Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 100500
per

Your estimated
City
free-cash

Andorra , Andorra
₽48963
₽60375
₽51635
₽63397
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 500
social contributions
-
-
-
22 111
income
-
-
-
2 374
total
-
-
-
24 485
Employee
28 933
-
87 013
-
social contributions
1 880
-
5 655
-
income
-
-
2 671
-
total
1 880
-
8 326
-
Employer
28 933
-
87 013
-
social contributions
4 485
-
13 487
-
total
4 485
-
13 487
-
Corporate
67 082
100 500
-
-
income
6 708
10 051
-
-
total
6 708
10 051
-
-
Dividends
60 374
90 449
-
-
total
-
-
-
-
Income
100 500
100 500
100 500
100 500
Total tax
13 073
10 051
21 813
24 485
After tax
87 427
90 449
78 687
76 015
Living cost
27 052
27 052
27 052
27 052
Free-cash
60 375
63 397
51 635
48 963

Estimated living cost  is ₽27052 per week

₽17492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽21490
₽27100
₽462
₽27545
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 500
surtax
-
-
-
-
unemployment
-
-
-
5 520
health
-
-
-
7 689
chamber of commerce
-
-
-
401
pensions
-
-
-
18 593
income
-
-
-
18 095
total
-
-
-
50 298
Employee
39 340
35 865
78 040
-
unemployment
1 180
1 076
2 341
-
other
393
359
780
-
income
3 504
2 645
16 081
-
pensions
4 029
3 672
7 991
-
health
1 522
1 388
3 019
-
total
10 628
9 140
30 212
-
Employer
39 340
35 865
78 040
-
pensions
4 937
4 502
9 794
-
surtax
-
-
-
-
payroll
1 180
1 076
2 341
-
other
1 868
1 703
3 706
-
health
1 488
1 356
2 949
-
accident
511
466
1 014
-
unemployment
1 180
1 076
2 341
-
chamber of commerce
157
143
313
-
total
11 321
10 322
22 458
-
Corporate
49 839
54 313
74 624
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

12 460
13 579
18 656
-
total
12 460
13 579
18 656
-
Dividends
37 379
40 734
-
-
withholding
10 279
11 202
-
-
total
10 279
11 202
-
-
Income
100 500
100 500
100 500
100 500
Total tax
44 688
44 243
71 326
50 298
After tax
55 812
56 257
29 174
50 202
Living cost
28 712
28 712
28 712
28 712
Free-cash
27 100
27 545
462
21 490

Estimated living cost  is ₽28712 per week

₽17224
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8044
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽18313
₽23059
-₽2570
₽24448
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 500
surtax
-
-
-
178
unemployment
-
-
-
5 520
health
-
-
-
7 689
chamber of commerce
-
-
-
401
pensions
-
-
-
18 593
income
-
-
-
18 095
total
-
-
-
50 476
Employee
44 976
35 865
77 904
-
unemployment
1 349
1 076
2 336
-
other
449
359
779
-
income
5 120
2 645
16 035
-
pensions
4 606
3 672
7 977
-
health
1 740
1 388
3 014
-
total
13 264
9 140
30 141
-
Employer
44 976
35 865
77 904
-
pensions
5 644
4 502
9 777
-
surtax
178
178
178
-
payroll
1 349
1 076
2 336
-
other
2 137
1 703
3 701
-
health
1 699
1 356
2 944
-
accident
584
466
1 013
-
unemployment
1 349
1 076
2 336
-
chamber of commerce
179
143
311
-
total
13 119
10 500
22 596
-
Corporate
42 404
54 136
74 488
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

10 601
13 535
18 622
-
total
10 601
13 535
18 622
-
Dividends
31 804
40 601
-
-
withholding
8 746
11 166
-
-
total
8 746
11 166
-
-
Income
100 500
100 500
100 500
100 500
Total tax
45 730
44 341
71 359
50 476
After tax
54 770
56 159
29 141
50 024
Living cost
31 711
31 711
31 711
31 711
Free-cash
23 059
24 448
-2 570
18 313

Estimated living cost  is ₽31711 per week

₽21150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽13125
₽10015
₽5737
₽23513
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 500
national
-
-
-
33 298
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
5 057
social contributions
-
-
-
16 206
total
-
-
-
54 561
Employee

The minimum management director salary is set at €45,000 per year.

64 375
-
77 842
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

560
-
678
-
national
19 791
-
25 058
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 358
-
4 060
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 828
-
5 837
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 025
-
3 658
-
total
31 562
-
39 291
-
Employer

The minimum management director salary is set at €45,000 per year.

64 375
-
77 842
-
surtax
7 299
-
8 826
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 704
-
6 896
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 959
-
4 787
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

837
-
1 013
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

939
-
1 136
-
total
18 738
-
22 658
-
Corporate
17 387
100 500
-
-
income
3 477
20 100
-
-
surtax
70
401
-
-
total
3 547
20 501
-
-
Dividends
13 840
79 999
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

3 824
23 672
-
-
total
3 824
23 672
-
-
Income
100 500
100 500
100 500
100 500
Total tax
57 671
44 173
61 949
54 561
After tax
42 829
56 327
38 551
45 939
Living cost
32 814
32 814
32 814
32 814
Free-cash
10 015
23 513
5 737
13 125

Estimated living cost  is ₽32814 per week

₽21136
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2869
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽61599
₽65005
₽64918
₽70477
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 500
unemployment
-
-
-
125
health
-
-
-
3 608
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 643
income
-
-
-
15 075
total
-
-
-
23 451
Employee
20 458
-
94 345
-
accident

We are using the highest rate at 1.1%.

225
-
345
-
income
2 046
-
9 434
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 796
-
2 755
-
health
941
-
1 443
-
total
5 008
-
13 977
-
Employer
20 458
-
94 345
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 254
-
3 457
-
health
1 412
-
2 165
-
accident

We are using the highest rate at 1.1%.

225
-
345
-
unemployment
123
-
188
-
total
4 014
-
6 155
-
Corporate
76 028
100 500
-
-
income
7 602
10 050
-
-
total
7 602
10 050
-
-
Dividends
68 425
90 450
-
-
withholding
3 421
4 523
-
-
total
3 421
4 523
-
-
Income
100 500
100 500
100 500
100 500
Total tax
20 045
14 573
20 132
23 451
After tax
80 455
85 927
80 368
77 049
Living cost
15 450
15 450
15 450
15 450
Free-cash
65 005
70 477
64 918
61 599

Estimated living cost  is ₽15450 per week

₽10219
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽369
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3979
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽65273
₽69980
₽68592
₽74151
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 500
unemployment
-
-
-
125
health
-
-
-
3 608
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 643
income
-
-
-
15 075
total
-
-
-
23 451
Employee
15 593
-
94 345
-
accident

We are using the highest rate at 1.1%.

172
-
345
-
income
1 559
-
9 434
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 369
-
2 755
-
health
717
-
1 443
-
total
3 817
-
13 977
-
Employer
15 593
-
94 345
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 718
-
3 457
-
health
1 076
-
2 165
-
accident

We are using the highest rate at 1.1%.

172
-
345
-
unemployment
93
-
188
-
total
3 059
-
6 155
-
Corporate
81 848
100 500
-
-
income
8 185
10 050
-
-
total
8 185
10 050
-
-
Dividends
73 663
90 450
-
-
withholding
3 683
4 523
-
-
total
3 683
4 523
-
-
Income
100 500
100 500
100 500
100 500
Total tax
18 744
14 573
20 132
23 451
After tax
81 756
85 927
80 368
77 049
Living cost
11 776
11 776
11 776
11 776
Free-cash
69 980
74 151
68 592
65 273

Estimated living cost  is ₽11776 per week

₽6875
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽841
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽312
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3748
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽49805
₽47772
₽48923
₽52668
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 500
health
-
-
-
2 563
social contributions
-
-
-
14 561
income
-
-
-
12 734
total
-
-
-
29 858
Employee
69 203
69 203
91 240
-
income
7 535
6 406
12 356
-
social contributions
2 616
5 743
7 573
-
health
536
1 177
1 551
-
total
10 687
13 326
21 480
-
Employer
69 203
69 203
91 240
-
social contributions
2 616
5 743
7 573
-
health
582
1 281
1 687
-
total
3 198
7 024
9 260
-
Corporate
65 777
24 273
-
-
income
8 222
3 035
-
-
total
8 222
3 035
-
-
Dividends
57 555
21 238
-
-
withholding
9 784
3 610
-
-
total
9 784
3 610
-
-
Income
100 500
100 500
100 500
100 500
Total tax
31 891
26 995
30 740
29 858
After tax
68 609
73 505
69 760
70 642
Living cost
20 837
20 837
20 837
20 837
Free-cash
47 772
52 668
48 923
49 805

Estimated living cost  is ₽20837 per week

₽12488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2044
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽41452
₽40582
₽40570
₽44315
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 500
health
-
-
-
2 563
social contributions
-
-
-
14 561
income
-
-
-
12 734
total
-
-
-
29 858
Employee
69 203
69 203
91 240
-
income
7 267
6 406
12 356
-
social contributions
3 363
5 743
7 573
-
health
688
1 177
1 551
-
total
11 318
13 326
21 480
-
Employer
69 203
69 203
91 240
-
social contributions
3 363
5 743
7 573
-
health
750
1 281
1 687
-
total
4 113
7 024
9 260
-
Corporate
55 879
24 273
-
-
income
6 985
3 035
-
-
total
6 985
3 035
-
-
Dividends
48 894
21 238
-
-
withholding
8 312
3 610
-
-
total
8 312
3 610
-
-
Income
100 500
100 500
100 500
100 500
Total tax
30 728
26 995
30 740
29 858
After tax
69 772
73 505
69 760
70 642
Living cost
29 190
29 190
29 190
29 190
Free-cash
40 582
44 315
40 570
41 452

Estimated living cost  is ₽29190 per week

₽19954
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6466
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽28177
₽41011
₽30228
₽48422
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 500
health
-
-
-
13 567
social contributions
-
-
-
29 346
income
-
-
-
8 638
solidarity contribution
-
-
-
-
total
-
-
-
51 551
Employee
30 548
-
75 000
-
income
3 666
-
9 000
-
social contributions
1 986
-
4 875
-
health
4 124
-
10 125
-
solidarity contribution
-
-
-
-
total
9 776
-
24 000
-
Employer
30 548
-
75 000
-
social contributions
7 637
-
18 750
-
health
2 749
-
6 750
-
total
10 386
-
25 500
-
Corporate
59 566
100 500
-
-
income
11 318
19 095
-
-
total
11 318
19 095
-
-
Dividends
48 249
81 405
-
-
withholding
7 237
12 211
-
-
total
7 237
12 211
-
-
Income
100 500
100 500
100 500
100 500
Total tax
38 717
31 306
49 500
51 551
After tax
61 783
69 194
51 000
48 949
Living cost
20 772
20 772
20 772
20 772
Free-cash
41 011
48 422
30 228
28 177

Estimated living cost  is ₽20772 per week

₽14429
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4457
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽23352
₽34465
₽25403
₽43597
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 500
health
-
-
-
13 567
social contributions
-
-
-
29 346
income
-
-
-
8 638
solidarity contribution
-
-
-
-
total
-
-
-
51 551
Employee
37 643
-
75 000
-
income
4 517
-
9 000
-
social contributions
2 447
-
4 875
-
health
5 082
-
10 125
-
solidarity contribution
-
-
-
-
total
12 046
-
24 000
-
Employer
37 643
-
75 000
-
social contributions
9 411
-
18 750
-
health
3 388
-
6 750
-
total
12 799
-
25 500
-
Corporate
50 059
100 500
-
-
income
9 511
19 095
-
-
total
9 511
19 095
-
-
Dividends
40 548
81 405
-
-
withholding
6 082
12 211
-
-
total
6 082
12 211
-
-
Income
100 500
100 500
100 500
100 500
Total tax
40 438
31 306
49 500
51 551
After tax
60 062
69 194
51 000
48 949
Living cost
25 597
25 597
25 597
25 597
Free-cash
34 465
43 597
25 403
23 352

Estimated living cost  is ₽25597 per week

₽19036
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4701
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽18254
-₽96184
-₽96184
-₽96184
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 500
national
-
-
-
10 815
pensions
-
-
-
782
municipal
-
-
-
19 197
labour market
-
-
-
7 977
total
-
-
-
38 771
Employee
183 500
183 500
183 500
-
municipal
39 075
39 075
39 075
-
national
22 418
22 418
22 418
-
pensions
261
261
261
-
labour market
14 659
14 659
14 659
-
total
76 413
76 413
76 413
-
Employer
183 500
183 500
183 500
-
pensions
522
522
522
-
labour market
14 680
14 680
14 680
-
municipal
39 137
39 137
39 137
-
national
22 457
22 457
22 457
-
total
76 796
76 796
76 796
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
100 500
100 500
100 500
100 500
Total tax
153 209
153 209
153 209
38 771
After tax
-52 709
-52 709
-52 709
61 729
Living cost
43 476
43 476
43 476
43 476
Free-cash
-96 184
-96 184
-96 184
18 254

Estimated living cost  is ₽43476 per week

₽29755
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9206
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽32132
₽53073
₽36190
₽58663
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 500
health
-
-
-
13 065
pensions
-
-
-
20 100
income
-
-
-
13 466
total
-
-
-
46 631
Employee
25 530
-
75 111
-
unemployment
408
-
1 202
-
income
2 874
-
14 481
-
pensions
511
-
1 503
-
total
3 793
-
17 186
-
Employer
25 530
-
75 111
-
pensions
5 106
-
15 022
-
health
3 318
-
9 764
-
unemployment
205
-
601
-
total
8 629
-
25 387
-
Corporate
66 340
100 500
-
-
income
13 268
20 100
-
-
total
13 268
20 100
-
-
Dividends
53 072
80 400
-
-
total
-
-
-
-
Income
100 500
100 500
100 500
100 500
Total tax
25 690
20 100
42 573
46 631
After tax
74 810
80 400
57 927
53 869
Living cost
21 737
21 737
21 737
21 737
Free-cash
53 073
58 663
36 190
32 132

Estimated living cost  is ₽21737 per week

₽14909
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽35638
₽30600
₽21854
₽31468
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
100 500
national
-
-
-
11 259
health
-
-
-
1 172
municipal
-
-
-
17 879
total
-
-
-
30 310
Employee
47 349
-
84 545
-
unemployment
710
-
1 269
-
municipal
7 755
-
13 796
-
national
782
-
6 440
-
pensions
3 195
-
5 708
-
health
354
-
926
-
total
12 796
-
28 139
-
Employer
47 349
-
84 545
-
pensions
8 215
-
14 669
-
health
364
-
651
-
accident
48
-
85
-
unemployment
307
-
550
-
total
8 934
-
15 955
-
Corporate
44 218
100 500
-
-
income
8 843
20 100
-
-
total
8 843
20 100
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

26 531
60 300
-
-
municipal
4 775
10 853
-
-
national
-
3 527
-
-
total
4 775
14 380
-
-
Income
100 500
100 500
100 500
100 500
Total tax
35 348
34 480
44 094
30 310
After tax
65 152
66 020
56 406
70 190
Living cost
34 552
34 552
34 552
34 552
Free-cash
30 600
31 468
21 854
35 638

Estimated living cost  is ₽34552 per week

₽22569
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽29833
₽27912
₽33904
₽22911
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 500
surtax
-
-
-
-
health
-
-
-
2 439
pensions
-
-
-
23 451
social contributions
-
-
-
2 864
income
-
-
-
11 058
other
-
-
-
3 115
total
-
-
-
42 927
Employee
34 382
-
80 952
-
income
1 773
-
12 760
-
surtax
-
-
-
-
social contributions
980
-
2 307
-
pensions
3 889
-
4 241
-
total
6 642
-
19 308
-
Employer
34 382
-
80 952
-
pensions
5 650
-
7 387
-
social contributions
102
-
243
-
other
1 187
-
2 792
-
health
2 406
-
5 847
-
unemployment
1 392
-
3 279
-
total
10 737
-
19 548
-
Corporate
55 381
100 500
-
-
income
15 507
28 140
-
-
surtax
-
-
-
-
total
15 507
28 140
-
-
Dividends
39 874
72 360
-
-
withholding
5 103
9 262
-
-
social contributions
6 859
12 447
-
-
surtax
-
-
-
-
total
11 962
21 709
-
-
Income
100 500
100 500
100 500
100 500
Total tax
44 848
49 849
38 856
42 927
After tax
55 652
50 651
61 644
57 573
Living cost
27 740
27 740
27 740
27 740
Free-cash
27 912
22 911
33 904
29 833

Estimated living cost  is ₽27740 per week

₽16088
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2818
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽26782
₽25175
₽30853
₽19860
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 500
surtax
-
-
-
-
health
-
-
-
2 439
pensions
-
-
-
23 451
social contributions
-
-
-
2 864
income
-
-
-
11 058
other
-
-
-
3 115
total
-
-
-
42 927
Employee
38 517
-
80 952
-
income
2 273
-
12 760
-
surtax
-
-
-
-
social contributions
1 098
-
2 307
-
pensions
4 355
-
4 241
-
total
7 726
-
19 308
-
Employer
38 517
-
80 952
-
pensions
6 328
-
7 387
-
social contributions
116
-
243
-
other
1 329
-
2 792
-
health
2 697
-
5 847
-
unemployment
1 559
-
3 279
-
total
12 029
-
19 548
-
Corporate
49 955
100 500
-
-
income
13 987
28 140
-
-
surtax
-
-
-
-
total
13 987
28 140
-
-
Dividends
35 968
72 360
-
-
withholding
4 604
9 262
-
-
social contributions
6 188
12 447
-
-
surtax
-
-
-
-
total
10 792
21 709
-
-
Income
100 500
100 500
100 500
100 500
Total tax
44 534
49 849
38 856
42 927
After tax
55 966
50 651
61 644
57 573
Living cost
30 791
30 791
30 791
30 791
Free-cash
25 175
19 860
30 853
26 782

Estimated living cost  is ₽30791 per week

₽19415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8350
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₽14106
₽13372
₽18177
₽7184
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 500
surtax
-
-
-
-
health
-
-
-
2 439
pensions
-
-
-
23 451
social contributions
-
-
-
2 864
income
-
-
-
11 058
other
-
-
-
3 115
total
-
-
-
42 927
Employee
56 366
-
80 952
-
income
4 918
-
12 760
-
surtax
-
-
-
-
social contributions
1 605
-
2 307
-
pensions
6 375
-
4 241
-
total
12 898
-
19 308
-
Employer
56 366
-
80 952
-
pensions
9 262
-
7 387
-
social contributions
169
-
243
-
other
1 945
-
2 792
-
health
3 945
-
5 847
-
unemployment
2 283
-
3 279
-
total
17 604
-
19 548
-
Corporate
26 529
100 500
-
-
income
7 427
28 140
-
-
surtax
-
-
-
-
total
7 427
28 140
-
-
Dividends
19 102
72 360
-
-
withholding
2 446
9 262
-
-
social contributions
3 286
12 447
-
-
surtax
-
-
-
-
total
5 732
21 709
-
-
Income
100 500
100 500
100 500
100 500
Total tax
43 661
49 849
38 856
42 927
After tax
56 839
50 651
61 644
57 573
Living cost
43 467
43 467
43 467
43 467
Free-cash
13 372
7 184
18 177
14 106

Estimated living cost  is ₽43467 per week

₽29418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽93672
₽88561
₽74577
₽89652
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
100 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 005
total
-
-
-
1 005
Employee
7 278
-
100 500
-
income
1 455
-
20 100
-
total
1 455
-
20 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

93 222
100 500
-
-
total
-
-
-
-
Dividends
93 222
100 500
-
-
withholding
4 661
5 025
-
-
total
4 661
5 025
-
-
Income
100 500
100 500
100 500
100 500
Total tax
6 116
5 025
20 100
1 005
After tax
94 384
95 475
80 400
99 495
Living cost
5 823
5 823
5 823
5 823
Free-cash
88 561
89 652
74 577
93 672

Estimated living cost  is ₽5823 per week

₽3608
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1570
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽90422
₽84701
₽71327
₽86402
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
100 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
1 005
total
-
-
-
1 005
Employee
11 342
-
100 500
-
income
2 268
-
20 100
-
total
2 268
-
20 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

89 158
100 500
-
-
total
-
-
-
-
Dividends
89 158
100 500
-
-
withholding
4 458
5 025
-
-
total
4 458
5 025
-
-
Income
100 500
100 500
100 500
100 500
Total tax
6 726
5 025
20 100
1 005
After tax
93 774
95 475
80 400
99 495
Living cost
9 073
9 073
9 073
9 073
Free-cash
84 701
86 402
71 327
90 422

Estimated living cost  is ₽9073 per week

₽6140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽26941
₽28848
₽35359
₽17073
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
100 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 264
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
22 984
trade
-
-
-
8 418
total
-
-
-
38 814
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 779
-
100 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 682
-
22 984
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

203
-
1 264
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 033
-
30 396
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
55 721
100 500
-
-
trade
7 996
14 421
-
-
income
8 358
15 075
-
-
chamber of commerce
219
284
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

459
828
-
-
total
17 032
30 608
-
-
Dividends
38 689
69 892
-
-
withholding
9 330
17 131
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

512
943
-
-
total
9 842
18 074
-
-
Income
100 500
100 500
100 500
100 500
Total tax
36 907
48 682
30 396
38 814
After tax
63 593
51 818
70 104
61 686
Living cost
34 745
34 745
34 745
34 745
Free-cash
28 848
17 073
35 359
26 941

Estimated living cost  is ₽34745 per week

₽23968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3738
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6534
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽33606
₽33479
₽42845
₽23526
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
100 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 264
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
22 984
trade
-
-
-
9 239
total
-
-
-
39 635
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 422
-
100 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

962
-
22 984
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
1 264
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
7 163
-
30 396
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
66 078
100 500
-
-
trade
10 408
15 828
-
-
income
9 912
15 075
-
-
chamber of commerce
232
282
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

545
828
-
-
total
21 097
32 013
-
-
Dividends
44 981
68 487
-
-
withholding
10 903
16 780
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

599
922
-
-
total
11 502
17 702
-
-
Income
100 500
100 500
100 500
100 500
Total tax
39 762
49 715
30 396
39 635
After tax
60 738
50 785
70 104
60 865
Living cost
27 259
27 259
27 259
27 259
Free-cash
33 479
23 526
42 845
33 606

Estimated living cost  is ₽27259 per week

₽17147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6425
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽25101
₽27561
₽34750
₽14913
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
100 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 264
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
22 984
trade
-
-
-
9 649
total
-
-
-
40 045
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 639
-
100 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 921
-
22 984
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
1 264
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 284
-
30 396
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
54 861
100 500
-
-
trade
9 024
16 532
-
-
income
8 228
15 075
-
-
chamber of commerce
215
280
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

453
828
-
-
total
17 920
32 715
-
-
Dividends
36 941
67 785
-
-
withholding
8 893
16 604
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

488
914
-
-
total
9 381
17 518
-
-
Income
100 500
100 500
100 500
100 500
Total tax
37 585
50 233
30 396
40 045
After tax
62 915
50 267
70 104
60 455
Living cost
35 354
35 354
35 354
35 354
Free-cash
27 561
14 913
34 750
25 101

Estimated living cost  is ₽35354 per week

₽23645
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3728
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽18817
₽23115
₽28876
₽8523
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
100 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 264
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
22 984
trade
-
-
-
10 059
total
-
-
-
40 455
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 086
-
100 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 360
-
22 984
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
-
1 264
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
12 858
-
30 396
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
46 414
100 500
-
-
trade
7 960
17 236
-
-
income
6 963
15 075
-
-
chamber of commerce
202
278
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

383
828
-
-
total
15 508
33 417
-
-
Dividends
30 907
67 083
-
-
withholding
7 385
16 429
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

406
903
-
-
total
7 791
17 332
-
-
Income
100 500
100 500
100 500
100 500
Total tax
36 157
50 749
30 396
40 455
After tax
64 343
49 751
70 104
60 045
Living cost
41 228
41 228
41 228
41 228
Free-cash
23 115
8 523
28 876
18 817

Estimated living cost  is ₽41228 per week

₽30111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3298
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7284
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽29986
₽40137
₽28337
₽43000
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 500
surtax
-
-
-
2 620
unemployment
-
-
-
205
health
-
-
-
7 137
pensions
-
-
-
20 100
income
-
-
-
20 238
other
-
-
-
-
total
-
-
-
50 300
Employee
30 307
-
83 024
-
unemployment
2 109
-
5 778
-
other
-
-
-
-
income
5 081
-
18 679
-
surtax
108
-
2 360
-
pensions
2 022
-
5 539
-
health
774
-
2 116
-
total
10 094
-
34 472
-
Employer
30 307
-
83 024
-
pensions
4 041
-
11 067
-
other
-
-
-
-
health
1 378
-
3 778
-
unemployment
962
-
2 632
-
total
6 381
-
17 477
-
Corporate
63 812
100 500
-
-
income
16 592
26 130
-
-
total
16 592
26 130
-
-
Dividends
47 220
74 370
-
-
withholding
7 082
11 156
-
-
total
7 082
11 156
-
-
Income
100 500
100 500
100 500
100 500
Total tax
40 149
37 286
51 949
50 300
After tax
60 351
63 214
48 551
50 200
Living cost
20 214
20 214
20 214
20 214
Free-cash
40 137
43 000
28 337
29 986

Estimated living cost  is ₽20214 per week

₽12204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽30341
₽40554
₽28692
₽43355
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 500
surtax
-
-
-
2 620
unemployment
-
-
-
205
health
-
-
-
7 137
pensions
-
-
-
20 100
income
-
-
-
20 238
other
-
-
-
-
total
-
-
-
50 300
Employee
29 761
-
83 024
-
unemployment
2 072
-
5 778
-
other
-
-
-
-
income
4 989
-
18 679
-
surtax
97
-
2 360
-
pensions
1 985
-
5 539
-
health
760
-
2 116
-
total
9 903
-
34 472
-
Employer
29 761
-
83 024
-
pensions
3 967
-
11 067
-
other
-
-
-
-
health
1 354
-
3 778
-
unemployment
943
-
2 632
-
total
6 264
-
17 477
-
Corporate
64 475
100 500
-
-
income
16 764
26 130
-
-
total
16 764
26 130
-
-
Dividends
47 710
74 370
-
-
withholding
7 156
11 156
-
-
total
7 156
11 156
-
-
Income
100 500
100 500
100 500
100 500
Total tax
40 087
37 286
51 949
50 300
After tax
60 413
63 214
48 551
50 200
Living cost
19 859
19 859
19 859
19 859
Free-cash
40 554
43 355
28 692
30 341

Estimated living cost  is ₽19859 per week

₽12143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5426
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽51756
₽39114
₽40394
₽38743
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 500
unemployment
-
-
-
1 507
health
-
-
-
7 035
pensions
-
-
-
10 050
income
-
-
-
12 286
total
-
-
-
30 878
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
84 100
-
unemployment
387
154
1 262
-
income
3 153
1 255
10 281
-
pensions
2 579
1 026
8 410
-
health
1 805
718
5 887
-
total
7 924
3 153
25 840
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
84 100
-
pensions
5 029
2 001
16 400
-
total
5 029
2 001
16 400
-
Corporate
69 682
88 235
-
-
income
6 271
7 941
-
-
total
6 271
7 941
-
-
Dividends
63 410
80 294
-
-
withholding
12 048
15 256
-
-
social contributions
12 248
15 540
-
-
total
24 296
30 796
-
-
Income
100 500
100 500
100 500
100 500
Total tax
43 520
43 891
42 240
30 878
After tax
56 980
56 609
58 260
69 622
Living cost
17 866
17 866
17 866
17 866
Free-cash
39 114
38 743
40 394
51 756

Estimated living cost  is ₽17866 per week

₽12192
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3855
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽16638
₽18416
₽17426
₽19141
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 500
national
-
-
-
16 502
pensions
-
-
-
12 060
social contributions
-
-
-
1 080
municipal
-
-
-
10 649
total
-
-
-
40 291
Employee
67 543
-
86 881
-
municipal
8 343
-
11 038
-
national
12 928
-
17 105
-
pensions
2 702
-
3 475
-
total
23 973
-
31 618
-
Employer
67 543
-
86 881
-
pensions
5 403
-
6 951
-
social contributions
726
-
934
-
total
6 129
-
7 885
-
Corporate
22 369
100 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

4 474
20 100
-
-
total
4 474
20 100
-
-
Dividends
17 895
80 400
-
-
withholding
3 937
17 688
-
-
total
3 937
17 688
-
-
Income
100 500
100 500
100 500
100 500
Total tax
38 513
37 788
39 503
40 291
After tax
61 987
62 712
60 997
60 209
Living cost
43 571
43 571
43 571
43 571
Free-cash
18 416
19 141
17 426
16 638

Estimated living cost  is ₽43571 per week

₽29615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽14751
₽21071
₽14751
₽19084
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 500
social contributions
-
-
-
9 159
income
-
-
-
25 324
total
-
-
-
34 483
Employee
70 397
-
100 500
-
social contributions
5 848
-
9 159
-
income
13 284
-
25 324
-
total
19 132
-
34 483
-
Employer
70 397
-
100 500
-
total
-
-
-
-
Corporate
30 103
100 500
-
-
income
3 762
12 563
-
-
total
3 762
12 563
-
-
Dividends
26 341
87 937
-
-
withholding
5 269
17 587
-
-
total
5 269
17 587
-
-
Income
100 500
100 500
100 500
100 500
Total tax
28 163
30 150
34 483
34 483
After tax
72 337
70 350
66 017
66 017
Living cost
51 266
51 266
51 266
51 266
Free-cash
21 071
19 084
14 751
14 751

Estimated living cost  is ₽51266 per week

₽39002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4177
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽12870
₽10946
₽8087
₽15647
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 500
national
-
-
-
22 082
regional
-
-
-
1 127
social contributions
-
-
-
25 848
municipal
-
-
-
598
total
-
-
-
49 655
Employee
79 983
-
100 500
-
municipal
424
-
533
-
national
13 859
-
19 027
-
social contributions
26 970
-
33 889
-
regional
755
-
989
-
total
42 008
-
54 438
-
Employer
79 983
-
100 500
-
total
-
-
-
-
Corporate
20 517
100 500
-
-
nationa
4 924
24 120
-
-
municipal
801
3 919
-
-
total
5 725
28 039
-
-
Dividends
14 793
72 461
-
-
withholding
3 846
18 839
-
-
total
3 846
18 839
-
-
Income
100 500
100 500
100 500
100 500
Total tax
51 579
46 878
54 438
49 655
After tax
48 921
53 622
46 062
50 845
Living cost
37 975
37 975
37 975
37 975
Free-cash
10 946
15 647
8 087
12 870

Estimated living cost  is ₽37975 per week

₽26472
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2490
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8430
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽26213
₽26584
₽21456
₽28581
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 500
national
-
-
-
22 082
regional
-
-
-
1 516
social contributions
-
-
-
25 848
municipal
-
-
-
598
total
-
-
-
50 044
Employee
49 922
-
100 500
-
municipal
265
-
533
-
national
7 909
-
19 027
-
social contributions
16 834
-
33 889
-
regional
672
-
1 352
-
total
25 680
-
54 801
-
Employer
49 922
-
100 500
-
total
-
-
-
-
Corporate
50 578
100 500
-
-
nationa
12 139
24 1