Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 100000
per

Your estimated
City
free-cash

Zurich , Switzerland
₽7827
₽2836
₽2485
-₽29852
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
100 000
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 999
health
-
-
-
247
city
-
-
-
1 054
national
-
-
-
638
regional
-
-
-
3 455
pensions
-
-
-
9 199
total
-
-
-
16 592
Employee
88 449
-
89 504
-
pensions
7 431
-
7 520
-
national
419
-
435
-
unemployment
-
-
-
-
city
949
-
961
-
health
200
-
202
-
regional
2 896
-
2 953
-
total
11 895
-
12 071
-
Employer
88 449
-
89 504
-
pensions
7 431
-
7 520
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 768
-
1 790
-
health
200
-
202
-
unemployment
-
-
-
-
total
9 399
-
9 512
-
Corporate
1 179
100 000
-
-
regional
248
21 149
-
-
national
101
8 500
-
-
total
349
29 649
-
-
Dividends
830
70 350
-
-
withholding
291
24 622
-
-
total
291
24 622
-
-
Income
100 000
100 000
100 000
100 000
Total tax
21 934
54 271
21 583
16 592
After tax
78 066
45 729
78 417
83 408
Living cost
75 581
75 581
75 581
75 581
Free-cash
2 485
-29 852
2 836
7 827

Estimated living cost  is ₽75581 per week

₽49149
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6783
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽928
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18721
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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