Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 100500
per

Your estimated
City
free-cash

Valencia , Spain
₽28873
₽32658
₽44674
₽40441
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 500
income
-
-
-
21 845
accident
-
-
-
694
unemployment
-
-
-
540
pensions
-
-
-
21 815
other
-
-
-
77
total
-
-
-
44 971
Employee
30 753
-
76 204
-
other
30
-
76
-
income
5 929
-
19 621
-
unemployment
477
-
1 181
-
pensions
1 446
-
3 581
-
total
7 882
-
24 459
-
Employer
30 753
-
76 204
-
unemployment
1 692
-
4 192
-
pensions
7 257
-
17 985
-
other
246
-
611
-
accident
609
-
1 509
-
total
9 804
-
24 297
-
Corporate
59 943
100 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

8 992
15 074
-
-
total
8 992
15 074
-
-
Dividends
50 951
85 426
-
-
withholding
10 510
17 881
-
-
total
10 510
17 881
-
-
Income
100 500
100 500
100 500
100 500
Total tax
37 188
32 955
48 756
44 971
After tax
63 312
67 545
51 744
55 529
Living cost
22 871
22 871
22 871
22 871
Free-cash
40 441
44 674
28 873
32 658

Estimated living cost  is ₽22871 per week

₽15437
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2199
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽401
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4834
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₽35902
₽31745
₽51677
₽46061
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 500
income
-
-
-
13 277
health
-
-
-
4 422
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
24 121
other
-
-
-
4 774
total
-
-
-
46 594
Employee
30 198
-
80 271
-
income
5 199
-
14 662
-
health
423
-
1 124
-
unemployment
301
-
803
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 113
-
5 619
-
total
8 036
-
22 208
-
Employer
30 198
-
80 271
-
unemployment
301
-
803
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 134
-
13 646
-
other
1 510
-
4 014
-
accident
241
-
642
-
health
423
-
1 124
-
total
7 609
-
20 229
-
Corporate
62 691
100 500
-
-
income
13 165
21 105
-
-
total
13 165
21 105
-
-
Dividends
49 527
79 395
-
-
withholding
3 468
5 557
-
-
total
3 468
5 557
-
-
Income
100 500
100 500
100 500
100 500
Total tax
32 278
26 662
42 437
46 594
After tax
68 222
73 838
58 063
53 906
Living cost
22 161
22 161
22 161
22 161
Free-cash
46 061
51 677
35 902
31 745

Estimated living cost  is ₽22161 per week

₽15658
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1496
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4650
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽70197
₽66753
₽75017
₽71152
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 500
income
-
-
-
15 075
health
-
-
-
3 343
unemployment
-
-
-
116
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 302
total
-
-
-
22 836
Employee
14 447
-
94 797
-
income
1 444
-
9 480
-
health
665
-
1 337
-
accident

We are using the highest rate at 1.1%.

159
-
320
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 268
-
2 552
-
total
3 536
-
13 689
-
Employer
14 447
-
94 797
-
unemployment
86
-
174
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 592
-
3 203
-
accident

We are using the highest rate at 1.1%.

159
-
320
-
health
997
-
2 006
-
total
2 834
-
5 703
-
Corporate
83 218
100 500
-
-
income
8 322
10 050
-
-
total
8 322
10 050
-
-
Dividends
74 896
90 450
-
-
withholding
3 745
4 522
-
-
total
3 745
4 522
-
-
Income
100 500
100 500
100 500
100 500
Total tax
18 437
14 572
19 392
22 836
After tax
82 063
85 928
81 108
77 664
Living cost
10 911
10 911
10 911
10 911
Free-cash
71 152
75 017
70 197
66 753

Estimated living cost  is ₽10911 per week

₽6370
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽779
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽289
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3473
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽31889
₽28925
₽22198
₽27109
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 500
income
-
-
-
12 023
social contributions
-
-
-
2 863
health
-
-
-
2 813
surtax
-
-
-
-
pensions
-
-
-
22 305
other
-
-
-
3 116
total
-
-
-
43 120
Employee
35 595
-
80 364
-
income
2 101
-
13 251
-
social contributions
1 015
-
2 290
-
surtax
-
-
-
-
pensions
4 025
-
4 481
-
total
7 141
-
20 022
-
Employer
35 595
-
80 364
-
unemployment
1 441
-
3 254
-
social contributions
107
-
241
-
pensions
5 848
-
7 741
-
other
1 228
-
2 773
-
health
2 492
-
6 125
-
total
11 116
-
20 134
-
Corporate
53 789
100 500
-
-
income
15 060
28 140
-
-
surtax
-
-
-
-
total
15 060
28 140
-
-
Dividends
38 728
72 360
-
-
withholding
4 957
9 261
-
-
surtax
-
-
-
-
social contributions
6 662
12 446
-
-
total
11 619
21 707
-
-
Income
100 500
100 500
100 500
100 500
Total tax
44 936
49 847
40 156
43 120
After tax
55 564
50 653
60 344
57 380
Living cost
28 455
28 455
28 455
28 455
Free-cash
27 109
22 198
31 889
28 925

Estimated living cost  is ₽28455 per week

₽17942
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2314
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7716
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
₽19215
₽22804
₽14231
₽9134
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 500
income
-
-
-
22 855
health
-
-
-
10 256
pensions
-
-
-
9 744
total
-
-
-
42 855
Employee
71 024
71 024
85 525
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

11 625
11 625
11 625
-
health
10 901
9 273
10 100
-
pensions
12 784
9 744
9 744
-
total
35 310
30 642
31 469
-
Employer
71 024
71 024
85 525
-
unemployment
2 557
2 557
3 079
-
pensions
4 943
4 943
5 952
-
health
4 937
4 937
5 944
-
total
12 437
12 437
14 975
-
Corporate
17 911
17 039
-
-
income
3 583
3 408
-
-
total
3 583
3 408
-
-
Dividends
14 328
13 632
-
-
withholding
2 150
2 045
-
-
income
3 045
2 896
-
-
total
5 195
4 941
-
-
Income
100 500
100 500
100 500
100 500
Total tax
56 525
51 428
46 444
42 855
After tax
43 975
49 072
54 056
57 645
Living cost
34 841
34 841
34 841
34 841
Free-cash
9 134
14 231
19 215
22 804

Estimated living cost  is ₽34841 per week

₽24691
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3141
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽554
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6455
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₽42234
₽32496
₽25573
₽34771
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
100 500
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
25 965
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 682
trade
-
-
-
9 738
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 428
total
-
-
-
42 813
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 811
-
100 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

889
-
25 965
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 682
-
5 682
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
1 428
-
total
6 620
-
33 075
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
68 689
100 500
-
-
chamber of commerce
226
270
-
-
income
10 303
15 074
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

567
829
-
-
trade
10 819
15 829
-
-
total
21 915
32 002
-
-
Dividends
46 774
68 498
-
-
withholding
11 378
16 809
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

625
925
-
-
total
12 003
17 734
-
-
Income
100 500
100 500
100 500
100 500
Total tax
40 538
49 736
33 075
42 813
After tax
59 962
50 764
67 425
57 687
Living cost
25 191
25 191
25 191
25 191
Free-cash
34 771
25 573
42 234
32 496

Estimated living cost  is ₽25191 per week

₽15846
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2937
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5938
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₽50142
₽51228
₽54210
₽49683
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 500
income
-
-
-
13 996
social contributions
-
-
-
13 457
health
-
-
-
2 563
total
-
-
-
30 016
Employee
63 954
63 954
91 646
-
income
6 963
5 920
13 531
-
social contributions
2 418
5 308
7 159
-
health
496
1 087
1 558
-
total
9 877
12 315
22 248
-
Employer
63 954
63 954
91 646
-
social contributions
2 418
5 308
7 159
-
health
538
1 184
1 695
-
total
2 956
6 492
8 854
-
Corporate
68 411
30 055
-
-
income
8 551
3 756
-
-
total
8 551
3 756
-
-
Dividends
59 859
26 298
-
-
withholding
10 177
4 471
-
-
total
10 177
4 471
-
-
Income
100 500
100 500
100 500
100 500
Total tax
31 561
27 034
31 102
30 016
After tax
68 939
73 466
69 398
70 484
Living cost
19 256
19 256
19 256
19 256
Free-cash
49 683
54 210
50 142
51 228

Estimated living cost  is ₽19256 per week

₽11541
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1889
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽426
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5401
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₽23066
₽29270
₽31077
₽30238
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
100 500
income
-
-
-
10 219
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
34 923
surtax
-
-
-
-
total
-
-
-
45 142
Employee
38 252
-
81 212
-
income
7 956
-
23 125
-
social contributions
4 208
-
8 933
-
surtax
-
-
-
-
total
12 164
-
32 058
-
Employer
38 252
-
81 212
-
social contributions
9 085
-
19 288
-
total
9 085
-
19 288
-
Corporate
53 164
100 500
-
-
income
11 165
21 105
-
-
surtax
-
-
-
-
total
11 165
21 105
-
-
Dividends
41 999
79 395
-
-
withholding
11 760
22 230
-
-
total
11 760
22 230
-
-
Income
100 500
100 500
100 500
100 500
Total tax
44 174
43 335
51 346
45 142
After tax
56 326
57 165
49 154
55 358
Living cost
26 088
26 088
26 088
26 088
Free-cash
30 238
31 077
23 066
29 270

Estimated living cost  is ₽26088 per week

₽19519
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1539
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽436
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4594
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽74182
₽93277
₽89257
₽88092
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
100 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 005
total
-
-
-
1 005
Employee
7 773
-
100 500
-
income
1 554
-
20 100
-
total
1 554
-
20 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

92 727
100 500
-
-
total
-
-
-
-
Dividends
92 727
100 500
-
-
withholding
4 636
5 025
-
-
total
4 636
5 025
-
-
Income
100 500
100 500
100 500
100 500
Total tax
6 190
5 025
20 100
1 005
After tax
94 310
95 475
80 400
99 495
Living cost
6 218
6 218
6 218
6 218
Free-cash
88 092
89 257
74 182
93 277

Estimated living cost  is ₽6218 per week

₽3854
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽517
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽171
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1677
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₽26049
₽28927
₽46887
₽39929
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
100 500
income
-
-
-
20 869
health
-
-
-
9 890
unemployment
-
-
-
152
pensions
-
-
-
18 354
total
-
-
-
49 265
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

36 778
-
86 961
-
income
6 342
-
19 386
-
health
2 375
-
5 617
-
unemployment
52
-
122
-
pensions
5 701
-
13 479
-
total
14 470
-
38 604
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

36 778
-
86 961
-
unemployment
22
-
52
-
pensions
3 254
-
7 696
-
health
2 450
-
5 791
-
total
5 726
-
13 539
-
Corporate
57 996
100 500
-
-
income
11 020
19 094
-
-
total
11 020
19 094
-
-
Dividends
46 976
81 406
-
-
withholding
7 047
12 211
-
-
total
7 047
12 211
-
-
Income
100 500
100 500
100 500
100 500
Total tax
38 263
31 305
52 143
49 265
After tax
62 237
69 195
48 357
51 235
Living cost
22 308
22 308
22 308
22 308
Free-cash
39 929
46 887
26 049
28 927

Estimated living cost  is ₽22308 per week

₽15310
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1430
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽432
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5137
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₽43888
₽41175
₽30739
₽33646
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
100 500
income
-
-
-
23 675
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 459
total
-
-
-
29 134
Employee
38 153
-
96 674
-
social contributions
3 823
-
3 826
-
income
4 140
-
18 769
-
total
7 963
-
22 595
-
Employer
38 153
-
96 674
-
social contributions
3 823
-
3 826
-
total
3 823
-
3 826
-
Corporate
58 524
100 500
-
-
income
20 483
35 176
-
-
total
20 483
35 176
-
-
Dividends
38 041
65 324
-
-
social contributions
4 394
4 394
-
-
total
4 394
4 394
-
-
Income
100 500
100 500
100 500
100 500
Total tax
36 663
39 570
26 421
29 134
After tax
63 837
60 930
74 079
71 366
Living cost
30 191
30 191
30 191
30 191
Free-cash
33 646
30 739
43 888
41 175

Estimated living cost  is ₽30191 per week

₽19887
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2380
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽462
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7461
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽46183
₽46905
₽43677
₽44110
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 500
income
-
-
-
15 074
social contributions
-
-
-
13 869
health
-
-
-
7 016
total
-
-
-
35 959
Employee
28 199
-
100 500
-
income
4 703
-
15 796
-
social contributions
3 892
-
13 869
-
health
1 968
-
7 016
-
total
10 563
-
36 681
-
Employer
28 199
-
100 500
-
total
-
-
-
-
Corporate
72 301
100 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

3 614
5 025
-
-
total
3 614
5 025
-
-
Dividends
68 686
95 475
-
-
withholding
10 303
14 322
-
-
health
4 795
6 664
-
-
social contributions
9 479
13 176
-
-
total
24 577
34 162
-
-
Income
100 500
100 500
100 500
100 500
Total tax
38 754
39 187
36 681
35 959
After tax
61 746
61 313
63 819
64 541
Living cost
17 636
17 636
17 636
17 636
Free-cash
44 110
43 677
46 183
46 905

Estimated living cost  is ₽17636 per week

₽11803
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1087
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽406
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4339
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽28196
₽28453
₽46390
₽38255
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 500
income
-
-
-
9 046
social contributions
-
-
-
26 629
solidarity contribution
-
-
-
-
health
-
-
-
13 568
total
-
-
-
49 243
Employee
33 535
-
75 000
-
solidarity contribution
-
-
-
-
income
4 024
-
9 000
-
social contributions
2 180
-
4 875
-
health
4 527
-
10 125
-
total
10 731
-
24 000
-
Employer
33 535
-
75 000
-
social contributions
8 384
-
18 750
-
health
3 018
-
6 750
-
total
11 402
-
25 500
-
Corporate
55 563
100 500
-
-
income
10 557
19 095
-
-
total
10 557
19 095
-
-
Dividends
45 006
81 405
-
-
withholding
6 751
12 211
-
-
total
6 751
12 211
-
-
Income
100 500
100 500
100 500
100 500
Total tax
39 441
31 306
49 500
49 243
After tax
61 059
69 194
51 000
51 257
Living cost
22 804
22 804
22 804
22 804
Free-cash
38 255
46 390
28 196
28 453

Estimated living cost  is ₽22804 per week

₽16958
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1263
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽395
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4188
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽70710
₽89805
₽85785
₽83968
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
100 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 005
total
-
-
-
1 005
Employee
12 113
-
100 500
-
income
2 423
-
20 100
-
total
2 423
-
20 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

88 387
100 500
-
-
total
-
-
-
-
Dividends
88 387
100 500
-
-
withholding
4 419
5 025
-
-
total
4 419
5 025
-
-
Income
100 500
100 500
100 500
100 500
Total tax
6 842
5 025
20 100
1 005
After tax
93 658
95 475
80 400
99 495
Living cost
9 690
9 690
9 690
9 690
Free-cash
83 968
85 785
70 710
89 805

Estimated living cost  is ₽9690 per week

₽6557
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽407
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽325
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2401
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
₽20174
₽17210
₽10483
₽16199
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 500
income
-
-
-
12 023
social contributions
-
-
-
2 863
health
-
-
-
2 813
surtax
-
-
-
-
pensions
-
-
-
22 305
other
-
-
-
3 116
total
-
-
-
43 120
Employee
52 091
-
80 364
-
income
4 545
-
13 251
-
social contributions
1 484
-
2 290
-
surtax
-
-
-
-
pensions
5 892
-
4 481
-
total
11 921
-
20 022
-
Employer
52 091
-
80 364
-
unemployment
2 110
-
3 254
-
social contributions
156
-
241
-
pensions
8 559
-
7 741
-
other
1 798
-
2 773
-
health
3 646
-
6 125
-
total
16 269
-
20 134
-
Corporate
32 140
100 500
-
-
income
8 999
28 140
-
-
surtax
-
-
-
-
total
8 999
28 140
-
-
Dividends
23 141
72 360
-
-
withholding
2 962
9 261
-
-
surtax
-
-
-
-
social contributions
3 980
12 446
-
-
total
6 942
21 707
-
-
Income
100 500
100 500
100 500
100 500
Total tax
44 131
49 847
40 156
43 120
After tax
56 369
50 653
60 344
57 380
Living cost
40 170
40 170
40 170
40 170
Free-cash
16 199
10 483
20 174
17 210

Estimated living cost  is ₽40170 per week

₽27186
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3286
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽551
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9146
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽41348
₽41346
₽58276
₽54199
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
100 500
income
-
-
-
21 662
health
-
-
-
6 310
unemployment
-
-
-
919
pensions
-
-
-
15 928
total
-
-
-
44 819
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

21 617
-
89 534
-
income
2 980
-
21 662
-
health
1 113
-
3 155
-
unemployment
162
-
459
-
pensions
3 026
-
8 576
-
total
7 281
-
33 852
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

21 617
-
89 534
-
unemployment
162
-
459
-
pensions
2 594
-
7 351
-
health
1 113
-
3 155
-
total
3 869
-
10 965
-
Corporate
75 014
100 500
-
-
income
11 252
15 075
-
-
total
11 252
15 075
-
-
Dividends
63 762
85 425
-
-
withholding
9 564
12 814
-
-
total
9 564
12 814
-
-
Income
100 500
100 500
100 500
100 500
Total tax
31 966
27 889
44 817
44 819
After tax
68 534
72 611
55 683
55 681
Living cost
14 335
14 335
14 335
14 335
Free-cash
54 199
58 276
41 348
41 346

Estimated living cost  is ₽14335 per week

₽9652
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1109
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽415
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3160
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
₽19741
₽24651
-₽12106
₽12737
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 500
regional
-
-
-
4 177
national
-
-
-
1 067
health
-
-
-
227
city
-
-
-
1 059
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
2 010
pensions
-
-
-
9 247
total
-
-
-
17 787
Employee
67 947
-
89 954
-
regional
2 225
-
3 578
-
city
729
-
966
-
health
154
-
203
-
unemployment
-
-
-
-
national
322
-
839
-
pensions
5 708
-
7 555
-
total
9 138
-
13 141
-
Employer
67 947
-
89 954
-
unemployment
-
-
-
-
pensions
5 708
-
7 555
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 359
-
1 798
-
health
154
-
203
-
total
7 221
-
9 556
-
Corporate
24 585
100 500
-
-
regional
5 200
21 256
-
-
national
2 089
8 542
-
-
total
7 289
29 798
-
-
Dividends
17 296
70 702
-
-
withholding
6 053
24 746
-
-
total
6 053
24 746
-
-
Income
100 500
100 500
100 500
100 500
Total tax
29 701
54 544
22 697
17 787
After tax
70 799
45 956
77 803
82 713
Living cost
58 062
58 062
58 062
58 062
Free-cash
12 737
-12 106
19 741
24 651

Estimated living cost  is ₽58062 per week

₽37757
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽5210
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽713
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽14382
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₽23713
₽37493
₽33568
₽33473
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
100 500
municipal
-
-
-
17 874
national
-
-
-
12 001
health
-
-
-
1 201
total
-
-
-
31 076
Employee
43 757
-
84 547
-
health
327
-
955
-
unemployment
657
-
1 269
-
national
723
-
7 181
-
municipal
7 167
-
13 791
-
pensions
2 953
-
5 707
-
total
11 827
-
28 903
-
Employer
43 757
-
84 547
-
unemployment
284
-
549
-
pensions
7 592
-
14 669
-
accident
44
-
85
-
health
336
-
650
-
total
8 256
-
15 953
-
Corporate
48 487
100 500
-
-
income
9 697
20 100
-
-
total
9 697
20 100
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

29 092
60 300
-
-
national
79
4 047
-
-
municipal
5 237
10 854
-
-
total
5 316
14 901
-
-
Income
100 500
100 500
100 500
100 500
Total tax
35 096
35 001
44 856
31 076
After tax
65 404
65 499
55 644
69 424
Living cost
31 931
31 931
31 931
31 931
Free-cash
33 473
33 568
23 713
37 493

Estimated living cost  is ₽31931 per week

₽20857
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3071
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽508
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7495
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
₽7627
₽15009
₽25976
₽13501
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 500
national
-
-
-
34 044
social contributions
-
-
-
16 056
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
5 066
total
-
-
-
55 166
Employee

The minimum management director salary is set at €45,000 per year.

59 492
-
77 842
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 795
-
3 659
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 103
-
4 059
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

518
-
677
-
national
18 290
-
25 657
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 462
-
5 838
-
total
29 168
-
39 890
-
Employer

The minimum management director salary is set at €45,000 per year.

59 492
-
77 842
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

868
-
1 136
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 272
-
6 897
-
surtax
6 746
-
8 826
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

773
-
1 012
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 659
-
4 787
-
total
17 318
-
22 658
-
Corporate
23 691
100 500
-
-
income
4 738
20 100
-
-
surtax
95
402
-
-
total
4 833
20 502
-
-
Dividends
18 858
79 998
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

5 355
23 697
-
-
total
5 355
23 697
-
-
Income
100 500
100 500
100 500
100 500
Total tax
56 674
44 199
62 548
55 166
After tax
43 826
56 301
37 952
45 334
Living cost
30 325
30 325
30 325
30 325
Free-cash
13 501
25 976
7 627
15 009

Estimated living cost  is ₽30325 per week

₽19533
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2652
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽475
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7666
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
₽18397
₽19324
₽20490
₽19718
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 500
municipal
-
-
-
23 459
national
-
-
-
1 504
health
-
-
-
4 702
accident
-
-
-
151
unemployment
-
-
-
75
pensions
-
-
-
8 146
other
-
-
-
8 756
total
-
-
-
46 793
Employee
48 993
-
76 823
-
national
-
-
1 135
-
municipal
14 610
-
22 909
-
total
14 610
-
24 044
-
Employer
48 993
-
76 823
-
unemployment
1 293
-
1 989
-
pensions
5 296
-
8 146
-
other
5 693
-
8 756
-
accident
98
-
151
-
health
3 013
-
4 634
-
total
15 393
-
23 676
-
Corporate
36 114
100 500
-
-
income
7 945
22 110
-
-
total
7 945
22 110
-
-
Dividends
28 169
78 390
-
-
withholding
8 451
23 517
-
-
total
8 451
23 517
-
-
Income
100 500
100 500
100 500
100 500
Total tax
46 399
45 627
47 720
46 793
After tax
54 101
54 873
52 780
53 707
Living cost
34 383
34 383
34 383
34 383
Free-cash
19 718
20 490
18 397
19 324

Estimated living cost  is ₽34383 per week

₽22788
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3374
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽522
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7699
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
₽50848
₽31404
₽23094
-₽30987
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 500
income
-
-
-
19 589
social contributions
-
-
-
11 457
total
-
-
-
31 046
Employee
54 559
-
-
-
income
12 035
-
-
-
social contributions
4 474
-
638
-
total
16 509
-
638
-
Employer
54 559
-
-
-
social contributions
76 928
-
10 964
-
total
76 928
-
10 964
-
Corporate
-
100 500
-
-
income
-
22 110
-
-
total
-
22 110
-
-
Dividends
-
78 390
-
-
income
-
17 246
-
-
total
-
17 246
-
-
Income
100 500
100 500
100 500
100 500
Total tax
93 437
39 356
11 602
31 046
After tax
7 063
61 144
88 898
69 454
Living cost
38 050
38 050
38 050
38 050
Free-cash
-30 987
23 094
50 848
31 404

Estimated living cost  is ₽38050 per week

₽24689
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3579
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9298
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽42422
₽43508
₽46490
₽43039
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 500
income
-
-
-
13 996
social contributions
-
-
-
13 457
health
-
-
-
2 563
total
-
-
-
30 016
Employee
63 954
63 954
91 646
-
income
6 716
5 920
13 531
-
social contributions
3 108
5 308
7 159
-
health
636
1 087
1 558
-
total
10 460
12 315
22 248
-
Employer
63 954
63 954
91 646
-
social contributions
3 108
5 308
7 159
-
health
693
1 184
1 695
-
total
3 801
6 492
8 854
-
Corporate
59 264
30 055
-
-
income
7 409
3 756
-
-
total
7 409
3 756
-
-
Dividends
51 855
26 298
-
-
withholding
8 815
4 471
-
-
total
8 815
4 471
-
-
Income
100 500
100 500
100 500
100 500
Total tax
30 485
27 034
31 102
30 016
After tax
70 015
73 466
69 398
70 484
Living cost
26 976
26 976
26 976
26 976
Free-cash
43 039
46 490
42 422
43 508

Estimated living cost  is ₽26976 per week

₽18441
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2107
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽453
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5975
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₽30384
₽39715
₽40239
₽40623
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 500
income
-
-
-
24 235
pensions
-
-
-
6 446
total
-
-
-
30 681
Employee
41 322
-
88 183
-
income
7 525
-
18 015
-
health
539
-
1 442
-
pensions
3 154
-
8 238
-
total
11 218
-
27 695
-
Employer
41 322
-
88 183
-
pensions
4 175
-
10 641
-
health
785
-
1 676
-
total
4 960
-
12 317
-
Corporate
54 218
100 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

10 302
19 095
-
-
total
10 302
19 095
-
-
Dividends
43 916
81 405
-
-
withholding
3 293
11 062
-
-
total
3 293
11 062
-
-
Income
100 500
100 500
100 500
100 500
Total tax
29 773
30 157
40 012
30 681
After tax
70 727
70 343
60 488
69 819
Living cost
30 104
30 104
30 104
30 104
Free-cash
40 623
40 239
30 384
39 715

Estimated living cost  is ₽30104 per week

₽20651
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2768
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽377
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6306
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
₽11523
₽16121
₽19804
₽16021
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 500
municipal
-
-
-
672
regional
-
-
-
2 166
national
-
-
-
22 560
social contributions
-
-
-
25 848
total
-
-
-
51 246
Employee
70 084
-
100 500
-
regional
1 058
-
1 850
-
social contributions
23 632
-
33 889
-
national
11 844
-
19 505
-
municipal
418
-
600
-
total
36 952
-
55 844
-
Employer
70 084
-
100 500
-
total
-
-
-
-
Corporate
30 416
100 500
-
-
nationa
7 300
24 120
-
-
municipal
1 466
4 844
-
-
total
8 766
28 964
-
-
Dividends
21 650
71 537
-
-
withholding
5 628
18 599
-
-
total
5 628
18 599
-
-
Income
100 500
100 500
100 500
100 500
Total tax
51 346
47 563
55 844
51 246
After tax
49 154
52 937
44 656
49 254
Living cost
33 133
33 133
33 133
33 133
Free-cash
16 021
19 804
11 523
16 121

Estimated living cost  is ₽33133 per week

₽23274
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2279
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽500
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7079
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₽35873
₽51479
-₽9222
₽5478
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 500
income
-
-
-
26 162
health
-
-
-
1 721
accident
-
-
-
199
pensions
-
-
-
3 284
other
-
-
-
292
total
-
-
-
31 658
Employee
27 313
-
88 172
-
income
3 747
-
18 819
-
health
3 127
-
10 096
-
pensions
3 075
-
6 021
-
total
9 949
-
34 936
-
Employer
27 313
-
88 172
-
unemployment
669
-
2 160
-
pensions
4 441
-
8 695
-
accident
456
-
1 473
-
total
5 566
-
12 328
-
Corporate
67 621
100 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

60 859
90 450
-
-
total
60 859
90 450
-
-
Dividends
6 762
10 050
-
-
withholding
1 285
1 909
-
-
total
1 285
1 909
-
-
Income
100 500
100 500
100 500
100 500
Total tax
77 659
92 359
47 264
31 658
After tax
22 841
8 141
53 236
68 842
Living cost
17 363
17 363
17 363
17 363
Free-cash
5 478
-9 222
35 873
51 479

Estimated living cost  is ₽17363 per week

₽12726
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽962
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽362
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3313
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₽35315
₽26442
₽19688
₽30567
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
100 500
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
25 965
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 682
trade
-
-
-
8 873
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 428
total
-
-
-
41 948
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 382
-
100 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 403
-
25 965
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 682
-
5 682
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

188
-
1 428
-
total
9 273
-
33 075
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
59 118
100 500
-
-
chamber of commerce
213
273
-
-
income
8 867
15 074
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

488
829
-
-
trade
8 483
14 423
-
-
total
18 051
30 599
-
-
Dividends
41 067
69 901
-
-
withholding
9 951
17 159
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

548
944
-
-
total
10 499
18 103
-
-
Income
100 500
100 500
100 500
100 500
Total tax
37 823
48 702
33 075
41 948
After tax
62 677
51 798
67 425
58 552
Living cost
32 110
32 110
32 110
32 110
Free-cash
30 567
19 688
35 315
26 442

Estimated living cost  is ₽32110 per week

₽22150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3455
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽466
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6039
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽39145
₽10865
₽63097
₽56274
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
100 500
microenterprise
-
-
-
-
income
-
-
-
14 839
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
31 866
surtax
-
-
-
25 627
total
-
-
-
72 332
Employee
24 303
-
80 989
-
income
4 326
-
15 631
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 674
-
8 910
-
surtax
-
-
-
-
total
7 000
-
24 541
-
Employer
24 303
-
80 989
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

5 854
-
19 511
-
surtax
-
-
-
-
total
5 854
-
19 511
-
Corporate
70 343
100 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

14 069
20 100
-
-
total
14 069
20 100
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

56 274
80 400
-
-
total
-
-
-
-
Income
100 500
100 500
100 500
100 500
Total tax
26 923
20 100
44 052
72 332
After tax
73 577
80 400
56 448
28 168
Living cost
17 303
17 303
17 303
17 303
Free-cash
56 274
63 097
39 145
10 865

Estimated living cost  is ₽17303 per week

₽11039
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1648
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽393
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4224
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽47507
₽48271
₽51968
₽50202
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 500
income
-
-
-
27 966
health
-
-
-
5 682
pensions
-
-
-
7 837
total
-
-
-
41 485
Employee
16 364
-
91 683
-
income
3 166
-
27 554
-
health
818
-
1 959
-
unemployment
164
-
392
-
pensions
1 473
-
3 527
-
total
5 621
-
33 432
-
Employer
16 364
-
91 683
-
unemployment
327
-
784
-
pensions
1 800
-
4 310
-
health
1 555
-
3 723
-
total
3 682
-
8 817
-
Corporate
80 453
100 500
-
-
income
17 700
22 110
-
-
total
17 700
22 110
-
-
Dividends
62 754
78 390
-
-
withholding
12 551
15 678
-
-
total
12 551
15 678
-
-
Income
100 500
100 500
100 500
100 500
Total tax
39 554
37 788
42 249
41 485
After tax
60 946
62 712
58 251
59 015
Living cost
10 744
10 744
10 744
10 744
Free-cash
50 202
51 968
47 507
48 271

Estimated living cost  is ₽10744 per week

₽6385
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽871
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽246
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3242
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽28697
₽30352
₽44534
₽41888
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 500
income
-
-
-
21 204
health
-
-
-
7 136
unemployment
-
-
-
189
surtax
-
-
-
2 838
pensions
-
-
-
20 100
other
-
-
-
-
total
-
-
-
51 467
Employee
28 009
-
83 022
-
other
-
-
-
-
income
4 695
-
19 636
-
health
715
-
2 117
-
unemployment
1 949
-
5 778
-
surtax
99
-
2 577
-
pensions
1 869
-
5 538
-
total
9 327
-
35 646
-
Employer
28 009
-
83 022
-
unemployment
889
-
2 631
-
pensions
3 734
-
11 067
-
other
-
-
-
-
health
1 274
-
3 778
-
total
5 897
-
17 476
-
Corporate
66 595
100 500
-
-
income
17 314
26 130
-
-
total
17 314
26 130
-
-
Dividends
49 281
74 370
-
-
withholding
7 393
11 155
-
-
total
7 393
11 155
-
-
Income
100 500
100 500
100 500
100 500
Total tax
39 931
37 285
53 122
51 467
After tax
60 569
63 215
47 378
49 033
Living cost
18 681
18 681
18 681
18 681
Free-cash
41 888
44 534
28 697
30 352

Estimated living cost  is ₽18681 per week

₽11279
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1624
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽434
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5346
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
₽1753
₽23603
₽29603
₽29188
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 500
income
-
-
-
19 453
chamber of commerce
-
-
-
402