Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
£ 650
per

Your estimated
City
free-cash

Thessaloniki , Greece
£195
£167
£222
£152
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
650
health
-
-
-
46
surtax
-
-
-
10
unemployment
-
-
-
2
pensions
-
-
-
130
other
-
-
-
-
income
-
-
-
108
total
-
-
-
296
Employee
280
-
537
-
pensions
19
-
36
-
other
-
-
-
-
income
47
-
102
-
unemployment
19
-
37
-
health
7
-
14
-
surtax
1
-
9
-
total
93
-
198
-
Employer
280
-
537
-
health
13
-
24
-
other
-
-
-
-
unemployment
9
-
17
-
pensions
37
-
72
-
total
59
-
113
-
Corporate
312
650
-
-
income
81
169
-
-
total
81
169
-
-
Dividends
231
481
-
-
withholding
35
72
-
-
total
35
72
-
-
Income
650
650
650
650
Total tax
268
241
311
296
After tax
382
409
339
354
Living cost
187
187
187
187
Free-cash
195
222
152
167

Estimated living cost  is £187 per week

£114
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£17
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£4
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£51
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

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Athens , Greece
£192
£164
£219
£149
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
650
health
-
-
-
46
surtax
-
-
-
10
unemployment
-
-
-
2
pensions
-
-
-
130
other
-
-
-
-
income
-
-
-
108
total
-
-
-
296
Employee
285
-
537
-
pensions
19
-
36
-
other
-
-
-
-
income
48
-
102
-
unemployment
20
-
37
-
health
7
-
14
-
surtax
1
-
9
-
total
95
-
198
-
Employer
285
-
537
-
health
13
-
24
-
other
-
-
-
-
unemployment
9
-
17
-
pensions
38
-
72
-
total
60
-
113
-
Corporate
305
650
-
-
income
79
169
-
-
total
79
169
-
-
Dividends
226
481
-
-
withholding
34
72
-
-
total
34
72
-
-
Income
650
650
650
650
Total tax
268
241
311
296
After tax
382
409
339
354
Living cost
190
190
190
190
Free-cash
192
219
149
164

Estimated living cost  is £190 per week

£115
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£17
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£4
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£54
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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Estimated living cost

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Source

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