Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
£ 49600
per

Your estimated
City
free-cash

Amsterdam , Netherlands
£500
-£814
£3305
£317
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
49 600
income
-
-
-
10 554
pensions
-
-
-
5 267
health
-
-
-
5 544
total
-
-
-
21 365
Employee
41 682
38 392
42 209
-
health
5 200
5 012
5 230
-
pensions
5 267
5 267
5 267
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

6 284
6 284
6 284
-
total
16 751
16 563
16 781
-
Employer
41 682
38 392
42 209
-
unemployment
1 501
1 382
1 519
-
health
2 896
2 669
2 933
-
pensions
2 901
2 672
2 937
-
total
7 298
6 723
7 389
-
Corporate
621
4 485
-
-
income
124
897
-
-
total
124
897
-
-
Dividends
497
3 589
-
-
withholding
74
538
-
-
income
106
763
-
-
total
180
1 301
-
-
Income
49 600
49 600
49 600
49 600
Total tax
24 353
25 484
24 170
21 365
After tax
25 247
24 116
25 430
28 235
Living cost
24 930
24 930
24 930
24 930
Free-cash
317
-814
500
3 305

Estimated living cost  is £24930 per year

£18390
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£2227
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£286
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£4028
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
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Source of data for Amsterdam model

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