Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
£ 1050
per

Your estimated
City
free-cash

Valencia , Spain
-£818
-£341
-£599
-£458
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
1 050
other
-
-
-
1
unemployment
-
-
-
7
income
-
-
-
140
pensions
-
-
-
297
accident
-
-
-
9
total
-
-
-
454
Employee
1 417
-
642
-
unemployment
22
-
20
-
other
1
-
1
-
pensions
67
-
60
-
income
273
-
107
-
total
363
-
188
-
Employer
1 417
-
642
-
other
11
-
10
-
accident
28
-
25
-
pensions
334
-
302
-
unemployment
78
-
70
-
total
451
-
407
-
Corporate
-
1 050
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
158
-
-
total
-
158
-
-
Dividends
-
892
-
-
withholding
-
179
-
-
total
-
179
-
-
Income
1 050
1 050
1 050
1 050
Total tax
814
337
595
454
After tax
236
713
455
596
Living cost
1 054
1 054
1 054
1 054
Free-cash
-818
-341
-599
-458

Estimated living cost  is £1054 per month

£711
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
£101
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
£18
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
£223
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
£0
I'm drinking at home rarely or never.
£0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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Estimated living cost

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Source

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