Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
£ 450
per

Your estimated
City
free-cash

Limassol , Cyprus
£73
-£40
£8
£8
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
450
health
-
-
-
11
social contributions
-
-
-
70
income
-
-
-
8
total
-
-
-
89
Employee
683
683
683
-
health
7
12
7
-
social contributions
33
57
34
-
income
72
63
71
-
total
112
132
112
-
Employer
683
683
683
-
health
7
13
8
-
social contributions
33
57
34
-
total
40
70
42
-
Corporate
10
-
-
-
income
1
-
-
-
total
1
-
-
-
Dividends
8
-
-
-
withholding
1
-
-
-
total
1
-
-
-
Income
450
450
450
450
Total tax
154
202
154
89
After tax
296
248
296
361
Living cost
288
288
288
288
Free-cash
8
-40
8
73

Estimated living cost  is £288 per week

£197
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£23
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£5
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£64
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

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Larnaca , Cyprus
£155
£42
£78
£90
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
450
health
-
-
-
11
social contributions
-
-
-
70
income
-
-
-
8
total
-
-
-
89
Employee
683
683
683
-
health
5
12
7
-
social contributions
26
57
34
-
income
74
63
71
-
total
105
132
112
-
Employer
683
683
683
-
health
6
13
8
-
social contributions
26
57
34
-
total
32
70
42
-
Corporate
107
-
-
-
income
13
-
-
-
total
13
-
-
-
Dividends
94
-
-
-
withholding
16
-
-
-
total
16
-
-
-
Income
450
450
450
450
Total tax
166
202
154
89
After tax
284
248
296
361
Living cost
206
206
206
206
Free-cash
78
42
90
155

Estimated living cost  is £206 per week

£123
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£20
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£5
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£58
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

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Estimated living cost

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Estimated living cost

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Source

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