Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
£ 650
per

Your estimated
City
free-cash

Thessaloniki , Greece
£148
£218
£163
£190
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
650
surtax
-
-
-
10
health
-
-
-
46
income
-
-
-
107
pensions
-
-
-
130
unemployment
-
-
-
2
other
-
-
-
-
total
-
-
-
295
Employee
287
-
537
-
pensions
19
-
36
-
other
-
-
-
-
health
7
-
14
-
income
48
-
101
-
unemployment
20
-
37
-
surtax
1
-
9
-
total
95
-
197
-
Employer
287
-
537
-
unemployment
9
-
17
-
health
13
-
24
-
other
-
-
-
-
pensions
38
-
72
-
total
60
-
113
-
Corporate
303
650
-
-
income
79
169
-
-
total
79
169
-
-
Dividends
224
481
-
-
withholding
34
72
-
-
total
34
72
-
-
Income
650
650
650
650
Total tax
268
241
310
295
After tax
382
409
340
355
Living cost
192
192
192
192
Free-cash
190
218
148
163

Estimated living cost  is £192 per week

£117
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£18
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£4
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£52
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

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Athens , Greece
£145
£214
£160
£188
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
650
surtax
-
-
-
10
health
-
-
-
46
income
-
-
-
107
pensions
-
-
-
130
unemployment
-
-
-
2
other
-
-
-
-
total
-
-
-
295
Employee
292
-
537
-
pensions
19
-
36
-
other
-
-
-
-
health
7
-
14
-
income
49
-
101
-
unemployment
20
-
37
-
surtax
1
-
9
-
total
96
-
197
-
Employer
292
-
537
-
unemployment
9
-
17
-
health
13
-
24
-
other
-
-
-
-
pensions
39
-
72
-
total
61
-
113
-
Corporate
296
650
-
-
income
77
169
-
-
total
77
169
-
-
Dividends
219
481
-
-
withholding
33
72
-
-
total
33
72
-
-
Income
650
650
650
650
Total tax
267
241
310
295
After tax
383
409
340
355
Living cost
195
195
195
195
Free-cash
188
214
145
160

Estimated living cost  is £195 per week

£118
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£17
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£5
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£56
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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Estimated living cost

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Source

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