Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 100500
per

Your estimated
City
free-cash

Valencia , Spain
-₽71031
-₽42372
-₽53792
-₽95933
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 500
income
-
-
-
13 370
pensions
-
-
-
28 445
unemployment
-
-
-
703
accident
-
-
-
902
other
-
-
-
99
total
-
-
-
43 519
Employee
148 949
-
57 615
-
pensions
7 002
-
6 322
-
other
145
-
138
-
income
28 716
-
9 326
-
unemployment
2 309
-
2 087
-
total
38 172
-
17 873
-
Employer
148 949
-
57 615
-
accident
2 951
-
2 660
-
unemployment
8 195
-
7 400
-
other
1 193
-
1 078
-
pensions
35 149
-
31 747
-
total
47 488
-
42 885
-
Corporate
-
100 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
15 075
-
-
total
-
15 075
-
-
Dividends
-
85 425
-
-
withholding
-
17 024
-
-
total
-
17 024
-
-
Income
100 500
100 500
100 500
100 500
Total tax
85 660
32 099
60 758
43 519
After tax
14 840
68 401
39 742
56 981
Living cost
110 773
110 773
110 773
110 773
Free-cash
-95 933
-42 372
-71 031
-53 792

Estimated living cost  is ₽110773 per month

₽74770
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10649
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1942
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23415
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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