Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
€ 98500
per

Your estimated
City
free-cash

Sliema , Malta
€42112
€50560
€61126
€43954
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
98 500
income
-
-
-
15 000
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
3 245
total
-
-
-
18 245
Employee
24 174
-
96 076
-
income
2 623
-
23 963
-
social contributions
2 422
-
2 424
-
total
5 045
-
26 387
-
Employer
24 174
-
96 076
-
social contributions
2 422
-
2 424
-
total
2 422
-
2 424
-
Corporate
71 904
98 500
-
-
income
25 166
34 475
-
-
total
25 166
34 475
-
-
Dividends
46 738
64 025
-
-
social contributions
2 784
2 784
-
-
total
2 784
2 784
-
-
Income
98 500
98 500
98 500
98 500
Total tax
35 417
37 259
28 811
18 245
After tax
63 083
61 241
69 689
80 255
Living cost
19 129
19 129
19 129
19 129
Free-cash
43 954
42 112
50 560
61 126

Estimated living cost  is €19129 per year

€12600
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1508
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€293
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€4727
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
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