Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
£ 500
per

Your estimated
City
free-cash

Thessaloniki , Greece
£76
£120
£89
£94
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
500
other
-
-
-
-
health
-
-
-
35
income
-
-
-
75
pensions
-
-
-
100
surtax
-
-
-
4
unemployment
-
-
-
2
total
-
-
-
216
Employee
292
-
413
-
surtax
1
-
4
-
income
49
-
70
-
other
-
-
-
-
pensions
19
-
28
-
health
7
-
11
-
unemployment
20
-
29
-
total
96
-
142
-
Employer
292
-
413
-
other
-
-
-
-
unemployment
9
-
13
-
health
13
-
19
-
pensions
39
-
55
-
total
61
-
87
-
Corporate
147
500
-
-
income
38
130
-
-
total
38
130
-
-
Dividends
109
370
-
-
withholding
16
55
-
-
total
16
55
-
-
Income
500
500
500
500
Total tax
211
185
229
216
After tax
289
315
271
284
Living cost
195
195
195
195
Free-cash
94
120
76
89

Estimated living cost  is £195 per week

£119
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£18
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£4
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£53
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

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Athens , Greece
£73
£117
£86
£87
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
500
other
-
-
-
-
health
-
-
-
35
income
-
-
-
75
pensions
-
-
-
100
surtax
-
-
-
4
unemployment
-
-
-
2
total
-
-
-
216
Employee
297
-
413
-
surtax
1
-
4
-
income
50
-
70
-
other
-
-
-
-
pensions
20
-
28
-
health
8
-
11
-
unemployment
21
-
29
-
total
100
-
142
-
Employer
297
-
413
-
other
-
-
-
-
unemployment
9
-
13
-
health
14
-
19
-
pensions
40
-
55
-
total
63
-
87
-
Corporate
140
500
-
-
income
36
130
-
-
total
36
130
-
-
Dividends
104
370
-
-
withholding
16
55
-
-
total
16
55
-
-
Income
500
500
500
500
Total tax
215
185
229
216
After tax
285
315
271
284
Living cost
198
198
198
198
Free-cash
87
117
73
86

Estimated living cost  is £198 per week

£120
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£17
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£5
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£57
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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Estimated living cost

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Source

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