Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 100500
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽69509
₽63318
₽60106
₽63692
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 500
income
-
-
-
15 075
unemployment
-
-
-
133
health
-
-
-
3 834
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 934
total
-
-
-
23 976
Employee
21 739
-
93 960
-
accident

We are using the highest rate at 1.1%.

239
-
367
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 909
-
2 927
-
income
2 174
-
9 396
-
health
1 000
-
1 533
-
total
5 322
-
14 223
-
Employer
21 739
-
93 960
-
health
1 500
-
2 300
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 396
-
3 674
-
accident

We are using the highest rate at 1.1%.

239
-
367
-
unemployment
131
-
200
-
total
4 266
-
6 541
-
Corporate
74 495
100 500
-
-
income
7 450
10 050
-
-
total
7 450
10 050
-
-
Dividends
67 045
90 450
-
-
withholding
3 352
4 523
-
-
total
3 352
4 523
-
-
Income
100 500
100 500
100 500
100 500
Total tax
20 390
14 573
20 764
23 976
After tax
80 110
85 927
79 736
76 524
Living cost
16 418
16 418
16 418
16 418
Free-cash
63 692
69 509
63 318
60 106

Estimated living cost  is ₽16418 per week

₽10858
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽940
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽392
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4228
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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