Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
£ 500
per

Your estimated
City
free-cash

Thessaloniki , Greece
£90
£75
£118
£86
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
500
health
-
-
-
36
income
-
-
-
75
surtax
-
-
-
4
pensions
-
-
-
100
other
-
-
-
-
unemployment
-
-
-
2
total
-
-
-
217
Employee
295
-
413
-
unemployment
21
-
29
-
pensions
20
-
28
-
health
8
-
11
-
income
49
-
70
-
other
-
-
-
-
surtax
1
-
3
-
total
99
-
141
-
Employer
295
-
413
-
pensions
39
-
55
-
other
-
-
-
-
health
13
-
19
-
unemployment
9
-
13
-
total
61
-
87
-
Corporate
143
500
-
-
income
37
130
-
-
total
37
130
-
-
Dividends
105
370
-
-
withholding
16
55
-
-
total
16
55
-
-
Income
500
500
500
500
Total tax
213
185
228
217
After tax
287
315
272
283
Living cost
197
197
197
197
Free-cash
90
118
75
86

Estimated living cost  is £197 per week

£120
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£18
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£5
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£54
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

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Athens , Greece
£85
£71
£114
£82
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
500
health
-
-
-
36
income
-
-
-
75
surtax
-
-
-
4
pensions
-
-
-
100
other
-
-
-
-
unemployment
-
-
-
2
total
-
-
-
217
Employee
301
-
413
-
unemployment
21
-
29
-
pensions
20
-
28
-
health
8
-
11
-
income
50
-
70
-
other
-
-
-
-
surtax
1
-
3
-
total
100
-
141
-
Employer
301
-
413
-
pensions
40
-
55
-
other
-
-
-
-
health
14
-
19
-
unemployment
10
-
13
-
total
64
-
87
-
Corporate
136
500
-
-
income
35
130
-
-
total
35
130
-
-
Dividends
101
370
-
-
withholding
15
55
-
-
total
15
55
-
-
Income
500
500
500
500
Total tax
214
185
228
217
After tax
286
315
272
283
Living cost
201
201
201
201
Free-cash
85
114
71
82

Estimated living cost  is £201 per week

£121
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£17
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£5
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£57
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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Estimated living cost

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Source

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