Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 101000
per

Your estimated
City
free-cash

Madrid , Spain
₽22546
₽35590
₽28550
₽20275
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
101 000
accident
-
-
-
771
other
-
-
-
86
pensions
-
-
-
24 213
unemployment
-
-
-
599
income
-
-
-
20 343
total
-
-
-
46 012
Employee
44 582
-
76 584
-
pensions
2 095
-
3 600
-
unemployment
690
-
1 188
-
other
44
-
77
-
income
9 312
-
19 006
-
total
12 141
-
23 871
-
Employer
44 582
-
76 584
-
accident
883
-
1 517
-
pensions
10 521
-
18 073
-
other
357
-
611
-
unemployment
2 453
-
4 211
-
total
14 214
-
24 412
-
Corporate
42 204
101 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

6 331
15 149
-
-
total
6 331
15 149
-
-
Dividends
35 873
85 851
-
-
withholding
7 322
17 819
-
-
total
7 322
17 819
-
-
Income
101 000
101 000
101 000
101 000
Total tax
40 008
32 968
48 283
46 012
After tax
60 992
68 032
52 717
54 988
Living cost
32 442
32 442
32 442
32 442
Free-cash
28 550
35 590
20 275
22 546

Estimated living cost  is ₽32442 per week

₽23299
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2523
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽457
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6165
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Madrid model

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Estimated living cost

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