Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 100500
per

Your estimated
City
free-cash

Valencia , Spain
₽40927
₽29284
₽33210
₽45054
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 500
unemployment
-
-
-
530
income
-
-
-
22 119
other
-
-
-
76
accident
-
-
-
682
pensions
-
-
-
21 423
total
-
-
-
44 830
Employee
30 200
-
76 366
-
unemployment
468
-
1 173
-
pensions
1 420
-
3 559
-
income
5 822
-
19 814
-
other
29
-
76
-
total
7 739
-
24 622
-
Employer
30 200
-
76 366
-
pensions
7 127
-
17 866
-
accident
598
-
1 499
-
unemployment
1 662
-
4 163
-
other
242
-
606
-
total
9 629
-
24 134
-
Corporate
60 671
100 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

9 101
15 075
-
-
total
9 101
15 075
-
-
Dividends
51 570
85 425
-
-
withholding
10 644
17 911
-
-
total
10 644
17 911
-
-
Income
100 500
100 500
100 500
100 500
Total tax
37 113
32 986
48 756
44 830
After tax
63 387
67 514
51 744
55 670
Living cost
22 460
22 460
22 460
22 460
Free-cash
40 927
45 054
29 284
33 210

Estimated living cost  is ₽22460 per week

₽15160
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2159
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽394
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4747
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₽46560
₽36236
₽32082
₽52073
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 500
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
24 119
income
-
-
-
13 340
other
-
-
-
4 774
health
-
-
-
4 422
total
-
-
-
46 655
Employee
29 656
-
80 272
-
health
415
-
1 124
-
unemployment
296
-
803
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 075
-
5 620
-
income
5 106
-
14 725
-
total
7 892
-
22 272
-
Employer
29 656
-
80 272
-
health
415
-
1 124
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 042
-
13 647
-
accident
237
-
642
-
unemployment
296
-
803
-
other
1 483
-
4 013
-
total
7 473
-
20 229
-
Corporate
63 371
100 500
-
-
income
13 308
21 106
-
-
total
13 308
21 106
-
-
Dividends
50 063
79 394
-
-
withholding
3 504
5 558
-
-
total
3 504
5 558
-
-
Income
100 500
100 500
100 500
100 500
Total tax
32 177
26 664
42 501
46 655
After tax
68 323
73 836
57 999
53 845
Living cost
21 763
21 763
21 763
21 763
Free-cash
46 560
52 073
36 236
32 082

Estimated living cost  is ₽21763 per week

₽15377
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1469
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽350
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4566
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽71424
₽70569
₽67097
₽75217
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 500
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 223
unemployment
-
-
-
114
income
-
-
-
15 075
health
-
-
-
3 281
total
-
-
-
22 693
Employee
14 182
-
94 902
-
health
652
-
1 313
-
accident

We are using the highest rate at 1.1%.

156
-
314
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 245
-
2 505
-
income
1 418
-
9 491
-
total
3 471
-
13 623
-
Employer
14 182
-
94 902
-
health
979
-
1 969
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 563
-
3 144
-
accident

We are using the highest rate at 1.1%.

156
-
314
-
unemployment
85
-
171
-
total
2 783
-
5 598
-
Corporate
83 535
100 500
-
-
income
8 353
10 050
-
-
total
8 353
10 050
-
-
Dividends
75 182
90 450
-
-
withholding
3 759
4 523
-
-
total
3 759
4 523
-
-
Income
100 500
100 500
100 500
100 500
Total tax
18 366
14 573
19 221
22 693
After tax
82 134
85 927
81 279
77 807
Living cost
10 710
10 710
10 710
10 710
Free-cash
71 424
75 217
70 569
67 097

Estimated living cost  is ₽10710 per week

₽6253
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽765
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽284
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3409
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽27532
₽32116
₽29392
₽22709
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 500
income
-
-
-
12 235
other
-
-
-
3 115
health
-
-
-
2 895
social contributions
-
-
-
2 864
pensions
-
-
-
22 055
surtax
-
-
-
-
total
-
-
-
43 164
Employee
34 956
-
80 234
-
pensions
3 952
-
4 532
-
income
2 063
-
13 357
-
social contributions
997
-
2 286
-
surtax
-
-
-
-
total
7 012
-
20 175
-
Employer
34 956
-
80 234
-
health
2 447
-
6 187
-
social contributions
105
-
240
-
pensions
5 743
-
7 820
-
unemployment
1 415
-
3 250
-
other
1 206
-
2 768
-
total
10 916
-
20 265
-
Corporate
54 628
100 500
-
-
income
15 296
28 139
-
-
surtax
-
-
-
-
total
15 296
28 139
-
-
Dividends
39 331
72 361
-
-
social contributions
6 766
12 445
-
-
surtax
-
-
-
-
withholding
5 034
9 263
-
-
total
11 800
21 708
-
-
Income
100 500
100 500
100 500
100 500
Total tax
45 024
49 847
40 440
43 164
After tax
55 476
50 653
60 060
57 336
Living cost
27 944
27 944
27 944
27 944
Free-cash
27 532
22 709
32 116
29 392

Estimated living cost  is ₽27944 per week

₽17620
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2272
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7578
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
₽9891
₽20320
₽23511
₽14898
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 500
pensions
-
-
-
9 569
income
-
-
-
23 133
health
-
-
-
10 072
total
-
-
-
42 774
Employee
69 748
69 748
85 524
-
health
10 706
9 106
10 005
-
pensions
12 555
9 569
9 569
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

11 417
11 417
11 417
-
total
34 678
30 092
30 991
-
Employer
69 748
69 748
85 524
-
health
4 848
4 848
5 944
-
pensions
4 854
4 854
5 952
-
unemployment
2 511
2 511
3 078
-
total
12 213
12 213
14 974
-
Corporate
19 394
18 539
-
-
income
3 880
3 707
-
-
total
3 880
3 707
-
-
Dividends
15 515
14 831
-
-
income
3 297
3 151
-
-
withholding
2 326
2 224
-
-
total
5 623
5 375
-
-
Income
100 500
100 500
100 500
100 500
Total tax
56 394
51 387
45 965
42 774
After tax
44 106
49 113
54 535
57 726
Living cost
34 215
34 215
34 215
34 215
Free-cash
9 891
14 898
20 320
23 511

Estimated living cost  is ₽34215 per week

₽24247
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3084
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽544
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6339
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₽35054
₽42480
₽32632
₽26022
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
100 500
trade
-
-
-
9 848
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
26 256
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 580
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 445
total
-
-
-
43 129
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 239
-
100 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 580
-
5 580
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

873
-
26 256
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

48
-
1 445
-
total
6 501
-
33 281
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
69 261
100 500
-
-
income
10 389
15 075
-
-
trade
10 909
15 828
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

572
829
-
-
chamber of commerce
223
268
-
-
total
22 093
32 000
-
-
Dividends
47 168
68 500
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

631
925
-
-
withholding
11 482
16 814
-
-
total
12 113
17 739
-
-
Income
100 500
100 500
100 500
100 500
Total tax
40 707
49 739
33 281
43 129
After tax
59 793
50 761
67 219
57 371
Living cost
24 739
24 739
24 739
24 739
Free-cash
35 054
26 022
42 480
32 632

Estimated living cost  is ₽24739 per week

₽15562
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2884
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽462
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5831
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₽50100
₽50460
₽51540
₽54548
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 500
income
-
-
-
14 273
health
-
-
-
2 562
social contributions
-
-
-
13 215
total
-
-
-
30 050
Employee
62 805
62 805
91 772
-
health
487
1 068
1 561
-
income
6 838
5 814
13 810
-
social contributions
2 375
5 212
7 031
-
total
9 700
12 094
22 402
-
Employer
62 805
62 805
91 772
-
health
529
1 162
1 697
-
social contributions
2 375
5 212
7 031
-
total
2 904
6 374
8 728
-
Corporate
68 987
31 320
-
-
income
8 624
3 915
-
-
total
8 624
3 915
-
-
Dividends
60 363
27 405
-
-
withholding
10 262
4 659
-
-
total
10 262
4 659
-
-
Income
100 500
100 500
100 500
100 500
Total tax
31 490
27 042
31 130
30 050
After tax
69 010
73 458
69 370
70 450
Living cost
18 910
18 910
18 910
18 910
Free-cash
50 100
54 548
50 460
51 540

Estimated living cost  is ₽18910 per week

₽11333
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1855
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽418
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5304
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₽30721
₽23366
₽29654
₽31544
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
100 500
income
-
-
-
10 304
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
34 923
surtax
-
-
-
-
total
-
-
-
45 227
Employee
37 564
-
81 212
-
income
7 814
-
23 293
-
social contributions
4 132
-
8 934
-
surtax
-
-
-
-
total
11 946
-
32 227
-
Employer
37 564
-
81 212
-
social contributions
8 922
-
19 288
-
total
8 922
-
19 288
-
Corporate
54 014
100 500
-
-
income
11 343
21 106
-
-
surtax
-
-
-
-
total
11 343
21 106
-
-
Dividends
42 671
79 394
-
-
withholding
11 949
22 231
-
-
total
11 949
22 231
-
-
Income
100 500
100 500
100 500
100 500
Total tax
44 160
43 337
51 515
45 227
After tax
56 340
57 163
48 985
55 273
Living cost
25 619
25 619
25 619
25 619
Free-cash
30 721
31 544
23 366
29 654

Estimated living cost  is ₽25619 per week

₽19168
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1511
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽428
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4512
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽88243
₽74310
₽93405
₽89385
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
100 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 005
total
-
-
-
1 005
Employee
7 613
-
100 500
-
income
1 522
-
20 100
-
total
1 522
-
20 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

92 887
100 500
-
-
total
-
-
-
-
Dividends
92 887
100 500
-
-
withholding
4 645
5 025
-
-
total
4 645
5 025
-
-
Income
100 500
100 500
100 500
100 500
Total tax
6 167
5 025
20 100
1 005
After tax
94 333
95 475
80 400
99 495
Living cost
6 090
6 090
6 090
6 090
Free-cash
88 243
89 385
74 310
93 405

Estimated living cost  is ₽6090 per week

₽3774
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽506
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽167
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1642
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₽40456
₽26385
₽29264
₽47287
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
100 500
pensions
-
-
-
18 355
unemployment
-
-
-
150
income
-
-
-
20 935
health
-
-
-
9 889
total
-
-
-
49 329
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

36 117
-
86 960
-
health
2 333
-
5 617
-
unemployment
51
-
122
-
pensions
5 598
-
13 478
-
income
6 228
-
19 451
-
total
14 210
-
38 668
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

36 117
-
86 960
-
health
2 406
-
5 791
-
pensions
3 196
-
7 696
-
unemployment
22
-
53
-
total
5 624
-
13 540
-
Corporate
58 760
100 500
-
-
income
11 164
19 095
-
-
total
11 164
19 095
-
-
Dividends
47 595
81 405
-
-
withholding
7 139
12 211
-
-
total
7 139
12 211
-
-
Income
100 500
100 500
100 500
100 500
Total tax
38 137
31 306
52 208
49 329
After tax
62 363
69 194
48 292
51 171
Living cost
21 907
21 907
21 907
21 907
Free-cash
40 456
47 287
26 385
29 264

Estimated living cost  is ₽21907 per week

₽15035
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1404
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5045
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₽34215
₽44455
₽42432
₽31361
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
100 500
income
-
-
-
23 249
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 171
total
-
-
-
28 420
Employee
37 468
-
96 743
-
social contributions
3 754
-
3 757
-
income
4 066
-
18 883
-
total
7 820
-
22 640
-
Employer
37 468
-
96 743
-
social contributions
3 754
-
3 757
-
total
3 754
-
3 757
-
Corporate
59 278
100 500
-
-
income
20 748
35 175
-
-
total
20 748
35 175
-
-
Dividends
38 530
65 325
-
-
social contributions
4 315
4 315
-
-
total
4 315
4 315
-
-
Income
100 500
100 500
100 500
100 500
Total tax
36 637
39 490
26 397
28 420
After tax
63 863
61 010
74 103
72 080
Living cost
29 648
29 648
29 648
29 648
Free-cash
34 215
31 361
44 455
42 432

Estimated living cost  is ₽29648 per week

₽19529
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2337
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽454
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7327
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽44418
₽46424
₽47222
₽43993
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 500
income
-
-
-
15 075
health
-
-
-
7 015
social contributions
-
-
-
13 869
total
-
-
-
35 959
Employee
27 693
-
100 500
-
health
1 933
-
7 015
-
income
4 619
-
15 873
-
social contributions
3 822
-
13 869
-
total
10 374
-
36 757
-
Employer
27 693
-
100 500
-
total
-
-
-
-
Corporate
72 807
100 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

3 641
5 025
-
-
total
3 641
5 025
-
-
Dividends
69 166
95 475
-
-
social contributions
9 545
13 176
-
-
withholding
10 375
14 322
-
-
health
4 828
6 665
-
-
total
24 748
34 163
-
-
Income
100 500
100 500
100 500
100 500
Total tax
38 763
39 188
36 757
35 959
After tax
61 737
61 312
63 743
64 541
Living cost
17 319
17 319
17 319
17 319
Free-cash
44 418
43 993
46 424
47 222

Estimated living cost  is ₽17319 per week

₽11591
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1068
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽398
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4261
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽38308
₽28235
₽28531
₽46429
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 500
income
-
-
-
9 052
health
-
-
-
13 568
social contributions
-
-
-
26 584
solidarity contribution
-
-
-
-
total
-
-
-
49 204
Employee
33 478
-
75 000
-
health
4 520
-
10 125
-
solidarity contribution
-
-
-
-
income
4 017
-
9 000
-
social contributions
2 176
-
4 875
-
total
10 713
-
24 000
-
Employer
33 478
-
75 000
-
health
3 013
-
6 750
-
social contributions
8 370
-
18 750
-
total
11 383
-
25 500
-
Corporate
55 639
100 500
-
-
income
10 571
19 095
-
-
total
10 571
19 095
-
-
Dividends
45 068
81 405
-
-
withholding
6 760
12 211
-
-
total
6 760
12 211
-
-
Income
100 500
100 500
100 500
100 500
Total tax
39 427
31 306
49 500
49 204
After tax
61 073
69 194
51 000
51 296
Living cost
22 765
22 765
22 765
22 765
Free-cash
38 308
46 429
28 235
28 531

Estimated living cost  is ₽22765 per week

₽16930
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1261
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽394
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4181
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽84204
₽70909
₽90004
₽85984
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
100 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 005
total
-
-
-
1 005
Employee
11 864
-
100 500
-
income
2 373
-
20 100
-
total
2 373
-
20 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

88 636
100 500
-
-
total
-
-
-
-
Dividends
88 636
100 500
-
-
withholding
4 432
5 025
-
-
total
4 432
5 025
-
-
Income
100 500
100 500
100 500
100 500
Total tax
6 805
5 025
20 100
1 005
After tax
93 695
95 475
80 400
99 495
Living cost
9 491
9 491
9 491
9 491
Free-cash
84 204
85 984
70 909
90 004

Estimated living cost  is ₽9491 per week

₽6423
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽398
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽318
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2351
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
₽16819
₽20612
₽17888
₽11205
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 500
income
-
-
-
12 235
other
-
-
-
3 115
health
-
-
-
2 895
social contributions
-
-
-
2 864
pensions
-
-
-
22 055
surtax
-
-
-
-
total
-
-
-
43 164
Employee
51 155
-
80 234
-
pensions
5 786
-
4 532
-
income
4 463
-
13 357
-
social contributions
1 457
-
2 286
-
surtax
-
-
-
-
total
11 706
-
20 175
-
Employer
51 155
-
80 234
-
health
3 580
-
6 187
-
social contributions
153
-
240
-
pensions
8 405
-
7 820
-
unemployment
2 072
-
3 250
-
other
1 765
-
2 768
-
total
15 975
-
20 265
-
Corporate
33 368
100 500
-
-
income
9 343
28 139
-
-
surtax
-
-
-
-
total
9 343
28 139
-
-
Dividends
24 025
72 361
-
-
social contributions
4 134
12 445
-
-
surtax
-
-
-
-
withholding
3 075
9 263
-
-
total
7 209
21 708
-
-
Income
100 500
100 500
100 500
100 500
Total tax
44 233
49 847
40 440
43 164
After tax
56 267
50 653
60 060
57 336
Living cost
39 448
39 448
39 448
39 448
Free-cash
16 819
11 205
20 612
17 888

Estimated living cost  is ₽39448 per week

₽26698
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3227
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8982
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽54533
₽41967
₽41966
₽58537
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
100 500
pensions
-
-
-
15 637
unemployment
-
-
-
902
income
-
-
-
21 726
health
-
-
-
6 195
total
-
-
-
44 460
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

21 222
-
89 735
-
health
1 093
-
3 097
-
unemployment
159
-
451
-
pensions
2 971
-
8 420
-
income
2 925
-
21 726
-
total
7 148
-
33 694
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

21 222
-
89 735
-
health
1 093
-
3 097
-
pensions
2 547
-
7 217
-
unemployment
159
-
451
-
total
3 799
-
10 765
-
Corporate
75 479
100 500
-
-
income
11 322
15 075
-
-
total
11 322
15 075
-
-
Dividends
64 157
85 425
-
-
withholding
9 624
12 814
-
-
total
9 624
12 814
-
-
Income
100 500
100 500
100 500
100 500
Total tax
31 893
27 889
44 459
44 460
After tax
68 607
72 611
56 041
56 040
Living cost
14 074
14 074
14 074
14 074
Free-cash
54 533
58 537
41 967
41 966

Estimated living cost  is ₽14074 per week

₽9476
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1089
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽407
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3102
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
₽13470
₽20941
₽25835
-₽10824
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 500
pensions
-
-
-
9 246
city
-
-
-
1 059
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
2 010
health
-
-
-
226
regional
-
-
-
4 242
national
-
-
-
1 103
total
-
-
-
17 886
Employee
66 447
-
89 951
-
health
150
-
203
-
unemployment
-
-
-
-
city
713
-
967
-
pensions
5 582
-
7 557
-
regional
2 176
-
3 624
-
national
315
-
869
-
total
8 936
-
13 220
-
Employer
66 447
-
89 951
-
health
150
-
203
-
pensions
5 582
-
7 557
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 329
-
1 800
-
total
7 061
-
9 560
-
Corporate
26 262
100 500
-
-
regional
5 555
21 256
-
-
national
2 233
8 543
-
-
total
7 788
29 799
-
-
Dividends
18 474
70 701
-
-
withholding
6 466
24 746
-
-
total
6 466
24 746
-
-
Income
100 500
100 500
100 500
100 500
Total tax
30 251
54 545
22 780
17 886
After tax
70 249
45 955
77 720
82 614
Living cost
56 780
56 780
56 780
56 780
Free-cash
13 470
-10 824
20 941
25 835

Estimated living cost  is ₽56780 per week

₽36923
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽5095
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽697
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽14064
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₽34056
₽24119
₽37901
₽34026
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
100 500
municipal
-
-
-
17 872
health
-
-
-
1 207
national
-
-
-
12 162
total
-
-
-
31 241
Employee
42 971
-
84 545
-
health
321
-
961
-
unemployment
645
-
1 268
-
pensions
2 900
-
5 707
-
national
710
-
7 342
-
municipal
7 038
-
13 790
-
total
11 614
-
29 068
-
Employer
42 971
-
84 545
-
health
330
-
651
-
pensions
7 455
-
14 669
-
accident
43
-
85
-
unemployment
279
-
550
-
total
8 107
-
15 955
-
Corporate
49 421
100 500
-
-
income
9 884
20 100
-
-
total
9 884
20 100
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

29 653
60 300
-
-
municipal
5 338
10 854
-
-
national
143
4 162
-
-
total
5 481
15 016
-
-
Income
100 500
100 500
100 500
100 500
Total tax
35 086
35 116
45 023
31 241
After tax
65 414
65 384
55 477
69 259
Living cost
31 358
31 358
31 358
31 358
Free-cash
34 056
34 026
24 119
37 901

Estimated living cost  is ₽31358 per week

₽20483
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3016
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽499
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7361
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
₽14266
₽8031
₽15421
₽26517
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 500
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
5 068
social contributions
-
-
-
16 024
national
-
-
-
34 207
total
-
-
-
55 299
Employee

The minimum management director salary is set at €45,000 per year.

58 423
-
77 838
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 745
-
3 659
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 047
-
4 059
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

508
-
677
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 382
-
5 837
-
national
17 962
-
25 802
-
total
28 644
-
40 034
-
Employer

The minimum management director salary is set at €45,000 per year.

58 423
-
77 838
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 593
-
4 786
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 177
-
6 896
-
surtax
6 624
-
8 825
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

759
-
1 012
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

852
-
1 136
-
total
17 005
-
22 655
-
Corporate
25 071
100 500
-
-
income
5 014
20 100
-
-
surtax
101
401
-
-
total
5 115
20 501
-
-
Dividends
19 956
79 999
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

5 690
23 702
-
-
total
5 690
23 702
-
-
Income
100 500
100 500
100 500
100 500
Total tax
56 454
44 203
62 689
55 299
After tax
44 046
56 297
37 811
45 201
Living cost
29 780
29 780
29 780
29 780
Free-cash
14 266
26 517
8 031
15 421

Estimated living cost  is ₽29780 per week

₽19182
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2604
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽467
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7528
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
₽18845
₽17720
₽18551
₽19636
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 500
unemployment
-
-
-
77
municipal
-
-
-
23 298
other
-
-
-
8 974
health
-
-
-
4 819
national
-
-
-
1 042
accident
-
-
-
154
pensions
-
-
-
8 348
total
-
-
-
46 712
Employee
50 210
-
76 472
-
national
-
-
711
-
municipal
14 973
-
22 804
-
total
14 973
-
23 515
-
Employer
50 210
-
76 472
-
health
3 088
-
4 703
-
pensions
5 428
-
8 267
-
accident
100
-
153
-
unemployment
1 326
-
2 019
-
other
5 834
-
8 886
-
total
15 776
-
24 028
-
Corporate
34 514
100 500
-
-
income
7 593
22 110
-
-
total
7 593
22 110
-
-
Dividends
26 921
78 390
-
-
withholding
8 076
23 517
-
-
total
8 076
23 517
-
-
Income
100 500
100 500
100 500
100 500
Total tax
46 418
45 627
47 543
46 712
After tax
54 082
54 873
52 957
53 788
Living cost
35 237
35 237
35 237
35 237
Free-cash
18 845
19 636
17 720
18 551

Estimated living cost  is ₽35237 per week

₽23354
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3458
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽535
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7891
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
-₽33522
₽49891
₽30670
₽22360
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 500
income
-
-
-
19 589
social contributions
-
-
-
11 457
total
-
-
-
31 046
Employee
55 610
-
-
-
income
12 267
-
-
-
social contributions
4 560
-
650
-
total
16 827
-
650
-
Employer
55 610
-
-
-
social contributions
78 411
-
11 175
-
total
78 411
-
11 175
-
Corporate
-
100 500
-
-
income
-
22 110
-
-
total
-
22 110
-
-
Dividends
-
78 390
-
-
income
-
17 246
-
-
total
-
17 246
-
-
Income
100 500
100 500
100 500
100 500
Total tax
95 238
39 356
11 825
31 046
After tax
5 262
61 144
88 675
69 454
Living cost
38 784
38 784
38 784
38 784
Free-cash
-33 522
22 360
49 891
30 670

Estimated living cost  is ₽38784 per week

₽25164
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3648
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽43578
₽42878
₽43958
₽46966
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 500
income
-
-
-
14 273
health
-
-
-
2 562
social contributions
-
-
-
13 215
total
-
-
-
30 050
Employee
62 805
62 805
91 772
-
health
625
1 068
1 561
-
income
6 595
5 814
13 810
-
social contributions
3 052
5 212
7 031
-
total
10 272
12 094
22 402
-
Employer
62 805
62 805
91 772
-
health
680
1 162
1 697
-
social contributions
3 052
5 212
7 031
-
total
3 732
6 374
8 728
-
Corporate
60 005
31 320
-
-
income
7 500
3 915
-
-
total
7 500
3 915
-
-
Dividends
52 504
27 405
-
-
withholding
8 926
4 659
-
-
total
8 926
4 659
-
-
Income
100 500
100 500
100 500
100 500
Total tax
30 430
27 042
31 130
30 050
After tax
70 070
73 458
69 370
70 450
Living cost
26 492
26 492
26 492
26 492
Free-cash
43 578
46 966
42 878
43 958

Estimated living cost  is ₽26492 per week

₽18110
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2069
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽445
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5868
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₽41772
₽31053
₽40356
₽40726
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 500
income
-
-
-
24 736
pensions
-
-
-
6 300
total
-
-
-
31 036
Employee
39 955
-
88 140
-
health
521
-
1 424
-
pensions
3 050
-
8 024
-
income
7 276
-
18 532
-
total
10 847
-
27 980
-
Employer
39 955
-
88 140
-
health
759
-
1 674
-
pensions
4 037
-
10 685
-
total
4 796
-
12 359
-
Corporate
55 749
100 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

10 591
19 095
-
-
total
10 591
19 095
-
-
Dividends
45 157
81 405
-
-
withholding
3 386
11 571
-
-
total
3 386
11 571
-
-
Income
100 500
100 500
100 500
100 500
Total tax
29 620
30 666
40 339
31 036
After tax
70 880
69 834
60 161
69 464
Living cost
29 108
29 108
29 108
29 108
Free-cash
41 772
40 726
31 053
40 356

Estimated living cost  is ₽29108 per week

₽19968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2677
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽364
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6097
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
₽16682
₽12001
₽16599
₽20399
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 500
municipal
-
-
-
671
regional
-
-
-
2 180
social contributions
-
-
-
25 849
national
-
-
-
22 663
total
-
-
-
51 363
Employee
68 825
-
100 500
-
social contributions
23 207
-
33 888
-
regional
1 039
-
1 865
-
national
11 631
-
19 608
-
municipal
411
-
600
-
total
36 288
-
55 961
-
Employer
68 825
-
100 500
-
total
-
-
-
-
Corporate
31 675
100 500
-
-
nationa
7 603
24 120
-
-
municipal
1 527
4 844
-
-
total
9 130
28 964
-
-
Dividends
22 546
71 536
-
-
withholding
5 862
18 599
-
-
total
5 862
18 599
-
-
Income
100 500
100 500
100 500
100 500
Total tax
51 280
47 563
55 961
51 363
After tax
49 220
52 937
44 539
49 137
Living cost
32 538
32 538
32 538
32 538
Free-cash
16 682
20 399
12 001
16 599

Estimated living cost  is ₽32538 per week

₽22856
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2238
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽491
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6952
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₽5489
₽35966
₽51549
-₽9150
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 500
pensions
-
-
-
3 270
income
-
-
-
26 187
other
-
-
-
291
health
-
-
-
1 714
accident
-
-
-
198
total
-
-
-
31 660
Employee
27 200
-
88 207
-
health
3 114
-
10 100
-
pensions
3 063
-
5 996
-
income
3 732
-
18 854
-
total
9 909
-
34 950
-
Employer
27 200
-
88 207
-
pensions
4 423
-
8 659
-
accident
454
-
1 473
-
unemployment
666
-
2 161
-
total
5 543
-
12 293
-
Corporate
67 756
100 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

60 981
90 450
-
-
total
60 981
90 450
-
-
Dividends
6 776
10 050
-
-
withholding
1 287
1 909
-
-
total
1 287
1 909
-
-
Income
100 500
100 500
100 500
100 500
Total tax
77 720
92 359
47 243
31 660
After tax
22 780
8 141
53 257
68 840
Living cost
17 291
17 291
17 291
17 291
Free-cash
5 489
-9 150
35 966
51 549

Estimated living cost  is ₽17291 per week

₽12673
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽958
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽361
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3300
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₽30945
₽35686
₽26713
₽20260
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
100 500
trade
-
-
-
8 973
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
26 256
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 580
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 445
total
-
-
-
42 254
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

40 639
-
100 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 580
-
5 580
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 342
-
26 256
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

184
-
1 445
-
total
9 106
-
33 281
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
59 861
100 500
-
-
income
8 979
15 075
-
-
trade
8 590
14 422
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

494
829
-
-
chamber of commerce
212
271
-
-
total
18 275
30 597
-
-
Dividends
41 586
69 902
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

555
944
-
-
withholding
10 086
17 166
-
-
total
10 641
18 110
-
-
Income
100 500
100 500
100 500
100 500
Total tax
38 022
48 707
33 281
42 254
After tax
62 478
51 793
67 219
58 246
Living cost
31 533
31 533
31 533
31 533
Free-cash
30 945
20 260
35 686
26 713

Estimated living cost  is ₽31533 per week

₽21752
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3393
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽457
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5930
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽56708
₽39440
₽11599
₽63408
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
100 500
income
-
-
-
14 988
microenterprise
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
31 294
surtax
-
-
-
25 627
total
-
-
-
71 909
Employee
23 866
-
80 989
-
income
4 248
-
15 648
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 626
-
8 909
-
surtax
-
-
-
-
total
6 874
-
24 557
-
Employer
23 866
-
80 989
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

5 749
-
19 511
-
surtax
-
-
-
-
total
5 749
-
19 511
-
Corporate
70 885
100 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

14 177
20 100
-
-
total
14 177
20 100
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

56 708
80 400
-
-
total
-
-
-
-
Income
100 500
100 500
100 500
100 500
Total tax
26 800
20 100
44 068
71 909
After tax
73 700
80 400
56 432
28 591
Living cost
16 992
16 992
16 992
16 992
Free-cash
56 708
63 408
39 440
11 599

Estimated living cost  is ₽16992 per week

₽10840
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1618
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽386
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4148
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽51031
₽48683
₽49399
₽52678
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 500
income
-
-
-
28 442
health
-
-
-
5 306
pensions
-
-
-
7 319
total
-
-
-
41 067
Employee
15 283
-
92 266
-
health
764
-
1 830
-
unemployment
153
-
366
-
pensions
1 375
-
3 294
-
income
2 956
-
28 058
-
total
5 248
-
33 548
-
Employer
15 283
-
92 266
-
health
1 452
-
3 477
-
pensions
1 681
-
4 026
-
unemployment
306
-
732
-
total
3 439
-
8 235
-
Corporate
81 778
100 500
-
-
income
17 991
22 110
-
-
total
17 991
22 110
-
-
Dividends
63 787
78 390
-
-
withholding
12 757
15 678
-
-
total
12 757
15 678
-
-
Income
100 500
100 500
100 500
100 500
Total tax
39 435
37 788
41 783
41 067
After tax
61 065
62 712
58 717
59 433
Living cost
10 034
10 034
10 034
10 034
Free-cash
51 031
52 678
48 683
49 399

Estimated living cost  is ₽10034 per week

₽5963
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽813
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽230
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3028
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽42271
₽28776
₽30433
₽44869
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 500
pensions
-
-
-
20 100
unemployment
-
-
-
186
income
-
-
-
21 416
other
-
-
-
-
health
-
-
-
7 134
surtax
-
-
-
2 886
total
-
-
-
51 722
Employee
27 505
-
83 024
-
health
702
-
2 117
-
unemployment
1 914
-
5 778
-
pensions
1 835
-
5 538
-
income
4 611
-
19 846
-
other
-
-
-
-
surtax
98
-
2 624
-
total
9 160
-
35 903
-
Employer
27 505
-
83 024
-
health
1 251
-
3 777
-
pensions
3 667
-
11 067
-
unemployment
873
-
2 632
-
other
-
-
-
-
total
5 791
-
17 476
-
Corporate
67 204
100 500
-
-
income
17 473
26 131
-
-
total
17 473
26 131
-
-
Dividends
49 731
74 369
-
-
withholding
7 460
11 155
-
-
total
7 460
11 155
-
-
Income
100 500
100 500
100 500
100 500
Total tax
39 884
37 286
53 379
51 722
After tax
60 616
63 214
47 121
48 778
Living cost
18 345
18 345
18 345
18 345
Free-cash
42 271
44 869
28 776
30 433

Estimated living cost  is ₽18345 per week

₽11076
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1595
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽426
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5250
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
₽29649
₽2042
₽24219
₽30054
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 500
pensions
-
-
-
17 652
chamber of commerce
-
-
-
401