Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
£ 1750
per

Your estimated
City
free-cash

Barcelona , Spain
£769
£609
£647
£832
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
1 750
unemployment
-
-
-
6
income
-
-
-
513
other
-
-
-
1
accident
-
-
-
8
pensions
-
-
-
242
total
-
-
-
770
Employee
460
-
1 477
-
unemployment
7
-
13
-
pensions
22
-
40
-
income
97
-
481
-
other
-
-
1
-
total
126
-
535
-
Employer
460
-
1 477
-
pensions
108
-
202
-
accident
9
-
17
-
unemployment
25
-
47
-
other
4
-
7
-
total
146
-
273
-
Corporate
1 144
1 750
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

172
263
-
-
total
172
263
-
-
Dividends
972
1 487
-
-
withholding
204
322
-
-
total
204
322
-
-
Income
1 750
1 750
1 750
1 750
Total tax
648
585
808
770
After tax
1 102
1 165
942
980
Living cost
333
333
333
333
Free-cash
769
832
609
647

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Estimated living cost  is £333 per week

£246
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£24
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£5
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£59
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
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Source of data for Barcelona model

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