Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 101000
per

Your estimated
City
free-cash

Madrid , Spain
₽33694
₽26238
₽20128
₽18807
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
101 000
unemployment
-
-
-
634
accident
-
-
-
816
income
-
-
-
19 340
pensions
-
-
-
25 639
other
-
-
-
91
total
-
-
-
46 520
Employee
47 207
-
76 584
-
pensions
2 218
-
3 599
-
unemployment
731
-
1 187
-
income
9 860
-
18 563
-
other
46
-
76
-
total
12 855
-
23 425
-
Employer
47 207
-
76 584
-
pensions
11 141
-
18 074
-
accident
935
-
1 515
-
other
378
-
614
-
unemployment
2 597
-
4 213
-
total
15 051
-
24 416
-
Corporate
38 742
101 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

5 811
15 149
-
-
total
5 811
15 149
-
-
Dividends
32 931
85 851
-
-
withholding
6 693
17 805
-
-
total
6 693
17 805
-
-
Income
101 000
101 000
101 000
101 000
Total tax
40 410
32 954
47 841
46 520
After tax
60 590
68 046
53 159
54 480
Living cost
34 352
34 352
34 352
34 352
Free-cash
26 238
33 694
18 807
20 128

Estimated living cost  is ₽34352 per week

₽24670
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2671
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽484
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6527
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Madrid model

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Estimated living cost

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