Corporate
66 754
102 000
-
-
income
13 350
20 400
-
-
total
13 350
20 400
-
-
Dividends
53 404
81 600
-
-
total
-
-
-
-
Income
102 000
102 000
102 000
102 000
Total tax
26 168
20 400
43 207
47 327
After tax
75 832
81 600
58 793
54 673
Living cost
22 428
22 428
22 428
22 428
Free-cash
53 404
59 172
36 365
32 245

Estimated living cost  is ₽22428 per week

₽15383
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1336
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5258
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽35759
₽30399
₽21770
₽31472
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
102 000
national
-
-
-
11 263
health
-
-
-
1 182
municipal
-
-
-
18 146
total
-
-
-
30 591
Employee
48 854
-
85 806
-
unemployment
733
-
1 286
-
municipal
8 002
-
14 004
-
national
807
-
6 371
-
pensions
3 297
-
5 792
-
health
365
-
934
-
total
13 204
-
28 387
-
Employer
48 854
-
85 806
-
pensions
8 476
-
14 887
-
health
375
-
661
-
accident
49
-
86
-
unemployment
317
-
559
-
total
9 217
-
16 193
-
Corporate
43 928
102 000
-
-
income
8 786
20 400
-
-
total
8 786
20 400
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

26 357
61 200
-
-
municipal
4 744
11 015
-
-
national
-
3 463
-
-
total
4 744
14 478
-
-
Income
102 000
102 000
102 000
102 000
Total tax
35 951
34 878
44 580
30 591
After tax
66 049
67 122
57 420
71 409
Living cost
35 650
35 650
35 650
35 650
Free-cash
30 399
31 472
21 770
35 759

Estimated living cost  is ₽35650 per week

₽23287
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3429
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽567
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8368
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽29857
₽27948
₽34230
₽22785
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
102 000
surtax
-
-
-
-
health
-
-
-
2 391
pensions
-
-
-
24 055
social contributions
-
-
-
2 906
income
-
-
-
11 008
other
-
-
-
3 161
total
-
-
-
43 521
Employee
35 475
-
82 291
-
income
1 829
-
12 842
-
surtax
-
-
-
-
social contributions
1 011
-
2 344
-
pensions
4 012
-
4 252
-
total
6 852
-
19 438
-
Employer
35 475
-
82 291
-
pensions
5 829
-
7 419
-
social contributions
106
-
247
-
other
1 225
-
2 839
-
health
2 483
-
5 873
-
unemployment
1 436
-
3 332
-
total
11 079
-
19 710
-
Corporate
55 447
102 000
-
-
income
15 524
28 561
-
-
surtax
-
-
-
-
total
15 524
28 561
-
-
Dividends
39 922
73 439
-
-
withholding
5 110
9 401
-
-
social contributions
6 865
12 631
-
-
surtax
-
-
-
-
total
11 975
22 032
-
-
Income
102 000
102 000
102 000
102 000
Total tax
45 430
50 593
39 148
43 521
After tax
56 570
51 407
62 852
58 479
Living cost
28 622
28 622
28 622
28 622
Free-cash
27 948
22 785
34 230
29 857

Estimated living cost  is ₽28622 per week

₽16599
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2908
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽543
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8573
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽26710
₽25122
₽31083
₽19638
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
102 000
surtax
-
-
-
-
health
-
-
-
2 391
pensions
-
-
-
24 055
social contributions
-
-
-
2 906
income
-
-
-
11 008
other
-
-
-
3 161
total
-
-
-
43 521
Employee
39 741
-
82 291
-
income
2 345
-
12 842
-
surtax
-
-
-
-
social contributions
1 133
-
2 344
-
pensions
4 493
-
4 252
-
total
7 971
-
19 438
-
Employer
39 741
-
82 291
-
pensions
6 529
-
7 419
-
social contributions
120
-
247
-
other
1 371
-
2 839
-
health
2 782
-
5 873
-
unemployment
1 609
-
3 332
-
total
12 411
-
19 710
-
Corporate
49 848
102 000
-
-
income
13 958
28 561
-
-
surtax
-
-
-
-
total
13 958
28 561
-
-
Dividends
35 890
73 439
-
-
withholding
4 594
9 401
-
-
social contributions
6 175
12 631
-
-
surtax
-
-
-
-
total
10 769
22 032
-
-
Income
102 000
102 000
102 000
102 000
Total tax
45 109
50 593
39 148
43 521
After tax
56 891
51 407
62 852
58 479
Living cost
31 769
31 769
31 769
31 769
Free-cash
25 122
19 638
31 083
26 710

Estimated living cost  is ₽31769 per week

₽20032
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2583
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8615
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽13630
₽12943
₽18003
₽6558
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
102 000
surtax
-
-
-
-
health
-
-
-
2 391
pensions
-
-
-
24 055
social contributions
-
-
-
2 906
income
-
-
-
11 008
other
-
-
-
3 161
total
-
-
-
43 521
Employee
58 158
-
82 291
-
income
5 074
-
12 842
-
surtax
-
-
-
-
social contributions
1 656
-
2 344
-
pensions
6 578
-
4 252
-
total
13 308
-
19 438
-
Employer
58 158
-
82 291
-
pensions
9 556
-
7 419
-
social contributions
174
-
247
-
other
2 007
-
2 839
-
health
4 071
-
5 873
-
unemployment
2 356
-
3 332
-
total
18 164
-
19 710
-
Corporate
25 678
102 000
-
-
income
7 190
28 561
-
-
surtax
-
-
-
-
total
7 190
28 561
-
-
Dividends
18 488
73 439
-
-
withholding
2 367
9 401
-
-
social contributions
3 179
12 631
-
-
surtax
-
-
-
-
total
5 546
22 032
-
-
Income
102 000
102 000
102 000
102 000
Total tax
44 208
50 593
39 148
43 521
After tax
57 792
51 407
62 852
58 479
Living cost
44 849
44 849
44 849
44 849
Free-cash
12 943
6 558
18 003
13 630

Estimated living cost  is ₽44849 per week

₽30353
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3669
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽615
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10212
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽95031
₽89836
₽75651
₽90951
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
102 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 020
total
-
-
-
1 020
Employee
7 436
-
102 000
-
income
1 487
-
20 400
-
total
1 487
-
20 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

94 564
102 000
-
-
total
-
-
-
-
Dividends
94 564
102 000
-
-
withholding
4 728
5 100
-
-
total
4 728
5 100
-
-
Income
102 000
102 000
102 000
102 000
Total tax
6 215
5 100
20 400
1 020
After tax
95 785
96 900
81 600
100 980
Living cost
5 949
5 949
5 949
5 949
Free-cash
89 836
90 951
75 651
95 031

Estimated living cost  is ₽5949 per week

₽3687
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽495
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽164
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1604
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽91710
₽85891
₽72330
₽87630
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
102 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 020
total
-
-
-
1 020
Employee
11 588
-
102 000
-
income
2 318
-
20 400
-
total
2 318
-
20 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

90 412
102 000
-
-
total
-
-
-
-
Dividends
90 412
102 000
-
-
withholding
4 521
5 100
-
-
total
4 521
5 100
-
-
Income
102 000
102 000
102 000
102 000
Total tax
6 839
5 100
20 400
1 020
After tax
95 161
96 900
81 600
100 980
Living cost
9 270
9 270
9 270
9 270
Free-cash
85 891
87 630
72 330
91 710

Estimated living cost  is ₽9270 per week

₽6273
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽311
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2297
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽27087
₽28893
₽35529
₽16745
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
102 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 265
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
23 012
trade
-
-
-
8 442
total
-
-
-
39 063
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 202
-
102 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 799
-
23 012
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

210
-
1 265
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
10 353
-
30 621
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
55 798
102 000
-
-
trade
8 007
14 636
-
-
income
8 370
15 301
-
-
chamber of commerce
222
291
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

460
842
-
-
total
17 059
31 070
-
-
Dividends
38 739
70 930
-
-
withholding
9 332
17 380
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

513
955
-
-
total
9 845
18 335
-
-
Income
102 000
102 000
102 000
102 000
Total tax
37 257
49 405
30 621
39 063
After tax
64 743
52 595
71 379
62 937
Living cost
35 850
35 850
35 850
35 850
Free-cash
28 893
16 745
35 529
27 087

Estimated living cost  is ₽35850 per week

₽24730
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3857
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽520
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6742
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽33988
₽33691
₽43253
₽23419
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
102 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 265
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
23 012
trade
-
-
-
9 265
total
-
-
-
39 886
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

35 516
-
102 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

992
-
23 012
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

55
-
1 265
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
7 391
-
30 621
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
66 484
102 000
-
-
trade
10 471
16 065
-
-
income
9 972
15 301
-
-
chamber of commerce
236
287
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

548
842
-
-
total
21 227
32 495
-
-
Dividends
45 257
69 504
-
-
withholding
10 962
17 024
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

603
936
-
-
total
11 565
17 960
-
-
Income
102 000
102 000
102 000
102 000
Total tax
40 183
50 455
30 621
39 886
After tax
61 817
51 545
71 379
62 114
Living cost
28 126
28 126
28 126
28 126
Free-cash
33 691
23 419
43 253
33 988

Estimated living cost  is ₽28126 per week

₽17692
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3279
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6629
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽25223
₽27591
₽34901
₽14542
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
102 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 265
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
23 012
trade
-
-
-
9 678
total
-
-
-
40 299
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

47 090
-
102 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 046
-
23 012
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

222
-
1 265
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
10 612
-
30 621
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
54 910
102 000
-
-
trade
9 033
16 779
-
-
income
8 236
15 301
-
-
chamber of commerce
219
285
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

453
842
-
-
total
17 941
33 207
-
-
Dividends
36 970
68 793
-
-
withholding
8 890
16 846
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

488
927
-
-
total
9 378
17 773
-
-
Income
102 000
102 000
102 000
102 000
Total tax
37 931
50 980
30 621
40 299
After tax
64 069
51 020
71 379
61 701
Living cost
36 478
36 478
36 478
36 478
Free-cash
27 591
14 542
34 901
25 223

Estimated living cost  is ₽36478 per week

₽24397
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3847
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽544
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7690
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽18753
₽23016
₽28841
₽7958
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
102 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 265
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
23 012
trade
-
-
-
10 088
total
-
-
-
40 709
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

55 805
-
102 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 562
-
23 012
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

361
-
1 265
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
13 267
-
30 621
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
46 195
102 000
-
-
trade
7 923
17 493
-
-
income
6 929
15 301
-
-
chamber of commerce
206
284
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

381
842
-
-
total
15 439
33 920
-
-
Dividends
30 757
68 081
-
-
withholding
7 336
16 668
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

404
916
-
-
total
7 740
17 584
-
-
Income
102 000
102 000
102 000
102 000
Total tax
36 446
51 504
30 621
40 709
After tax
65 554
50 496
71 379
61 291
Living cost
42 538
42 538
42 538
42 538
Free-cash
23 016
7 958
28 841
18 753

Estimated living cost  is ₽42538 per week

₽31068
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3403
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽553
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7516
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽30353
₽40347
₽28684
₽43301
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
102 000
surtax
-
-
-
2 611
unemployment
-
-
-
211
health
-
-
-
7 242
pensions
-
-
-
20 400
income
-
-
-
20 326
other
-
-
-
-
total
-
-
-
50 790
Employee
31 271
-
84 262
-
unemployment
2 176
-
5 864
-
other
-
-
-
-
income
5 242
-
18 744
-
surtax
111
-
2 347
-
pensions
2 086
-
5 619
-
health
798
-
2 148
-
total
10 413
-
34 722
-
Employer
31 271
-
84 262
-
pensions
4 169
-
11 232
-
other
-
-
-
-
health
1 422
-
3 834
-
unemployment
992
-
2 671
-
total
6 583
-
17 737
-
Corporate
64 146
102 000
-
-
income
16 679
26 520
-
-
total
16 679
26 520
-
-
Dividends
47 467
75 480
-
-
withholding
7 121
11 322
-
-
total
7 121
11 322
-
-
Income
102 000
102 000
102 000
102 000
Total tax
40 796
37 842
52 459
50 790
After tax
61 204
64 158
49 541
51 210
Living cost
20 857
20 857
20 857
20 857
Free-cash
40 347
43 301
28 684
30 353

Estimated living cost  is ₽20857 per week

₽12592
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1813
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5968
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽30720
₽40779
₽29051
₽43668
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
102 000
surtax
-
-
-
2 611
unemployment
-
-
-
211
health
-
-
-
7 242
pensions
-
-
-
20 400
income
-
-
-
20 326
other
-
-
-
-
total
-
-
-
50 790
Employee
30 707
-
84 262
-
unemployment
2 137
-
5 864
-
other
-
-
-
-
income
5 147
-
18 744
-
surtax
100
-
2 347
-
pensions
2 048
-
5 619
-
health
784
-
2 148
-
total
10 216
-
34 722
-
Employer
30 707
-
84 262
-
pensions
4 093
-
11 232
-
other
-
-
-
-
health
1 397
-
3 834
-
unemployment
973
-
2 671
-
total
6 463
-
17 737
-
Corporate
64 829
102 000
-
-
income
16 855
26 520
-
-
total
16 855
26 520
-
-
Dividends
47 974
75 480
-
-
withholding
7 197
11 322
-
-
total
7 197
11 322
-
-
Income
102 000
102 000
102 000
102 000
Total tax
40 731
37 842
52 459
50 790
After tax
61 269
64 158
49 541
51 210
Living cost
20 490
20 490
20 490
20 490
Free-cash
40 779
43 668
29 051
30 720

Estimated living cost  is ₽20490 per week

₽12529
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1891
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5598
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽52090
₽39280
₽40561
₽38892
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
102 000
unemployment
-
-
-
1 530
health
-
-
-
7 140
pensions
-
-
-
10 200
income
-
-
-
12 470
total
-
-
-
31 340
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 805
10 668
85 356
-
unemployment
402
160
1 280
-
income
3 277
1 304
10 435
-
pensions
2 681
1 067
8 536
-
health
1 876
747
5 975
-
total
8 236
3 278
26 226
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 805
10 668
85 356
-
pensions
5 227
2 080
16 644
-
total
5 227
2 080
16 644
-
Corporate
69 967
89 252
-
-
income
6 297
8 033
-
-
total
6 297
8 033
-
-
Dividends
63 670
81 219
-
-
withholding
12 097
15 432
-
-
social contributions
12 294
15 716
-
-
total
24 391
31 148
-
-
Income
102 000
102 000
102 000
102 000
Total tax
44 151
44 539
42 870
31 340
After tax
57 849
57 461
59 130
70 660
Living cost
18 570
18 570
18 570
18 570
Free-cash
39 280
38 892
40 561
52 090

Estimated living cost  is ₽18570 per week

₽12672
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1519
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽371
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4007
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽16305
₽18062
₽17106
₽18807
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
102 000
national
-
-
-
16 725
pensions
-
-
-
12 240
social contributions
-
-
-
1 096
municipal
-
-
-
10 793
total
-
-
-
40 854
Employee
69 511
-
88 178
-
municipal
8 586
-
11 188
-
national
13 304
-
17 336
-
pensions
2 780
-
3 527
-
total
24 670
-
32 051
-
Employer
69 511
-
88 178
-
pensions
5 561
-
7 054
-
social contributions
747
-
948
-
total
6 308
-
8 002
-
Corporate
21 593
102 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

4 319
20 400
-
-
total
4 319
20 400
-
-
Dividends
17 274
81 600
-
-
withholding
3 800
17 952
-
-
total
3 800
17 952
-
-
Income
102 000
102 000
102 000
102 000
Total tax
39 097
38 352
40 053
40 854
After tax
62 903
63 648
61 947
61 146
Living cost
44 841
44 841
44 841
44 841
Free-cash
18 062
18 807
17 106
16 305

Estimated living cost  is ₽44841 per week

₽30478
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4168
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽671
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9524
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽14389
₽20556
₽14389
₽18504
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
102 000
social contributions
-
-
-
9 264
income
-
-
-
25 452
total
-
-
-
34 716
Employee
72 635
-
102 000
-
social contributions
6 034
-
9 264
-
income
13 706
-
25 452
-
total
19 740
-
34 716
-
Employer
72 635
-
102 000
-
total
-
-
-
-
Corporate
29 365
102 000
-
-
income
3 671
12 751
-
-
total
3 671
12 751
-
-
Dividends
25 695
89 249
-
-
withholding
5 138
17 850
-
-
total
5 138
17 850
-
-
Income
102 000
102 000
102 000
102 000
Total tax
28 549
30 601
34 716
34 716
After tax
73 451
71 399
67 284
67 284
Living cost
52 895
52 895
52 895
52 895
Free-cash
20 556
18 504
14 389
14 389

Estimated living cost  is ₽52895 per week

₽40242
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4310
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7838
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽12528
₽10391
₽7675
₽15240
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
102 000
national
-
-
-
22 307
regional
-
-
-
1 142
social contributions
-
-
-
26 235
municipal
-
-
-
606
total
-
-
-
50 290
Employee
82 526
-
102 000
-
municipal
437
-
541
-
national
14 300
-
19 206
-
social contributions
27 828
-
34 395
-
regional
779
-
1 001
-
total
43 344
-
55 143
-
Employer
82 526
-
102 000
-
total
-
-
-
-
Corporate
19 474
102 000
-
-
nationa
4 673
24 480
-
-
municipal
759
3 977
-
-
total
5 432
28 457
-
-
Dividends
14 042
73 543
-
-
withholding
3 651
19 121
-
-
total
3 651
19 121
-
-
Income
102 000
102 000
102 000
102 000
Total tax
52 427
47 578
55 143
50 290
After tax
49 573
54 422
46 857
51 710
Living cost
39 182
39 182
39 182
39 182
Free-cash
10 391
15 240
7 675
12 528

Estimated living cost  is ₽39182 per week

₽27313
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2569
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽601
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽26301
₽26539
₽21472
₽28599
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
102 000
national
-
-
-
22 307
regional
-
-
-
1 537
social contributions
-
-
-
26 235
municipal
-
-
-
606
total
-
-
-
50 685
Employee
51 509
-
102 000
-
municipal
273
-
541
-
national
8 160
-
19 206
-
social contributions
17 369
-
34 395
-
regional
693
-
1 372
-
total
26 495
-
55 514
-
Employer
51 509
-
102 000
-
total
-
-
-
-
Corporate
50 491
102 000
-
-
nationa
12 118