Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
£ 1600
per

Your estimated
City
free-cash

Rotterdam , Netherlands
£515
£644
£375
£428
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
1 600
health
-
-
-
107
income
-
-
-
512
pensions
-
-
-
102
total
-
-
-
721
Employee
743
743
1 438
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

122
122
222
-
pensions
134
102
102
-
health
114
97
107
-
total
370
321
431
-
Employer
743
743
1 438
-
pensions
52
52
64
-
health
52
52
64
-
unemployment
27
27
33
-
total
131
131
161
-
Corporate
736
727
-
-
income
147
145
-
-
total
147
145
-
-
Dividends
589
582
-
-
withholding
88
87
-
-
income
125
124
-
-
total
213
211
-
-
Income
1 600
1 600
1 600
1 600
Total tax
861
808
592
721
After tax
739
792
1 008
879
Living cost
364
364
364
364
Free-cash
375
428
644
515

Estimated living cost  is £364 per week

£258
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£33
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£6
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£68
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
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Source of data for Rotterdam model

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Estimated living cost

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Estimated living cost

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Source

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