Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
£ 450
per

Your estimated
City
free-cash

Limassol , Cyprus
£9
-£37
£9
£74
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
450
social contributions
-
-
-
70
income
-
-
-
8
health
-
-
-
11
total
-
-
-
89
Employee
681
681
681
-
health
7
12
7
-
social contributions
33
56
34
-
income
71
63
71
-
total
111
131
112
-
Employer
681
681
681
-
social contributions
33
56
34
-
health
7
13
8
-
total
40
69
42
-
Corporate
11
-
-
-
income
1
-
-
-
total
1
-
-
-
Dividends
10
-
-
-
withholding
2
-
-
-
total
2
-
-
-
Income
450
450
450
450
Total tax
154
200
154
89
After tax
296
250
296
361
Living cost
287
287
287
287
Free-cash
9
-37
9
74

Estimated living cost  is £287 per week

£196
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£22
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£5
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£64
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

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Larnaca , Cyprus
£78
£45
£91
£156
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
450
social contributions
-
-
-
70
income
-
-
-
8
health
-
-
-
11
total
-
-
-
89
Employee
681
681
681
-
health
5
12
7
-
social contributions
26
56
34
-
income
74
63
71
-
total
105
131
112
-
Employer
681
681
681
-
social contributions
26
56
34
-
health
6
13
8
-
total
32
69
42
-
Corporate
108
-
-
-
income
14
-
-
-
total
14
-
-
-
Dividends
95
-
-
-
withholding
16
-
-
-
total
16
-
-
-
Income
450
450
450
450
Total tax
167
200
154
89
After tax
283
250
296
361
Living cost
205
205
205
205
Free-cash
78
45
91
156

Estimated living cost  is £205 per week

£123
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£20
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£5
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£57
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

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Estimated living cost

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Estimated living cost

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Source

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