Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
£ 500
per

Your estimated
City
free-cash

Thessaloniki , Greece
£78
£123
£91
£97
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
500
pensions
-
-
-
100
unemployment
-
-
-
2
surtax
-
-
-
5
other
-
-
-
-
income
-
-
-
75
health
-
-
-
35
total
-
-
-
217
Employee
288
-
413
-
unemployment
20
-
29
-
surtax
1
-
4
-
pensions
19
-
28
-
other
-
-
-
-
income
48
-
71
-
health
7
-
11
-
total
95
-
143
-
Employer
288
-
413
-
pensions
38
-
55
-
other
-
-
-
-
health
13
-
19
-
unemployment
9
-
13
-
total
60
-
87
-
Corporate
152
500
-
-
income
39
130
-
-
total
39
130
-
-
Dividends
112
370
-
-
withholding
17
55
-
-
total
17
55
-
-
Income
500
500
500
500
Total tax
211
185
230
217
After tax
289
315
270
283
Living cost
192
192
192
192
Free-cash
97
123
78
91

Estimated living cost  is £192 per week

£117
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£18
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£4
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£52
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

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Athens , Greece
£75
£120
£88
£93
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
500
pensions
-
-
-
100
unemployment
-
-
-
2
surtax
-
-
-
5
other
-
-
-
-
income
-
-
-
75
health
-
-
-
35
total
-
-
-
217
Employee
293
-
413
-
unemployment
20
-
29
-
surtax
1
-
4
-
pensions
20
-
28
-
other
-
-
-
-
income
49
-
71
-
health
7
-
11
-
total
97
-
143
-
Employer
293
-
413
-
pensions
39
-
55
-
other
-
-
-
-
health
13
-
19
-
unemployment
9
-
13
-
total
61
-
87
-
Corporate
145
500
-
-
income
38
130
-
-
total
38
130
-
-
Dividends
108
370
-
-
withholding
16
55
-
-
total
16
55
-
-
Income
500
500
500
500
Total tax
212
185
230
217
After tax
288
315
270
283
Living cost
195
195
195
195
Free-cash
93
120
75
88

Estimated living cost  is £195 per week

£118
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£17
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£5
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£56
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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Estimated living cost

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Source

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