Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
£ 600
per

Your estimated
City
free-cash

Helsinki , Finland
£23
£19
£108
£65
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
600
municipal
-
-
-
107
health
-
-
-
5
national
-
-
-
33
total
-
-
-
145
Employee
476
-
505
-
health
4
-
4
-
unemployment
7
-
8
-
pensions
32
-
34
-
national
8
-
10
-
municipal
78
-
83
-
total
129
-
139
-
Employer
476
-
505
-
health
4
-
4
-
pensions
83
-
88
-
accident
-
-
-
-
unemployment
3
-
3
-
total
90
-
95
-
Corporate
34
600
-
-
income
7
120
-
-
total
7
120
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

21
360
-
-
municipal
4
65
-
-
national
-
3
-
-
total
4
68
-
-
Income
600
600
600
600
Total tax
230
188
234
145
After tax
370
412
366
455
Living cost
347
347
347
347
Free-cash
23
65
19
108

Estimated living cost  is £347 per week

£227
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£33
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£6
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£82
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

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Additional information

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